Business Credit Cards

Company credit cards are fantastic for cashflow and can even turn dreaded expenses into gorgeous rewards. Get the best corporate card deal to save your business on interest charges and annual fees: compare credit card rates, rewards and balance transfer deals at the click of a button.

Page last updated June 20, 2019

Business credit card comparisons on Mozo - rates updated daily Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.

  • Promoted

    Apply By 03 July 2019

    Business Explorer Credit Card

    16.99% p.a.

    55

    $395

    New American Express Card Members will receive an introductory 100,000 Membership Rewards Bonus Points - apply by 29th April 2019 and spend $3,000 in the first 3 months from the Card approval date.

    • 55

    • Transfer points to a range of airline programs or redeem your points for travel, gift cards, retail rewards and shopping gift cards.

    Read our Mozo Review to learn more about the Business Explorer Credit Card

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  • Promoted

    Low Rate Business Card

    13.25% p.a.

    55

    $60 $0 in the first year

    A business credit card with a competitive interest rate and low annual fee ($60). Personalise your cards with your business name and attach multiple cards and set individual credit limits under one facility.

    • 55

    • 13.25% p.a.

    • 2%, Min $2.50

    Read our Mozo Review to learn more about the Low Rate Business Card

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  • Promoted

    Qantas Business Mastercard

    19.99% p.a.

    44

    $89

    Earn 0.6 Qantas Points per dollar spent. Also receive 180 days comprehensive travel insurance

    • 44

    • Points are automatically credited to the Qantas Frequent Flyer program.

    • 21.99% p.a.

    • 0.50%, Min $3.25

    Read our Mozo Review to learn more about the Qantas Business Mastercard

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  • Promoted

    Altitude Business Platinum

    20.24% p.a.

    55

    $200 $0 in the first year

    $0 annual fee in the first year & Complimentary insurances

    • 55

    • Transfer points to a range of airline programs or redeem your points for travel, gift cards, retail rewards and shopping gift cards. Points transfer rate is 2 Altitude points per Velocity point if via auto redemption, 3 Altitude points per Velocity point otherwise.

    • 20.74% p.a.

    • 2%, Min $2.50, Max $150

    Read our Mozo Review to learn more about the Altitude Business Platinum

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  • Promoted

    Clear Options Business

    Rewards

    18.45% p.a.

    55

    $65

    • 55

    • Redeem your points for travel, gift cards, retail rewards and shopping gift cards.

    • 19.45% p.a.

    • 2.50%, min $5.00, max $30.00

    Read our Mozo Review to learn more about the Clear Options Business

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  • Promoted

    Qantas Business Signature Card

    18.50% p.a.

    44

    $295

    100,000 BONUS QANTAS POINTS when you spend $4,000 on everyday business purchases within 60 days of account opening.

    • 44

    • Points are automatically credited to the Qantas Frequent Flyer program.

    • 21.74% p.a.

    • 2%, Min $2.50

    Read our Mozo Review to learn more about the Qantas Business Signature Card

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  • Promoted

    Business Visa

    12.95% p.a.

    40

    $45

    • 40

    • 12.95% p.a.

    • 2%, Min $2.50

    Read our Mozo Review to learn more about the Business Visa

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  • Promoted

    Low Rate Business Card

    13.25% p.a.

    55

    $60 $0 in the first year

    A business credit card with a competitive interest rate and low annual fee ($60). Personalise your cards with your business name and attach multiple cards and set individual credit limits under one facility.

    • 55

    • 13.25% p.a.

    • 2%, Min $2.50

    Read our Mozo Review to learn more about the Low Rate Business Card

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  • Promoted

    Business Visa

    12.95% p.a.

    40

    $45

    • 40

    • 12.95% p.a.

    • 2%, Min $2.50

    Read our Mozo Review to learn more about the Business Visa

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  • Promoted

    Business Visa

    $45

    12.95% p.a.

    40

    • 40

    • 12.95% p.a.

    • 2%, Min $2.50

    Read our Mozo Review to learn more about the Business Visa

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  • Promoted

    Qantas Business Mastercard

    Points are automatically credited to the Qantas Frequent Flyer program.

    $89

    44

    Earn 0.6 Qantas Points per dollar spent. Also receive 180 days comprehensive travel insurance

    • 44

    • Points are automatically credited to the Qantas Frequent Flyer program.

    • 21.99% p.a.

    • 0.50%, Min $3.25

    Read our Mozo Review to learn more about the Qantas Business Mastercard

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  • Promoted

    Altitude Business Platinum

    Transfer points to a range of airline programs or redeem your points for travel, gift cards, retail rewards and shopping gift cards. Points transfer rate is 2 Altitude points per Velocity point if via auto redemption, 3 Altitude points per Velocity point otherwise.

    $200 $0 in the first year

    55

    $0 annual fee in the first year & Complimentary insurances

    • 55

    • Transfer points to a range of airline programs or redeem your points for travel, gift cards, retail rewards and shopping gift cards. Points transfer rate is 2 Altitude points per Velocity point if via auto redemption, 3 Altitude points per Velocity point otherwise.

    • 20.74% p.a.

    • 2%, Min $2.50, Max $150

    Read our Mozo Review to learn more about the Altitude Business Platinum

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  • Promoted

    Rewards Business Signature Card

    Points are automatically credited to the NAB Rewards Program.

    $175

    44

    100,000 BONUS POINTS when you spend $4,000 on everyday business purchases within 60 days of account opening. With over 1,000 rewards to choose from including gift cards, merchandise, flights and more you can decide whether you'd like to reward yourself, your employees or your business.

    • 44

    • Points are automatically credited to the NAB Rewards Program.

    • 21.74% p.a.

    • 2%, Min $2.50

    Read our Mozo Review to learn more about the Rewards Business Signature Card

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Business Credit Card Resources

Reviews, news, tips and guides to help find the best business credit card for you.

Business credit cards information

Company credit cards are a great way to manage business expenses and cashflow, while earning rewards on your outgoings.  Therea are a wide range of business credit cards - from corporate American Express to a business MasterCard or Visa - which cater to a variety of needs such as low interest rates, low annual fees, and the best company card rewards programs. 

It's all about picking what's right for your business; a rewards program including frequent flyer points could help with paying for business flights, but a low rate business credit card might be better for managing cash flow on a regular basis for small businesses.

Business credit card interest rates

If your business pays off the monthly balance, you'll be more interested in a business credit card with interest-free days. However, if you're looking to manage cashflow through credit, your small business credit card should have a low interest rate - perhaps at the expense of a higher annual fee or no rewards program.

Comparing business credit cards

Mozo helps you to search the whole business credit card market to get you the best deal in seconds, based on the features that matter to your business. Once you've found the deal that's perfect for you, you can apply online in minutes - just make sure you have your key business registration details handy.

This page is about business credit cards - if personal credit cards are more your thing check out our credit card hub or read some of our useful credit card guides to help you find the best card for you. 

More FAQs about business credit cards

How do I apply for a business credit card?

It’s crucial to thoroughly research the different business cards out there and make your decision based on the features that matter to your business. Once you've found the deal that's perfect for you, you can apply simply online in minutes with your chosen provider - just make sure you have your key business registration details handy.

Will I pay more interest and fees on a business credit card?

In most cases, business credit cards have a higher interest rate than that of a personal card, but they’re tax deductible. Because corporate cards generally have a higher interest rate, it is in your best interest to keep ongoing debt to a minimum or alternatively look at small business loans instead.

Also keep in mind that with business rewards credit cards, you usually pay a pretty big annual fee. Take into consideration whether or not the rewards you are getting a) are suitable for your business, and b) are worth what you’re paying for them.  

Should I use my personal credit card instead?

For some small business owners, using their personal credit card over a business credit card is an option but there are a few things to consider. While using your personal card may minimise fees, give you a lower interest rate or even maximising rewards in some cases, it’s not always ideal to use over a business credit card. You’ll have to deal with the hassle of separating personal and business expenses when you use the same card, plus you may also come across issues when proving to the tax office what is a business expense and what’s personal one. Additionally, everything you do on that card could affect your personal credit score, like if you miss a payment or max out your card.