Guide to credit cards

Whether you’re new to the game, or you’ve been swiping your credit card for years, I think we can...

Last year rewards lovers around the country felt their hearts sink as American Express announced it would be decreasing earn rates across many o...

When stepping up to pay at the checkout Australians have traditionally reached for one of two things - card or cash. According to RBA statistics...

The world of banking and financial technology has come a long way in recent years, with card payments ...

With credit cards quickly overtaking cash, having a reliable piece of plastic in your pocket is m...

A few years ago, you may have never come across the term “interchange fees”. Instead it was reserved for those in the banking world to discuss t...

If predictions by the experts ring true, the days of paying with cash and coins could soon be a thing of the past. In fact, that could be as soo...

Age might just be a number, but your credit score isn’t. It tells the world a lot about you and can help people make decisions about who you are...

Looking for a rewards credit card from one of the big four banks? But don't know whether to choose Westpac, NAB, CommBank or ANZ?  ...

Thinking about getting a credit card? Or maybe you already have one, and you just ...

Having trouble deciding which kind of plastic will be the best fit for your wallet? Well, there’s a really easy way to do it - you can use our h...

Do you use your credit card for everyday spending - like grabbing lunch, shopping for groceries or loading up your Opal card? The right piece of...

If you like to shop till you drop, a credit card may just be your new best friend. But make sure you choose wisely so this piece of plastic does...

So you’ve started uni, struck out on your own and embraced adulthood. Great! But how are you going to pay for all that newfound freedom? When yo...

Want a simple, convenient piece of plastic that won’t cost an arm and a leg? Not really interested in complicated rewards schemes and counting p...

Spending on a credit card is convenient and can be cost-effective if you choose the right one - b...

A credit card is a super convenient way to spend - and opt for a rewards credit card and ...

Sick and tired of your boring old rewards credit card? Want a piece of plastic that can keep up with your life in the fast lane? Look no further...

Ready to get rid of that nasty credit card debt hanging over your head? Sick and tired of worrying about repayments, late fees and the steadily ...

What do we want? Rewards points! When do we want them? Now! Everyone knows that b...

Hang on a second - a low interest rate and rewards power? That sounds too good to be true, right? Not at all! There aren’t all that many...

If you’ve racked up a considerable amount of debt on your credit card, there’s a moment you’re pr...

Premium Credit CardsPremium credit cards are the crème of the crop in the world ...

Your credit card has many benefits and features you may not even be aware of; some help you out when travelling, others will save you money whil...

Top 10 reasons for a credit card According to the

A credit card for pensioners. Really?Isn’t it nice to know that banks care enough to offer a credi...

You may be in Australia for an extended holiday or you’ve moved here to work, either reason you’re likely going to want to apply for a credit ca...

Credit providers are very inventive with their fees, so you'll need to be crafty to avoid them. Here are Mozo's top 4 student credit card tips: ...

Is the annual fee of a rewards credit card worth it? The answer to this question will vary from one person to another as it depends on several f...

Do you spend half your time on planes and running around airport terminals? Have you got packing an overnight bag down to a fine art and know ho...

The name says it all…get cash back, when you spend money on your credit card. Sounds like a pretty good deal or is it too good to be true...

Once upon a time gold credit cards were the ultimate financial status symbol representing wealth and supremacy. These days gold cards have falle...

The best advice Mozo was given when it comes to credit card balance, is to never spend beyond your mean...

Gone are the days when banks had one or two different types of credit cards you could choose from! Now there are plenty of types of credit cards...

If you’re one of the thousands of credit cardholders who are stuck with a dud deal or the card is costing you too much and you’re just not satis...

If you’re about to embark on an overseas trip, then it’ll be a good idea to brush up on a few money tips before you go. From

What’s a new credit card without awesome offers to entice you? Just a simple no frills credit card. Kinda boring and fruitless. But if you want ...

Credit cards may not have the best reputation, as the media is often quick to portray the negative connotations associated with them. If you lac...

You may look at your monthly statement and think that it’s in ‘google gog’ but don’t stress as we’ll demystify all things relating to c...

First it was the smart phone, now it's the smart credit card! Visa payWave and MasterCard PayPass are increasing in popularity, as merchants and...

Credit cards definitely have their perks and place in our wallets. However, they do come hand in hand with that nasty, annoying and often expens...

If you’ve racked up a bit of debt on your current plastic, don’t worry it happens to the best of us. According to Mozo estimates, the avera...

It’s no secret that credit cards have a notorious reputation for being the fastest way to plunge into debt. No doubt you’ve heard plenty of cred...

When it comes to premium credit cards, platinum cards have trumped gold cards on the market in terms of supreme status. And while platinum ...

Whoa. Who knew there was so much grunt behind one little card? The mother of all ...

Reducing credit card debt is no easy task. We’ve all been there and know the struggles in combating the...

What’s the difference between your credit history and your credit rating? Sounds like we’re talking about the same thing, doesn’t it? ...

Yep. It can happen to the most careful of us all. Credit card fraud is not new, and will never really end. As users who enjoy it’s many convenie...

Paying for your fruit and veg at the shops or a late night cab ride has never been easier than with Visa payWave and MasterCard PayPass “tap and...

From swipe to tap…scribble to PIN, the way Aussie consumers pay for their goods is a-changin’. Most new credit and debit cards in Au...

Most Aussies still see Australia Post as the handler of snail mail and parcels from nanna. But with its new Load & Go Visa Prepaid Card, our nat...

On Mozo Answers we’ve had a lot of questions about Visa payWave and MasterCard PayPass credit cards. As more and more providers are making “tap ...

Does your lifestyle involve hitting the shops big time or boarding airplanes on a regular basis? You could be the perfect candidate for a premiu...

Addicted to freebies? Chances are, you’ll love what bonus point rewards card...

Are you a frequent flyer who would jump at the chance to access swish airport lounges, flight upgrades, free airline tickets and more? Perhaps i...

Rewards card? Check. Stack of points built up from all your shopping trips? Check. A plan for how you’re going to redeem them and get the most b...

Have you considered signing up with a rewards credit card that will give you cold hard cash? Welcome to the world of cashback offers where becom...

If you’re tossing up between a rewards card and a regular piece of plastic, then you might be wondering just what the benefits of having points ...

You’re probably the kind of person who uses a credit card a lot and has managing your balance down to a fine art. The next question is, which re...

Whether you’re planning a mega shopping trip along Rodeo Drive or a great exploration of Europe, there is one thing you’ll need to pack - a comp...

Congrats on your decision to join the rewards credit card club (or at least, resolving to switch providers)! During your search for an ideal pie...

Some rewards credit card customers pay hundreds of dollars every year just for the privilege of being a cardholder. While other borrowers opt fo...

The battle of the supermarket rewards program is never ending, constantly splashed before us with endless marketing and advertising campaigns. S...

Most major service stations are partnered with a rewards credit card and or

You don’t have to be a mathematician when it comes to calculating rewards points. While it can be confusing as no reward program is the same, th...

How to choose a rewards program Choosing a credit card is a challenge in itself then...

It would be a little un-Australian if you weren’t familiar with the lyrics ‘I still call Australia home…’! It’s the tune to the Qantas ca...

On the hunt for a credit card that’s going to reward you for spending? If so, you’re in the right spot! This guide will take you through all the...

Velocity Frequent Flyer is the official rewards program for Virgin Australia. There are plenty of easy and quick ways to earn Velocity points, j...

As a credit card holder, you may think all the benefits lie with the money hungry banks and financial institutions. Wrong! As the owner of a rew...

Who doesn’t love something for nothing?! Well, welcome to the world of reward credit cards, your ticket to receiving freebies for spending money...

With tight travel restrictions in place and flight redemptions temporarily out of the picture, new Mozo research finds that 66% of Aussies belie...

In March, Aussies across the country were

Qantas customers around the country are breathing a sigh of relief after the airline

If you’re ready to take your side hustle to the next level, you might be wondering if it’s worth taking out a