Prepaid debit cards offer many positives, including pin code security, flexible credit card-like payment options, and inexpensive foreign currency withdrawals. These benefits, however, must be balanced against the expense of loading a prepaid debit card and the cost of retrieving any unspent money.
To help you balance these weighty considerations, Mozo offers an excellent online comparison service to make researching a travel cash card easy. They do all they work for you and gather in all the unexpected costs, as well as the benefits, then present the information for you to select your prepaid debit card. It's so fast it'll leave you plenty of time for other weighty thoughts - like where to go next!
Search promoted prepaid travel cards below. Advertiser disclosure.
USD: 0.6738
GBP: 0.5378
EUR: 0.6358
NZD: 1.0487
$0 online (greater of 1.1% of initial load amount or $15 in-store)
2.50 USD
Get Free Global Wi-Fi when you travel with Cash Passport. The Platinum card has many beneficial attributes, including free global WiFi.
AUD, USD, NZD, EUR, GBP, SGD, HKD, JPY, CAD, THB, AED
$0 online (free using BPay, $5 per transaction using debit card)
$0
0%
Free global Wi-Fi at millions of Boingo hotspots, complimentary access to LoungeKey airport lounges worldwide upon a flight delay, and instantly transfer money from one Cash Passport account to another with Card to Card.
Read our Mozo Review to learn more about the Platinum Prepaid Currency Mastercard
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USD: 0.6631
GBP: 0.5328
EUR: 0.6230
NZD: 1.0439
$0
1.95 USD
Load multiple world currencies, and lock in your exchange rate to stay in control of your spending. Earn 1.5 points for every dollar spent on eligible purchases overseas.
AUD, USD, NZD, EUR, GBP, SGD, HKD, JPY, CAD, THB, AED.
$0 (0.5% using debit card)
$0
0%
Earn 1.5 Qantas Points per AUD $1 equivalent spent internationally and 1 point per $4 spent in Australia.
Read our Mozo Review to learn more about the Qantas Travel Money Card
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USD: 0.6793
GBP: 0.5422
EUR: 0.6414
NZD: 1.0549
$0
3.50 AUD
AUD, USD, NZD, EUR, GBP, SGD, HKD, JPY, CAD, THB, AED, VND, CNY
$0
$0
3.00%
Read our Mozo Review to learn more about the Travel Money Card
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USD: 0.6667
GBP: 0.5282
EUR: 0.6212
NZD: 1.0344
$0 when loaded at Australia Post or online. (1.1% when loading AUD)
3.50 AUD
AUD, USD, NZD, EUR, GBP, SGD, HKD, JPY, CAD, THB, AED
$0 online (1% using BPay, $5 using debit card)
$0
0%
Read our Mozo Review to learn more about the Travel Platinum Mastercard
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USD: 0.6787
GBP: 0.5347
EUR: 0.6325
NZD: 1.0399
$0 online
2.50 USD
USD, AUD, NZD, EUR, GBP, SGD, HKD, JPY, CAD, THB
$0 online (1% using BPay, 1.1% using debit/credit)
$10
No percentage or flat fee, based on Spend Rates set by Travel Money Oz
Read our Mozo Review to learn more about the Currency Pass
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USD: 0.6841
GBP: 0.5413
EUR: 0.6405
NZD: 1.0556
Greater of 1.1% of initial load amount or $15
0 AUD
AUD, USD, NZD, EUR, GBP, SGD, HKD, JPY, CAD, THB
$0 when booked via www.travelex.com.au, otherwise 1% using BPay
$10
$0
Read our Mozo Review to learn more about the Money Card
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0.6738
$0 online (greater of 1.1% of initial load amount or $15 in-store)
2.50 USD
Get Free Global Wi-Fi when you travel with Cash Passport. The Platinum card has many beneficial attributes, including free global WiFi.
AUD, USD, NZD, EUR, GBP, SGD, HKD, JPY, CAD, THB, AED
$0 online (free using BPay, $5 per transaction using debit card)
$0
0%
Free global Wi-Fi at millions of Boingo hotspots, complimentary access to LoungeKey airport lounges worldwide upon a flight delay, and instantly transfer money from one Cash Passport account to another with Card to Card.
Read our Mozo Review to learn more about the Platinum Prepaid Currency Mastercard
Details Close
0.6631
$0
1.95 USD
Load multiple world currencies, and lock in your exchange rate to stay in control of your spending. Earn 1.5 points for every dollar spent on eligible purchases overseas.
AUD, USD, NZD, EUR, GBP, SGD, HKD, JPY, CAD, THB, AED.
$0 (0.5% using debit card)
$0
0%
Earn 1.5 Qantas Points per AUD $1 equivalent spent internationally and 1 point per $4 spent in Australia.
Read our Mozo Review to learn more about the Qantas Travel Money Card
Details Close
0.6793
$0
3.50 AUD
AUD, USD, NZD, EUR, GBP, SGD, HKD, JPY, CAD, THB, AED, VND, CNY
$0
$0
3.00%
Read our Mozo Review to learn more about the Travel Money Card
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0.6667
$0 when loaded at Australia Post or online. (1.1% when loading AUD)
3.50 AUD
AUD, USD, NZD, EUR, GBP, SGD, HKD, JPY, CAD, THB, AED
$0 online (1% using BPay, $5 using debit card)
$0
0%
Read our Mozo Review to learn more about the Travel Platinum Mastercard
Details Close
0.6787
$0 online
2.50 USD
USD, AUD, NZD, EUR, GBP, SGD, HKD, JPY, CAD, THB
$0 online (1% using BPay, 1.1% using debit/credit)
$10
No percentage or flat fee, based on Spend Rates set by Travel Money Oz
Read our Mozo Review to learn more about the Currency Pass
Details Close
0.6841
Greater of 1.1% of initial load amount or $15
0 AUD
AUD, USD, NZD, EUR, GBP, SGD, HKD, JPY, CAD, THB
$0 when booked via www.travelex.com.au, otherwise 1% using BPay
$10
$0
Read our Mozo Review to learn more about the Money Card
Details Close
0.5378
$0 online (greater of 1.1% of initial load amount or $15 in-store)
2.00 GBP
Get Free Global Wi-Fi when you travel with Cash Passport. The Platinum card has many beneficial attributes, including free global WiFi.
AUD, USD, NZD, EUR, GBP, SGD, HKD, JPY, CAD, THB, AED
$0 online (free using BPay, $5 per transaction using debit card)
$0
0%
Free global Wi-Fi at millions of Boingo hotspots, complimentary access to LoungeKey airport lounges worldwide upon a flight delay, and instantly transfer money from one Cash Passport account to another with Card to Card.
Read our Mozo Review to learn more about the Platinum Prepaid Currency Mastercard
Details Close
0.531
$0
0 AUD
AUD, USD, GBP, EUR, NZD
$0
$0
0%
Read our Mozo Review to learn more about the Just Go Visa Prepaid Travel Card
Details Close
0.5328
$0
1.25 GBP
Load multiple world currencies, and lock in your exchange rate to stay in control of your spending. Earn 1.5 points for every dollar spent on eligible purchases overseas.
AUD, USD, NZD, EUR, GBP, SGD, HKD, JPY, CAD, THB, AED.
$0 (0.5% using debit card)
$0
0%
Earn 1.5 Qantas Points per AUD $1 equivalent spent internationally and 1 point per $4 spent in Australia.
Read our Mozo Review to learn more about the Qantas Travel Money Card
Details Close
0.5422
$0
3.50 AUD
AUD, USD, NZD, EUR, GBP, SGD, HKD, JPY, CAD, THB, AED, VND, CNY
$0
$0
3.00%
Read our Mozo Review to learn more about the Travel Money Card
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0.5282
$0 when loaded at Australia Post or online. (1.1% when loading AUD)
3.50 AUD
AUD, USD, NZD, EUR, GBP, SGD, HKD, JPY, CAD, THB, AED
$0 online (1% using BPay, $5 using debit card)
$0
0%
Read our Mozo Review to learn more about the Travel Platinum Mastercard
Details Close
0.5347
$0 online
2.00 GBP
USD, AUD, NZD, EUR, GBP, SGD, HKD, JPY, CAD, THB
$0 online (1% using BPay, 1.1% using debit/credit)
$10
No percentage or flat fee, based on Spend Rates set by Travel Money Oz
Read our Mozo Review to learn more about the Currency Pass
Details Close
0.5413
Greater of 1.1% of initial load amount or $15
0 AUD
AUD, USD, NZD, EUR, GBP, SGD, HKD, JPY, CAD, THB
$0 when booked via www.travelex.com.au, otherwise 1% using BPay
$10
$0
Read our Mozo Review to learn more about the Money Card
Details Close
0.6358
$0 online (greater of 1.1% of initial load amount or $15 in-store)
2.50 EUR
Get Free Global Wi-Fi when you travel with Cash Passport. The Platinum card has many beneficial attributes, including free global WiFi.
AUD, USD, NZD, EUR, GBP, SGD, HKD, JPY, CAD, THB, AED
$0 online (free using BPay, $5 per transaction using debit card)
$0
0%
Free global Wi-Fi at millions of Boingo hotspots, complimentary access to LoungeKey airport lounges worldwide upon a flight delay, and instantly transfer money from one Cash Passport account to another with Card to Card.
Read our Mozo Review to learn more about the Platinum Prepaid Currency Mastercard
Details Close
0.616
$0
0 AUD
AUD, USD, GBP, EUR, NZD
$0
$0
0%
Read our Mozo Review to learn more about the Just Go Visa Prepaid Travel Card
Details Close
0.623
$0
1.50 EUR
Load multiple world currencies, and lock in your exchange rate to stay in control of your spending. Earn 1.5 points for every dollar spent on eligible purchases overseas.
AUD, USD, NZD, EUR, GBP, SGD, HKD, JPY, CAD, THB, AED.
$0 (0.5% using debit card)
$0
0%
Earn 1.5 Qantas Points per AUD $1 equivalent spent internationally and 1 point per $4 spent in Australia.
Read our Mozo Review to learn more about the Qantas Travel Money Card
Details Close
0.6414
$0
3.50 AUD
AUD, USD, NZD, EUR, GBP, SGD, HKD, JPY, CAD, THB, AED, VND, CNY
$0
$0
3.00%
Read our Mozo Review to learn more about the Travel Money Card
Details Close
0.6212
$0 when loaded at Australia Post or online. (1.1% when loading AUD)
3.50 AUD
AUD, USD, NZD, EUR, GBP, SGD, HKD, JPY, CAD, THB, AED
$0 online (1% using BPay, $5 using debit card)
$0
0%
Read our Mozo Review to learn more about the Travel Platinum Mastercard
Details Close
0.6325
$0 online
2.50 EUR
USD, AUD, NZD, EUR, GBP, SGD, HKD, JPY, CAD, THB
$0 online (1% using BPay, 1.1% using debit/credit)
$10
No percentage or flat fee, based on Spend Rates set by Travel Money Oz
Read our Mozo Review to learn more about the Currency Pass
Details Close
0.6405
Greater of 1.1% of initial load amount or $15
0 AUD
AUD, USD, NZD, EUR, GBP, SGD, HKD, JPY, CAD, THB
$0 when booked via www.travelex.com.au, otherwise 1% using BPay
$10
$0
Read our Mozo Review to learn more about the Money Card
Details Close
1.0487
$0 online (greater of 1.1% of initial load amount or $15 in-store)
3.50 NZD
Get Free Global Wi-Fi when you travel with Cash Passport. The Platinum card has many beneficial attributes, including free global WiFi.
AUD, USD, NZD, EUR, GBP, SGD, HKD, JPY, CAD, THB, AED
$0 online (free using BPay, $5 per transaction using debit card)
$0
0%
Free global Wi-Fi at millions of Boingo hotspots, complimentary access to LoungeKey airport lounges worldwide upon a flight delay, and instantly transfer money from one Cash Passport account to another with Card to Card.
Read our Mozo Review to learn more about the Platinum Prepaid Currency Mastercard
Details Close
1.047
$0
0 AUD
AUD, USD, GBP, EUR, NZD
$0
$0
0%
Read our Mozo Review to learn more about the Just Go Visa Prepaid Travel Card
Details Close
1.0439
$0
2.50 NZD
Load multiple world currencies, and lock in your exchange rate to stay in control of your spending. Earn 1.5 points for every dollar spent on eligible purchases overseas.
AUD, USD, NZD, EUR, GBP, SGD, HKD, JPY, CAD, THB, AED.
$0 (0.5% using debit card)
$0
0%
Earn 1.5 Qantas Points per AUD $1 equivalent spent internationally and 1 point per $4 spent in Australia.
Read our Mozo Review to learn more about the Qantas Travel Money Card
Details Close
1.0549
$0
3.50 AUD
AUD, USD, NZD, EUR, GBP, SGD, HKD, JPY, CAD, THB, AED, VND, CNY
$0
$0
3.00%
Read our Mozo Review to learn more about the Travel Money Card
Details Close
1.0344
$0 when loaded at Australia Post or online. (1.1% when loading AUD)
3.50 AUD
AUD, USD, NZD, EUR, GBP, SGD, HKD, JPY, CAD, THB, AED
$0 online (1% using BPay, $5 using debit card)
$0
0%
Read our Mozo Review to learn more about the Travel Platinum Mastercard
Details Close
1.0399
$0 online
3.50 NZD
USD, AUD, NZD, EUR, GBP, SGD, HKD, JPY, CAD, THB
$0 online (1% using BPay, 1.1% using debit/credit)
$10
No percentage or flat fee, based on Spend Rates set by Travel Money Oz
Read our Mozo Review to learn more about the Currency Pass
Details Close
1.0556
Greater of 1.1% of initial load amount or $15
0 AUD
AUD, USD, NZD, EUR, GBP, SGD, HKD, JPY, CAD, THB
$0 when booked via www.travelex.com.au, otherwise 1% using BPay
$10
$0
Read our Mozo Review to learn more about the Money Card
Details Close
^See information about the Mozo Experts Choice Prepaid travel cards Awards
Mozo provides general product information. We don't consider your personal objectives, financial situation or needs and we aren't recommending any specific product to you. You should make your own decision after reading the PDS or offer documentation, or seeking independent advice.
While we pride ourselves on covering a wide range of products, we don't cover every product in the market. If you decide to apply for a product through our website, you will be dealing directly with the provider of that product and not with Mozo.
So you’re jetting off on your next big adventure, lucky you! Holidays are meant to help you relax, so don’t put yourself in an embarrassing position where you’re stuck unable to pay because you don’t know how your prepaid travel card works. If you’re looking to set your budget in advance by locking in a great exchange rate, a prepaid travel card could be the right fit for you.
Before you start thinking about how many pairs of socks and undies you need (it’s less than you think), have a look over some frequently asked questions about prepaid travel cards so you can really kick your feet up knowing you’re set, money-wise.
Prepaid travel cards work much the same as your everyday debit card - you take it along with you on your overseas holiday to pay for everything from souvenirs to fancy dinners without having to carry cash around. The difference is, it’s designed to be used overseas, giving you access to money in the currency of whatever destination you’re visiting. Here’s a quick and easy guide to using your prepaid travel card:
Made for ease and convenience, prepaid travel cards offer great features to make sure you can do what you originally intended to do on your holiday: relax. Here are just a few perks of using a prepaid travel card:
With the number of prepaid travel cards floating around, it can be both a blessing and a curse for Aussie travellers. Because while you may find yourself spoilt for choice, it’s tricky to know which card will deliver on value. So if you’re thinking about picking up a prepaid travel card for your upcoming trip, here are a few things to consider:
No. Whilst prepaid travel cards are generally available for use in countries that widely accept Visa and Mastercard, the currencies available are limited to mostly popular travel destinations. It doesn’t hurt to check that the card you want has the right currency available, but keep in mind that many have options to use unsupported currencies, you’ll just pay a fee.
With so many options for your travel money plastic, it can be confusing to know which one to choose. If you’re on the fence about whether to go prepaid debit or credit, here are a few points to help you make a decision:
For a more in depth guide, check out this list of pros and cons for all your travel spending options.
The last thing you want on a holiday is fees eating into your holiday budget, so it’s good to familiarise yourself with them so they become easier to avoid. Here’s a list of fees to look out for on your search for a prepaid travel card:
Absolutely! A piece of plastic isn’t going to get in the way of you and that day trip out to the Phi Phi Islands. Usually, you can go online or use your app to add however much money you may need. Just be aware that some prepaid travel cards that have reload fees which could see you paying for the convenience of topping up your account.
Another thing to be aware of, reloads are not always instantaneous, particularly if you reload via BPay as it could take a few days for the funds to appear in your account. To avoid getting caught out without funds, it’s a good idea to reload a few days ahead of when you want access to your money.
It’s hard to believe, but some people come back from a holiday with money left over. If you’re one of these responsible folk, you’ll be happy to know that you can easily transfer money back into your everyday transaction account. The catch is, you’ll usually have to pay a fee to reclaim those funds. This fee is normally a percentage of the amount you’re transferring off your card, so make sure it’s actually worth making the transfer.
Something else to note is that if the Aussie dollar has dropped while you’ve been away, you could lose a money when you transfer it back. If you can spare the time, waiting for the Aussie dollar to be high again could save you a few bucks.
So you’ve decided travelling with a prepaid travel card is your best bet, and now you’re wondering, which one do I choose? Mozo’s travel card hub wants to help you compare your options so you find a card with little to no fees and a great exchange rate.