Compare & Save on

Business Loans

  • Looking for a bank loan to help grow your small business – without an interest rate that'll cripple it? Mozo lets you compare small business loans, lines of credit and overdraft options with ease, so you can save on interest rates and fees, as well as bank hassle.

Look for a specific type of business loan:

-- Choose loan type --

Business loan comparisons on Mozo Rates updated daily

  • RateSetter Business Finance

    RateSetter Business Finance

    • Unsecured or secured finance up to $150,000 with terms from 6 months to 5 years
    • We reward established, growing businesses with tailored rates, with interest rates starting at 4.3% p.a
    • Apply online in minutes. Get a decision and your funds in as little as 1 business day

    Example cost: Estimated minimum total repayments over 6 months on a $10,000 loan is $10,435.66. Actual costs will vary depending on your specific business, your financial circumstances and your credit history as assessed by RateSetter.

    More info

    Go to site
    • Loan type: Loan
    • Minimum loan amount: $2,001
    • Maximum loan amount: $150,000
    • Rate type: fixed
    • Upfront fee: Varies
    • Ongoing fees: Varies
    • Repayment frequency: Monthly
    • Repayment types: Principal & Interest, Interest Only
    • Extra repayments allowed: yes
    • Redraw allowed: yes
    • Card access: no
    • Cheque access: no
    • Other benefits:
    • Other restrictions:
    Need more information?
    Go to site
    • Unsecured or secured finance up to $150,000 with terms from 6 months to 5 years
    • We reward established, growing businesses with tailored rates, with interest rates starting at 4.3% p.a
    • Apply online in minutes. Get a decision and your funds in as little as 1 business day

    Example cost: Estimated minimum total repayments over 6 months on a $10,000 loan is $10,435.66. Actual costs will vary depending on your specific business, your financial circumstances and your credit history as assessed by RateSetter.

    More info

  • Spotcap Line of Credit

    Spotcap Line of Credit

    • Individualised rates start from 0.5% per month
    • 2-3% origination fee, absolutely no early repayment, direct debit or account keeping fees
    • Australia's only completely unsecured business lines of credit and small business loans

    Example cost: Minimum total repayments over 6 months on a $10,000 loan is $10,425. Actual costs will vary depending on individual risk score as assessed by Spotcap.

    More info

    Go to site
    • Loan type: Line of Credit
    • Minimum loan amount: $5,000
    • Maximum loan amount: $250,000
    • Rate type: variable
    • Upfront fee: 2% to 3%
    • Ongoing fees: none
    • Repayment frequency: Monthly
    • Repayment types: Principal & Interest
    • Extra repayments allowed: Yes
    • Redraw allowed: Yes
    • Card access: no
    • Cheque access: no
    • Other benefits: Loan terms up to 12 months.
    • Other restrictions:
    Need more information?
    Go to site
    • Individualised rates start from 0.5% per month
    • 2-3% origination fee, absolutely no early repayment, direct debit or account keeping fees
    • Australia's only completely unsecured business lines of credit and small business loans

    Example cost: Minimum total repayments over 6 months on a $10,000 loan is $10,425. Actual costs will vary depending on individual risk score as assessed by Spotcap.

    More info

  • GetCapital Line of Credit

    GetCapital Line of Credit

    • Low interest costs starting at 0.75% per month and earn Aquire points
    • Loans of $5,000 to $300,000. Funds can be available within 24 hours
    • Minimum 9 months business trading history and $10,000 per month of sales

    Example cost: Minimum total repayments over 6 months on a $10,000 loan is $10,638.64. Actual costs will vary depending on individual risk score as assessed by GetCapital.

    More info

    Go to site
    • Loan type: Line of Credit
    • Minimum loan amount: $5,000
    • Maximum loan amount: $300,000
    • Rate type: fixed
    • Upfront fee: 1.00%
    • Ongoing fees: $3.80 weekly
    • Repayment frequency: Weekly
    • Repayment types: Principal & Interest
    • Extra repayments allowed: yes
    • Redraw allowed: yes
    • Card access: no
    • Cheque access: no
    • Other benefits: Earn 1 Qantas Aquire Point for every $1 you borrow up to 30,000 points per loan, plus 10,000 bonus points on your first loan.
    • Other restrictions: Minimum 9 months business trading history and $10,000 per month of sales.
    Need more information?
    Go to site
    • Low interest costs starting at 0.75% per month and earn Aquire points
    • Loans of $5,000 to $300,000. Funds can be available within 24 hours
    • Minimum 9 months business trading history and $10,000 per month of sales

    Example cost: Minimum total repayments over 6 months on a $10,000 loan is $10,638.64. Actual costs will vary depending on individual risk score as assessed by GetCapital.

    More info

  • Moula Business Loan

    Moula Business Loan

    • Interest rates starting at just 1% per fortnight, as we're here to help you grow your business
    • Fully transparent: no hidden fees, no establishment fee, no direct debit fee, no penalty for early repayment
    • Apply in minutes, get approved in 24 hours

    Example cost: Total repayments over 6 months on a $10,000 loan is $10,714 for all approved borrowers.

    More info

    Go to site
    • Loan type: Loan
    • Minimum loan amount: $3,000
    • Maximum loan amount: $250,000
    • Rate type: fixed
    • Upfront fee: 0
    • Ongoing fees: 0
    • Repayment frequency: Fortnightly
    • Repayment types: Principal & Interest
    • Extra repayments allowed: yes
    • Redraw allowed: yes
    • Card access: no
    • Cheque access: no
    • Other benefits:
    • Other restrictions:
    Need more information?
    Go to site
    • Interest rates starting at just 1% per fortnight, as we're here to help you grow your business
    • Fully transparent: no hidden fees, no establishment fee, no direct debit fee, no penalty for early repayment
    • Apply in minutes, get approved in 24 hours

    Example cost: Total repayments over 6 months on a $10,000 loan is $10,714 for all approved borrowers.

    More info

  • Banjo Business Loan

    Banjo Business Loan

    • Tailored rates starting from 10.70% p.a. for best borrowers
    • Origination fee of 1.50% of loan amount
    • Unsecured 6 month term loan with no early repayment penalties

    Example cost: Example cost: Minimum total repayments over 6 months on a $10,000 loan are $10,698. Actual interest rates and repayments will vary depending upon your business performance and risk profile as assessed by Banjo.

    More info

    Go to site
    • Loan type: Loan
    • Minimum loan amount: $5,000
    • Maximum loan amount: $250,000
    • Rate type: variable
    • Upfront fee: 1.5% of loan amount
    • Ongoing fees: 0
    • Repayment frequency: Weekly, Fortnightly, Monthly
    • Repayment types: Principal & Interest
    • Extra repayments allowed: yes
    • Redraw allowed: yes - subject to credit review
    • Card access: no
    • Cheque access: no
    • Other benefits: Loans from $5,000 to $250,00 with Re-Borrow facility
    • Other restrictions:
    Need more information?
    Go to site
    • Tailored rates starting from 10.70% p.a. for best borrowers
    • Origination fee of 1.50% of loan amount
    • Unsecured 6 month term loan with no early repayment penalties

    Example cost: Example cost: Minimum total repayments over 6 months on a $10,000 loan are $10,698. Actual interest rates and repayments will vary depending upon your business performance and risk profile as assessed by Banjo.

    More info

  • Commonwealth Bank Better Business Loan

    Commonwealth Bank Better Business Loan

    Security type

    Secured

    Variable rate

    5.86%Variable Rate

    Go to site

    More info

    • Loan type: Loan
    • Minimum loan amount: $50,000
    • Maximum loan amount:
    • Rate type: variable/fixed
    • Upfront fee: Negotiable
    • Ongoing fees: Negotiable
    • Repayment frequency:
    • Repayment types: Principal and Interest, Interest Only
    • Extra repayments: yes
    • Redraw allowed: yes
    • Card access: no
    • Cheque access: no
    • Other benefits:
    • Other restrictions: available for business loans over $50,000 where the loan term is not less than one year.
    Need more information?
    Go to site

    More info

  • St.George Business Loan

    St.George Business Loan

    Security type

    Property Secured

    Variable rate

    6.66%Property Secured Rate

    Go to site

    More info

    • Loan type: Loan
    • Minimum loan amount:
    • Maximum loan amount:
    • Rate type: variable
    • Upfront fee: Negotiable
    • Ongoing fees: Negotiable
    • Repayment frequency: flexible
    • Repayment types: interest only, principal and interest
    • Extra repayments: yes (free for variable)
    • Redraw allowed: yes (variable only)
    • Card access: no
    • Cheque access: no
    • Other benefits:
    • Other restrictions: specific purpose loan for capital expenditure
    Need more information?
    Go to site

    More info

  • ANZ Business Credit Facility

    ANZ Business Credit Facility

    Security type

    Property Secured

    Variable rate

    8.05%Business Credit Facility Index rate

    Go to site

    More info

    • Loan type: Line of Credit
    • Minimum loan amount: $25,000
    • Maximum loan amount: $3,000,000
    • Rate type: variable
    • Upfront fee: Negotiable
    • Ongoing fees: $600 annually
    • Repayment frequency: n/a
    • Repayment types: n/a
    • Extra repayments: n/a
    • Redraw allowed: n/a
    • Card access: yes
    • Cheque access: yes
    • Other benefits:
    • Other restrictions:
    Need more information?
    Go to site

    More info

Want more? Compare all 45 business loans in the Mozo comparison engine.

Compare all business loans

Savings calculator

Crunch numbers with our handy calculator.

Get started

Advertisement