The low rate home loan hit-list: April 2025
With home loan rates finally coming down following the recent RBA February rate cut, there's never been a better time to compare how much you could save on your mortgage repayments.
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Why locking in a fixed rate home loan now could be a smart money move
The RBA recently made its first cut in four years and many banks followed suit. But while a lower cash rate is good news for borrowers and homeowners, the RBA board was quick to point out there’s no certainty we’ll see another drop anytime soon. So if you’re looking to lock in a great home loan deal, now might be the time to consider a fixed rate as many challenger banks have highly competitive short-term deals available.
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Want to refinance? Your LVR is the secret to getting a lower interest rate
Your loan-to-value ratio (LVR) refers to the amount you need to borrow to buy a property, and it’s expressed as a percentage of the property’s value. Think of it like this – the smaller your deposit, the higher your LVR will be.
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Macquarie undercuts the Big Four banks with its latest 0.20% cut to fixed rate home loans
Macquarie has cut another 20 basis points off its fixed rate home loans, vastly undercutting what’s on offer at the Big Four banks.
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Cheap home loans: Expert picks for April
Australia’s property market might be expensive, but your mortgage doesn’t have to be. Strong market competition between the big banks, customer-owned alternatives and digital lenders means you’ve got plenty of choice when it comes to choosing a cheap home loan.
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Why this new chapter for NRMA is a big win for Aussie home buyers
When you hear the name NRMA, you probably think of trusted insurance that Aussies have relied on for decades. But did you know, NRMA has stepped into the home loan space, aiming to provide Aussie borrowers with the same reliability and value that has kept them a household name for over 90 years.
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Home loan watch: when will interest rates come down again? Industry forecasts explained
The Reserve Bank of Australia (RBA) maintains that its number one enemy is inflation. If inflation stays high, so will home loan interest rates. For households experiencing mortgage stress, a cut to the cash rate may see their variable rates reduced - which, for some, can't come soon enough.
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Home loan shake-up: Westpac Group slashes rates by at least 1 per cent across major brands
The Westpac Group – comprising St.George, Bank of Melbourne, BankSA and Westpac – has lowered advertised rates on package variable home loans for new customers.
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Home loan interest rates in Australia
Your home loan interest rate plays a major role in how much you spend on your mortgage, and a variation of just 0.10% can be the difference between saving hundreds of dollars on your home loan repayments every year.
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First home buyer showdown: Labor vs Coalition election housing promises explained
Housing affordability is front and centre this federal election, with both major parties pitching policies to help first home buyers break into the market. But while the goal is shared, Labor and the Coalition are taking very different routes to get there.
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