Home loan news and advice

All the latest home loan news and top tips to help you manage your home loan.

The next big thing in home loans

The next big thing in home loans? A digital option that skips the paperwork

Shopping for a home loan shouldn’t feel like stepping back in time. Yet, for many Australians, refinancing still means printing stacks of paperwork, booking in-person appointments, and bouncing between phone calls. It’s no wonder the Big Four banks continue to dominate – even with typically higher interest rates – when switching can feel like such a hassle.

Reserve bank interest rates

No cut: RBA keeps cash rate at 3.85% in July

The Reserve Bank of Australia (RBA) has kept the cash rate unchanged at its latest meeting, despite all of the Big Four banks, most economists and the ASX futures market predicting a cut.

Low rate home loans hit list

The low rate home loan hit-list: July 2025

Home loan rates have been falling following the RBA’s cut in May, so it’s a good time to see how much you could save on your mortgage repayments by switching to a better rate.

Cheap home loans: expert picks for July

Cheap home loans: expert picks for July

There’s at least two more rate cut expected this year, which is driving competition between the big banks, customer-owned alternatives and online-only lenders, putting downward pressure on interest rates.

Why the new chapter for nrma insurance is a big win for aussie home buyers

Trusted name, new game: NRMA Insurance scoops top home loan awards

When you hear the name NRMA, you probably think of trusted insurance that Aussies have relied on for decades. But NRMA Insurance has now stepped into the home loan space, aiming to provide Aussie borrowers with the same reliability and value that has kept them a household name for over 90 years.