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Top savings and term deposit rates: December 2025
In a market where every dollar counts, optimising your savings returns is paramount.
Smart year-end money moves for every Aussie: Gen Z to Boomers
As the year winds down and the festive season ramps up, it’s a great moment for people of all ages to take stock of their finances, and set yourself up for a stronger 12 months ahead. Whether you’re just starting out, mid-career, or thinking about retirement, a few simple money moves now can make a big difference. Here’s what to consider, depending on the generation you belong to.
Australia’s Best Savings, Term Deposits and Bank Accounts Unveiled
You work hard for your money and it should work just as hard for you! That’s why, each year Mozo’s team of money experts assess and evaluate every savings account, term deposit and everyday bank account in our database to determine the best value options for Australians.
I missed out on $310 in savings interest: avoid the mistakes I made and get a high interest savings account that works for you
Building a strong savings habit starts with knowing how to make your money work harder.
CommBank, NAB, Westpac or ANZ – how do the Big Four savings accounts stack up?
Household budgets remain tight with cost of living pressures still at the fore. The RBA kept the cash rate on hold at 3.60% in November and economists now predict that further cuts won't come into play until mid 2026. This means being aware of the best savings rates is important.
AMP Bank GO savings account offers 4.25% p.a. – with zero fees and no sneaky conditions
AMP Bank GO, launched earlier this year, is offering no-strings-attached savings accounts that challenge the big banks and ditch the usual bonus-rate traps.
Are you one of the two million Aussies risking up to $1,650 on your tax return?
The Australian Taxation Office (ATO) has issued a final warning to more than two million Australians who are yet to lodge their income tax returns, with the 31 October deadline fast approaching.
Australian savers see real value of money shrink – here’s what you can do to fix it
Australian savers are facing a hidden challenge as the interest earned on their savings accounts struggles to keep pace with the rising cost of living. Mozo figures reveals that while the average savings rate sits at 3.09% p.a.*, the real return for many is minimal, and in some cases, negative.
What would you do with a surprise $10K? New research reveals how Aussies would spend it
Imagine waking up to find an extra $10,000 in your bank account. A new survey from ING asked Australians exactly what they’d do with a sudden windfall – and the answers reveal a lot about our priorities across different age groups.
Bonus saver vs unconditional savings accounts: which is better in a rate-cut cycle?
The Reserve Bank of Australia (RBA) has already cut rates three times this year, and with the possibility of more reductions later in 2025 and into 2026, savings rates are trending lower. That makes it more important than ever to pick the right type of account – one that won’t just look good today, but will still deliver decent returns months down the track.