Latitude drops rewards points on credit cards: what are your options?
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Online credit card provider Latitude has recently announced that it will be ditching it’s points rewards programs.
The change means card holders of either the Latitude Infinity Rewards Visa or the Latitude GO Mastercard, will no longer be able to earn or redeem points from late November.
Here’s a quick rundown …
- When do customers stop earning Latitude rewards points? 19th November 2021.
- How long do customers have to redeem Latitude rewards points? Until 23 November 2021.
- Where can customers redeem Latitude rewards points? You can redeem your points on the Latitude website and use them on things like gift cards, experiences, home products, travel and more!
Other rewards cards to consider switching to
With Latitude bidding farewell to rewards, you may be left wondering where to turn for your next top rewards credit card.
That’s where we can help. From bonus points and cashback to frequent flyer options, Mozo compares over 130 rewards credit cards.
So check out these killer rewards programs below!
Compare rewards credit cards - last updated 20 October 2025
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Apply By 2 Dec 2025
American Express Explorer® Credit Card
Membership Rewards
$395
100,000
2 points uncapped
Receive 100,000 Bonus Membership Rewards® Points when you apply online by 2 December 2025, are approved, and spend $4,000 on eligible purchases on your new American Express Explorer® Credit Card within the first 3 months. T&Cs apply. Available to new American Express Card Members only.
CompareCompareExplorer® Credit Card
Receive 100,000 Bonus Membership Rewards® Points when you apply online by 2 December 2025, are approved, and spend $4,000 on eligible purchases on your new American Express Explorer® Credit Card within the first 3 months. T&Cs apply. Available to new American Express Card Members only.
- Rewards program
- Membership Rewards
- Annual fee
- $395
- Bonus points
- 100,000
- Earn rate per $1
- 2 points uncapped
- Intro rate
- -
- Ongoing Purchase rate
- 23.99% p.a.
- Balance transfer rate
- No current offer
- Cash advance
- -
- Interest free days on purchases
- Up to 55
- Foreign exchange
- 3.00%
- Late payment
- $30.00
- Points earning
- 2 points per dollar on Amex, uncapped
- Reward point expiry
- Never
- Bonus points
- 100,000
- Sydney to Melbourne
- 11800.0
- Sydney to London
- 320000.0
- $100 Gift card
- 20000.0
- Card Benefits
- Travel Insurance,
Extended Warranty,
Account alerts by SMS,
Card Purchase Cover
- Rewards Bonus Points
- Earn 1 points per $1 spent at government bodies.
Read reviews and learn more about rewards credit cards
-
American Express Velocity Platinum Card
Velocity Frequent Flyer
$440
60,000
1.25 points uncapped
Receive 60,000 bonus Velocity Points when you apply online, are approved, and spend $3,000 on eligible purchases on your new American Express Velocity Platinum Card within the first 3 months. T&Cs apply. Available to new American Express Card Members only.
CompareCompareVelocity Platinum Card
Receive 60,000 bonus Velocity Points when you apply online, are approved, and spend $3,000 on eligible purchases on your new American Express Velocity Platinum Card within the first 3 months. T&Cs apply. Available to new American Express Card Members only.
- Rewards program
- Velocity Frequent Flyer
- Annual fee
- $440
- Bonus points
- 60,000
- Earn rate per $1
- 1.25 points uncapped
- Intro rate
- -
- Ongoing Purchase rate
- 23.99% p.a.
- Balance transfer rate
- No current offer
- Cash advance
- -
- Interest free days on purchases
- Up to 55
- Foreign exchange
- 3.00%
- Late payment
- $30.00
- Points earning
- 1.25 points per dollar on Amex, uncapped
- Reward point expiry
- Never
- Bonus points
- 60,000
- Sydney to Melbourne
- 5900.0
- Sydney to London
- 160000.0
- $100 Gift card
- 21278.0
- Card Benefits
- Account alerts by SMS,
Travel Inconvenience Cover (T&Cs apply, see 'Other restrictions')
- Rewards Bonus Points
- Earn 0.5 Velocity Points per $1 spent at government bodies, earn 2.25 Velocity Points per $1 spend on selected Virgin Australia products and services.
Read reviews and learn more about rewards credit cards
-
Apply By 13 Jan 2026
American Express Qantas Ultimate Card
Qantas Frequent Flyer
$450
90,000
1.25 points up to 100,000 points/year, then
1 point uncappedEarn up to 90,000 bonus Qantas Points - that’s 70,000 bonus Qantas Points when you apply online by 13 January 2026, are approved, and spend $3,000 on eligible purchases on your new Qantas American Express Ultimate Card within the first 3 months. Plus, an additional 20,000 bonus Qantas Points when you spend min $1 on your Card within 90 days of paying your second year annual Card fee. T&Cs apply. New Amex Card Members only.
CompareCompareQantas Ultimate Card
Earn up to 90,000 bonus Qantas Points - that’s 70,000 bonus Qantas Points when you apply online by 13 January 2026, are approved, and spend $3,000 on eligible purchases on your new Qantas American Express Ultimate Card within the first 3 months. Plus, an additional 20,000 bonus Qantas Points when you spend min $1 on your Card within 90 days of paying your second year annual Card fee. T&Cs apply. New Amex Card Members only.
- Rewards program
- Qantas Frequent Flyer
- Annual fee
- $450
- Bonus points
- 90,000
- Earn rate per $1
- 1.25 points up to 100,000 points/year, then
1 point uncapped
- Intro rate
- -
- Ongoing Purchase rate
- 23.99% p.a.
- Balance transfer rate
- No current offer
- Cash advance
- -
- Interest free days on purchases
- Up to 44
- Foreign exchange
- 3.00%
- Late payment
- $30.00
- Points earning
- 1.25 points per dollar on Amex, up to 100000 points per year, then
1 point per dollar on Amex, uncapped
- Reward point expiry
- Never
- Bonus points
- 90,000
- Sydney to Melbourne
- 8000.0
- Sydney to London
- 110400.0
- $100 Gift card
- 20010.0
- Card Benefits
- Account alerts by SMS,
Card Purchase Cover ,
Travel Inconvenience Cover
- Rewards Bonus Points
- 1.25 points per dollar on everyday purchases. Earn 0.5 Qantas Points per $1 spent at government bodies, earn 2.25 Qantas Points per $1 spend on selected Qantas products and services.Exclusions apply. After a total of 100,000 Qantas Points is earned in a calendar year, the everyday earn rate will change from 1.25 to 1 Qantas Points per $1 spent.*
Read reviews and learn more about rewards credit cards
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Apply By 27 Jan 2026
American Express Essential® Rewards Credit Card
Membership Rewards
$108
40,000
1 point uncapped
Receive 40,000 Bonus Membership Rewards® Points when you apply online by 27 January 2026, are approved, and spend $3,000 on eligible purchases on your new American Express Essential® Rewards Credit Card within the first 3 months. T&Cs apply. Available to new American Express Card Members only.
CompareCompareEssential® Rewards Credit Card
Receive 40,000 Bonus Membership Rewards® Points when you apply online by 27 January 2026, are approved, and spend $3,000 on eligible purchases on your new American Express Essential® Rewards Credit Card within the first 3 months. T&Cs apply. Available to new American Express Card Members only.
- Rewards program
- Membership Rewards
- Annual fee
- $108
- Bonus points
- 40,000
- Earn rate per $1
- 1 point uncapped
- Intro rate
- -
- Ongoing Purchase rate
- 23.99% p.a.
- Balance transfer rate
- No current offer
- Cash advance
- -
- Interest free days on purchases
- Up to 55
- Foreign exchange
- 3.00%
- Late payment
- $30.00
- Points earning
- 1 point per dollar on Amex, uncapped
- Reward point expiry
- Never
- Bonus points
- 40,000
- Sydney to Melbourne
- 11800.0
- Sydney to London
- 320000.0
- $100 Gift card
- 20000.0
- Card Benefits
- Extended Warranty,
Account alerts by SMS
- Rewards Bonus Points
- Earn up to 5 points per $1 spent on eligible eat and drinks purchases, up to 3 points per $1 spent on selected streaming subscriptions, up to 2 points per $1 spent at selected major retailers.
Read reviews and learn more about rewards credit cards
-
Apply By 5 Nov 2025
American Express Velocity Escape Plus Card
Velocity Frequent Flyer
$95
50,000
1 point up to 12,000 points/year, then
0.75 points uncappedReceive 50,000 bonus Velocity Points when you apply online by 5 November 2025, are approved, and spend $3,000 on eligible purchases on your new American Express Velocity Escape Plus Card within the first 3 months. T&Cs apply. Available to new American Express Card Members only.
CompareCompareVelocity Escape Plus Card
Receive 50,000 bonus Velocity Points when you apply online by 5 November 2025, are approved, and spend $3,000 on eligible purchases on your new American Express Velocity Escape Plus Card within the first 3 months. T&Cs apply. Available to new American Express Card Members only.
- Rewards program
- Velocity Frequent Flyer
- Annual fee
- $95
- Bonus points
- 50,000
- Earn rate per $1
- 1 point up to 12,000 points/year, then
0.75 points uncapped
- Intro rate
- -
- Ongoing Purchase rate
- 23.99% p.a.
- Balance transfer rate
- No current offer
- Cash advance
- -
- Interest free days on purchases
- Up to 55
- Foreign exchange
- 3.00%
- Late payment
- $30.00
- Points earning
- 1 point per dollar on Amex, up to 12000 points per year, then
0.75 points per dollar on Amex, uncapped
- Reward point expiry
- Never
- Bonus points
- 50,000
- Sydney to Melbourne
- 5900.0
- Sydney to London
- 160000.0
- $100 Gift card
- 21278.0
- Card Benefits
- Account alerts by SMS,
Travel Insurance (T&Cs apply, see 'Other restrictions')
- Rewards Bonus Points
- Earn 0.5 Velocity Points per $1 spent at government bodies, earn 1.75 Velocity Points per $1 spend on selected Virgin Australia products and services.
Read reviews and learn more about rewards credit cards
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Latitude credit card options
Want to stick with Latitude? That’s no problem, there are still plenty of options available.
While the GO Mastercard will no longer offer rewards points to customers, it still comes with Interest Free plans that allow you to pay down your purchases in monthly instalments - like Buy Now Pay Later. Plus, for new customers there’s a $25 cashback offer for applications made by 31 October 2021 (T&Cs apply).
On the other hand, Latitude is not taking new applications for the Latitude Infinity Rewards Visa. But the good news is, there are still the following Latitude cards on offer:
Want to compare other rewards credit card options? Head over to our rewards credit cards comparison table for more providers or check out Mozo's choice of the best credit cards.
^See information about the Mozo Experts Choice Rewards Credit Card Awards
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