Life Insurance Awards

The Mozo Experts Choice Awards recognise products that deliver exceptional value or benefits to consumers and have been running since 2014.

For more detailed information on how we performed the price comparisons and determined the final winners list for the 2020 Life Insurance Mozo Experts Choice Awards, see our awards methodology report.

In 2020, Mozo assessed direct life insurance products - i.e. those that can be purchased online directly from the insurer, and not products that are only available via financial planners or other intermediaries. To be eligible for a Value award, quotes must be available online.

The assessment covers insurance for death, total & permanent disability, trauma and income protection.

Products are considered and awards are made irrespective of a product provider’s commercial relationship with Mozo.

As a first step, check out the winners in the Exceptional Value category. Our experts crunched the data on a range of customer scenarios and these were the insurers and policies that came out the cheapest when compared to similar products.

It’s important to note that several factors go into determining the cost of life insurance such as your age, profession, gender, and if you smoke or not. So, you’ll still need to do some comparing of features and options to find a policy that is right for you and then get quotes so that you can compare the price based on your profile.

See Mozo’s life insurance hub to compare more options or read through our helpful life insurance guides to get up to speed on the industry.

Our Exceptional Quality awards are based on an assessment of the additional benefits, features and flexibility included with the insurance policy. They do not consider price. To determine which insurers offer the best features on their policy, we looked for the product with the best offering across a range of areas. 

If you’d like to see the full list of features and benefits considered, please read our methodology report.

The Mozo Experts Choice Awards are overseen by AJ Duncanson and Peter Marshall. AJ is Mozo’s Data Director. He is a data scientist and actuary, and has worked in financial services and product comparison for over 30 years. Peter has been in the industry even longer, and as Research Manager he leads Mozo’s team of analysts that perform all the analysis behind the Mozo Experts Choice Awards.

Please get in touch with us to discuss by emailing or phoning our account management team on 02 9037 4368.