10 easy ways to make money online and offline
In today's expensive and fast-paced world, finding additional streams of income can be a game-changer. Whether you're looking to grow your savings, pay off debt, or just have some extra cash to enjoy, there are plenty of ways to make money without a full-time job. From the convenience of your home to opportunities around your community, here are 10 simple ways to boost your income both online and offline.
1. Freelance your skills online
Freelancing is a fantastic way to turn your skills into cash. Whether you're a writer, designer, programmer, or marketer, platforms like Upwork and Fiverr connect you with clients seeking your expertise. You set your rates and choose your projects, giving you control over your schedule and workload.
2. Sell handmade items
If you're crafty, why not turn your hobby into a business? Websites like Etsy provide a platform for artisans to sell their handmade goods, from jewellery and clothing to home decor and art. Creating unique items can attract buyers from around the world too.
3. Rent out your space
Have an extra room or property? Sites like Airbnb make it easy to rent out your space to travellers. This can be especially lucrative if you live in a popular tourist destination. Ensure your space is clean, welcoming, and equipped with basic amenities to receive positive reviews and repeat bookings.
4. Participate in online surveys
Companies are always looking for consumer opinions, and they'll pay for yours. Sign up with survey sites like Survey Junkie to earn money or gift cards by completing surveys and participating in market research. It’s a simple, low-effort way to make some extra cash in your spare time.
5. Offer pet-sitting or dog-walking services
Love animals? Turn your passion into profit by offering pet-sitting or dog-walking services. Apps like Pawshake connect pet owners with trusted caretakers. Whether it’s walking dogs, feeding cats, or providing overnight care, this gig can be both fun and rewarding.
6. Deliver groceries or food
Food delivery services like UberEats, DoorDash, and Menulog offer flexible ways to earn money. Use your car, bike, or even walk to deliver meals to customers in your area. The best part? You can choose your hours and work as much or as little as you like.
7. Start a blog, vlog or YouTube Channel
Share your passion and knowledge with the world by starting a blog or YouTube channel. With dedication and quality content, you can attract a following and monetise through ads, sponsorships, and affiliate marketing. Whether it’s cooking, travel, tech reviews, or personal finance, there's an audience for every interest, no matter how obscure.
8. Teach or tutor online
If you have expertise in a particular subject, consider teaching or tutoring online. Websites like Superprof.com.au can connect you with students looking for help in various subjects. This can be a particularly rewarding way to make money while helping others achieve their educational goals.
9. Sell items you no longer need
Clear out the clutter and make money by selling items you no longer need. Platforms like eBay, Gumtree, and Facebook Marketplace make it easy to list and sell everything from clothing and electronics to furniture and collectibles. It's a win-win: you declutter your space and earn cash in the process.
10. Offer assistance services
With the rise of remote work, many businesses and entrepreneurs are seeking virtual assistants to help with tasks like email management, scheduling, data entry, and customer service. Websites like Fiverr and Belay connect virtual assistants with clients needing support. This role can provide flexible hours and the ability to work from anywhere, making it an excellent option for those with administrative skills.
Making extra money doesn’t have to be complicated. With these 10 simple methods, you can find the opportunities that best suit your skills, interests, and lifestyle. Whether you’re looking to work online, offline, or from the comfort of your home, there are plenty of ways to boost your income and achieve your financial goals.
Where to park your extra cash!
Don't just leave your extra money sitting in an everyday bank account earning little to no interest. Compare high interest saving accounts or head to our best savings accounts page for a summary of the top rates accounts in our database right now!
Compare savings accounts
-
Hi Saver
4.75% p.a. (for $0 and over)
0.25% p.a.(for $0 and over)
Yes up to $250,000
Bonus rate for the first 4 months from account opening
Earn bonus interest on your savings for the first four months from the date you open the account, even if you make withdrawals. Transfer or make payments using our mobile app or internet banking. No minimum balance required. Rest easy knowing total deposits up to $250,000 are protected by the Financial Claims Scheme.
CompareCompareHi Saver
Earn bonus interest on your savings for the first four months from the date you open the account, even if you make withdrawals. Transfer or make payments using our mobile app or internet banking. No minimum balance required. Rest easy knowing total deposits up to $250,000 are protected by the Financial Claims Scheme.
- Maximum rate
- 4.75% p.a. (for $0 and over)
- standard interest rate
- 0.25% p.a.(for $0 and over)
- Govt Deposit Guarantee
- Yes up to $250,000
- account fee per month
- $0.00
- Maximum rate conditions
- Bonus rate for the first 4 months from account opening
- Access
- BPay, Branch access, Internet banking
- Minimum balance
- $0.00
- Other restrictions
- -
Read reviews and learn more about P&N Bank savings accounts
-
Bonus Saver
4.75% p.a. (for $0 and over)
0.25% p.a.(for $0 and over)
Yes up to $250,000
Bonus interest for the first four months from the account opened date. No minimum balance required. No monthly or ongoing fees or withdrawal penalties. Manage your money easily via phone or online banking or via the BCU Bank app.
CompareCompareBonus Saver
Bonus interest for the first four months from the account opened date. No minimum balance required. No monthly or ongoing fees or withdrawal penalties. Manage your money easily via phone or online banking or via the BCU Bank app.
- Maximum rate
- 4.75% p.a. (for $0 and over)
- standard interest rate
- 0.25% p.a.(for $0 and over)
- Govt Deposit Guarantee
- Yes up to $250,000
- account fee per month
- $0.00
- Maximum rate conditions
- Bonus rate for the first 4 months from account opening.
- Access
- BPay, Branch access, Internet banking
- Minimum balance
- $0.00
- Other restrictions
- -
Read reviews and learn more about BCU Bank savings accounts
-
Savings+Bonus
4.75% p.a. (for $1 to $250,000)
2.00% p.a.(for $1 to $250,000)
Yes up to $250,000
Minimum $100 monthly deposit and no withdrawals to earn bonus interest each month.
Enjoy bonus interest when you deposit $100 or more per month and make no withdrawals. Access your money at any time via internet banking or our mobile app. Maximum balance $250,000 to receive bonus interest.
CompareCompareSavings+Bonus
Enjoy bonus interest when you deposit $100 or more per month and make no withdrawals. Access your money at any time via internet banking or our mobile app. Maximum balance $250,000 to receive bonus interest.
- Maximum rate
- 4.75% p.a. (for $1 to $250,000)
- standard interest rate
- 2.00% p.a.(for $1 to $250,000)
- Govt Deposit Guarantee
- Yes up to $250,000
- account fee per month
- $5.00
- Maximum rate conditions
- Minimum $100 monthly deposit and no withdrawals to earn bonus interest each month.
- Access
- -
- Minimum balance
- $1.00
- Other restrictions
- Must become a First Option Bank member to open an account.
Read reviews and learn more about First Option Bank savings accounts
-
Savings Maximiser
5.40% p.a. (for $0 to $100,000)
0.05% p.a.(for $0 and over)
Yes up to $250,000
Deposit $1,000 into a personal ING account, make 5 eligible transactions with a linked Orange Everyday account and grow the balance each month.
Access a great variable rate when you grow your balance each month, in addition to other eligibility criteria. Mozo Experts Choice Awards Everyday & Savings Bank of the Year winner for 2024.^
CompareCompareSavings Maximiser
Access a great variable rate when you grow your balance each month, in addition to other eligibility criteria. Mozo Experts Choice Awards Everyday & Savings Bank of the Year winner for 2024.^
- Maximum rate
- 5.40% p.a. (for $0 to $100,000)
- standard interest rate
- 0.05% p.a.(for $0 and over)
- Govt Deposit Guarantee
- Yes up to $250,000
- account fee per month
- $0.00
- Maximum rate conditions
- For customers who deposit $1000 from an external source into a personal ING account (excluding Orange One and Living Super), make 5 eligible transactions and grow their nominated Savings Maximiser account each month so there is more in the account at the end of the month than there was at the start of each month (excluding interest). The total bonus interest rate is available on balances up to $100,000 on one Savings Maximiser the next month after meeting eligibility.
- Access
- Phone banking, Internet banking
- Minimum balance
- $0.00
- Other restrictions
- Must be linked to an Orange Everyday transaction account to receive the bonus rate. Where multiple Savings Maximiser Accounts are held, the bonus rate is only applied to one nominated account.
Read reviews and learn more about ING savings accounts
-
Bonus Saver Account
4.50% p.a. (for $0 to $500,000)
0.05% p.a.(for $0 and over)
Yes up to $250,000
Deposit at least $20 each month and make 5 Visa Debit transactions with a linked Glide account.
Open a Bonus Saver Account in under 5 minutes. There are no fees to pay or penalties for withdrawing money. Get a seamless personalised insights and online statements via the My State Bank app.
CompareCompareBonus Saver Account
Open a Bonus Saver Account in under 5 minutes. There are no fees to pay or penalties for withdrawing money. Get a seamless personalised insights and online statements via the My State Bank app.
- Maximum rate
- 4.50% p.a. (for $0 to $500,000)
- standard interest rate
- 0.05% p.a.(for $0 and over)
- Govt Deposit Guarantee
- Yes up to $250,000
- account fee per month
- $0.00
- Maximum rate conditions
- Bonus rate when at least $20 is deposited each month and five Visa Debit transactions are made each month using linked Glide transaction account.
- Access
- Internet banking
- Minimum balance
- $0.00
- Other restrictions
- Must link to a transaction account
Read reviews and learn more about MyState Bank savings accounts
Your selected family finances
Your selected family finances
Your selected family finances
Your selected family finances
Your selected family finances
^See information about the Mozo Experts Choice Savings Account Awards
Mozo provides general product information. We don't consider your personal objectives, financial situation or needs and we aren't recommending any specific product to you. You should make your own decision after reading the PDS or offer documentation, or seeking independent advice.
While we pride ourselves on covering a wide range of products, we don't cover every product in the market. If you decide to apply for a product through our website, you will be dealing directly with the provider of that product and not with Mozo.