How to borrow with a 5 to 10% deposit
Mozo
08 Oct 2018
Looking to make your first move into the property market? A low deposit home loan could be your ticket to home ownership. If you've got a 5% or 10% deposit saved up, you'll be relieved to hear that plenty of lenders are still offering competitive low deposit home loans to first home buyers.
Compare home loans that require just a 5% or 10% percent deposit using the table below, and find out how you can buy that first property faster.
Low Deposit Home Loan Comparisons
Rates updated daily. Advertiser disclosure.
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2.88% p.a.
fixed 3 years2.89% p.a.
$1234
Product details Close detailsFixed Home Loan
Owner Occupier, Principal & Interest
2.88% p.a.
fixed 3 years2.89% p.a.
This home loan is available for purchase or refinance, complete with 1, 2 or 3 year fixed rate options. Minimum 10% deposit required.
Fixed Home Loan
This home loan is available for purchase or refinance, complete with 1, 2 or 3 year fixed rate options. Minimum 10% deposit required.
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$0.00
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$0.00
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yes - free up to $10,000 p.a.
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no
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no
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$520
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2.88% p.a.
fixed 3 years -
2.89% p.a.
-
$520
-
90.00%
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$50,000
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$1,000,000
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Fixed
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Principal & Interest
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Owner Occupier
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Weekly, Fortnightly, Monthly
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Read our Mozo Review to learn more about the Fixed Home Loan
Details Close
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-
2.69% p.a. variable
2.70% p.a.
$1234
Product details Close detailsBack to Basics Special
LVR<90%, Owner Occupier, Principal & Interest
2.69% p.a. variable
2.70% p.a.
No monthly account keeping fee, no ongoing annual fee and no loan establishment fee on new lending of $150,000 or more. Get a $2,000 cash bonus when you refinance with an eligible Suncorp Bank Home Loan of $250k+. T&Cs & eligibility criteria apply. Minimum 10% deposit.
Back to Basics Special
No monthly account keeping fee, no ongoing annual fee and no loan establishment fee on new lending of $150,000 or more. Get a $2,000 cash bonus when you refinance with an eligible Suncorp Bank Home Loan of $250k+. T&Cs & eligibility criteria apply. Minimum 10% deposit.
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$0.00
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$350.00
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Yes - free
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yes - free
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no
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$0
-
2.69% p.a. variable
-
2.70% p.a.
-
$0
-
90.00%
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$150,000
-
-
-
Variable
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Principal & Interest
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Owner Occupier
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Weekly, Fortnightly, Monthly
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Read our Mozo Review to learn more about the Back to Basics Special
Details Close
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2.87% p.a. variable
2.90% p.a.
$1234
Product details Close detailsWell Balanced
Investor, Principal & Interest, LVR <90%
2.87% p.a. variable
2.90% p.a.
Well Balanced
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$0.00
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$300.00
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yes - free
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yes - free
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Optional - $10 per month
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$785
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2.87% p.a. variable
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2.90% p.a.
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$785
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90.00%
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$200,000
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$2,000,000
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Variable
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Principal & Interest
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Investor
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Weekly, Fortnightly, Monthly
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Read our Mozo Review to learn more about the Well Balanced
Details Close
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-
2.19% p.a.
fixed 3 years3.03% p.a.
$1234
Product details Close detailsFixed Home Loan Special Offer Home Package Plus
Owner Occupier, Principal & Interest
2.19% p.a.
fixed 3 years3.03% p.a.
No monthly account keeping fees & No loan establishment fee. Get up to $3,000 cash bonus when you refinance with an eligible Suncorp Bank Home Loan. T&Cs & eligibility criteria apply.
Fixed Home Loan Special Offer Home Package Plus
No monthly account keeping fees & No loan establishment fee. Get up to $3,000 cash bonus when you refinance with an eligible Suncorp Bank Home Loan. T&Cs & eligibility criteria apply.
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$375.00 yearly
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$350.00
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yes - free up to $500 per month
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no
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no
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$0
-
2.19% p.a.
fixed 3 years -
3.03% p.a.
-
$0
-
90.00%
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$150,000
-
-
-
Fixed
-
Principal & Interest
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Owner Occupier
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Weekly, Fortnightly, Monthly
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Read our Mozo Review to learn more about the Fixed Home Loan Special Offer
Details Close
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2.52% p.a. variable
2.55% p.a.
$1234
Product details Close detailsWell Balanced
Owner Occupier, Principal & Interest, LVR <90%
2.52% p.a. variable
2.55% p.a.
A low rate home loan for variable owner occupied loans, up to 90% LVR and no ongoing fees. Winner of a Mozo Experts Choice Award 2019 for the Best New Home Loan.^
Well Balanced
A low rate home loan for variable owner occupied loans, up to 90% LVR and no ongoing fees. Winner of a Mozo Experts Choice Award 2019 for the Best New Home Loan.^
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$0.00
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$300.00
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yes - free
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yes - free
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Optional - $10 per month
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$785
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2.52% p.a. variable
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2.55% p.a.
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$785
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90.00%
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$200,000
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$2,000,000
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Variable
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Principal & Interest
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Owner Occupier
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Weekly, Fortnightly, Monthly
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Read our Mozo Review to learn more about the Well Balanced
Details Close
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^See information about the Mozo Experts Choice Home loans Awards
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