UBank joins 2.99% home loan party
16 Jun 2019
Just when we thought home loan rates couldn't get any more competitive, popular online lender UBank has slashed its fixed rate UHomeLoan by up to 0.60% and debuted a jaw dropping new sub 3.00% rate.
Since the Reserve Bank cut the official cash rate to a new historic low, challenger lenders have been racing to release ultra competitive variable and fixed home loan rates, but few have gone as low as the new 2.99% (4.09% comparison rate*) on offer from UBank for a 1 year fixed term.
While UBank is currently one of just a handful of lenders in the Mozo comparison database to offer home loan rates with a "2" in front, there are some incredible fixed deals on offer from a range of lenders for 1 to 3 year terms. Compare some of the top fixed rates on the market right now in the table below.
Top Fixed Home Loan Rates - rates updated daily
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Promoted
UBank
2.84% p.a.
fixed 3 years3.59% p.a.
$1234
Product details Close detailsUBank Fixed UHomeLoan
Investment, Principal & Interest
2.84% p.a.
fixed 3 years3.59% p.a.
Fast, easy to apply and no monthly account fees.
Fixed UHomeLoan
Fast, easy to apply and no monthly account fees.
-
2.84% p.a.
fixed 3 years -
3.59% p.a.
-
$395
-
$0.00
-
$0.00
-
yes - free up to $20,000 p.a.
-
no
-
no
-
80.00%
-
$100,000
-
$2,000,000
-
Fixed
-
Principal & Interest
-
Investor
-
Weekly, Fortnightly, Monthly
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Read our Mozo Review to learn more about the Fixed UHomeLoan
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Promoted
loans.com.au2.99% p.a.
fixed 3 years3.27% p.a.
$1234
Product details Close detailsloans.com.auFixed Rate Special Offer
Owner Occupier, Principal & Interest
2.99% p.a.
fixed 3 years3.27% p.a.
This 3 Year Fixed Rate Special Offer for purchase or refinance. Rate lock option available. No monthly or ongoing fees.
Fixed Rate Special Offer
This 3 Year Fixed Rate Special Offer for purchase or refinance. Rate lock option available. No monthly or ongoing fees.
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2.99% p.a.
fixed 3 years -
3.27% p.a.
-
$520
-
$0.00
-
$0.00
-
yes - free up to $10,000 p.a.
-
no
-
no
-
80.00%
-
$50,000
-
$1,000,000
-
Fixed
-
Principal & Interest
-
Owner Occupier
-
Weekly, Fortnightly, Monthly
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Read our Mozo Review to learn more about the Fixed Rate Special Offer
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Promoted
Tic:Toc 2.84% p.a.
fixed 2 years2.93% p.a.
$1234
Product details Close detailsTic:Toc Fixed Home Loan
Owner Occupier, Principal & Interest
2.84% p.a.
fixed 2 years2.93% p.a.
Fixed Home Loan
-
2.84% p.a.
fixed 2 years -
2.93% p.a.
-
$0
-
$0.00
-
$325.00
-
yes - free, up to $20,000
-
yes - free
-
Optional - $10 per month
-
90.00%
-
$50,000
-
$2,000,000
-
Fixed
-
Principal & Interest
-
Owner Occupier
-
Weekly, Fortnightly, Monthly
-
Read our Mozo Review to learn more about the Fixed Home Loan
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-
Promoted
Queensland Country Credit Union3.49% p.a.
fixed 3 years3.90% p.a.
$1234
Product details Close detailsQueensland Country Credit UnionRateSaver
Investor, Interest Only, Fixed
3.49% p.a.
fixed 3 years3.90% p.a.
No Annual or Monthly Loan Maintenance Fees. Pay up to $10,000 in additional repayments each year. Borrow up to 90% LVR.
RateSaver
No Annual or Monthly Loan Maintenance Fees. Pay up to $10,000 in additional repayments each year. Borrow up to 90% LVR.
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3.49% p.a.
fixed 3 years -
3.90% p.a.
-
$500
-
$0.00
-
$0.00
-
yes - up to $10,000 per year
-
no
-
no
-
90.00%
-
$100,000
-
$5,000,000
-
Fixed
-
Interest Only
-
Investor
-
Weekly, Fortnightly, Monthly
-
Read our Mozo Review to learn more about the RateSaver
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Promoted
Well Home Loans 2.74% p.a.
fixed 3 years2.84% p.a.
$1234
Product details Close detailsWell Home Loans Well Balanced Fixed
Owner Occupier, Principal & Interest, LVR <80%
2.74% p.a.
fixed 3 years2.84% p.a.
Free extra repayments and redraw facility. Flexible repayment schedule. Best New Home Loan in Mozo Experts Choice Awards 2019.^
Well Balanced Fixed
Free extra repayments and redraw facility. Flexible repayment schedule. Best New Home Loan in Mozo Experts Choice Awards 2019.^
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2.74% p.a.
fixed 3 years -
2.84% p.a.
-
$785
-
$0.00
-
$300.00
-
yes - free
-
yes - free
-
Optional - $10 per month
-
80.00%
-
$200,000
-
$2,000,000
-
Fixed
-
Principal & Interest
-
Owner Occupier
-
Weekly, Fortnightly, Monthly
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Read our Mozo Review to learn more about the Well Balanced Fixed
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Promoted
IMB Bank2.84% p.a.
fixed 2 years3.48% p.a.
$1234
Product details Close detailsIMB BankFixed Home Loan
LVR<90%, Owner Occupier, Principal & Interest
2.84% p.a.
fixed 2 years3.48% p.a.
Free extra repayments up to 1 year in advance & borrow up to 90% of the property value
Fixed Home Loan
Free extra repayments up to 1 year in advance & borrow up to 90% of the property value
-
2.84% p.a.
fixed 2 years -
3.48% p.a.
-
$799
-
$6.00 monthly
-
$350.00
-
yes - free up to 1 year in advance
-
yes - free
-
no
-
90.00%
-
$10,000
-
$5,000,000
-
Fixed
-
Principal & Interest
-
Owner Occupier
-
Weekly, Fortnightly, Monthly
-
Read our Mozo Review to learn more about the Fixed Home Loan
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-
Promoted
Newcastle Permanent 2.89% p.a.
fixed 2 years4.04% p.a.
$1234
Product details Close detailsNewcastle Permanent Fixed Rate Home Loan Premium Plus Package
Owner Occupier, Principal & Interest
2.89% p.a.
fixed 2 years4.04% p.a.
Winner of two Mozo Experts Choice Awards 2019 - Fixed Rate Home Loan & Investor Fixed Home Loan.^
Fixed Rate Home Loan Premium Plus Package
Winner of two Mozo Experts Choice Awards 2019 - Fixed Rate Home Loan & Investor Fixed Home Loan.^
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2.89% p.a.
fixed 2 years -
4.04% p.a.
-
$0
-
$395.00 yearly
-
$0.00
-
yes - free up to $25,000 p.a.
-
yes - free
-
no
-
95.00%
-
$5,000
-
-
-
Fixed
-
Principal & Interest
-
Owner Occupier
-
Weekly, Fortnightly, Monthly
-
Read our Mozo Review to learn more about the Fixed Rate Home Loan
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-
Promoted
Heritage Bank2.99% p.a.
fixed 3 years3.59% p.a.
$1234
Product details Close detailsHeritage BankFixed Rate Loan Home Advantage
Owner Occupier, LVR<80%
2.99% p.a.
fixed 3 years3.59% p.a.
Fixed rate home loan with unlimited extra repayments without penalty and unlimited redraw facility.
Fixed Rate Loan Home Advantage
Fixed rate home loan with unlimited extra repayments without penalty and unlimited redraw facility.
-
2.99% p.a.
fixed 3 years -
3.59% p.a.
-
$150
-
$350.00 yearly
-
$250.00
-
yes - free
-
yes - free
-
yes - partial only
-
80.00%
-
$150,000
-
$249,999
-
Fixed
-
Principal & Interest
-
Owner Occupier
-
Weekly, Fortnightly, Monthly
-
Read our Mozo Review to learn more about the Fixed Rate Loan
-
-
Promoted
IMB Bank2.84% p.a.
fixed 3 years3.44% p.a.
$1234
Product details Close detailsIMB BankFixed Home Loan
LVR<90%, Owner Occupier, Principal & Interest
2.84% p.a.
fixed 3 years3.44% p.a.
Free extra repayments up to 1 year in advance & borrow up to 90% of the property value
Fixed Home Loan
Free extra repayments up to 1 year in advance & borrow up to 90% of the property value
-
2.84% p.a.
fixed 3 years -
3.44% p.a.
-
$799
-
$6.00 monthly
-
$350.00
-
yes - free up to 1 year in advance
-
yes - free
-
no
-
90.00%
-
$10,000
-
$5,000,000
-
Fixed
-
Principal & Interest
-
Owner Occupier
-
Weekly, Fortnightly, Monthly
-
Read our Mozo Review to learn more about the Fixed Home Loan
-
-
Promoted
loans.com.au3.79% p.a.
fixed 3 years3.47% p.a.
$1234
Product details Close detailsloans.com.auFixed Home Loan 90
Owner Occupier, Principal & Interest
3.79% p.a.
fixed 3 years3.47% p.a.
This home loan is available for purchase or refinance, complete with 1, 2 or 3 year fixed rate options. Minimum 10% deposit required.
Fixed Home Loan 90
This home loan is available for purchase or refinance, complete with 1, 2 or 3 year fixed rate options. Minimum 10% deposit required.
-
3.79% p.a.
fixed 3 years -
3.47% p.a.
-
$520
-
$0.00
-
$0.00
-
yes - free up to $10,000 p.a.
-
no
-
no
-
90.00%
-
$50,000
-
$1,000,000
-
Fixed
-
Principal & Interest
-
Owner Occupier
-
Weekly, Fortnightly, Monthly
-
Read our Mozo Review to learn more about the Fixed Home Loan 90
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