Australian passports rank 7th most powerful for 2022
There are plenty of reasons why international travel might not be your top priority right now. Travelling with the Omicron variant in the mix may put you off, and then there are the standard financial, lifestyle and work barriers that might impede you organising a trip.
But beyond this, your citizenship may also impact travel plans. Luckily, those holding Australian passports have a pretty solid outlook right now.
London-based citizenship firm Henley & Partners have released their 2022 report on the most powerful passports, with ‘power’ referring to the number of countries passport holders can travel to without acquiring a visa.
Out of the 199 countries assessed, Australia has hit lucky number seven this year, with our relatively travel-friendly passport granting visa-free access to 185 countries (alongside Canada, Greece, Malta and the Czech Republic). Singapore and Japan top the list at 192 countries, with South Korea and Germany in close pursuit at 190.
While the Henley & Partners’ report hasn’t taken into account Covid-19 travel restrictions, it did show a widening discrepancy between wealthier and poorer nations when it comes to international travel access. Visa-free travel is significantly reduced for citizens and residents of Yemen, Pakistan, Syria, Iraq and Afghanistan, with Afghan nationals only able to enter 26 countries without organising a visa in advance.
How to prepare for international travel in 2022
With all of this in mind, we thought it would be timely to consider some of the must-knows and must-dos for anyone planning an international excursion this year. Beyond the standard socks, undies and other essential luggage, we recommend you:
- Pack your international travel insurance policy. A policy which matches your travel itinerary could help you get out of many holiday pickles, with some insurance companies even providing cover for events related to the pandemic.
- Make Smartraveller your best digital friend. Smartraveller is the official Australian government source on international travel advice and evolving restrictions. Insurance providers often rely on these travel warnings and may not grant a claim if you’re travelling somewhere the government recommends you don’t due to various risk factors (like natural disasters, war and civil unrest, and the developing Covid-19 situation).
- Monitor your destination’s entry requirements. Just like at home, many other countries’ entry requirements are in flux right now. Changes might relate to visa information or Covid testing and isolation protocols, so make sure you’re fully prepared for when you land. Similarly, remember to check what the situation in Australia is before you fly home.
- Don’t forget masks and sanitary equipment. You’ll need to mask-up to fly, and it’d be a good idea to have extras as well as things like hand sanitiser, cleansing wipes and soap in your day bag.
- Enjoy the great outdoors. If you’re striving to avoid Covid contact, you’ll want to steer clear of crowded enclosed spaces where the virus is more easily transmissible. So, this might be the year you opt for an outdoorsy adventure holiday.
If you’re after more advice on travel during the Covid-19 era, plus answers to all your travel insurance FAQs, head to Mozo’s travel insurance hub.
Compare international travel insurance policies
-
Mozo experts choice awards won:
- Exceptional Value Essential Travel Insurance - 2025
International Travel Insurance
covid medical cover
Yescovid cancellation cover
Yesoverseas hospital
Unlimitedcancellation cover
$5,000 limit per policy with option to increase limitGet protection in a few simple steps with Freely travel insurance all in the palm of your hand. Freely Travel offers 24/7 emergency and medical support, 24/7 customer service. Plus, you can tailor your policy so you only pay for what you need, and adapt your cover in near real time. Add-ons such as car rental excess, snow sports or other activities also available. Receive 10% off your travel insurance policy with promo code: MOZO2025. T&Cs apply, go to site for full detail.
Get protection in a few simple steps with Freely travel insurance all in the palm of your hand. Freely Travel offers 24/7 emergency and medical support, 24/7 customer service. Plus, you can tailor your policy so you only pay for what you need, and adapt your cover in near real time. Add-ons such as car rental excess, snow sports or other activities also available. Receive 10% off your travel insurance policy with promo code: MOZO2025. T&Cs apply, go to site for full detail.
- Limits shown apply
- per Person
- Covid medical cover
- true
- Covid cancellation cover
- true
- Overseas emergency hospital expense
- Unlimited
- Overseas emergency medical assistance
- Unlimited
- Maximum excess
- $250.00
- Cancellation fees
- $5,000 limit per policy with option to increase limit
- Pay extra for no excess
- No
- Luggage and personal effects
- Up to $10,000, maximum $1,500 per item
- Additional accomodation & travel
- Unlimited
- Emergency companion
- Unlimited
- Resumption of journey
- $2,000
- Hospital cash allowance
- No
- Accidental death
- $25,000
- Permanent disability
- $25,000
- Loss of income
- No
- Credit Card fraud and replacement
- No
- Travellers cheques
- No
- Travel documents
- $1,000
- Rental vehicle excess
- Optional Extra, up to $10,000
- Alternative travel expenses
- $2,000
- Personal liability
- $3,000,000
Terms, conditions, exclusions, limits and sub-limits may apply to any of the insurance products shown on the Mozo website. These terms, conditions, exclusions, limits and sub-limits could affect the level of benefits and cover available under any of the insurance products shown on the Mozo website. Please refer to the relevant Product Disclosure Statement and the Target Market Determination on the provider's website for further information before making any decisions about an insurance product.
To see the Pre-existing Conditions and Activities covered by this policy please visit our detailed page about this product.
-
Mozo experts choice awards won:
- Exceptional Value Cruise Travel Insurance - 2025
Gold Plus
covid medical cover
Yescovid cancellation cover
Yesoverseas hospital
Unlimitedcancellation cover
Choose $0 or UnlimitedSpecialist Travel Insurance for those with pre-existing medical conditions (T&Cs apply). No upper age limits. Unlimited medical cover available with 24/7 emergency medical helpline. Unlimited cancellation cover available. Fast online quote process.
Specialist Travel Insurance for those with pre-existing medical conditions (T&Cs apply). No upper age limits. Unlimited medical cover available with 24/7 emergency medical helpline. Unlimited cancellation cover available. Fast online quote process.
- Limits shown apply
- per Person
- Covid medical cover
- true
- Covid cancellation cover
- true
- Overseas emergency hospital expense
- Unlimited
- Overseas emergency medical assistance
- Unlimited
- Maximum excess
- $300.00
- Cancellation fees
- Choose $0 or Unlimited
- Pay extra for no excess
- Yes
- Luggage and personal effects
- $10,000
- Additional accomodation & travel
- Unlimited
- Emergency companion
- Unlimited
- Resumption of journey
- No
- Hospital cash allowance
- $1,000
- Accidental death
- $20,000
- Permanent disability
- $30,000
- Loss of income
- No
- Credit Card fraud and replacement
- No
- Travellers cheques
- $500
- Travel documents
- $500
- Rental vehicle excess
- $6,000
- Alternative travel expenses
- $750
- Personal liability
- $2,000,000
Terms, conditions, exclusions, limits and sub-limits may apply to any of the insurance products shown on the Mozo website. These terms, conditions, exclusions, limits and sub-limits could affect the level of benefits and cover available under any of the insurance products shown on the Mozo website. Please refer to the relevant Product Disclosure Statement and the Target Market Determination on the provider's website for further information before making any decisions about an insurance product.
To see the Pre-existing Conditions and Activities covered by this policy please visit our detailed page about this product.
-
Comprehensive
covid medical cover
Yescovid cancellation cover
Yesoverseas hospital
Unlimitedcancellation cover
Choose from $2,000 up to $100,000Enjoy unlimited medical cover and 24/7 emergency assistance services when you travel. Get unlimited cover for cancellation fees and prepaid travel expenses. Cover for luggage and travel documents. $5,000,000 personal liability cover.
Enjoy unlimited medical cover and 24/7 emergency assistance services when you travel. Get unlimited cover for cancellation fees and prepaid travel expenses. Cover for luggage and travel documents. $5,000,000 personal liability cover.
- Limits shown apply
- per Person
- Covid medical cover
- true
- Covid cancellation cover
- true
- Overseas emergency hospital expense
- Unlimited
- Overseas emergency medical assistance
- Unlimited
- Maximum excess
- $200.00
- Cancellation fees
- Choose from $2,000 up to $100,000
- Pay extra for no excess
- No
- Luggage and personal effects
- $10,000
- Additional accomodation & travel
- $25,000
- Emergency companion
- $25,000
- Resumption of journey
- $2,000
- Hospital cash allowance
- $5,000
- Accidental death
- $25,000 repatriation
- Permanent disability
- $25,000
- Loss of income
- $10,400
- Credit Card fraud and replacement
- $5,000
- Travellers cheques
- $5,000
- Travel documents
- $5,000
- Rental vehicle excess
- Optional Extra - choose $5,000 or $10,000
- Alternative travel expenses
- $5,000
- Personal liability
- $5,000,000
Terms, conditions, exclusions, limits and sub-limits may apply to any of the insurance products shown on the Mozo website. These terms, conditions, exclusions, limits and sub-limits could affect the level of benefits and cover available under any of the insurance products shown on the Mozo website. Please refer to the relevant Product Disclosure Statement and the Target Market Determination on the provider's website for further information before making any decisions about an insurance product.
To see the Pre-existing Conditions and Activities covered by this policy please visit our detailed page about this product.
-
Comprehensive
covid medical cover
Yescovid cancellation cover
Nooverseas hospital
Unlimitedcancellation cover
Choose $0 to UnlimitedAustralia Post International Comprehensive Travel Insurance covers overseas medical expenses, cancellation costs and more (T&Cs apply). Optional extras like cover for existing medical conditions and winter sports available. 24/7 emergency support. Get a quote in minutes. Reduce your premium with variable excess. Policies may not be available to all travellers. Australian Postal Corporation ABN 28 864 970 579 (AR No 338646) is the distributor of Australia Post Travel Insurance.
Australia Post International Comprehensive Travel Insurance covers overseas medical expenses, cancellation costs and more (T&Cs apply). Optional extras like cover for existing medical conditions and winter sports available. 24/7 emergency support. Get a quote in minutes. Reduce your premium with variable excess. Policies may not be available to all travellers. Australian Postal Corporation ABN 28 864 970 579 (AR No 338646) is the distributor of Australia Post Travel Insurance.
- Limits shown apply
- per Person
- Covid medical cover
- true
- Covid cancellation cover
- false
- Overseas emergency hospital expense
- Unlimited
- Overseas emergency medical assistance
- Unlimited
- Maximum excess
- $250.00
- Cancellation fees
- Choose $0 to Unlimited
- Pay extra for no excess
- Yes
- Luggage and personal effects
- $12,000
- Additional accomodation & travel
- Unlimited
- Emergency companion
- Unlimited
- Resumption of journey
- $3,000
- Hospital cash allowance
- $5,000
- Accidental death
- $25,000
- Permanent disability
- $25,000
- Loss of income
- $10,000
- Credit Card fraud and replacement
- $5,000
- Travellers cheques
- No
- Travel documents
- $5,000
- Rental vehicle excess
- $10,000
- Alternative travel expenses
- $5,000
- Personal liability
- $5,000,000
Terms, conditions, exclusions, limits and sub-limits may apply to any of the insurance products shown on the Mozo website. These terms, conditions, exclusions, limits and sub-limits could affect the level of benefits and cover available under any of the insurance products shown on the Mozo website. Please refer to the relevant Product Disclosure Statement and the Target Market Determination on the provider's website for further information before making any decisions about an insurance product.
To see the Pre-existing Conditions and Activities covered by this policy please visit our detailed page about this product.
-
Mozo experts choice awards won:
- Exceptional Value Comprehensive Travel Insurance - 2025
- Exceptional Value Cruise Travel Insurance - 2025
- Exceptional Value Annual Multi-Trip Travel Insurance - 2025
- Australia's Best Travel Insurer - 2025
Comprehensive
covid medical cover
Yescovid cancellation cover
Nooverseas hospital
Unlimitedcancellation cover
$20,000Travel Insurance Saver brings you peace of mind on your travels. Compare three tiers of insurance cover, featuring benefits like 24 hour emergency assistance, emergency medical cover, luggage cover, cancellation cover and more.
Travel Insurance Saver brings you peace of mind on your travels. Compare three tiers of insurance cover, featuring benefits like 24 hour emergency assistance, emergency medical cover, luggage cover, cancellation cover and more.
- Limits shown apply
- per Person
- Covid medical cover
- true
- Covid cancellation cover
- false
- Overseas emergency hospital expense
- Unlimited
- Overseas emergency medical assistance
- Unlimited
- Maximum excess
- $200.00
- Cancellation fees
- $20,000
- Pay extra for no excess
- No
- Luggage and personal effects
- $20,000
- Additional accomodation & travel
- $100,000
- Emergency companion
- $100,000
- Resumption of journey
- No
- Hospital cash allowance
- $6,000
- Accidental death
- $50,000
- Permanent disability
- $50,000
- Loss of income
- $26,000
- Credit Card fraud and replacement
- $3,000
- Travellers cheques
- $500
- Travel documents
- $3,000
- Rental vehicle excess
- $10,000
- Alternative travel expenses
- $7,000
- Personal liability
- $5,000,000
Terms, conditions, exclusions, limits and sub-limits may apply to any of the insurance products shown on the Mozo website. These terms, conditions, exclusions, limits and sub-limits could affect the level of benefits and cover available under any of the insurance products shown on the Mozo website. Please refer to the relevant Product Disclosure Statement and the Target Market Determination on the provider's website for further information before making any decisions about an insurance product.
To see the Pre-existing Conditions and Activities covered by this policy please visit our detailed page about this product.
-
Discovery Ultimate
covid medical cover
Yescovid cancellation cover
Yesoverseas hospital
Unlimitedcancellation cover
Choose up to $40,000Unlimited emergency medical treatment abroad for up to 12 months. Travel Delay expenses up to $2000 per traveller. Optional cover for cancellation or trip interruption up to $40,000. Emergency Assistance team is available 24/7 to support you in the event of an emergency while travelling.
Unlimited emergency medical treatment abroad for up to 12 months. Travel Delay expenses up to $2000 per traveller. Optional cover for cancellation or trip interruption up to $40,000. Emergency Assistance team is available 24/7 to support you in the event of an emergency while travelling.
- Limits shown apply
- per Person
- Covid medical cover
- true
- Covid cancellation cover
- true
- Overseas emergency hospital expense
- Unlimited
- Overseas emergency medical assistance
- Unlimited
- Maximum excess
- $500.00
- Cancellation fees
- Choose up to $40,000
- Pay extra for no excess
- Yes
- Luggage and personal effects
- Choose up to $10,000
- Additional accomodation & travel
- Up to $40,000
- Emergency companion
- Unlimited
- Resumption of journey
- $5,000
- Hospital cash allowance
- $300
- Accidental death
- $50,000
- Permanent disability
- $50,000
- Loss of income
- No
- Credit Card fraud and replacement
- Up to $10,000
- Travellers cheques
- No
- Travel documents
- $5,000
- Rental vehicle excess
- $6,000
- Alternative travel expenses
- Up to $40,000
- Personal liability
- $2,500,000
Terms, conditions, exclusions, limits and sub-limits may apply to any of the insurance products shown on the Mozo website. These terms, conditions, exclusions, limits and sub-limits could affect the level of benefits and cover available under any of the insurance products shown on the Mozo website. Please refer to the relevant Product Disclosure Statement and the Target Market Determination on the provider's website for further information before making any decisions about an insurance product.
To see the Pre-existing Conditions and Activities covered by this policy please visit our detailed page about this product.
-
Mozo experts choice awards won:
- Exceptional Value Essential Travel Insurance - 2025
- Highly Commended Travel Insurer - 2025
International Travel Insurance
covid medical cover
Yescovid cancellation cover
Yesoverseas hospital
Unlimitedcancellation cover
Choose from $0 to $40,000Be prepared for the unexpected on your adventures with Butter Travel Insurance. Emergency medical and hospital cover. COVID-19, accident and personal liability cover. Optional trip cancellation & interruption cover. Customise your cover with added extras like Motorcycle and ski cover (T&Cs apply).
Be prepared for the unexpected on your adventures with Butter Travel Insurance. Emergency medical and hospital cover. COVID-19, accident and personal liability cover. Optional trip cancellation & interruption cover. Customise your cover with added extras like Motorcycle and ski cover (T&Cs apply).
- Limits shown apply
- per Person
- Covid medical cover
- true
- Covid cancellation cover
- true
- Overseas emergency hospital expense
- Unlimited
- Overseas emergency medical assistance
- Unlimited
- Maximum excess
- $250.00
- Cancellation fees
- Choose from $0 to $40,000
- Pay extra for no excess
- No
- Luggage and personal effects
- Choose from $0 to $10,000, $2,000 per item
- Additional accomodation & travel
- Unlimited
- Emergency companion
- Unlimited
- Resumption of journey
- Up to $2,500
- Hospital cash allowance
- $50 per day up to $5,000 per traveller
- Accidental death
- $50,000
- Permanent disability
- $50,000
- Loss of income
- No
- Credit Card fraud and replacement
- Up to $5,000
- Travellers cheques
- No
- Travel documents
- Up to $5,000
- Rental vehicle excess
- Optional Extra - up to $6,000
- Alternative travel expenses
- Up to $2,000
- Personal liability
- Up to $2,500,000
Terms, conditions, exclusions, limits and sub-limits may apply to any of the insurance products shown on the Mozo website. These terms, conditions, exclusions, limits and sub-limits could affect the level of benefits and cover available under any of the insurance products shown on the Mozo website. Please refer to the relevant Product Disclosure Statement and the Target Market Determination on the provider's website for further information before making any decisions about an insurance product.
To see the Pre-existing Conditions and Activities covered by this policy please visit our detailed page about this product.
-
Explorer
covid medical cover
Yescovid cancellation cover
Yesoverseas hospital
Unlimitedcancellation cover
Choose up to $40,000Enjoy the benefits of unlimited emergency medical treatment abroad for up to 12 months. Travel Delay expenses up to $2,000 per traveller. Optional cover for cancellation or trip interruption up to $40,000. Emergency Assistance team is available 24/7 to support you in the event of an emergency while travelling.
Enjoy the benefits of unlimited emergency medical treatment abroad for up to 12 months. Travel Delay expenses up to $2,000 per traveller. Optional cover for cancellation or trip interruption up to $40,000. Emergency Assistance team is available 24/7 to support you in the event of an emergency while travelling.
- Limits shown apply
- per Person
- Covid medical cover
- true
- Covid cancellation cover
- true
- Overseas emergency hospital expense
- Unlimited
- Overseas emergency medical assistance
- Unlimited
- Maximum excess
- $500.00
- Cancellation fees
- Choose up to $40,000
- Pay extra for no excess
- Yes
- Luggage and personal effects
- Choose up to $10,000
- Additional accomodation & travel
- $40,000
- Emergency companion
- Unlimited
- Resumption of journey
- $5,000
- Hospital cash allowance
- $5,000
- Accidental death
- $50,000
- Permanent disability
- $50,000
- Loss of income
- No
- Credit Card fraud and replacement
- Up to $10,000
- Travellers cheques
- No
- Travel documents
- $5,000
- Rental vehicle excess
- Choose up to $8,000
- Alternative travel expenses
- Up to $40,000
- Personal liability
- $2,500,000
Terms, conditions, exclusions, limits and sub-limits may apply to any of the insurance products shown on the Mozo website. These terms, conditions, exclusions, limits and sub-limits could affect the level of benefits and cover available under any of the insurance products shown on the Mozo website. Please refer to the relevant Product Disclosure Statement and the Target Market Determination on the provider's website for further information before making any decisions about an insurance product.
To see the Pre-existing Conditions and Activities covered by this policy please visit our detailed page about this product.
-
Mozo experts choice awards won:
- Exceptional Value Comprehensive Travel Insurance - 2025
- Exceptional Value Cruise Travel Insurance - 2025
Top
covid medical cover
Yescovid cancellation cover
Yesoverseas hospital
Unlimitedcancellation cover
UnlimitedBe covered for international overseas and medical expenses. Emergency medical assistance 24 hours/365 days a year. Cover for cancellation fees and lost deposits. Cover for luggage and personal money. Dependents covered free of charge (conditions apply). Limited COVID cover available. Cancellation cover for COVID claims limited to $3,500. Winner of Mozo's Experts Choice 2024 Travel Insurance Company of the Year award^.
Be covered for international overseas and medical expenses. Emergency medical assistance 24 hours/365 days a year. Cover for cancellation fees and lost deposits. Cover for luggage and personal money. Dependents covered free of charge (conditions apply). Limited COVID cover available. Cancellation cover for COVID claims limited to $3,500. Winner of Mozo's Experts Choice 2024 Travel Insurance Company of the Year award^.
- Limits shown apply
- per Adult
- Covid medical cover
- true
- Covid cancellation cover
- true
- Overseas emergency hospital expense
- Unlimited
- Overseas emergency medical assistance
- Unlimited
- Maximum excess
- $200.00
- Cancellation fees
- Unlimited
- Pay extra for no excess
- Yes
- Luggage and personal effects
- $15,000
- Additional accomodation & travel
- Unlimited
- Emergency companion
- Unlimited
- Resumption of journey
- $3,000
- Hospital cash allowance
- $6,000
- Accidental death
- $25,000
- Permanent disability
- $25,000
- Loss of income
- $10,400
- Credit Card fraud and replacement
- $3,000
- Travellers cheques
- $3,000
- Travel documents
- $3,000
- Rental vehicle excess
- $5,000
- Alternative travel expenses
- $5,000
- Personal liability
- $10,000,000 per policy
Terms, conditions, exclusions, limits and sub-limits may apply to any of the insurance products shown on the Mozo website. These terms, conditions, exclusions, limits and sub-limits could affect the level of benefits and cover available under any of the insurance products shown on the Mozo website. Please refer to the relevant Product Disclosure Statement and the Target Market Determination on the provider's website for further information before making any decisions about an insurance product.
To see the Pre-existing Conditions and Activities covered by this policy please visit our detailed page about this product.
-
Classic
covid medical cover
Yescovid cancellation cover
Nooverseas hospital
Unlimitedcancellation cover
$2,500Different options of cover to suit your requirements. Covers one-way travel. Freedom to book cover from overseas. Travel cover extendable from overseas. Kids under 18 go free with parents. 14 day money back provider guarantee (T&Cs apply). Fast online quote.
Different options of cover to suit your requirements. Covers one-way travel. Freedom to book cover from overseas. Travel cover extendable from overseas. Kids under 18 go free with parents. 14 day money back provider guarantee (T&Cs apply). Fast online quote.
- Limits shown apply
- per Person
- Covid medical cover
- true
- Covid cancellation cover
- false
- Overseas emergency hospital expense
- Unlimited
- Overseas emergency medical assistance
- Unlimited
- Maximum excess
- $200.00
- Cancellation fees
- $2,500
- Pay extra for no excess
- No
- Luggage and personal effects
- $2,500
- Additional accomodation & travel
- $25,000
- Emergency companion
- Unlimited
- Resumption of journey
- No
- Hospital cash allowance
- No
- Accidental death
- No
- Permanent disability
- No
- Loss of income
- No
- Credit Card fraud and replacement
- No
- Travellers cheques
- $500
- Travel documents
- $500
- Rental vehicle excess
- No
- Alternative travel expenses
- $500
- Personal liability
- $2,500,000
Terms, conditions, exclusions, limits and sub-limits may apply to any of the insurance products shown on the Mozo website. These terms, conditions, exclusions, limits and sub-limits could affect the level of benefits and cover available under any of the insurance products shown on the Mozo website. Please refer to the relevant Product Disclosure Statement and the Target Market Determination on the provider's website for further information before making any decisions about an insurance product.
To see the Pre-existing Conditions and Activities covered by this policy please visit our detailed page about this product.
-
Excel
covid medical cover
Yescovid cancellation cover
Nooverseas hospital
Unlimitedcancellation cover
$7,500Multiple options of cover to suit your specific needs. Get the security of COVID-19 medical cover. Unlimited overseas hospital and 24/7 emergency assistance. Cancellation cover (amount varies depending on policy). All valid, fully documented claims paid in 10 business days according to Insure4less. 15 day money back provider guarantee (T&Cs apply).
Multiple options of cover to suit your specific needs. Get the security of COVID-19 medical cover. Unlimited overseas hospital and 24/7 emergency assistance. Cancellation cover (amount varies depending on policy). All valid, fully documented claims paid in 10 business days according to Insure4less. 15 day money back provider guarantee (T&Cs apply).
- Limits shown apply
- per Person
- Covid medical cover
- true
- Covid cancellation cover
- false
- Overseas emergency hospital expense
- Unlimited
- Overseas emergency medical assistance
- Unlimited
- Maximum excess
- $200.00
- Cancellation fees
- $7,500
- Pay extra for no excess
- No
- Luggage and personal effects
- $3,500
- Additional accomodation & travel
- $75,000
- Emergency companion
- Unlimited
- Resumption of journey
- No
- Hospital cash allowance
- $1,000
- Accidental death
- $10,000
- Permanent disability
- $10,000
- Loss of income
- No
- Credit Card fraud and replacement
- No
- Travellers cheques
- $750
- Travel documents
- $750
- Rental vehicle excess
- $1,500
- Alternative travel expenses
- $750
- Personal liability
- $5,000,000
Terms, conditions, exclusions, limits and sub-limits may apply to any of the insurance products shown on the Mozo website. These terms, conditions, exclusions, limits and sub-limits could affect the level of benefits and cover available under any of the insurance products shown on the Mozo website. Please refer to the relevant Product Disclosure Statement and the Target Market Determination on the provider's website for further information before making any decisions about an insurance product.
To see the Pre-existing Conditions and Activities covered by this policy please visit our detailed page about this product.
-
Gold
covid medical cover
Yescovid cancellation cover
Yesoverseas hospital
Unlimitedcancellation cover
Choose $0 or $12,000Specialist Travel Insurance for those with pre-existing medical conditions (T&Cs apply). No upper age limits. Unlimited medical cover available with 24/7 emergency medical helpline. Up to $12,000 cancellation cover available. Fast online quote process.
Specialist Travel Insurance for those with pre-existing medical conditions (T&Cs apply). No upper age limits. Unlimited medical cover available with 24/7 emergency medical helpline. Up to $12,000 cancellation cover available. Fast online quote process.
- Limits shown apply
- per Person
- Covid medical cover
- true
- Covid cancellation cover
- true
- Overseas emergency hospital expense
- Unlimited
- Overseas emergency medical assistance
- Unlimited
- Maximum excess
- $500.00
- Cancellation fees
- Choose $0 or $12,000
- Pay extra for no excess
- Yes
- Luggage and personal effects
- $7,000
- Additional accomodation & travel
- $12,000
- Emergency companion
- $12,000
- Resumption of journey
- No
- Hospital cash allowance
- $1,000
- Accidental death
- $20,000
- Permanent disability
- $30,000
- Loss of income
- No
- Credit Card fraud and replacement
- No
- Travellers cheques
- $250
- Travel documents
- $250
- Rental vehicle excess
- $4,000
- Alternative travel expenses
- $750
- Personal liability
- $2,000,000
Terms, conditions, exclusions, limits and sub-limits may apply to any of the insurance products shown on the Mozo website. These terms, conditions, exclusions, limits and sub-limits could affect the level of benefits and cover available under any of the insurance products shown on the Mozo website. Please refer to the relevant Product Disclosure Statement and the Target Market Determination on the provider's website for further information before making any decisions about an insurance product.
To see the Pre-existing Conditions and Activities covered by this policy please visit our detailed page about this product.
-
Standard
covid medical cover
Yescovid cancellation cover
Yesoverseas hospital
Unlimitedcancellation cover
Choose from $2,000 up to $100,000Get the security of unlimited medical cover and 24/7 emergency assistance services when you travel. Get cover for cancellation fees and prepaid travel expenses. Cover for luggage and travel documents. $2,500,000 personal liability cover.
Get the security of unlimited medical cover and 24/7 emergency assistance services when you travel. Get cover for cancellation fees and prepaid travel expenses. Cover for luggage and travel documents. $2,500,000 personal liability cover.
- Limits shown apply
- per Person
- Covid medical cover
- true
- Covid cancellation cover
- true
- Overseas emergency hospital expense
- Unlimited
- Overseas emergency medical assistance
- Unlimited
- Maximum excess
- $200.00
- Cancellation fees
- Choose from $2,000 up to $100,000
- Pay extra for no excess
- No
- Luggage and personal effects
- $5,000
- Additional accomodation & travel
- $10,000
- Emergency companion
- $10,000
- Resumption of journey
- No
- Hospital cash allowance
- $2,500
- Accidental death
- $25,000 repatriation
- Permanent disability
- No
- Loss of income
- No
- Credit Card fraud and replacement
- $2,000
- Travellers cheques
- $2,000
- Travel documents
- $2,000
- Rental vehicle excess
- Optional Extra - choose $5,000 or $10,000
- Alternative travel expenses
- No
- Personal liability
- $2,500,000
Terms, conditions, exclusions, limits and sub-limits may apply to any of the insurance products shown on the Mozo website. These terms, conditions, exclusions, limits and sub-limits could affect the level of benefits and cover available under any of the insurance products shown on the Mozo website. Please refer to the relevant Product Disclosure Statement and the Target Market Determination on the provider's website for further information before making any decisions about an insurance product.
To see the Pre-existing Conditions and Activities covered by this policy please visit our detailed page about this product.
-
Basic
covid medical cover
Yescovid cancellation cover
Nooverseas hospital
Unlimitedcancellation cover
NoAustralia Post Basic International Travel Insurance can help protect you against expensive overseas medical or dental bills. Choose your excess. Choose between a single trip and an annual multi-trip coverage. Add optional extras cover for existing medical conditions (T&Cs apply). Enjoy 24/7 support. Get a quote in minutes.
Australia Post Basic International Travel Insurance can help protect you against expensive overseas medical or dental bills. Choose your excess. Choose between a single trip and an annual multi-trip coverage. Add optional extras cover for existing medical conditions (T&Cs apply). Enjoy 24/7 support. Get a quote in minutes.
- Limits shown apply
- per Person
- Covid medical cover
- true
- Covid cancellation cover
- false
- Overseas emergency hospital expense
- Unlimited
- Overseas emergency medical assistance
- Unlimited
- Maximum excess
- $250.00
- Cancellation fees
- No
- Pay extra for no excess
- Yes
- Luggage and personal effects
- No
- Additional accomodation & travel
- Unlimited
- Emergency companion
- Unlimited
- Resumption of journey
- No
- Hospital cash allowance
- No
- Accidental death
- $10,000
- Permanent disability
- $10,000
- Loss of income
- No
- Credit Card fraud and replacement
- No
- Travellers cheques
- No
- Travel documents
- No
- Rental vehicle excess
- No
- Alternative travel expenses
- No
- Personal liability
- $5,000,000
Terms, conditions, exclusions, limits and sub-limits may apply to any of the insurance products shown on the Mozo website. These terms, conditions, exclusions, limits and sub-limits could affect the level of benefits and cover available under any of the insurance products shown on the Mozo website. Please refer to the relevant Product Disclosure Statement and the Target Market Determination on the provider's website for further information before making any decisions about an insurance product.
To see the Pre-existing Conditions and Activities covered by this policy please visit our detailed page about this product.
-
Covid Basic
covid medical cover
Yescovid cancellation cover
Yesoverseas hospital
Unlimitedcancellation cover
$4,000Get cover for cancellation or trip interruption due to Covid-19 only up to $4,000 (T&Cs apply). Emergency Assistance team is available 24/7 to support you in the event of an emergency while travelling. Hospital benefit and confinement of $50 per day (up to a maximum of $500). Cover for funeral expenses abroad up to $10,000. Exclusions apply.
Get cover for cancellation or trip interruption due to Covid-19 only up to $4,000 (T&Cs apply). Emergency Assistance team is available 24/7 to support you in the event of an emergency while travelling. Hospital benefit and confinement of $50 per day (up to a maximum of $500). Cover for funeral expenses abroad up to $10,000. Exclusions apply.
- Limits shown apply
- per Person
- Covid medical cover
- true
- Covid cancellation cover
- true
- Overseas emergency hospital expense
- Unlimited
- Overseas emergency medical assistance
- Unlimited
- Maximum excess
- $500.00
- Cancellation fees
- $4,000
- Pay extra for no excess
- Yes
- Luggage and personal effects
- No
- Additional accomodation & travel
- $4,000
- Emergency companion
- Unlimited
- Resumption of journey
- No
- Hospital cash allowance
- No
- Accidental death
- No
- Permanent disability
- No
- Loss of income
- No
- Credit Card fraud and replacement
- No
- Travellers cheques
- No
- Travel documents
- No
- Rental vehicle excess
- No
- Alternative travel expenses
- $4,000
- Personal liability
- No
Terms, conditions, exclusions, limits and sub-limits may apply to any of the insurance products shown on the Mozo website. These terms, conditions, exclusions, limits and sub-limits could affect the level of benefits and cover available under any of the insurance products shown on the Mozo website. Please refer to the relevant Product Disclosure Statement and the Target Market Determination on the provider's website for further information before making any decisions about an insurance product.
To see the Pre-existing Conditions and Activities covered by this policy please visit our detailed page about this product.
-
Covid Essentials
covid medical cover
Yescovid cancellation cover
Yesoverseas hospital
Unlimitedcancellation cover
$4,000Travel with peace of mind with cover for cancellation or trip interruption due to Covid-19 only up to $4,000 (T&Cs apply). Emergency Assistance team is available 24/7 to support you in the event of an emergency while travelling. Hospital benefit and confinement of $50 per day (up to a maximum of $500). Cover for funeral expenses abroad up to $10,000. Exclusions apply.
Travel with peace of mind with cover for cancellation or trip interruption due to Covid-19 only up to $4,000 (T&Cs apply). Emergency Assistance team is available 24/7 to support you in the event of an emergency while travelling. Hospital benefit and confinement of $50 per day (up to a maximum of $500). Cover for funeral expenses abroad up to $10,000. Exclusions apply.
- Limits shown apply
- per Person
- Covid medical cover
- true
- Covid cancellation cover
- true
- Overseas emergency hospital expense
- Unlimited
- Overseas emergency medical assistance
- Unlimited
- Maximum excess
- $500.00
- Cancellation fees
- $4,000
- Pay extra for no excess
- Yes
- Luggage and personal effects
- No
- Additional accomodation & travel
- $4,000
- Emergency companion
- Unlimited
- Resumption of journey
- No
- Hospital cash allowance
- $1,000
- Accidental death
- No
- Permanent disability
- No
- Loss of income
- No
- Credit Card fraud and replacement
- No
- Travellers cheques
- No
- Travel documents
- No
- Rental vehicle excess
- No
- Alternative travel expenses
- $4,000
- Personal liability
- No
Terms, conditions, exclusions, limits and sub-limits may apply to any of the insurance products shown on the Mozo website. These terms, conditions, exclusions, limits and sub-limits could affect the level of benefits and cover available under any of the insurance products shown on the Mozo website. Please refer to the relevant Product Disclosure Statement and the Target Market Determination on the provider's website for further information before making any decisions about an insurance product.
To see the Pre-existing Conditions and Activities covered by this policy please visit our detailed page about this product.
-
Essentials
covid medical cover
Yescovid cancellation cover
Nooverseas hospital
Unlimitedcancellation cover
$5,000Multiple options of cover to suit your specific needs. Get the security of COVID-19 medical cover. Unlimited overseas hospital and 24/7 emergency assistance. Cancellation cover (amount varies depending on policy). All valid, fully documented claims paid in 10 business days according to Insure4less. 15 day money back provider guarantee (T&Cs apply).
Multiple options of cover to suit your specific needs. Get the security of COVID-19 medical cover. Unlimited overseas hospital and 24/7 emergency assistance. Cancellation cover (amount varies depending on policy). All valid, fully documented claims paid in 10 business days according to Insure4less. 15 day money back provider guarantee (T&Cs apply).
- Limits shown apply
- per Person
- Covid medical cover
- true
- Covid cancellation cover
- false
- Overseas emergency hospital expense
- Unlimited
- Overseas emergency medical assistance
- Unlimited
- Maximum excess
- $200.00
- Cancellation fees
- $5,000
- Pay extra for no excess
- No
- Luggage and personal effects
- $2,500
- Additional accomodation & travel
- $50,000
- Emergency companion
- Unlimited
- Resumption of journey
- No
- Hospital cash allowance
- No
- Accidental death
- No
- Permanent disability
- No
- Loss of income
- No
- Credit Card fraud and replacement
- No
- Travellers cheques
- No
- Travel documents
- No
- Rental vehicle excess
- No
- Alternative travel expenses
- $500
- Personal liability
- $2,500,000
Terms, conditions, exclusions, limits and sub-limits may apply to any of the insurance products shown on the Mozo website. These terms, conditions, exclusions, limits and sub-limits could affect the level of benefits and cover available under any of the insurance products shown on the Mozo website. Please refer to the relevant Product Disclosure Statement and the Target Market Determination on the provider's website for further information before making any decisions about an insurance product.
To see the Pre-existing Conditions and Activities covered by this policy please visit our detailed page about this product.
-
Deluxe
covid medical cover
Yescovid cancellation cover
Nooverseas hospital
Unlimitedcancellation cover
$10,000- Limits shown apply
- per Person
- Covid medical cover
- true
- Covid cancellation cover
- false
- Overseas emergency hospital expense
- Unlimited
- Overseas emergency medical assistance
- Unlimited
- Maximum excess
- $200.00
- Cancellation fees
- $10,000
- Pay extra for no excess
- No
- Luggage and personal effects
- $7,500
- Additional accomodation & travel
- $75,000
- Emergency companion
- Unlimited
- Resumption of journey
- $3,000
- Hospital cash allowance
- $3,000
- Accidental death
- $20,000
- Permanent disability
- $20,000
- Loss of income
- No
- Credit Card fraud and replacement
- No
- Travellers cheques
- $1,250
- Travel documents
- $1,250
- Rental vehicle excess
- $4,000
- Alternative travel expenses
- $2,000
- Personal liability
- $7,500,000
Terms, conditions, exclusions, limits and sub-limits may apply to any of the insurance products shown on the Mozo website. These terms, conditions, exclusions, limits and sub-limits could affect the level of benefits and cover available under any of the insurance products shown on the Mozo website. Please refer to the relevant Product Disclosure Statement and the Target Market Determination on the provider's website for further information before making any decisions about an insurance product.
To see the Pre-existing Conditions and Activities covered by this policy please visit our detailed page about this product.
-
Traveller
covid medical cover
Yescovid cancellation cover
Yesoverseas hospital
Unlimitedcancellation cover
Choose $2,000 to $10,000Specialist Travel Insurance for those with pre-existing medical conditions (T&Cs apply). Unlimited medical cover available with 24/7 emergency medical helpline. Cancellation cover available. Fast online quote process.
Specialist Travel Insurance for those with pre-existing medical conditions (T&Cs apply). Unlimited medical cover available with 24/7 emergency medical helpline. Cancellation cover available. Fast online quote process.
- Limits shown apply
- per Person
- Covid medical cover
- true
- Covid cancellation cover
- true
- Overseas emergency hospital expense
- Unlimited
- Overseas emergency medical assistance
- Unlimited
- Maximum excess
- $500.00
- Cancellation fees
- Choose $2,000 to $10,000
- Pay extra for no excess
- Yes
- Luggage and personal effects
- $3,000
- Additional accomodation & travel
- $5,000
- Emergency companion
- $5,000
- Resumption of journey
- No
- Hospital cash allowance
- $600
- Accidental death
- $20,000
- Permanent disability
- $30,000
- Loss of income
- No
- Credit Card fraud and replacement
- No
- Travellers cheques
- $250
- Travel documents
- $250
- Rental vehicle excess
- No
- Alternative travel expenses
- $750
- Personal liability
- $2,000,000
Terms, conditions, exclusions, limits and sub-limits may apply to any of the insurance products shown on the Mozo website. These terms, conditions, exclusions, limits and sub-limits could affect the level of benefits and cover available under any of the insurance products shown on the Mozo website. Please refer to the relevant Product Disclosure Statement and the Target Market Determination on the provider's website for further information before making any decisions about an insurance product.
To see the Pre-existing Conditions and Activities covered by this policy please visit our detailed page about this product.
-
Medical Only
covid medical cover
Yescovid cancellation cover
Nooverseas hospital
Unlimitedcancellation cover
NoTravel with peace of mind with unlimited medical cover and 24/7 emergency assistance services. Get cover for overseas emergency medical and hospital expenses. $2,500,000 personal liability cover.
Travel with peace of mind with unlimited medical cover and 24/7 emergency assistance services. Get cover for overseas emergency medical and hospital expenses. $2,500,000 personal liability cover.
- Limits shown apply
- per Person
- Covid medical cover
- true
- Covid cancellation cover
- false
- Overseas emergency hospital expense
- Unlimited
- Overseas emergency medical assistance
- Unlimited
- Maximum excess
- $200.00
- Cancellation fees
- No
- Pay extra for no excess
- No
- Luggage and personal effects
- No
- Additional accomodation & travel
- No
- Emergency companion
- No
- Resumption of journey
- No
- Hospital cash allowance
- No
- Accidental death
- $25,000 repatriation
- Permanent disability
- No
- Loss of income
- No
- Credit Card fraud and replacement
- No
- Travellers cheques
- No
- Travel documents
- No
- Rental vehicle excess
- No
- Alternative travel expenses
- No
- Personal liability
- $2,500,000
Terms, conditions, exclusions, limits and sub-limits may apply to any of the insurance products shown on the Mozo website. These terms, conditions, exclusions, limits and sub-limits could affect the level of benefits and cover available under any of the insurance products shown on the Mozo website. Please refer to the relevant Product Disclosure Statement and the Target Market Determination on the provider's website for further information before making any decisions about an insurance product.
To see the Pre-existing Conditions and Activities covered by this policy please visit our detailed page about this product.
-
Mozo experts choice awards won:
- Australia's Best Travel Insurer - 2025
Essentials
covid medical cover
Yescovid cancellation cover
Nooverseas hospital
Unlimitedcancellation cover
$10,000Travel Insurance Saver brings you peace of mind on your travels. Compare three tiers of insurance cover, featuring benefits like 24 hour emergency assistance, emergency medical cover, luggage cover, cancellation cover and more.
Travel Insurance Saver brings you peace of mind on your travels. Compare three tiers of insurance cover, featuring benefits like 24 hour emergency assistance, emergency medical cover, luggage cover, cancellation cover and more.
- Limits shown apply
- per Person
- Covid medical cover
- true
- Covid cancellation cover
- false
- Overseas emergency hospital expense
- Unlimited
- Overseas emergency medical assistance
- Unlimited
- Maximum excess
- $200.00
- Cancellation fees
- $10,000
- Pay extra for no excess
- No
- Luggage and personal effects
- $10,000
- Additional accomodation & travel
- $50,000
- Emergency companion
- $50,000
- Resumption of journey
- No
- Hospital cash allowance
- $3,000
- Accidental death
- No
- Permanent disability
- No
- Loss of income
- No
- Credit Card fraud and replacement
- $1,500
- Travellers cheques
- $500
- Travel documents
- $1,500
- Rental vehicle excess
- $5,000
- Alternative travel expenses
- $3,500
- Personal liability
- $2,500,000
Terms, conditions, exclusions, limits and sub-limits may apply to any of the insurance products shown on the Mozo website. These terms, conditions, exclusions, limits and sub-limits could affect the level of benefits and cover available under any of the insurance products shown on the Mozo website. Please refer to the relevant Product Disclosure Statement and the Target Market Determination on the provider's website for further information before making any decisions about an insurance product.
To see the Pre-existing Conditions and Activities covered by this policy please visit our detailed page about this product.
-
Premier
covid medical cover
Yescovid cancellation cover
Nooverseas hospital
Unlimitedcancellation cover
$5,000- Limits shown apply
- per Person
- Covid medical cover
- true
- Covid cancellation cover
- false
- Overseas emergency hospital expense
- Unlimited
- Overseas emergency medical assistance
- Unlimited
- Maximum excess
- $200.00
- Cancellation fees
- $5,000
- Pay extra for no excess
- No
- Luggage and personal effects
- $3,500
- Additional accomodation & travel
- $50,000
- Emergency companion
- Unlimited
- Resumption of journey
- No
- Hospital cash allowance
- $1,000
- Accidental death
- $10,000
- Permanent disability
- $10,000
- Loss of income
- No
- Credit Card fraud and replacement
- No
- Travellers cheques
- $750
- Travel documents
- $750
- Rental vehicle excess
- $1,500
- Alternative travel expenses
- $750
- Personal liability
- $5,000,000
Terms, conditions, exclusions, limits and sub-limits may apply to any of the insurance products shown on the Mozo website. These terms, conditions, exclusions, limits and sub-limits could affect the level of benefits and cover available under any of the insurance products shown on the Mozo website. Please refer to the relevant Product Disclosure Statement and the Target Market Determination on the provider's website for further information before making any decisions about an insurance product.
To see the Pre-existing Conditions and Activities covered by this policy please visit our detailed page about this product.
-
Mozo experts choice awards won:
- Australia's Best Travel Insurer - 2025
Medical Only
covid medical cover
Yescovid cancellation cover
Nooverseas hospital
Unlimitedcancellation cover
NoTravel Insurance Saver brings you peace of mind on your travels. Compare three tiers of insurance cover, featuring benefits like 24 hour emergency assistance, emergency medical cover, luggage cover, cancellation cover and more.
Travel Insurance Saver brings you peace of mind on your travels. Compare three tiers of insurance cover, featuring benefits like 24 hour emergency assistance, emergency medical cover, luggage cover, cancellation cover and more.
- Limits shown apply
- per Person
- Covid medical cover
- true
- Covid cancellation cover
- false
- Overseas emergency hospital expense
- Unlimited
- Overseas emergency medical assistance
- Unlimited
- Maximum excess
- $200.00
- Cancellation fees
- No
- Pay extra for no excess
- No
- Luggage and personal effects
- No
- Additional accomodation & travel
- $50,000
- Emergency companion
- $50,000
- Resumption of journey
- No
- Hospital cash allowance
- No
- Accidental death
- No
- Permanent disability
- No
- Loss of income
- No
- Credit Card fraud and replacement
- No
- Travellers cheques
- No
- Travel documents
- No
- Rental vehicle excess
- No
- Alternative travel expenses
- No
- Personal liability
- No
Terms, conditions, exclusions, limits and sub-limits may apply to any of the insurance products shown on the Mozo website. These terms, conditions, exclusions, limits and sub-limits could affect the level of benefits and cover available under any of the insurance products shown on the Mozo website. Please refer to the relevant Product Disclosure Statement and the Target Market Determination on the provider's website for further information before making any decisions about an insurance product.
To see the Pre-existing Conditions and Activities covered by this policy please visit our detailed page about this product.
-
Premier Plus
covid medical cover
Yescovid cancellation cover
Nooverseas hospital
Unlimitedcancellation cover
$20,000- Limits shown apply
- per Person
- Covid medical cover
- true
- Covid cancellation cover
- false
- Overseas emergency hospital expense
- Unlimited
- Overseas emergency medical assistance
- Unlimited
- Maximum excess
- $200.00
- Cancellation fees
- $20,000
- Pay extra for no excess
- No
- Luggage and personal effects
- $5,000
- Additional accomodation & travel
- $100,000
- Emergency companion
- Unlimited
- Resumption of journey
- $3,000
- Hospital cash allowance
- $1,000
- Accidental death
- $10,000
- Permanent disability
- $10,000
- Loss of income
- No
- Credit Card fraud and replacement
- No
- Travellers cheques
- $750
- Travel documents
- $750
- Rental vehicle excess
- $4,000
- Alternative travel expenses
- $750
- Personal liability
- $5,000,000
Terms, conditions, exclusions, limits and sub-limits may apply to any of the insurance products shown on the Mozo website. These terms, conditions, exclusions, limits and sub-limits could affect the level of benefits and cover available under any of the insurance products shown on the Mozo website. Please refer to the relevant Product Disclosure Statement and the Target Market Determination on the provider's website for further information before making any decisions about an insurance product.
To see the Pre-existing Conditions and Activities covered by this policy please visit our detailed page about this product.
-
Excel Plus
covid medical cover
Yescovid cancellation cover
Nooverseas hospital
Unlimitedcancellation cover
$10,000- Limits shown apply
- per Person
- Covid medical cover
- true
- Covid cancellation cover
- false
- Overseas emergency hospital expense
- Unlimited
- Overseas emergency medical assistance
- Unlimited
- Maximum excess
- $200.00
- Cancellation fees
- $10,000
- Pay extra for no excess
- No
- Luggage and personal effects
- $5,000
- Additional accomodation & travel
- $100,000
- Emergency companion
- Unlimited
- Resumption of journey
- $2,000
- Hospital cash allowance
- $2,000
- Accidental death
- $20,000
- Permanent disability
- $20,000
- Loss of income
- No
- Credit Card fraud and replacement
- No
- Travellers cheques
- $1,000
- Travel documents
- $1,000
- Rental vehicle excess
- $3,000
- Alternative travel expenses
- $1,000
- Personal liability
- $7,500,000
Terms, conditions, exclusions, limits and sub-limits may apply to any of the insurance products shown on the Mozo website. These terms, conditions, exclusions, limits and sub-limits could affect the level of benefits and cover available under any of the insurance products shown on the Mozo website. Please refer to the relevant Product Disclosure Statement and the Target Market Determination on the provider's website for further information before making any decisions about an insurance product.
To see the Pre-existing Conditions and Activities covered by this policy please visit our detailed page about this product.
Compare international travel insurance policies
-
Mozo experts choice awards won:
- Exceptional Value Essential Travel Insurance - 2025
International Travel Insurance
covid medical cover
Yescovid cancellation cover
Yesoverseas hospital
Unlimitedcancellation cover
$5,000 limit per policy with option to increase limitGet protection in a few simple steps with Freely travel insurance all in the palm of your hand. Freely Travel offers 24/7 emergency and medical support, 24/7 customer service. Plus, you can tailor your policy so you only pay for what you need, and adapt your cover in near real time. Add-ons such as car rental excess, snow sports or other activities also available. Receive 10% off your travel insurance policy with promo code: MOZO2025. T&Cs apply, go to site for full detail.
Get protection in a few simple steps with Freely travel insurance all in the palm of your hand. Freely Travel offers 24/7 emergency and medical support, 24/7 customer service. Plus, you can tailor your policy so you only pay for what you need, and adapt your cover in near real time. Add-ons such as car rental excess, snow sports or other activities also available. Receive 10% off your travel insurance policy with promo code: MOZO2025. T&Cs apply, go to site for full detail.
- Limits shown apply
- per Person
- Covid medical cover
- true
- Covid cancellation cover
- true
- Overseas emergency hospital expense
- Unlimited
- Overseas emergency medical assistance
- Unlimited
- Maximum excess
- $250.00
- Cancellation fees
- $5,000 limit per policy with option to increase limit
- Pay extra for no excess
- No
- Luggage and personal effects
- Up to $10,000, maximum $1,500 per item
- Additional accomodation & travel
- Unlimited
- Emergency companion
- Unlimited
- Resumption of journey
- $2,000
- Hospital cash allowance
- No
- Accidental death
- $25,000
- Permanent disability
- $25,000
- Loss of income
- No
- Credit Card fraud and replacement
- No
- Travellers cheques
- No
- Travel documents
- $1,000
- Rental vehicle excess
- Optional Extra, up to $10,000
- Alternative travel expenses
- $2,000
- Personal liability
- $3,000,000
Terms, conditions, exclusions, limits and sub-limits may apply to any of the insurance products shown on the Mozo website. These terms, conditions, exclusions, limits and sub-limits could affect the level of benefits and cover available under any of the insurance products shown on the Mozo website. Please refer to the relevant Product Disclosure Statement and the Target Market Determination on the provider's website for further information before making any decisions about an insurance product.
To see the Pre-existing Conditions and Activities covered by this policy please visit our detailed page about this product.
-
Mozo experts choice awards won:
- Exceptional Value Cruise Travel Insurance - 2025
Gold Plus
covid medical cover
Yescovid cancellation cover
Yesoverseas hospital
Unlimitedcancellation cover
Choose $0 or UnlimitedSpecialist Travel Insurance for those with pre-existing medical conditions (T&Cs apply). No upper age limits. Unlimited medical cover available with 24/7 emergency medical helpline. Unlimited cancellation cover available. Fast online quote process.
Specialist Travel Insurance for those with pre-existing medical conditions (T&Cs apply). No upper age limits. Unlimited medical cover available with 24/7 emergency medical helpline. Unlimited cancellation cover available. Fast online quote process.
- Limits shown apply
- per Person
- Covid medical cover
- true
- Covid cancellation cover
- true
- Overseas emergency hospital expense
- Unlimited
- Overseas emergency medical assistance
- Unlimited
- Maximum excess
- $300.00
- Cancellation fees
- Choose $0 or Unlimited
- Pay extra for no excess
- Yes
- Luggage and personal effects
- $10,000
- Additional accomodation & travel
- Unlimited
- Emergency companion
- Unlimited
- Resumption of journey
- No
- Hospital cash allowance
- $1,000
- Accidental death
- $20,000
- Permanent disability
- $30,000
- Loss of income
- No
- Credit Card fraud and replacement
- No
- Travellers cheques
- $500
- Travel documents
- $500
- Rental vehicle excess
- $6,000
- Alternative travel expenses
- $750
- Personal liability
- $2,000,000
Terms, conditions, exclusions, limits and sub-limits may apply to any of the insurance products shown on the Mozo website. These terms, conditions, exclusions, limits and sub-limits could affect the level of benefits and cover available under any of the insurance products shown on the Mozo website. Please refer to the relevant Product Disclosure Statement and the Target Market Determination on the provider's website for further information before making any decisions about an insurance product.
To see the Pre-existing Conditions and Activities covered by this policy please visit our detailed page about this product.
-
Comprehensive
covid medical cover
Yescovid cancellation cover
Yesoverseas hospital
Unlimitedcancellation cover
Choose from $2,000 up to $100,000Enjoy unlimited medical cover and 24/7 emergency assistance services when you travel. Get unlimited cover for cancellation fees and prepaid travel expenses. Cover for luggage and travel documents. $5,000,000 personal liability cover.
Enjoy unlimited medical cover and 24/7 emergency assistance services when you travel. Get unlimited cover for cancellation fees and prepaid travel expenses. Cover for luggage and travel documents. $5,000,000 personal liability cover.
- Limits shown apply
- per Person
- Covid medical cover
- true
- Covid cancellation cover
- true
- Overseas emergency hospital expense
- Unlimited
- Overseas emergency medical assistance
- Unlimited
- Maximum excess
- $200.00
- Cancellation fees
- Choose from $2,000 up to $100,000
- Pay extra for no excess
- No
- Luggage and personal effects
- $10,000
- Additional accomodation & travel
- $25,000
- Emergency companion
- $25,000
- Resumption of journey
- $2,000
- Hospital cash allowance
- $5,000
- Accidental death
- $25,000 repatriation
- Permanent disability
- $25,000
- Loss of income
- $10,400
- Credit Card fraud and replacement
- $5,000
- Travellers cheques
- $5,000
- Travel documents
- $5,000
- Rental vehicle excess
- Optional Extra - choose $5,000 or $10,000
- Alternative travel expenses
- $5,000
- Personal liability
- $5,000,000
Terms, conditions, exclusions, limits and sub-limits may apply to any of the insurance products shown on the Mozo website. These terms, conditions, exclusions, limits and sub-limits could affect the level of benefits and cover available under any of the insurance products shown on the Mozo website. Please refer to the relevant Product Disclosure Statement and the Target Market Determination on the provider's website for further information before making any decisions about an insurance product.
To see the Pre-existing Conditions and Activities covered by this policy please visit our detailed page about this product.
-
Comprehensive
covid medical cover
Yescovid cancellation cover
Nooverseas hospital
Unlimitedcancellation cover
Choose $0 to UnlimitedAustralia Post International Comprehensive Travel Insurance covers overseas medical expenses, cancellation costs and more (T&Cs apply). Optional extras like cover for existing medical conditions and winter sports available. 24/7 emergency support. Get a quote in minutes. Reduce your premium with variable excess. Policies may not be available to all travellers. Australian Postal Corporation ABN 28 864 970 579 (AR No 338646) is the distributor of Australia Post Travel Insurance.
Australia Post International Comprehensive Travel Insurance covers overseas medical expenses, cancellation costs and more (T&Cs apply). Optional extras like cover for existing medical conditions and winter sports available. 24/7 emergency support. Get a quote in minutes. Reduce your premium with variable excess. Policies may not be available to all travellers. Australian Postal Corporation ABN 28 864 970 579 (AR No 338646) is the distributor of Australia Post Travel Insurance.
- Limits shown apply
- per Person
- Covid medical cover
- true
- Covid cancellation cover
- false
- Overseas emergency hospital expense
- Unlimited
- Overseas emergency medical assistance
- Unlimited
- Maximum excess
- $250.00
- Cancellation fees
- Choose $0 to Unlimited
- Pay extra for no excess
- Yes
- Luggage and personal effects
- $12,000
- Additional accomodation & travel
- Unlimited
- Emergency companion
- Unlimited
- Resumption of journey
- $3,000
- Hospital cash allowance
- $5,000
- Accidental death
- $25,000
- Permanent disability
- $25,000
- Loss of income
- $10,000
- Credit Card fraud and replacement
- $5,000
- Travellers cheques
- No
- Travel documents
- $5,000
- Rental vehicle excess
- $10,000
- Alternative travel expenses
- $5,000
- Personal liability
- $5,000,000
Terms, conditions, exclusions, limits and sub-limits may apply to any of the insurance products shown on the Mozo website. These terms, conditions, exclusions, limits and sub-limits could affect the level of benefits and cover available under any of the insurance products shown on the Mozo website. Please refer to the relevant Product Disclosure Statement and the Target Market Determination on the provider's website for further information before making any decisions about an insurance product.
To see the Pre-existing Conditions and Activities covered by this policy please visit our detailed page about this product.
-
Mozo experts choice awards won:
- Exceptional Value Comprehensive Travel Insurance - 2025
- Exceptional Value Cruise Travel Insurance - 2025
- Exceptional Value Annual Multi-Trip Travel Insurance - 2025
- Australia's Best Travel Insurer - 2025
Comprehensive
covid medical cover
Yescovid cancellation cover
Nooverseas hospital
Unlimitedcancellation cover
$20,000Travel Insurance Saver brings you peace of mind on your travels. Compare three tiers of insurance cover, featuring benefits like 24 hour emergency assistance, emergency medical cover, luggage cover, cancellation cover and more.
Travel Insurance Saver brings you peace of mind on your travels. Compare three tiers of insurance cover, featuring benefits like 24 hour emergency assistance, emergency medical cover, luggage cover, cancellation cover and more.
- Limits shown apply
- per Person
- Covid medical cover
- true
- Covid cancellation cover
- false
- Overseas emergency hospital expense
- Unlimited
- Overseas emergency medical assistance
- Unlimited
- Maximum excess
- $200.00
- Cancellation fees
- $20,000
- Pay extra for no excess
- No
- Luggage and personal effects
- $20,000
- Additional accomodation & travel
- $100,000
- Emergency companion
- $100,000
- Resumption of journey
- No
- Hospital cash allowance
- $6,000
- Accidental death
- $50,000
- Permanent disability
- $50,000
- Loss of income
- $26,000
- Credit Card fraud and replacement
- $3,000
- Travellers cheques
- $500
- Travel documents
- $3,000
- Rental vehicle excess
- $10,000
- Alternative travel expenses
- $7,000
- Personal liability
- $5,000,000
Terms, conditions, exclusions, limits and sub-limits may apply to any of the insurance products shown on the Mozo website. These terms, conditions, exclusions, limits and sub-limits could affect the level of benefits and cover available under any of the insurance products shown on the Mozo website. Please refer to the relevant Product Disclosure Statement and the Target Market Determination on the provider's website for further information before making any decisions about an insurance product.
To see the Pre-existing Conditions and Activities covered by this policy please visit our detailed page about this product.
-
Discovery Ultimate
covid medical cover
Yescovid cancellation cover
Yesoverseas hospital
Unlimitedcancellation cover
Choose up to $40,000Unlimited emergency medical treatment abroad for up to 12 months. Travel Delay expenses up to $2000 per traveller. Optional cover for cancellation or trip interruption up to $40,000. Emergency Assistance team is available 24/7 to support you in the event of an emergency while travelling.
Unlimited emergency medical treatment abroad for up to 12 months. Travel Delay expenses up to $2000 per traveller. Optional cover for cancellation or trip interruption up to $40,000. Emergency Assistance team is available 24/7 to support you in the event of an emergency while travelling.
- Limits shown apply
- per Person
- Covid medical cover
- true
- Covid cancellation cover
- true
- Overseas emergency hospital expense
- Unlimited
- Overseas emergency medical assistance
- Unlimited
- Maximum excess
- $500.00
- Cancellation fees
- Choose up to $40,000
- Pay extra for no excess
- Yes
- Luggage and personal effects
- Choose up to $10,000
- Additional accomodation & travel
- Up to $40,000
- Emergency companion
- Unlimited
- Resumption of journey
- $5,000
- Hospital cash allowance
- $300
- Accidental death
- $50,000
- Permanent disability
- $50,000
- Loss of income
- No
- Credit Card fraud and replacement
- Up to $10,000
- Travellers cheques
- No
- Travel documents
- $5,000
- Rental vehicle excess
- $6,000
- Alternative travel expenses
- Up to $40,000
- Personal liability
- $2,500,000
Terms, conditions, exclusions, limits and sub-limits may apply to any of the insurance products shown on the Mozo website. These terms, conditions, exclusions, limits and sub-limits could affect the level of benefits and cover available under any of the insurance products shown on the Mozo website. Please refer to the relevant Product Disclosure Statement and the Target Market Determination on the provider's website for further information before making any decisions about an insurance product.
To see the Pre-existing Conditions and Activities covered by this policy please visit our detailed page about this product.
-
Mozo experts choice awards won:
- Exceptional Value Essential Travel Insurance - 2025
- Highly Commended Travel Insurer - 2025
International Travel Insurance
covid medical cover
Yescovid cancellation cover
Yesoverseas hospital
Unlimitedcancellation cover
Choose from $0 to $40,000Be prepared for the unexpected on your adventures with Butter Travel Insurance. Emergency medical and hospital cover. COVID-19, accident and personal liability cover. Optional trip cancellation & interruption cover. Customise your cover with added extras like Motorcycle and ski cover (T&Cs apply).
Be prepared for the unexpected on your adventures with Butter Travel Insurance. Emergency medical and hospital cover. COVID-19, accident and personal liability cover. Optional trip cancellation & interruption cover. Customise your cover with added extras like Motorcycle and ski cover (T&Cs apply).
- Limits shown apply
- per Person
- Covid medical cover
- true
- Covid cancellation cover
- true
- Overseas emergency hospital expense
- Unlimited
- Overseas emergency medical assistance
- Unlimited
- Maximum excess
- $250.00
- Cancellation fees
- Choose from $0 to $40,000
- Pay extra for no excess
- No
- Luggage and personal effects
- Choose from $0 to $10,000, $2,000 per item
- Additional accomodation & travel
- Unlimited
- Emergency companion
- Unlimited
- Resumption of journey
- Up to $2,500
- Hospital cash allowance
- $50 per day up to $5,000 per traveller
- Accidental death
- $50,000
- Permanent disability
- $50,000
- Loss of income
- No
- Credit Card fraud and replacement
- Up to $5,000
- Travellers cheques
- No
- Travel documents
- Up to $5,000
- Rental vehicle excess
- Optional Extra - up to $6,000
- Alternative travel expenses
- Up to $2,000
- Personal liability
- Up to $2,500,000
Terms, conditions, exclusions, limits and sub-limits may apply to any of the insurance products shown on the Mozo website. These terms, conditions, exclusions, limits and sub-limits could affect the level of benefits and cover available under any of the insurance products shown on the Mozo website. Please refer to the relevant Product Disclosure Statement and the Target Market Determination on the provider's website for further information before making any decisions about an insurance product.
To see the Pre-existing Conditions and Activities covered by this policy please visit our detailed page about this product.
-
Explorer
covid medical cover
Yescovid cancellation cover
Yesoverseas hospital
Unlimitedcancellation cover
Choose up to $40,000Enjoy the benefits of unlimited emergency medical treatment abroad for up to 12 months. Travel Delay expenses up to $2,000 per traveller. Optional cover for cancellation or trip interruption up to $40,000. Emergency Assistance team is available 24/7 to support you in the event of an emergency while travelling.
Enjoy the benefits of unlimited emergency medical treatment abroad for up to 12 months. Travel Delay expenses up to $2,000 per traveller. Optional cover for cancellation or trip interruption up to $40,000. Emergency Assistance team is available 24/7 to support you in the event of an emergency while travelling.
- Limits shown apply
- per Person
- Covid medical cover
- true
- Covid cancellation cover
- true
- Overseas emergency hospital expense
- Unlimited
- Overseas emergency medical assistance
- Unlimited
- Maximum excess
- $500.00
- Cancellation fees
- Choose up to $40,000
- Pay extra for no excess
- Yes
- Luggage and personal effects
- Choose up to $10,000
- Additional accomodation & travel
- $40,000
- Emergency companion
- Unlimited
- Resumption of journey
- $5,000
- Hospital cash allowance
- $5,000
- Accidental death
- $50,000
- Permanent disability
- $50,000
- Loss of income
- No
- Credit Card fraud and replacement
- Up to $10,000
- Travellers cheques
- No
- Travel documents
- $5,000
- Rental vehicle excess
- Choose up to $8,000
- Alternative travel expenses
- Up to $40,000
- Personal liability
- $2,500,000
Terms, conditions, exclusions, limits and sub-limits may apply to any of the insurance products shown on the Mozo website. These terms, conditions, exclusions, limits and sub-limits could affect the level of benefits and cover available under any of the insurance products shown on the Mozo website. Please refer to the relevant Product Disclosure Statement and the Target Market Determination on the provider's website for further information before making any decisions about an insurance product.
To see the Pre-existing Conditions and Activities covered by this policy please visit our detailed page about this product.
-
Mozo experts choice awards won:
- Exceptional Value Comprehensive Travel Insurance - 2025
- Exceptional Value Cruise Travel Insurance - 2025
Top
covid medical cover
Yescovid cancellation cover
Yesoverseas hospital
Unlimitedcancellation cover
UnlimitedBe covered for international overseas and medical expenses. Emergency medical assistance 24 hours/365 days a year. Cover for cancellation fees and lost deposits. Cover for luggage and personal money. Dependents covered free of charge (conditions apply). Limited COVID cover available. Cancellation cover for COVID claims limited to $3,500. Winner of Mozo's Experts Choice 2024 Travel Insurance Company of the Year award^.
Be covered for international overseas and medical expenses. Emergency medical assistance 24 hours/365 days a year. Cover for cancellation fees and lost deposits. Cover for luggage and personal money. Dependents covered free of charge (conditions apply). Limited COVID cover available. Cancellation cover for COVID claims limited to $3,500. Winner of Mozo's Experts Choice 2024 Travel Insurance Company of the Year award^.
- Limits shown apply
- per Adult
- Covid medical cover
- true
- Covid cancellation cover
- true
- Overseas emergency hospital expense
- Unlimited
- Overseas emergency medical assistance
- Unlimited
- Maximum excess
- $200.00
- Cancellation fees
- Unlimited
- Pay extra for no excess
- Yes
- Luggage and personal effects
- $15,000
- Additional accomodation & travel
- Unlimited
- Emergency companion
- Unlimited
- Resumption of journey
- $3,000
- Hospital cash allowance
- $6,000
- Accidental death
- $25,000
- Permanent disability
- $25,000
- Loss of income
- $10,400
- Credit Card fraud and replacement
- $3,000
- Travellers cheques
- $3,000
- Travel documents
- $3,000
- Rental vehicle excess
- $5,000
- Alternative travel expenses
- $5,000
- Personal liability
- $10,000,000 per policy
Terms, conditions, exclusions, limits and sub-limits may apply to any of the insurance products shown on the Mozo website. These terms, conditions, exclusions, limits and sub-limits could affect the level of benefits and cover available under any of the insurance products shown on the Mozo website. Please refer to the relevant Product Disclosure Statement and the Target Market Determination on the provider's website for further information before making any decisions about an insurance product.
To see the Pre-existing Conditions and Activities covered by this policy please visit our detailed page about this product.
-
Classic
covid medical cover
Yescovid cancellation cover
Nooverseas hospital
Unlimitedcancellation cover
$2,500Different options of cover to suit your requirements. Covers one-way travel. Freedom to book cover from overseas. Travel cover extendable from overseas. Kids under 18 go free with parents. 14 day money back provider guarantee (T&Cs apply). Fast online quote.
Different options of cover to suit your requirements. Covers one-way travel. Freedom to book cover from overseas. Travel cover extendable from overseas. Kids under 18 go free with parents. 14 day money back provider guarantee (T&Cs apply). Fast online quote.
- Limits shown apply
- per Person
- Covid medical cover
- true
- Covid cancellation cover
- false
- Overseas emergency hospital expense
- Unlimited
- Overseas emergency medical assistance
- Unlimited
- Maximum excess
- $200.00
- Cancellation fees
- $2,500
- Pay extra for no excess
- No
- Luggage and personal effects
- $2,500
- Additional accomodation & travel
- $25,000
- Emergency companion
- Unlimited
- Resumption of journey
- No
- Hospital cash allowance
- No
- Accidental death
- No
- Permanent disability
- No
- Loss of income
- No
- Credit Card fraud and replacement
- No
- Travellers cheques
- $500
- Travel documents
- $500
- Rental vehicle excess
- No
- Alternative travel expenses
- $500
- Personal liability
- $2,500,000
Terms, conditions, exclusions, limits and sub-limits may apply to any of the insurance products shown on the Mozo website. These terms, conditions, exclusions, limits and sub-limits could affect the level of benefits and cover available under any of the insurance products shown on the Mozo website. Please refer to the relevant Product Disclosure Statement and the Target Market Determination on the provider's website for further information before making any decisions about an insurance product.
To see the Pre-existing Conditions and Activities covered by this policy please visit our detailed page about this product.
-
Excel
covid medical cover
Yescovid cancellation cover
Nooverseas hospital
Unlimitedcancellation cover
$7,500Multiple options of cover to suit your specific needs. Get the security of COVID-19 medical cover. Unlimited overseas hospital and 24/7 emergency assistance. Cancellation cover (amount varies depending on policy). All valid, fully documented claims paid in 10 business days according to Insure4less. 15 day money back provider guarantee (T&Cs apply).
Multiple options of cover to suit your specific needs. Get the security of COVID-19 medical cover. Unlimited overseas hospital and 24/7 emergency assistance. Cancellation cover (amount varies depending on policy). All valid, fully documented claims paid in 10 business days according to Insure4less. 15 day money back provider guarantee (T&Cs apply).
- Limits shown apply
- per Person
- Covid medical cover
- true
- Covid cancellation cover
- false
- Overseas emergency hospital expense
- Unlimited
- Overseas emergency medical assistance
- Unlimited
- Maximum excess
- $200.00
- Cancellation fees
- $7,500
- Pay extra for no excess
- No
- Luggage and personal effects
- $3,500
- Additional accomodation & travel
- $75,000
- Emergency companion
- Unlimited
- Resumption of journey
- No
- Hospital cash allowance
- $1,000
- Accidental death
- $10,000
- Permanent disability
- $10,000
- Loss of income
- No
- Credit Card fraud and replacement
- No
- Travellers cheques
- $750
- Travel documents
- $750
- Rental vehicle excess
- $1,500
- Alternative travel expenses
- $750
- Personal liability
- $5,000,000
Terms, conditions, exclusions, limits and sub-limits may apply to any of the insurance products shown on the Mozo website. These terms, conditions, exclusions, limits and sub-limits could affect the level of benefits and cover available under any of the insurance products shown on the Mozo website. Please refer to the relevant Product Disclosure Statement and the Target Market Determination on the provider's website for further information before making any decisions about an insurance product.
To see the Pre-existing Conditions and Activities covered by this policy please visit our detailed page about this product.
-
Gold
covid medical cover
Yescovid cancellation cover
Yesoverseas hospital
Unlimitedcancellation cover
Choose $0 or $12,000Specialist Travel Insurance for those with pre-existing medical conditions (T&Cs apply). No upper age limits. Unlimited medical cover available with 24/7 emergency medical helpline. Up to $12,000 cancellation cover available. Fast online quote process.
Specialist Travel Insurance for those with pre-existing medical conditions (T&Cs apply). No upper age limits. Unlimited medical cover available with 24/7 emergency medical helpline. Up to $12,000 cancellation cover available. Fast online quote process.
- Limits shown apply
- per Person
- Covid medical cover
- true
- Covid cancellation cover
- true
- Overseas emergency hospital expense
- Unlimited
- Overseas emergency medical assistance
- Unlimited
- Maximum excess
- $500.00
- Cancellation fees
- Choose $0 or $12,000
- Pay extra for no excess
- Yes
- Luggage and personal effects
- $7,000
- Additional accomodation & travel
- $12,000
- Emergency companion
- $12,000
- Resumption of journey
- No
- Hospital cash allowance
- $1,000
- Accidental death
- $20,000
- Permanent disability
- $30,000
- Loss of income
- No
- Credit Card fraud and replacement
- No
- Travellers cheques
- $250
- Travel documents
- $250
- Rental vehicle excess
- $4,000
- Alternative travel expenses
- $750
- Personal liability
- $2,000,000
Terms, conditions, exclusions, limits and sub-limits may apply to any of the insurance products shown on the Mozo website. These terms, conditions, exclusions, limits and sub-limits could affect the level of benefits and cover available under any of the insurance products shown on the Mozo website. Please refer to the relevant Product Disclosure Statement and the Target Market Determination on the provider's website for further information before making any decisions about an insurance product.
To see the Pre-existing Conditions and Activities covered by this policy please visit our detailed page about this product.
-
Standard
covid medical cover
Yescovid cancellation cover
Yesoverseas hospital
Unlimitedcancellation cover
Choose from $2,000 up to $100,000Get the security of unlimited medical cover and 24/7 emergency assistance services when you travel. Get cover for cancellation fees and prepaid travel expenses. Cover for luggage and travel documents. $2,500,000 personal liability cover.
Get the security of unlimited medical cover and 24/7 emergency assistance services when you travel. Get cover for cancellation fees and prepaid travel expenses. Cover for luggage and travel documents. $2,500,000 personal liability cover.
- Limits shown apply
- per Person
- Covid medical cover
- true
- Covid cancellation cover
- true
- Overseas emergency hospital expense
- Unlimited
- Overseas emergency medical assistance
- Unlimited
- Maximum excess
- $200.00
- Cancellation fees
- Choose from $2,000 up to $100,000
- Pay extra for no excess
- No
- Luggage and personal effects
- $5,000
- Additional accomodation & travel
- $10,000
- Emergency companion
- $10,000
- Resumption of journey
- No
- Hospital cash allowance
- $2,500
- Accidental death
- $25,000 repatriation
- Permanent disability
- No
- Loss of income
- No
- Credit Card fraud and replacement
- $2,000
- Travellers cheques
- $2,000
- Travel documents
- $2,000
- Rental vehicle excess
- Optional Extra - choose $5,000 or $10,000
- Alternative travel expenses
- No
- Personal liability
- $2,500,000
Terms, conditions, exclusions, limits and sub-limits may apply to any of the insurance products shown on the Mozo website. These terms, conditions, exclusions, limits and sub-limits could affect the level of benefits and cover available under any of the insurance products shown on the Mozo website. Please refer to the relevant Product Disclosure Statement and the Target Market Determination on the provider's website for further information before making any decisions about an insurance product.
To see the Pre-existing Conditions and Activities covered by this policy please visit our detailed page about this product.
-
Basic
covid medical cover
Yescovid cancellation cover
Nooverseas hospital
Unlimitedcancellation cover
NoAustralia Post Basic International Travel Insurance can help protect you against expensive overseas medical or dental bills. Choose your excess. Choose between a single trip and an annual multi-trip coverage. Add optional extras cover for existing medical conditions (T&Cs apply). Enjoy 24/7 support. Get a quote in minutes.
Australia Post Basic International Travel Insurance can help protect you against expensive overseas medical or dental bills. Choose your excess. Choose between a single trip and an annual multi-trip coverage. Add optional extras cover for existing medical conditions (T&Cs apply). Enjoy 24/7 support. Get a quote in minutes.
- Limits shown apply
- per Person
- Covid medical cover
- true
- Covid cancellation cover
- false
- Overseas emergency hospital expense
- Unlimited
- Overseas emergency medical assistance
- Unlimited
- Maximum excess
- $250.00
- Cancellation fees
- No
- Pay extra for no excess
- Yes
- Luggage and personal effects
- No
- Additional accomodation & travel
- Unlimited
- Emergency companion
- Unlimited
- Resumption of journey
- No
- Hospital cash allowance
- No
- Accidental death
- $10,000
- Permanent disability
- $10,000
- Loss of income
- No
- Credit Card fraud and replacement
- No
- Travellers cheques
- No
- Travel documents
- No
- Rental vehicle excess
- No
- Alternative travel expenses
- No
- Personal liability
- $5,000,000
Terms, conditions, exclusions, limits and sub-limits may apply to any of the insurance products shown on the Mozo website. These terms, conditions, exclusions, limits and sub-limits could affect the level of benefits and cover available under any of the insurance products shown on the Mozo website. Please refer to the relevant Product Disclosure Statement and the Target Market Determination on the provider's website for further information before making any decisions about an insurance product.
To see the Pre-existing Conditions and Activities covered by this policy please visit our detailed page about this product.
-
Covid Basic
covid medical cover
Yescovid cancellation cover
Yesoverseas hospital
Unlimitedcancellation cover
$4,000Get cover for cancellation or trip interruption due to Covid-19 only up to $4,000 (T&Cs apply). Emergency Assistance team is available 24/7 to support you in the event of an emergency while travelling. Hospital benefit and confinement of $50 per day (up to a maximum of $500). Cover for funeral expenses abroad up to $10,000. Exclusions apply.
Get cover for cancellation or trip interruption due to Covid-19 only up to $4,000 (T&Cs apply). Emergency Assistance team is available 24/7 to support you in the event of an emergency while travelling. Hospital benefit and confinement of $50 per day (up to a maximum of $500). Cover for funeral expenses abroad up to $10,000. Exclusions apply.
- Limits shown apply
- per Person
- Covid medical cover
- true
- Covid cancellation cover
- true
- Overseas emergency hospital expense
- Unlimited
- Overseas emergency medical assistance
- Unlimited
- Maximum excess
- $500.00
- Cancellation fees
- $4,000
- Pay extra for no excess
- Yes
- Luggage and personal effects
- No
- Additional accomodation & travel
- $4,000
- Emergency companion
- Unlimited
- Resumption of journey
- No
- Hospital cash allowance
- No
- Accidental death
- No
- Permanent disability
- No
- Loss of income
- No
- Credit Card fraud and replacement
- No
- Travellers cheques
- No
- Travel documents
- No
- Rental vehicle excess
- No
- Alternative travel expenses
- $4,000
- Personal liability
- No
Terms, conditions, exclusions, limits and sub-limits may apply to any of the insurance products shown on the Mozo website. These terms, conditions, exclusions, limits and sub-limits could affect the level of benefits and cover available under any of the insurance products shown on the Mozo website. Please refer to the relevant Product Disclosure Statement and the Target Market Determination on the provider's website for further information before making any decisions about an insurance product.
To see the Pre-existing Conditions and Activities covered by this policy please visit our detailed page about this product.
-
Covid Essentials
covid medical cover
Yescovid cancellation cover
Yesoverseas hospital
Unlimitedcancellation cover
$4,000Travel with peace of mind with cover for cancellation or trip interruption due to Covid-19 only up to $4,000 (T&Cs apply). Emergency Assistance team is available 24/7 to support you in the event of an emergency while travelling. Hospital benefit and confinement of $50 per day (up to a maximum of $500). Cover for funeral expenses abroad up to $10,000. Exclusions apply.
Travel with peace of mind with cover for cancellation or trip interruption due to Covid-19 only up to $4,000 (T&Cs apply). Emergency Assistance team is available 24/7 to support you in the event of an emergency while travelling. Hospital benefit and confinement of $50 per day (up to a maximum of $500). Cover for funeral expenses abroad up to $10,000. Exclusions apply.
- Limits shown apply
- per Person
- Covid medical cover
- true
- Covid cancellation cover
- true
- Overseas emergency hospital expense
- Unlimited
- Overseas emergency medical assistance
- Unlimited
- Maximum excess
- $500.00
- Cancellation fees
- $4,000
- Pay extra for no excess
- Yes
- Luggage and personal effects
- No
- Additional accomodation & travel
- $4,000
- Emergency companion
- Unlimited
- Resumption of journey
- No
- Hospital cash allowance
- $1,000
- Accidental death
- No
- Permanent disability
- No
- Loss of income
- No
- Credit Card fraud and replacement
- No
- Travellers cheques
- No
- Travel documents
- No
- Rental vehicle excess
- No
- Alternative travel expenses
- $4,000
- Personal liability
- No
Terms, conditions, exclusions, limits and sub-limits may apply to any of the insurance products shown on the Mozo website. These terms, conditions, exclusions, limits and sub-limits could affect the level of benefits and cover available under any of the insurance products shown on the Mozo website. Please refer to the relevant Product Disclosure Statement and the Target Market Determination on the provider's website for further information before making any decisions about an insurance product.
To see the Pre-existing Conditions and Activities covered by this policy please visit our detailed page about this product.
-
Essentials
covid medical cover
Yescovid cancellation cover
Nooverseas hospital
Unlimitedcancellation cover
$5,000Multiple options of cover to suit your specific needs. Get the security of COVID-19 medical cover. Unlimited overseas hospital and 24/7 emergency assistance. Cancellation cover (amount varies depending on policy). All valid, fully documented claims paid in 10 business days according to Insure4less. 15 day money back provider guarantee (T&Cs apply).
Multiple options of cover to suit your specific needs. Get the security of COVID-19 medical cover. Unlimited overseas hospital and 24/7 emergency assistance. Cancellation cover (amount varies depending on policy). All valid, fully documented claims paid in 10 business days according to Insure4less. 15 day money back provider guarantee (T&Cs apply).
- Limits shown apply
- per Person
- Covid medical cover
- true
- Covid cancellation cover
- false
- Overseas emergency hospital expense
- Unlimited
- Overseas emergency medical assistance
- Unlimited
- Maximum excess
- $200.00
- Cancellation fees
- $5,000
- Pay extra for no excess
- No
- Luggage and personal effects
- $2,500
- Additional accomodation & travel
- $50,000
- Emergency companion
- Unlimited
- Resumption of journey
- No
- Hospital cash allowance
- No
- Accidental death
- No
- Permanent disability
- No
- Loss of income
- No
- Credit Card fraud and replacement
- No
- Travellers cheques
- No
- Travel documents
- No
- Rental vehicle excess
- No
- Alternative travel expenses
- $500
- Personal liability
- $2,500,000
Terms, conditions, exclusions, limits and sub-limits may apply to any of the insurance products shown on the Mozo website. These terms, conditions, exclusions, limits and sub-limits could affect the level of benefits and cover available under any of the insurance products shown on the Mozo website. Please refer to the relevant Product Disclosure Statement and the Target Market Determination on the provider's website for further information before making any decisions about an insurance product.
To see the Pre-existing Conditions and Activities covered by this policy please visit our detailed page about this product.
-
Deluxe
covid medical cover
Yescovid cancellation cover
Nooverseas hospital
Unlimitedcancellation cover
$10,000- Limits shown apply
- per Person
- Covid medical cover
- true
- Covid cancellation cover
- false
- Overseas emergency hospital expense
- Unlimited
- Overseas emergency medical assistance
- Unlimited
- Maximum excess
- $200.00
- Cancellation fees
- $10,000
- Pay extra for no excess
- No
- Luggage and personal effects
- $7,500
- Additional accomodation & travel
- $75,000
- Emergency companion
- Unlimited
- Resumption of journey
- $3,000
- Hospital cash allowance
- $3,000
- Accidental death
- $20,000
- Permanent disability
- $20,000
- Loss of income
- No
- Credit Card fraud and replacement
- No
- Travellers cheques
- $1,250
- Travel documents
- $1,250
- Rental vehicle excess
- $4,000
- Alternative travel expenses
- $2,000
- Personal liability
- $7,500,000
Terms, conditions, exclusions, limits and sub-limits may apply to any of the insurance products shown on the Mozo website. These terms, conditions, exclusions, limits and sub-limits could affect the level of benefits and cover available under any of the insurance products shown on the Mozo website. Please refer to the relevant Product Disclosure Statement and the Target Market Determination on the provider's website for further information before making any decisions about an insurance product.
To see the Pre-existing Conditions and Activities covered by this policy please visit our detailed page about this product.
-
Traveller
covid medical cover
Yescovid cancellation cover
Yesoverseas hospital
Unlimitedcancellation cover
Choose $2,000 to $10,000Specialist Travel Insurance for those with pre-existing medical conditions (T&Cs apply). Unlimited medical cover available with 24/7 emergency medical helpline. Cancellation cover available. Fast online quote process.
Specialist Travel Insurance for those with pre-existing medical conditions (T&Cs apply). Unlimited medical cover available with 24/7 emergency medical helpline. Cancellation cover available. Fast online quote process.
- Limits shown apply
- per Person
- Covid medical cover
- true
- Covid cancellation cover
- true
- Overseas emergency hospital expense
- Unlimited
- Overseas emergency medical assistance
- Unlimited
- Maximum excess
- $500.00
- Cancellation fees
- Choose $2,000 to $10,000
- Pay extra for no excess
- Yes
- Luggage and personal effects
- $3,000
- Additional accomodation & travel
- $5,000
- Emergency companion
- $5,000
- Resumption of journey
- No
- Hospital cash allowance
- $600
- Accidental death
- $20,000
- Permanent disability
- $30,000
- Loss of income
- No
- Credit Card fraud and replacement
- No
- Travellers cheques
- $250
- Travel documents
- $250
- Rental vehicle excess
- No
- Alternative travel expenses
- $750
- Personal liability
- $2,000,000
Terms, conditions, exclusions, limits and sub-limits may apply to any of the insurance products shown on the Mozo website. These terms, conditions, exclusions, limits and sub-limits could affect the level of benefits and cover available under any of the insurance products shown on the Mozo website. Please refer to the relevant Product Disclosure Statement and the Target Market Determination on the provider's website for further information before making any decisions about an insurance product.
To see the Pre-existing Conditions and Activities covered by this policy please visit our detailed page about this product.
-
Medical Only
covid medical cover
Yescovid cancellation cover
Nooverseas hospital
Unlimitedcancellation cover
NoTravel with peace of mind with unlimited medical cover and 24/7 emergency assistance services. Get cover for overseas emergency medical and hospital expenses. $2,500,000 personal liability cover.
Travel with peace of mind with unlimited medical cover and 24/7 emergency assistance services. Get cover for overseas emergency medical and hospital expenses. $2,500,000 personal liability cover.
- Limits shown apply
- per Person
- Covid medical cover
- true
- Covid cancellation cover
- false
- Overseas emergency hospital expense
- Unlimited
- Overseas emergency medical assistance
- Unlimited
- Maximum excess
- $200.00
- Cancellation fees
- No
- Pay extra for no excess
- No
- Luggage and personal effects
- No
- Additional accomodation & travel
- No
- Emergency companion
- No
- Resumption of journey
- No
- Hospital cash allowance
- No
- Accidental death
- $25,000 repatriation
- Permanent disability
- No
- Loss of income
- No
- Credit Card fraud and replacement
- No
- Travellers cheques
- No
- Travel documents
- No
- Rental vehicle excess
- No
- Alternative travel expenses
- No
- Personal liability
- $2,500,000
Terms, conditions, exclusions, limits and sub-limits may apply to any of the insurance products shown on the Mozo website. These terms, conditions, exclusions, limits and sub-limits could affect the level of benefits and cover available under any of the insurance products shown on the Mozo website. Please refer to the relevant Product Disclosure Statement and the Target Market Determination on the provider's website for further information before making any decisions about an insurance product.
To see the Pre-existing Conditions and Activities covered by this policy please visit our detailed page about this product.
-
Mozo experts choice awards won:
- Australia's Best Travel Insurer - 2025
Essentials
covid medical cover
Yescovid cancellation cover
Nooverseas hospital
Unlimitedcancellation cover
$10,000Travel Insurance Saver brings you peace of mind on your travels. Compare three tiers of insurance cover, featuring benefits like 24 hour emergency assistance, emergency medical cover, luggage cover, cancellation cover and more.
Travel Insurance Saver brings you peace of mind on your travels. Compare three tiers of insurance cover, featuring benefits like 24 hour emergency assistance, emergency medical cover, luggage cover, cancellation cover and more.
- Limits shown apply
- per Person
- Covid medical cover
- true
- Covid cancellation cover
- false
- Overseas emergency hospital expense
- Unlimited
- Overseas emergency medical assistance
- Unlimited
- Maximum excess
- $200.00
- Cancellation fees
- $10,000
- Pay extra for no excess
- No
- Luggage and personal effects
- $10,000
- Additional accomodation & travel
- $50,000
- Emergency companion
- $50,000
- Resumption of journey
- No
- Hospital cash allowance
- $3,000
- Accidental death
- No
- Permanent disability
- No
- Loss of income
- No
- Credit Card fraud and replacement
- $1,500
- Travellers cheques
- $500
- Travel documents
- $1,500
- Rental vehicle excess
- $5,000
- Alternative travel expenses
- $3,500
- Personal liability
- $2,500,000
Terms, conditions, exclusions, limits and sub-limits may apply to any of the insurance products shown on the Mozo website. These terms, conditions, exclusions, limits and sub-limits could affect the level of benefits and cover available under any of the insurance products shown on the Mozo website. Please refer to the relevant Product Disclosure Statement and the Target Market Determination on the provider's website for further information before making any decisions about an insurance product.
To see the Pre-existing Conditions and Activities covered by this policy please visit our detailed page about this product.
-
Premier
covid medical cover
Yescovid cancellation cover
Nooverseas hospital
Unlimitedcancellation cover
$5,000- Limits shown apply
- per Person
- Covid medical cover
- true
- Covid cancellation cover
- false
- Overseas emergency hospital expense
- Unlimited
- Overseas emergency medical assistance
- Unlimited
- Maximum excess
- $200.00
- Cancellation fees
- $5,000
- Pay extra for no excess
- No
- Luggage and personal effects
- $3,500
- Additional accomodation & travel
- $50,000
- Emergency companion
- Unlimited
- Resumption of journey
- No
- Hospital cash allowance
- $1,000
- Accidental death
- $10,000
- Permanent disability
- $10,000
- Loss of income
- No
- Credit Card fraud and replacement
- No
- Travellers cheques
- $750
- Travel documents
- $750
- Rental vehicle excess
- $1,500
- Alternative travel expenses
- $750
- Personal liability
- $5,000,000
Terms, conditions, exclusions, limits and sub-limits may apply to any of the insurance products shown on the Mozo website. These terms, conditions, exclusions, limits and sub-limits could affect the level of benefits and cover available under any of the insurance products shown on the Mozo website. Please refer to the relevant Product Disclosure Statement and the Target Market Determination on the provider's website for further information before making any decisions about an insurance product.
To see the Pre-existing Conditions and Activities covered by this policy please visit our detailed page about this product.
-
Mozo experts choice awards won:
- Australia's Best Travel Insurer - 2025
Medical Only
covid medical cover
Yescovid cancellation cover
Nooverseas hospital
Unlimitedcancellation cover
NoTravel Insurance Saver brings you peace of mind on your travels. Compare three tiers of insurance cover, featuring benefits like 24 hour emergency assistance, emergency medical cover, luggage cover, cancellation cover and more.
Travel Insurance Saver brings you peace of mind on your travels. Compare three tiers of insurance cover, featuring benefits like 24 hour emergency assistance, emergency medical cover, luggage cover, cancellation cover and more.
- Limits shown apply
- per Person
- Covid medical cover
- true
- Covid cancellation cover
- false
- Overseas emergency hospital expense
- Unlimited
- Overseas emergency medical assistance
- Unlimited
- Maximum excess
- $200.00
- Cancellation fees
- No
- Pay extra for no excess
- No
- Luggage and personal effects
- No
- Additional accomodation & travel
- $50,000
- Emergency companion
- $50,000
- Resumption of journey
- No
- Hospital cash allowance
- No
- Accidental death
- No
- Permanent disability
- No
- Loss of income
- No
- Credit Card fraud and replacement
- No
- Travellers cheques
- No
- Travel documents
- No
- Rental vehicle excess
- No
- Alternative travel expenses
- No
- Personal liability
- No
Terms, conditions, exclusions, limits and sub-limits may apply to any of the insurance products shown on the Mozo website. These terms, conditions, exclusions, limits and sub-limits could affect the level of benefits and cover available under any of the insurance products shown on the Mozo website. Please refer to the relevant Product Disclosure Statement and the Target Market Determination on the provider's website for further information before making any decisions about an insurance product.
To see the Pre-existing Conditions and Activities covered by this policy please visit our detailed page about this product.
-
Premier Plus
covid medical cover
Yescovid cancellation cover
Nooverseas hospital
Unlimitedcancellation cover
$20,000- Limits shown apply
- per Person
- Covid medical cover
- true
- Covid cancellation cover
- false
- Overseas emergency hospital expense
- Unlimited
- Overseas emergency medical assistance
- Unlimited
- Maximum excess
- $200.00
- Cancellation fees
- $20,000
- Pay extra for no excess
- No
- Luggage and personal effects
- $5,000
- Additional accomodation & travel
- $100,000
- Emergency companion
- Unlimited
- Resumption of journey
- $3,000
- Hospital cash allowance
- $1,000
- Accidental death
- $10,000
- Permanent disability
- $10,000
- Loss of income
- No
- Credit Card fraud and replacement
- No
- Travellers cheques
- $750
- Travel documents
- $750
- Rental vehicle excess
- $4,000
- Alternative travel expenses
- $750
- Personal liability
- $5,000,000
Terms, conditions, exclusions, limits and sub-limits may apply to any of the insurance products shown on the Mozo website. These terms, conditions, exclusions, limits and sub-limits could affect the level of benefits and cover available under any of the insurance products shown on the Mozo website. Please refer to the relevant Product Disclosure Statement and the Target Market Determination on the provider's website for further information before making any decisions about an insurance product.
To see the Pre-existing Conditions and Activities covered by this policy please visit our detailed page about this product.
-
Excel Plus
covid medical cover
Yescovid cancellation cover
Nooverseas hospital
Unlimitedcancellation cover
$10,000- Limits shown apply
- per Person
- Covid medical cover
- true
- Covid cancellation cover
- false
- Overseas emergency hospital expense
- Unlimited
- Overseas emergency medical assistance
- Unlimited
- Maximum excess
- $200.00
- Cancellation fees
- $10,000
- Pay extra for no excess
- No
- Luggage and personal effects
- $5,000
- Additional accomodation & travel
- $100,000
- Emergency companion
- Unlimited
- Resumption of journey
- $2,000
- Hospital cash allowance
- $2,000
- Accidental death
- $20,000
- Permanent disability
- $20,000
- Loss of income
- No
- Credit Card fraud and replacement
- No
- Travellers cheques
- $1,000
- Travel documents
- $1,000
- Rental vehicle excess
- $3,000
- Alternative travel expenses
- $1,000
- Personal liability
- $7,500,000
Terms, conditions, exclusions, limits and sub-limits may apply to any of the insurance products shown on the Mozo website. These terms, conditions, exclusions, limits and sub-limits could affect the level of benefits and cover available under any of the insurance products shown on the Mozo website. Please refer to the relevant Product Disclosure Statement and the Target Market Determination on the provider's website for further information before making any decisions about an insurance product.
To see the Pre-existing Conditions and Activities covered by this policy please visit our detailed page about this product.
Compare international travel insurance policies
-
Mozo experts choice awards won:
- Exceptional Value Essential Travel Insurance - 2025
International Travel Insurance
covid medical cover
Yescovid cancellation cover
Yesoverseas hospital
Unlimitedcancellation cover
$5,000 limit per policy with option to increase limitGet protection in a few simple steps with Freely travel insurance all in the palm of your hand. Freely Travel offers 24/7 emergency and medical support, 24/7 customer service. Plus, you can tailor your policy so you only pay for what you need, and adapt your cover in near real time. Add-ons such as car rental excess, snow sports or other activities also available. Receive 10% off your travel insurance policy with promo code: MOZO2025. T&Cs apply, go to site for full detail.
Get protection in a few simple steps with Freely travel insurance all in the palm of your hand. Freely Travel offers 24/7 emergency and medical support, 24/7 customer service. Plus, you can tailor your policy so you only pay for what you need, and adapt your cover in near real time. Add-ons such as car rental excess, snow sports or other activities also available. Receive 10% off your travel insurance policy with promo code: MOZO2025. T&Cs apply, go to site for full detail.
- Limits shown apply
- per Person
- Covid medical cover
- true
- Covid cancellation cover
- true
- Overseas emergency hospital expense
- Unlimited
- Overseas emergency medical assistance
- Unlimited
- Maximum excess
- $250.00
- Cancellation fees
- $5,000 limit per policy with option to increase limit
- Pay extra for no excess
- No
- Luggage and personal effects
- Up to $10,000, maximum $1,500 per item
- Additional accomodation & travel
- Unlimited
- Emergency companion
- Unlimited
- Resumption of journey
- $2,000
- Hospital cash allowance
- No
- Accidental death
- $25,000
- Permanent disability
- $25,000
- Loss of income
- No
- Credit Card fraud and replacement
- No
- Travellers cheques
- No
- Travel documents
- $1,000
- Rental vehicle excess
- Optional Extra, up to $10,000
- Alternative travel expenses
- $2,000
- Personal liability
- $3,000,000
Terms, conditions, exclusions, limits and sub-limits may apply to any of the insurance products shown on the Mozo website. These terms, conditions, exclusions, limits and sub-limits could affect the level of benefits and cover available under any of the insurance products shown on the Mozo website. Please refer to the relevant Product Disclosure Statement and the Target Market Determination on the provider's website for further information before making any decisions about an insurance product.
To see the Pre-existing Conditions and Activities covered by this policy please visit our detailed page about this product.
-
Mozo experts choice awards won:
- Exceptional Value Cruise Travel Insurance - 2025
Gold Plus
covid medical cover
Yescovid cancellation cover
Yesoverseas hospital
Unlimitedcancellation cover
Choose $0 or UnlimitedSpecialist Travel Insurance for those with pre-existing medical conditions (T&Cs apply). No upper age limits. Unlimited medical cover available with 24/7 emergency medical helpline. Unlimited cancellation cover available. Fast online quote process.
Specialist Travel Insurance for those with pre-existing medical conditions (T&Cs apply). No upper age limits. Unlimited medical cover available with 24/7 emergency medical helpline. Unlimited cancellation cover available. Fast online quote process.
- Limits shown apply
- per Person
- Covid medical cover
- true
- Covid cancellation cover
- true
- Overseas emergency hospital expense
- Unlimited
- Overseas emergency medical assistance
- Unlimited
- Maximum excess
- $300.00
- Cancellation fees
- Choose $0 or Unlimited
- Pay extra for no excess
- Yes
- Luggage and personal effects
- $10,000
- Additional accomodation & travel
- Unlimited
- Emergency companion
- Unlimited
- Resumption of journey
- No
- Hospital cash allowance
- $1,000
- Accidental death
- $20,000
- Permanent disability
- $30,000
- Loss of income
- No
- Credit Card fraud and replacement
- No
- Travellers cheques
- $500
- Travel documents
- $500
- Rental vehicle excess
- $6,000
- Alternative travel expenses
- $750
- Personal liability
- $2,000,000
Terms, conditions, exclusions, limits and sub-limits may apply to any of the insurance products shown on the Mozo website. These terms, conditions, exclusions, limits and sub-limits could affect the level of benefits and cover available under any of the insurance products shown on the Mozo website. Please refer to the relevant Product Disclosure Statement and the Target Market Determination on the provider's website for further information before making any decisions about an insurance product.
To see the Pre-existing Conditions and Activities covered by this policy please visit our detailed page about this product.
-
Comprehensive
covid medical cover
Yescovid cancellation cover
Yesoverseas hospital
Unlimitedcancellation cover
Choose from $2,000 up to $100,000Enjoy unlimited medical cover and 24/7 emergency assistance services when you travel. Get unlimited cover for cancellation fees and prepaid travel expenses. Cover for luggage and travel documents. $5,000,000 personal liability cover.
Enjoy unlimited medical cover and 24/7 emergency assistance services when you travel. Get unlimited cover for cancellation fees and prepaid travel expenses. Cover for luggage and travel documents. $5,000,000 personal liability cover.
- Limits shown apply
- per Person
- Covid medical cover
- true
- Covid cancellation cover
- true
- Overseas emergency hospital expense
- Unlimited
- Overseas emergency medical assistance
- Unlimited
- Maximum excess
- $200.00
- Cancellation fees
- Choose from $2,000 up to $100,000
- Pay extra for no excess
- No
- Luggage and personal effects
- $10,000
- Additional accomodation & travel
- $25,000
- Emergency companion
- $25,000
- Resumption of journey
- $2,000
- Hospital cash allowance
- $5,000
- Accidental death
- $25,000 repatriation
- Permanent disability
- $25,000
- Loss of income
- $10,400
- Credit Card fraud and replacement
- $5,000
- Travellers cheques
- $5,000
- Travel documents
- $5,000
- Rental vehicle excess
- Optional Extra - choose $5,000 or $10,000
- Alternative travel expenses
- $5,000
- Personal liability
- $5,000,000
Terms, conditions, exclusions, limits and sub-limits may apply to any of the insurance products shown on the Mozo website. These terms, conditions, exclusions, limits and sub-limits could affect the level of benefits and cover available under any of the insurance products shown on the Mozo website. Please refer to the relevant Product Disclosure Statement and the Target Market Determination on the provider's website for further information before making any decisions about an insurance product.
To see the Pre-existing Conditions and Activities covered by this policy please visit our detailed page about this product.
-
Comprehensive
covid medical cover
Yescovid cancellation cover
Nooverseas hospital
Unlimitedcancellation cover
Choose $0 to UnlimitedAustralia Post International Comprehensive Travel Insurance covers overseas medical expenses, cancellation costs and more (T&Cs apply). Optional extras like cover for existing medical conditions and winter sports available. 24/7 emergency support. Get a quote in minutes. Reduce your premium with variable excess. Policies may not be available to all travellers. Australian Postal Corporation ABN 28 864 970 579 (AR No 338646) is the distributor of Australia Post Travel Insurance.
Australia Post International Comprehensive Travel Insurance covers overseas medical expenses, cancellation costs and more (T&Cs apply). Optional extras like cover for existing medical conditions and winter sports available. 24/7 emergency support. Get a quote in minutes. Reduce your premium with variable excess. Policies may not be available to all travellers. Australian Postal Corporation ABN 28 864 970 579 (AR No 338646) is the distributor of Australia Post Travel Insurance.
- Limits shown apply
- per Person
- Covid medical cover
- true
- Covid cancellation cover
- false
- Overseas emergency hospital expense
- Unlimited
- Overseas emergency medical assistance
- Unlimited
- Maximum excess
- $250.00
- Cancellation fees
- Choose $0 to Unlimited
- Pay extra for no excess
- Yes
- Luggage and personal effects
- $12,000
- Additional accomodation & travel
- Unlimited
- Emergency companion
- Unlimited
- Resumption of journey
- $3,000
- Hospital cash allowance
- $5,000
- Accidental death
- $25,000
- Permanent disability
- $25,000
- Loss of income
- $10,000
- Credit Card fraud and replacement
- $5,000
- Travellers cheques
- No
- Travel documents
- $5,000
- Rental vehicle excess
- $10,000
- Alternative travel expenses
- $5,000
- Personal liability
- $5,000,000
Terms, conditions, exclusions, limits and sub-limits may apply to any of the insurance products shown on the Mozo website. These terms, conditions, exclusions, limits and sub-limits could affect the level of benefits and cover available under any of the insurance products shown on the Mozo website. Please refer to the relevant Product Disclosure Statement and the Target Market Determination on the provider's website for further information before making any decisions about an insurance product.
To see the Pre-existing Conditions and Activities covered by this policy please visit our detailed page about this product.
-
Mozo experts choice awards won:
- Exceptional Value Comprehensive Travel Insurance - 2025
- Exceptional Value Cruise Travel Insurance - 2025
- Exceptional Value Annual Multi-Trip Travel Insurance - 2025
- Australia's Best Travel Insurer - 2025
Comprehensive
covid medical cover
Yescovid cancellation cover
Nooverseas hospital
Unlimitedcancellation cover
$20,000Travel Insurance Saver brings you peace of mind on your travels. Compare three tiers of insurance cover, featuring benefits like 24 hour emergency assistance, emergency medical cover, luggage cover, cancellation cover and more.
Travel Insurance Saver brings you peace of mind on your travels. Compare three tiers of insurance cover, featuring benefits like 24 hour emergency assistance, emergency medical cover, luggage cover, cancellation cover and more.
- Limits shown apply
- per Person
- Covid medical cover
- true
- Covid cancellation cover
- false
- Overseas emergency hospital expense
- Unlimited
- Overseas emergency medical assistance
- Unlimited
- Maximum excess
- $200.00
- Cancellation fees
- $20,000
- Pay extra for no excess
- No
- Luggage and personal effects
- $20,000
- Additional accomodation & travel
- $100,000
- Emergency companion
- $100,000
- Resumption of journey
- No
- Hospital cash allowance
- $6,000
- Accidental death
- $50,000
- Permanent disability
- $50,000
- Loss of income
- $26,000
- Credit Card fraud and replacement
- $3,000
- Travellers cheques
- $500
- Travel documents
- $3,000
- Rental vehicle excess
- $10,000
- Alternative travel expenses
- $7,000
- Personal liability
- $5,000,000
Terms, conditions, exclusions, limits and sub-limits may apply to any of the insurance products shown on the Mozo website. These terms, conditions, exclusions, limits and sub-limits could affect the level of benefits and cover available under any of the insurance products shown on the Mozo website. Please refer to the relevant Product Disclosure Statement and the Target Market Determination on the provider's website for further information before making any decisions about an insurance product.
To see the Pre-existing Conditions and Activities covered by this policy please visit our detailed page about this product.
-
Discovery Ultimate
covid medical cover
Yescovid cancellation cover
Yesoverseas hospital
Unlimitedcancellation cover
Choose up to $40,000Unlimited emergency medical treatment abroad for up to 12 months. Travel Delay expenses up to $2000 per traveller. Optional cover for cancellation or trip interruption up to $40,000. Emergency Assistance team is available 24/7 to support you in the event of an emergency while travelling.
Unlimited emergency medical treatment abroad for up to 12 months. Travel Delay expenses up to $2000 per traveller. Optional cover for cancellation or trip interruption up to $40,000. Emergency Assistance team is available 24/7 to support you in the event of an emergency while travelling.
- Limits shown apply
- per Person
- Covid medical cover
- true
- Covid cancellation cover
- true
- Overseas emergency hospital expense
- Unlimited
- Overseas emergency medical assistance
- Unlimited
- Maximum excess
- $500.00
- Cancellation fees
- Choose up to $40,000
- Pay extra for no excess
- Yes
- Luggage and personal effects
- Choose up to $10,000
- Additional accomodation & travel
- Up to $40,000
- Emergency companion
- Unlimited
- Resumption of journey
- $5,000
- Hospital cash allowance
- $300
- Accidental death
- $50,000
- Permanent disability
- $50,000
- Loss of income
- No
- Credit Card fraud and replacement
- Up to $10,000
- Travellers cheques
- No
- Travel documents
- $5,000
- Rental vehicle excess
- $6,000
- Alternative travel expenses
- Up to $40,000
- Personal liability
- $2,500,000
Terms, conditions, exclusions, limits and sub-limits may apply to any of the insurance products shown on the Mozo website. These terms, conditions, exclusions, limits and sub-limits could affect the level of benefits and cover available under any of the insurance products shown on the Mozo website. Please refer to the relevant Product Disclosure Statement and the Target Market Determination on the provider's website for further information before making any decisions about an insurance product.
To see the Pre-existing Conditions and Activities covered by this policy please visit our detailed page about this product.
-
Mozo experts choice awards won:
- Exceptional Value Essential Travel Insurance - 2025
- Highly Commended Travel Insurer - 2025
International Travel Insurance
covid medical cover
Yescovid cancellation cover
Yesoverseas hospital
Unlimitedcancellation cover
Choose from $0 to $40,000Be prepared for the unexpected on your adventures with Butter Travel Insurance. Emergency medical and hospital cover. COVID-19, accident and personal liability cover. Optional trip cancellation & interruption cover. Customise your cover with added extras like Motorcycle and ski cover (T&Cs apply).
Be prepared for the unexpected on your adventures with Butter Travel Insurance. Emergency medical and hospital cover. COVID-19, accident and personal liability cover. Optional trip cancellation & interruption cover. Customise your cover with added extras like Motorcycle and ski cover (T&Cs apply).
- Limits shown apply
- per Person
- Covid medical cover
- true
- Covid cancellation cover
- true
- Overseas emergency hospital expense
- Unlimited
- Overseas emergency medical assistance
- Unlimited
- Maximum excess
- $250.00
- Cancellation fees
- Choose from $0 to $40,000
- Pay extra for no excess
- No
- Luggage and personal effects
- Choose from $0 to $10,000, $2,000 per item
- Additional accomodation & travel
- Unlimited
- Emergency companion
- Unlimited
- Resumption of journey
- Up to $2,500
- Hospital cash allowance
- $50 per day up to $5,000 per traveller
- Accidental death
- $50,000
- Permanent disability
- $50,000
- Loss of income
- No
- Credit Card fraud and replacement
- Up to $5,000
- Travellers cheques
- No
- Travel documents
- Up to $5,000
- Rental vehicle excess
- Optional Extra - up to $6,000
- Alternative travel expenses
- Up to $2,000
- Personal liability
- Up to $2,500,000
Terms, conditions, exclusions, limits and sub-limits may apply to any of the insurance products shown on the Mozo website. These terms, conditions, exclusions, limits and sub-limits could affect the level of benefits and cover available under any of the insurance products shown on the Mozo website. Please refer to the relevant Product Disclosure Statement and the Target Market Determination on the provider's website for further information before making any decisions about an insurance product.
To see the Pre-existing Conditions and Activities covered by this policy please visit our detailed page about this product.
-
Explorer
covid medical cover
Yescovid cancellation cover
Yesoverseas hospital
Unlimitedcancellation cover
Choose up to $40,000Enjoy the benefits of unlimited emergency medical treatment abroad for up to 12 months. Travel Delay expenses up to $2,000 per traveller. Optional cover for cancellation or trip interruption up to $40,000. Emergency Assistance team is available 24/7 to support you in the event of an emergency while travelling.
Enjoy the benefits of unlimited emergency medical treatment abroad for up to 12 months. Travel Delay expenses up to $2,000 per traveller. Optional cover for cancellation or trip interruption up to $40,000. Emergency Assistance team is available 24/7 to support you in the event of an emergency while travelling.
- Limits shown apply
- per Person
- Covid medical cover
- true
- Covid cancellation cover
- true
- Overseas emergency hospital expense
- Unlimited
- Overseas emergency medical assistance
- Unlimited
- Maximum excess
- $500.00
- Cancellation fees
- Choose up to $40,000
- Pay extra for no excess
- Yes
- Luggage and personal effects
- Choose up to $10,000
- Additional accomodation & travel
- $40,000
- Emergency companion
- Unlimited
- Resumption of journey
- $5,000
- Hospital cash allowance
- $5,000
- Accidental death
- $50,000
- Permanent disability
- $50,000
- Loss of income
- No
- Credit Card fraud and replacement
- Up to $10,000
- Travellers cheques
- No
- Travel documents
- $5,000
- Rental vehicle excess
- Choose up to $8,000
- Alternative travel expenses
- Up to $40,000
- Personal liability
- $2,500,000
Terms, conditions, exclusions, limits and sub-limits may apply to any of the insurance products shown on the Mozo website. These terms, conditions, exclusions, limits and sub-limits could affect the level of benefits and cover available under any of the insurance products shown on the Mozo website. Please refer to the relevant Product Disclosure Statement and the Target Market Determination on the provider's website for further information before making any decisions about an insurance product.
To see the Pre-existing Conditions and Activities covered by this policy please visit our detailed page about this product.
-
Mozo experts choice awards won:
- Exceptional Value Comprehensive Travel Insurance - 2025
- Exceptional Value Cruise Travel Insurance - 2025
Top
covid medical cover
Yescovid cancellation cover
Yesoverseas hospital
Unlimitedcancellation cover
UnlimitedBe covered for international overseas and medical expenses. Emergency medical assistance 24 hours/365 days a year. Cover for cancellation fees and lost deposits. Cover for luggage and personal money. Dependents covered free of charge (conditions apply). Limited COVID cover available. Cancellation cover for COVID claims limited to $3,500. Winner of Mozo's Experts Choice 2024 Travel Insurance Company of the Year award^.
Be covered for international overseas and medical expenses. Emergency medical assistance 24 hours/365 days a year. Cover for cancellation fees and lost deposits. Cover for luggage and personal money. Dependents covered free of charge (conditions apply). Limited COVID cover available. Cancellation cover for COVID claims limited to $3,500. Winner of Mozo's Experts Choice 2024 Travel Insurance Company of the Year award^.
- Limits shown apply
- per Adult
- Covid medical cover
- true
- Covid cancellation cover
- true
- Overseas emergency hospital expense
- Unlimited
- Overseas emergency medical assistance
- Unlimited
- Maximum excess
- $200.00
- Cancellation fees
- Unlimited
- Pay extra for no excess
- Yes
- Luggage and personal effects
- $15,000
- Additional accomodation & travel
- Unlimited
- Emergency companion
- Unlimited
- Resumption of journey
- $3,000
- Hospital cash allowance
- $6,000
- Accidental death
- $25,000
- Permanent disability
- $25,000
- Loss of income
- $10,400
- Credit Card fraud and replacement
- $3,000
- Travellers cheques
- $3,000
- Travel documents
- $3,000
- Rental vehicle excess
- $5,000
- Alternative travel expenses
- $5,000
- Personal liability
- $10,000,000 per policy
Terms, conditions, exclusions, limits and sub-limits may apply to any of the insurance products shown on the Mozo website. These terms, conditions, exclusions, limits and sub-limits could affect the level of benefits and cover available under any of the insurance products shown on the Mozo website. Please refer to the relevant Product Disclosure Statement and the Target Market Determination on the provider's website for further information before making any decisions about an insurance product.
To see the Pre-existing Conditions and Activities covered by this policy please visit our detailed page about this product.
-
Classic
covid medical cover
Yescovid cancellation cover
Nooverseas hospital
Unlimitedcancellation cover
$2,500Different options of cover to suit your requirements. Covers one-way travel. Freedom to book cover from overseas. Travel cover extendable from overseas. Kids under 18 go free with parents. 14 day money back provider guarantee (T&Cs apply). Fast online quote.
Different options of cover to suit your requirements. Covers one-way travel. Freedom to book cover from overseas. Travel cover extendable from overseas. Kids under 18 go free with parents. 14 day money back provider guarantee (T&Cs apply). Fast online quote.
- Limits shown apply
- per Person
- Covid medical cover
- true
- Covid cancellation cover
- false
- Overseas emergency hospital expense
- Unlimited
- Overseas emergency medical assistance
- Unlimited
- Maximum excess
- $200.00
- Cancellation fees
- $2,500
- Pay extra for no excess
- No
- Luggage and personal effects
- $2,500
- Additional accomodation & travel
- $25,000
- Emergency companion
- Unlimited
- Resumption of journey
- No
- Hospital cash allowance
- No
- Accidental death
- No
- Permanent disability
- No
- Loss of income
- No
- Credit Card fraud and replacement
- No
- Travellers cheques
- $500
- Travel documents
- $500
- Rental vehicle excess
- No
- Alternative travel expenses
- $500
- Personal liability
- $2,500,000
Terms, conditions, exclusions, limits and sub-limits may apply to any of the insurance products shown on the Mozo website. These terms, conditions, exclusions, limits and sub-limits could affect the level of benefits and cover available under any of the insurance products shown on the Mozo website. Please refer to the relevant Product Disclosure Statement and the Target Market Determination on the provider's website for further information before making any decisions about an insurance product.
To see the Pre-existing Conditions and Activities covered by this policy please visit our detailed page about this product.
-
Excel
covid medical cover
Yescovid cancellation cover
Nooverseas hospital
Unlimitedcancellation cover
$7,500Multiple options of cover to suit your specific needs. Get the security of COVID-19 medical cover. Unlimited overseas hospital and 24/7 emergency assistance. Cancellation cover (amount varies depending on policy). All valid, fully documented claims paid in 10 business days according to Insure4less. 15 day money back provider guarantee (T&Cs apply).
Multiple options of cover to suit your specific needs. Get the security of COVID-19 medical cover. Unlimited overseas hospital and 24/7 emergency assistance. Cancellation cover (amount varies depending on policy). All valid, fully documented claims paid in 10 business days according to Insure4less. 15 day money back provider guarantee (T&Cs apply).
- Limits shown apply
- per Person
- Covid medical cover
- true
- Covid cancellation cover
- false
- Overseas emergency hospital expense
- Unlimited
- Overseas emergency medical assistance
- Unlimited
- Maximum excess
- $200.00
- Cancellation fees
- $7,500
- Pay extra for no excess
- No
- Luggage and personal effects
- $3,500
- Additional accomodation & travel
- $75,000
- Emergency companion
- Unlimited
- Resumption of journey
- No
- Hospital cash allowance
- $1,000
- Accidental death
- $10,000
- Permanent disability
- $10,000
- Loss of income
- No
- Credit Card fraud and replacement
- No
- Travellers cheques
- $750
- Travel documents
- $750
- Rental vehicle excess
- $1,500
- Alternative travel expenses
- $750
- Personal liability
- $5,000,000
Terms, conditions, exclusions, limits and sub-limits may apply to any of the insurance products shown on the Mozo website. These terms, conditions, exclusions, limits and sub-limits could affect the level of benefits and cover available under any of the insurance products shown on the Mozo website. Please refer to the relevant Product Disclosure Statement and the Target Market Determination on the provider's website for further information before making any decisions about an insurance product.
To see the Pre-existing Conditions and Activities covered by this policy please visit our detailed page about this product.
-
Gold
covid medical cover
Yescovid cancellation cover
Yesoverseas hospital
Unlimitedcancellation cover
Choose $0 or $12,000Specialist Travel Insurance for those with pre-existing medical conditions (T&Cs apply). No upper age limits. Unlimited medical cover available with 24/7 emergency medical helpline. Up to $12,000 cancellation cover available. Fast online quote process.
Specialist Travel Insurance for those with pre-existing medical conditions (T&Cs apply). No upper age limits. Unlimited medical cover available with 24/7 emergency medical helpline. Up to $12,000 cancellation cover available. Fast online quote process.
- Limits shown apply
- per Person
- Covid medical cover
- true
- Covid cancellation cover
- true
- Overseas emergency hospital expense
- Unlimited
- Overseas emergency medical assistance
- Unlimited
- Maximum excess
- $500.00
- Cancellation fees
- Choose $0 or $12,000
- Pay extra for no excess
- Yes
- Luggage and personal effects
- $7,000
- Additional accomodation & travel
- $12,000
- Emergency companion
- $12,000
- Resumption of journey
- No
- Hospital cash allowance
- $1,000
- Accidental death
- $20,000
- Permanent disability
- $30,000
- Loss of income
- No
- Credit Card fraud and replacement
- No
- Travellers cheques
- $250
- Travel documents
- $250
- Rental vehicle excess
- $4,000
- Alternative travel expenses
- $750
- Personal liability
- $2,000,000
Terms, conditions, exclusions, limits and sub-limits may apply to any of the insurance products shown on the Mozo website. These terms, conditions, exclusions, limits and sub-limits could affect the level of benefits and cover available under any of the insurance products shown on the Mozo website. Please refer to the relevant Product Disclosure Statement and the Target Market Determination on the provider's website for further information before making any decisions about an insurance product.
To see the Pre-existing Conditions and Activities covered by this policy please visit our detailed page about this product.
-
Standard
covid medical cover
Yescovid cancellation cover
Yesoverseas hospital
Unlimitedcancellation cover
Choose from $2,000 up to $100,000Get the security of unlimited medical cover and 24/7 emergency assistance services when you travel. Get cover for cancellation fees and prepaid travel expenses. Cover for luggage and travel documents. $2,500,000 personal liability cover.
Get the security of unlimited medical cover and 24/7 emergency assistance services when you travel. Get cover for cancellation fees and prepaid travel expenses. Cover for luggage and travel documents. $2,500,000 personal liability cover.
- Limits shown apply
- per Person
- Covid medical cover
- true
- Covid cancellation cover
- true
- Overseas emergency hospital expense
- Unlimited
- Overseas emergency medical assistance
- Unlimited
- Maximum excess
- $200.00
- Cancellation fees
- Choose from $2,000 up to $100,000
- Pay extra for no excess
- No
- Luggage and personal effects
- $5,000
- Additional accomodation & travel
- $10,000
- Emergency companion
- $10,000
- Resumption of journey
- No
- Hospital cash allowance
- $2,500
- Accidental death
- $25,000 repatriation
- Permanent disability
- No
- Loss of income
- No
- Credit Card fraud and replacement
- $2,000
- Travellers cheques
- $2,000
- Travel documents
- $2,000
- Rental vehicle excess
- Optional Extra - choose $5,000 or $10,000
- Alternative travel expenses
- No
- Personal liability
- $2,500,000
Terms, conditions, exclusions, limits and sub-limits may apply to any of the insurance products shown on the Mozo website. These terms, conditions, exclusions, limits and sub-limits could affect the level of benefits and cover available under any of the insurance products shown on the Mozo website. Please refer to the relevant Product Disclosure Statement and the Target Market Determination on the provider's website for further information before making any decisions about an insurance product.
To see the Pre-existing Conditions and Activities covered by this policy please visit our detailed page about this product.
-
Basic
covid medical cover
Yescovid cancellation cover
Nooverseas hospital
Unlimitedcancellation cover
NoAustralia Post Basic International Travel Insurance can help protect you against expensive overseas medical or dental bills. Choose your excess. Choose between a single trip and an annual multi-trip coverage. Add optional extras cover for existing medical conditions (T&Cs apply). Enjoy 24/7 support. Get a quote in minutes.
Australia Post Basic International Travel Insurance can help protect you against expensive overseas medical or dental bills. Choose your excess. Choose between a single trip and an annual multi-trip coverage. Add optional extras cover for existing medical conditions (T&Cs apply). Enjoy 24/7 support. Get a quote in minutes.
- Limits shown apply
- per Person
- Covid medical cover
- true
- Covid cancellation cover
- false
- Overseas emergency hospital expense
- Unlimited
- Overseas emergency medical assistance
- Unlimited
- Maximum excess
- $250.00
- Cancellation fees
- No
- Pay extra for no excess
- Yes
- Luggage and personal effects
- No
- Additional accomodation & travel
- Unlimited
- Emergency companion
- Unlimited
- Resumption of journey
- No
- Hospital cash allowance
- No
- Accidental death
- $10,000
- Permanent disability
- $10,000
- Loss of income
- No
- Credit Card fraud and replacement
- No
- Travellers cheques
- No
- Travel documents
- No
- Rental vehicle excess
- No
- Alternative travel expenses
- No
- Personal liability
- $5,000,000
Terms, conditions, exclusions, limits and sub-limits may apply to any of the insurance products shown on the Mozo website. These terms, conditions, exclusions, limits and sub-limits could affect the level of benefits and cover available under any of the insurance products shown on the Mozo website. Please refer to the relevant Product Disclosure Statement and the Target Market Determination on the provider's website for further information before making any decisions about an insurance product.
To see the Pre-existing Conditions and Activities covered by this policy please visit our detailed page about this product.
-
Covid Basic
covid medical cover
Yescovid cancellation cover
Yesoverseas hospital
Unlimitedcancellation cover
$4,000Get cover for cancellation or trip interruption due to Covid-19 only up to $4,000 (T&Cs apply). Emergency Assistance team is available 24/7 to support you in the event of an emergency while travelling. Hospital benefit and confinement of $50 per day (up to a maximum of $500). Cover for funeral expenses abroad up to $10,000. Exclusions apply.
Get cover for cancellation or trip interruption due to Covid-19 only up to $4,000 (T&Cs apply). Emergency Assistance team is available 24/7 to support you in the event of an emergency while travelling. Hospital benefit and confinement of $50 per day (up to a maximum of $500). Cover for funeral expenses abroad up to $10,000. Exclusions apply.
- Limits shown apply
- per Person
- Covid medical cover
- true
- Covid cancellation cover
- true
- Overseas emergency hospital expense
- Unlimited
- Overseas emergency medical assistance
- Unlimited
- Maximum excess
- $500.00
- Cancellation fees
- $4,000
- Pay extra for no excess
- Yes
- Luggage and personal effects
- No
- Additional accomodation & travel
- $4,000
- Emergency companion
- Unlimited
- Resumption of journey
- No
- Hospital cash allowance
- No
- Accidental death
- No
- Permanent disability
- No
- Loss of income
- No
- Credit Card fraud and replacement
- No
- Travellers cheques
- No
- Travel documents
- No
- Rental vehicle excess
- No
- Alternative travel expenses
- $4,000
- Personal liability
- No
Terms, conditions, exclusions, limits and sub-limits may apply to any of the insurance products shown on the Mozo website. These terms, conditions, exclusions, limits and sub-limits could affect the level of benefits and cover available under any of the insurance products shown on the Mozo website. Please refer to the relevant Product Disclosure Statement and the Target Market Determination on the provider's website for further information before making any decisions about an insurance product.
To see the Pre-existing Conditions and Activities covered by this policy please visit our detailed page about this product.
-
Covid Essentials
covid medical cover
Yescovid cancellation cover
Yesoverseas hospital
Unlimitedcancellation cover
$4,000Travel with peace of mind with cover for cancellation or trip interruption due to Covid-19 only up to $4,000 (T&Cs apply). Emergency Assistance team is available 24/7 to support you in the event of an emergency while travelling. Hospital benefit and confinement of $50 per day (up to a maximum of $500). Cover for funeral expenses abroad up to $10,000. Exclusions apply.
Travel with peace of mind with cover for cancellation or trip interruption due to Covid-19 only up to $4,000 (T&Cs apply). Emergency Assistance team is available 24/7 to support you in the event of an emergency while travelling. Hospital benefit and confinement of $50 per day (up to a maximum of $500). Cover for funeral expenses abroad up to $10,000. Exclusions apply.
- Limits shown apply
- per Person
- Covid medical cover
- true
- Covid cancellation cover
- true
- Overseas emergency hospital expense
- Unlimited
- Overseas emergency medical assistance
- Unlimited
- Maximum excess
- $500.00
- Cancellation fees
- $4,000
- Pay extra for no excess
- Yes
- Luggage and personal effects
- No
- Additional accomodation & travel
- $4,000
- Emergency companion
- Unlimited
- Resumption of journey
- No
- Hospital cash allowance
- $1,000
- Accidental death
- No
- Permanent disability
- No
- Loss of income
- No
- Credit Card fraud and replacement
- No
- Travellers cheques
- No
- Travel documents
- No
- Rental vehicle excess
- No
- Alternative travel expenses
- $4,000
- Personal liability
- No
Terms, conditions, exclusions, limits and sub-limits may apply to any of the insurance products shown on the Mozo website. These terms, conditions, exclusions, limits and sub-limits could affect the level of benefits and cover available under any of the insurance products shown on the Mozo website. Please refer to the relevant Product Disclosure Statement and the Target Market Determination on the provider's website for further information before making any decisions about an insurance product.
To see the Pre-existing Conditions and Activities covered by this policy please visit our detailed page about this product.
-
Essentials
covid medical cover
Yescovid cancellation cover
Nooverseas hospital
Unlimitedcancellation cover
$5,000Multiple options of cover to suit your specific needs. Get the security of COVID-19 medical cover. Unlimited overseas hospital and 24/7 emergency assistance. Cancellation cover (amount varies depending on policy). All valid, fully documented claims paid in 10 business days according to Insure4less. 15 day money back provider guarantee (T&Cs apply).
Multiple options of cover to suit your specific needs. Get the security of COVID-19 medical cover. Unlimited overseas hospital and 24/7 emergency assistance. Cancellation cover (amount varies depending on policy). All valid, fully documented claims paid in 10 business days according to Insure4less. 15 day money back provider guarantee (T&Cs apply).
- Limits shown apply
- per Person
- Covid medical cover
- true
- Covid cancellation cover
- false
- Overseas emergency hospital expense
- Unlimited
- Overseas emergency medical assistance
- Unlimited
- Maximum excess
- $200.00
- Cancellation fees
- $5,000
- Pay extra for no excess
- No
- Luggage and personal effects
- $2,500
- Additional accomodation & travel
- $50,000
- Emergency companion
- Unlimited
- Resumption of journey
- No
- Hospital cash allowance
- No
- Accidental death
- No
- Permanent disability
- No
- Loss of income
- No
- Credit Card fraud and replacement
- No
- Travellers cheques
- No
- Travel documents
- No
- Rental vehicle excess
- No
- Alternative travel expenses
- $500
- Personal liability
- $2,500,000
Terms, conditions, exclusions, limits and sub-limits may apply to any of the insurance products shown on the Mozo website. These terms, conditions, exclusions, limits and sub-limits could affect the level of benefits and cover available under any of the insurance products shown on the Mozo website. Please refer to the relevant Product Disclosure Statement and the Target Market Determination on the provider's website for further information before making any decisions about an insurance product.
To see the Pre-existing Conditions and Activities covered by this policy please visit our detailed page about this product.
-
Deluxe
covid medical cover
Yescovid cancellation cover
Nooverseas hospital
Unlimitedcancellation cover
$10,000- Limits shown apply
- per Person
- Covid medical cover
- true
- Covid cancellation cover
- false
- Overseas emergency hospital expense
- Unlimited
- Overseas emergency medical assistance
- Unlimited
- Maximum excess
- $200.00
- Cancellation fees
- $10,000
- Pay extra for no excess
- No
- Luggage and personal effects
- $7,500
- Additional accomodation & travel
- $75,000
- Emergency companion
- Unlimited
- Resumption of journey
- $3,000
- Hospital cash allowance
- $3,000
- Accidental death
- $20,000
- Permanent disability
- $20,000
- Loss of income
- No
- Credit Card fraud and replacement
- No
- Travellers cheques
- $1,250
- Travel documents
- $1,250
- Rental vehicle excess
- $4,000
- Alternative travel expenses
- $2,000
- Personal liability
- $7,500,000
Terms, conditions, exclusions, limits and sub-limits may apply to any of the insurance products shown on the Mozo website. These terms, conditions, exclusions, limits and sub-limits could affect the level of benefits and cover available under any of the insurance products shown on the Mozo website. Please refer to the relevant Product Disclosure Statement and the Target Market Determination on the provider's website for further information before making any decisions about an insurance product.
To see the Pre-existing Conditions and Activities covered by this policy please visit our detailed page about this product.
-
Traveller
covid medical cover
Yescovid cancellation cover
Yesoverseas hospital
Unlimitedcancellation cover
Choose $2,000 to $10,000Specialist Travel Insurance for those with pre-existing medical conditions (T&Cs apply). Unlimited medical cover available with 24/7 emergency medical helpline. Cancellation cover available. Fast online quote process.
Specialist Travel Insurance for those with pre-existing medical conditions (T&Cs apply). Unlimited medical cover available with 24/7 emergency medical helpline. Cancellation cover available. Fast online quote process.
- Limits shown apply
- per Person
- Covid medical cover
- true
- Covid cancellation cover
- true
- Overseas emergency hospital expense
- Unlimited
- Overseas emergency medical assistance
- Unlimited
- Maximum excess
- $500.00
- Cancellation fees
- Choose $2,000 to $10,000
- Pay extra for no excess
- Yes
- Luggage and personal effects
- $3,000
- Additional accomodation & travel
- $5,000
- Emergency companion
- $5,000
- Resumption of journey
- No
- Hospital cash allowance
- $600
- Accidental death
- $20,000
- Permanent disability
- $30,000
- Loss of income
- No
- Credit Card fraud and replacement
- No
- Travellers cheques
- $250
- Travel documents
- $250
- Rental vehicle excess
- No
- Alternative travel expenses
- $750
- Personal liability
- $2,000,000
Terms, conditions, exclusions, limits and sub-limits may apply to any of the insurance products shown on the Mozo website. These terms, conditions, exclusions, limits and sub-limits could affect the level of benefits and cover available under any of the insurance products shown on the Mozo website. Please refer to the relevant Product Disclosure Statement and the Target Market Determination on the provider's website for further information before making any decisions about an insurance product.
To see the Pre-existing Conditions and Activities covered by this policy please visit our detailed page about this product.
-
Medical Only
covid medical cover
Yescovid cancellation cover
Nooverseas hospital
Unlimitedcancellation cover
NoTravel with peace of mind with unlimited medical cover and 24/7 emergency assistance services. Get cover for overseas emergency medical and hospital expenses. $2,500,000 personal liability cover.
Travel with peace of mind with unlimited medical cover and 24/7 emergency assistance services. Get cover for overseas emergency medical and hospital expenses. $2,500,000 personal liability cover.
- Limits shown apply
- per Person
- Covid medical cover
- true
- Covid cancellation cover
- false
- Overseas emergency hospital expense
- Unlimited
- Overseas emergency medical assistance
- Unlimited
- Maximum excess
- $200.00
- Cancellation fees
- No
- Pay extra for no excess
- No
- Luggage and personal effects
- No
- Additional accomodation & travel
- No
- Emergency companion
- No
- Resumption of journey
- No
- Hospital cash allowance
- No
- Accidental death
- $25,000 repatriation
- Permanent disability
- No
- Loss of income
- No
- Credit Card fraud and replacement
- No
- Travellers cheques
- No
- Travel documents
- No
- Rental vehicle excess
- No
- Alternative travel expenses
- No
- Personal liability
- $2,500,000
Terms, conditions, exclusions, limits and sub-limits may apply to any of the insurance products shown on the Mozo website. These terms, conditions, exclusions, limits and sub-limits could affect the level of benefits and cover available under any of the insurance products shown on the Mozo website. Please refer to the relevant Product Disclosure Statement and the Target Market Determination on the provider's website for further information before making any decisions about an insurance product.
To see the Pre-existing Conditions and Activities covered by this policy please visit our detailed page about this product.
-
Mozo experts choice awards won:
- Australia's Best Travel Insurer - 2025
Essentials
covid medical cover
Yescovid cancellation cover
Nooverseas hospital
Unlimitedcancellation cover
$10,000Travel Insurance Saver brings you peace of mind on your travels. Compare three tiers of insurance cover, featuring benefits like 24 hour emergency assistance, emergency medical cover, luggage cover, cancellation cover and more.
Travel Insurance Saver brings you peace of mind on your travels. Compare three tiers of insurance cover, featuring benefits like 24 hour emergency assistance, emergency medical cover, luggage cover, cancellation cover and more.
- Limits shown apply
- per Person
- Covid medical cover
- true
- Covid cancellation cover
- false
- Overseas emergency hospital expense
- Unlimited
- Overseas emergency medical assistance
- Unlimited
- Maximum excess
- $200.00
- Cancellation fees
- $10,000
- Pay extra for no excess
- No
- Luggage and personal effects
- $10,000
- Additional accomodation & travel
- $50,000
- Emergency companion
- $50,000
- Resumption of journey
- No
- Hospital cash allowance
- $3,000
- Accidental death
- No
- Permanent disability
- No
- Loss of income
- No
- Credit Card fraud and replacement
- $1,500
- Travellers cheques
- $500
- Travel documents
- $1,500
- Rental vehicle excess
- $5,000
- Alternative travel expenses
- $3,500
- Personal liability
- $2,500,000
Terms, conditions, exclusions, limits and sub-limits may apply to any of the insurance products shown on the Mozo website. These terms, conditions, exclusions, limits and sub-limits could affect the level of benefits and cover available under any of the insurance products shown on the Mozo website. Please refer to the relevant Product Disclosure Statement and the Target Market Determination on the provider's website for further information before making any decisions about an insurance product.
To see the Pre-existing Conditions and Activities covered by this policy please visit our detailed page about this product.
-
Premier
covid medical cover
Yescovid cancellation cover
Nooverseas hospital
Unlimitedcancellation cover
$5,000- Limits shown apply
- per Person
- Covid medical cover
- true
- Covid cancellation cover
- false
- Overseas emergency hospital expense
- Unlimited
- Overseas emergency medical assistance
- Unlimited
- Maximum excess
- $200.00
- Cancellation fees
- $5,000
- Pay extra for no excess
- No
- Luggage and personal effects
- $3,500
- Additional accomodation & travel
- $50,000
- Emergency companion
- Unlimited
- Resumption of journey
- No
- Hospital cash allowance
- $1,000
- Accidental death
- $10,000
- Permanent disability
- $10,000
- Loss of income
- No
- Credit Card fraud and replacement
- No
- Travellers cheques
- $750
- Travel documents
- $750
- Rental vehicle excess
- $1,500
- Alternative travel expenses
- $750
- Personal liability
- $5,000,000
Terms, conditions, exclusions, limits and sub-limits may apply to any of the insurance products shown on the Mozo website. These terms, conditions, exclusions, limits and sub-limits could affect the level of benefits and cover available under any of the insurance products shown on the Mozo website. Please refer to the relevant Product Disclosure Statement and the Target Market Determination on the provider's website for further information before making any decisions about an insurance product.
To see the Pre-existing Conditions and Activities covered by this policy please visit our detailed page about this product.
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Mozo experts choice awards won:
- Australia's Best Travel Insurer - 2025
Medical Only
covid medical cover
Yescovid cancellation cover
Nooverseas hospital
Unlimitedcancellation cover
NoTravel Insurance Saver brings you peace of mind on your travels. Compare three tiers of insurance cover, featuring benefits like 24 hour emergency assistance, emergency medical cover, luggage cover, cancellation cover and more.
Travel Insurance Saver brings you peace of mind on your travels. Compare three tiers of insurance cover, featuring benefits like 24 hour emergency assistance, emergency medical cover, luggage cover, cancellation cover and more.
- Limits shown apply
- per Person
- Covid medical cover
- true
- Covid cancellation cover
- false
- Overseas emergency hospital expense
- Unlimited
- Overseas emergency medical assistance
- Unlimited
- Maximum excess
- $200.00
- Cancellation fees
- No
- Pay extra for no excess
- No
- Luggage and personal effects
- No
- Additional accomodation & travel
- $50,000
- Emergency companion
- $50,000
- Resumption of journey
- No
- Hospital cash allowance
- No
- Accidental death
- No
- Permanent disability
- No
- Loss of income
- No
- Credit Card fraud and replacement
- No
- Travellers cheques
- No
- Travel documents
- No
- Rental vehicle excess
- No
- Alternative travel expenses
- No
- Personal liability
- No
Terms, conditions, exclusions, limits and sub-limits may apply to any of the insurance products shown on the Mozo website. These terms, conditions, exclusions, limits and sub-limits could affect the level of benefits and cover available under any of the insurance products shown on the Mozo website. Please refer to the relevant Product Disclosure Statement and the Target Market Determination on the provider's website for further information before making any decisions about an insurance product.
To see the Pre-existing Conditions and Activities covered by this policy please visit our detailed page about this product.
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Premier Plus
covid medical cover
Yescovid cancellation cover
Nooverseas hospital
Unlimitedcancellation cover
$20,000- Limits shown apply
- per Person
- Covid medical cover
- true
- Covid cancellation cover
- false
- Overseas emergency hospital expense
- Unlimited
- Overseas emergency medical assistance
- Unlimited
- Maximum excess
- $200.00
- Cancellation fees
- $20,000
- Pay extra for no excess
- No
- Luggage and personal effects
- $5,000
- Additional accomodation & travel
- $100,000
- Emergency companion
- Unlimited
- Resumption of journey
- $3,000
- Hospital cash allowance
- $1,000
- Accidental death
- $10,000
- Permanent disability
- $10,000
- Loss of income
- No
- Credit Card fraud and replacement
- No
- Travellers cheques
- $750
- Travel documents
- $750
- Rental vehicle excess
- $4,000
- Alternative travel expenses
- $750
- Personal liability
- $5,000,000
Terms, conditions, exclusions, limits and sub-limits may apply to any of the insurance products shown on the Mozo website. These terms, conditions, exclusions, limits and sub-limits could affect the level of benefits and cover available under any of the insurance products shown on the Mozo website. Please refer to the relevant Product Disclosure Statement and the Target Market Determination on the provider's website for further information before making any decisions about an insurance product.
To see the Pre-existing Conditions and Activities covered by this policy please visit our detailed page about this product.
-
Excel Plus
covid medical cover
Yescovid cancellation cover
Nooverseas hospital
Unlimitedcancellation cover
$10,000- Limits shown apply
- per Person
- Covid medical cover
- true
- Covid cancellation cover
- false
- Overseas emergency hospital expense
- Unlimited
- Overseas emergency medical assistance
- Unlimited
- Maximum excess
- $200.00
- Cancellation fees
- $10,000
- Pay extra for no excess
- No
- Luggage and personal effects
- $5,000
- Additional accomodation & travel
- $100,000
- Emergency companion
- Unlimited
- Resumption of journey
- $2,000
- Hospital cash allowance
- $2,000
- Accidental death
- $20,000
- Permanent disability
- $20,000
- Loss of income
- No
- Credit Card fraud and replacement
- No
- Travellers cheques
- $1,000
- Travel documents
- $1,000
- Rental vehicle excess
- $3,000
- Alternative travel expenses
- $1,000
- Personal liability
- $7,500,000
Terms, conditions, exclusions, limits and sub-limits may apply to any of the insurance products shown on the Mozo website. These terms, conditions, exclusions, limits and sub-limits could affect the level of benefits and cover available under any of the insurance products shown on the Mozo website. Please refer to the relevant Product Disclosure Statement and the Target Market Determination on the provider's website for further information before making any decisions about an insurance product.
To see the Pre-existing Conditions and Activities covered by this policy please visit our detailed page about this product.
^See information about the Mozo Experts Choice Travel Insurance Awards
Mozo provides general product information. We don't consider your personal objectives, financial situation or needs and we aren't recommending any specific product to you. You should make your own decision after reading the PDS or offer documentation, or seeking independent advice.
While we pride ourselves on covering a wide range of products, we don't cover every product in the market. If you decide to apply for a product through our website, you will be dealing directly with the provider of that product and not with Mozo.