Top concerns revealed for seniors travelling abroad
Nearly three-quarters (74%) of Aussies over 50 are planning their next holiday, but the latest Travel Trends Report , commissioned by Australian Seniors, shines a light on the emerging concerns our ‘golden oldies’ have.
Two-thirds of the 1,000 Australians over 50 surveyed said their last big trip was at least three years ago, if not longer. In that time, a lot has changed.
According to the Travel Trends Report, the front-of-mind issues for seniors are the ongoing COVID-19 pandemic, the war in Ukraine, and caution surrounding their health and well-being while away from home.
The top travel concerns for seniors include:
- The war in Ukraine (74% plan to avoid Eastern Europe)
- Hospitalisation or needing local medical services (68%)
- Unexpected medical costs (65%)
- War and terrorism (64% plan to avoid Turkey and the Middle East)
- COVID-19 lockdowns (63% plan to avoid Hong Kong, China, and South Korea)
- Accidents (59%)
- COVID-19 infection (54%)
- The outbreak of a new virus or disease (41%)
The survey also found that attitudes towards travel insurance have changed, as “around 90% of seniors wouldn’t feel comfortable travelling abroad without travel insurance up their sleeve.”
Three in five (58%) said they were more likely to secure a travel insurance policy now than in 2020, with only 2% saying they would be less inclined.
The top-ranked reasons that survey respondents said they would get travel insurance include:
- Health cover (31%)
- General peace of mind (19%)
- COVID-19 related cover (16%)
- Cancellation cover (12%)
- Accident cover (11%)
Mozo compares travel insurance for seniors and gives you an at-a-glance overview of what policies cover, including COVID-19 medical and cancellation, limits on overseas hospital costs, and limits on cancellation cover.
The guide section and FAQs could be a good place to start if you’re one of the over 50s considering getting back out there to see the world post-lockdown.
Otherwise, take a look at the seniors' travel insurance policies below to start comparing what’s on offer right now.
Compare seniors-friendly travel insurance policies with Mozo
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Mozo experts choice awards won:
- Exceptional Value Essential Travel Insurance - 2025
International Travel Insurance
covid medical cover
Yescovid cancellation cover
Yesoverseas hospital
Unlimitedcancellation cover
$3,000 limit per policy with option to increase limitReceive protection in a few simple steps, all from your mobile device, with 24/7 emergency and medical support, as well as 24/7 customer service. You can also tailor your policy, paying only for the coverage you need and adapting it in near real-time, with add-ons like car rental excess and snow sports also available. You can also get 15% off with promo code MOZO15. For groups of three or more adults traveling on the same policy Freely offers a 20% discount. T&Cs apply; visit the Freely site for full details.
Receive protection in a few simple steps, all from your mobile device, with 24/7 emergency and medical support, as well as 24/7 customer service. You can also tailor your policy, paying only for the coverage you need and adapting it in near real-time, with add-ons like car rental excess and snow sports also available. You can also get 15% off with promo code MOZO15. For groups of three or more adults traveling on the same policy Freely offers a 20% discount. T&Cs apply; visit the Freely site for full details.
- Limits shown apply
- per Person
- Covid medical cover
- true
- Covid cancellation cover
- true
- Overseas emergency hospital expense
- Unlimited
- Overseas emergency medical assistance
- Unlimited
- Maximum excess
- $250.00
- Cancellation fees
- $3,000 limit per policy with option to increase limit
- Pay extra for no excess
- No
- Luggage and personal effects
- Up to $10,000, maximum $1,500 per item
- Additional accomodation & travel
- Unlimited
- Emergency companion
- Unlimited
- Resumption of journey
- $2,000
- Hospital cash allowance
- No
- Accidental death
- $25,000
- Permanent disability
- $25,000
- Loss of income
- No
- Credit Card fraud and replacement
- No
- Travellers cheques
- No
- Travel documents
- $1,000
- Rental vehicle excess
- Optional Extra, up to $10,000
- Alternative travel expenses
- $2,000
- Personal liability
- $3,000,000
Terms, conditions, exclusions, limits and sub-limits may apply to any of the insurance products shown on the Mozo website. These terms, conditions, exclusions, limits and sub-limits could affect the level of benefits and cover available under any of the insurance products shown on the Mozo website. Please refer to the relevant Product Disclosure Statement and the Target Market Determination on the provider's website for further information before making any decisions about an insurance product.
To see the Pre-existing Conditions and Activities covered by this policy please visit our detailed page about this product.
-
Comprehensive
covid medical cover
Yescovid cancellation cover
Nooverseas hospital
Unlimitedcancellation cover
Choose $0 to UnlimitedAustralia Post International Comprehensive Travel Insurance covers overseas medical expenses, cancellation costs and more (T&Cs apply). Optional extras like cover for existing medical conditions and winter sports available. 24/7 emergency support. Get a quote in minutes. Reduce your premium with variable excess. Policies may not be available to all travellers. Australian Postal Corporation ABN 28 864 970 579 (AR No 338646) is the distributor of Australia Post Travel Insurance.
Australia Post International Comprehensive Travel Insurance covers overseas medical expenses, cancellation costs and more (T&Cs apply). Optional extras like cover for existing medical conditions and winter sports available. 24/7 emergency support. Get a quote in minutes. Reduce your premium with variable excess. Policies may not be available to all travellers. Australian Postal Corporation ABN 28 864 970 579 (AR No 338646) is the distributor of Australia Post Travel Insurance.
- Limits shown apply
- per Person
- Covid medical cover
- true
- Covid cancellation cover
- false
- Overseas emergency hospital expense
- Unlimited
- Overseas emergency medical assistance
- Unlimited
- Maximum excess
- $250.00
- Cancellation fees
- Choose $0 to Unlimited
- Pay extra for no excess
- Yes
- Luggage and personal effects
- $12,000
- Additional accomodation & travel
- Unlimited
- Emergency companion
- Unlimited
- Resumption of journey
- $3,000
- Hospital cash allowance
- $5,000
- Accidental death
- $25,000
- Permanent disability
- $25,000
- Loss of income
- $10,000
- Credit Card fraud and replacement
- $5,000
- Travellers cheques
- No
- Travel documents
- $5,000
- Rental vehicle excess
- $10,000
- Alternative travel expenses
- $5,000
- Personal liability
- $5,000,000
Terms, conditions, exclusions, limits and sub-limits may apply to any of the insurance products shown on the Mozo website. These terms, conditions, exclusions, limits and sub-limits could affect the level of benefits and cover available under any of the insurance products shown on the Mozo website. Please refer to the relevant Product Disclosure Statement and the Target Market Determination on the provider's website for further information before making any decisions about an insurance product.
To see the Pre-existing Conditions and Activities covered by this policy please visit our detailed page about this product.
-
Mozo experts choice awards won:
- Exceptional Value Comprehensive Travel Insurance - 2025
Gold
covid medical cover
Yescovid cancellation cover
Yesoverseas hospital
Unlimitedcancellation cover
UnlimitedKnown for inclusive cover, InsureandGo Travel Insurance often covers many pre-existing conditions online, frequently without needing a doctor's certificate upfront. They offer policies for travellers up to 100 years old (up to 79 for the Bare Essential policy and cruise cover), plus pregnancy cover for up to 30 weeks. You'll find cancellation cover ranging from $5,000 up to unlimited for their Gold International policy, and all policies include 24/7 global emergency assistance. Receive 5% off your travel insurance policy with promo code: MOZO5. See product site for details and T&Cs on these great features.
Known for inclusive cover, InsureandGo Travel Insurance often covers many pre-existing conditions online, frequently without needing a doctor's certificate upfront. They offer policies for travellers up to 100 years old (up to 79 for the Bare Essential policy and cruise cover), plus pregnancy cover for up to 30 weeks. You'll find cancellation cover ranging from $5,000 up to unlimited for their Gold International policy, and all policies include 24/7 global emergency assistance. Receive 5% off your travel insurance policy with promo code: MOZO5. See product site for details and T&Cs on these great features.
- Limits shown apply
- per Person
- Covid medical cover
- true
- Covid cancellation cover
- true
- Overseas emergency hospital expense
- Unlimited
- Overseas emergency medical assistance
- Unlimited
- Maximum excess
- $200.00
- Cancellation fees
- Unlimited
- Pay extra for no excess
- Yes
- Luggage and personal effects
- $15,000
- Additional accomodation & travel
- Unlimited
- Emergency companion
- Unlimited
- Resumption of journey
- $3,000
- Hospital cash allowance
- $5,000
- Accidental death
- $50,000
- Permanent disability
- $50,000
- Loss of income
- $10,400
- Credit Card fraud and replacement
- No
- Travellers cheques
- $5,000
- Travel documents
- $5,000
- Rental vehicle excess
- $8,000
- Alternative travel expenses
- $3,000
- Personal liability
- $5,000,000
Terms, conditions, exclusions, limits and sub-limits may apply to any of the insurance products shown on the Mozo website. These terms, conditions, exclusions, limits and sub-limits could affect the level of benefits and cover available under any of the insurance products shown on the Mozo website. Please refer to the relevant Product Disclosure Statement and the Target Market Determination on the provider's website for further information before making any decisions about an insurance product.
To see the Pre-existing Conditions and Activities covered by this policy please visit our detailed page about this product.
-
Mozo experts choice awards won:
- Exceptional Value Comprehensive Travel Insurance - 2025
Top
covid medical cover
Yescovid cancellation cover
Yesoverseas hospital
Unlimitedcancellation cover
$20,000A strong all-rounder, Tick Travel Insurance includes unlimited overseas medical expenses on all international policies. It offers automatic cover for over 90 sports and activities on international and most domestic plans. Receive 5% off your travel insurance policy with promo code: MOZO5. Dependent children are covered for free when travelling with a parent or grandparent. You can also opt to remove the standard $200 excess, though this may change your premium. See product site for details and T&Cs on these excellent features.
A strong all-rounder, Tick Travel Insurance includes unlimited overseas medical expenses on all international policies. It offers automatic cover for over 90 sports and activities on international and most domestic plans. Receive 5% off your travel insurance policy with promo code: MOZO5. Dependent children are covered for free when travelling with a parent or grandparent. You can also opt to remove the standard $200 excess, though this may change your premium. See product site for details and T&Cs on these excellent features.
- Limits shown apply
- per Person
- Covid medical cover
- true
- Covid cancellation cover
- true
- Overseas emergency hospital expense
- Unlimited
- Overseas emergency medical assistance
- Unlimited
- Maximum excess
- $200.00
- Cancellation fees
- $20,000
- Pay extra for no excess
- Yes
- Luggage and personal effects
- $7,500
- Additional accomodation & travel
- $20,000
- Emergency companion
- $20,000
- Resumption of journey
- $3,000
- Hospital cash allowance
- $3,000
- Accidental death
- $25,000
- Permanent disability
- $25,000
- Loss of income
- $10,400
- Credit Card fraud and replacement
- No
- Travellers cheques
- $4,000
- Travel documents
- $4,000
- Rental vehicle excess
- $4,000
- Alternative travel expenses
- No
- Personal liability
- $3,000,000
Terms, conditions, exclusions, limits and sub-limits may apply to any of the insurance products shown on the Mozo website. These terms, conditions, exclusions, limits and sub-limits could affect the level of benefits and cover available under any of the insurance products shown on the Mozo website. Please refer to the relevant Product Disclosure Statement and the Target Market Determination on the provider's website for further information before making any decisions about an insurance product.
To see the Pre-existing Conditions and Activities covered by this policy please visit our detailed page about this product.
-
Silver
covid medical cover
Yescovid cancellation cover
Yesoverseas hospital
Unlimitedcancellation cover
$15,000Known for inclusive cover, InsureandGo Travel Insurance often covers many pre-existing conditions online, frequently without needing a doctor's certificate upfront. They offer policies for travellers up to 100 years old (up to 79 for the Bare Essential policy and cruise cover), plus pregnancy cover for up to 30 weeks. You'll find cancellation cover ranging from $5,000 up to unlimited for their Gold International policy, and all policies include 24/7 global emergency assistance. See product site for details and T&Cs on these great features.
Known for inclusive cover, InsureandGo Travel Insurance often covers many pre-existing conditions online, frequently without needing a doctor's certificate upfront. They offer policies for travellers up to 100 years old (up to 79 for the Bare Essential policy and cruise cover), plus pregnancy cover for up to 30 weeks. You'll find cancellation cover ranging from $5,000 up to unlimited for their Gold International policy, and all policies include 24/7 global emergency assistance. See product site for details and T&Cs on these great features.
- Limits shown apply
- per Person
- Covid medical cover
- true
- Covid cancellation cover
- true
- Overseas emergency hospital expense
- Unlimited
- Overseas emergency medical assistance
- Unlimited
- Maximum excess
- $200.00
- Cancellation fees
- $15,000
- Pay extra for no excess
- Yes
- Luggage and personal effects
- $6,000
- Additional accomodation & travel
- $15,000
- Emergency companion
- Unlimited
- Resumption of journey
- No
- Hospital cash allowance
- $2,500
- Accidental death
- $37,500
- Permanent disability
- $37,500
- Loss of income
- $5,200
- Credit Card fraud and replacement
- No
- Travellers cheques
- $2,500
- Travel documents
- $2,500
- Rental vehicle excess
- $4,000
- Alternative travel expenses
- No
- Personal liability
- $2,500,000
Terms, conditions, exclusions, limits and sub-limits may apply to any of the insurance products shown on the Mozo website. These terms, conditions, exclusions, limits and sub-limits could affect the level of benefits and cover available under any of the insurance products shown on the Mozo website. Please refer to the relevant Product Disclosure Statement and the Target Market Determination on the provider's website for further information before making any decisions about an insurance product.
To see the Pre-existing Conditions and Activities covered by this policy please visit our detailed page about this product.
-
Basic
covid medical cover
Yescovid cancellation cover
Nooverseas hospital
Unlimitedcancellation cover
NoAustralia Post Basic International Travel Insurance can help protect you against expensive overseas medical or dental bills. Choose your excess. Choose between a single trip and an annual multi-trip coverage. Add optional extras cover for existing medical conditions (T&Cs apply). Enjoy 24/7 support. Get a quote in minutes.
Australia Post Basic International Travel Insurance can help protect you against expensive overseas medical or dental bills. Choose your excess. Choose between a single trip and an annual multi-trip coverage. Add optional extras cover for existing medical conditions (T&Cs apply). Enjoy 24/7 support. Get a quote in minutes.
- Limits shown apply
- per Person
- Covid medical cover
- true
- Covid cancellation cover
- false
- Overseas emergency hospital expense
- Unlimited
- Overseas emergency medical assistance
- Unlimited
- Maximum excess
- $250.00
- Cancellation fees
- No
- Pay extra for no excess
- Yes
- Luggage and personal effects
- No
- Additional accomodation & travel
- Unlimited
- Emergency companion
- Unlimited
- Resumption of journey
- No
- Hospital cash allowance
- No
- Accidental death
- $10,000
- Permanent disability
- $10,000
- Loss of income
- No
- Credit Card fraud and replacement
- No
- Travellers cheques
- No
- Travel documents
- No
- Rental vehicle excess
- No
- Alternative travel expenses
- No
- Personal liability
- $5,000,000
Terms, conditions, exclusions, limits and sub-limits may apply to any of the insurance products shown on the Mozo website. These terms, conditions, exclusions, limits and sub-limits could affect the level of benefits and cover available under any of the insurance products shown on the Mozo website. Please refer to the relevant Product Disclosure Statement and the Target Market Determination on the provider's website for further information before making any decisions about an insurance product.
To see the Pre-existing Conditions and Activities covered by this policy please visit our detailed page about this product.
-
Standard
covid medical cover
Yescovid cancellation cover
Yesoverseas hospital
Unlimitedcancellation cover
$5,000A strong all-rounder, Tick Travel Insurance includes unlimited overseas medical expenses on all international policies. It offers automatic cover for over 90 sports and activities on international and most domestic plans. Receive 5% off your travel insurance policy with promo code: MOZO5. Dependent children are covered for free when travelling with a parent or grandparent. You can also opt to remove the standard $200 excess, though this may change your premium. See product site for details and T&Cs on these excellent features.
A strong all-rounder, Tick Travel Insurance includes unlimited overseas medical expenses on all international policies. It offers automatic cover for over 90 sports and activities on international and most domestic plans. Receive 5% off your travel insurance policy with promo code: MOZO5. Dependent children are covered for free when travelling with a parent or grandparent. You can also opt to remove the standard $200 excess, though this may change your premium. See product site for details and T&Cs on these excellent features.
- Limits shown apply
- per Person
- Covid medical cover
- true
- Covid cancellation cover
- true
- Overseas emergency hospital expense
- Unlimited
- Overseas emergency medical assistance
- Unlimited
- Maximum excess
- $200.00
- Cancellation fees
- $5,000
- Pay extra for no excess
- Yes
- Luggage and personal effects
- $4,000
- Additional accomodation & travel
- $5,000
- Emergency companion
- $10,000
- Resumption of journey
- No
- Hospital cash allowance
- $1,500
- Accidental death
- $10,000
- Permanent disability
- $10,000
- Loss of income
- $5,200
- Credit Card fraud and replacement
- No
- Travellers cheques
- $2,000
- Travel documents
- $2,000
- Rental vehicle excess
- $2,000
- Alternative travel expenses
- No
- Personal liability
- $1,500,000
Terms, conditions, exclusions, limits and sub-limits may apply to any of the insurance products shown on the Mozo website. These terms, conditions, exclusions, limits and sub-limits could affect the level of benefits and cover available under any of the insurance products shown on the Mozo website. Please refer to the relevant Product Disclosure Statement and the Target Market Determination on the provider's website for further information before making any decisions about an insurance product.
To see the Pre-existing Conditions and Activities covered by this policy please visit our detailed page about this product.
-
International Comprehensive Travel Insurance
covid medical cover
Yescovid cancellation cover
Yesoverseas hospital
Unlimitedcancellation cover
UnlimitedMedibank’s International Comprehensive Travel Insurance covers overseas medical expenses, trip cancellations, and up to $3,000 travel delay expenses. You’ll have 24/7 emergency medical assistance and you’ll also be protected for lost or stolen luggage, rental car excess, personal liability, loss of income and more. For an additional premium you can add cover for cruises, snow sports and high value items. (T&Cs, sub-limits, limits & exclusions apply to travel insurance. See website for details).
Medibank’s International Comprehensive Travel Insurance covers overseas medical expenses, trip cancellations, and up to $3,000 travel delay expenses. You’ll have 24/7 emergency medical assistance and you’ll also be protected for lost or stolen luggage, rental car excess, personal liability, loss of income and more. For an additional premium you can add cover for cruises, snow sports and high value items. (T&Cs, sub-limits, limits & exclusions apply to travel insurance. See website for details).
- Limits shown apply
- per Adult
- Covid medical cover
- true
- Covid cancellation cover
- true
- Overseas emergency hospital expense
- Unlimited
- Overseas emergency medical assistance
- Unlimited
- Maximum excess
- $250.00
- Cancellation fees
- Unlimited
- Pay extra for no excess
- Yes
- Luggage and personal effects
- $25,000
- Additional accomodation & travel
- Unlimited
- Emergency companion
- Unlimited
- Resumption of journey
- $3,000
- Hospital cash allowance
- $5,000
- Accidental death
- $25,000
- Permanent disability
- $25,000
- Loss of income
- $10,000
- Credit Card fraud and replacement
- $10,000
- Travellers cheques
- $10,000
- Travel documents
- $10,000
- Rental vehicle excess
- $10,000
- Alternative travel expenses
- $5,000
- Personal liability
- $5,000,000
Terms, conditions, exclusions, limits and sub-limits may apply to any of the insurance products shown on the Mozo website. These terms, conditions, exclusions, limits and sub-limits could affect the level of benefits and cover available under any of the insurance products shown on the Mozo website. Please refer to the relevant Product Disclosure Statement and the Target Market Determination on the provider's website for further information before making any decisions about an insurance product.
To see the Pre-existing Conditions and Activities covered by this policy please visit our detailed page about this product.
^See information about the Mozo Experts Choice Travel Insurance Awards
Mozo provides general product information. We don't consider your personal objectives, financial situation or needs and we aren't recommending any specific product to you. You should make your own decision after reading the PDS or offer documentation, or seeking independent advice.
While we pride ourselves on covering a wide range of products, we don't cover every product in the market. If you decide to apply for a product through our website, you will be dealing directly with the provider of that product and not with Mozo.