Five ways to celebrate Valentine’s Day without spending a cent

It’s that time of year again when love and affection take centre stage and your wallet looks a little worse for wear with the inevitable spending that the cliched Valentine’s Day pressies like flowers, chocolates and jewellery bring.

But what if you thought outside the box? Given that Cupid’s special day can be a little overrated, it only makes sense to get creative when it comes to celebrating with your loved one.

That’s why the money-minded love birds at Mozo have put their thinking caps on and brought you five ways to celebrate Valentine’s Day this February 14th without having to spend a cent.

  1. Organise a movie night
    Most of us are subscribed to Netflix or other movie streaming platforms, so why not deck out the living room with lots of pillows, grab your biggest doona, a bag of microwave popcorn ($2 for a 100g bag from Coles) and wind down to your hand-picked romantic movies list?
  2. Create some DIY love coupons
    Make your significant other a booklet of special coupons for spoiling them. These can be as casual or as intimate as you want. Think, a ‘30 minute foot massage’ or ‘breakfast in bed’, use them when you need to. But make sure to choose your coupons wisely, you don’t want to spend your time doing something you hate!
  3. Write your partner a love letter
    It might sound a little old school and on the borderline of being cheesy, but an old fashioned love letter will bring back the emotional spark between a couple. Most of us are tickled pink with a sweet text from our better half, imagine the impact a thoughtful love letter or simple poem could make?
  4. Put a twist on dinner
    Everyone’s got to eat, so why not make your Valentine’s Day dinner extra romantic by dimming the lights, lighting a few candles and playing some romantic music? Perhaps you could cook their favourite meal or experiment with a new cuisine this February 14th to make the night a memorable one.
  5. Enjoy a sunrise or sunset
    Plan a stunning sunrise or epic sunset somewhere scenic for your special someone to blow them away. Make sure you allow enough time to make it to your destination, perhaps even pack some snacks and drinks to spend some time at the look out too.

So, this year, instead of wasting your hard earned cash towards frivolous presents and overpriced flowers, why not start a savings account together and see what couple goals you can reach?

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Last updated 25 July 2024 Important disclosures
  • Savings Account

    5.35% p.a. (for $0 to $250,000)

    4.75% p.a.(for $0 to $1,000,000)

    Yes up to $250,000

    Bonus variable rate is available for the first 4 months.

    Competitive introductory variable rate for first 4 months (on deposits up to $250,000). No account keeping fees to pay. Multiple 2024 Mozo Experts Choice Award winner.

  • Mozo Expert Choice Badge
    Savings Maximiser

    5.50% p.a. (for $0 to $100,000)

    0.55% p.a.(for $0 and over)

    Yes up to $250,000

    For customers who have an Orange Everyday account, deposit $1000 into a personal ING account, make 5 eligible transactions and grow their nominated Savings Maximiser account each month.

    Great variable rate every month when you grow your balance each month in addition to other eligibility criteria. No ING fees to pay. Save even more with ING Everyday Round Up. Mozo Experts Choice Awards Everyday & Savings Bank of the Year winner for 2024.^

  • Reward Saver Account

    5.25% p.a. (for $0 to $1,000,000)

    0% p.a.(for $0 and over)

    Yes up to $250,000

    Intro bonus rate of 5.25% for balances up to $1,000,000 for the first 4 months, reverting to 3.25%. Minimum deposit of $50 and no withdrawals.

    Introductory bonus rate for balances up to $1,000,000 for the first 4 months. Minimum deposit of $50 and no withdrawals. Start your account online in under 10 minutes and earn interest on balances up to $1,000,000 (T&Cs apply). No monthly account fees, helping you save smarter and faster.

  • Savings+Bonus

    5.00% p.a. (for $0 to $250,000)

    2.00% p.a.(for $0 to $250,000)

    Yes up to $250,000

    Minimum $100 monthly deposit and no withdrawals to earn bonus interest each month.

    Earn a generous interest rate on your at-call savings (T&Cs apply). Interest is calculated daily and paid to you monthly. A $5 monthly membership fee will not apply if your total account balances with First Option Bank exceed $1,000 or you have a credit card or loan with the bank.

  • Bonus Saver Account

    5.00% p.a. (for $0 to $250,000)

    0.05% p.a.(for $0 and over)

    Yes up to $250,000

    Bonus rate when at least $20 is deposited each month and five Visa Debit transactions are made each month using linked Glide transaction account.

    Start saving and earn interest with just a $20 deposit and make 5 eligible transactions each month. No fees or penalties for withdrawing money.


^See information about the Mozo Experts Choice Savings Account Awards

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