Free and cheap date ideas for Valentine’s Day

Love it or loathe it, Valentine’s Day is right around the corner. It’s that time when stores suddenly become excruciatingly pink and are more inclined to display their chocolate selection. And for those who prefer to be sweet and not salty on Valentine’s Day, it can often feel like our savings are left feeling heartbroken.  

Whether you’re celebrating your first, fifth or fiftieth Valentine’s Day with your partner, you’ll never regret spending it the frugal way, and we’ve got six cheap date ideas to prove it.

Moonlight picnic

Summer may be on the way out, but there’s still no stopping those warm nights. Take advantage of this by setting up a moonlight picnic for you and your partner. 

You can do this in a park or even in your backyard. To prepare, pack their favourite goodies, a bottle of wine, and you’re good to go. Just don’t forget the blanket!

Break out the board games

Depending on who you ask, board games can either make or break a relationship. I mean, let’s face it, how many games of Monopoly have ended positively?

But despite the possibility of a flipped table, board games allow us to indulge in our competitive side, which may actually be quite fun for you and your partner. So this year, why not stay in and challenge your partner to a game of Battleship - loser pays for the next dinner.

Cook a meal together

Speaking of staying in, why fork out money for a three-course meal when you’ve got a fridge full of food at home? Search for recipes online that you can follow and prepare together, then get cooking!

Not only will this help you spend quality time together, but you’ll also be saving your wallet from an overpriced dinner. But just in case dinner doesn’t work out, ahem...takeout can be a reasonable Plan B.

Fort movie night

Because the classic movie night never gets old. But this year, do it differently by creating a fort out of blankets and pillows. There are no rules when it comes to making the perfect fort, but Pinterest can be great for some inspiration.

So, grab your laptop and some popcorn and settle in for a back-to-back movie marathon.

Create a getaway spa in your bathroom

This one might be more for the ladies, but there’s no shame in a man who takes pride in his appearance. For this, you’ll need a pair of fluffy robes, candles and a few ingredients from your fridge.

Get creative by concocting your own homemade face masks and body scrubs. Coconut oil alone makes for a great hair mask, while mixing yogurt, strawberries, and honey can give your complexion the exfoliation it needs.

Go for a long drive

For many Aussies, driving can be quite therapeutic (unless you're with your mother, who keeps nagging that you’re too close to the curb). While the sun goes down, jump in the car and go for a nice, long drive with your partner.

Make an effort to put the phone away and focus on the conversation instead. Many of us also open up more on road trips simply because there’s nothing else to do, so speak your mind and let the truth set you free.

Savings accounts for Valentine's Day - last updated 9 August 2022

Search promoted savings accounts below or do a full Mozo database search . Advertiser disclosure
  • Save Account
    Maximum rate
    standard interest rate
    Govt Deposit Guarantee
    2.35% p.a. (for $0 to $250,000)
    0.10% p.a.(for $0 and over)
    Yes up to $250,000

    Deposit at least $200 to either Spend or Save account from an external source each month.

    Earn up to 1.85% p.a in interest. No monthly fee to pay. Split your money in up to 10 Save accounts. Track your progress on each of your save accounts. Instant access to cash via PayID and Osko. Deposits guaranteed up to $250k per customer.

    Details
  • Mozo Expert Choice Badge
    Boost Saver with Go Account
    Maximum rate
    standard interest rate
    Govt Deposit Guarantee
    2.30% p.a. (for $0 to $250,000)
    0.05% p.a.(for $0 and over)
    Yes up to $250,000

    Bonus rate of 2.30% is made up of the Base rate of 0.05% and Bonus rate of 2.25%. Deposit $2,000 each month and make 5 eligible payments from your Go Account. If you are between 18 and 25 deposit $1,000.

    Enjoy a high interest savings account bundled with an everyday spending account. No monthly fees. And new customers can get a welcome bonus of 5,000 bonus Virgin Money Points (ends 31/08/22. Offer criteria & T&Cs apply).

    Details
  • Mozo Expert Choice Badge
    Life - 18-29 years old
    Maximum rate
    standard interest rate
    Govt Deposit Guarantee
    2.75% p.a. (for $0 to $30,000)
    0.65% p.a.(for $0 and over)
    Yes up to $250,000

    Make 5 card purchases/month with a Westpac Choice account and min 1 deposit and higher balance than at the beginning of the month in Life savings account.

    Are you 18 - 29 years of age? Earn up to a generous 2.75% p.a. variable interest on your savings when you spend and save with Westpac. For individuals aged 18 to 29 on Westpac Life account balances up to $30k.

    Details
  • Mozo Expert Choice Badge
    Bonus Saver Account
    Maximum rate
    standard interest rate
    Govt Deposit Guarantee
    2.10% p.a. (for $0 to $250,000)
    0.05% p.a.(for $0 and over)
    Yes up to $250,000

    Bonus rate when at least $20 is deposited each month and five Visa Debit transactions are made each month using linked Glide transaction account.

    Winner of a Mozo Experts Choice Award 2022 in the Regular Saver category. No monthly account fees. Available only on balances up to $250,000.

    Details
  • Grow Saver
    Maximum rate
    standard interest rate
    Govt Deposit Guarantee
    1.80% p.a. (for $0 and over)
    0.05% p.a.(for $0 and over)
    Yes up to $250,000

    Make at least 1 deposit per month and no more than 1 withdrawal, including internal transfers or external payments. Must enable the Lock Saver feature. 32 days notice for withdrawal and T&C's apply.

    Pay no monthly fees. Set-up to 9 personalised savings accounts and choose to lock as many accounts as you like to earn the maximum variable interest rate. With just 32 days notice to access your money again, your future self will thank you.

    Details
  • Savings Maximiser
    Maximum rate
    standard interest rate
    Govt Deposit Guarantee
    3.10% p.a. (for $0 to $100,000)
    0.55% p.a.(for $0 and over)
    Yes up to $250,000

    For customers who have an Orange Everyday and in each month deposit at least $1,000 into a personal ING account, make at least 5 settled card purchases using the linked ING debit card and grow the account balance.

    No ING fees. Great variable rate every month when you grow your balance each month in addition to other eligibility criteria.

    Details

^See information about the Mozo Experts Choice Savings Account Awards

Mozo provides general product information. We don't consider your personal objectives, financial situation or needs and we aren't recommending any specific product to you. You should make your own decision after reading the PDS or offer documentation, or seeking independent advice.

While we pride ourselves on covering a wide range of products, we don't cover every product in the market. If you decide to apply for a product through our website, you will be dealing directly with the provider of that product and not with Mozo.