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  • Mozo can help you save time and money when shopping around for a car loan. Whether you're buying a new or used card, we compare 142 loans from 43 banks so you can find the best loan for your needs.

Car loan comparisons on MozoRates updated daily

  • People's Choice Credit Union Discounted Personal Loan (over 30k, cars up to 3 years old) (Fixed)

    People's Choice Credit Union Discounted Personal Loan (over 30k, cars up to 3 years old) (Fixed)

    • No monthly account fees
    • No penalties for early repayments
    • Flexible loan terms and repayment options

    Interest rate from

    6.64%

    comparison rate from*

    6.99% based on $30,000
    over 5 years

    Fees

    $250.00 upfront: $0.00/month

    Go to site
    • No monthly account fees
    • No penalties for early repayments
    • Flexible loan terms and repayment options
    Product info
    • Upfront fees: $250
    • Monthly fee: $0.00
    • Exit fee:
    • Repayment options: Weekly, Fortnightly, Monthly
    • Security required: Vehicle
    • Minimum loan amount: $30,000.00
    • Maximun loan amount: $100,000.00
    • Minimum loan term: 1 Year
    Overall rating

    8.4

    Based on 9 People's Choice Credit Union car loan reviews

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  • IMB New Car Personal Loan (Fixed)

    IMB New Car Personal Loan (Fixed)

    • No account keeping fees
    • No penalty for an early payout
    • Flexible terms for 1 to 7 years

    Interest rate from

    6.69%

    comparison rate from*

    6.97% based on $30,000
    over 5 years

    Fees

    $199.00 upfront: $0.00/month

    Go to site
    • No account keeping fees
    • No penalty for an early payout
    • Flexible terms for 1 to 7 years
    Product info
    • Upfront fees: $199
    • Monthly fee: $0.00
    • Exit fee: $0.00
    • Repayment options: Monthly
    • Security required: Vehicle
    • Minimum loan amount: $2,000.00
    • Maximun loan amount: $75,000.00
    • Minimum loan term: 1 Year
    Overall rating

    9.0

    Based on 1 IMB car loan reviews

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  • RACQ New Car Loan (Fixed)

    RACQ New Car Loan (Fixed)

    • No monthly fees
    • Choose loans terms from 1 to 7 years
    • Apply online

    Interest rate from

    6.70%

    comparison rate from*

    7.22% based on $30,000
    over 5 years

    Fees

    $376.90 upfront: $0.00/month

    Go to site
    • No monthly fees
    • Choose loans terms from 1 to 7 years
    • Apply online
    Product info
    • Upfront fees: $377
    • Monthly fee: $0.00
    • Exit fee:
    • Repayment options: Fortnightly, Monthly
    • Security required: Vehicle
    • Minimum loan amount: $15,000.00
    • Maximun loan amount:
    • Minimum loan term: 1 Year
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  • RACV New Car Loan (Fixed)

    RACV New Car Loan (Fixed)

    • No ongoing fees
    • Loan approval within 5 business hours
    • Choose to repay over 1 to 7 years

    Interest rate from

    6.70%

    comparison rate from*

    7.22% based on $30,000
    over 5 years

    Fees

    $367.90 upfront: $0.00/month

    Go to site
    • No ongoing fees
    • Loan approval within 5 business hours
    • Choose to repay over 1 to 7 years
    Product info
    • Upfront fees: $368
    • Monthly fee: $0.00
    • Exit fee:
    • Repayment options: Fortnightly, Monthly
    • Security required: Vehicle
    • Minimum loan amount: $5,000.00
    • Maximun loan amount:
    • Minimum loan term: 1 Year
    Need more information?
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  • Beyond Bank Low Rate Car Loan Special Offer (Fixed)

    Beyond Bank Low Rate Car Loan Special Offer (Fixed)

    • Apply online in 15 minutes
    • Flexible loan terms up to 7 years.
    • Borrow up to 100% of the vehicle purchase price.

    Interest rate from

    6.74%

    comparison rate from*

    6.98% based on $30,000
    over 5 years

    Fees

    $175.00 upfront: $0.00/month

    Go to site
    • Apply online in 15 minutes
    • Flexible loan terms up to 7 years.
    • Borrow up to 100% of the vehicle purchase price.
    Product info
    • Upfront fees: $175
    • Monthly fee: $0.00
    • Exit fee: $0.00
    • Repayment options: Weekly, Fortnightly, Monthly
    • Security required: Vehicle
    • Minimum loan amount: $25,000.00
    • Maximun loan amount:
    • Minimum loan term: 1 Year
    Overall rating

    8.0

    Based on 5 Beyond Bank car loan reviews

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  • bankmecu goGreen Car Loan - greenhouse rating 7+ (Fixed)

    bankmecu goGreen Car Loan - greenhouse rating 7+ (Fixed)

    • No monthly fees
    • Additional payments accepted
    • Borrow from $1,000

    Interest rate from

    7.04%

    comparison rate from*

    7.25% based on $30,000
    over 5 years

    Fees

    $150.00 upfront: $0.00/month

    Go to site
    • No monthly fees
    • Additional payments accepted
    • Borrow from $1,000
    Product info
    • Upfront fees: $150
    • Monthly fee: $0.00
    • Exit fee: $0.00
    • Repayment options: Weekly, Fortnightly, Monthly
    • Security required: Vehicle
    • Minimum loan amount: $1,000.00
    • Maximun loan amount:
    • Minimum loan term: 1 Year
    Overall rating

    4.0

    Based on 4 bankmecu car loan reviews

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  • ANZ Online Secured Car Loan (Fixed)

    ANZ Online Secured Car Loan (Fixed)

    • Borrow more than 100% of the car price to cover extras like accessories
    • You can buy either a new or used car from a dealer or private seller
    • Easy online application

    Interest rate from

    7.29%

    comparison rate from*

    8.14% based on $30,000
    over 5 years

    Fees

    $350.00 upfront: $5.00/month

    Go to site
    • Borrow more than 100% of the car price to cover extras like accessories
    • You can buy either a new or used car from a dealer or private seller
    • Easy online application
    Product info
    • Upfront fees: $350
    • Monthly fee: $5.00
    • Exit fee: $0.00
    • Repayment options: Weekly, Fortnightly, Monthly
    • Security required: Vehicle
    • Minimum loan amount: $7,500.00
    • Maximun loan amount:
    • Minimum loan term: 1 Year
    Overall rating

    7.5

    Based on 73 ANZ car loan reviews

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  • bankmecu goGreen Car Loan - greenhouse rating <7 (Fixed)

    bankmecu goGreen Car Loan - greenhouse rating <7 (Fixed)

    • No monthly fees
    • Additional payments accepted
    • Borrow from $1,000

    Interest rate from

    7.54%

    comparison rate from*

    7.75% based on $30,000
    over 5 years

    Fees

    $150.00 upfront: $0.00/month

    Go to site
    • No monthly fees
    • Additional payments accepted
    • Borrow from $1,000
    Product info
    • Upfront fees: $150
    • Monthly fee: $0.00
    • Exit fee: $0.00
    • Repayment options: Weekly, Fortnightly, Monthly
    • Security required: Vehicle
    • Minimum loan amount: $1,000.00
    • Maximun loan amount:
    • Minimum loan term: 1 Year
    Overall rating

    4.0

    Based on 4 bankmecu car loan reviews

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  • CUA Fixed Rate Car Loan (Up to 2 years old, over $15k)

    CUA Fixed Rate Car Loan (Up to 2 years old, over $15k)

    • Apply online and get a response in 30 seconds
    • No penalties for early payout or extra repayments
    • No monthly fees

    Interest rate from

    7.99%

    comparison rate from*

    8.29% based on $30,000
    over 5 years

    Fees

    $210.00 upfront: $0.00/month

    Go to site
    • Apply online and get a response in 30 seconds
    • No penalties for early payout or extra repayments
    • No monthly fees
    Product info
    • Upfront fees: $210
    • Monthly fee: $0.00
    • Exit fee: $0.00
    • Repayment options: Weekly, Fortnightly, Monthly
    • Security required: Vehicle
    • Minimum loan amount: $15,000.00
    • Maximun loan amount: $100,000.00
    • Minimum loan term: 1 Year
    Overall rating

    8.8

    Based on 5 CUA car loan reviews

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  • St.George Car Loan (Fixed)

    St.George Car Loan (Fixed)

    • Borrow from $3K to $80K
    • Choose to repay over 1 to 5 years
    • Flexible repayment options

    Interest rate from

    8.49%

    comparison rate from*

    9.39% based on $30,000
    over 5 years

    Fees

    $195.00 upfront: $9.00/month

    Go to site
    • Borrow from $3K to $80K
    • Choose to repay over 1 to 5 years
    • Flexible repayment options
    Product info
    • Upfront fees: $195
    • Monthly fee: $9.00
    • Exit fee: $0.00
    • Repayment options: Weekly, Fortnightly, Monthly
    • Security required: Vehicle
    • Minimum loan amount: $3,000.00
    • Maximun loan amount: $80,000.00
    • Minimum loan term: 1 Year
    Overall rating

    6.0

    Based on 62 St.George car loan reviews

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  • BankSA Car Loan (Fixed)

    BankSA Car Loan (Fixed)

    • Apply online and get a response in 60 seconds
    • Choose the frequency of your repayments
    • Choose to repay over 1 to 5 years

    Interest rate from

    8.49%

    comparison rate from*

    9.39% based on $30,000
    over 5 years

    Fees

    $195.00 upfront: $9.00/month

    Go to site
    • Apply online and get a response in 60 seconds
    • Choose the frequency of your repayments
    • Choose to repay over 1 to 5 years
    Product info
    • Upfront fees: $195
    • Monthly fee: $9.00
    • Exit fee: $0.00
    • Repayment options: Weekly, Fortnightly, Monthly
    • Security required: Vehicle
    • Minimum loan amount: $3,000.00
    • Maximun loan amount: $80,000.00
    • Minimum loan term: 1 Year
    Overall rating

    6.7

    Based on 3 BankSA car loan reviews

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  • Westpac Car Loan (Fixed)

    Westpac Car Loan (Fixed)

    • Borrow from $10K to $100K
    • Loan terms from 1 to 7 years
    • Get conditional approval when you apply online

    Interest rate from

    8.49%

    comparison rate from*

    9.54% based on $30,000
    over 5 years

    Fees

    $250.00 upfront: $10.00/month

    Go to site
    • Borrow from $10K to $100K
    • Loan terms from 1 to 7 years
    • Get conditional approval when you apply online
    Product info
    • Upfront fees: $250
    • Monthly fee: $10.00
    • Exit fee: $0.00
    • Repayment options: Weekly, Fortnightly, Monthly
    • Security required: Vehicle
    • Minimum loan amount: $10,000.00
    • Maximun loan amount: $100,000.00
    • Minimum loan term: 1 Year
    Overall rating

    6.6

    Based on 31 Westpac car loan reviews

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  Compare

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* The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a personal loan. The comparison rates displayed are for the amounts and terms quoted, based on monthly principal and interest repayments, on a secured basis for secured loans and an unsecured basis for unsecured loans, and apply only to these examples. Different amounts and terms will result in different comparison rates. Full comparison rate schedules are available from lenders. Costs such as redraw fees or early repayment fees, and savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.