Whether it’s funding a wedding or consolidating debt, Jacaranda Finance’s Express Personal Loan is multi-purpose and could help you get the job done. Fixed rates for this secured loan start from 14.95% p.a. (29.30% p.a. comparison rate*) with a minimum borrowing amount of $5,000. The option to make repayments on a weekly, fortnightly or monthly basis is also offered.
If you’re looking for a personal loan to cover your medical expenses or to make home improvements, then Jacaranda Finance’s Express Personal Loan may be one to consider. Its features include the flexibility to make repayments on a weekly, fortnightly, or monthly basis to match your pay cycle, and the option to make free extra repayments for when you have some spare cash you’d like to put towards your loan.
Borrow a minimum of $5,000 if you need a bit of a cash boost, all the way up to $25,000 for more demanding projects. Fixed rates start from 14.95% p.a. (29.30% p.a. comparison rate*), and you can take out this loan for a term between 2-4 years if eligible.
While there are no exit fees, do keep in mind that there are application, ongoing, and late payment fees you’ll need to budget for. As it’s a secured loan, you’ll also have to put up an asset as collateral against the loan.
This loan could be good if you’re looking for a multi-purpose loan to meet your financial needs.
Keep in mind that there's an associated establishment fee, ongoing fees, as well as a risk fee.
Fixed |
|
14.95% p.a.to 27.95% p.a. fixed |
|
29.30% p.a.to 42.8% p.a.based on $10,000 |
$990.00 |
|
$24.00 |
|
$35.00 |
|
$0.00 |
|
0 |
$5,000.00 |
|
$25,000.00 |
|
2 Years |
|
4 Years |
|
Various, Vehicle |
Car, Debt consolidation, Home improvements, Medical, Weddings |
|
Weekly, Fortnightly, Monthly |
|
yes |
|
no |
|
Application fee from $475 to $990. Additional Risk Fee of $0 to $995 applies. |
|
none |
WARNING: The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a personal loan. The comparison rates displayed are calculated based on a loan of $30,000 for a term of 5 years or a loan of $10,000 for a term of 3 years as indicated, based on monthly principal and interest repayments, on a secured basis for secured loans and an unsecured basis for unsecured loans. This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.
Unsecured Personal Loan
6.75% p.a.to 26.95% p.a.
6.75% p.a.to 26.95% p.a.based on $30,000
over 5 years
Unsecured Personal Loan
5.76% p.a.to 24.03% p.a.
6.55% p.a.to 24.98% p.a.based on $30,000
over 5 years
Low Rate Personal Loan
6.57% p.a.to 8.48% p.a.
7.19% p.a.to 8.84% p.a.based on $30,000
over 5 years
Express Personal Loan
14.95% p.a.to 27.95% p.a.
29.30% p.a.to 42.8% p.a.based on $10,000
over 3 years
Debt Consolidation
6.57% p.a.to 18.99% p.a.
7.19% p.a.to 19.39% p.a.based on $30,000
over 5 years
Debt Consolidation
5.76% p.a.to 24.03% p.a.
6.57% p.a.to 24.99% p.a.based on $30,000
over 5 years
Express Personal Loan
14.95% p.a.to 27.95% p.a.
29.30% p.a.to 42.8% p.a.based on $10,000
over 3 years
Clean Green Car Loan
7.69% p.a.
8.80% p.a.based on $30,000
over 5 years
Unsecured Personal Loan
6.75% p.a.to 26.95% p.a.
6.75% p.a.to 26.95% p.a.based on $30,000
over 5 years
Low Rate Personal Loan
6.57% p.a.to 8.48% p.a.
7.19% p.a.to 8.84% p.a.based on $30,000
over 5 years
Unsecured Personal Loan
5.76% p.a.to 24.03% p.a.
6.55% p.a.to 24.98% p.a.based on $30,000
over 5 years
Express Personal Loan
14.95% p.a.to 27.95% p.a.
29.30% p.a.to 42.8% p.a.based on $10,000
over 3 years
Low Rate Personal Loan
9.14% p.a.to 11.19% p.a.
9.50% p.a.to 11.56% p.a.based on $30,000
over 5 years
Debt Consolidation
5.76% p.a.to 24.03% p.a.
6.57% p.a.to 24.99% p.a.based on $30,000
over 5 years
Unsecured Personal Loan
6.75% p.a.to 26.95% p.a.
6.75% p.a.to 26.95% p.a.based on $30,000
over 5 years
Debt Consolidation
5.76% p.a.to 24.03% p.a.
6.57% p.a.to 24.99% p.a.based on $30,000
over 5 years
Unsecured Personal Loan
6.75% p.a.to 26.95% p.a.
6.75% p.a.to 26.95% p.a.based on $30,000
over 5 years
Unsecured Personal Loan
5.76% p.a.to 24.03% p.a.
6.55% p.a.to 24.98% p.a.based on $30,000
over 5 years
Low Rate Personal Loan
6.57% p.a.to 8.48% p.a.
7.19% p.a.to 8.84% p.a.based on $30,000
over 5 years
Debt Consolidation
5.76% p.a.to 24.03% p.a.
6.57% p.a.to 24.99% p.a.based on $30,000
over 5 years
Clean Green Car Loan
7.69% p.a.
8.80% p.a.
$8.00