Car loan reviews

Read the latest car loan reviews from the Mozo community to get the inside story on everything from the cheapest loans to the best customer service.

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  • ANZ Car Loan review

    Overall rating   6 / 10
    Good customer service.

    Staff are always helpful.

    Price
    7 / 10
    Features
    6 / 10
    Customer service
    8 / 10
    Convenience
    7 / 10
    Trust
    5 / 10
    Less
    Kara, Queensland, reviewed 1 day ago
  • St.George Secured Personal Loan (Fixed) review

    Overall rating   2 / 10
    Great first time that you'll soon forget.

    St George is a subsidiary for Westpac one of the big four banks. So though they may seem like they operate as a seperate entity, they would still be highly influenced by decisions made by the larger bank in regards to their overall operations. This is reflected in the types of products & services which are similar or almost identical, as well as rates, fees and charges which the bank offer their customers. St George have always offered an easy alternate to the other banks in regards to signing up new customers, as the 100 points of identification required to open a new account is a lot easier than as required by most other institutions. Primarily just consisting of a Passport (60points), a drivers licence (30 points) and a letter with a current address (10 points). This is especially ideal for new migrants or people who have just arrived in Australia who require a bank account to begin working, or others who may not have accumulated the necessary documents required by the other banks. I believe St George to be a conventional bank at best, offering services and products similar or comparable to all other banks, great as a starter or 1st time banking institute for customers, but in the long run will move onto other financial institutes which offer better rates, fees, incentives etc not so highly influenced by its bigger brother Westpac.

    Price
    2 / 10
    Features
    3 / 10
    Customer service
    8 / 10
    Convenience
    8 / 10
    Trust
    3 / 10
    Less
    Larry, Queensland, reviewed 2 days ago
  • Bank of Queensland Car Loan (Fixed, Secured) review

    Overall rating   7 / 10
    Good service.

    Friendly staff, good rates.

    Price
    8 / 10
    Features
    7 / 10
    Customer service
    8 / 10
    Convenience
    9 / 10
    Trust
    10 / 10
    Less
    Taylor, New South Wales, reviewed 7 days ago
  • CUA Secured Car Loan (Fixed) review

    Overall rating   10 / 10
    Perfect.

    Totally happy.

    Price
    10 / 10
    Features
    10 / 10
    Customer service
    10 / 10
    Convenience
    10 / 10
    Trust
    10 / 10
    Less
    Thomas, Queensland, reviewed 9 days ago
  • RACV New Car Loan (Fixed, Secured) review

    Overall rating   8 / 10
    Great rates.

    Never had any issues, allowed me to set payments up the way I want.

    Price
    8 / 10
    Features
    8 / 10
    Convenience
    8 / 10
    Trust
    9 / 10
    Less
    Chris, New South Wales, reviewed 11 days ago
  • Beyond Bank Low Rate Car or Personal Loan (Fixed, Secured) review

    Overall rating   9 / 10
    Excellent customer service and interest rate.

    Beyond Bank was very helpful - got back to me within the timeframe they said they would, offered competitive insurance rates and set up everything. I recommend them for all banking.

    Price
    9 / 10
    Features
    9 / 10
    Customer service
    10 / 10
    Convenience
    10 / 10
    Trust
    10 / 10
    Less
    Fiona, South Australia, reviewed 23 days ago
  • Bendigo Bank Green Personal Loan (Fixed, Unsecured) review

    Overall rating   10 / 10
    Great premiums, very competitive.

    I have been with Bendigo for quite a while now, they were very good helping me with my car loan. Very helpful.

    Price
    9 / 10
    Features
    3 / 10
    Customer service
    10 / 10
    Convenience
    10 / 10
    Trust
    10 / 10
    Less
    Kerry, Western Australia, reviewed 23 days ago
  • St.George Secured Personal Loan (Fixed) review

    Overall rating   2 / 10
    Very High interest rates and exit fees.

    Biggest early exit fees I have ever seen, you certainly don't want to get a new car while still under this contract. Interest rates are over the top for a secured personal loan. Terrible contract once you get home and read it all. Only pro is the ease of getting the loan, which some car yards will have as their main provider. Customer service is ok, and the auto and equipment online portal is average. Can make extra repayments but as stated, don't pay it out early. Don't get trapped into a car loan on the same day you want a car, get pre-approved elsewhere.

    Price
    1 / 10
    Features
    1 / 10
    Customer service
    5 / 10
    Convenience
    4 / 10
    Trust
    1 / 10
    Less
    Derek, New South Wales, reviewed 18 days ago
  • Toyota Finance Car Loan review

    Overall rating   1 / 10
    Poor service, not understanding.

    Untrustworthy. Never take a car loan with them, they are not compassionate and don’t give a damn if your financial situation changes. They will not budge an inch.

    Price
    1 / 10
    Features
    1 / 10
    Customer service
    1 / 10
    Convenience
    1 / 10
    Trust
    1 / 10
    Less
    Tk, Queensland, reviewed 21 days ago
  • St.George Car Loan review

    Overall rating   5 / 10
    Useless sharks.

    Would not go near them. Tt takes so long to get any sort of letter from them. They have alot of sneaky fees so beware. Their online system is completely useless and also they are a subbranch of Westpac. Customer service is their only good point. I wont get caught by them again.

    Price
    5 / 10
    Features
    4 / 10
    Customer service
    8 / 10
    Convenience
    3 / 10
    Trust
    4 / 10
    Less
    Justin, Queensland, reviewed 21 days ago
  • Toyota Finance Car Loan review

    Overall rating   9 / 10
    Great deals and excellent customer service.

    Great 0% finance deal on my last purchase.

    Price
    9 / 10
    Features
    3 / 10
    Customer service
    9 / 10
    Trust
    9 / 10
    Less
    Carrie, South Australia, reviewed 3 months ago
  • ANZ Car Loan review

    Overall rating   5 / 10
    Ok.

    Ok, could be better.

    Price
    6 / 10
    Features
    5 / 10
    Customer service
    6 / 10
    Convenience
    3 / 10
    Trust
    6 / 10
    Less
    Jasmin, New South Wales, reviewed 3 months ago
  • St.George Car Loan review

    Overall rating   7 / 10
    Recommend St George!

    Great to deal with and ease of process.

    Price
    7 / 10
    Features
    4 / 10
    Customer service
    8 / 10
    Convenience
    7 / 10
    Trust
    9 / 10
    Less
    Alison, Western Australia, reviewed 3 months ago
  • loans.com.au Car Loan review

    Overall rating   10 / 10
    Great rates, easy setup process.

    Got a fantastic car loan rate. Easy to set up.

    Price
    10 / 10
    Features
    10 / 10
    Customer service
    10 / 10
    Convenience
    10 / 10
    Trust
    10 / 10
    Less
    Andrew, Victoria, reviewed 3 months ago
  • Macquarie Credit Union Car Loan review

    Overall rating   9 / 10
    Overall Macquarie is a great bank.

    Macquarie has been nothing but helpful and friendly when I’ve had any enquires. Would recommend.

    Price
    7 / 10
    Features
    6 / 10
    Customer service
    9 / 10
    Convenience
    9 / 10
    Trust
    8 / 10
    Less
    Emma, Queensland, reviewed 3 months ago
  • Mozo may receive a payment from financial providers listed on the site. Customer reviews are in no way affected by any commercial relationships Mozo has with providers. Reviewers may receive a voucher from Mozo in exchange for their review. Vouchers are given to all reviewers who meet our review guidelines regardless of the sentiment of their reviews.

    Car loan comparisons on Mozo - rates updated daily

    • Low Rate Car Loan Special Offer

      Interest rate
      5.49% p.a.
      comparison rate*
      5.73% p.a.based on $30,000
      over 5 years
      Fees
      $175.00upfront
      and
      $0.00/month

      Terms from 1 to 7 years. Representative example: a 5 year $30,000 loan at 5.49% would cost $34,548.78 including fees.

      Promoted
    • Car Loan

      Interest rate
      5.50% p.a.
      comparison rate*
      5.85% p.a.based on $30,000
      over 5 years
      Fees
      $250.00upfront
      and
      $0.00/month

      Terms from 1 to 7 years. Representative example: a 5 year $30,000 loan at 5.50% would cost $34,632.09 including fees.

      Promoted
    • New Car Loan

      Interest rate
      4.89% p.a.
      comparison rate*
      5.44% p.a.based on $30,000
      over 5 years
      Fees
      $400.00upfront
      and
      $0.00/month

      Terms from 3 to 5 years. Representative example: a 5 year $30,000 loan at 4.89% would cost $34,277.58 including fees.

      Promoted
    • Discounted Personal Car Loan

      Interest rate
      5.64% p.a.
      comparison rate*
      5.99% p.a.based on $30,000
      over 5 years
      Fees
      $250.00upfront
      and
      $0.00/month

      Terms from 1 to 10 years. Representative example: a 5 year $30,000 loan at 5.64% would cost $34,748.53 including fees.

      Promoted
    • FastRoad New Car Loan

      Interest rate
      4.99% p.a.
      comparison rate*
      5.26% p.a.based on $30,000
      over 5 years
      Fees
      $199.00upfront
      and
      $0.00/month

      Terms from 1 to 7 years. Representative example: a 5 year $30,000 loan at 4.99% would cost $34,158.97 including fees.

      Promoted

    *The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a personal loan. The comparison rates displayed are calculated based on a loan of $30,000 for a term of 5 years or a loan of $10,000 for a term of 3 years as indicated, based on monthly principal and interest repayments, on a secured basis for secured loans and an unsecured basis for unsecured loans. WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.

    Want more? Compare all 196 car loans in the Mozo comparison engine.

    Compare more car loans

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