Car loan reviews

Read the latest car loan reviews from the Mozo community to get the inside story on everything from the cheapest loans to the best customer service.

Search reviews by

Search

Recent car loan reviews

Sort reviews by: date | helpful vote | thumbs up | thumbs down

Commonwealth Bank

Commonwealth Bank Student Car Loan (Fixed) car loan review

Overall rating   10 / 10

Best customer service I have ever received

From start to finish was a good experience
Full review

From start to finish was a good experience

    Price   10 / 10

    Features   10 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

Less

Abe (QLD), reviewed 10 days ago

Bank of Melbourne

Bank of Melbourne Secured Personal Loan (Fixed) car loan review

Overall rating   10 / 10

Great manageable weekly price

Great percentage, easy weekly payments
Full review

Great percentage, easy weekly payments

    Price   10 / 10

    Features   10 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

Less

Julie (VIC), reviewed 10 days ago

Esanda

Esanda car loan review

Overall rating   10 / 10

Never did me wrong

Just finished paying my car off and never had any dramas. The application process was soo smooth I'd definitely recommend to others.
Full review

Just finished paying my car off and never had any dramas. The application process was soo smooth I'd definitely recommend to others.

    Price   10 / 10

    Features   10 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

Less

Bronts (QLD), reviewed 18 days ago

St.George

St.George car loan review

Overall rating   6 / 10

Ok

Repayment options were limited but other then that awesome
Full review

Repayment options were limited but other then that awesome

    Price   7 / 10

    Features   8 / 10

    Customer service   7 / 10

    Convenience   4 / 10

    Trust   8 / 10

Less

Robert (NSW), reviewed 20 days ago

ANZ

ANZ Online Secured Car Loan (Fixed) car loan review

Overall rating   9 / 10

See previous review.

See previous review.
Full review

See previous review.

    Price   9 / 10

    Features   9 / 10

    Customer service   9 / 10

    Convenience   9 / 10

    Trust   9 / 10

Less

Jon (WA), reviewed 21 days ago

ANZ

ANZ Online Secured Car Loan (Fixed) car loan review

Overall rating   10 / 10

Easy to get a loan great services

Great prices and great services
Full review

Great prices and great services

    Price   10 / 10

    Features   10 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

Less

Rebecca (NSW), reviewed 21 days ago

St.George

St.George Secured Personal Loan (Fixed) car loan review

Overall rating   10 / 10

Easy to work with

Let you withdraw money if you need to, granted you have paid enough
Full review

Let you withdraw money if you need to, granted you have paid enough

    Price   9 / 10

    Features   6 / 10

    Customer service   10 / 10

    Convenience   9 / 10

    Trust   6 / 10

Less

Alana (QLD), reviewed 21 days ago

Queenslanders Credit Union

Queenslanders Credit Union car loan review

Overall rating   9 / 10

Competitive rates and great customer service.

Queenslanders team are always helpful especially my local Booval Branch..they have a friendly and personal approach to their clients and always greet you on entry to the branch office with a happy and friendly smile and expert advice on any matter...
Full review

Queenslanders team are always helpful especially my local Booval Branch..they have a friendly and personal approach to their clients and always greet you on entry to the branch office with a happy and friendly smile and expert advice on any matter regarding finance , banking, even insurance and money exchange for travel.

    Price   9 / 10

    Features   8 / 10

    Customer service   9 / 10

    Convenience   9 / 10

    Trust   9 / 10

Less

Paul (QLD), reviewed 21 days ago

Bank of Melbourne

Bank of Melbourne car loan review

Overall rating   8 / 10

Great customer service

Very professional
Full review

Very professional

    Price   6 / 10

    Features   6 / 10

    Customer service   5 / 10

    Convenience   5 / 10

    Trust   5 / 10

Less

Adele (VIC), reviewed 21 days ago

Esanda

Esanda car loan review

Overall rating   10 / 10

Great customer service and very easy to get a loan

Great customer service and very easy to get a loan
Full review

Great customer service and very easy to get a loan

    Price   8 / 10

    Features   3 / 10

    Customer service   10 / 10

    Convenience   1 / 10

    Trust   10 / 10

Less

David (QLD), reviewed 21 days ago

Esanda

Esanda car loan review

Overall rating   1 / 10

Wish I never loaned through them

Interest rates to high and no branches in sa
Full review

Interest rates to high and no branches in sa

    Price   1 / 10

    Features   1 / 10

    Customer service   3 / 10

    Convenience   0 / 10

    Trust   2 / 10

Less

Kylie (SA), reviewed 21 days ago

HSBC

HSBC car loan review

Overall rating   9 / 10

Great rates

Good customer service
Full review

Good customer service

    Price   7 / 10

    Features   5 / 10

    Customer service   8 / 10

    Convenience   8 / 10

    Trust   9 / 10

Less

Shannon (QLD), reviewed 21 days ago

Toyota Finance

Toyota Finance car loan review

Overall rating   6 / 10

Good service

Easy to sign up when buying from a Toyota dealer.
Full review

Easy to sign up when buying from a Toyota dealer.

    Price   7 / 10

    Features   3 / 10

    Customer service   7 / 10

    Convenience   5 / 10

    Trust   7 / 10

Less

Isaac (VIC), reviewed 21 days ago

Macquarie Credit Union

Macquarie Credit Union car loan review

Overall rating   8 / 10

Very helpful with any proplems

Helpful customer service
Full review

Helpful customer service

    Price   7 / 10

    Features   7 / 10

    Customer service   8 / 10

    Convenience   8 / 10

    Trust   8 / 10

Less

Chris (QLD), reviewed 21 days ago

ANZ

ANZ Online Secured Car Loan (Fixed) car loan review

Overall rating   7 / 10

For this product, easily the best of "big 4"

Fine. Completely open and honest and well-explained. Staff professional and friendly.
Full review

Fine. Completely open and honest and well-explained. Staff professional and friendly.

    Price   6 / 10

    Features   6 / 10

    Customer service   6 / 10

    Convenience   7 / 10

    Trust   7 / 10

Less

C.i.wilson (VIC), reviewed 21 days ago

Westpac

Westpac Car Loan (Fixed) car loan review

Overall rating   10 / 10

Great customer service (see above)

I like the Westpac bank for the customer satisfaction and ease of information available, the staff could not do more for Myself and I have spoken to other Westpac customers and they have said the same, I intend to apply for more loans from Westpac...
Full review

I like the Westpac bank for the customer satisfaction and ease of information available, the staff could not do more for Myself and I have spoken to other Westpac customers and they have said the same, I intend to apply for more loans from Westpac Bank in the future.

    Price   8 / 10

    Features   9 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

Less

Geoff (NSW), reviewed 22 days ago

Melbourne University Credit Union

Melbourne University Credit Union car loan review

Overall rating   10 / 10

Awesome credit union

Awesome credit union
Full review

Awesome credit union

    Price   10 / 10

    Features   10 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

Less

Gerard (NSW), reviewed 24 days ago

Commonwealth Bank

Commonwealth Bank Unsecured Personal Loan (Variable) car loan review

Overall rating   6 / 10

Needed loan for 4x4

Not bad
Full review

Not bad

    Price   5 / 10

    Features   6 / 10

    Customer service   6 / 10

    Convenience   6 / 10

    Trust   5 / 10

Less

Bradley (WA), reviewed about 1 month ago

ANZ

ANZ Unsecured Personal Loan (Fixed) car loan review

Overall rating   7 / 10

Good all round product

Overall a good product, reasonably well prices . Good rates always kept up to date with monthly statements
Full review

Overall a good product, reasonably well prices . Good rates always kept up to date with monthly statements

    Price   8 / 10

    Features   7 / 10

    Customer service   7 / 10

    Convenience   7 / 10

    Trust   6 / 10

Less

Colin (NSW), reviewed about 2 months ago

ANZ

ANZ Online Secured Car Loan (Fixed) car loan review

Overall rating   9 / 10

A bank with a heart and excellent protection

I like this bank because they are flexible - when I injured myself within the year of getting the loan, they were flexible, kept contact, suggested alternative routes to paying my loan and assisted me wherever possible. No annoying emails or phone...
Full review

I like this bank because they are flexible - when I injured myself within the year of getting the loan, they were flexible, kept contact, suggested alternative routes to paying my loan and assisted me wherever possible. No annoying emails or phone calls asking me to pay up.

    Price   7 / 10

    Features   5 / 10

    Customer service   10 / 10

    Convenience   8 / 10

    Trust   9 / 10

Less

Abby (QLD), reviewed about 2 months ago

Bendigo Bank

Bendigo Bank car loan review

Overall rating   7 / 10

Fantastic

Great bank wouldn't go anywhere else
Full review

Great bank wouldn't go anywhere else

    Price   7 / 10

    Features   7 / 10

    Customer service   8 / 10

    Convenience   7 / 10

    Trust   8 / 10

Less

Cherie (SA), reviewed about 2 months ago

St.George

St.George Car Loan (Fixed) car loan review

Overall rating   6 / 10

Poor customer service

This bank isn't the ideal bank to be getting a car loan through. It took me a year after getting the loan to be able to monitor how it is going. I have no option to send extra money and I can't change any details
Full review

This bank isn't the ideal bank to be getting a car loan through. It took me a year after getting the loan to be able to monitor how it is going. I have no option to send extra money and I can't change any details

    Price   5 / 10

    Features   7 / 10

    Customer service   7 / 10

    Convenience   5 / 10

    Trust   6 / 10

Less

Cheyenne (NSW), reviewed about 2 months ago

Queenslanders Credit Union

Queenslanders Credit Union Special Car Loan (Variable) car loan review

Overall rating   10 / 10

Great customer service

Great customer service, competitive rates, great to deal with
Full review

Great customer service, competitive rates, great to deal with

    Price   10 / 10

    Features   10 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

Less

Erin (QLD), reviewed about 2 months ago

ANZ

ANZ Online Secured Car Loan (Fixed) car loan review

Overall rating   9 / 10

Came to the party on the interest rate

Very good to deal with
Full review

Very good to deal with

    Price   8 / 10

    Features   7 / 10

    Customer service   9 / 10

    Convenience   9 / 10

    Trust   9 / 10

Less

Chris (WA), reviewed 2 months ago

AMP

AMP car loan review

Overall rating   7 / 10

Great value for money

Great value for money
Full review

Great value for money

    Price   7 / 10

    Features   6 / 10

    Customer service   6 / 10

    Convenience   6 / 10

    Trust   6 / 10

Less

Sam (VIC), reviewed 2 months ago

Car loan comparisons on Mozo Rates updated daily

  • People's Choice Credit Union Discounted Personal Loan (New cars over $20k, Fixed)

    People's Choice Credit Union Discounted Personal Loan (New cars over $20k, Fixed)

    • No monthly account fees
    • No penalties for early repayments
    • Flexible loan terms and repayment options

    Interest rate from

    5.64%

    comparison rate from*

    5.99% based on $30,000
    over 5 years

    Fees

    $250.00 upfront: $0.00/month

    Go to site

    More info

    • No monthly account fees
    • No penalties for early repayments
    • Flexible loan terms and repayment options
    Product info
    • Upfront fees: $250
    • Monthly fee: $0.00
    • Exit fee:
    • Repayment options: Weekly, Fortnightly, Monthly
    • Security required: Vehicle
    • Minimum loan amount: $20,000.00
    • Maximun loan amount: $100,000.00
    • Minimum loan term: 1 Year
    • Maximum loan term: 10 Years
    Overall rating

    8.1

    Based on 22 People's Choice Credit Union car loan reviews

    Need more information?
    Go to site

    More info

  • RACV New Car Loan (Fixed)

    RACV New Car Loan (Fixed)

    • No ongoing fees
    • Loan approval within 5 business hours
    • Choose to repay over 1 to 7 years

    Interest rate from

    6.50%

    comparison rate from*

    7.02% based on $30,000
    over 5 years

    Fees

    $367.90 upfront: $0.00/month

    Go to site

    More info

    • No ongoing fees
    • Loan approval within 5 business hours
    • Choose to repay over 1 to 7 years
    Product info
    • Upfront fees: $368
    • Monthly fee: $0.00
    • Exit fee:
    • Repayment options: Fortnightly, Monthly
    • Security required: Vehicle
    • Minimum loan amount: $5,000.00
    • Maximun loan amount:
    • Minimum loan term: 1 Year
    • Maximum loan term: 7 Years
    Need more information?
    Go to site

    More info

  • RACQ New Car Loan (Fixed)

    RACQ New Car Loan (Fixed)

    • No monthly fees
    • Choose loans terms from 1 to 7 years
    • Apply online

    Interest rate from

    6.50%

    comparison rate from*

    7.02% based on $30,000
    over 5 years

    Fees

    $384.90 upfront: $0.00/month

    Go to site

    More info

    • No monthly fees
    • Choose loans terms from 1 to 7 years
    • Apply online
    Product info
    • Upfront fees: $385
    • Monthly fee: $0.00
    • Exit fee:
    • Repayment options: Fortnightly, Monthly
    • Security required: Vehicle
    • Minimum loan amount: $15,000.00
    • Maximun loan amount:
    • Minimum loan term: 1 Year
    • Maximum loan term: 7 Years
    Need more information?
    Go to site

    More info

  • Australian Military Bank Equity Car Loan (Variable)

    Australian Military Bank Equity Car Loan (Variable)

    • Anyone can apply
    • On-the-spot conditional approval available
    • No penalties for early payout or extra repayments

    Interest rate from

    6.50%

    comparison rate from*

    7.46% based on $30,000
    over 5 years

    Fees

    $180.00 upfront: $10.00/month

    Go to site

    More info

    • Anyone can apply
    • On-the-spot conditional approval available
    • No penalties for early payout or extra repayments
    Product info
    • Upfront fees: $180
    • Monthly fee: $10.00
    • Exit fee: $0.00
    • Repayment options: Weekly, Fortnightly, Monthly
    • Security required: Vehicle
    • Minimum loan amount: $1,000.00
    • Maximun loan amount: $80,000.00
    • Minimum loan term: 1 Year
    • Maximum loan term: 7 Years
    Overall rating

    6.1

    Based on 18 Australian Military Bank car loan reviews

    Need more information?
    Go to site

    More info

  • Bank Australia Car Loan (Fixed)

    Bank Australia Car Loan (Fixed)

    • Applies to new or used vehicle purchases up to seven years of age
    • Additional payments accepted
    • No establishment fee for vehicles with a 5 star ANCAP or 7+ star greenhouse rating

    Interest rate from

    6.70%

    comparison rate from*

    6.91% based on $30,000
    over 5 years

    Fees

    $150.00 upfront: $0.00/month

    Go to site

    More info

    • Applies to new or used vehicle purchases up to seven years of age
    • Additional payments accepted
    • No establishment fee for vehicles with a 5 star ANCAP or 7+ star greenhouse rating
    Product info
    • Upfront fees: $150
    • Monthly fee: $0.00
    • Exit fee: $0.00
    • Repayment options: Weekly, Fortnightly, Monthly
    • Security required: Vehicle
    • Minimum loan amount: $1,000.00
    • Maximun loan amount:
    • Minimum loan term: 1 Year
    • Maximum loan term: 7 Years
    Overall rating

    4.1

    Based on 11 Bank Australia car loan reviews

    Need more information?
    Go to site

    More info

  Compare

Want more? Compare all 172 car loans in the Mozo comparison engine.

Compare all car loans

Look for a specific type of car loan:

-- Choose loan type --

* The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a personal loan. The comparison rates displayed are for the amounts and terms quoted, based on monthly principal and interest repayments, on a secured basis for secured loans and an unsecured basis for unsecured loans, and apply only to these examples. Different amounts and terms will result in different comparison rates. Full comparison rate schedules are available from lenders. Costs such as redraw fees or early repayment fees, and savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.

rate to win ipad

Rate to win

Want to win a new 64GB iPhone 6? Simply review your bank, insurer, gas or electricity for your chance to win!

What would you like to review?

peoples choice award

People's Choice Award 2015

Forget industry awards where banks scratch each other's backs. Mozo presents the People's Choice Awards, based on more than 10,000 real customer reviews.

Check out the winners
Back to top

About Mozo Reviews

Mozo gives you the inside story on the best banking and insurance products as rated by thousands of real customers around Australia.

We don't make subjective judgments, nor do advertisers influence our ratings.

Although our reviews may be moderated to improve quality standards, they are moderated independently of any of Mozo’s commercial relationships.