This company is unethical and unprofessional. We had a car written off in a hail storm and they charged $3000 to get out of contract.
Quick loan easily achieved.
I’ve been with Toyota finance for 4 years and very pleased with the service. They have been understanding and accommodating in financial difficulties. Couldn’t be happier.
Commonwealth bank simply has terrible customer service. Not only is it hard to get in touch with them, but when you do, the staff is generally rude. Most problems are actually caused by the untrained staff themselves and this is abysmal, considering the huge profit margins they must be running at, by refusing to pass on rate cuts to the customer. Terrible service by Commonwealth Bank.
Pros: Easily contactable Extremely helpful Flexible Cons: Cant think of any
To get a car loan from them is the best thing I have done. They are very helpful in hard times since l lost my job. Macquarie car loans have also been so helpful in this time of cov19.
Low interest rate, great customer service!
Pros: -Clear communication via email and phone -Clear costs listed, no hidden costs or balloon payments -Extra repayments can be made in advance -Low interest rates, lower than car dealers and most other banks Cons: -No choice of car insurance company, must go with CUA's partner Allianz -Automatically on the 7 year loan option, with no communication to choose the amount of years
I was previously with the Queensland Teachers Credit Union, which merged with RACQ Bank. They have always been a great bunch of people to deal with, and have gone out of their way to help me when I've needed assistance. They found, through one of their services, a great car for us to buy, checked it mechanically, and loaned us the money for it at a very competitive rate. We had that car for five years. When I wanted a new car, they once again stepped in, cleared the car before recommending it, and made the loan / purchase process smooth and stress-free.
This is bank is helpful, friendly and I am able to pay off my loan with ease early if I want.
Very flexible product, low rate 4.89% fixed with no exit fees.
This is the worst ever loan that I ever got. No communication through email, phone, waiting for a long time to be served (30 mins, 40 mins or more). No notification, no tracking record. Bad manner phone talk (so rude I should say). After I had finished making the repayment, they did not clear or update my loan record. I need to chase because my home loan bank is chasing after me. What a nightmare. Don't loan the money from this Car Loan service. So bad, so rude, so hopeless and frustrations.
I would say it’s the most genuine bank in Australia even if it's a smaller organisation. The staff is so helpful that you never have to worry about anything. I am sure I'll keep my dealing continue and grow further with Unity Bank.
Very competitive rates. Fast to respond.
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Terms from 3 to 5 years. Representative example: a 5 year $30,000 loan at 4.67% would cost $34,096.76 including fees.
Terms from 2 to 3 years. Representative example: a 3 year $10,000 loan at 6.99% would cost $11,450.06 including fees.
Terms from 3 to 7 years. Representative example: a 5 year $30,000 loan at 4.89% would cost $34,276.58 including fees.
Terms from 3 to 5 years. Representative example: a 5 year $30,000 loan at 3.97% would cost $33,525.38 including fees.
Terms from 2 to 5 years. Representative example: a 5 year $30,000 loan at 6.81% would cost $36,280.02 including fees.
WARNING: The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a personal loan. The comparison rates displayed are calculated based on a loan of $30,000 for a term of 5 years or a loan of $10,000 for a term of 3 years as indicated, based on monthly principal and interest repayments, on a secured basis for secured loans and an unsecured basis for unsecured loans. This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.
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