Tried to get a loan I already have refinanced, they use the audacity to tell me i can’t afford it - yet i am already paying a higher repayment than what RAC would offer me. Very unhappy, have since gone elsewhere and been approved for the refinancing. wasted my time for 2 weeks.
More RAC car loan customer reviewsAs someone who works in finance, I would hope that others would operate in the same manner as I would for my clients. Thought I would inquire about re financing a car loan through RAC, went through the application and gave all info only to be told that their policies don’t fit my current circumstance. That is all well and good, but that conclusion could have been drawn without leaving an inquiry on my credit file. The information given was enough to make a decision without damaging my credit file. I have 2 homes insured with RAC, 2 cars insured with RAC and I will be looking elsewhere for each of them as a result of this poorly handled loan application. Credit files should be the last thing to be touched on an application, it is a serious thing that can effect people’s livelihoods!
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Excessive early repayment fees and $400 establishment fee. Early repayment fee just went up to $700 in the first and second year and $500 in subsequent years. Means you're paying $700 early repayment in the first 2 years of a 3 year loan! Shop around. There's better deals out there. I'll never use them again.
More loans.com.au car loan customer reviews
Liberty are vampires who prey on vulnerable situations. Time and again they have screwed me over in the past three years of me paying a loan back (at 19% interest!) I was desperate yes, and I'll never make that mistake again. Liberty did nothing to help me when Covid saw me redundant (they LET me allow my loan to catch up to the date I had already paid in advance of). They then told another finance company I was unreliable because of this when I tried to re-finance out of the loan - causing them to reject by finance and impact to my credit rating (which I have been working on furiously to improve for years). To top it off, now that I have the funds to escape this loan (which by the way after paying around $10k off, is still nearly at the initial loan amount), they keep changing the payout fee (in fact it has gone UP in the space of a week, and within that week I actually had a loan repayment direct debited!). VAMPIRES that should be disgusted in themselves honestly, I hope that if you are in a bad financial situation you read my review and are wary of Liberty and spread the word - they will do everything they can to sabotage your chances of escape.
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Happy with product and great service.
More Pepper Money car loan customer reviewsFrom the moment I called to Enquiry till the end of my loan these guys have been great.
More Pepper Money car loan customer reviewsNice and easy whilst providing a low rate and great customer service.
More Pepper Money car loan customer reviewsGreat service. Haven't had any issues.
More Pepper Money car loan customer reviewsOutstanding customer service, with a Seamless experience from start to end. I recommend this great company to everyone.
More Pepper Money car loan customer reviewsEasy from start to finish. Very happy and great experience.
More Pepper Money car loan customer reviewsExcellent service and experience overall. Very happy and will recommend.
More Pepper Money car loan customer reviewsGreat customer service and very easy to deal with. Process was smooth. Criteria was specific and very straight forward so overall experience was great.
More Pepper Money car loan customer reviewsCould understand what they were talking about. Very happy with them.
More Pepper Money car loan customer reviewsThe team at Pepper were great from the time I settled my loan and assisting with portal access to the end of term when I needed assistance getting details of how much was outstanding. Cannot fault them.
More Pepper Money car loan customer reviews
The most rude and incompetent company I've ever tried to deal with. The worst and most frustrating customer service. They put you on hold and wait for you to hang up, if you manage to speak to someone they will transfer you to the wrong department and then give you the same number to call so you can do it again. Don't waste your time.
More Latitude car loan customer reviewsMozo may receive a payment from financial providers listed on the site. Customer reviews are in no way affected by any commercial relationships Mozo has with providers. Reviewers may receive a voucher from Mozo in exchange for their review. Vouchers are given to all reviewers who meet our review guidelines regardless of the sentiment of their reviews.
Terms from 3 to 5 years. Representative example: a 5 year $30,000 loan at 4.67% would cost $34,096.76 including fees.
Terms from 3 to 7 years. Representative example: a 5 year $30,000 loan at 4.74% would cost $33,949.23 including fees.
Terms from 1 to 7 years. Representative example: a 5 year $30,000 loan at 5.35% would cost $34,507.61 including fees.
Terms from 1 to 7 years. Representative example: a 5 year $30,000 loan at 4.89% would cost $34,377.58 including fees.
Terms from 3 to 7 years. Representative example: a 5 year $30,000 loan at 4.89% would cost $34,276.58 including fees.
WARNING: The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a personal loan. The comparison rates displayed are calculated based on a loan of $30,000 for a term of 5 years or a loan of $10,000 for a term of 3 years as indicated, based on monthly principal and interest repayments, on a secured basis for secured loans and an unsecured basis for unsecured loans. This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.
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