Car loan reviews

Read the latest car loan reviews from the Mozo community to get the inside story on everything from the cheapest loans to the best customer service.

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Bank of Melbourne

Bank of Melbourne Secured Personal Loan (Fixed) car loan review

Overall rating   8 / 10

Interest rate is high

Being a pensioner, they were rather reluctant to approve my loan, but then when combined with pension incomes from my ex-partner, they got the loan approved.

Being a pensioner, they were rather reluctant to approve my loan, but then when combined with pension incomes from my ex-partner, they got the loan approved.

    Price   3 / 10

    Features   / 10

    Customer service   / 10

    Convenience   / 10

    Trust   / 10

Less

Malcolm (VIC), reviewed about 2 months ago

Aussie

Aussie car loan review

Overall rating   6 / 10

Inconvenience caused due to less branches

I find the bank to be like most but I find they have less branches than most

I find the bank to be like most but I find they have less branches than most

    Price   8 / 10

    Features   / 10

    Customer service   / 10

    Convenience   / 10

    Trust   / 10

Less

Barry (NSW), reviewed about 2 months ago

St.George

St.George Secured Personal Loan (Fixed) car loan review

Overall rating   9 / 10

Competitive interest rates, good customer service

It is a breeze to get approval for a car loan with this bank as long as all your documents and requirements are in place and you pass it. Efficient to deal with though I have not yet been introduced to an app nor internet banking for this bank.

It is a breeze to get approval for a car loan with this bank as long as all your documents and requirements are in place and you pass it. Efficient to deal with though I have not yet been introduced to an app nor internet banking for this bank.

    Price   9 / 10

    Features   / 10

    Customer service   / 10

    Convenience   / 10

    Trust   / 10

Less

Maria (VIC), reviewed 4 months ago

Commonwealth Bank

Commonwealth Bank Secured Car Loan (Fixed) car loan review

Overall rating   6 / 10

Could do a little more for pensioners

After applying for a loan it took some time to get a response.

After applying for a loan it took some time to get a response.

    Price   7 / 10

    Features   / 10

    Customer service   / 10

    Convenience   / 10

    Trust   / 10

Less

Stuart (QLD), reviewed 5 months ago

Bank Australia

Bank Australia car loan review

Overall rating   10 / 10

Great personal experience, consumer involved

Bank Australia is a small consumer involved and environmentally friendly bank. It actually had the lowest interest provided at the time and because of it's small community, it has a personal approach to loans dealing with one consultant through...

Bank Australia is a small consumer involved and environmentally friendly bank. It actually had the lowest interest provided at the time and because of it's small community, it has a personal approach to loans dealing with one consultant through the whole process.

    Price   10 / 10

    Features   / 10

    Customer service   / 10

    Convenience   / 10

    Trust   / 10

Less

Stephanie (VIC), reviewed 7 months ago

NAB

NAB Personal Loan (Fixed, Unsecured) car loan review

Overall rating   9 / 10

Overall they're a good bank

They have been great overall, but wish they would provide bigger loans.

They have been great overall, but wish they would provide bigger loans.

    Price   6 / 10

    Features   / 10

    Customer service   / 10

    Convenience   / 10

    Trust   / 10

Less

Darren (QLD), reviewed 7 months ago

Alliance One Credit Union

Alliance One Credit Union car loan review

Overall rating   9 / 10

They provide great customer service

I like this bank because I get assistance every time for whatever my enquiry may be.

I like this bank because I get assistance every time for whatever my enquiry may be.

    Price   3 / 10

    Features   / 10

    Customer service   / 10

    Convenience   / 10

    Trust   / 10

Less

Mikaele (VIC), reviewed 7 months ago

Commonwealth Bank

Commonwealth Bank Secured Car Loan (Fixed) car loan review

Overall rating   4 / 10

Average service

Was very good to start with but when I applied for a credit card the service was very mediocre.

Was very good to start with but when I applied for a credit card the service was very mediocre.

    Price   4 / 10

    Features   3 / 10

    Customer service   6 / 10

    Convenience   3 / 10

    Trust   4 / 10

Less

Andrea (NSW), reviewed 10 months ago

Bendigo Bank

Bendigo Bank Unsecured Personal Loan (Fixed) car loan review

Overall rating   10 / 10

best bank I've been with

I have been with Bendigo bank for a long time now. I am very happy with the service and have never had any problems.

I have been with Bendigo bank for a long time now. I am very happy with the service and have never had any problems.

    Price   10 / 10

    Features   10 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

Less

Kenneth (VIC), reviewed 10 months ago

Suncorp

Suncorp car loan review

Overall rating   6 / 10

Good enough

They are a bank and do what is expected of them.

They are a bank and do what is expected of them.

    Price   5 / 10

    Features   5 / 10

    Customer service   5 / 10

    Convenience   6 / 10

    Trust   7 / 10

Less

Sean (QLD), reviewed about 1 year ago

Bendigo Bank

Bendigo Bank car loan review

Overall rating   3 / 10

OK

Don't like the service

Don't like the service

    Price   3 / 10

    Features   3 / 10

    Customer service   3 / 10

    Convenience   3 / 10

    Trust   3 / 10

Less

Joy (VIC), reviewed about 1 year ago

Commonwealth Bank

Commonwealth Bank Student Car Loan (Fixed) car loan review

Overall rating   10 / 10

Best customer service I have ever received

From start to finish was a good experience

From start to finish was a good experience

    Price   10 / 10

    Features   10 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

Less

Abe (QLD), reviewed over 1 year ago

Bank of Melbourne

Bank of Melbourne Secured Personal Loan (Fixed) car loan review

Overall rating   10 / 10

Great manageable weekly price

Great percentage, easy weekly payments

Great percentage, easy weekly payments

    Price   10 / 10

    Features   10 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

Less

Julie (VIC), reviewed over 1 year ago

Esanda

Esanda car loan review

Overall rating   10 / 10

Never did me wrong

Just finished paying my car off and never had any dramas. The application process was soo smooth I'd definitely recommend to others.

Just finished paying my car off and never had any dramas. The application process was soo smooth I'd definitely recommend to others.

    Price   10 / 10

    Features   10 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

Less

Bronts (QLD), reviewed over 1 year ago

St.George

St.George car loan review

Overall rating   6 / 10

Ok

Repayment options were limited but other then that awesome

Repayment options were limited but other then that awesome

    Price   7 / 10

    Features   8 / 10

    Customer service   7 / 10

    Convenience   4 / 10

    Trust   8 / 10

Less

Robert (NSW), reviewed over 1 year ago

ANZ

ANZ Online Secured Car Loan (Fixed) car loan review

Overall rating   9 / 10

See previous review.

See previous review.

See previous review.

    Price   9 / 10

    Features   9 / 10

    Customer service   9 / 10

    Convenience   9 / 10

    Trust   9 / 10

Less

Jon (WA), reviewed over 1 year ago

ANZ

ANZ Online Secured Car Loan (Fixed) car loan review

Overall rating   10 / 10

Easy to get a loan great services

Great prices and great services

Great prices and great services

    Price   10 / 10

    Features   10 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

Less

Rebecca (NSW), reviewed over 1 year ago

St.George

St.George Secured Personal Loan (Fixed) car loan review

Overall rating   10 / 10

Easy to work with

Let you withdraw money if you need to, granted you have paid enough

Let you withdraw money if you need to, granted you have paid enough

    Price   9 / 10

    Features   6 / 10

    Customer service   10 / 10

    Convenience   9 / 10

    Trust   6 / 10

Less

Alana (QLD), reviewed over 1 year ago

Queenslanders Credit Union

Queenslanders Credit Union car loan review

Overall rating   9 / 10

Competitive rates and great customer service.

Queenslanders team are always helpful especially my local Booval Branch..they have a friendly and personal approach to their clients and always greet you on entry to the branch office with a happy and friendly smile and expert advice on any matter...

Queenslanders team are always helpful especially my local Booval Branch..they have a friendly and personal approach to their clients and always greet you on entry to the branch office with a happy and friendly smile and expert advice on any matter regarding finance , banking, even insurance and money exchange for travel.

    Price   9 / 10

    Features   8 / 10

    Customer service   9 / 10

    Convenience   9 / 10

    Trust   9 / 10

Less

Paul (QLD), reviewed over 1 year ago

Bank of Melbourne

Bank of Melbourne car loan review

Overall rating   8 / 10

Great customer service

Very professional

Very professional

    Price   6 / 10

    Features   6 / 10

    Customer service   5 / 10

    Convenience   5 / 10

    Trust   5 / 10

Less

Adele (VIC), reviewed over 1 year ago

Esanda

Esanda car loan review

Overall rating   10 / 10

Great customer service and very easy to get a loan

Great customer service and very easy to get a loan

Great customer service and very easy to get a loan

    Price   8 / 10

    Features   3 / 10

    Customer service   10 / 10

    Convenience   1 / 10

    Trust   10 / 10

Less

David (QLD), reviewed over 1 year ago

Esanda

Esanda car loan review

Overall rating   1 / 10

Wish I never loaned through them

Interest rates to high and no branches in sa

Interest rates to high and no branches in sa

    Price   1 / 10

    Features   1 / 10

    Customer service   3 / 10

    Convenience   0 / 10

    Trust   2 / 10

Less

Kylie (SA), reviewed over 1 year ago

HSBC

HSBC car loan review

Overall rating   9 / 10

Great rates

Good customer service

Good customer service

    Price   7 / 10

    Features   5 / 10

    Customer service   8 / 10

    Convenience   8 / 10

    Trust   9 / 10

Less

Shannon (QLD), reviewed over 1 year ago

Toyota Finance

Toyota Finance car loan review

Overall rating   6 / 10

Good service

Easy to sign up when buying from a Toyota dealer.

Easy to sign up when buying from a Toyota dealer.

    Price   7 / 10

    Features   3 / 10

    Customer service   7 / 10

    Convenience   5 / 10

    Trust   7 / 10

Less

Isaac (VIC), reviewed over 1 year ago

Macquarie Credit Union

Macquarie Credit Union car loan review

Overall rating   8 / 10

Very helpful with any proplems

Helpful customer service

Helpful customer service

    Price   7 / 10

    Features   7 / 10

    Customer service   8 / 10

    Convenience   8 / 10

    Trust   8 / 10

Less

Chris (QLD), reviewed over 1 year ago

Mozo may receive a payment from financial providers listed on the site. Customer reviews are in no way affected by any commercial relationships Mozo has with providers. Reviewers may receive a voucher from Mozo in exchange for their review. Vouchers are given to all reviewers who meet our review guidelines regardless of the sentiment of their reviews.

Car loan comparisons on Mozo - rates updated daily

  • MOZO EXPERTS CHOICE AWARDS 2016

    loans.com.au New Car Loan (Up to 4 years old, Fixed)

    loans.com.au New Car Loan (Up to 4 years old, Fixed)

    • No monthly or ongoing fees
    • Borrow $5K to $100K
    • 3,4,5 year loan term available

    Interest rate

    5.44% p.a.

    comparison rate*

    5.99% p.a.based on $30,000
    over 5 years

    Fees

    $400.00upfront
    and
    $0.00/month

    Go to site

    More info

    • No monthly or ongoing fees
    • Borrow $5K to $100K
    • 3,4,5 year loan term available
    • Upfront fees: $400
    • Monthly fee: $0.00
    • Exit fee: $0.00
    • Repayment options: Weekly, Fortnightly, Monthly
    • Security required: Vehicle
    • Minimum loan amount: $5,000.00
    • Maximum loan amount: $100,000.00
    • Minimum loan term: 3 Years
    • Maximum loan term: 5 Years
    Need more information?
    Go to site

    More info

  • Australian Military Bank Car Loan - Excellent Credit (Up to 5 years old, Variable)

    Australian Military Bank Car Loan - Excellent Credit (Up to 5 years old, Variable)

    • Tailored rates based on your personal credit history
    • Apply Online
    • No penalty for early repayment

    Interest rate

    5.71% p.a.to 8.66% p.a.

    comparison rate*

    6.57% p.a.to 10.07% p.a.based on $30,000
    over 5 years

    Fees

    $100.00upfront
    and
    $10.00/month

    Go to site

    More info

    • Tailored rates based on your personal credit history
    • Apply Online
    • No penalty for early repayment
    • Upfront fees: $100
    • Monthly fee: $10.00
    • Exit fee: $0.00
    • Repayment options: Weekly, Fortnightly, Monthly
    • Security required: Vehicle
    • Minimum loan amount: $1,000.00
    • Maximum loan amount: $80,000.00
    • Minimum loan term: 1 Year
    • Maximum loan term: 7 Years
    Overall rating

    6.1

    Based on 18 Australian Military Bank car loan reviews

    Need more information?
    Go to site

    More info

  • BCU New Car Loan Package (Less than 2 years old, Variable)

    BCU New Car Loan Package (Less than 2 years old, Variable)

    • Must have a BCU Access product and arrange car insurance and Consumer Credit Insurance through BCU to be eligible
    • 1 hour fast approval
    • Redraw facility

    Interest rate

    5.90% p.a.

    comparison rate*

    6.82% p.a.based on $30,000
    over 5 years

    Fees

    $250.00upfront
    and
    $8.00/month

    Go to site

    More info

    • Must have a BCU Access product and arrange car insurance and Consumer Credit Insurance through BCU to be eligible
    • 1 hour fast approval
    • Redraw facility
    • Upfront fees: $250
    • Monthly fee: $8.00
    • Exit fee: $0.00
    • Repayment options: Weekly, Fortnightly, Monthly
    • Security required: Vehicle
    • Minimum loan amount: $4,000.00
    • Maximum loan amount: $60,000.00
    • Minimum loan term: 1 Year
    • Maximum loan term: 5 Years
    Need more information?
    Go to site

    More info

  • Greater Bank New Car Loan (Fixed)

    Greater Bank New Car Loan (Fixed)

    • No monthly or annual fees
    • Competitive interest rates, approved in just 24 hours
    • Flexible payment options – pay weekly, fortnightly or monthly

    Interest rate

    5.99% p.a.

    comparison rate*

    6.34% p.a.based on $30,000
    over 5 years

    Fees

    $250.00upfront
    and
    $0.00/month

    Go to site

    More info

    • No monthly or annual fees
    • Competitive interest rates, approved in just 24 hours
    • Flexible payment options – pay weekly, fortnightly or monthly
    • Upfront fees: $250
    • Monthly fee: $0.00
    • Exit fee: $0.00
    • Repayment options: Weekly, Fortnightly, Monthly
    • Security required: Vehicle
    • Minimum loan amount: $5,000.00
    • Maximum loan amount: $100,000.00
    • Minimum loan term: 1 Year
    • Maximum loan term: 7 Years
    Overall rating

    6.0

    Based on 5 Greater Bank car loan reviews

    Need more information?
    Go to site

    More info

  • MOZO EXPERTS CHOICE AWARDS 2016

    Bank Australia Car Loan (Fixed)

    Bank Australia Car Loan (Fixed)

    • Applies to new or used vehicle purchases up to seven years of age
    • Additional payments accepted
    • No establishment fee for vehicles with a 5 star ANCAP or 7+ star greenhouse rating

    Interest rate

    6.45% p.a.

    comparison rate*

    6.66% p.a.based on $30,000
    over 5 years

    Fees

    $150.00upfront
    and
    $0.00/month

    Go to site

    More info

    • Applies to new or used vehicle purchases up to seven years of age
    • Additional payments accepted
    • No establishment fee for vehicles with a 5 star ANCAP or 7+ star greenhouse rating
    • Upfront fees: $150
    • Monthly fee: $0.00
    • Exit fee: $0.00
    • Repayment options: Weekly, Fortnightly, Monthly
    • Security required: Vehicle
    • Minimum loan amount: $1,000.00
    • Maximum loan amount:
    • Minimum loan term: 1 Year
    • Maximum loan term: 7 Years
    Overall rating

    4.1

    Based on 11 Bank Australia car loan reviews

    Need more information?
    Go to site

    More info

Want more? Compare all 186 car loans in the Mozo comparison engine.

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*The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a personal loan. The comparison rates displayed are for the amounts and terms quoted, based on monthly principal and interest repayments, on a secured basis for secured loans and an unsecured basis for unsecured loans, and apply only to these examples. Different amounts and terms will result in different comparison rates. Full comparison rate schedules are available from lenders. Costs such as redraw fees or early repayment fees, and savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.

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People's Choice Award 2017

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Mozo gives you the inside story on the best banking and insurance products as rated by thousands of real customers around Australia.

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