Car loan repayment calculator

$15,000
3 years
11.85%

Compare Car loans

Mozo may receive payment if you click products on our site. We don’t compare the entire market, but you can search our database of 90 car loans.
Last updated 14 July 2025 Important disclosures and comparison rate warning*
  • Secured Car Loan

    Fixed

    Interest rate
    comparison rate
    Monthly repayment
    6.45% p.a.to 21.65% p.a.
    6.45% p.a.to 21.65% p.a.based on $30,000
    over 5 years

    NOW Finance is a winner in the 2025 Mozo Experts Choice Awards for Excellent Credit Used Car Loan. You have the option of getting a secured or unsecured car loan with Now Finance, with loan terms lasting between 18 months up to seven years. There are no fees attached to this loan, including zero upfront fees or early exit fees. Must be an Australian citizen or permanent resident to apply (see T&Cs).

    Repayment terms from 2 years to 7 years. Representative example: a 5 year $30,000 loan at 6.45% would cost $35,176.93 including fees.

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  • Better Car Loan

    Fixed, Secured

    Interest rate
    comparison rate
    Monthly repayment
    5.99% p.a.
    6.40% p.a.based on $30,000
    over 5 years

    This competitive fixed rate car loan is available for new and used cars, as well as caravans, motorcycles, boats and trailers. Just note, you must be borrowing a minimum of $20,000 to apply. You can make unlimited additional repayments on this car loan without paying a fee, so you could pay your loan off sooner. If needed, you can also redraw those extra payments at any time. No monthly or annual fees apply.

    Repayment terms from 1 year to 7 years. Representative example: a 5 year $30,000 loan at 5.99% would cost $35,085.67 including fees.

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  • Used Car Loan

    Fixed, Secured, No vehicle age limit, $5,000-$100,000

    Interest rate
    comparison rate
    Monthly repayment
    6.28% p.a.to 18.99% p.a.
    6.28% p.a.to 21.78% p.a.based on $30,000
    over 5 years

    Get a competitive fixed interest rate on a secured used car loan of up to $100,000 depending on your credit score. No vehicle age limits. Easy online application. Fast pre-approval. Pre-approved funds held for 1 month. No monthly account keeping fees, no exit fees and no early repayment fees. Flexible weekly, fortnightly or monthly repayments on terms from 1 to 7 years.

    Repayment terms from 1 year to 7 years. Representative example: a 5 year $30,000 loan at 6.28% would cost $35,033.88 including fees.

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  • New / Demo Car Loan

    Variable, Secured

    Interest rate
    comparison rate
    Monthly repayment
    5.99% p.a.
    7.12% p.a.based on $30,000
    over 5 years

    Low variable car loan rate for purchasing new and demo vehicles from dealers. Personalised loan amounts between $5,000 and $150,000. Flexible repayment options. Choose between the 3 to 7 year loan terms. Good credit history. Stable employment history and Australian citizenship or PR required.

    Repayment terms from 3 years to 7 years. Representative example: a 5 year $30,000 loan at 5.99% would cost $35,670.67 including fees.

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  • Mozo Expert Choice Badge
    New Car Loan

    up to 4 years old, Fixed, Secured

    Interest rate
    comparison rate
    Monthly repayment
    5.99% p.a.
    6.34% p.a.based on $30,000
    over 5 years

    Fast online conditional approval. No monthly account fee. Unrestricted additional repayments. No penalty for early payout, and a fast application process. Borrow up to $125,000. Apply online in under 10 minutes.

    Repayment terms from 1 year to 7 years. Representative example: a 5 year $30,000 loan at 5.99% would cost $35,040.67 including fees.

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