November 2023 Financial Checklist

Black Friday

A pinch and a punch for the first day of the month! November’s here, which means the countdown to Christmas is officially on. From Christmas shopping to Black Friday sales and more, here’s everything you need to get you through the month ahead.

Your November 2023 Financial Checklist awaits:

1. Get bushfire and flood season ready

With bushfire and flood season fast approaching, now’s the time to review your home insurance policy to make sure you’ve got the coverage you might need should the worst happen. 

Speaking of which, there are a number of different things you can do to prepare and help reduce your risk during bushfire and flood season. Here are some handy resources to check out:

2. Bag a bargain this Black Friday

It’s November, A.K.A., the month when all the big sale events like Black Friday and Cyber Monday take place. Right in time for Christmas, too! Doing your Christmas shopping during the Black Friday sales is a great way to get it done nice and early at a fraction of the price.

This year's Black Friday sales officially kick off on the 24th of November, 2023. Here’s where we’ll be tracking all the best deals:

3. Make your money count for more during the end-of-year sales

As we’ve already established, November is a massive month for shopping. So, now’s the time to make sure you’re getting as much juice out of your money as possible.

Here are just a few ways to make your money count for more this Black Friday:

  • Rewards credit cards: By shopping with the right rewards credit card, you could be earning frequent flyer points or other rewards on spending you’re already doing.
  • Qantas Shopping Points-Prompter extension: If you’re a Qantas Frequent Flyer member, be sure to install the Qantas Shopping Points-Prompter Google Chrome extension to your browser so you can earn points on eligible purchases when online shopping.
  • Customer loyalty programs: You could earn loads of cool rewards, discounts and other perks by signing up for different store loyalty programs. Some top-tier store loyalty programs to check out are MECCA Beauty Loop, Sephora Beauty Pass, Cotton On & Co. Perks, Priceline’s Sister Club, MYER One and more.
  • Birthday reward: Loads of stores offer birthday rewards and discounts to customers. So, if your birthday happens to be coming up, you might be able to capitalise on it. Here’s a huge list of store birthday deals in Australia.
  • Cashback offers: Nowadays, there are tonnes of credit card cashback offers up for grabs, which could help drive down your shopping bill.

Discount codes: When shopping online, always look for discount codes to help bring down the cost of your order. The Honey app is a handy little tool that automatically searches for discounts and applies them to your cart when available.

4. Reassess your finances this Scorpio season

Scorpio! More goal-oriented than ever, you’ll likely find yourself doing a lot of financial future planning this year. However, expect these plans to be interrupted when Jupiter goes retrograde towards the end of 2023. 

Contrary to what you might think, this pause could serve you well, Scorpio – giving you the space needed to reassess your situation and the direction you're heading. Use the time to do a thorough Spring clean of your finances and start setting some new financial goals for the year ahead.

5. What to stream in November 2023

After some new TV shows and movies to sink your teeth into? Here’s everything that’s new on streaming in November 2023:

That’s all for now. We’ll see you back here in a month for the very last Financial Checklist of 2023. Until then, go have a read around our life and money hub.