Loans.com.au launches HOT new 3.59% 3-year fixed rate special offer

By Rhianna Dews · · 2 min read
Fact Checked
Advertiser disclosure

Mozo Experts Choice Award-winning online lender Loans.com.au has just launched a jaw-dropping special offer on its Loans.com.au Fixed Home Loan, the lowest rate for a 3-year fixed term home loan in our entire Mozo database!

The super competitive 3-year fixed rate of 3.59% p.a. (3.89% p.a. comparison rate) is available on principal and interest owner-occupier loans with an LVR of 80% between $50,000 and $1,000,000.

With the average interest rate for a 3-year fixed home loan at 4.00% according to our database, this new offer could be a great money saver. For instance, on a $400,000 loan making monthly repayments, you’d save $3,359 in the fixed period (excluding fees) with the loans.com.au Fixed Home Loan compared to the average. That’s enough to pay for a holiday!

Usually, the catch for a rate this low is fewer features, but not this time. The Loans.com.au Fixed Home Loan comes with loads of flexible features, like:

  • No ongoing fees or exit fees
  • Free extra loan repayments and free redraw facility
  • A choice of either weekly, fortnightly or monthly repayments
  • Split and fixed rate options

Head over to our fixed rate home loan comparison tool to find more great fixed rate home loan options.

Mozo may receive payment if you click the products below. We don’t compare the entire market, but you can compare more home loans here.
Last updated 18 September 2024 Important disclosures and comparison rate warning*

Fixed home loan comparisons on Mozo

Promoted

  • Fixed Express Home Loan

    • Owner Occupier
    • Principal & Interest
    Interest rate
    5.99 % p.a.
    Fixed 2 years
    Comparison rate
    6.14 % p.a.
    Initial monthly repayment
    $2,995
    Go to site

    Lock in a low 2 year fixed rate with the Mozo award winning Home Lender of the Year. Available for live-in borrowers with just a 10% deposit required. Free extra repayments (up to 20% in fixed period), free redraw and partial offset available. $10 monthly service fee. Aussie support centre. Fast approvals. Up to 6 free offset accounts (T&Cs apply).

  • 3 Year Special Fixed Home Loan

    • Owner Occupier
    • Principal & Interest
    Interest rate
    5.69 % p.a.
    Fixed 3 years
    Comparison rate
    6.16 % p.a.
    Initial monthly repayment
    $2,899
    Go to site

    This home loan is available for purchase or refinance, complete with 1, 2 or 3 year fixed rate options. Minimum 10% deposit required.

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Need help with refinancing?

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Learn more

* WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

** Initial monthly repayment figures are estimates only, based on the advertised rate. You can change the loan amount and term in the input boxes at the top of this table. Rates, fees and charges and therefore the total cost of the loan may vary depending on your loan amount, loan term, and credit history. Actual repayments will depend on your individual circumstances and interest rate changes.

^See information about the Mozo Experts Choice Home Loan Awards

Mozo provides general product information. We don't consider your personal objectives, financial situation or needs and we aren't recommending any specific product to you. You should make your own decision after reading the PDS or offer documentation, or seeking independent advice.

While we pride ourselves on covering a wide range of products, we don't cover every product in the market. If you decide to apply for a product through our website, you will be dealing directly with the provider of that product and not with Mozo.

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