Loans.com.au launches HOT new 3.59% 3-year fixed rate special offer

By Rhianna Dews · · 2 min read
Fact Checked
Advertiser disclosure

Mozo Experts Choice Award-winning online lender Loans.com.au has just launched a jaw-dropping special offer on its Loans.com.au Fixed Home Loan, the lowest rate for a 3-year fixed term home loan in our entire Mozo database!

The super competitive 3-year fixed rate of 3.59% p.a. (3.89% p.a. comparison rate) is available on principal and interest owner-occupier loans with an LVR of 80% between $50,000 and $1,000,000.

With the average interest rate for a 3-year fixed home loan at 4.00% according to our database, this new offer could be a great money saver. For instance, on a $400,000 loan making monthly repayments, you’d save $3,359 in the fixed period (excluding fees) with the loans.com.au Fixed Home Loan compared to the average. That’s enough to pay for a holiday!

Usually, the catch for a rate this low is fewer features, but not this time. The Loans.com.au Fixed Home Loan comes with loads of flexible features, like:

  • No ongoing fees or exit fees
  • Free extra loan repayments and free redraw facility
  • A choice of either weekly, fortnightly or monthly repayments
  • Split and fixed rate options

Head over to our fixed rate home loan comparison tool to find more great fixed rate home loan options.

Compare Fixed Rate Home Loans - last updated 20 April 2024

Search promoted home loans below or do a full Mozo database search. Advertiser disclosure
  • Mozo Expert Choice Badge
    Fixed Express Home Loan

    Owner Occupier, Principal & Interest

    interest rate
    comparison rate
    Initial monthly repayment
    5.99% p.a.
    fixed 2 years
    6.14% p.a.

    Lock in a low 2 year fixed rate with the Mozo award winning Home Lender of the Year. Available for live-in borrowers with just a 10% deposit required. Free extra repayments (up to 20% in fixed period), free redraw and partial offset available. $10 monthly service fee.

    Compare
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    Details
  • Basic Home Loan

    Fixed, Owner Occupier, Principal & Interest, LVR<70%

    interest rate
    comparison rate
    Initial monthly repayment
    5.99% p.a.
    fixed 3 years
    6.13% p.a.

    No upfront or ongoing fees. Free extra repayments and redraw facility. Option to earn Qantas points. Min 30% deposit required. Borrow up to $750,000.

    Compare
    Find out more
    Details
  • Mozo Expert Choice Badge
    Fixed Express Home Loan

    Owner Occupier, Interest Only

    interest rate
    comparison rate
    Initial monthly repayment
    6.49% p.a.
    fixed 2 years
    6.39% p.a.

    Compare
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    Details
  • Flex Home Loan

    Fixed, Owner Occupier, Principal & Interest, LVR 70-80%

    interest rate
    comparison rate
    Initial monthly repayment
    5.99% p.a.
    fixed 3 years
    6.41% p.a.

    Competitive fixed rate. Multiple offset accounts available. Borrowers can also make extra repayments. Redraw facility available. Simple online application process. 20% deposit required.

    Compare
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    Details

* WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

** Initial monthly repayment figures are estimates only, based on the advertised rate. You can change the loan amount and term in the input boxes at the top of this table. Rates, fees and charges and therefore the total cost of the loan may vary depending on your loan amount, loan term, and credit history. Actual repayments will depend on your individual circumstances and interest rate changes.

^See information about the Mozo Experts Choice Home Loan Awards

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While we pride ourselves on covering a wide range of products, we don't cover every product in the market. If you decide to apply for a product through our website, you will be dealing directly with the provider of that product and not with Mozo.