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  • Platinum credit cards

    • Hey big spender... Platinum credit cards bring all the lovely perks of higher credit limits, super-charged rewards programs and concierge services. Of course, they tend to bring hefty interest rates, too, so you'll want to pay off that platinum card balance.

      If you'd prefer solid gold or even metal-free deals, compare the whole credit card market with our search tool .

    • What are the benefits of a platinum credit card?

      Aside from the Gordon Gecko thrill of having a platinum credit card on your person, you could also have access to credit card rewards programs and accelerated points-per-dollar offers, special deals for dining and travel, as well as concierge services.

    • How do I compare reward programs for platinum credit cards?

      Not so long ago, you actually couldn't. Now, thanks to Mozo's world-first Rewards Revealer, you can find out the value of your credit spend for various frequent flyers, cash back, across the platinum credit card market.

    • Can I apply for a platinum credit card online?

      Indeed you can. Once you've selected the best platinum credit card deal, simply hit the 'go to site' button to be transfered to the platinum provider.

    Popular platinum credit cards on MozoRates updated: 25 May 2012

      • Bankwest
        Zero Platinum
        • Limited Time Exclusive Offer - 0% p.a. intro purchase rate for 6 months
        • 4.99% p.a. for the first 9 months on non-Bankwest credit card balance transfers
        • No annual fee. No foreign exchange fees.
      • interest rate

        17.99%

      • annual fees

        $0


        rewards description

      • Go to site
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      • American Express
        Platinum Edge Credit Card
        • 0% p.a. special introductory rate for first 6 months
        • Complimentary domestic economy return flight every year
        • $149 annual card fee
      • interest rate

        20.74%

      • annual fees

        $149


        rewards description

        American Express Membership Rewards Ascent program. Transfer points to a range of airline programs or redeem your points for travel, gift cards, retail rewards and shopping gift cards.

      • Go to site
      Click for more info
      • ANZ
        Frequent Flyer Platinum
        • Earn 20,000 bonus Qantas Frequent Flyer points if you apply by June 12
        • Up to 55 days interest free on purchases
        • Overseas travel and medical insurance
      • interest rate

        19.89%

      • annual fees

        $295


        rewards description

        Points are automatically credited to the Qantas Frequent Flyer program.

      • Go to site
      Click for more info
      • ANZ
        Platinum
        • Overseas Travel and Medical Insurance at no extra cost
        • $0 annual fee for the first year
        • 0% p.a. on purchases and balances transferred for the first 6 months
      • interest rate

        19.39%

      • annual fees

        $87$0 in the first 1 year


        rewards description

      • Go to site
      Click for more info

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    Credit card reviews

      • 28 Degrees 28 Degrees Mastercard *

        * Fees and charges are payable

        Show Rates

        28 Degrees credit card review

        Gread for OS travel without the transaction fees

          1. Overall customer rating
          2. (Reviewed 3 days ago)

        Great product for overseas travel and international eBay purchases. No conversion fees when used overseas with competitive foreign exchange rates. Safe, reliable and user-friendly online service. Efficient customer service during initial registrat...       Full review 

        Great product for overseas travel and international eBay purchases. No conversion fees when used overseas with competitive foreign exchange rates. Safe, reliable and user-friendly online service. Efficient customer service during initial registration. No cons so far. Highly recommended product.


          1. Price
          1. Features
          1. Service
          1. Convenience
          1. Trust
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        28 Degrees 28 Degrees Mastercard credit card review by Marta from Australian Capital Territory

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      • Commonwealth Bank Low Fee Credit Card *

        • 20.24%

          interest rate

        • $24.00

          annual fee

        Commonwealth Bank Platinum Awards Credit Card *

        * Fees and charges are payable

        Show Rates

        Commonwealth Bank credit card review

        Great customer service & better competetive rates

          1. Overall customer rating
          2. (Reviewed 3 days ago)

        Love the idea of having a credit card on hand for any emergency purchases that may pop up and have always been a trusted Commonwealth Bank account holder but believe there interest rates could be at a bit more of a competitive price to keep valued...       Full review 

        Love the idea of having a credit card on hand for any emergency purchases that may pop up and have always been a trusted Commonwealth Bank account holder but believe there interest rates could be at a bit more of a competitive price to keep valued customers where they want to be and with a great rate.


          1. Price
          1. Features
          1. Service
          1. Convenience
          1. Trust
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        Commonwealth Bank Low Fee Credit Card credit card review by Kelly from Victoria

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        Yes
      • ANZ Frequent Flyer *

        ANZ First *

        * Fees and charges are payable

        Show Rates

        ANZ credit card review

        Went out of their way to give comfortable service

          1. Overall customer rating
          2. (Reviewed 3 days ago)

        When I went into the branch, it didn't feel like a bank. I felt like I was in a movie, playing the part of a VIP investor with a personal bank representative....yet it was all comfy and casual like visiting a friend's place. Amazing!       Full review 

        When I went into the branch, it didn't feel like a bank. I felt like I was in a movie, playing the part of a VIP investor with a personal bank representative....yet it was all comfy and casual like visiting a friend's place. Amazing!


          1. Price
          1. Features
          1. Service
          1. Convenience
          1. Trust
        Less
        ANZ Frequent Flyer credit card review by Craig from Western Australia

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    5

    Lowest interest rate

    based on ongoing interest rate

    Highest rated credit cards- as voted by the Mozo Community (rating out of 10)

    • 8.0

      Bendigo Bank credit cards

      Overall rating: 8.0 (51 reviews)*

      Last reviewed: 04 May 2012


      1. Overall customer rating
      1. Price
      1. Features
      1. Service
      1. Convenience
      1. Trust

      * based on reviews in the past 12 months

    • 7.8

      28 Degrees credit cards

      Overall rating: 7.9 (71 reviews)*

      Last reviewed: 20 May 2012


      1. Overall customer rating
      1. Price
      1. Features
      1. Service
      1. Convenience
      1. Trust

      * based on reviews in the past 12 months

    • 7.8

      Woolworths credit cards

      Overall rating: 7.8 (30 reviews)*

      Last reviewed: 08 May 2012


      1. Overall customer rating
      1. Price
      1. Features
      1. Service
      1. Convenience
      1. Trust

      * based on reviews in the past 12 months

    • 7.3

      Bankwest credit cards

      Overall rating: 7.3 (132 reviews)*

      Last reviewed: 21 May 2012


      1. Overall customer rating
      1. Price
      1. Features
      1. Service
      1. Convenience
      1. Trust

      * based on reviews in the past 12 months

    • 7.2

      Bank of Queensland credit cards

      Overall rating: 7.2 (39 reviews)*

      Last reviewed: 24 January 2012


      1. Overall customer rating
      1. Price
      1. Features
      1. Service
      1. Convenience
      1. Trust

      * based on reviews in the past 12 months

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