Credit card reviews

Read the latest credit card reviews from the Mozo community. Thousands of Australians have reviewed their credit card provider to give you the low down on everything from rewards programs to the best balance transfer deals.

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Recent credit card reviews

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  • Bank of Melbourne Vertigo Platinum review

    Overall rating   0 / 10
    Worst bank ever.

    Worst bank ever. Horrible customer service and long hold times.

    Price
    0 / 10
    Features
    0 / 10
    Customer service
    0 / 10
    Convenience
    0 / 10
    Trust
    0 / 10
    Less
    Mathew, Victoria, reviewed 1 day ago
  • ANZ First review

    Overall rating   5 / 10
    Very helpful

    They have been very helpful.

    Price
    4 / 10
    Customer service
    5 / 10
    Convenience
    5 / 10
    Trust
    5 / 10
    Less
    George, Western Australia, reviewed 5 days ago
  • NAB Low Fee Card review

    Overall rating   8 / 10
    Competitive rewards program

    There are less and less branches, and the branches that are left are only open for short hours. Everything is referred back to online. There are times that you just want to speak to someone face to face. I don't trust online with all details of my finance.

    Price
    6 / 10
    Features
    8 / 10
    Convenience
    4 / 10
    Trust
    7 / 10
    Less
    Karina, New South Wales, reviewed 5 days ago
  • NAB Low Rate Card review

    Overall rating   7 / 10
    Difficult to move fast!

    Deals and trust issues. Track record not perfect.

    Price
    8 / 10
    Features
    7 / 10
    Customer service
    7 / 10
    Convenience
    8 / 10
    Trust
    5 / 10
    Less
    Ross, Queensland, reviewed 5 days ago
  • Westpac Low Rate review

    Overall rating   0 / 10
    Find another bank.

    The worst bank for understanding customer needs.

    Price
    0 / 10
    Features
    0 / 10
    Customer service
    0 / 10
    Convenience
    5 / 10
    Trust
    0 / 10
    Less
    Richard, Queensland, reviewed 5 days ago
  • Commonwealth Bank Credit Card review

    Overall rating   7 / 10
    Good online banking and good customer service

    Good Bank but can slug you with fees.

    Price
    5 / 10
    Features
    8 / 10
    Customer service
    8 / 10
    Convenience
    9 / 10
    Less
    Luke, New South Wales, reviewed 5 days ago
  • Bankwest More Platinum Mastercard review

    Overall rating   10 / 10
    Great rewards program!

    The ‘more rewards’ program is great. The bank will send a prompt to trade the points for cash back. The credit card provides free travel insurance too which is handy.

    Price
    8 / 10
    Features
    10 / 10
    Customer service
    10 / 10
    Convenience
    10 / 10
    Trust
    10 / 10
    Less
    Rachael, South Australia, reviewed 5 days ago
  • Virgin Money Virgin Australia Velocity Flyer Card - Balance Transfer Offer review

    Overall rating   9 / 10
    Very helpful customer service.

    Virgin Money were always easy to talk to and offer you good savings. If you have trouble meeting payments they offer your balance as a loan so you can pay it off.

    Price
    6 / 10
    Features
    7 / 10
    Customer service
    8 / 10
    Convenience
    8 / 10
    Trust
    9 / 10
    Less
    Coral, New South Wales, reviewed 6 days ago
  • Commonwealth Bank Diamond Awards Credit Card review

    Overall rating   8 / 10
    Otherwise no worse than any other provider.

    Poor reward points, in fact almost non existant.

    Price
    10 / 10
    Features
    7 / 10
    Customer service
    10 / 10
    Convenience
    10 / 10
    Trust
    10 / 10
    Less
    Barry, Queensland, reviewed 7 days ago
  • Suncorp Clear Options Standard review

    Overall rating   10 / 10
    Thanks all

    Thank all

    Price
    7 / 10
    Features
    6 / 10
    Customer service
    10 / 10
    Convenience
    10 / 10
    Trust
    10 / 10
    Less
    Chrissy, Queensland, reviewed 7 days ago
  • Commonwealth Bank Platinum Awards Credit Card review

    Overall rating   10 / 10
    CBA is the best bank/service.

    Platinum CC was the best CC I ever had. I have been in many places of the world and never had any problems.

    Price
    10 / 10
    Features
    10 / 10
    Customer service
    10 / 10
    Convenience
    10 / 10
    Trust
    10 / 10
    Less
    Alfred, Queensland, reviewed 8 days ago
  • ANZ Credit Card review

    Overall rating   4 / 10
    The bank always wins.

    It was a good option when I decided on this credit card, however the bank has gradually decreased the Qantas points and benefits. They haven’t offered an alternative. I’ve looked at other options but it’s hard to change when everything is set up and linked, so I guess I’m paying the “lazy tax”. I pay my credit card balance in full every month, you’d think they’d have rewards. (Maybe they don’t like me because I hate paying interest.)

    Price
    6 / 10
    Features
    3 / 10
    Customer service
    6 / 10
    Convenience
    8 / 10
    Trust
    6 / 10
    Less
    Robyn, New South Wales, reviewed 8 days ago
  • ANZ Credit Card review

    Overall rating   7 / 10
    They're ok.

    Pretty good experience.

    Price
    10 / 10
    Features
    10 / 10
    Customer service
    10 / 10
    Convenience
    10 / 10
    Trust
    9 / 10
    Less
    Monib, Victoria, reviewed 8 days ago
  • Commonwealth Bank Essentials Card review

    Overall rating   0 / 10
    Disappointing customer service.

    CBA have failed me, not provided any incentive to stay with them, and have rewarded my long term loyalty with zero, this is without exaggeration. My experience has been nothing but disappointing.

    Price
    1 / 10
    Features
    0 / 10
    Customer service
    0 / 10
    Convenience
    2 / 10
    Trust
    0 / 10
    Less
    Tim, New South Wales, reviewed 8 days ago
  • St.George Credit Card review

    Overall rating   3 / 10
    Not great service.

    One branch in the city makes it hard as they have closed down most branches.

    Price
    4 / 10
    Features
    4 / 10
    Customer service
    3 / 10
    Convenience
    1 / 10
    Trust
    2 / 10
    Less
    Kayla, Western Australia, reviewed 8 days ago
  • Mozo may receive a payment from financial providers listed on the site. Customer reviews are in no way affected by any commercial relationships Mozo has with providers. Reviewers may receive a voucher from Mozo in exchange for their review. Vouchers are given to all reviewers who meet our review guidelines regardless of the sentiment of their reviews.

    Credit card comparisons on Mozo - rates updated daily

    • Qantas Ultimate Card

      Purchase rate
      20.74% p.a.
      Balance transfer rate
      No current offer
      Annual fee
      $450
      Rewards program
      Qantas Frequent Flyer

      Promoted
    • Orange One Credit Card

      Purchase rate
      11.99% p.a.
      Balance transfer rate
      No current offer
      Annual fee
      $0
      Rewards program

      Promoted
    • Low Rate Credit Card

      Purchase rate
      11.99% p.a.
      Balance transfer rate
      0% p.a. for 18 months and then 21.74% p.a.
      Annual fee
      $49 $0 in the first year
      Rewards program

      Promoted
    • Qantas Discovery Card

      Purchase rate
      20.74% p.a.
      Balance transfer rate
      No current offer
      Annual fee
      $0
      Rewards program
      Qantas Frequent Flyer

      Promoted
    • Gold Low Rate

      Purchase rate
      10.80% p.a.
      Balance transfer rate
      No current offer
      Annual fee
      $0
      Rewards program

      Promoted

    **Saving based on the average difference in fees and charges over 3 years between the most competitive product Mozo can refer a consumer to and the average credit card product input by 6,863 consumers (average balance of $4,262 or balance transfer balance of $5,818, interest rate of 19.6% and annual fee of $36.50) who used the Mozo Credit Card Health Check tool between 1 January 2012 to July 2012.

    Want more? Compare all 219 credit cards in the Mozo comparison engine.

    Compare more credit cards

    About Mozo Reviews

    Mozo gives you the inside story on the best banking, energy and insurance products as rated by thousands of real customers around Australia.

    We don't make subjective judgments, nor do advertisers influence our ratings.

    Although our reviews may be moderated to improve quality standards, they are moderated independently of any of Mozo’s commercial relationships.