Credit card reviews

Read the latest credit card reviews from the Mozo community. Thousands of Australians have reviewed their credit card provider to give you the low down on everything from rewards programs to the best balance transfer deals.

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Bendigo Bank

Bendigo Bank credit card review

Overall rating   10 / 10

Satisfied customer

Ease of use. Convenient locations. Courteous service always.
Full review

Ease of use. Convenient locations. Courteous service always.

    Price   10 / 10

    Features   7 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

Less

Catherine (TAS), reviewed about 12 hours ago

Was this review helpful? Yes

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Commonwealth Bank

Commonwealth Bank Awards Credit Card credit card review

Overall rating   10 / 10

Thank You.

I love the bank I am with - they know me.
Full review

I love the bank I am with - they know me.

    Price   10 / 10

    Features   10 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

Less

Megan (NSW), reviewed about 12 hours ago

Was this review helpful? Yes

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Westpac

Westpac 55 Day Card credit card review

Overall rating   6 / 10

Wonderful and outstanding customer service

Westpac in Hervey Bay has moved into a shopping centre, so parking and access are an issue as you are competing with shoppers. The Automatic tellers are new and hard to use and there are only 2 tellers so if you have to see them for some reason...
Full review

Westpac in Hervey Bay has moved into a shopping centre, so parking and access are an issue as you are competing with shoppers. The Automatic tellers are new and hard to use and there are only 2 tellers so if you have to see them for some reason and there is a long queue then you wait hours.

    Price   7 / 10

    Features   6 / 10

    Customer service   8 / 10

    Convenience   3 / 10

    Trust   9 / 10

Less

Janet (QLD), reviewed about 12 hours ago

Was this review helpful? Yes

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Commonwealth Bank

Commonwealth Bank Low Fee Credit Card credit card review

Overall rating   9 / 10

No Hassle

Easy to understand
Full review

Easy to understand

    Price   6 / 10

    Features   8 / 10

    Customer service   9 / 10

    Convenience   9 / 10

    Trust   9 / 10

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Sue (VIC), reviewed about 13 hours ago

Was this review helpful? Yes

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Bankwest

Bankwest Zero MasterCard credit card review

Overall rating   8 / 10

Easy to use and great rates!

Great rates and easy to use website
Full review

Great rates and easy to use website

    Price   8 / 10

    Features   8 / 10

    Customer service   8 / 10

    Convenience   8 / 10

    Trust   8 / 10

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Mei (NSW), reviewed 7 days ago

Was this review helpful? Yes

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28 Degrees

28 Degrees Platinum MasterCard credit card review

Overall rating   8 / 10

Efficient and great company

Always quick to answer questions and great benefits
Full review

Always quick to answer questions and great benefits

    Price   8 / 10

    Features   8 / 10

    Customer service   8 / 10

    Convenience   8 / 10

    Trust   8 / 10

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Mei (NSW), reviewed 7 days ago

Was this review helpful? Yes

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Commonwealth Bank

Commonwealth Bank credit card review

Overall rating   8 / 10

Good customer service and plenty of branches

They are a well-recognised bank with lots of retail branches across Perth. They offer a wide range of products and are generally always helpful.
Full review

They are a well-recognised bank with lots of retail branches across Perth. They offer a wide range of products and are generally always helpful.

    Price   7 / 10

    Features   5 / 10

    Customer service   7 / 10

    Convenience   10 / 10

    Trust   8 / 10

Less

Jo (WA), reviewed 7 days ago

Was this review helpful? Yes

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Bankwest

Bankwest Zero MasterCard credit card review

Overall rating   5 / 10

Great customer service and convenience

Customer service operators are easy to talk to and patient. ATM's everywhere. Easy online banking.
Full review

Customer service operators are easy to talk to and patient. ATM's everywhere. Easy online banking.

    Price   5 / 10

    Features   4 / 10

    Customer service   7 / 10

    Convenience   5 / 10

    Trust   5 / 10

Less

Corrina (VIC), reviewed 7 days ago

Was this review helpful? Yes

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NAB

NAB credit card review

Overall rating   9 / 10

Easy to talk to if we have queries

No problem encountered.
Full review

No problem encountered.

    Price   9 / 10

    Features   7 / 10

    Customer service   9 / 10

    Convenience   8 / 10

    Trust   9 / 10

Less

Crystal (VIC), reviewed 7 days ago

Was this review helpful? Yes

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Commonwealth Bank

Commonwealth Bank credit card review

Overall rating   10 / 10

Great to deal with

Have been a customer for many years and have always received prompt and courteous attention at all times.
Full review

Have been a customer for many years and have always received prompt and courteous attention at all times.

    Price   10 / 10

    Features   10 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

Less

Michael (QLD), reviewed 7 days ago

Was this review helpful? Yes

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ANZ

ANZ Frequent Flyer Black credit card review

Overall rating   10 / 10

Makes you feel valued

It's great. Great perks!
Full review

It's great. Great perks!

    Price   5 / 10

    Features   10 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

Less

Kathryn (VIC), reviewed 7 days ago

Was this review helpful? Yes

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Westpac

Westpac 55 Day Card credit card review

Overall rating   7 / 10

You could not get better customer service

The bank tellers at my Westpac branch (Port Adelaide) are the most helpful and that is the main reason that I have stayed at the same bank for many years
Full review

The bank tellers at my Westpac branch (Port Adelaide) are the most helpful and that is the main reason that I have stayed at the same bank for many years

    Price   10 / 10

    Features   6 / 10

    Customer service   8 / 10

    Convenience   9 / 10

    Trust   10 / 10

Less

Roger (SA), reviewed 7 days ago

Was this review helpful? Yes

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NAB

NAB Premium Card credit card review

Overall rating   8 / 10

Easy and value for money

Honest and trustworthy
Full review

Honest and trustworthy

    Price   8 / 10

    Features   8 / 10

    Customer service   8 / 10

    Convenience   8 / 10

    Trust   8 / 10

Less

Tracey (NSW), reviewed 7 days ago

Was this review helpful? Yes

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NAB

NAB flybuys Rewards Card credit card review

Overall rating   9 / 10

Good customer service

The staff are very helpful
Full review

The staff are very helpful

    Price   7 / 10

    Features   8 / 10

    Customer service   8 / 10

    Convenience   8 / 10

    Trust   9 / 10

Less

Ron (NSW), reviewed 7 days ago

Was this review helpful? Yes

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BankSA

BankSA Vertigo credit card review

Overall rating   6 / 10

Good

Interest free balance transfers
Full review

Interest free balance transfers

    Price   6 / 10

    Features   6 / 10

    Customer service   6 / 10

    Convenience   6 / 10

    Trust   5 / 10

Less

Terri (VIC), reviewed 7 days ago

Was this review helpful? Yes

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BankSA

BankSA Amplify Platinum (Rewards) credit card review

Overall rating   10 / 10

Great product

I recently used my travel insurance that came with the card and they were fantastic
Full review

I recently used my travel insurance that came with the card and they were fantastic

    Price   10 / 10

    Features   10 / 10

    Customer service   7 / 10

    Convenience   8 / 10

    Trust   10 / 10

Less

Sue (SA), reviewed 7 days ago

Was this review helpful? Yes

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ANZ

ANZ credit card review

Overall rating   9 / 10

I believe ANZ is an awesome bank and I love it

I believe ANZ is an awesome bank
Full review

I believe ANZ is an awesome bank

    Price   8 / 10

    Features   7 / 10

    Customer service   7 / 10

    Convenience   8 / 10

    Trust   8 / 10

Less

Emily (VIC), reviewed 7 days ago

Was this review helpful? Yes

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Citibank

Citibank credit card review

Overall rating   8 / 10

Good bank

Good bank. Credit card and account fees are cheap
Full review

Good bank. Credit card and account fees are cheap

    Price   10 / 10

    Features   9 / 10

    Customer service   7 / 10

    Convenience   9 / 10

    Trust   10 / 10

Less

Andreas (QLD), reviewed 7 days ago

Was this review helpful? Yes

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NAB

NAB Premium Card credit card review

Overall rating   9 / 10

Excellent customer service.

Good customer focus. Appreciation of customer needs. Useful promotion of product.
Full review

Good customer focus. Appreciation of customer needs. Useful promotion of product.

    Price   7 / 10

    Features   8 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

Less

Noreen (NSW), reviewed 7 days ago

Was this review helpful? Yes

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NAB

NAB flybuys Rewards Card credit card review

Overall rating   7 / 10

Good bank

The staff are friendly and helpful and the interest rates are low.
Full review

The staff are friendly and helpful and the interest rates are low.

    Price   7 / 10

    Features   6 / 10

    Customer service   8 / 10

    Convenience   7 / 10

    Trust   8 / 10

Less

Esther (VIC), reviewed 7 days ago

Was this review helpful? Yes

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Commonwealth Bank

Commonwealth Bank Awards Credit Card credit card review

Overall rating   10 / 10

Great customer service

No hidden fees. Always courteous and helpful with managing and getting the best out of my accounts
Full review

No hidden fees. Always courteous and helpful with managing and getting the best out of my accounts

    Price   7 / 10

    Features   7 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

Less

Susan (WA), reviewed 7 days ago

Was this review helpful? Yes

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ANZ

ANZ Rewards credit card review

Overall rating   5 / 10

Alright rewards

Good on points. Rewards are average.
Full review

Good on points. Rewards are average.

    Price   5 / 10

    Features   5 / 10

    Customer service   5 / 10

    Convenience   5 / 10

    Trust   5 / 10

Less

Edvince (NSW), reviewed 7 days ago

Was this review helpful? Yes

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NAB

NAB Low Fee Card credit card review

Overall rating   10 / 10

Good customer service. Phone service also good

Have been with them for over 20 years. They're a trusted bank, yes they raise their fees occasionally but all banks do that. Their customer service is always good when I go into the branch.
Full review

Have been with them for over 20 years. They're a trusted bank, yes they raise their fees occasionally but all banks do that. Their customer service is always good when I go into the branch.

    Price   10 / 10

    Features   10 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

Less

Tristan (WA), reviewed 7 days ago

Was this review helpful? Yes

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GE Money

GE Money GEM Visa Card credit card review

Overall rating   8 / 10

Easy and convenient

It's convenient, have had a couple of issues with being charged fees that I shouldn't have but with a phone call it was fixed. Customer service is pretty average when you want to ask about increasing your limit, pretty much don't bother calling...
Full review

It's convenient, have had a couple of issues with being charged fees that I shouldn't have but with a phone call it was fixed. Customer service is pretty average when you want to ask about increasing your limit, pretty much don't bother calling unless you have a job, which I now know

    Price   8 / 10

    Features   8 / 10

    Customer service   8 / 10

    Convenience   10 / 10

    Trust   8 / 10

Less

Tarina (WA), reviewed 7 days ago

Was this review helpful? Yes

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Commonwealth Bank

Commonwealth Bank credit card review

Overall rating   6 / 10

My credit card is ok but nothing special.

This is a very ordinary credit card with a high interest rate. It has been convenient to have it but difficult to pay off.
Full review

This is a very ordinary credit card with a high interest rate. It has been convenient to have it but difficult to pay off.

    Price   5 / 10

    Features   4 / 10

    Customer service   4 / 10

    Convenience   7 / 10

    Trust   6 / 10

Less

Barbara (VIC), reviewed 7 days ago

1 person found this review helpful – do you? Yes

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Credit card comparisons on Mozo Rates updated daily

  • American Express Essential Credit Card

    American Express Essential Credit Card

    • Earn up to 1 Membership Rewards point for every $1 spent
    • $0 annual fee
    • 0% p.a. on balance transfers for the first 12 months

    balance transfer rate

    0% for 12 months

    purchase rate

    14.99%

    annual fee

    $0

    Go to site

    More info

    • Earn up to 1 Membership Rewards point for every $1 spent
    • $0 annual fee
    • 0% p.a. on balance transfers for the first 12 months
    Product info
    • Balance transfer rate: 0% for 12 months
    • Annual fee: $0
    • Purchase rate: 14.99%
    • Interest free days: 55
    • Interest rate on cash withdrawals:
    • Fee for cash withdrawals:
    • Rewards description: Transfer points to a range of airline programs or redeem your points for travel, gift cards, retail rewards and shopping gift cards.
    Overall rating

    7.3

    Based on 255 American Express credit card reviews

    Need more information?
    Go to site

    More info

  • St.George Vertigo

    St.George Vertigo

    • 0% p.a. on balance transfers for the first 18 months
    • 0% p.a. on purchases for the first 3 months
    • Up to 55 interest free days on purchases

    balance transfer rate

    0% for 18 months and then 21.49%

    purchase rate

    0% for 3 months then 13.24%

    annual fee

    $55

    Go to site

    More info

    • 0% p.a. on balance transfers for the first 18 months
    • 0% p.a. on purchases for the first 3 months
    • Up to 55 interest free days on purchases
    Product info
    • Balance transfer rate: 0% for 18 months and then 21.49%
    • Annual fee: $55
    • Purchase rate: 0% for 3 months then 13.24%
    • Interest free days: 55
    • Interest rate on cash withdrawals: 21.49%
    • Fee for cash withdrawals: 2%, Min $2.50
    • Rewards description:
    Overall rating

    7.0

    Based on 330 St.George credit card reviews

    Need more information?
    Go to site

    More info

  • American Express Qantas Premium Card

    American Express Qantas Premium Card

    • Earn up to 2 bonus points per dollar spent on eligible purchases
    • Receive up to 80,000 extra Qantas Points
    • Enjoy 2 Qantas Club Lounge invitations every year

    balance transfer rate

    0% for 12 months (1.00% balance transfer fee)

    purchase rate

    20.74%

    annual fee

    $249

    Go to site

    More info

    • Earn up to 2 bonus points per dollar spent on eligible purchases
    • Receive up to 80,000 extra Qantas Points
    • Enjoy 2 Qantas Club Lounge invitations every year
    Product info
    • Balance transfer rate: 0% for 12 months (1.00% balance transfer fee)
    • Annual fee: $249
    • Purchase rate: 20.74%
    • Interest free days: 44
    • Interest rate on cash withdrawals:
    • Fee for cash withdrawals:
    • Rewards description: Points are automatically credited to the Qantas Frequent Flyer program.
    Overall rating

    7.3

    Based on 255 American Express credit card reviews

    Need more information?
    Go to site

    More info

  • St.George Vertigo Platinum

    St.George Vertigo Platinum

    • 0% p.a. on balance transfers for the first 20 months
    • 0% p.a. on purchases for the first 3 months
    • $99 annual fee

    balance transfer rate

    0% for 20 months and then 21.49%

    purchase rate

    0% for 3 months then 12.74%

    annual fee

    $99

    Go to site

    More info

    • 0% p.a. on balance transfers for the first 20 months
    • 0% p.a. on purchases for the first 3 months
    • $99 annual fee
    Product info
    • Balance transfer rate: 0% for 20 months and then 21.49%
    • Annual fee: $99
    • Purchase rate: 0% for 3 months then 12.74%
    • Interest free days: 55
    • Interest rate on cash withdrawals: 21.49%
    • Fee for cash withdrawals: 2%, Min $2.50
    • Rewards description:
    Overall rating

    7.0

    Based on 330 St.George credit card reviews

    Need more information?
    Go to site

    More info

  • NAB Low Rate Card

    NAB Low Rate Card

    • Make purchases with our lowest interest rate and longest interest-free period
    • 0% p.a on balance transfers for 24 months (with 2.5% balance transfer fee)
    • Secure online application. Get a response in 60 seconds.

    balance transfer rate

    0% for 24 months (2.50% balance transfer fee)

    purchase rate

    13.99%

    annual fee

    $59

    Go to site

    More info

    • Make purchases with our lowest interest rate and longest interest-free period
    • 0% p.a on balance transfers for 24 months (with 2.5% balance transfer fee)
    • Secure online application. Get a response in 60 seconds.
    Product info
    • Balance transfer rate: 0% for 24 months (2.50% balance transfer fee)
    • Annual fee: $59
    • Purchase rate: 13.99%
    • Interest free days: 55
    • Interest rate on cash withdrawals: 21.74%
    • Fee for cash withdrawals: 1.75%, Min $1.75
    • Rewards description:
    Overall rating

    7.2

    Based on 1409 NAB credit card reviews

    Need more information?
    Go to site

    More info

  Compare

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People's Choice Award 2015

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About Mozo Reviews

Mozo gives you the inside story on the best banking and insurance products as rated by thousands of real customers around Australia.

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