Annual fees and rewards fee too high
More St.George credit card customer reviewsIt is an average product. It does offer free travel insurance and a $129 flight voucher each year, but you have to call them to arrange the voucher which is a bit dodgy on their part. It's like they want you to forget (which I have). You pay for it in the annual fee though.
More Virgin Money credit card customer reviewsThe credit card gives a significant points valued reward and is super easy to manage online. Unfortunately the app crashes constantly.
More Westpac credit card customer reviewsLow and comparable fees. A good daily driver credit card option with a low limit - very useful in pairing with the Savings account to meet the 5 monthly purchases to receive the bonus interest rate. Additionally, upon signing up I received a generous cash bonus.
More ING credit card customer reviewsVery Poor app and online experience. Direct debit is set only through a paper form which never gets received. The statement is designed very poor or should rather say "very smart " to not include the total amount DUE or clearly say the DUE DATE. Not at all easy to understand the balance. Pending transactions get cleared after a long long time. I have just closed this card in less than 2 months of using it because of their digital experience. The closure process as explained by the rep will take another month even when I have paid my account balance in full. I have used every card in Australia and this was by far the WORST card or service you can get. You cannot even claim the Annual fee back as they have issued you free points. I am happy to give back the points they have credited but they have been SOLD to me.
More Qantas Money credit card customer reviewsHigh fees, always difficult to access my online A/C
More Citi credit card customer reviewsCommonwealth is stable, secure and supportive. In some respects they are slightly more expensive, but it's because they are a superior product
More Commonwealth Bank credit card customer reviewsI've never had issues with banking with Westpac. The app is easy to navigate, and all the information you need is accessible and clear. One con may be the extra charges from vendors if you consider using a credit card over direct debit, but this includes all banks.
More Westpac credit card customer reviewsAMEX IS GREAT FOR REWARDS POINTS (THEY HAVE A HIGHER POINT PER DOLLAR THAN OTHER CARDS) AND THEY ALSO HAVE FANTASTIC CUSTOMER SERVICE. DOWNSIDE IS THAT ITS ON THE MORE EXPENSIVE SIDE
More American Express credit card customer reviewsPainfully slow and unhelpful staff lacking a basic understanding of customer service.
More G&C Mutual Bank credit card customer reviewsConvenient buying options
More Latitude credit card customer reviewsI love my Commonwealth bank because they send me alerts immediately if they consider a transaction possibly fraudulent and they recovered thousand of dollars after I had my card hacked on a long weekend I have been with my bank for more than 40years and never want to change.
More Commonwealth Bank credit card customer reviewsQudos bank have excellent security & staff know their prducts very well
More Qudos Bank credit card customer reviewsFast reaction to possible fraudulent transactions on my credit card. Commonwealth Bank looks after me constantly and has saved me thousands.
More Commonwealth Bank credit card customer reviewsCons of westpac credit card good phone app easy to use . Card went straight onto the wallet and could use straight away the process of applying to being able to use was very quick.
More Westpac credit card customer reviews
**Saving based on the average difference in fees and charges over 3 years between the most competitive product Mozo can refer a consumer to and the average credit card product input by 6,863 consumers (average balance of $4,262 or balance transfer balance of $5,818, interest rate of 19.6% and annual fee of $36.50) who used the Mozo Credit Card Health Check tool between 1 January 2012 to July 2012.
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