People's Choice Award 2017
Forget industry awards where banks scratch each other's backs. Mozo presents the People's Choice Awards, based on real customer reviews.
Read the latest credit card reviews from the Mozo community. Thousands of Australians have reviewed their credit card provider to give you the low down on everything from rewards programs to the best balance transfer deals.
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I dislike the interest rates, although they are very competitive they could certainly be reduced further. The app does not have all the options to do internet banking - not easy to navigate. I think that the website is a lot worse than the app....
I dislike the interest rates, although they are very competitive they could certainly be reduced further. The app does not have all the options to do internet banking - not easy to navigate. I think that the website is a lot worse than the app. However overall - I am very satisfied with the customer service of ME bank and have found their rates to be very competitive.
Chloe (VIC), reviewed about 2 months ago
They don't accommodate people living in rural areas.
They don't accommodate people living in rural areas.
Judy (SA), reviewed 3 months ago
Service has been good. Interest rates on credit cards still too high.
Service has been good. Interest rates on credit cards still too high.
Hazel (QLD), reviewed 3 months ago
My first time going to the branch was wonderful. We were welcomed warmly and all our questions were gently answered.
My first time going to the branch was wonderful. We were welcomed warmly and all our questions were gently answered.
Princess (NSW), reviewed 3 months ago
Easy internet banking site and staff have always been helpful in branches.
Easy internet banking site and staff have always been helpful in branches.
Glynda (QLD), reviewed 3 months ago
Easy to use website, login and navigate around. The branch staff are always helpful and I have even had calls from them in regards to fraudulent activity on my credit cards. Peace of mind to know that they are watching out for my well fare.
Easy to use website, login and navigate around. The branch staff are always helpful and I have even had calls from them in regards to fraudulent activity on my credit cards. Peace of mind to know that they are watching out for my well fare.
Elizabeth (WA), reviewed 3 months ago
I have been happy with the products, value and customer service, however I am now aware that Commonwealth Bank is using the money of Australians to fund polluting power. I am considering moving to an alternative bank.
I have been happy with the products, value and customer service, however I am now aware that Commonwealth Bank is using the money of Australians to fund polluting power. I am considering moving to an alternative bank.
Lorraine (NSW), reviewed 3 months ago
I have only ever used ANZ for credit cards. Their products are great and their staff are very helpful. I am so very pleased to highly recommend them.
I have only ever used ANZ for credit cards. Their products are great and their staff are very helpful. I am so very pleased to highly recommend them.
Sharon (VIC), reviewed 3 months ago
To be honest I choose banks by their logos, their brand colours and what their cards look like (visa/master). I like the logo and the look of these cards.
To be honest I choose banks by their logos, their brand colours and what their cards look like (visa/master). I like the logo and the look of these cards.
Tess (NSW), reviewed 3 months ago
They are very security aware and monitor suspect transactions to ensure that my account is safe from hacking.
They are very security aware and monitor suspect transactions to ensure that my account is safe from hacking.
Gary (SA), reviewed 3 months ago
Always prompt friendly service. Close local branches. Very easy to use Internet banking with great apps.
Always prompt friendly service. Close local branches. Very easy to use Internet banking with great apps.
Shirley (QLD), reviewed 3 months ago
Credit card issues quickly resolved. We had identity theft and they dealt with it quickly and efficiently.
Credit card issues quickly resolved. We had identity theft and they dealt with it quickly and efficiently.
Celsa (QLD), reviewed 3 months ago
Overall service is good and the staff are pleasant. The fees are way too high for the type of service they provide.
Overall service is good and the staff are pleasant. The fees are way too high for the type of service they provide.
Sue (QLD), reviewed 3 months ago
For many years, this bank has looked after me. They have provided good documentation, rapid service and a cheerful outlook.
For many years, this bank has looked after me. They have provided good documentation, rapid service and a cheerful outlook.
Louise (TAS), reviewed 3 months ago
Customer focussed, good products, reliable and trustworthy.
Customer focussed, good products, reliable and trustworthy.
Chris (VIC), reviewed 3 months ago
There is no conversion on oversees transactions.
There is no conversion on oversees transactions.
Kevin (QLD), reviewed 3 months ago
There are too many products which can be very confusing for consumers. Too many forms to complete and timeline is not met on time, otherwise this is not a bad bank.
There are too many products which can be very confusing for consumers. Too many forms to complete and timeline is not met on time, otherwise this is not a bad bank.
Maria (NSW), reviewed 3 months ago
I have dealt with this bank for many years and have always found the staff friendly and informative irrespective of which branch I attend.
I have dealt with this bank for many years and have always found the staff friendly and informative irrespective of which branch I attend.
Lynne (QLD), reviewed 3 months ago
The customer service is of a very high standard and waiting time is very quick. Any problems I have had are quickly resolved. For example, I used an old Bpay account and the money was returned as well as another incorrect charge was returned.
The customer service is of a very high standard and waiting time is very quick. Any problems I have had are quickly resolved. For example, I used an old Bpay account and the money was returned as well as another incorrect charge was returned.
Tania (NSW), reviewed 3 months ago
They are always friendly and helpful with their advice. Most advice is useful, but if we don't want to accept it, they just leave it and don't mention it again. Quick service mostly.
They are always friendly and helpful with their advice. Most advice is useful, but if we don't want to accept it, they just leave it and don't mention it again. Quick service mostly.
Marion (SA), reviewed 3 months ago
Great online system and mobile application. Both are very easy to use.
Great online system and mobile application. Both are very easy to use.
Catherine (QLD), reviewed 3 months ago
Generally not a bad product however we have been annoyingly charged interest on several occasions when the payment date has been changed without notice.
Generally not a bad product however we have been annoyingly charged interest on several occasions when the payment date has been changed without notice.
Hsin (WA), reviewed 3 months ago
Commonwealth Bank is a well known and trusted bank. The first time I went in to set up my account, it was just so easy and you could really tell that their full attention was on the customer in front of them.
Commonwealth Bank is a well known and trusted bank. The first time I went in to set up my account, it was just so easy and you could really tell that their full attention was on the customer in front of them.
Teri (VIC), reviewed 3 months ago
I've been with this bank for years. I joined because they don't charge fees and charges like my old bank used to. All in all a good bank.
I've been with this bank for years. I joined because they don't charge fees and charges like my old bank used to. All in all a good bank.
Lynette (QLD), reviewed 3 months ago
Fast service, no walking into long queues. Advice regarding security questions are well handled.
Fast service, no walking into long queues. Advice regarding security questions are well handled.
David (NSW), reviewed 3 months ago
Mozo may receive a payment from financial providers listed on the site. Customer reviews are in no way affected by any commercial relationships Mozo has with providers. Reviewers may receive a voucher from Mozo in exchange for their review. Vouchers are given to all reviewers who meet our review guidelines regardless of the sentiment of their reviews.
American Express Qantas Ultimate Card
| American Express | American Express Qantas Ultimate Card
| balance transfer rate 0% p.a. for 12 months and then 20.74% p.a. (1.00% balance transfer fee) | purchase rate 20.74% p.a. | annual fee $450 | Go to site More info |
More info
ANZ Frequent Flyer Platinum
| ANZ |
| balance transfer rate | purchase rate 19.99% p.a. | annual fee $295 $0 in the first 1 year | Go to site More info |
More info
American Express Explorer® Credit Card
| American Express | American Express Explorer® Credit Card
| balance transfer rate 0% p.a. for 12 months and then 20.74% p.a. (1.00% balance transfer fee) | purchase rate 20.74% p.a. | annual fee $395 | Go to site More info |
More info
Virgin Money Virgin Australia Velocity Flyer Card - Balance Transfer and Points Offer
| Virgin Money | Virgin Money Virgin Australia Velocity Flyer Card - Balance Transfer and Points Offer
| balance transfer rate 0% p.a. for 18 months and then 20.99% p.a. | purchase rate 20.74% p.a. | annual fee $129 Annual fee refunded in the first year if you spend $1,000 per month in the first 6 months., $0 in the first 1 year | Go to site More info |
More info
ANZ Frequent Flyer Black
| ANZ |
| balance transfer rate | purchase rate 19.99% p.a. | annual fee $425 $0 in the first 1 year | Go to site More info |
More info
Want more? Compare all 213 credit cards in the Mozo comparison engine.
Compare all credit cards Forget industry awards where banks scratch each other's backs. Mozo presents the People's Choice Awards, based on real customer reviews.
Mozo gives you the inside story on the best banking and insurance products as rated by thousands of real customers around Australia.
We don't make subjective judgments, nor do advertisers influence our ratings.
Although our reviews may be moderated to improve quality standards, they are moderated independently of any of Mozo’s commercial relationships.
