28 Degrees credit card reviews

There is no conversion on oversees transactions.

Price   8 / 10

Features   / 10

Customer service   / 10

Convenience   / 10

Trust   / 10

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This card was good for travel as they didn't charge any transaction fees, however this has now changed so I've switched cards. Customer service was good, they let me know as soon as there were fraudulent transactions and hopped on the problem quickly.

Price   3 / 10

Features   0 / 10

Customer service   3 / 10

Convenience   5 / 10

Trust   0 / 10

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28 degrees Platinum MasterCard is awesome for travel. It has no annual fee, no currency exchange fees and no international conversion fees. As long as you're someone who pays off your credit card after your trip, this is a great option. It doesn't have the bells and whistles of a rewards program but I'd prefer to save the money on fees.

Price   9 / 10

Features   6 / 10

Customer service   8 / 10

Convenience   8 / 10

Trust   7 / 10

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Love the convenience of the card and customer service have always been very helpful. I feel the online banking to be a little difficult to navigate and when printing statements at home, especially if I want to print up to date instead of a previous or last statement a bit troublesome.

Price   8 / 10

Features   4 / 10

Customer service   7 / 10

Convenience   8 / 10

Trust   6 / 10

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Great for travelling and online shopping

Price   9 / 10

Features   9 / 10

Customer service   9 / 10

Convenience   9 / 10

Trust   9 / 10

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Was the best credit card for overseas purchases or travel. Now they have added a 3% transaction charge on atm withdraws it has lost some quality.

Price   7 / 10

Features   9 / 10

Customer service   7 / 10

Convenience   8 / 10

Trust   7 / 10

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I like 28 Degrees because there are no annual fees on the card and no conversion rate when using different currencies. I highly recommend people to use this card while travelling overseas because every machine that has a VISA logo accepts this card. They also have a competitive exchange rate. What I don't like is they offer no reward program like other major credit cards do.

Price   10 / 10

Features   2 / 10

Customer service   8 / 10

Convenience   7 / 10

Trust   10 / 10

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No annual fee credit card, interest rate is average, but you do get 55 days interest free, and I'll mention again, no annual fee. If you are paying most of your card off each month it is great. Also offers buyer protection, for a small monthly fee based on your balance ( if you pay your balance off each month , the fee is zero). If you buy something with your 28 degrees MasterCard and you see it offered cheaper within 6 months, you can claim the difference back from 28 degrees, a great deal I have used many times.

Price   6 / 10

Features   6 / 10

Customer service   8 / 10

Convenience   9 / 10

Trust   9 / 10

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Great until cash advance fees were introduced but excellent fixed rate

Price   10 / 10

Features   2 / 10

Customer service   7 / 10

Convenience   9 / 10

Trust   5 / 10

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No extra charge for oversea use but I never used this card in overseas so I am not sure how expensive to use when I spend foreign currency.

Price   5 / 10

Features   6 / 10

Customer service   6 / 10

Convenience   6 / 10

Trust   6 / 10

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Great card, especially for overseas use

Price   10 / 10

Features   10 / 10

Customer service   8 / 10

Convenience   9 / 10

Trust   9 / 10

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Always quick to answer questions and great benefits

Price   8 / 10

Features   8 / 10

Customer service   8 / 10

Convenience   8 / 10

Trust   8 / 10

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Use their card overseas - never a problem

Price   9 / 10

Features   9 / 10

Customer service   9 / 10

Convenience   9 / 10

Trust   9 / 10

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I like.

Price   5 / 10

Features   5 / 10

Customer service   5 / 10

Convenience   5 / 10

Trust   5 / 10

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I have made about 6 payments into the CC by Bpay over the weekend. Five days later, none are showing. In addition, details for transactions dating back 10 days are still not available online. When I rang them, speaking to some overseas operator, he was clueless and unable to help. Without doubt, their online system and customer service is the worst I have ever experienced. Their behaviour is causing me great stress. Once I complete my planned overseas trip, I will be cancelling my card and will never deal with them again. My recommendation is DO NOT USE THEM!

Price   8 / 10

Features   8 / 10

Customer service   0 / 10

Convenience   6 / 10

Trust   5 / 10

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Pros: Easy to deal with, No annual fees. Cons: Very high interest rate and also high interest on late payments.

Price   6 / 10

Features   4 / 10

Customer service   6 / 10

Convenience   9 / 10

Trust   8 / 10

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Credit card that has no international transaction fees, no annual fee, up to 55 days interest free.

Price   10 / 10

Features   10 / 10

Customer service   10 / 10

Convenience   10 / 10

Trust   10 / 10

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Very available and the online app to check your account is very user friendly.

Price   8 / 10

Features   8 / 10

Customer service   9 / 10

Convenience   10 / 10

Trust   9 / 10

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This card is an essential extra to add to your other regular awards points credit cards in your wallet. There are no exchange fees and compared to my bank credit cards always proves to reduce my add-on costs of purchasing overseas. Sometimes I have noticed that the exchange rate isn't quite as good as my bank's debit card rate and of course there are no rewards or awards points for using this card but THERE IS NO ANNUAL FEE!!

Price   8 / 10

Features   8 / 10

Customer service   8 / 10

Convenience   8 / 10

Trust   8 / 10

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Great credit card to travel with. Very good customer service offering great security benefits. Have recommended this credit card to many friends.

Price   10 / 10

Features   10 / 10

Customer service   10 / 10

Convenience   10 / 10

Trust   10 / 10

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This is a great product. For a credit card to have no annual fee, and be so effective when travelling overseas, such as reduced transaction costs is a great product.

Price   10 / 10

Features   10 / 10

Customer service   8 / 10

Convenience   8 / 10

Trust   9 / 10

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Awesome card to use overseas with no transaction fees and no annual fee. Just be sure to pay off the entire balance each month to avoid being charged the relatively high interest rate. Great extra feature too with Shoppers Protection Insurance.

Price   10 / 10

Features   9 / 10

Customer service   7 / 10

Convenience   7 / 10

Trust   7 / 10

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So good. No fees on overseas transactions. Good interest rates.

Price   7 / 10

Features   7 / 10

Customer service   7 / 10

Convenience   7 / 10

Trust   7 / 10

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It was very good.

Price   7 / 10

Features   6 / 10

Customer service   9 / 10

Convenience   7 / 10

Trust   10 / 10

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They are good.

Price   6 / 10

Features   10 / 10

Customer service   10 / 10

Convenience   10 / 10

Trust   9 / 10

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