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28 Degrees credit card reviews

28 Degrees
28 Degrees's overall rating for credit cards

(as rated by the Mozo community)

7.6 / 10

based on 405 reviews

Price

Features

Customer service

Convenience

Trust

Recent 28 Degrees credit card reviews

28 Degrees

28 Degrees Credit Card review

Overall rating   7 / 10

For the traveller.

Good if you need to use overseas.

Full review

Good if you need to use overseas.

    Price   7 / 10

    Features   8 / 10

    Customer service   4 / 10

    Convenience   10 / 10

    Trust   9 / 10

Less

Kerrie, New South Wales, reviewed about 7 hours ago

28 Degrees

28 Degrees Credit Card review

Overall rating   8 / 10

Good card.

The benefit of the card is that there is no annual fees and no currency conversion fees. Great card to be used overseas. Definitely recommend.

Full review

The benefit of the card is that there is no annual fees and no currency conversion fees. Great card to be used overseas. Definitely recommend.

    Price   7 / 10

    Features   6 / 10

    Customer service   8 / 10

    Convenience   7 / 10

    Trust   8 / 10

Less

Rebecca, New South Wales, reviewed 1 day ago

28 Degrees

28 Degrees Credit Card review

Overall rating   8 / 10

Convenient.

Convenient and no fees.

Full review

Convenient and no fees.

    Price   8 / 10

    Features   7 / 10

    Customer service   8 / 10

    Convenience   8 / 10

    Trust   7 / 10

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Jeremy, Western Australia, reviewed 1 day ago

28 Degrees

28 Degrees Credit Card review

Overall rating   8 / 10

Good value credit card.

Good value credit card. No international transactions fees.

Full review

Good value credit card. No international transactions fees.

    Price   9 / 10

    Features   5 / 10

    Customer service   9 / 10

    Convenience   9 / 10

    Trust   8 / 10

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Odette, New South Wales, reviewed 3 days ago

28 Degrees

28 Degrees Credit Card review

Overall rating   10 / 10

No fees for currency conversions.

The no fees for currency conversions is a winner, especially for travelling or overseas shopping.

Full review

The no fees for currency conversions is a winner, especially for travelling or overseas shopping.

    Price   9 / 10

    Features   10 / 10

    Customer service   10 / 10

    Convenience   9 / 10

    Trust   10 / 10

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Geoff, New South Wales, reviewed 6 days ago

28 Degrees

28 Degrees Credit Card review

Overall rating   10 / 10

Great value, easy to use, easy to pay back.

Love using my card for overseas, its so easy and paying it back even easier!

Full review

Love using my card for overseas, its so easy and paying it back even easier!

    Price   9 / 10

    Features   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

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Patricia, South Australia, reviewed 10 days ago

28 Degrees

28 Degrees Credit Card review

Overall rating   8 / 10

Great customer service during international travel

28 Degrees has a great credit card for international trips with low fees. I have used this card for travelling and personal daily online shopping for years.

Full review

28 Degrees has a great credit card for international trips with low fees. I have used this card for travelling and personal daily online shopping for years.

    Price   9 / 10

    Features   4 / 10

    Customer service   9 / 10

    Convenience   7 / 10

    Trust   10 / 10

Less

Micaela, New South Wales, reviewed 15 days ago

28 Degrees

28 Degrees Credit Card review

Overall rating   5 / 10

Great choice for foreign transaction.

Fee free foreign transactions but no rewards and they charge you to pay via BPay.

Full review

Fee free foreign transactions but no rewards and they charge you to pay via BPay.

    Price   6 / 10

    Features   3 / 10

    Customer service   5 / 10

    Convenience   5 / 10

Less

Miriam, South Australia, reviewed 22 days ago

28 Degrees

28 Degrees Credit Card review

Overall rating   10 / 10

Great access, no fuss, fee free.

Mastercard 28 degrees is a wonderful product. We just traveled 8 countries throughout Europe and this card was so easy to use. The 28 degrees card was accepted at shops, ATM's and restaurants. We were not charged fees. At one stage I misplaced my...

Full review

Mastercard 28 degrees is a wonderful product. We just traveled 8 countries throughout Europe and this card was so easy to use. The 28 degrees card was accepted at shops, ATM's and restaurants. We were not charged fees. At one stage I misplaced my card and called their hotline and my problem was resolved in minutes. I highly recommend this card.

    Price   10 / 10

    Features   10 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

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Nichole, New South Wales, reviewed 29 days ago

28 Degrees

28 Degrees Credit Card review

Overall rating   9 / 10

No foreign fees, easy to use, great product.

Best credit card I have used. I always pay it off and I love the no foreign fees. Internet banking is very easy to use and they have a good phone app too.

Full review

Best credit card I have used. I always pay it off and I love the no foreign fees. Internet banking is very easy to use and they have a good phone app too.

    Price   9 / 10

    Features   9 / 10

    Customer service   9 / 10

    Convenience   9 / 10

    Trust   9 / 10

Less

Sonja, New South Wales, reviewed 29 days ago

28 Degrees

28 Degrees Credit Card review

Overall rating   8 / 10

No international fees.

Great credit card for overseas travel.

Full review

Great credit card for overseas travel.

    Price   10 / 10

    Features   5 / 10

    Customer service   7 / 10

    Convenience   6 / 10

    Trust   8 / 10

Less

Jo, New South Wales, reviewed about 1 month ago

28 Degrees

28 Degrees Credit Card review

Overall rating   9 / 10

Great card to use for travelling.

Great card to travel with as no international transaction fees.

Full review

Great card to travel with as no international transaction fees.

    Price   7 / 10

    Features   10 / 10

    Customer service   8 / 10

    Convenience   10 / 10

    Trust   10 / 10

Less

Sharyn, Queensland, reviewed about 1 month ago

28 Degrees

28 Degrees Credit Card review

Overall rating   9 / 10

Great travel card.

Very easy application.

Full review

Very easy application.

    Price   8 / 10

    Features   8 / 10

    Customer service   9 / 10

    Convenience   9 / 10

    Trust   5 / 10

Less

Kirsti, Victoria, reviewed about 1 month ago

28 Degrees

28 Degrees Credit Card review

Overall rating   7 / 10

Easy to travel with!

Great as a travel card. High interest rate though.

Full review

Great as a travel card. High interest rate though.

    Price   4 / 10

    Features   4 / 10

    Customer service   10 / 10

    Convenience   7 / 10

    Trust   8 / 10

Less

Courtney, Western Australia, reviewed about 1 month ago

28 Degrees

28 Degrees Credit Card review

Overall rating   9 / 10

Great travel credit card.

Best credit card for travel, no international fees! Convenient and easy to use online banking platform.

Full review

Best credit card for travel, no international fees! Convenient and easy to use online banking platform.

    Price   7 / 10

    Features   10 / 10

    Convenience   9 / 10

    Trust   7 / 10

Less

Gianni, Queensland, reviewed about 1 month ago

Mozo may receive a payment from financial providers listed on the site. Customer reviews are in no way affected by any commercial relationships Mozo has with providers. Reviewers may receive a voucher from Mozo in exchange for their review. Vouchers are given to all reviewers who meet our review guidelines regardless of the sentiment of their reviews.

Credit card comparisons on Mozo - rates updated daily

  • Citi Platinum - Balance Transfer Offer

    Citi Platinum - Balance Transfer Offer

    • 0% per annum for 26 months on purchases and balance transfers
    • No Annual Fee for the first year then $199 each year after.
    • Complimentary International Travel Insurance

    balance transfer rate

    0% p.a. for 26 months and then 22.24% p.a. (1.50% balance transfer fee)

    purchase rate

    21.49% p.a.

    annual fee

    $149 $49 in the first year

    		 Go to site

    More info

    • 0% per annum for 26 months on purchases and balance transfers
    • No Annual Fee for the first year then $199 each year after.
    • Complimentary International Travel Insurance
    • Balance transfer rate: 0% p.a. for 26 months and then 22.24% p.a. (1.50% balance transfer fee)
    • Annual fee: $149 $49 in the first year
    • Purchase rate: 21.49% p.a.
    • Interest free days: 55
    • Interest rate on cash withdrawals: 22.24% p.a.
    • Fee for cash withdrawals: 3.5%, min $3.50
    • Rewards description: Transfer points to a range of airline programs or redeem your points for travel, cashback, gift cards, retail rewards and shopping gift cards.
    Overall rating

    5.2

    Based on 1263 Citi credit card reviews

    Need more information?
    Go to site

    More info

  • MOZO EXPERTS CHOICE AWARDS 2019

    American Express Velocity Platinum Card

    American Express Velocity Platinum Card

    • 0.0% p.a. on balance transfers for the first 12 months
    • Receive 100,000 bonus Velocity Points when you apply online by 12 February 2020, are approved and spend $3,000 on your new Card within the first 3 months.
    • Enjoy 2 complimentary Virgin Australia lounge passes each anniversary year at selected domestic airports

    balance transfer rate

    0% p.a. for 12 months and then 20.74% p.a. (1.00% balance transfer fee)

    purchase rate

    20.74% p.a.

    annual fee

    $375

    		 Go to site

    More info

    • 0.0% p.a. on balance transfers for the first 12 months
    • Receive 100,000 bonus Velocity Points when you apply online by 12 February 2020, are approved and spend $3,000 on your new Card within the first 3 months.
    • Enjoy 2 complimentary Virgin Australia lounge passes each anniversary year at selected domestic airports
    • Balance transfer rate: 0% p.a. for 12 months and then 20.74% p.a. (1.00% balance transfer fee)
    • Annual fee: $375
    • Purchase rate: 20.74% p.a.
    • Interest free days: 55
    • Interest rate on cash withdrawals:
    • Fee for cash withdrawals:
    • Rewards description: Points automatically transferred to your Velocity account
    Overall rating

    6.6

    Based on 873 American Express credit card reviews

    Need more information?
    Go to site

    More info

  • NAB Low Rate Card

    NAB Low Rate Card

    • 0% purchase rate for the first 6 months
    • Up to 55 days interest free on purchases
    • Secure online application and fast response

    balance transfer rate

    0% p.a. for 6 months and then 21.74% p.a. (2.00% balance transfer fee)

    purchase rate

    0% p.a. for 6 months then 13.99% p.a.

    annual fee

    $59

    		 Go to site

    More info

    • 0% purchase rate for the first 6 months
    • Up to 55 days interest free on purchases
    • Secure online application and fast response
    • Balance transfer rate: 0% p.a. for 6 months and then 21.74% p.a. (2.00% balance transfer fee)
    • Annual fee: $59
    • Purchase rate: 0% p.a. for 6 months then 13.99% p.a.
    • Interest free days: 55
    • Interest rate on cash withdrawals: 21.74% p.a.
    • Fee for cash withdrawals: 2%, Min $2.50
    • Rewards description:
    Overall rating

    6.7

    Based on 4195 NAB credit card reviews

    Need more information?
    Go to site

    More info

  • Suncorp Clear Options Platinum (Suncorp Rewards)

    Suncorp Clear Options Platinum (Suncorp Rewards)

    • 0% p.a. for 14 months on balance transfers
    • 3x Reward Points on everyday Eligible Transactions in the first 6 months (T&Cs apply)
    • Up to 55 days interest free on retail purchases (T&Cs apply)

    balance transfer rate

    0% p.a. for 14 months and then 21.99% p.a.

    purchase rate

    0% p.a. for 14 months then 20.74% p.a.

    annual fee

    $129 $49 in the first year

    		 Go to site

    More info

    • 0% p.a. for 14 months on balance transfers
    • 3x Reward Points on everyday Eligible Transactions in the first 6 months (T&Cs apply)
    • Up to 55 days interest free on retail purchases (T&Cs apply)
    • Balance transfer rate: 0% p.a. for 14 months and then 21.99% p.a.
    • Annual fee: $129 $49 in the first year
    • Purchase rate: 0% p.a. for 14 months then 20.74% p.a.
    • Interest free days: 55
    • Interest rate on cash withdrawals: 21.99% p.a.
    • Fee for cash withdrawals: 3.50%, min $3.50
    • Rewards description: Redeem your points for travel, gift cards, retail rewards and shopping gift cards.
    Overall rating

    6.6

    Based on 418 Suncorp credit card reviews

    Need more information?
    Go to site

    More info

  • Citi Platinum - Purchase Rate Offer

    Citi Platinum - Purchase Rate Offer

    • Low Annual Fee at $49 for the first year then $149 each year after.
    • 0% per annum for 13 months on purchases and balance transfers.
    • Complimentary International Travel Insurance.

    balance transfer rate

    0% p.a. for 13 months and then 22.24% p.a. (1.00% balance transfer fee)

    purchase rate

    0% p.a. for 13 months then 21.49% p.a.

    annual fee

    $149 $49 in the first year

    		 Go to site

    More info

    • Low Annual Fee at $49 for the first year then $149 each year after.
    • 0% per annum for 13 months on purchases and balance transfers.
    • Complimentary International Travel Insurance.
    • Balance transfer rate: 0% p.a. for 13 months and then 22.24% p.a. (1.00% balance transfer fee)
    • Annual fee: $149 $49 in the first year
    • Purchase rate: 0% p.a. for 13 months then 21.49% p.a.
    • Interest free days: 55
    • Interest rate on cash withdrawals: 22.24% p.a.
    • Fee for cash withdrawals: 3.5%, min $3.50
    • Rewards description: Transfer points to a range of airline programs or redeem your points for travel, cashback, gift cards, retail rewards and shopping gift cards.
    Overall rating

    5.2

    Based on 1263 Citi credit card reviews

    Need more information?
    Go to site

    More info

**Saving based on the average difference in fees and charges over 3 years between the most competitive product Mozo can refer a consumer to and the average credit card product input by 6,863 consumers (average balance of $4,262 or balance transfer balance of $5,818, interest rate of 19.6% and annual fee of $36.50) who used the Mozo Credit Card Health Check tool between 1 January 2012 to July 2012.

Want more? Compare all 226 credit cards in the Mozo comparison engine.

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**Saving based on the average difference in fees and charges over 3 years between the most competitive product Mozo can refer a consumer to and the average credit card product input by 6,863 consumers (average balance of $4,262 or balance transfer balance of $5,818, interest rate of 19.6% and annual fee of $36.50) who used the Mozo Credit Card Health Check tool between 1 January 2012 to July 2012.

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