28 Degrees credit card reviews

28 Degrees
28 Degrees's overall rating for credit cards

(as rated by the Mozo community)

7.6 / 10

based on 389 reviews

Price

Features

Customer service

Convenience

Trust

Featured credit card from 28 Degrees

Recent 28 Degrees credit card reviews

28 Degrees

28 Degrees Platinum Mastercard Credit Card review

Overall rating   9 / 10

Very good service

There is no conversion on oversees transactions.

Full review

There is no conversion on oversees transactions.

    Price   8 / 10

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Kevin, Queensland, reviewed almost 2 years ago

28 Degrees

28 Degrees Platinum Mastercard Credit Card review

Overall rating   9 / 10

I am happy with Commonwealth bank

I am very in press end

Full review

I am very in press end

    Price   6 / 10

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Susan, Queensland, reviewed about 2 years ago

28 Degrees

28 Degrees Credit Card review

Overall rating   5 / 10

Good for travel, but that's about it

This card was good for travel as they didn't charge any transaction fees, however this has now changed so I've switched cards. Customer service was good, they let me know as soon as there were fraudulent transactions and hopped on the problem...

Full review

This card was good for travel as they didn't charge any transaction fees, however this has now changed so I've switched cards. Customer service was good, they let me know as soon as there were fraudulent transactions and hopped on the problem quickly.

    Price   3 / 10

    Features   0 / 10

    Customer service   3 / 10

    Convenience   5 / 10

    Trust   0 / 10

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Hannah, Queensland, reviewed about 3 years ago

28 Degrees

28 Degrees Platinum Mastercard Credit Card review

Overall rating   8 / 10

An awesome card for travelllers

28 degrees Platinum MasterCard is awesome for travel. It has no annual fee, no currency exchange fees and no international conversion fees. As long as you're someone who pays off your credit card after your trip, this is a great option. It...

Full review

28 degrees Platinum MasterCard is awesome for travel. It has no annual fee, no currency exchange fees and no international conversion fees. As long as you're someone who pays off your credit card after your trip, this is a great option. It doesn't have the bells and whistles of a rewards program but I'd prefer to save the money on fees.

    Price   9 / 10

    Features   6 / 10

    Customer service   8 / 10

    Convenience   8 / 10

    Trust   7 / 10

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Vicky, New South Wales, reviewed about 3 years ago

28 Degrees

28 Degrees Credit Card review

Overall rating   7 / 10

Very good service and convenience.

Love the convenience of the card and customer service have always been very helpful. I feel the online banking to be a little difficult to navigate and when printing statements at home, especially if I want to print up to date instead of a...

Full review

Love the convenience of the card and customer service have always been very helpful. I feel the online banking to be a little difficult to navigate and when printing statements at home, especially if I want to print up to date instead of a previous or last statement a bit troublesome.

    Price   8 / 10

    Features   4 / 10

    Customer service   7 / 10

    Convenience   8 / 10

    Trust   6 / 10

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Roy, New South Wales, reviewed over 3 years ago

28 Degrees

28 Degrees Platinum Mastercard Credit Card review

Overall rating   9 / 10

Great for travelling and online shopping

Great for travelling and online shopping

Full review

Great for travelling and online shopping

    Price   9 / 10

    Features   9 / 10

    Customer service   9 / 10

    Convenience   9 / 10

    Trust   9 / 10

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Gavin, Queensland, reviewed over 3 years ago

28 Degrees

28 Degrees Platinum Mastercard Credit Card review

Overall rating   8 / 10

Great value for overseas travel or purchases

Was the best credit card for overseas purchases or travel. Now they have added a 3% transaction charge on atm withdraws it has lost some quality.

Full review

Was the best credit card for overseas purchases or travel. Now they have added a 3% transaction charge on atm withdraws it has lost some quality.

    Price   7 / 10

    Features   9 / 10

    Customer service   7 / 10

    Convenience   8 / 10

    Trust   7 / 10

Less

Shane, Victoria, reviewed over 3 years ago

28 Degrees

28 Degrees Platinum Mastercard Credit Card review

Overall rating   8 / 10

Great for overseas use

I like 28 Degrees because there are no annual fees on the card and no conversion rate when using different currencies. I highly recommend people to use this card while travelling overseas because every machine that has a VISA logo accepts this...

Full review

I like 28 Degrees because there are no annual fees on the card and no conversion rate when using different currencies. I highly recommend people to use this card while travelling overseas because every machine that has a VISA logo accepts this card. They also have a competitive exchange rate. What I don't like is they offer no reward program like other major credit cards do.

    Price   10 / 10

    Features   2 / 10

    Customer service   8 / 10

    Convenience   7 / 10

    Trust   10 / 10

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Machda, Queensland, reviewed over 3 years ago

28 Degrees

28 Degrees Credit Card review

Overall rating   9 / 10

No annual fee card with buyers protection.

No annual fee credit card, interest rate is average, but you do get 55 days interest free, and I'll mention again, no annual fee. If you are paying most of your card off each month it is great. Also offers buyer protection, for a small monthly fee...

Full review

No annual fee credit card, interest rate is average, but you do get 55 days interest free, and I'll mention again, no annual fee. If you are paying most of your card off each month it is great. Also offers buyer protection, for a small monthly fee based on your balance ( if you pay your balance off each month , the fee is zero). If you buy something with your 28 degrees MasterCard and you see it offered cheaper within 6 months, you can claim the difference back from 28 degrees, a great deal I have used many times.

    Price   6 / 10

    Features   6 / 10

    Customer service   8 / 10

    Convenience   9 / 10

    Trust   9 / 10

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Peter, Victoria, reviewed over 3 years ago

28 Degrees

28 Degrees Platinum Mastercard Credit Card review

Overall rating   5 / 10

Better before cash advance fees

Great until cash advance fees were introduced but excellent fixed rate

Full review

Great until cash advance fees were introduced but excellent fixed rate

    Price   10 / 10

    Features   2 / 10

    Customer service   7 / 10

    Convenience   9 / 10

    Trust   5 / 10

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Ciara, Tasmania, reviewed over 3 years ago

28 Degrees

28 Degrees Credit Card review

Overall rating   6 / 10

Convenient to use

No extra charge for oversea use but I never used this card in overseas so I am not sure how expensive to use when I spend foreign currency.

Full review

No extra charge for oversea use but I never used this card in overseas so I am not sure how expensive to use when I spend foreign currency.

    Price   5 / 10

    Features   6 / 10

    Customer service   6 / 10

    Convenience   6 / 10

    Trust   6 / 10

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Joo, New South Wales, reviewed over 3 years ago

28 Degrees

28 Degrees Credit Card review

Overall rating   10 / 10

Great for Overseas

Great card, especially for overseas use

Full review

Great card, especially for overseas use

    Price   10 / 10

    Features   10 / 10

    Customer service   8 / 10

    Convenience   9 / 10

    Trust   9 / 10

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Greg, Victoria, reviewed over 3 years ago

28 Degrees

28 Degrees Platinum Mastercard Credit Card review

Overall rating   8 / 10

Efficient and great company

Always quick to answer questions and great benefits

Full review

Always quick to answer questions and great benefits

    Price   8 / 10

    Features   8 / 10

    Customer service   8 / 10

    Convenience   8 / 10

    Trust   8 / 10

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Mei, New South Wales, reviewed over 3 years ago

28 Degrees

28 Degrees Credit Card review

Overall rating   9 / 10

Great international product

Use their card overseas - never a problem

Full review

Use their card overseas - never a problem

    Price   9 / 10

    Features   9 / 10

    Customer service   9 / 10

    Convenience   9 / 10

    Trust   9 / 10

Less

Tracey, New South Wales, reviewed over 3 years ago

28 Degrees

28 Degrees Platinum Mastercard Credit Card review

Overall rating   5 / 10

Cool.

I like.

Full review

I like.

    Price   5 / 10

    Features   5 / 10

    Customer service   5 / 10

    Convenience   5 / 10

    Trust   5 / 10

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Ramana, Victoria, reviewed over 3 years ago

Mozo may receive a payment from financial providers listed on the site. Customer reviews are in no way affected by any commercial relationships Mozo has with providers. Reviewers may receive a voucher from Mozo in exchange for their review. Vouchers are given to all reviewers who meet our review guidelines regardless of the sentiment of their reviews.

Credit card comparisons on Mozo - rates updated daily

  • Qantas Money Qantas Premier Platinum

    Qantas Money Qantas Premier Platinum

    • Up to 55 days (unless you have a Balance Transfer)
    • Purchase rate of 19.99% p.a.
    • 0% p.a. Balance transfers for 18 months

    balance transfer rate

    0% p.a. for 18 months and then 21.99% p.a.

    purchase rate

    19.99% p.a.

    annual fee

    $299 $199 in the first year

    Go to site

    More info

    • Up to 55 days (unless you have a Balance Transfer)
    • Purchase rate of 19.99% p.a.
    • 0% p.a. Balance transfers for 18 months
    • Balance transfer rate: 0% p.a. for 18 months and then 21.99% p.a.
    • Annual fee: $299 $199 in the first year
    • Purchase rate: 19.99% p.a.
    • Interest free days: 55
    • Interest rate on cash withdrawals: 21.99% p.a.
    • Fee for cash withdrawals: 3%, min $3.00
    • Rewards description: Points are automatically credited to the Qantas Frequent Flyer program.
    Need more information?
    Go to site

    More info

  • Woolworths Everyday Platinum Credit Card

    Woolworths Everyday Platinum Credit Card

    • Redeem your credit card points for Woolworths shopping cards
    • $50 Woolies eGift Card when you spend $150 a month for 3 months
    • $0 annual fee for the first year (saving $49)

    balance transfer rate

    0% p.a. for 14 months and then 21.99% p.a.

    purchase rate

    19.99% p.a.

    annual fee

    $49 $0 in the first year

    Go to site

    More info

    • Redeem your credit card points for Woolworths shopping cards
    • $50 Woolies eGift Card when you spend $150 a month for 3 months
    • $0 annual fee for the first year (saving $49)
    • Balance transfer rate: 0% p.a. for 14 months and then 21.99% p.a.
    • Annual fee: $49 $0 in the first year
    • Purchase rate: 19.99% p.a.
    • Interest free days: 55
    • Interest rate on cash withdrawals: 21.99% p.a.
    • Fee for cash withdrawals: 3%, minimum $5
    • Rewards description: Woolworths Money Shopping Card sent every 4 months if enough points have been accrued.
    Overall rating

    6.3

    Based on 181 Woolworths credit card reviews

    Need more information?
    Go to site

    More info

  • ANZ Low Rate

    ANZ Low Rate

    • $1,000 minimum credit limit
    • 0.0% p.a. on balance transfers for 15 months (T&Cs apply)
    • Up to 55 days interest free on purchases

    balance transfer rate

    0% p.a. for 15 months and then 21.74% p.a.

    purchase rate

    12.49% p.a.

    annual fee

    $58

    Go to site

    More info

    • $1,000 minimum credit limit
    • 0.0% p.a. on balance transfers for 15 months (T&Cs apply)
    • Up to 55 days interest free on purchases
    • Balance transfer rate: 0% p.a. for 15 months and then 21.74% p.a.
    • Annual fee: $58
    • Purchase rate: 12.49% p.a.
    • Interest free days: 55
    • Interest rate on cash withdrawals: 21.74% p.a.
    • Fee for cash withdrawals: 2%
    • Rewards description:
    Overall rating

    6.7

    Based on 6069 ANZ credit card reviews

    Need more information?
    Go to site

    More info

  • MOZO EXPERTS CHOICE AWARDS 2018

    American Express Velocity Platinum Card

    American Express Velocity Platinum Card

    • 0.0% p.a. on balance transfers for the first 12 months
    • Receive up to 100,000 bonus Velocity Points when you apply by 15 July 2019, are approved and meet the minimum spend criteria – that’s 25,000 points for each month you spend $1,000 in the first 4 months.
    • Enjoy 2 complimentary Virgin Australia lounge passes each anniversary year at selected domestic airports

    balance transfer rate

    0% p.a. for 12 months and then 20.74% p.a. (1.00% balance transfer fee)

    purchase rate

    20.74% p.a.

    annual fee

    $375

    Go to site

    More info

    • 0.0% p.a. on balance transfers for the first 12 months
    • Receive up to 100,000 bonus Velocity Points when you apply by 15 July 2019, are approved and meet the minimum spend criteria – that’s 25,000 points for each month you spend $1,000 in the first 4 months.
    • Enjoy 2 complimentary Virgin Australia lounge passes each anniversary year at selected domestic airports
    • Balance transfer rate: 0% p.a. for 12 months and then 20.74% p.a. (1.00% balance transfer fee)
    • Annual fee: $375
    • Purchase rate: 20.74% p.a.
    • Interest free days: 55
    • Interest rate on cash withdrawals:
    • Fee for cash withdrawals:
    • Rewards description: Points automatically transferred to your Velocity account
    Overall rating

    6.6

    Based on 863 American Express credit card reviews

    Need more information?
    Go to site

    More info

  • CUA Low Rate Credit Card

    CUA Low Rate Credit Card

    • $0 annual fee for the first year
    • 11.99% p.a. on purchases
    • Up to 55 days interest free

    balance transfer rate

    0% p.a. for 13 months and then 21.74% p.a.

    purchase rate

    11.99% p.a.

    annual fee

    $49 $0 in the first year

    Go to site

    More info

    • $0 annual fee for the first year
    • 11.99% p.a. on purchases
    • Up to 55 days interest free
    • Balance transfer rate: 0% p.a. for 13 months and then 21.74% p.a.
    • Annual fee: $49 $0 in the first year
    • Purchase rate: 11.99% p.a.
    • Interest free days: 55
    • Interest rate on cash withdrawals: 21.74% p.a.
    • Fee for cash withdrawals: 2.00%, Min $3.50
    • Rewards description:
    Overall rating

    7.3

    Based on 98 CUA credit card reviews

    Need more information?
    Go to site

    More info

**Saving based on the average difference in fees and charges over 3 years between the most competitive product Mozo can refer a consumer to and the average credit card product input by 6,863 consumers (average balance of $4,262 or balance transfer balance of $5,818, interest rate of 19.6% and annual fee of $36.50) who used the Mozo Credit Card Health Check tool between 1 January 2012 to July 2012.

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**Saving based on the average difference in fees and charges over 3 years between the most competitive product Mozo can refer a consumer to and the average credit card product input by 6,863 consumers (average balance of $4,262 or balance transfer balance of $5,818, interest rate of 19.6% and annual fee of $36.50) who used the Mozo Credit Card Health Check tool between 1 January 2012 to July 2012.

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