The highest % INTEREST comparing with other card providers and especially when the bank interest of savings is not even 2% - They lure you to get one nicely and then the small letters make you keep paying 21% interest which you never can fully repay.
I have been a 28 degrees customer for the last 8 years and have only had positive experiences. Today I discovered a random company had been charging me for months despite my cancelling the service they were charging me for (my fault for not checking my account more thoroughly). The very friendly customer service representative helped me through the process very quickly and we had a nice conversation while he was going through the documents. It really brightened my day to speak to a real human who felt like a real human too (instead of canned responses)! I am currently living in the UK and there were no issues with sending my replacement card out to my house here. Their help line is available 24/7 and has numbers for when you are in Australia or overseas. Best credit card ever for travel/living overseas from Australia but still needing an Australian credit card.
28 Degrees Mastercard is a very flexible and convenient credit card that you can adapt to your own needs. It’s website is clear and easy to navigate and when you use the app you can keep track of your spending with ease. It is the card for overseas travel. Also, from experience, when there is an issue they are quick to respond, support and resolve.
I love this credit card. The fact that i don't get charged a currency conversion fee is great and as an online shopper it has saved me money many times. There is no official rewards, but then there's no card fee so I am more than happy. This provider has been reliable and fair. I can't complain.
I have just spent over 1.5 hours waiting for my call to be answered. Not good enough when the recording tells the caller that you will be answered within the hour. I could not use the link because it is rejecting firstly my email address , then my password then my age. Come on answer the phone. I wanted a copy of statements!
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Mozo gives you the inside story on the best banking, energy and insurance products as rated by thousands of real customers around Australia. We don't make subjective judgments, nor do advertisers influence our ratings. Although our reviews may be moderated to improve quality standards, they are moderated independently of any of Mozo’s commercial relationships.