Platinum Mastercard card image

humm90 Platinum Mastercard

Advertiser disclosure
Purchase rate
0% p.a. for 3 months then 25.80% p.a.
Balance transfer rate
No current offer
Annual fees
$99
Interest free days on purchases
110

Mozo editorial review humm90 Platinum Mastercard - last updated: 8 April 2024

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What's hot
  • No foreign transaction fees
  • 110-day interest free period
  • Up to 60 months interest free on purchases from select retailers
What's not
  • 25.80% p.a. interest rate
  • $99 annual fee
Mozo snapshot

Apply for a humm90 Mastercard in 10 minutes and use slick new tech for safer transactions. With a massive 110-day interest free period and no foreign transaction fees, the humm90 Mastercard could be a great option for savvy spenders. Plus, humm90's card is also a winner of a 2023 Mozo Experts Choice Travel Money Award in the Travel Credit Card category. 

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Key features

With the humm90 Mastercard, you can enjoy 110 days interest-free, but you’ll be wise to stay on top of repayments to avoid the 25.80% p.a. purchase rate and $35 late payment fee. 

There are a few other fees to be aware of, including a $99 annual fee, $20 new or replacement MOTION CODE™ card fee, $10 additional cardholder fee among others. Some are avoidable, but you'll have to bite the bullet on others.

If you’re planning any large purchases, you can go to one of humm90’s no-interest partners, including IKEA and Flight Centre, to get between 12 and 60 months interest free on your item (conditions apply)

An added option available to humm90 Mastercard holders is the ability to convert purchases of over $250 to a humm90wrap, which is a 9, 12 or 15 month instalment plan incurring no interest whatsoever. Keep in mind you’ll have to pay a small establishment fee for this option, which is dependent on the total amount payable.

Another feature serving travellers is the no foreign transaction fee, as well as 24/7 humm90 self-service and an overseas helpline in case of emergencies.


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Who is it good for

The credit card is also for travellers or international shoppers, offering no foreign transaction fees for online and overseas purchases.

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Any catches

With a high purchase rate of 25.80% p.a., you’ll want to stay on top of your repayments, especially since the card also features a late payment fee of $35.

Details

Rates and fees information correct as at 15 April 2024 Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

25.80% p.a.

0% p.a. for 3 months

No current offer

none

25.99% p.a.

110

Fees

$99.00

none

none

none

$35.00

3%, min $3

0%

$2.50

$0.00

$10.00

Features

$30.00

3.0

yes

none

Payment options

Apple Pay, Google Wallet, Garmin Pay

Rewards privileges

Purchase Protection

Customer Reviews

How are humm90 credit cards rated by the Mozo community?

Overall
Price
Features
Customer service
Convenience
Trust

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