The Platinum Edge credit card from American Express is packed full of platinum features that will appeal to a range of people. From uncapped points earning to complimentary travel perks, the Platinum Edge has plenty that will impress. Plus, you will score $200 worth of travel credit each year which can be used on eligible flights, hotels or car hire when booked through American Express Travel (T&Cs apply).
Card Members can earn points aplenty with Amex's 3-2-1 system: that's 3 points per dollar at major supermarkets and petrol stations, 2 points per dollar on overseas and online spend and 1 point per dollar for everything else (including utilities, telecommunications, insurance and government spend).
With access to nine different frequent flyer programs, plus merchandise and gift options, the American Express Platinum Edge is truly flexible bling.
Plus you'll receive 24-hour service and free additional cards, perfect if you want to enlist your other half to rack up points, too. The American Express Platinum Edge card also comes with complimentary insurances including an extended warranty and purchase cover.
Finally, if you're a new member that applies online and are approved, you could nab a $0 Annual Card Fee (usually $195).
Those who want to dip a toe into the platinum credit card lifestyle - and a bit of jetsetting on the side, without having to pay a huge annual fee. If you have the discipline to use your credit card for daily expenses plus your necessary splurges - without going over the edge - the American Express Platinum Edge card makes reward points easy to accumulate.
It's easy to be distracted by all the points and platinum treatment being thrown your way, but the 23.99% p.a. interest rate on purchases will cause some platinum pain if you aren't the type to pay off your monthly bill. Fortunately, you'll have 55 interest-free days to undo any damage you've done along the way. Also, keep in mind that there is a $6 dishonour fee and a $30 late fee.
Rates and fees information correct as at 9 October 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
239,200 points
15,600 points
20,000 points
20,000 points
1 point per dollar on Amex, uncapped
Transfer points to 11 airline programs or redeem your points for travel, gift cards, retail rewards and shopping gift cards.
Transfer your points to 11 airline programs or book direct with your dedicated travel service or travel agents including Harvey World Travel and Webjet.
Earn 3 points per $1 at major supermarkets and petrol stations, 2 points per $1 on overseas spend, and 1 point per $1 on government, utilities, insurance and telecommunications.
Receive a $200 Travel Credit each year booked online with American Express.
Spend $20,000 (Amex)
Spend $20,000 (Amex)
Spend $15,600 (Amex)
Spend $239,200 (Amex)
Uncapped
Never
|
23.99% p.a. |
|
|
none |
|
|
No current offer |
|
|
no |
|
|
none |
|
|
55 |
|
$195.00 |
|
|
$0 in the first year |
|
|
none |
|
|
none |
|
|
$30.00 |
|
|
2%, min $2.50 |
|
|
3.00% |
|
|
$10.00 |
|
|
$7.00 |
|
|
$0.00 |
|
$30.00 |
|
|
2.50% |
|
|
up to 4 |
|
|
none |
Apple Pay, Google Wallet, Samsung Pay
Extended Warranty,
Account alerts by SMS,
Card Purchase Cover ,
Travel Inconvenience Cover
Receive $200 to spend on eligible flights, hotels, car hire each year when booked through American Express Travel. Smartphone Screen Cover for smartphone screen repairs up to $500.
I have been with AMEX for 20 years. Great for overseas transactions and good rewards system.
Read full reviewI have been with AMEX for 20 years. Great for overseas transactions and good rewards system.
Will not recommend Amex Platinum card. Use to be $1200 annual fee then it increased to $1450 and the benefits decreased. Before it was 1 to 1 Qantas point but now it's 2 to 1 Qantas point. Contacted customer service asking about reduce fee or better benefit during the Covid-19 period where we can't use our travel credits, lounge benefits, hotel stays etc. All I get was a cut and paste responses and said they understand what I am saying but their benefits are awesome and they will do nothing more. Worst credit card provider ever. Only know ways to milk their existing customers.
Read full reviewWill not recommend Amex Platinum card. Use to be $1200 annual fee then it increased to $1450 and the benefits decreased. Before it was 1 to 1 Qantas point but now it's 2 to 1 Qantas point. Contacted customer service asking about reduce fee or better benefit during the Covid-19 period where we can't use our travel credits, lounge benefits, hotel stays etc. All I get was a cut and paste responses and said they understand what I am saying but their benefits are awesome and they will do nothing more. Worst credit card provider ever. Only know ways to milk their existing customers.
I have used Amex credit card for the last ten years. 1. Not many small businesses accepting Amex! You can never trust it and you need to have a backup plan for payment. 2. They block your card with a drop of hat with the excuse of "preventing fraud", when you are there right at the time of payment, frustrated and happy to provide any opportunity to prove this is a genuine transaction, no one helps and even you never get any sympathy or apology (UK experience, March 2018). 3. The flight bonus is a joke! You need to purchase the ticket from the website they have affiliation with, and you realise the price of the ticket is way higher than the usual market, even after taking the Amex points and credit into consideration! 4. For tax purposes, I needed the last five years bank statements in "CSV" format, whilst NAB, Westpac and all other banks happily provide facility to access at least the last seven years, Amex even does not try and states their system does not allow beyond 18 months! In summary, Amex at any possible opportunity proves that it is not trustworthy, leaves the customer unsupported at the time of need and the points are useless. In an attempt to be fair, I have provided the feedback to the customer service as well.
Read full reviewI have used Amex credit card for the last ten years. 1. Not many small businesses accepting Amex! You can never trust it and you need to have a backup plan for payment. 2. They block your card with a drop of hat with the excuse of "preventing fraud", when you are there right at the time of payment, frustrated and happy to provide any opportunity to prove this is a genuine transaction, no one helps and even you never get any sympathy or apology (UK experience, March 2018). 3. The flight bonus is a joke! You need to purchase the ticket from the website they have affiliation with, and you realise the price of the ticket is way higher than the usual market, even after taking the Amex points and credit into consideration! 4. For tax purposes, I needed the last five years bank statements in "CSV" format, whilst NAB, Westpac and all other banks happily provide facility to access at least the last seven years, Amex even does not try and states their system does not allow beyond 18 months! In summary, Amex at any possible opportunity proves that it is not trustworthy, leaves the customer unsupported at the time of need and the points are useless. In an attempt to be fair, I have provided the feedback to the customer service as well.
Great card to use and awesome facilities that are given along with the card as well.
Read full reviewGreat card to use and awesome facilities that are given along with the card as well.
Love the extras but interest rate not competitive.
Read full reviewLove the extras but interest rate not competitive.
Low Rate Card
13.49% p.a.
0% p.a. for 28 months and then 21.74% p.a. (2.00% balance transfer fee)
$59 $0 in the first year
Rewards Credit Card
0% p.a. for 15 months then 21.49% p.a.
0% p.a. for 15 months and then 22.24% p.a.
$199
Citi Rewards Program
Qantas Ultimate Card
23.99% p.a.
No current offer
$450
Qantas Frequent Flyer
Clear Credit Card - BT Offer
14.99% p.a.
0% p.a. for 24 months and then 22.24% p.a. (1.50% balance transfer fee)
$99 $49 in the first year
Essential® Rewards Credit Card
23.99% p.a.
No current offer
$108
Membership Rewards
Rewards Credit Card
21.49% p.a.
No current offer
$199 $99 in the first year
Citi Rewards Program
Platinum Edge Credit Card
23.99% p.a.
No current offer
$195 $0 in the first year
Membership Rewards
Explorer Credit Card
23.99% p.a.
No current offer
$395
Membership Rewards
Qantas Ultimate Card
Qantas Frequent Flyer
$450
50,000
1.25 points up to 100,000 points/year, then
1 point uncapped
Platinum Visa Credit Card
Qantas Frequent Flyer
$299
30,000
1 point up to 20,000 points/month
Qantas Rewards Premium Card
Qantas Frequent Flyer
$295 $195 in the first year
70,000
0.66 points up to $3,000/month, then
0.33 points up to $6,000/month
Qantas Premium Card
Qantas Frequent Flyer
$249
20,000
1 point uncapped
Rewards Signature Card
NAB Rewards
$295 $145 in the first year
180,000
1.25 points uncapped
Qantas Discovery Card
Qantas Frequent Flyer
$0
No current offer
0.75 points uncapped
Velocity Escape Plus Card
Velocity Frequent Flyer
$95
No current offer
1 point up to 120,000 points/year, then
0.75 points uncapped
Qantas Rewards Signature Card
Qantas Frequent Flyer
$420 $320 in the first year
120,000
1 point up to $5,000/month, then
0.5 points up to $20,000/month
Low Rate Card
0% p.a. for 28 months and then 21.74% p.a. (2.00% balance transfer fee)
13.49% p.a.
$59 $0 in the first year
Clear Credit Card
0% p.a. for 28 months and then 22.24% p.a. (3.00% balance transfer fee)
14.99% p.a.
$99
Premier Credit Card
0% p.a. for 6 months and then 22.24% p.a.
21.49% p.a.
$300 $150 in the subsequent years if you spend $48,000 on eligible purchases or cash advances in previous year., $150 in the first year
Citi Rewards Program
Blue Visa Credit Card
0% p.a. for 9 months and then 21.74% p.a.
0% p.a. for 9 months then 20.74% p.a.
$60
Q Rewards
Virgin Australia Velocity Flyer Card - Balance Transfer Offer
0% p.a. for 24 months and then 20.99% p.a.
20.74% p.a.
$149 $0 in the first year
Velocity Frequent Flyer
More Mastercard
0% p.a. for 6 months and then 19.99% p.a. (1.00% balance transfer fee)
19.99% p.a.
$100
Bankwest More Rewards
Rewards Credit Card
0% p.a. for 15 months then 21.49% p.a.
0% p.a. for 15 months and then 22.24% p.a.
$199
Low Rate Card
13.49% p.a.
0% p.a. for 28 months and then 21.74% p.a. (2.00% balance transfer fee)
$59 $0 in the first year
Clear Credit Card
14.99% p.a.
0% p.a. for 28 months and then 22.24% p.a. (3.00% balance transfer fee)
$99
Low Rate Credit Card
12.99% p.a.
0% p.a. for 12 months and then 25.99% p.a. (2.00% balance transfer fee)
$99
Low Rate Visa Credit Card
9.90% p.a.
No current offer
$59
Low Rate Credit Card
8.99% p.a.
0% p.a. for 6 months and then 8.99% p.a.
$59 $0 in the first year
Low Rate Card
13.49% p.a.
0% p.a. for 28 months and then 21.74% p.a. (2.00% balance transfer fee)
$59 $0 in the first year
Rewards Credit Card
0% p.a. for 15 months then 21.49% p.a.
0% p.a. for 15 months and then 22.24% p.a.
$199
Clear Credit Card - BT Offer
14.99% p.a.
0% p.a. for 24 months and then 22.24% p.a. (1.50% balance transfer fee)
$99 $49 in the first year
Clear Credit Card
14.99% p.a.
0% p.a. for 28 months and then 22.24% p.a. (3.00% balance transfer fee)
$99
Low Rate Credit Card
12.99% p.a.
0% p.a. for 12 months and then 25.99% p.a. (2.00% balance transfer fee)
$99
Low Rate Visa Credit Card
9.90% p.a.
No current offer
$59
