Thumbnail icon for Commonwealth Bank

Commonwealth Bank Credit card reviews

Overall rating
6.9/10
Price
5.8/10
Features
6.1/10
Customer service
7.0/10
Convenience
7.9/10
Trust
7.1/10
Based on 8286 reviews as rated by the Mozo community.

Recent Commonwealth Bank credit card reviews

Sort reviews by: date | star rating
  • Commonwealth Bank Credit Card review

    Overall rating   10 / 10
    Best credit card ever.

    Best credit card ever.

    Price
    10 / 10
    Features
    9 / 10
    Customer service
    10 / 10
    Convenience
    10 / 10
    Trust
    10 / 10
    Less
    Renae, New South Wales, reviewed about 2 months ago
  • Commonwealth Bank Credit Card review

    Overall rating   8 / 10
    Great rewards program although high annual fee.

    The rewards program is great, especially if you have a Gold or Diamond card which give you bonus points. The annual fee is expensive $399 but I get much more than that back in rewards. You can redeem points for a really wide range of products, services and gift cards. Or redeem for cash on your card or use in Flight Centre or Myer and redeem directly in store.

    Price
    5 / 10
    Features
    10 / 10
    Customer service
    7 / 10
    Convenience
    10 / 10
    Trust
    8 / 10
    Less
    Sheldon, Victoria, reviewed about 2 months ago
  • Commonwealth Bank Low Fee Credit Card review

    Overall rating   6 / 10
    Easy online.

    Easy to apply for.

    Price
    6 / 10
    Features
    6 / 10
    Customer service
    6 / 10
    Convenience
    4 / 10
    Trust
    6 / 10
    Less
    Kirra, New South Wales, reviewed about 2 months ago
  • Commonwealth Bank Low Fee Credit Card review

    Overall rating   9 / 10
    Personally happy.

    Happy with my own personal interactions with Commonwealth. But not so thrilled at some of the reports around Commonwealth bank's involvement with some recent banking irregularities. Disappointing for a bank which I believed had always acted with integrity.

    Price
    8 / 10
    Features
    4 / 10
    Customer service
    10 / 10
    Convenience
    10 / 10
    Trust
    8 / 10
    Less
    Roslyn, Tasmania, reviewed about 2 months ago
  • Commonwealth Bank Low Fee Credit Card review

    Overall rating   9 / 10
    Satisfactory.

    It's satisfactory.

    Price
    8 / 10
    Features
    8 / 10
    Customer service
    7 / 10
    Convenience
    5 / 10
    Trust
    8 / 10
    Less
    Lisa, Tasmania, reviewed about 2 months ago
  • Commonwealth Bank Credit Card review

    Overall rating   6 / 10
    Happy with current provider.

    Happy with CBA.

    Price
    5 / 10
    Features
    5 / 10
    Customer service
    5 / 10
    Convenience
    7 / 10
    Trust
    7 / 10
    Less
    Kimberley, Queensland, reviewed about 2 months ago
  • Commonwealth Bank Awards Credit Card review

    Overall rating   7 / 10
    Good range of services and great customer service.

    Gympie Branch staff are very efficient and friendly. Waiting times equal to most businesses these days. Probably the reason I have stayed with them for so long.

    Price
    7 / 10
    Features
    9 / 10
    Customer service
    8 / 10
    Convenience
    9 / 10
    Trust
    7 / 10
    Less
    Fiona, Queensland, reviewed about 2 months ago
  • Commonwealth Bank Credit Card review

    Overall rating   7 / 10
    Great customer service. Excellent app.

    Been with CBA since school. Never had any issues.

    Price
    6 / 10
    Features
    7 / 10
    Customer service
    9 / 10
    Convenience
    10 / 10
    Trust
    8 / 10
    Less
    Susan, Western Australia, reviewed about 2 months ago
  • Commonwealth Bank Credit Card review

    Overall rating   6 / 10
    Trouble free.

    Been with the bank for life and have never had a problem. Service non existent due to online services.

    Price
    5 / 10
    Features
    1 / 10
    Customer service
    0 / 10
    Convenience
    7 / 10
    Trust
    7 / 10
    Less
    Warren, Queensland, reviewed about 2 months ago
  • Commonwealth Bank Awards Credit Card review

    Overall rating   6 / 10
    I’m keeping it!

    Happy with the credit card, accepted everywhere. We save up our points and redeem them for gift cards just before Christmas each year.

    Price
    7 / 10
    Features
    8 / 10
    Customer service
    8 / 10
    Convenience
    7 / 10
    Trust
    7 / 10
    Less
    Tracey, New South Wales, reviewed about 2 months ago
  • Commonwealth Bank Credit Card review

    Overall rating   8 / 10
    Great customer service.

    I have always found CBA to be very helpful and accommodating.

    Features
    6 / 10
    Customer service
    9 / 10
    Convenience
    10 / 10
    Trust
    10 / 10
    Less
    Lyn, New South Wales, reviewed about 2 months ago
  • Commonwealth Bank Credit Card review

    Overall rating   5 / 10
    Neutral

    Credit cards are not a great teaching tool.

    Price
    4 / 10
    Features
    0 / 10
    Customer service
    3 / 10
    Convenience
    4 / 10
    Trust
    3 / 10
    Less
    Craig, New South Wales, reviewed about 2 months ago
  • Commonwealth Bank Low Rate Credit Card review

    Overall rating   3 / 10
    Quick to block you from increasing limits.

    Not helpful in allowing you to increase your spending limit.

    Price
    5 / 10
    Features
    6 / 10
    Customer service
    2 / 10
    Convenience
    5 / 10
    Trust
    3 / 10
    Less
    Jasmine, New South Wales, reviewed about 2 months ago
  • Commonwealth Bank Credit Card review

    Overall rating   5 / 10
    No rewards.

    I don’t get rewards on my card.

    Price
    6 / 10
    Features
    0 / 10
    Customer service
    6 / 10
    Convenience
    5 / 10
    Trust
    2 / 10
    Less
    Suragni, New South Wales, reviewed about 2 months ago
  • Commonwealth Bank Credit Card review

    Overall rating   5 / 10
    Not the worst.

    Have been with the Commonwealth Bank most of my life. I stay for convenience.

    Price
    3 / 10
    Features
    3 / 10
    Customer service
    4 / 10
    Convenience
    5 / 10
    Trust
    6 / 10
    Less
    Jennifer, Queensland, reviewed about 2 months ago
  • Mozo may receive a payment from financial providers listed on the site. Customer reviews are in no way affected by any commercial relationships Mozo has with providers. Reviewers may receive a voucher from Mozo in exchange for their review. Vouchers are given to all reviewers who meet our review guidelines regardless of the sentiment of their reviews.

    Credit card comparisons on Mozo - rates updated daily

    • Breeze Platinum Mastercard

      balance transfer rate
      0% p.a. for 26 months and then 12.99% p.a. (2.00% balance transfer fee)
      purchase rate
      12.99% p.a.
      annual fee
      $99 $49 in the first year

      Promoted
    • Velocity Platinum Card

      balance transfer rate
      0% p.a. for 12 months and then 20.74% p.a. (1.00% balance transfer fee)
      purchase rate
      20.74% p.a.
      annual fee
      $375

      Promoted
    • Virgin Australia Velocity Flyer Card - Purchase Rate and Balance Transfer Offer

      balance transfer rate
      0% p.a. for 6 months and then 20.99% p.a.
      purchase rate
      0% p.a. for 14 months then 20.74% p.a.
      annual fee
      $129 $64 in the first year

      Promoted
    • Orange One Credit Card

      balance transfer rate
      No current offer
      purchase rate
      11.99% p.a.
      annual fee
      $0

      Promoted
    • Qantas Discovery Card

      balance transfer rate
      0% p.a. for 12 months and then 20.74% p.a. (1.00% balance transfer fee)
      purchase rate
      20.74% p.a.
      annual fee
      $0

      Promoted

    **Saving based on the average difference in fees and charges over 3 years between the most competitive product Mozo can refer a consumer to and the average credit card product input by 6,863 consumers (average balance of $4,262 or balance transfer balance of $5,818, interest rate of 19.6% and annual fee of $36.50) who used the Mozo Credit Card Health Check tool between 1 January 2012 to July 2012.

    Want more? Compare all 226 credit cards in the Mozo comparison engine.

    Compare more credit cards

    About Mozo community reviews

    Mozo gives you the inside story on the best banking, energy and insurance products as rated by thousands of real customers around Australia. We don't make subjective judgments, nor do advertisers influence our ratings. Although our reviews may be moderated to improve quality standards, they are moderated independently of any of Mozo’s commercial relationships.