Commonwealth Bank credit card reviews

Commonwealth Bank
Commonwealth Bank's overall rating for credit cards

(as rated by the Mozo community)

7.3 / 10

based on 2848 reviews

Price

Features

Customer service

Convenience

Trust

Featured credit card from Commonwealth Bank

Recent Commonwealth Bank credit card reviews

Commonwealth Bank

Commonwealth Bank credit card review

Overall rating   10 / 10

Rewards and convenience in one

Rewards points are easy to get, lots of choices when you redeem, Amex and Mastercard operate the one account, never pay interest as balance is paid off by due date, totally convenient and hassle free.

Full review

Rewards points are easy to get, lots of choices when you redeem, Amex and Mastercard operate the one account, never pay interest as balance is paid off by due date, totally convenient and hassle free.

    Price   -1 / 10

    Features   10 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

Less

Jane (WA), reviewed about 14 hours ago

Commonwealth Bank

Commonwealth Bank credit card review

Overall rating   2 / 10

Not very happy

Not very impressed with my credit card deal. They still charge so much on the interest rates. If only there was a perfect card out there.

Full review

Not very impressed with my credit card deal. They still charge so much on the interest rates. If only there was a perfect card out there.

    Price   2 / 10

    Features   0 / 10

    Customer service   1 / 10

    Convenience   8 / 10

    Trust   5 / 10

Less

Jeanette (QLD), reviewed about 16 hours ago

Commonwealth Bank

Commonwealth Bank Awards Credit Card credit card review

Overall rating   3 / 10

Subpar

It's really not that good. Idk about it just was the bank I signed up with.

Full review

It's really not that good. Idk about it just was the bank I signed up with.

    Price   2 / 10

    Features   4 / 10

    Customer service   3 / 10

    Convenience   2 / 10

    Trust   2 / 10

Less

Charlotte (NSW), reviewed 4 months ago

Commonwealth Bank

Commonwealth Bank Low Fee Credit Card credit card review

Overall rating   7 / 10

Have been looked after for over 30 years

I chose the low rate card because I thought it would cost less, but there could be better cards available now.

Full review

I chose the low rate card because I thought it would cost less, but there could be better cards available now.

    Price   5 / 10

    Features   5 / 10

    Customer service   9 / 10

    Convenience   9 / 10

    Trust   8 / 10

Less

Suzanne (TAS), reviewed 4 months ago

Commonwealth Bank

Commonwealth Bank Low Fee Credit Card credit card review

Overall rating   6 / 10

Staff are friendly

Not great benefits with the card though.

Full review

Not great benefits with the card though.

    Price   7 / 10

    Features   0 / 10

    Customer service   6 / 10

    Convenience   7 / 10

    Trust   6 / 10

Less

Tanya (QLD), reviewed 5 months ago

Commonwealth Bank

Commonwealth Bank credit card review

Overall rating   9 / 10

Very good

Good monthly rates.

Full review

Good monthly rates.

    Price   9 / 10

    Features   9 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

Less

Robert (SA), reviewed 5 months ago

Commonwealth Bank

Commonwealth Bank Low Fee Credit Card credit card review

Overall rating   5 / 10

Could lower the interest rate

There are I branches in most locations with pleasant and helpful staff. They are helpful with phone enquires and the app is easy to use.

Full review

There are I branches in most locations with pleasant and helpful staff. They are helpful with phone enquires and the app is easy to use.

    Price   5 / 10

    Features   5 / 10

    Customer service   5 / 10

    Convenience   10 / 10

    Trust   7 / 10

Less

Beth (QLD), reviewed 5 months ago

Commonwealth Bank

Commonwealth Bank Awards Credit Card credit card review

Overall rating   10 / 10

10/10

Best bank, trustworthy.

Full review

Best bank, trustworthy.

    Price   8 / 10

    Features   5 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

Less

Sereyo (SA), reviewed 5 months ago

Commonwealth Bank

Commonwealth Bank credit card review

Overall rating   6 / 10

Average banking, with reliable online banking

Customer service is great and online banking and ATM is easy and reliable. They don't negotiate well to keep your business in a competitive market.

Full review

Customer service is great and online banking and ATM is easy and reliable. They don't negotiate well to keep your business in a competitive market.

    Price   3 / 10

    Features   3 / 10

    Customer service   4 / 10

    Convenience   10 / 10

    Trust   5 / 10

Less

Kim (NSW), reviewed 5 months ago

Commonwealth Bank

Commonwealth Bank credit card review

Overall rating   10 / 10

Good customer service

Easy internet banking, good customer service, good location.

Full review

Easy internet banking, good customer service, good location.

    Price   -1 / 10

    Features   -1 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

Less

Lesley (QLD), reviewed 5 months ago

Commonwealth Bank

Commonwealth Bank credit card review

Overall rating   9 / 10

Precise and friendly

The staff are tops.

Full review

The staff are tops.

    Price   5 / 10

    Features   5 / 10

    Customer service   10 / 10

    Convenience   9 / 10

    Trust   8 / 10

Less

Lloyd (VIC), reviewed 5 months ago

Commonwealth Bank

Commonwealth Bank credit card review

Overall rating   5 / 10

Satisfied

I like the way I can turn the points awarded into money to pay off the credit card debt.

Full review

I like the way I can turn the points awarded into money to pay off the credit card debt.

    Price   4 / 10

    Features   5 / 10

    Customer service   8 / 10

    Convenience   8 / 10

    Trust   4 / 10

Less

Kerrie (VIC), reviewed 5 months ago

Commonwealth Bank

Commonwealth Bank Awards Credit Card credit card review

Overall rating   7 / 10

Great in-branch service

Very professional staff, co-operative, informative. Products and interest rates appear to be about average for this sector.

Full review

Very professional staff, co-operative, informative. Products and interest rates appear to be about average for this sector.

    Price   5 / 10

    Features   4 / 10

    Customer service   7 / 10

    Convenience   9 / 10

    Trust   8 / 10

Less

Geoff (QLD), reviewed 5 months ago

Commonwealth Bank

Commonwealth Bank Awards Credit Card credit card review

Overall rating   7 / 10

Commsec is very good

I find the interest rates to be too high.

Full review

I find the interest rates to be too high.

    Price   7 / 10

    Features   5 / 10

    Customer service   6 / 10

    Convenience   6 / 10

    Trust   7 / 10

Less

Timothy (WA), reviewed 5 months ago

Commonwealth Bank

Commonwealth Bank credit card review

Overall rating   10 / 10

CBA provide the best customer service

I have been a CBA customer for 20 years and have had the best service with them.

Full review

I have been a CBA customer for 20 years and have had the best service with them.

    Price   10 / 10

    Features   10 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

Less

Hana (ACT), reviewed 5 months ago

Commonwealth Bank

Commonwealth Bank Low Fee Credit Card credit card review

Overall rating   7 / 10

Good customer service

Their fees are quite reasonable.

Full review

Their fees are quite reasonable.

    Price   6 / 10

    Features   4 / 10

    Customer service   6 / 10

    Convenience   9 / 10

    Trust   8 / 10

Less

Saul (QLD), reviewed 5 months ago

Commonwealth Bank

Commonwealth Bank credit card review

Overall rating   2 / 10

Go elsewhere

Not a very good bank.

Full review

Not a very good bank.

    Price   2 / 10

    Features   3 / 10

    Customer service   1 / 10

    Convenience   8 / 10

    Trust   3 / 10

Less

Paul (QLD), reviewed 6 months ago

Commonwealth Bank

Commonwealth Bank credit card review

Overall rating   9 / 10

I find Commonwealth Bank is very professional

I have been with Commonwealth for numerous years now. They have always been professional & dealt with my needs straight away.

Full review

I have been with Commonwealth for numerous years now. They have always been professional & dealt with my needs straight away.

    Price   8 / 10

    Features   9 / 10

    Customer service   9 / 10

    Convenience   9 / 10

    Trust   8 / 10

Less

Sarah (NSW), reviewed 6 months ago

Commonwealth Bank

Commonwealth Bank Low Rate Credit Card credit card review

Overall rating   1 / 10

Very upset

Not happy. I know I could get a better deal on my home loan repayments, but the bank always says I’m on the lowest repayment for my mortgage.

Full review

Not happy. I know I could get a better deal on my home loan repayments, but the bank always says I’m on the lowest repayment for my mortgage.

    Price   2 / 10

    Features   2 / 10

    Customer service   1 / 10

    Convenience   10 / 10

    Trust   0 / 10

Less

Leigh (NSW), reviewed 6 months ago

Commonwealth Bank

Commonwealth Bank Platinum Awards Credit Card credit card review

Overall rating   8 / 10

It’s pretty good

It’s a pretty good bank with good customer service.

Full review

It’s a pretty good bank with good customer service.

    Price   5 / 10

    Features   5 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

Less

Zainab (VIC), reviewed 6 months ago

Commonwealth Bank

Commonwealth Bank credit card review

Overall rating   7 / 10

Great customer service, friendly staff, many ATMs

I like that there are numerous branches and ATMs. We have been with the CBA for many years and have not been tempted to change. We no longer have any loans so have no reason to criticise loan procedures.

Full review

I like that there are numerous branches and ATMs. We have been with the CBA for many years and have not been tempted to change. We no longer have any loans so have no reason to criticise loan procedures.

    Price   8 / 10

    Features   8 / 10

    Customer service   8 / 10

    Convenience   6 / 10

    Trust   6 / 10

Less

Cheryl (NSW), reviewed 6 months ago

Commonwealth Bank

Commonwealth Bank Awards Credit Card credit card review

Overall rating   8 / 10

Stability and trusted

Consistent with service and communication.

Full review

Consistent with service and communication.

    Price   5 / 10

    Features   5 / 10

    Customer service   7 / 10

    Convenience   7 / 10

    Trust   8 / 10

Less

Beverley (NSW), reviewed 6 months ago

Commonwealth Bank

Commonwealth Bank credit card review

Overall rating   8 / 10

Good all around

Good all round card, services and fees. Would recommend to anyone looking for a credit card.

Full review

Good all round card, services and fees. Would recommend to anyone looking for a credit card.

    Price   8 / 10

    Features   8 / 10

    Customer service   8 / 10

    Convenience   8 / 10

    Trust   8 / 10

Less

Rod (NT), reviewed 6 months ago

Commonwealth Bank

Commonwealth Bank credit card review

Overall rating   10 / 10

Cheers

Nice work.

Full review

Nice work.

    Price   -1 / 10

    Features   8 / 10

    Customer service   8 / 10

    Convenience   10 / 10

    Trust   10 / 10

Less

Luke (VIC), reviewed 6 months ago

Commonwealth Bank

Commonwealth Bank Diamond Awards Credit Card credit card review

Overall rating   10 / 10

Service is at a premium

The tellers get to know you and from then on there's a good relationship between customer and bank worker. Help is at hand at all times.

Full review

The tellers get to know you and from then on there's a good relationship between customer and bank worker. Help is at hand at all times.

    Price   10 / 10

    Features   10 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

Less

Helen (SA), reviewed 6 months ago

Mozo may receive a payment from financial providers listed on the site. Customer reviews are in no way affected by any commercial relationships Mozo has with providers. Reviewers may receive a voucher from Mozo in exchange for their review. Vouchers are given to all reviewers who meet our review guidelines regardless of the sentiment of their reviews.

Credit card comparisons on Mozo - rates updated daily

  • Citi Platinum (Bonus Points Offer)

    Citi Platinum (Bonus Points Offer)

    • Get your life moving with 0% p.a. for 24 months on balance transfers (1.5% BT fee applies)
    • A reduced annual fee of $49 in the first year ($149 thereafter)
    • 1 point per $1 spend on eligible Domestic Spend (up to $10,000 per statement period)

    balance transfer rate

    0% p.a. for 15 months and then 21.74% p.a. (1.00% balance transfer fee)

    purchase rate

    20.99% p.a.

    annual fee

    $149 $49 in the first year

    Go to site

    More info

    • Get your life moving with 0% p.a. for 24 months on balance transfers (1.5% BT fee applies)
    • A reduced annual fee of $49 in the first year ($149 thereafter)
    • 1 point per $1 spend on eligible Domestic Spend (up to $10,000 per statement period)
    • Balance transfer rate: 0% p.a. for 15 months and then 21.74% p.a. (1.00% balance transfer fee)
    • Annual fee: $149 $49 in the first year
    • Purchase rate: 20.99% p.a.
    • Interest free days: 55
    • Interest rate on cash withdrawals: 21.74% p.a.
    • Fee for cash withdrawals: 3.5%, min $3.50
    • Rewards description: Transfer points to a range of airline programs or redeem your points for travel, cashback, gift cards, retail rewards and shopping gift cards.
    Overall rating

    5.7

    Based on 379 Citi credit card reviews

    Need more information?
    Go to site

    More info

  • MOZO EXPERTS CHOICE AWARDS 2016

    American Express Qantas Ultimate Card

    American Express Qantas Ultimate Card

    • Receive 55,000 bonus Qantas Points (T&Cs apply)
    • Earn 1.5 Qantas Points per $1 spent on eligible purchases
    • Complimentary domestic and international travel insurance

    balance transfer rate

    0% p.a. for 12 months and then 20.74% p.a. (1.00% balance transfer fee)

    purchase rate

    20.74% p.a.

    annual fee

    $450

    Go to site

    More info

    • Receive 55,000 bonus Qantas Points (T&Cs apply)
    • Earn 1.5 Qantas Points per $1 spent on eligible purchases
    • Complimentary domestic and international travel insurance
    • Balance transfer rate: 0% p.a. for 12 months and then 20.74% p.a. (1.00% balance transfer fee)
    • Annual fee: $450
    • Purchase rate: 20.74% p.a.
    • Interest free days: 44
    • Interest rate on cash withdrawals:
    • Fee for cash withdrawals:
    • Rewards description: Points are automatically credited to the Qantas Frequent Flyer program.
    Overall rating

    7.3

    Based on 255 American Express credit card reviews

    Need more information?
    Go to site

    More info

  • MOZO EXPERTS CHOICE AWARDS 2016

    Woolworths Everyday Platinum Credit Card

    Woolworths Everyday Platinum Credit Card

    • Redeem your credit card points for Woolworths shopping cards
    • 10% off your 1st Woolworths shop on selected dates once a month
    • $0 annual fee for the first year (saving $49)

    balance transfer rate

    0% p.a. for 14 months and then 21.99% p.a.

    purchase rate

    19.99% p.a.

    annual fee

    $49 $0 in the first year

    Go to site

    More info

    • Redeem your credit card points for Woolworths shopping cards
    • 10% off your 1st Woolworths shop on selected dates once a month
    • $0 annual fee for the first year (saving $49)
    • Balance transfer rate: 0% p.a. for 14 months and then 21.99% p.a.
    • Annual fee: $49 $0 in the first year
    • Purchase rate: 19.99% p.a.
    • Interest free days: 55
    • Interest rate on cash withdrawals: 21.99% p.a.
    • Fee for cash withdrawals: 3%, minimum $5
    • Rewards description: Woolworths Money Shopping Card sent every 4 months if enough points have been accrued.
    Overall rating

    5.8

    Based on 82 Woolworths credit card reviews

    Need more information?
    Go to site

    More info

  • Featured product

     

    Suncorp Clear Options Platinum (Suncorp Rewards)

    Suncorp Clear Options Platinum (Suncorp Rewards)

    • 0% p.a. for 18 months on balance transfers
    • 3x Reward Points on everyday Eligible Transactions in the first 6 months (T&Cs apply)
    • Up to 55 days interest free on retail purchases (T&Cs apply)

    balance transfer rate

    0% p.a. for 18 months and then 21.99% p.a.

    purchase rate

    20.74% p.a.

    annual fee

    $129

    Go to site

    More info

    • 0% p.a. for 18 months on balance transfers
    • 3x Reward Points on everyday Eligible Transactions in the first 6 months (T&Cs apply)
    • Up to 55 days interest free on retail purchases (T&Cs apply)
    • Balance transfer rate: 0% p.a. for 18 months and then 21.99% p.a.
    • Annual fee: $129
    • Purchase rate: 20.74% p.a.
    • Interest free days: 55
    • Interest rate on cash withdrawals: 21.99% p.a.
    • Fee for cash withdrawals: 3.50%, min $3.50
    • Rewards description: Redeem your points for travel, gift cards, retail rewards and shopping gift cards.
    Overall rating

    7.0

    Based on 138 Suncorp credit card reviews

    Need more information?
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  • Bankwest Breeze Platinum Mastercard

    Bankwest Breeze Platinum Mastercard

    • 0% p.a. on balance transfers for 13 months (2% BT fee applies)
    • Complimentary Credit Card Travel Insurance (T&Cs apply)
    • No foreign transaction fees on online and overseas purchases

    balance transfer rate

    0% p.a. for 13 months and then 12.99% p.a. (2.00% balance transfer fee)

    purchase rate

    0% p.a. for 13 months then 12.99% p.a.

    annual fee

    $99

    Go to site

    More info

    • 0% p.a. on balance transfers for 13 months (2% BT fee applies)
    • Complimentary Credit Card Travel Insurance (T&Cs apply)
    • No foreign transaction fees on online and overseas purchases
    • Balance transfer rate: 0% p.a. for 13 months and then 12.99% p.a. (2.00% balance transfer fee)
    • Annual fee: $99
    • Purchase rate: 0% p.a. for 13 months then 12.99% p.a.
    • Interest free days: 55
    • Interest rate on cash withdrawals: 21.99% p.a.
    • Fee for cash withdrawals: 2%, Min $4.00
    • Rewards description:
    Overall rating

    7.7

    Based on 298 Bankwest credit card reviews

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    Go to site

    More info

Want more? Compare all 218 credit cards in the Mozo comparison engine.

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**Saving based on the average difference in fees and charges over 3 years between the most competitive product Mozo can refer a consumer to and the average credit card product input by 6,863 consumers (average balance of $4,262 or balance transfer balance of $5,818, interest rate of 19.6% and annual fee of $36.50) who used the Mozo Credit Card Health Check tool between 1 January 2012 to July 2012.

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