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Commonwealth Bank credit card reviews

Commonwealth Bank
Commonwealth Bank's overall rating for credit cards

(as rated by the Mozo community)

6.9 / 10

based on 8196 reviews

Price

Features

Customer service

Convenience

Trust

Featured credit card from Commonwealth Bank

Recent Commonwealth Bank credit card reviews

Commonwealth Bank

Commonwealth Bank Low Fee Gold Credit Card Low Fee Gold Credit Card review

Overall rating   10 / 10

Great customer service experience

I've been a customer of Commonwealth Bank for 44 years. During this time I've never had an issue that couldn't be resolved. Their customer service team was always happy to discuss and explain the issue to me.

Full review

I've been a customer of Commonwealth Bank for 44 years. During this time I've never had an issue that couldn't be resolved. Their customer service team was always happy to discuss and explain the issue to me.

    Price   9 / 10

    Features   10 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   9 / 10

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Joanne, New South Wales, reviewed about 16 hours ago

Commonwealth Bank

Commonwealth Bank Awards Credit Card Awards Credit Card review

Overall rating   5 / 10

Great bank but expensive

I love Commbank. I've been with them my whole life and I trust the bank and have loved the credit card. However it's no longer competitive as the annual fee and accrual of points is not as valuable as other credit cards.

Full review

I love Commbank. I've been with them my whole life and I trust the bank and have loved the credit card. However it's no longer competitive as the annual fee and accrual of points is not as valuable as other credit cards.

    Price   2 / 10

    Features   2 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

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Gemma, New South Wales, reviewed 12 days ago

Commonwealth Bank

Commonwealth Bank Low Fee Credit Card Low Fee Credit Card review

Overall rating   10 / 10

The best bank

I have been with Commonwealth Bank for 18 years now and they are the best bank to be with.

Full review

I have been with Commonwealth Bank for 18 years now and they are the best bank to be with.

    Price   4 / 10

    Features   7 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

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Marie, South Australia, reviewed 5 months ago

Commonwealth Bank

Commonwealth Bank Credit Card review

Overall rating   10 / 10

I love the bank account

The staff at Commonwealth Bank are really helpful.

Full review

The staff at Commonwealth Bank are really helpful.

    Price   10 / 10

    Features   10 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

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Amina, Western Australia, reviewed 7 months ago

Commonwealth Bank

Commonwealth Bank Credit Card review

Overall rating   8 / 10

I’m content

My bank does everything I need.

Full review

My bank does everything I need.

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Kim, Queensland, reviewed 8 months ago

Commonwealth Bank

Commonwealth Bank Low Fee Gold Credit Card Low Fee Gold Credit Card review

Overall rating   7 / 10

CBA has excellent customer service

Very easy to be vigilante and deal with any tempts are hacking your card.

Full review

Very easy to be vigilante and deal with any tempts are hacking your card.

    Price   7 / 10

    Features   5 / 10

    Customer service   9 / 10

    Convenience   9 / 10

    Trust   5 / 10

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Rosemary, Queensland, reviewed 9 months ago

Commonwealth Bank

Commonwealth Bank Credit Card review

Overall rating   7 / 10

Good customer service

The local branch has always been helpful.

Full review

The local branch has always been helpful.

    Features   7 / 10

    Customer service   7 / 10

    Convenience   9 / 10

    Trust   5 / 10

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David, Western Australia, reviewed 9 months ago

Commonwealth Bank

Commonwealth Bank Low Fee Credit Card Low Fee Credit Card review

Overall rating   10 / 10

Always helpful with any questions or deals

I have banked with Commbank for over 45 years and have had no problems with them at all. I have been offered other cards and accounts from other banks but Commbank has always come back to me with a better offer.

Full review

I have banked with Commbank for over 45 years and have had no problems with them at all. I have been offered other cards and accounts from other banks but Commbank has always come back to me with a better offer.

    Price   10 / 10

    Features   10 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

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Debbie, Victoria, reviewed 9 months ago

Commonwealth Bank

Commonwealth Bank Platinum Awards Credit Card Platinum Awards Credit Card review

Overall rating   10 / 10

Great customer service

You are able to go in any time to discuss any situation that arises with your banking.

Full review

You are able to go in any time to discuss any situation that arises with your banking.

    Price   9 / 10

    Features   9 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

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Michael, Queensland, reviewed 10 months ago

Commonwealth Bank

Commonwealth Bank Credit Card review

Overall rating   8 / 10

So far its been great

Been banking with CBA for maybe 20 years. They've not let me down yet.

Full review

Been banking with CBA for maybe 20 years. They've not let me down yet.

    Price   9 / 10

    Features   7 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

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Joy, Queensland, reviewed 10 months ago

Commonwealth Bank

Commonwealth Bank Platinum Awards Credit Card Platinum Awards Credit Card review

Overall rating   10 / 10

Reliable

I have been with CommBank for a while now and I don't have any complaints. They are reliable.

Full review

I have been with CommBank for a while now and I don't have any complaints. They are reliable.

    Price   10 / 10

    Features   10 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

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Asha, Victoria, reviewed 10 months ago

Commonwealth Bank

Commonwealth Bank Awards Credit Card Awards Credit Card review

Overall rating   8 / 10

Not too sure about competitive interest rates

High interest rates, but can not change now as I don't work any more.

Full review

High interest rates, but can not change now as I don't work any more.

    Price   10 / 10

    Features   6 / 10

    Customer service   9 / 10

    Convenience   7 / 10

    Trust   10 / 10

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Christine, New South Wales, reviewed 10 months ago

Commonwealth Bank

Commonwealth Bank Credit Card review

Overall rating   7 / 10

Established & steady

CBA is great for everyday banking. No bells & whistles.

Full review

CBA is great for everyday banking. No bells & whistles.

    Price   6 / 10

    Features   0 / 10

    Customer service   5 / 10

    Convenience   8 / 10

    Trust   7 / 10

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Shelley, Queensland, reviewed 10 months ago

Commonwealth Bank

Commonwealth Bank Awards Credit Card Awards Credit Card review

Overall rating   7 / 10

I want options in a credit card.

I am interested in obtaining a low interest credit card as my current one has a high interest rate.

Full review

I am interested in obtaining a low interest credit card as my current one has a high interest rate.

    Price   7 / 10

    Features   7 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   8 / 10

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Lorraine, South Australia, reviewed 10 months ago

Commonwealth Bank

Commonwealth Bank Credit Card review

Overall rating   10 / 10

Excellent

Perfect.

Full review

Perfect.

    Price   10 / 10

    Features   10 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

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Rabar, Western Australia, reviewed 10 months ago

Mozo may receive a payment from financial providers listed on the site. Customer reviews are in no way affected by any commercial relationships Mozo has with providers. Reviewers may receive a voucher from Mozo in exchange for their review. Vouchers are given to all reviewers who meet our review guidelines regardless of the sentiment of their reviews.

Credit card comparisons on Mozo - rates updated daily

  • Qantas Money Qantas Premier Everyday

    Qantas Money Qantas Premier Everyday

    • 0% purchase rate for first 9 months (19.99% afterwards)
    • 20,000 bonus points if you apply by 30 May 2019 and spend $3,000 in the first 90 days
    • 0% balance transfer rate for 9 months (21.99% afterwards).

    balance transfer rate

    0% p.a. for 12 months and then 21.99% p.a.

    purchase rate

    19.99% p.a.

    annual fee

    $49 $29 in the first year

    Go to site

    More info

    • 0% purchase rate for first 9 months (19.99% afterwards)
    • 20,000 bonus points if you apply by 30 May 2019 and spend $3,000 in the first 90 days
    • 0% balance transfer rate for 9 months (21.99% afterwards).
    • Balance transfer rate: 0% p.a. for 12 months and then 21.99% p.a.
    • Annual fee: $49 $29 in the first year
    • Purchase rate: 19.99% p.a.
    • Interest free days: 55
    • Interest rate on cash withdrawals: 21.99% p.a.
    • Fee for cash withdrawals: 3%, min $3.00
    • Rewards description: Points are automatically credited to the Qantas Frequent Flyer program.
    Need more information?
    Go to site

    More info

  • CUA Low Rate Credit Card

    CUA Low Rate Credit Card

    • $0 annual fee for the first year
    • 11.99% p.a. on purchases
    • Up to 55 days interest free

    balance transfer rate

    0% p.a. for 13 months and then 21.74% p.a.

    purchase rate

    11.99% p.a.

    annual fee

    $49 $0 in the first year

    Go to site

    More info

    • $0 annual fee for the first year
    • 11.99% p.a. on purchases
    • Up to 55 days interest free
    • Balance transfer rate: 0% p.a. for 13 months and then 21.74% p.a.
    • Annual fee: $49 $0 in the first year
    • Purchase rate: 11.99% p.a.
    • Interest free days: 55
    • Interest rate on cash withdrawals: 21.74% p.a.
    • Fee for cash withdrawals: 2.00%, Min $3.50
    • Rewards description:
    Overall rating

    7.3

    Based on 98 CUA credit card reviews

    Need more information?
    Go to site

    More info

  • ME frank Credit Card

    ME frank Credit Card

    • Experts Choice Winner - No Annual Fee Credit Card
    • Low rate of 11.99% p.a on purchases and cash advances
    • Up to 55 days interest free on purchases

    balance transfer rate

    No current offer

    purchase rate

    11.99% p.a.

    annual fee

    $0

    Go to site

    More info

    • Experts Choice Winner - No Annual Fee Credit Card
    • Low rate of 11.99% p.a on purchases and cash advances
    • Up to 55 days interest free on purchases
    • Balance transfer rate: No current offer
    • Annual fee: $0
    • Purchase rate: 11.99% p.a.
    • Interest free days: 55
    • Interest rate on cash withdrawals: 11.99% p.a.
    • Fee for cash withdrawals: 2%, Min $4.00
    • Rewards description:
    Overall rating

    8.0

    Based on 204 ME credit card reviews

    Need more information?
    Go to site

    More info

  • Virgin Money Virgin Australia Velocity Flyer Card - Purchase Rate and Balance Transfer Offer

    Virgin Money Virgin Australia Velocity Flyer Card - Purchase Rate and Balance Transfer Offer

    • 0.0% p.a. on balance transfers for 6 months
    • 0.0% p.a. on purchases for up to 14 months
    • Receive a $129 Virgin Australia gift voucher each year

    balance transfer rate

    0% p.a. for 6 months and then 20.99% p.a.

    purchase rate

    0% p.a. for 14 months then 20.74% p.a.

    annual fee

    $129 $64 in the first year

    Go to site

    More info

    • 0.0% p.a. on balance transfers for 6 months
    • 0.0% p.a. on purchases for up to 14 months
    • Receive a $129 Virgin Australia gift voucher each year
    • Balance transfer rate: 0% p.a. for 6 months and then 20.99% p.a.
    • Annual fee: $129 $64 in the first year
    • Purchase rate: 0% p.a. for 14 months then 20.74% p.a.
    • Interest free days: 44
    • Interest rate on cash withdrawals: 20.99% p.a.
    • Fee for cash withdrawals: 2.7%, Min $2.70
    • Rewards description: Points are credited to the Velocity Frequent Flyer program.
    Overall rating

    5.8

    Based on 203 Virgin Money credit card reviews

    Need more information?
    Go to site

    More info

  • Suncorp Clear Options Platinum (Suncorp Rewards)

    Suncorp Clear Options Platinum (Suncorp Rewards)

    • 0% p.a. for 14 months on balance transfers
    • 3x Reward Points on everyday Eligible Transactions in the first 6 months (T&Cs apply)
    • Up to 55 days interest free on retail purchases (T&Cs apply)

    balance transfer rate

    0% p.a. for 14 months and then 21.99% p.a.

    purchase rate

    0% p.a. for 14 months then 20.74% p.a.

    annual fee

    $129 $49 in the first year

    Go to site

    More info

    • 0% p.a. for 14 months on balance transfers
    • 3x Reward Points on everyday Eligible Transactions in the first 6 months (T&Cs apply)
    • Up to 55 days interest free on retail purchases (T&Cs apply)
    • Balance transfer rate: 0% p.a. for 14 months and then 21.99% p.a.
    • Annual fee: $129 $49 in the first year
    • Purchase rate: 0% p.a. for 14 months then 20.74% p.a.
    • Interest free days: 55
    • Interest rate on cash withdrawals: 21.99% p.a.
    • Fee for cash withdrawals: 3.50%, min $3.50
    • Rewards description: Redeem your points for travel, gift cards, retail rewards and shopping gift cards.
    Overall rating

    6.7

    Based on 413 Suncorp credit card reviews

    Need more information?
    Go to site

    More info

**Saving based on the average difference in fees and charges over 3 years between the most competitive product Mozo can refer a consumer to and the average credit card product input by 6,863 consumers (average balance of $4,262 or balance transfer balance of $5,818, interest rate of 19.6% and annual fee of $36.50) who used the Mozo Credit Card Health Check tool between 1 January 2012 to July 2012.

Want more? Compare all 228 credit cards in the Mozo comparison engine.

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**Saving based on the average difference in fees and charges over 3 years between the most competitive product Mozo can refer a consumer to and the average credit card product input by 6,863 consumers (average balance of $4,262 or balance transfer balance of $5,818, interest rate of 19.6% and annual fee of $36.50) who used the Mozo Credit Card Health Check tool between 1 January 2012 to July 2012.

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