Credit card with 55 interest free payment terms is a convenient option for me. Pay on time, never a problem. Tap and go. Customer service is great, never had a security concern. Earn points towards purchases, which when you redeem arrives in super quick time. Used this credit card for 30 years.
I like Commonwealth Bank because I feel confident with them and they feel familiar to use. I can't find any negative reasons not to like them. All my family members also used this branch too and they are very happy With it. In my opinion I think Commonwealth bank gave us a good offer on our interest rate that my family can afford to pay. I'm not sure what other bank can give that rate like Commonwealth bank does.
My credit card with the CBA is my lifeline, the rewards programme has taken my wife and I on so many Holidays. The call centre people are so knowledgeable and helpful. The fraud section is very proactive. Have had my card compromised a couple of times, it only takes a phone call to get it sorted.
My credit card has no rewards - which is fine, as it keeps the interest rate low. The best advantage of the credit card is the travel insurance cover. I travel a lot on small holidays in AUS - that primarily I wouldn't bother getting travel insurance for, so being able to book in FREE travel insurance any time I go on a mini vacay is helpful.
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**Saving based on the average difference in fees and charges over 3 years between the most competitive product Mozo can refer a consumer to and the average credit card product input by 6,863 consumers (average balance of $4,262 or balance transfer balance of $5,818, interest rate of 19.6% and annual fee of $36.50) who used the Mozo Credit Card Health Check tool between 1 January 2012 to July 2012.
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Mozo gives you the inside story on the best banking, energy and insurance products as rated by thousands of real customers around Australia. We don't make subjective judgments, nor do advertisers influence our ratings. Although our reviews may be moderated to improve quality standards, they are moderated independently of any of Mozo’s commercial relationships.