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Commonwealth Bank credit card reviews

Commonwealth Bank
Commonwealth Bank's overall rating for credit cards

(as rated by the Mozo community)

6.9 / 10

based on 8273 reviews

Price

Features

Customer service

Convenience

Trust

Featured credit card from Commonwealth Bank

Commonwealth Bank Low Rate Credit Card

balance transfer rate

5.99% p.a. for 5 months and then 21.24% p.a.

purchase rate

13.24% p.a.

annual fee

$59

 Contact provider or click here for more Commonwealth Bank credit cards

Recent Commonwealth Bank credit card reviews

Commonwealth Bank

Commonwealth Bank Credit Card review

Overall rating   5 / 10

Not the worst.

Have been with the Commonwealth Bank most of my life. I stay for convenience.

Full review

Have been with the Commonwealth Bank most of my life. I stay for convenience.

    Price   3 / 10

    Features   3 / 10

    Customer service   4 / 10

    Convenience   5 / 10

    Trust   6 / 10

Less

Jennifer, Queensland, reviewed 41 minutes ago

Commonwealth Bank

Commonwealth Bank Credit Card review

Overall rating   10 / 10

Best credit card ever.

Best credit card ever.

Full review

Best credit card ever.

    Price   10 / 10

    Features   9 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

Less

Renae, New South Wales, reviewed about 19 hours ago

Commonwealth Bank

Commonwealth Bank Credit Card review

Overall rating   6 / 10

Reasonable interest rate with travel insurance.

The credit card has a reasonable interest rate, travel insurance and low fees.

Full review

The credit card has a reasonable interest rate, travel insurance and low fees.

    Price   7 / 10

    Features   3 / 10

    Customer service   2 / 10

    Convenience   7 / 10

    Trust   5 / 10

Less

Carolyn, Queensland, reviewed about 19 hours ago

Commonwealth Bank

Commonwealth Bank Awards Credit Card Awards Credit Card review

Overall rating   7 / 10

CBA customer service always helpful if help needed

Convenient, handy facility/card to have.

Full review

Convenient, handy facility/card to have.

    Price   5 / 10

    Features   7 / 10

    Customer service   4 / 10

    Convenience   8 / 10

    Trust   5 / 10

Less

Alina, New South Wales, reviewed 2 days ago

Commonwealth Bank

Commonwealth Bank Credit Card review

Overall rating   10 / 10

Great customer service.

Reliability.

Full review

Reliability.

    Price   9 / 10

    Features   10 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

Less

Maria, New South Wales, reviewed 3 days ago

Commonwealth Bank

Commonwealth Bank Low Fee Credit Card Low Fee Credit Card review

Overall rating   5 / 10

Great service.

Great service. Do not dislike.

Full review

Great service. Do not dislike.

    Price   9 / 10

    Features   3 / 10

    Customer service   9 / 10

    Convenience   8 / 10

    Trust   6 / 10

Less

Terry, Victoria, reviewed 4 days ago

Commonwealth Bank

Commonwealth Bank Awards Credit Card Awards Credit Card review

Overall rating   7 / 10

Reliable.

The pros would be how it's a big bank, so they can't make major mistakes but the con would be the transfer time sometimes, which I believe they are working on.

Full review

The pros would be how it's a big bank, so they can't make major mistakes but the con would be the transfer time sometimes, which I believe they are working on.

    Price   7 / 10

    Features   8 / 10

    Customer service   5 / 10

    Convenience   7 / 10

    Trust   10 / 10

Less

Libin, Western Australia, reviewed 4 days ago

Commonwealth Bank

Commonwealth Bank Low Fee Credit Card Low Fee Credit Card review

Overall rating   8 / 10

Alright.

It is ok service.

Full review

It is ok service.

    Price   5 / 10

    Features   6 / 10

    Customer service   7 / 10

    Convenience   7 / 10

    Trust   7 / 10

Less

Samuel, Queensland, reviewed 4 days ago

Commonwealth Bank

Commonwealth Bank Platinum Awards Credit Card Platinum Awards Credit Card review

Overall rating   9 / 10

Commbank, Credit card, Free travel insurance.

I have the Commonwealth Bank's Platinum (Mastercard) credit card and I highly recommend it. With flexible limits, great reward options and an easy to use app it's a no brainer. For those who travel, it also comes with free travel insurance which...

Full review

I have the Commonwealth Bank's Platinum (Mastercard) credit card and I highly recommend it. With flexible limits, great reward options and an easy to use app it's a no brainer. For those who travel, it also comes with free travel insurance which helps offset the annual fee of $249!

    Price   9 / 10

    Features   9 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

Less

John, Queensland, reviewed 7 days ago

Commonwealth Bank

Commonwealth Bank Credit Card review

Overall rating   7 / 10

Fairly happy.

I'm fairly happy with them.

Full review

I'm fairly happy with them.

    Price   7 / 10

    Features   6 / 10

    Customer service   7 / 10

    Convenience   6 / 10

    Trust   8 / 10

Less

Darcy, New South Wales, reviewed 8 days ago

Commonwealth Bank

Commonwealth Bank Low Fee Credit Card Low Fee Credit Card review

Overall rating   4 / 10

Average.

Average rating for this bank as their resolution and offers are very low.

Full review

Average rating for this bank as their resolution and offers are very low.

    Price   3 / 10

    Features   6 / 10

    Customer service   3 / 10

    Convenience   6 / 10

    Trust   8 / 10

Less

Douglas, Western Australia, reviewed 8 days ago

Commonwealth Bank

Commonwealth Bank Low Fee Credit Card Low Fee Credit Card review

Overall rating   0 / 10

Thieves.

They are money hungry knobs and in this era you need a credit card.

Full review

They are money hungry knobs and in this era you need a credit card.

    Price   0 / 10

    Features   3 / 10

    Customer service   0 / 10

    Convenience   0 / 10

    Trust   3 / 10

Less

Peter, Victoria, reviewed 9 days ago

Commonwealth Bank

Commonwealth Bank Platinum Awards Credit Card Platinum Awards Credit Card review

Overall rating   5 / 10

No problems.

I've had no problems. Good phone service.

Full review

I've had no problems. Good phone service.

    Price   5 / 10

    Features   5 / 10

    Customer service   5 / 10

    Convenience   5 / 10

    Trust   5 / 10

Less

Jo, South Australia, reviewed 10 days ago

Commonwealth Bank

Commonwealth Bank Credit Card review

Overall rating   9 / 10

Great for no annual fees.

No fees are great but no rewards.

Full review

No fees are great but no rewards.

    Price   10 / 10

    Features   8 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

Less

Taylor, Queensland, reviewed 10 days ago

Commonwealth Bank

Commonwealth Bank Credit Card review

Overall rating   1 / 10

High interest.

Very high interest rate making it hard to keep up with repayments.

Full review

Very high interest rate making it hard to keep up with repayments.

    Price   2 / 10

    Features   2 / 10

    Customer service   4 / 10

    Convenience   10 / 10

    Trust   1 / 10

Less

Jackie, New South Wales, reviewed 10 days ago

Mozo may receive a payment from financial providers listed on the site. Customer reviews are in no way affected by any commercial relationships Mozo has with providers. Reviewers may receive a voucher from Mozo in exchange for their review. Vouchers are given to all reviewers who meet our review guidelines regardless of the sentiment of their reviews.

Credit card comparisons on Mozo - rates updated daily

  • Citi Platinum - Balance Transfer Offer

    Citi Platinum - Balance Transfer Offer

    • 0% per annum for 26 months on purchases and balance transfers
    • No Annual Fee for the first year then $199 each year after.
    • Complimentary International Travel Insurance

    balance transfer rate

    0% p.a. for 26 months and then 22.24% p.a. (1.50% balance transfer fee)

    purchase rate

    21.49% p.a.

    annual fee

    $149 $49 in the first year

    		 Go to site

    More info

    • 0% per annum for 26 months on purchases and balance transfers
    • No Annual Fee for the first year then $199 each year after.
    • Complimentary International Travel Insurance
    • Balance transfer rate: 0% p.a. for 26 months and then 22.24% p.a. (1.50% balance transfer fee)
    • Annual fee: $149 $49 in the first year
    • Purchase rate: 21.49% p.a.
    • Interest free days: 55
    • Interest rate on cash withdrawals: 22.24% p.a.
    • Fee for cash withdrawals: 3.5%, min $3.50
    • Rewards description: Transfer points to a range of airline programs or redeem your points for travel, cashback, gift cards, retail rewards and shopping gift cards.
    Overall rating

    5.2

    Based on 1263 Citi credit card reviews

    Need more information?
    Go to site

    More info

  • CUA Low Rate Credit Card

    CUA Low Rate Credit Card

    • $0 annual fee for the first year
    • 11.99% p.a. on purchases
    • Up to 55 days interest free

    balance transfer rate

    0% p.a. for 13 months and then 21.74% p.a.

    purchase rate

    11.99% p.a.

    annual fee

    $49 $0 in the first year

    		 Go to site

    More info

    • $0 annual fee for the first year
    • 11.99% p.a. on purchases
    • Up to 55 days interest free
    • Balance transfer rate: 0% p.a. for 13 months and then 21.74% p.a.
    • Annual fee: $49 $0 in the first year
    • Purchase rate: 11.99% p.a.
    • Interest free days: 55
    • Interest rate on cash withdrawals: 21.74% p.a.
    • Fee for cash withdrawals: 2.00%, Min $3.50
    • Rewards description:
    Overall rating

    7.3

    Based on 98 CUA credit card reviews

    Need more information?
    Go to site

    More info

  • ANZ Frequent Flyer Black

    ANZ Frequent Flyer Black

    • 120,000 bonus Qantas Points and $275 back to your new ANZ Frequent Flyer Black card when you spend $4,000 on eligible purchases in the first 3 months. Eligibility criteria, T&Cs, fees and charges apply^.
    • 1 Qantas Point per $1 spent on eligible purchases up to and including $4,000 per statement period.
    • Available with Apple Pay

    balance transfer rate

    No current offer

    purchase rate

    20.24% p.a.

    annual fee

    $425

    		 Go to site

    More info

    • 120,000 bonus Qantas Points and $275 back to your new ANZ Frequent Flyer Black card when you spend $4,000 on eligible purchases in the first 3 months. Eligibility criteria, T&Cs, fees and charges apply^.
    • 1 Qantas Point per $1 spent on eligible purchases up to and including $4,000 per statement period.
    • Available with Apple Pay
    • Balance transfer rate: No current offer
    • Annual fee: $425
    • Purchase rate: 20.24% p.a.
    • Interest free days: 55
    • Interest rate on cash withdrawals: 20.24% p.a.
    • Fee for cash withdrawals: 2%
    • Rewards description: Points are automatically credited to the Qantas Frequent Flyer program.
    Overall rating

    6.7

    Based on 6114 ANZ credit card reviews

    Need more information?
    Go to site

    More info

  • MOZO EXPERTS CHOICE AWARDS 2019

    American Express Qantas Ultimate Card

    American Express Qantas Ultimate Card

    • Receive 55,000 bonus Qantas Points when you apply online, are approved and spend $3,000 on your new Card within the first 3 months.
    • Get rewarded with up to 2.25 Qantas Points per $1 spent.
    • Complimentary domestic and international travel insurance

    balance transfer rate

    0% p.a. for 12 months and then 20.74% p.a. (1.00% balance transfer fee)

    purchase rate

    20.74% p.a.

    annual fee

    $450

    		 Go to site

    More info

    • Receive 55,000 bonus Qantas Points when you apply online, are approved and spend $3,000 on your new Card within the first 3 months.
    • Get rewarded with up to 2.25 Qantas Points per $1 spent.
    • Complimentary domestic and international travel insurance
    • Balance transfer rate: 0% p.a. for 12 months and then 20.74% p.a. (1.00% balance transfer fee)
    • Annual fee: $450
    • Purchase rate: 20.74% p.a.
    • Interest free days: 44
    • Interest rate on cash withdrawals:
    • Fee for cash withdrawals:
    • Rewards description: Points are automatically credited to the Qantas Frequent Flyer program.
    Overall rating

    6.6

    Based on 871 American Express credit card reviews

    Need more information?
    Go to site

    More info

  • MOZO EXPERTS CHOICE AWARDS 2019

    ME frank Credit Card

    ME frank Credit Card

    • Experts Choice Winner - No Annual Fee Credit Card
    • Low rate of 11.99% p.a on purchases and cash advances
    • Up to 55 days interest free on purchases

    balance transfer rate

    No current offer

    purchase rate

    11.99% p.a.

    annual fee

    $0

    		 Go to site

    More info

    • Experts Choice Winner - No Annual Fee Credit Card
    • Low rate of 11.99% p.a on purchases and cash advances
    • Up to 55 days interest free on purchases
    • Balance transfer rate: No current offer
    • Annual fee: $0
    • Purchase rate: 11.99% p.a.
    • Interest free days: 55
    • Interest rate on cash withdrawals: 11.99% p.a.
    • Fee for cash withdrawals: 2%, Min $4.00
    • Rewards description:
    Overall rating

    8.0

    Based on 207 ME credit card reviews

    Need more information?
    Go to site

    More info

**Saving based on the average difference in fees and charges over 3 years between the most competitive product Mozo can refer a consumer to and the average credit card product input by 6,863 consumers (average balance of $4,262 or balance transfer balance of $5,818, interest rate of 19.6% and annual fee of $36.50) who used the Mozo Credit Card Health Check tool between 1 January 2012 to July 2012.

Want more? Compare all 226 credit cards in the Mozo comparison engine.

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**Saving based on the average difference in fees and charges over 3 years between the most competitive product Mozo can refer a consumer to and the average credit card product input by 6,863 consumers (average balance of $4,262 or balance transfer balance of $5,818, interest rate of 19.6% and annual fee of $36.50) who used the Mozo Credit Card Health Check tool between 1 January 2012 to July 2012.

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