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Commonwealth Bank credit card reviews

Commonwealth Bank
Commonwealth Bank's overall rating for credit cards

(as rated by the Mozo community)

6.9 / 10

based on 8205 reviews

Price

Features

Customer service

Convenience

Trust

Featured credit card from Commonwealth Bank

Recent Commonwealth Bank credit card reviews

Commonwealth Bank

Commonwealth Bank Awards Credit Card Awards Credit Card review

Overall rating   8 / 10

Awards are good and convenient

Good products in terms of rewards over the years. However interest rates are a bit high and fraud is still happening overseas the last couple of years, mainly overseas.

Full review

Good products in terms of rewards over the years. However interest rates are a bit high and fraud is still happening overseas the last couple of years, mainly overseas.

    Price   7 / 10

    Features   8 / 10

    Customer service   8 / 10

    Convenience   9 / 10

    Trust   8 / 10

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Rodney, Victoria, reviewed 1 day ago

Commonwealth Bank

Commonwealth Bank Low Fee Credit Card Low Fee Credit Card review

Overall rating   10 / 10

Sweet.

I can’t complain about my credit card. As long as I pay back what I owe, there’s no problem.

Full review

I can’t complain about my credit card. As long as I pay back what I owe, there’s no problem.

    Price   8 / 10

    Features   8 / 10

    Customer service   9 / 10

    Convenience   10 / 10

    Trust   10 / 10

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David, Victoria, reviewed 4 days ago

Commonwealth Bank

Commonwealth Bank Platinum Awards Credit Card Platinum Awards Credit Card review

Overall rating   8 / 10

Widely accepted and must be carefully used

Good credit card which is widely accepted. However it can be very expensive if you overuse it.

Full review

Good credit card which is widely accepted. However it can be very expensive if you overuse it.

    Price   4 / 10

    Features   5 / 10

    Customer service   6 / 10

    Convenience   7 / 10

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Bill, Queensland, reviewed 18 days ago

Commonwealth Bank

Commonwealth Bank Platinum Awards Credit Card Platinum Awards Credit Card review

Overall rating   9 / 10

Good service and reliable

I have been with Commonwealth Bank since I was 5. Now I'm 64 and throughout all that time I have never had any problems with them. I find the security of the credit card is well watched. I had a fraudulent episode and the problem was solved...

Full review

I have been with Commonwealth Bank since I was 5. Now I'm 64 and throughout all that time I have never had any problems with them. I find the security of the credit card is well watched. I had a fraudulent episode and the problem was solved immediately.

    Price   8 / 10

    Features   8 / 10

    Customer service   8 / 10

    Convenience   8 / 10

    Trust   10 / 10

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Sue, Western Australia, reviewed 20 days ago

Commonwealth Bank

Commonwealth Bank Credit Card review

Overall rating   7 / 10

Convenient and trustworthy

I only have a credit card with this bank. I do all my transactions on my card and pay it all off at the end of the month. Everything is convenient and trustworthy.

Full review

I only have a credit card with this bank. I do all my transactions on my card and pay it all off at the end of the month. Everything is convenient and trustworthy.

    Price   6 / 10

    Features   4 / 10

    Customer service   7 / 10

    Convenience   7 / 10

    Trust   7 / 10

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Neil, New South Wales, reviewed 25 days ago

Commonwealth Bank

Commonwealth Bank Credit Card review

Overall rating   10 / 10

No worries

I have been with Comm Bank for 60 years now and have had no worries.

Full review

I have been with Comm Bank for 60 years now and have had no worries.

    Price   9 / 10

    Features   9 / 10

    Customer service   10 / 10

    Convenience   9 / 10

    Trust   10 / 10

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Gloria, New South Wales, reviewed about 1 month ago

Commonwealth Bank

Commonwealth Bank Diamond Awards Credit Card Diamond Awards Credit Card review

Overall rating   10 / 10

They do everything for me.

Fantastic! Would recommend.

Full review

Fantastic! Would recommend.

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James, New South Wales, reviewed about 1 month ago

Commonwealth Bank

Commonwealth Bank Awards Credit Card Awards Credit Card review

Overall rating   7 / 10

Average

As well as can be expected.

Full review

As well as can be expected.

    Price   5 / 10

    Features   6 / 10

    Customer service   6 / 10

    Convenience   5 / 10

    Trust   7 / 10

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Michael, New South Wales, reviewed about 1 month ago

Commonwealth Bank

Commonwealth Bank Low Fee Gold Credit Card Low Fee Gold Credit Card review

Overall rating   10 / 10

Great customer service experience

I've been a customer of Commonwealth Bank for 44 years. During this time I've never had an issue that couldn't be resolved. Their customer service team was always happy to discuss and explain the issue to me.

Full review

I've been a customer of Commonwealth Bank for 44 years. During this time I've never had an issue that couldn't be resolved. Their customer service team was always happy to discuss and explain the issue to me.

    Price   9 / 10

    Features   10 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   9 / 10

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Joanne, New South Wales, reviewed about 2 months ago

Commonwealth Bank

Commonwealth Bank Awards Credit Card Awards Credit Card review

Overall rating   5 / 10

Great bank but expensive

I love Commbank. I've been with them my whole life and I trust the bank and have loved the credit card. However it's no longer competitive as the annual fee and accrual of points is not as valuable as other credit cards.

Full review

I love Commbank. I've been with them my whole life and I trust the bank and have loved the credit card. However it's no longer competitive as the annual fee and accrual of points is not as valuable as other credit cards.

    Price   2 / 10

    Features   2 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

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Gemma, New South Wales, reviewed 2 months ago

Commonwealth Bank

Commonwealth Bank Low Fee Credit Card Low Fee Credit Card review

Overall rating   10 / 10

The best bank

I have been with Commonwealth Bank for 18 years now and they are the best bank to be with.

Full review

I have been with Commonwealth Bank for 18 years now and they are the best bank to be with.

    Price   4 / 10

    Features   7 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

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Marie, South Australia, reviewed 7 months ago

Commonwealth Bank

Commonwealth Bank Credit Card review

Overall rating   10 / 10

I love the bank account

The staff at Commonwealth Bank are really helpful.

Full review

The staff at Commonwealth Bank are really helpful.

    Price   10 / 10

    Features   10 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

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Amina, Western Australia, reviewed 9 months ago

Commonwealth Bank

Commonwealth Bank Credit Card review

Overall rating   8 / 10

I’m content

My bank does everything I need.

Full review

My bank does everything I need.

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Kim, Queensland, reviewed 10 months ago

Commonwealth Bank

Commonwealth Bank Low Fee Gold Credit Card Low Fee Gold Credit Card review

Overall rating   7 / 10

CBA has excellent customer service

Very easy to be vigilante and deal with any tempts are hacking your card.

Full review

Very easy to be vigilante and deal with any tempts are hacking your card.

    Price   7 / 10

    Features   5 / 10

    Customer service   9 / 10

    Convenience   9 / 10

    Trust   5 / 10

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Rosemary, Queensland, reviewed 10 months ago

Commonwealth Bank

Commonwealth Bank Credit Card review

Overall rating   7 / 10

Good customer service

The local branch has always been helpful.

Full review

The local branch has always been helpful.

    Features   7 / 10

    Customer service   7 / 10

    Convenience   9 / 10

    Trust   5 / 10

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David, Western Australia, reviewed 11 months ago

Mozo may receive a payment from financial providers listed on the site. Customer reviews are in no way affected by any commercial relationships Mozo has with providers. Reviewers may receive a voucher from Mozo in exchange for their review. Vouchers are given to all reviewers who meet our review guidelines regardless of the sentiment of their reviews.

Credit card comparisons on Mozo - rates updated daily

  • Qantas Money Qantas Premier Everyday

    Qantas Money Qantas Premier Everyday

    • 0% purchase rate for first 9 months (19.99% afterwards)
    • 20,000 bonus points if you apply by 30 May 2019 and spend $3,000 in the first 90 days
    • 0% balance transfer rate for 9 months (21.99% afterwards).

    balance transfer rate

    0% p.a. for 12 months and then 21.99% p.a.

    purchase rate

    19.99% p.a.

    annual fee

    $49 $29 in the first year

    Go to site

    More info

    • 0% purchase rate for first 9 months (19.99% afterwards)
    • 20,000 bonus points if you apply by 30 May 2019 and spend $3,000 in the first 90 days
    • 0% balance transfer rate for 9 months (21.99% afterwards).
    • Balance transfer rate: 0% p.a. for 12 months and then 21.99% p.a.
    • Annual fee: $49 $29 in the first year
    • Purchase rate: 19.99% p.a.
    • Interest free days: 55
    • Interest rate on cash withdrawals: 21.99% p.a.
    • Fee for cash withdrawals: 3%, min $3.00
    • Rewards description: Points are automatically credited to the Qantas Frequent Flyer program.
    Need more information?
    Go to site

    More info

  • MOZO EXPERTS CHOICE AWARDS 2018

    American Express Qantas Ultimate Card

    American Express Qantas Ultimate Card

    • Receive 120,000 bonus Qantas Points when you apply online, are approved and spend $4,500 on your new Card within the first 3 months.
    • Get rewarded with up to 2.25 Qantas Points per $1 spent.
    • Complimentary domestic and international travel insurance

    balance transfer rate

    0% p.a. for 12 months and then 20.74% p.a. (1.00% balance transfer fee)

    purchase rate

    20.74% p.a.

    annual fee

    $450

    Go to site

    More info

    • Receive 120,000 bonus Qantas Points when you apply online, are approved and spend $4,500 on your new Card within the first 3 months.
    • Get rewarded with up to 2.25 Qantas Points per $1 spent.
    • Complimentary domestic and international travel insurance
    • Balance transfer rate: 0% p.a. for 12 months and then 20.74% p.a. (1.00% balance transfer fee)
    • Annual fee: $450
    • Purchase rate: 20.74% p.a.
    • Interest free days: 44
    • Interest rate on cash withdrawals:
    • Fee for cash withdrawals:
    • Rewards description: Points are automatically credited to the Qantas Frequent Flyer program.
    Overall rating

    6.6

    Based on 865 American Express credit card reviews

    Need more information?
    Go to site

    More info

  • MOZO EXPERTS CHOICE AWARDS 2018

    ANZ Frequent Flyer Black

    ANZ Frequent Flyer Black

    • 100,000 bonus Qantas Points and $200 back to your new ANZ Frequent Flyer Black card when you spend $4,000 on eligible purchases in the first 3 months. Eligibility criteria, T&Cs, fees and charges apply^.
    • 1 Qantas Point per $1 spent on eligible purchases up to and including $4,000 per statement period.
    • Available with Apple Pay

    balance transfer rate

    No current offer

    purchase rate

    20.24% p.a.

    annual fee

    $425

    Go to site

    More info

    • 100,000 bonus Qantas Points and $200 back to your new ANZ Frequent Flyer Black card when you spend $4,000 on eligible purchases in the first 3 months. Eligibility criteria, T&Cs, fees and charges apply^.
    • 1 Qantas Point per $1 spent on eligible purchases up to and including $4,000 per statement period.
    • Available with Apple Pay
    • Balance transfer rate: No current offer
    • Annual fee: $425
    • Purchase rate: 20.24% p.a.
    • Interest free days: 55
    • Interest rate on cash withdrawals: 20.24% p.a.
    • Fee for cash withdrawals: 2%
    • Rewards description: Points are automatically credited to the Qantas Frequent Flyer program.
    Overall rating

    6.7

    Based on 6072 ANZ credit card reviews

    Need more information?
    Go to site

    More info

  • Qantas Money Qantas Premier Platinum

    Qantas Money Qantas Premier Platinum

    • Up to 55 days (unless you have a Balance Transfer)
    • Purchase rate of 19.99% p.a.
    • 0% p.a. Balance transfers for 18 months

    balance transfer rate

    0% p.a. for 18 months and then 21.99% p.a.

    purchase rate

    19.99% p.a.

    annual fee

    $299 $199 in the first year

    Go to site

    More info

    • Up to 55 days (unless you have a Balance Transfer)
    • Purchase rate of 19.99% p.a.
    • 0% p.a. Balance transfers for 18 months
    • Balance transfer rate: 0% p.a. for 18 months and then 21.99% p.a.
    • Annual fee: $299 $199 in the first year
    • Purchase rate: 19.99% p.a.
    • Interest free days: 55
    • Interest rate on cash withdrawals: 21.99% p.a.
    • Fee for cash withdrawals: 3%, min $3.00
    • Rewards description: Points are automatically credited to the Qantas Frequent Flyer program.
    Need more information?
    Go to site

    More info

  • Featured product

     

    Citi Clear Platinum

    Citi Clear Platinum

    • 0% p.a. for 14 months – no balance transfer fee
    • Enjoy a low 12.99% p.a on retail purchases
    • $0 annual fee first year, reverts to $99 thereafter

    balance transfer rate

    0% p.a. for 9 months and then 22.24% p.a.

    purchase rate

    0% p.a. for 9 months then 14.99% p.a.

    annual fee

    $99 $0 in the first year

    Go to site

    More info

    • 0% p.a. for 14 months – no balance transfer fee
    • Enjoy a low 12.99% p.a on retail purchases
    • $0 annual fee first year, reverts to $99 thereafter
    • Balance transfer rate: 0% p.a. for 9 months and then 22.24% p.a.
    • Annual fee: $99 $0 in the first year
    • Purchase rate: 0% p.a. for 9 months then 14.99% p.a.
    • Interest free days: 55
    • Interest rate on cash withdrawals: 22.24% p.a.
    • Fee for cash withdrawals: 3.5%, min $3.50
    • Rewards description:
    Overall rating

    5.2

    Based on 1250 Citi credit card reviews

    Need more information?
    Go to site

    More info

**Saving based on the average difference in fees and charges over 3 years between the most competitive product Mozo can refer a consumer to and the average credit card product input by 6,863 consumers (average balance of $4,262 or balance transfer balance of $5,818, interest rate of 19.6% and annual fee of $36.50) who used the Mozo Credit Card Health Check tool between 1 January 2012 to July 2012.

Want more? Compare all 225 credit cards in the Mozo comparison engine.

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**Saving based on the average difference in fees and charges over 3 years between the most competitive product Mozo can refer a consumer to and the average credit card product input by 6,863 consumers (average balance of $4,262 or balance transfer balance of $5,818, interest rate of 19.6% and annual fee of $36.50) who used the Mozo Credit Card Health Check tool between 1 January 2012 to July 2012.

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