Choose the version of this credit card that suits you best
Name | Rewards program | |
---|---|---|
|
Clear Options Platinum (Suncorp Rewards) | Suncorp Rewards |
|
Clear Options Platinum (Qantas Frequent Flyer) | Qantas Frequent Flyer |
The Suncorp Clear Options Platinum Credit Card offers the flexibility of choice when it comes to rewards. You’ll be able to choose one of two cards, either earning Suncorp Rewards points through the (Rewards) card, or Qantas Frequent Flyer Points through the (Qantas) card. Add in a range of complimentary insurance features and this could be the card for you.
It also won a 2023 Mozo Experts Choice Award for the best Premium Rewards Credit Card.
Sign up for a Suncorp Clear Options Platinum Credit Card and you’ll be able to choose from one of two rewards cards. By going with the Clear Options Platinum (Suncorp Rewards) card you’ll earn 1.25 points for every $1 spent which can be redeemed via the Suncorp Bank Rewards program for rewards such as flights through the Velocity, Emirates Skywards or Krisflyer programs. Alternatively, by upgrading to the Clear Options Platinum (Qantas Frequent Flyer) card for an additional $49 a year you could earn 0.5 Qantas Points for every $1 spent, which are automatically credited and must be redeemed via the Qantas Frequent Flyer program.
Right now, you can earn 120,000 bonus Suncorp Rewards points when you spend $3,000 on eligible transactions within the first 90 days of approval of the Suncorp reward card.
Also, if you apply for a Suncorp Clear Options Platinum Credit Card before 29th February 2024 (Qantas Frequent Flyer card option), you can earn 40,000 bonus Qantas points when you spend $4,500 on eligible transactions within the first 90 days from approval (Terms and conditions apply).
In addition to these rewards schemes, you’ll also be eligible to receive a number of complimentary insurance offers including international travel insurance, extended warranty and purchase protection, as well as the 24/7 concierge service.
Plus, if you're looking to clear debt, the Suncorp Clear Options Platinum card currently has a 9 month 0% balance transfer offer.
The Suncorp Clear Options Platinum Credit Card comes with a $129 annual fee ($178 with the Qantas card). Your annual fee will be reduced to $99 in the first year (with an additional joining fee for the Qantas option). There is also a high 20.74% p.a. purchase rate and a $30 late payment fee, so you’ll want to pay off your balance in full. If you do pay your balance off in full each month then you’ll be able to take advantage of the 55 interest-free days.
The Suncorp Clear Options Platinum credit card could be a great alternative for jet-setters looking for a choice in their rewards program while having access to a comprehensive range of insurance privileges to safeguard their travel and spending.
With a high purchase rate of 20.74% p.a. you’ll want to be sure to pay off your balance in full each month, especially with the $30 late payment fee. The introductory rate might be enticing, but remember that your annual fee will revert after the first year.
Rates and fees information correct as at 29 March 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
239,200 points
15,600 points
20,900 points
50,000 points
1.25 points per dollar on Visa, uncapped
Redeem your points for Cash Back, Select and Credit on purchases, eVouchers or transfer your points to Loyalty and Frequent Flyer Rewards Partners.
You can redeem flights via Velocity, Emirates Skywards or Krisflyer programs or by booking through the Suncorp Travel Centre.
Earn triple Rewards points on everyday Eligible Transactions made in the first 6 months.
Receive 120,000 bonus Suncorp Credit Card Rewards Points when you spend $3,000 on Eligible Transactions in the first 90 days from approval.
Spend $40,000 (Visa)
Spend $16,720 (Visa)
Spend $12,480 (Visa)
Spend $191,360 (Visa)
Uncapped
Never
20.74% p.a. |
|
none |
|
0% p.a. for 9 months and then 21.99% p.a. |
|
yes |
|
21.99% p.a. |
|
55 |
$129.00 |
|
$99 in the first year |
|
none |
|
none |
|
$30.00 |
|
3.50%, min $3.50 |
|
3.40% |
|
$0.00 |
|
$0.00 |
|
$0.00 |
$30.00 |
|
2.0 |
|
4 |
|
none |
Apple Pay, Samsung Pay
Concierge,
Travel Insurance,
Extended Warranty,
Purchase Protection,
Guaranteed Pricing
Rates and fees information correct as at 29 March 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
110,400 points
8,000 points
20,010 points
-
0.5 points per dollar on Visa, up to $8,000 per month
Points are automatically credited to the Qantas Frequent Flyer program.
All rewards are redeemed via Qantas Frequent Flyer.
Earn triple Rewards points on everyday Eligible Transactions made in the first 6 months.
Receive 40,000 bonus Qantas Points when you enrol to earn Qantas Points and spend $4,500 on Eligible Transactions in the first 90 days from approval.
Spend $40,020 (Visa)
Spend $16,000 (Visa)
Spend $220,800 (Visa)
at $8,000 monthly
Never
20.74% p.a. |
|
none |
|
0% p.a. for 12 months and then 21.99% p.a. |
|
yes |
|
21.99% p.a. |
|
55 |
$178.00 |
|
none |
|
none |
|
none |
|
$30.00 |
|
3.50%, min $3.50 |
|
3.40% |
|
$0.00 |
|
$0.00 |
|
$0.00 |
$30.00 |
|
2.0 |
|
4 |
|
none |
Apple Pay, Samsung Pay
Concierge,
Travel Insurance,
Extended Warranty,
Purchase Protection,
Guaranteed Pricing
The credit card works well, I convert my points to Velocity which is great for me. We have claimed on the international travel insurance which was effortless and paid out fast. We also had the card hacked. As soon as I found out and called Suncorp, they cancelled the card and sent a new one which arrived 3 days later. Fast, effective and lovely to deal with. Its a platinum card so it costs money to have but considering the insurance it covers, this makes up for it. It also has a high interest rate which if you pay the card off once a month, isn't an issue.
Read full reviewThe credit card works well, I convert my points to Velocity which is great for me. We have claimed on the international travel insurance which was effortless and paid out fast. We also had the card hacked. As soon as I found out and called Suncorp, they cancelled the card and sent a new one which arrived 3 days later. Fast, effective and lovely to deal with. Its a platinum card so it costs money to have but considering the insurance it covers, this makes up for it. It also has a high interest rate which if you pay the card off once a month, isn't an issue.
Suncorp are great once you find the right way to talk to someone about your issues. We only have one branch in Adelaide so everything is over the phone or email. But we have excellent support from their branch in Tasmania and we know each other quite well now (also have our home loan with them).
Read full reviewSuncorp are great once you find the right way to talk to someone about your issues. We only have one branch in Adelaide so everything is over the phone or email. But we have excellent support from their branch in Tasmania and we know each other quite well now (also have our home loan with them).
Great rewards and secure.
Read full reviewGreat rewards and secure.
Suncorp is very helpful. However finding a branch is hard.
Read full reviewSuncorp is very helpful. However finding a branch is hard.
Suncorp have good customer service, the phone help is always fast to solve problems and the online banking is very easy.
Read full reviewSuncorp have good customer service, the phone help is always fast to solve problems and the online banking is very easy.
Low Rate Card
13.49% p.a.
0% p.a. for 28 months and then 21.74% p.a. (2.00% balance transfer fee)
$59 $0 in the first year
Platinum Edge Credit Card
23.99% p.a.
No current offer
$195 $0 in the first year
Membership Rewards
Platinum Visa Credit Card
19.99% p.a.
No current offer
$299
Qantas Frequent Flyer
Qantas Ultimate Card
23.99% p.a.
No current offer
$450
Qantas Frequent Flyer
Explorer Credit Card
23.99% p.a.
No current offer
$395
Membership Rewards
Velocity Platinum Card
23.99% p.a.
No current offer
$375
Velocity Frequent Flyer
Qantas Discovery Card
23.99% p.a.
No current offer
$0
Qantas Frequent Flyer
Qantas Ultimate Card
Qantas Frequent Flyer
$450
100,000
1.25 points up to 100,000 points/year, then
1 point uncapped
Platinum Visa Credit Card
Qantas Frequent Flyer
$299
50,000
1 point up to 20,000 points/month
Qantas Rewards Premium Card
Qantas Frequent Flyer
$250 $150 in the first year
70,000
0.66 points up to $3,000/month, then
0.33 points up to $6,000/month
Qantas Premium Card
Qantas Frequent Flyer
$249
20,000
1 point uncapped
Rewards Signature Card
NAB Rewards
$295 $145 in the first year
160,000
1.25 points uncapped
Qantas Discovery Card
Qantas Frequent Flyer
$0
No current offer
0.75 points uncapped
Velocity Escape Card
Velocity Frequent Flyer
$0
No current offer
0.75 points uncapped
Qantas Rewards Signature Card
Qantas Frequent Flyer
$395 $295 in the first year
120,000
1 point up to $5,000/month, then
0.5 points up to $20,000/month
Low Rate Card
0% p.a. for 28 months and then 21.74% p.a. (2.00% balance transfer fee)
13.49% p.a.
$59 $0 in the first year
Premier Credit Card
0% p.a. for 6 months and then 22.24% p.a.
21.49% p.a.
$300 $150 in the subsequent years if you spend $48,000 on eligible purchases or cash advances in previous year., $150 in the first year
Citi Rewards Program
Blue Visa Credit Card
0% p.a. for 9 months and then 21.74% p.a.
0% p.a. for 9 months then 20.74% p.a.
$60
Q Rewards
Virgin Australia Velocity Flyer Card - Balance Transfer Offer
0% p.a. for 24 months and then 20.99% p.a.
20.74% p.a.
$149 $0 in the first year
Velocity Frequent Flyer
More Mastercard
0% p.a. for 6 months and then 19.99% p.a. (1.00% balance transfer fee)
19.99% p.a.
$100
Bankwest More Rewards
Low Rate Card
13.49% p.a.
0% p.a. for 28 months and then 21.74% p.a. (2.00% balance transfer fee)
$59 $0 in the first year
Low Rate Credit Card
12.99% p.a.
0% p.a. for 20 months and then 25.99% p.a. (2.00% balance transfer fee)
$99
Low Rate Visa Credit Card
9.90% p.a.
No current offer
$59
Low Rate Credit Card
8.99% p.a.
0% p.a. for 6 months and then 8.99% p.a.
$59 $0 in the first year
Low Rate Card
13.49% p.a.
0% p.a. for 28 months and then 21.74% p.a. (2.00% balance transfer fee)
$59 $0 in the first year
Low Rate Credit Card
12.99% p.a.
0% p.a. for 20 months and then 25.99% p.a. (2.00% balance transfer fee)
$99
Low Rate Visa Credit Card
9.90% p.a.
No current offer
$59
Low Rate Credit Card
8.99% p.a.
0% p.a. for 6 months and then 8.99% p.a.
$59 $0 in the first year
Blue Visa Credit Card
0% p.a. for 9 months then 20.74% p.a.
0% p.a. for 9 months and then 21.74% p.a.
$60
More Mastercard
19.99% p.a.
0% p.a. for 6 months and then 19.99% p.a. (1.00% balance transfer fee)
$100