7 money-saving travel tips to beat the cost of living on holidays
Most Australians say they will prioritise travel this year, despite inflation and rising interest rates affecting the cost of living.
So, with almost everything becoming more expensive, keeping the cost of holidays down (without limiting the experience of travel) is key to scratching that travel itch for many.
According to a survey from BNPL company, Zip, four in five (83%) Australians say 2023 is their year to travel. But in order to keep costs down, 42% say they plan to book domestic trips.
Data from Zip reports the average Australian is forecasted to spend $3,145 on holidays in 2023, which is more than double the average Australian weekly paycheck ($1,377).
This estimated figure suggests Australians will spend less on holidays than in previous years, with average holiday spending in 2020 at $4,750.
While people are expected to reduce their holiday expenditure significantly this year, that doesn’t necessarily mean the quality of your trip has to go down too.
From seeking out free events to getting travel insurance, there are plenty of ways to enjoy your holiday without breaking the bank.
1. Book your flights and accommodation as early as you can
Starting with the part most people organise first, flights and accommodation are usually the most expensive parts of any holiday. Fortunately, the early bird gets a good price on worms when they book well in advance.
Hosts on accommodation sites, like booking.com and Airbnb for example, often offer early birds discounted rates as an incentive to lock in their stay ahead of time.
In a similar vein, airline tickets often get more expensive for last-minute bookers. So, ensuring you book a few weeks in advance for flights, along with using sites like Google Flights and Skyscanner to get price alerts, is a good way to help you save money on your holiday.
RELATED: Planes, trains or automobiles: the cheapest way to get around Europe in 2023
2. Swap out your overseas trip for a roam in your own backyard
The distance from Sydney to Perth is almost 800km longer than the distance of London to Moscow. So, when you think about it, travelling between Australian states (especially from East to West) is sort of like visiting another country…
In any case, this country is huge, making it prime for exploration and discovery – even if you’re a local.
Domestic flights typically don’t cost as much as international flights, with budget airlines taking the cake for some of the cheaper ticket options.
Plus, with the wealth of natural beauty on offer in Australia, there are plenty of free things to do out and about, like walking in a national park or going for a swim at one of Australia’s (numerous) primo beaches.
That brings us to our next tip:
3. Find free things to do
It seems obvious, but finding free (or discounted) experiences is one of the best ways to enjoy your holiday without spending too much.
Some examples of free activities and events could be:
- Museums and art galleries
- Bushwalks or hikes
- Street festivals
- Walking tours
- Sightsee
- Window-shop at a local market
- People watching.
Side note: free walking tours are a great way to meet other travellers.
Of course, there will always be things you want to do that end up costing money. But, offsetting the days when you spend by taking advantage of free things every so often can still help you make the most of your trip and stretch your budget.
To find free events in the places you’re visiting, use sites and apps like:
- Your destination’s official websites
- TimeOut
- Resident Advisor
- Fever up
- TripAdvisor
- Eventbrite
- Facebook Events
- A city’s Reddit page.
4. Book accommodation in the ‘burbs
This tip works best in cities with dependable public transport.
Booking your accommodation in the heart of the city you’re travelling to will usually end up costing you more than if you book one a short commute away.
Of course, you won’t be in the thick of a city (which has its pros and cons). So, you’ll need to decide if you’d rather save some cash by staying on the peripheries, or would prefer to be amongst it at all times.
5. Consider budget accommodation, like hostels
Hostels typically have a pretty dirty stigma, evoking imagery of sun-drunk Poms, bedbugs, and the room light turning on at two in the morning.
But if you’re looking to cut down on the cost of finding a bed, hostels can be a significantly cheaper option than hotels and Airbnbs – with the caveat of a little less privacy. You can, of course, book a private room for you and your mates, but that does tend to raise the price a little.
They typically attract a younger crowd and can double as a place to meet fellow travellers.
Some hostels even offer guests a range of discounts on events and experiences, and even help facilitate social activities.
6. If you’re travelling around, look for a rail pass
Rail passes are a vital way to save money on transportation around a city, country, or continent.
Rather than purchasing a series of individual tickets, a rail pass can be used across multiple days for a set period of time and a set fee.
Rail passes in various countries and regions include:
- USA Railpass (United States)
- California Railpass (California)
- Canrailpass (Canada)
- Corridorpass (Quebec City to Windsor corridor)
- Japan Rail Pass (Japan)
- Indrail Pass (India)
- Eurail Pass (Europe)
- Discovery Pass (NSW to Brisbane and Melbourne)
- Queensland Explorer Pass (Queensland)
- Queensland Coastal Pass (Brisbane to Cairns).
7. Find a travel insurance policy that fits your needs and budget
While flights and accommodation are some of the heftier expenses of going on holidays, the effects of having to cancel your trip due to medical reasons, losing all your luggage, or spending a few days in an overseas hospital can also cost you money.
So make sure you compare travel insurance before you go, as it might be able to help you out financially if you find yourself in a pickle on holiday.
If you’ve never packed a policy before, make sure you do some research on what travel insurance covers to decide between medical-only coverage, comprehensive travel insurance, or something in-between.
We’ve done a bit of the legwork for you, when it comes to choosing between the best travel insurance in Australia, in the 2023 Mozo Experts Choice Travel Insurance Awards. Or, you can check out a few of the featured policies below.
Travel insurance comparisons on Mozo
-
Mozo experts choice awards won:
- Exceptional Value Essential Travel Insurance - 2025
International Travel Insurance
covid medical cover
Yescovid cancellation cover
Yesoverseas hospital
Unlimitedcancellation cover
$5,000 limit per policy with option to increase limitGet protection in a few simple steps with Freely travel insurance all in the palm of your hand. Freely Travel offers 24/7 emergency and medical support, 24/7 customer service. Plus, you can tailor your policy so you only pay for what you need, and adapt your cover in near real time. Add-ons such as car rental excess, snow sports or other activities also available. Receive 10% off your travel insurance policy with promo code: MOZO2025. T&Cs apply, go to site for full detail.
Get protection in a few simple steps with Freely travel insurance all in the palm of your hand. Freely Travel offers 24/7 emergency and medical support, 24/7 customer service. Plus, you can tailor your policy so you only pay for what you need, and adapt your cover in near real time. Add-ons such as car rental excess, snow sports or other activities also available. Receive 10% off your travel insurance policy with promo code: MOZO2025. T&Cs apply, go to site for full detail.
- Limits shown apply
- per Person
- Covid medical cover
- true
- Covid cancellation cover
- true
- Overseas emergency hospital expense
- Unlimited
- Overseas emergency medical assistance
- Unlimited
- Maximum excess
- $250.00
- Cancellation fees
- $5,000 limit per policy with option to increase limit
- Pay extra for no excess
- No
- Luggage and personal effects
- Up to $10,000, maximum $1,500 per item
- Additional accomodation & travel
- Unlimited
- Emergency companion
- Unlimited
- Resumption of journey
- $2,000
- Hospital cash allowance
- No
- Accidental death
- $25,000
- Permanent disability
- $25,000
- Loss of income
- No
- Credit Card fraud and replacement
- No
- Travellers cheques
- No
- Travel documents
- $1,000
- Rental vehicle excess
- Optional Extra, up to $10,000
- Alternative travel expenses
- $2,000
- Personal liability
- $3,000,000
Terms, conditions, exclusions, limits and sub-limits may apply to any of the insurance products shown on the Mozo website. These terms, conditions, exclusions, limits and sub-limits could affect the level of benefits and cover available under any of the insurance products shown on the Mozo website. Please refer to the relevant Product Disclosure Statement and the Target Market Determination on the provider's website for further information before making any decisions about an insurance product.
To see the Pre-existing Conditions and Activities covered by this policy please visit our detailed page about this product.
-
Mozo experts choice awards won:
- Exceptional Value Cruise Travel Insurance - 2025
Gold Plus
covid medical cover
Yescovid cancellation cover
Yesoverseas hospital
Unlimitedcancellation cover
Choose $0 or UnlimitedSpecialist Travel Insurance for those with pre-existing medical conditions (T&Cs apply). No upper age limits. Unlimited medical cover available with 24/7 emergency medical helpline. Unlimited cancellation cover available. Fast online quote process.
Specialist Travel Insurance for those with pre-existing medical conditions (T&Cs apply). No upper age limits. Unlimited medical cover available with 24/7 emergency medical helpline. Unlimited cancellation cover available. Fast online quote process.
- Limits shown apply
- per Person
- Covid medical cover
- true
- Covid cancellation cover
- true
- Overseas emergency hospital expense
- Unlimited
- Overseas emergency medical assistance
- Unlimited
- Maximum excess
- $300.00
- Cancellation fees
- Choose $0 or Unlimited
- Pay extra for no excess
- Yes
- Luggage and personal effects
- $10,000
- Additional accomodation & travel
- Unlimited
- Emergency companion
- Unlimited
- Resumption of journey
- No
- Hospital cash allowance
- $1,000
- Accidental death
- $20,000
- Permanent disability
- $30,000
- Loss of income
- No
- Credit Card fraud and replacement
- No
- Travellers cheques
- $500
- Travel documents
- $500
- Rental vehicle excess
- $6,000
- Alternative travel expenses
- $750
- Personal liability
- $2,000,000
Terms, conditions, exclusions, limits and sub-limits may apply to any of the insurance products shown on the Mozo website. These terms, conditions, exclusions, limits and sub-limits could affect the level of benefits and cover available under any of the insurance products shown on the Mozo website. Please refer to the relevant Product Disclosure Statement and the Target Market Determination on the provider's website for further information before making any decisions about an insurance product.
To see the Pre-existing Conditions and Activities covered by this policy please visit our detailed page about this product.
-
Comprehensive
covid medical cover
Yescovid cancellation cover
Nooverseas hospital
Unlimitedcancellation cover
Choose $0 to UnlimitedAustralia Post International Comprehensive Travel Insurance covers overseas medical expenses, cancellation costs and more (T&Cs apply). Optional extras like cover for existing medical conditions and winter sports available. 24/7 emergency support. Get a quote in minutes. Reduce your premium with variable excess. Policies may not be available to all travellers. Australian Postal Corporation ABN 28 864 970 579 (AR No 338646) is the distributor of Australia Post Travel Insurance.
Australia Post International Comprehensive Travel Insurance covers overseas medical expenses, cancellation costs and more (T&Cs apply). Optional extras like cover for existing medical conditions and winter sports available. 24/7 emergency support. Get a quote in minutes. Reduce your premium with variable excess. Policies may not be available to all travellers. Australian Postal Corporation ABN 28 864 970 579 (AR No 338646) is the distributor of Australia Post Travel Insurance.
- Limits shown apply
- per Person
- Covid medical cover
- true
- Covid cancellation cover
- false
- Overseas emergency hospital expense
- Unlimited
- Overseas emergency medical assistance
- Unlimited
- Maximum excess
- $250.00
- Cancellation fees
- Choose $0 to Unlimited
- Pay extra for no excess
- Yes
- Luggage and personal effects
- $12,000
- Additional accomodation & travel
- Unlimited
- Emergency companion
- Unlimited
- Resumption of journey
- $3,000
- Hospital cash allowance
- $5,000
- Accidental death
- $25,000
- Permanent disability
- $25,000
- Loss of income
- $10,000
- Credit Card fraud and replacement
- $5,000
- Travellers cheques
- No
- Travel documents
- $5,000
- Rental vehicle excess
- $10,000
- Alternative travel expenses
- $5,000
- Personal liability
- $5,000,000
Terms, conditions, exclusions, limits and sub-limits may apply to any of the insurance products shown on the Mozo website. These terms, conditions, exclusions, limits and sub-limits could affect the level of benefits and cover available under any of the insurance products shown on the Mozo website. Please refer to the relevant Product Disclosure Statement and the Target Market Determination on the provider's website for further information before making any decisions about an insurance product.
To see the Pre-existing Conditions and Activities covered by this policy please visit our detailed page about this product.
-
Mozo Expert Rated
- Exceptional Value Comprehensive Travel Insurance - 2025
Comprehensive
covid medical cover
Yescovid cancellation cover
Yesoverseas hospital
Unlimitedcancellation cover
Choose from $2,000 up to $100,000Enjoy unlimited medical cover and 24/7 emergency assistance services when you travel. Get unlimited cover for cancellation fees and prepaid travel expenses. Cover for luggage and travel documents. $5,000,000 personal liability cover.
Enjoy unlimited medical cover and 24/7 emergency assistance services when you travel. Get unlimited cover for cancellation fees and prepaid travel expenses. Cover for luggage and travel documents. $5,000,000 personal liability cover.
- Limits shown apply
- per Person
- Covid medical cover
- true
- Covid cancellation cover
- true
- Overseas emergency hospital expense
- Unlimited
- Overseas emergency medical assistance
- Unlimited
- Maximum excess
- $200.00
- Cancellation fees
- Choose from $2,000 up to $100,000
- Pay extra for no excess
- No
- Luggage and personal effects
- $10,000
- Additional accomodation & travel
- $25,000
- Emergency companion
- $25,000
- Resumption of journey
- $2,000
- Hospital cash allowance
- $5,000
- Accidental death
- $25,000 repatriation
- Permanent disability
- $25,000
- Loss of income
- $10,400
- Credit Card fraud and replacement
- $5,000
- Travellers cheques
- $5,000
- Travel documents
- $5,000
- Rental vehicle excess
- Optional Extra - choose $5,000 or $10,000
- Alternative travel expenses
- $5,000
- Personal liability
- $5,000,000
Terms, conditions, exclusions, limits and sub-limits may apply to any of the insurance products shown on the Mozo website. These terms, conditions, exclusions, limits and sub-limits could affect the level of benefits and cover available under any of the insurance products shown on the Mozo website. Please refer to the relevant Product Disclosure Statement and the Target Market Determination on the provider's website for further information before making any decisions about an insurance product.
To see the Pre-existing Conditions and Activities covered by this policy please visit our detailed page about this product.
-
Standard
covid medical cover
Yescovid cancellation cover
Yesoverseas hospital
Unlimitedcancellation cover
Choose up to $20,000Have direct access to our 24/7 Emergency Assistance. COVID-19 cover if you’re diagnosed on your trip (T&Cs apply). Hospital cash allowance. Cover for accidental death and permanent disability. Luggage and personal belongings cover. Optional extras available.
Have direct access to our 24/7 Emergency Assistance. COVID-19 cover if you’re diagnosed on your trip (T&Cs apply). Hospital cash allowance. Cover for accidental death and permanent disability. Luggage and personal belongings cover. Optional extras available.
- Limits shown apply
- per Person
- Covid medical cover
- true
- Covid cancellation cover
- true
- Overseas emergency hospital expense
- Unlimited
- Overseas emergency medical assistance
- Unlimited
- Maximum excess
- $200.00
- Cancellation fees
- Choose up to $20,000
- Pay extra for no excess
- No
- Luggage and personal effects
- $5,000
- Additional accomodation & travel
- $25,000
- Emergency companion
- Unlimited
- Resumption of journey
- No
- Hospital cash allowance
- No
- Accidental death
- No
- Permanent disability
- No
- Loss of income
- No
- Credit Card fraud and replacement
- No
- Travellers cheques
- No
- Travel documents
- No
- Rental vehicle excess
- $3,000
- Alternative travel expenses
- No
- Personal liability
- $2,500,000
Terms, conditions, exclusions, limits and sub-limits may apply to any of the insurance products shown on the Mozo website. These terms, conditions, exclusions, limits and sub-limits could affect the level of benefits and cover available under any of the insurance products shown on the Mozo website. Please refer to the relevant Product Disclosure Statement and the Target Market Determination on the provider's website for further information before making any decisions about an insurance product.
To see the Pre-existing Conditions and Activities covered by this policy please visit our detailed page about this product.
-
Mozo experts choice awards won:
- Exceptional Value Comprehensive Travel Insurance - 2025
- Exceptional Value Cruise Travel Insurance - 2025
- Exceptional Value Annual Multi-Trip Travel Insurance - 2025
- Australia's Best Travel Insurer - 2025
Comprehensive
covid medical cover
Yescovid cancellation cover
Nooverseas hospital
Unlimitedcancellation cover
$20,000Travel Insurance Saver brings you peace of mind on your travels. Compare three tiers of insurance cover, featuring benefits like 24 hour emergency assistance, emergency medical cover, luggage cover, cancellation cover and more.
Travel Insurance Saver brings you peace of mind on your travels. Compare three tiers of insurance cover, featuring benefits like 24 hour emergency assistance, emergency medical cover, luggage cover, cancellation cover and more.
- Limits shown apply
- per Person
- Covid medical cover
- true
- Covid cancellation cover
- false
- Overseas emergency hospital expense
- Unlimited
- Overseas emergency medical assistance
- Unlimited
- Maximum excess
- $200.00
- Cancellation fees
- $20,000
- Pay extra for no excess
- No
- Luggage and personal effects
- $20,000
- Additional accomodation & travel
- $100,000
- Emergency companion
- $100,000
- Resumption of journey
- No
- Hospital cash allowance
- $6,000
- Accidental death
- $50,000
- Permanent disability
- $50,000
- Loss of income
- $26,000
- Credit Card fraud and replacement
- $3,000
- Travellers cheques
- $500
- Travel documents
- $3,000
- Rental vehicle excess
- $10,000
- Alternative travel expenses
- $7,000
- Personal liability
- $5,000,000
Terms, conditions, exclusions, limits and sub-limits may apply to any of the insurance products shown on the Mozo website. These terms, conditions, exclusions, limits and sub-limits could affect the level of benefits and cover available under any of the insurance products shown on the Mozo website. Please refer to the relevant Product Disclosure Statement and the Target Market Determination on the provider's website for further information before making any decisions about an insurance product.
To see the Pre-existing Conditions and Activities covered by this policy please visit our detailed page about this product.
-
Discovery Ultimate
covid medical cover
Yescovid cancellation cover
Yesoverseas hospital
Unlimitedcancellation cover
Choose up to $40,000Unlimited emergency medical treatment abroad for up to 12 months. Travel Delay expenses up to $2000 per traveller. Optional cover for cancellation or trip interruption up to $40,000. Emergency Assistance team is available 24/7 to support you in the event of an emergency while travelling.
Unlimited emergency medical treatment abroad for up to 12 months. Travel Delay expenses up to $2000 per traveller. Optional cover for cancellation or trip interruption up to $40,000. Emergency Assistance team is available 24/7 to support you in the event of an emergency while travelling.
- Limits shown apply
- per Person
- Covid medical cover
- true
- Covid cancellation cover
- true
- Overseas emergency hospital expense
- Unlimited
- Overseas emergency medical assistance
- Unlimited
- Maximum excess
- $500.00
- Cancellation fees
- Choose up to $40,000
- Pay extra for no excess
- Yes
- Luggage and personal effects
- Choose up to $10,000
- Additional accomodation & travel
- Up to $40,000
- Emergency companion
- Unlimited
- Resumption of journey
- $5,000
- Hospital cash allowance
- $50 per day up to $5,000
- Accidental death
- $50,000
- Permanent disability
- $50,000
- Loss of income
- No
- Credit Card fraud and replacement
- Up to $10,000
- Travellers cheques
- No
- Travel documents
- $5,000
- Rental vehicle excess
- $8,000
- Alternative travel expenses
- Choose up to $40,000
- Personal liability
- $2,500,000
Terms, conditions, exclusions, limits and sub-limits may apply to any of the insurance products shown on the Mozo website. These terms, conditions, exclusions, limits and sub-limits could affect the level of benefits and cover available under any of the insurance products shown on the Mozo website. Please refer to the relevant Product Disclosure Statement and the Target Market Determination on the provider's website for further information before making any decisions about an insurance product.
To see the Pre-existing Conditions and Activities covered by this policy please visit our detailed page about this product.
-
Mozo experts choice awards won:
- Exceptional Value Essential Travel Insurance - 2025
- Highly Commended Travel Insurer - 2025
International Travel Insurance
covid medical cover
Yescovid cancellation cover
Yesoverseas hospital
Unlimitedcancellation cover
Choose from $0 to $40,000Be prepared for the unexpected on your adventures with Butter Travel Insurance. Emergency medical and hospital cover. COVID-19, accident and personal liability cover. Optional trip cancellation & interruption cover. Customise your cover with added extras like Motorcycle and ski cover (T&Cs apply).
Be prepared for the unexpected on your adventures with Butter Travel Insurance. Emergency medical and hospital cover. COVID-19, accident and personal liability cover. Optional trip cancellation & interruption cover. Customise your cover with added extras like Motorcycle and ski cover (T&Cs apply).
- Limits shown apply
- per Person
- Covid medical cover
- true
- Covid cancellation cover
- true
- Overseas emergency hospital expense
- Unlimited
- Overseas emergency medical assistance
- Unlimited
- Maximum excess
- $250.00
- Cancellation fees
- Choose from $0 to $40,000
- Pay extra for no excess
- No
- Luggage and personal effects
- Choose from $0 to $10,000, $2,000 per item
- Additional accomodation & travel
- Unlimited
- Emergency companion
- Unlimited
- Resumption of journey
- Up to $2,500
- Hospital cash allowance
- $50 per day up to $5,000 per traveller
- Accidental death
- $50,000
- Permanent disability
- $50,000
- Loss of income
- No
- Credit Card fraud and replacement
- Up to $5,000
- Travellers cheques
- No
- Travel documents
- Up to $5,000
- Rental vehicle excess
- Optional Extra - up to $6,000
- Alternative travel expenses
- Up to $2,000
- Personal liability
- Up to $2,500,000
Terms, conditions, exclusions, limits and sub-limits may apply to any of the insurance products shown on the Mozo website. These terms, conditions, exclusions, limits and sub-limits could affect the level of benefits and cover available under any of the insurance products shown on the Mozo website. Please refer to the relevant Product Disclosure Statement and the Target Market Determination on the provider's website for further information before making any decisions about an insurance product.
To see the Pre-existing Conditions and Activities covered by this policy please visit our detailed page about this product.
-
Explorer
covid medical cover
Yescovid cancellation cover
Yesoverseas hospital
Unlimitedcancellation cover
Choose up to $40,000Enjoy the benefits of unlimited emergency medical treatment abroad for up to 12 months. Travel Delay expenses up to $2,000 per traveller. Optional cover for cancellation or trip interruption up to $40,000. Emergency Assistance team is available 24/7 to support you in the event of an emergency while travelling.
Enjoy the benefits of unlimited emergency medical treatment abroad for up to 12 months. Travel Delay expenses up to $2,000 per traveller. Optional cover for cancellation or trip interruption up to $40,000. Emergency Assistance team is available 24/7 to support you in the event of an emergency while travelling.
- Limits shown apply
- per Person
- Covid medical cover
- true
- Covid cancellation cover
- true
- Overseas emergency hospital expense
- Unlimited
- Overseas emergency medical assistance
- Unlimited
- Maximum excess
- $500.00
- Cancellation fees
- Choose up to $40,000
- Pay extra for no excess
- Yes
- Luggage and personal effects
- Choose up to $10,000
- Additional accomodation & travel
- $40,000
- Emergency companion
- Unlimited
- Resumption of journey
- $5,000
- Hospital cash allowance
- $5,000
- Accidental death
- $50,000
- Permanent disability
- $50,000
- Loss of income
- No
- Credit Card fraud and replacement
- Up to $10,000
- Travellers cheques
- No
- Travel documents
- $5,000
- Rental vehicle excess
- Choose up to $8,000
- Alternative travel expenses
- Up to $40,000
- Personal liability
- $2,500,000
Terms, conditions, exclusions, limits and sub-limits may apply to any of the insurance products shown on the Mozo website. These terms, conditions, exclusions, limits and sub-limits could affect the level of benefits and cover available under any of the insurance products shown on the Mozo website. Please refer to the relevant Product Disclosure Statement and the Target Market Determination on the provider's website for further information before making any decisions about an insurance product.
To see the Pre-existing Conditions and Activities covered by this policy please visit our detailed page about this product.
-
Black Comprehensive
covid medical cover
Yescovid cancellation cover
Yesoverseas hospital
Unlimitedcancellation cover
Choose up to $100,000Have direct access to our 24/7 Emergency Assistance. COVID-19 cover if you’re diagnosed on your trip (T&Cs apply). Hospital cash allowance. Cover for accidental death and permanent disability. Luggage and personal belongings cover. Optional extras available.
Have direct access to our 24/7 Emergency Assistance. COVID-19 cover if you’re diagnosed on your trip (T&Cs apply). Hospital cash allowance. Cover for accidental death and permanent disability. Luggage and personal belongings cover. Optional extras available.
- Limits shown apply
- per Person
- Covid medical cover
- true
- Covid cancellation cover
- true
- Overseas emergency hospital expense
- Unlimited
- Overseas emergency medical assistance
- Unlimited
- Maximum excess
- $200.00
- Cancellation fees
- Choose up to $100,000
- Pay extra for no excess
- No
- Luggage and personal effects
- $10,000
- Additional accomodation & travel
- $50,000
- Emergency companion
- Unlimited
- Resumption of journey
- No
- Hospital cash allowance
- $5,000
- Accidental death
- $25,000
- Permanent disability
- $25,000
- Loss of income
- $10,400
- Credit Card fraud and replacement
- $5,000
- Travellers cheques
- $5,000
- Travel documents
- $5,000
- Rental vehicle excess
- $6,000
- Alternative travel expenses
- $5,000
- Personal liability
- $5,000,000
Terms, conditions, exclusions, limits and sub-limits may apply to any of the insurance products shown on the Mozo website. These terms, conditions, exclusions, limits and sub-limits could affect the level of benefits and cover available under any of the insurance products shown on the Mozo website. Please refer to the relevant Product Disclosure Statement and the Target Market Determination on the provider's website for further information before making any decisions about an insurance product.
To see the Pre-existing Conditions and Activities covered by this policy please visit our detailed page about this product.
-
Classic
covid medical cover
Yescovid cancellation cover
Nooverseas hospital
Unlimitedcancellation cover
$2,500Different options of cover to suit your requirements. Covers one-way travel. Freedom to book cover from overseas. Travel cover extendable from overseas. Kids under 18 go free with parents. 14 day money back provider guarantee (T&Cs apply). Fast online quote.
Different options of cover to suit your requirements. Covers one-way travel. Freedom to book cover from overseas. Travel cover extendable from overseas. Kids under 18 go free with parents. 14 day money back provider guarantee (T&Cs apply). Fast online quote.
- Limits shown apply
- per Person
- Covid medical cover
- true
- Covid cancellation cover
- false
- Overseas emergency hospital expense
- Unlimited
- Overseas emergency medical assistance
- Unlimited
- Maximum excess
- $200.00
- Cancellation fees
- $2,500
- Pay extra for no excess
- No
- Luggage and personal effects
- $2,500
- Additional accomodation & travel
- $25,000
- Emergency companion
- Unlimited
- Resumption of journey
- No
- Hospital cash allowance
- No
- Accidental death
- No
- Permanent disability
- No
- Loss of income
- No
- Credit Card fraud and replacement
- No
- Travellers cheques
- $500
- Travel documents
- $500
- Rental vehicle excess
- No
- Alternative travel expenses
- $500
- Personal liability
- $2,500,000
Terms, conditions, exclusions, limits and sub-limits may apply to any of the insurance products shown on the Mozo website. These terms, conditions, exclusions, limits and sub-limits could affect the level of benefits and cover available under any of the insurance products shown on the Mozo website. Please refer to the relevant Product Disclosure Statement and the Target Market Determination on the provider's website for further information before making any decisions about an insurance product.
To see the Pre-existing Conditions and Activities covered by this policy please visit our detailed page about this product.
-
Excel
covid medical cover
Yescovid cancellation cover
Nooverseas hospital
Unlimitedcancellation cover
$7,500Multiple options of cover to suit your specific needs. Get the security of COVID-19 medical cover. Unlimited overseas hospital and 24/7 emergency assistance. Cancellation cover (amount varies depending on policy). All valid, fully documented claims paid in 10 business days according to Insure4less. 15 day money back provider guarantee (T&Cs apply).
Multiple options of cover to suit your specific needs. Get the security of COVID-19 medical cover. Unlimited overseas hospital and 24/7 emergency assistance. Cancellation cover (amount varies depending on policy). All valid, fully documented claims paid in 10 business days according to Insure4less. 15 day money back provider guarantee (T&Cs apply).
- Limits shown apply
- per Person
- Covid medical cover
- true
- Covid cancellation cover
- false
- Overseas emergency hospital expense
- Unlimited
- Overseas emergency medical assistance
- Unlimited
- Maximum excess
- $200.00
- Cancellation fees
- $7,500
- Pay extra for no excess
- No
- Luggage and personal effects
- $3,500
- Additional accomodation & travel
- $75,000
- Emergency companion
- Unlimited
- Resumption of journey
- No
- Hospital cash allowance
- $1,000
- Accidental death
- $10,000
- Permanent disability
- $10,000
- Loss of income
- No
- Credit Card fraud and replacement
- No
- Travellers cheques
- $750
- Travel documents
- $750
- Rental vehicle excess
- $2,000
- Alternative travel expenses
- $750
- Personal liability
- $5,000,000
Terms, conditions, exclusions, limits and sub-limits may apply to any of the insurance products shown on the Mozo website. These terms, conditions, exclusions, limits and sub-limits could affect the level of benefits and cover available under any of the insurance products shown on the Mozo website. Please refer to the relevant Product Disclosure Statement and the Target Market Determination on the provider's website for further information before making any decisions about an insurance product.
To see the Pre-existing Conditions and Activities covered by this policy please visit our detailed page about this product.
-
Gold
covid medical cover
Yescovid cancellation cover
Yesoverseas hospital
Unlimitedcancellation cover
Choose $0 or $12,000Specialist Travel Insurance for those with pre-existing medical conditions (T&Cs apply). No upper age limits. Unlimited medical cover available with 24/7 emergency medical helpline. Up to $12,000 cancellation cover available. Fast online quote process.
Specialist Travel Insurance for those with pre-existing medical conditions (T&Cs apply). No upper age limits. Unlimited medical cover available with 24/7 emergency medical helpline. Up to $12,000 cancellation cover available. Fast online quote process.
- Limits shown apply
- per Person
- Covid medical cover
- true
- Covid cancellation cover
- true
- Overseas emergency hospital expense
- Unlimited
- Overseas emergency medical assistance
- Unlimited
- Maximum excess
- $500.00
- Cancellation fees
- Choose $0 or $12,000
- Pay extra for no excess
- Yes
- Luggage and personal effects
- $7,000
- Additional accomodation & travel
- $12,000
- Emergency companion
- $12,000
- Resumption of journey
- No
- Hospital cash allowance
- $1,000
- Accidental death
- $20,000
- Permanent disability
- $30,000
- Loss of income
- No
- Credit Card fraud and replacement
- No
- Travellers cheques
- $250
- Travel documents
- $250
- Rental vehicle excess
- $4,000
- Alternative travel expenses
- $750
- Personal liability
- $2,000,000
Terms, conditions, exclusions, limits and sub-limits may apply to any of the insurance products shown on the Mozo website. These terms, conditions, exclusions, limits and sub-limits could affect the level of benefits and cover available under any of the insurance products shown on the Mozo website. Please refer to the relevant Product Disclosure Statement and the Target Market Determination on the provider's website for further information before making any decisions about an insurance product.
To see the Pre-existing Conditions and Activities covered by this policy please visit our detailed page about this product.
-
Standard
covid medical cover
Yescovid cancellation cover
Yesoverseas hospital
Unlimitedcancellation cover
Choose from $2,000 up to $100,000Get the security of unlimited medical cover and 24/7 emergency assistance services when you travel. Get cover for cancellation fees and prepaid travel expenses. Cover for luggage and travel documents. $2,500,000 personal liability cover.
Get the security of unlimited medical cover and 24/7 emergency assistance services when you travel. Get cover for cancellation fees and prepaid travel expenses. Cover for luggage and travel documents. $2,500,000 personal liability cover.
- Limits shown apply
- per Person
- Covid medical cover
- true
- Covid cancellation cover
- true
- Overseas emergency hospital expense
- Unlimited
- Overseas emergency medical assistance
- Unlimited
- Maximum excess
- $200.00
- Cancellation fees
- Choose from $2,000 up to $100,000
- Pay extra for no excess
- No
- Luggage and personal effects
- $5,000
- Additional accomodation & travel
- $10,000
- Emergency companion
- $10,000
- Resumption of journey
- No
- Hospital cash allowance
- $2,500
- Accidental death
- $25,000 repatriation
- Permanent disability
- No
- Loss of income
- No
- Credit Card fraud and replacement
- $2,000
- Travellers cheques
- $2,000
- Travel documents
- $2,000
- Rental vehicle excess
- Optional Extra - choose $5,000 or $10,000
- Alternative travel expenses
- No
- Personal liability
- $2,500,000
Terms, conditions, exclusions, limits and sub-limits may apply to any of the insurance products shown on the Mozo website. These terms, conditions, exclusions, limits and sub-limits could affect the level of benefits and cover available under any of the insurance products shown on the Mozo website. Please refer to the relevant Product Disclosure Statement and the Target Market Determination on the provider's website for further information before making any decisions about an insurance product.
To see the Pre-existing Conditions and Activities covered by this policy please visit our detailed page about this product.
-
Essentials
covid medical cover
Yescovid cancellation cover
Yesoverseas hospital
Unlimitedcancellation cover
Choose up to $10,000Have direct access to our 24/7 Emergency Assistance. COVID-19 cover if you’re diagnosed on your trip (T&Cs apply). Hospital cash allowance. Cover for accidental death and permanent disability. Luggage and personal belongings cover. Optional extras available.
Have direct access to our 24/7 Emergency Assistance. COVID-19 cover if you’re diagnosed on your trip (T&Cs apply). Hospital cash allowance. Cover for accidental death and permanent disability. Luggage and personal belongings cover. Optional extras available.
- Limits shown apply
- per Person
- Covid medical cover
- true
- Covid cancellation cover
- true
- Overseas emergency hospital expense
- Unlimited
- Overseas emergency medical assistance
- Unlimited
- Maximum excess
- $200.00
- Cancellation fees
- Choose up to $10,000
- Pay extra for no excess
- No
- Luggage and personal effects
- $2,500
- Additional accomodation & travel
- $5,000
- Emergency companion
- Unlimited
- Resumption of journey
- No
- Hospital cash allowance
- No
- Accidental death
- No
- Permanent disability
- No
- Loss of income
- No
- Credit Card fraud and replacement
- No
- Travellers cheques
- No
- Travel documents
- No
- Rental vehicle excess
- No
- Alternative travel expenses
- No
- Personal liability
- $1,000,000
Terms, conditions, exclusions, limits and sub-limits may apply to any of the insurance products shown on the Mozo website. These terms, conditions, exclusions, limits and sub-limits could affect the level of benefits and cover available under any of the insurance products shown on the Mozo website. Please refer to the relevant Product Disclosure Statement and the Target Market Determination on the provider's website for further information before making any decisions about an insurance product.
To see the Pre-existing Conditions and Activities covered by this policy please visit our detailed page about this product.
-
Basic
covid medical cover
Yescovid cancellation cover
Nooverseas hospital
Unlimitedcancellation cover
NoAustralia Post Basic International Travel Insurance can help protect you against expensive overseas medical or dental bills. Choose your excess. Choose between a single trip and an annual multi-trip coverage. Add optional extras cover for existing medical conditions (T&Cs apply). Enjoy 24/7 support. Get a quote in minutes.
Australia Post Basic International Travel Insurance can help protect you against expensive overseas medical or dental bills. Choose your excess. Choose between a single trip and an annual multi-trip coverage. Add optional extras cover for existing medical conditions (T&Cs apply). Enjoy 24/7 support. Get a quote in minutes.
- Limits shown apply
- per Person
- Covid medical cover
- true
- Covid cancellation cover
- false
- Overseas emergency hospital expense
- Unlimited
- Overseas emergency medical assistance
- Unlimited
- Maximum excess
- $250.00
- Cancellation fees
- No
- Pay extra for no excess
- Yes
- Luggage and personal effects
- No
- Additional accomodation & travel
- Unlimited
- Emergency companion
- Unlimited
- Resumption of journey
- No
- Hospital cash allowance
- No
- Accidental death
- $10,000
- Permanent disability
- $10,000
- Loss of income
- No
- Credit Card fraud and replacement
- No
- Travellers cheques
- No
- Travel documents
- No
- Rental vehicle excess
- No
- Alternative travel expenses
- No
- Personal liability
- $5,000,000
Terms, conditions, exclusions, limits and sub-limits may apply to any of the insurance products shown on the Mozo website. These terms, conditions, exclusions, limits and sub-limits could affect the level of benefits and cover available under any of the insurance products shown on the Mozo website. Please refer to the relevant Product Disclosure Statement and the Target Market Determination on the provider's website for further information before making any decisions about an insurance product.
To see the Pre-existing Conditions and Activities covered by this policy please visit our detailed page about this product.
-
Covid Basic
covid medical cover
Yescovid cancellation cover
Yesoverseas hospital
Unlimitedcancellation cover
$4,000Get cover for cancellation or trip interruption due to Covid-19 only up to $4,000 (T&Cs apply). Emergency Assistance team is available 24/7 to support you in the event of an emergency while travelling. Hospital benefit and confinement of $50 per day (up to a maximum of $500). Cover for funeral expenses abroad up to $10,000. Exclusions apply.
Get cover for cancellation or trip interruption due to Covid-19 only up to $4,000 (T&Cs apply). Emergency Assistance team is available 24/7 to support you in the event of an emergency while travelling. Hospital benefit and confinement of $50 per day (up to a maximum of $500). Cover for funeral expenses abroad up to $10,000. Exclusions apply.
- Limits shown apply
- per Person
- Covid medical cover
- true
- Covid cancellation cover
- true
- Overseas emergency hospital expense
- Unlimited
- Overseas emergency medical assistance
- Unlimited
- Maximum excess
- $500.00
- Cancellation fees
- $4,000
- Pay extra for no excess
- Yes
- Luggage and personal effects
- No
- Additional accomodation & travel
- $4,000
- Emergency companion
- Unlimited
- Resumption of journey
- No
- Hospital cash allowance
- No
- Accidental death
- No
- Permanent disability
- No
- Loss of income
- No
- Credit Card fraud and replacement
- No
- Travellers cheques
- No
- Travel documents
- No
- Rental vehicle excess
- No
- Alternative travel expenses
- $4,000
- Personal liability
- No
Terms, conditions, exclusions, limits and sub-limits may apply to any of the insurance products shown on the Mozo website. These terms, conditions, exclusions, limits and sub-limits could affect the level of benefits and cover available under any of the insurance products shown on the Mozo website. Please refer to the relevant Product Disclosure Statement and the Target Market Determination on the provider's website for further information before making any decisions about an insurance product.
To see the Pre-existing Conditions and Activities covered by this policy please visit our detailed page about this product.
-
Covid Essentials
covid medical cover
Yescovid cancellation cover
Yesoverseas hospital
Unlimitedcancellation cover
$4,000Travel with peace of mind with cover for cancellation or trip interruption due to Covid-19 only up to $4,000 (T&Cs apply). Emergency Assistance team is available 24/7 to support you in the event of an emergency while travelling. Hospital benefit and confinement of $50 per day (up to a maximum of $500). Cover for funeral expenses abroad up to $10,000. Exclusions apply.
Travel with peace of mind with cover for cancellation or trip interruption due to Covid-19 only up to $4,000 (T&Cs apply). Emergency Assistance team is available 24/7 to support you in the event of an emergency while travelling. Hospital benefit and confinement of $50 per day (up to a maximum of $500). Cover for funeral expenses abroad up to $10,000. Exclusions apply.
- Limits shown apply
- per Person
- Covid medical cover
- true
- Covid cancellation cover
- true
- Overseas emergency hospital expense
- Unlimited
- Overseas emergency medical assistance
- Unlimited
- Maximum excess
- $500.00
- Cancellation fees
- $4,000
- Pay extra for no excess
- Yes
- Luggage and personal effects
- No
- Additional accomodation & travel
- $4,000
- Emergency companion
- Unlimited
- Resumption of journey
- No
- Hospital cash allowance
- $1,000
- Accidental death
- No
- Permanent disability
- No
- Loss of income
- No
- Credit Card fraud and replacement
- No
- Travellers cheques
- No
- Travel documents
- No
- Rental vehicle excess
- No
- Alternative travel expenses
- $4,000
- Personal liability
- No
Terms, conditions, exclusions, limits and sub-limits may apply to any of the insurance products shown on the Mozo website. These terms, conditions, exclusions, limits and sub-limits could affect the level of benefits and cover available under any of the insurance products shown on the Mozo website. Please refer to the relevant Product Disclosure Statement and the Target Market Determination on the provider's website for further information before making any decisions about an insurance product.
To see the Pre-existing Conditions and Activities covered by this policy please visit our detailed page about this product.
-
Essentials
covid medical cover
Yescovid cancellation cover
Nooverseas hospital
Unlimitedcancellation cover
$5,000Multiple options of cover to suit your specific needs. Get the security of COVID-19 medical cover. Unlimited overseas hospital and 24/7 emergency assistance. Cancellation cover (amount varies depending on policy). All valid, fully documented claims paid in 10 business days according to Insure4less. 15 day money back provider guarantee (T&Cs apply).
Multiple options of cover to suit your specific needs. Get the security of COVID-19 medical cover. Unlimited overseas hospital and 24/7 emergency assistance. Cancellation cover (amount varies depending on policy). All valid, fully documented claims paid in 10 business days according to Insure4less. 15 day money back provider guarantee (T&Cs apply).
- Limits shown apply
- per Person
- Covid medical cover
- true
- Covid cancellation cover
- false
- Overseas emergency hospital expense
- Unlimited
- Overseas emergency medical assistance
- Unlimited
- Maximum excess
- $200.00
- Cancellation fees
- $5,000
- Pay extra for no excess
- No
- Luggage and personal effects
- $2,500
- Additional accomodation & travel
- $50,000
- Emergency companion
- Unlimited
- Resumption of journey
- No
- Hospital cash allowance
- No
- Accidental death
- No
- Permanent disability
- No
- Loss of income
- No
- Credit Card fraud and replacement
- No
- Travellers cheques
- No
- Travel documents
- No
- Rental vehicle excess
- No
- Alternative travel expenses
- $500
- Personal liability
- $2,500,000
Terms, conditions, exclusions, limits and sub-limits may apply to any of the insurance products shown on the Mozo website. These terms, conditions, exclusions, limits and sub-limits could affect the level of benefits and cover available under any of the insurance products shown on the Mozo website. Please refer to the relevant Product Disclosure Statement and the Target Market Determination on the provider's website for further information before making any decisions about an insurance product.
To see the Pre-existing Conditions and Activities covered by this policy please visit our detailed page about this product.
-
Deluxe
covid medical cover
Yescovid cancellation cover
Nooverseas hospital
Unlimitedcancellation cover
$10,000Different options of cover to suit your requirements. Covers one-way travel. Freedom to book cover from overseas. Travel cover extendable from overseas. Kids under 18 go free with parents. 14 day money back provider guarantee (T&Cs apply). Fast online quote.
Different options of cover to suit your requirements. Covers one-way travel. Freedom to book cover from overseas. Travel cover extendable from overseas. Kids under 18 go free with parents. 14 day money back provider guarantee (T&Cs apply). Fast online quote.
- Limits shown apply
- per Person
- Covid medical cover
- true
- Covid cancellation cover
- false
- Overseas emergency hospital expense
- Unlimited
- Overseas emergency medical assistance
- Unlimited
- Maximum excess
- $200.00
- Cancellation fees
- $10,000
- Pay extra for no excess
- No
- Luggage and personal effects
- $7,500
- Additional accomodation & travel
- $75,000
- Emergency companion
- Unlimited
- Resumption of journey
- $3,000
- Hospital cash allowance
- $3,000
- Accidental death
- $20,000
- Permanent disability
- $20,000
- Loss of income
- No
- Credit Card fraud and replacement
- No
- Travellers cheques
- $1,250
- Travel documents
- $1,250
- Rental vehicle excess
- $6,000
- Alternative travel expenses
- $2,000
- Personal liability
- $7,500,000
Terms, conditions, exclusions, limits and sub-limits may apply to any of the insurance products shown on the Mozo website. These terms, conditions, exclusions, limits and sub-limits could affect the level of benefits and cover available under any of the insurance products shown on the Mozo website. Please refer to the relevant Product Disclosure Statement and the Target Market Determination on the provider's website for further information before making any decisions about an insurance product.
To see the Pre-existing Conditions and Activities covered by this policy please visit our detailed page about this product.
-
Traveller
covid medical cover
Yescovid cancellation cover
Yesoverseas hospital
Unlimitedcancellation cover
Choose $2,000 to $10,000Specialist Travel Insurance for those with pre-existing medical conditions (T&Cs apply). Unlimited medical cover available with 24/7 emergency medical helpline. Cancellation cover available. Fast online quote process.
Specialist Travel Insurance for those with pre-existing medical conditions (T&Cs apply). Unlimited medical cover available with 24/7 emergency medical helpline. Cancellation cover available. Fast online quote process.
- Limits shown apply
- per Person
- Covid medical cover
- true
- Covid cancellation cover
- true
- Overseas emergency hospital expense
- Unlimited
- Overseas emergency medical assistance
- Unlimited
- Maximum excess
- $500.00
- Cancellation fees
- Choose $2,000 to $10,000
- Pay extra for no excess
- Yes
- Luggage and personal effects
- $3,000
- Additional accomodation & travel
- $5,000
- Emergency companion
- $5,000
- Resumption of journey
- No
- Hospital cash allowance
- $600
- Accidental death
- $20,000
- Permanent disability
- $30,000
- Loss of income
- No
- Credit Card fraud and replacement
- No
- Travellers cheques
- $250
- Travel documents
- $250
- Rental vehicle excess
- No
- Alternative travel expenses
- $750
- Personal liability
- $2,000,000
Terms, conditions, exclusions, limits and sub-limits may apply to any of the insurance products shown on the Mozo website. These terms, conditions, exclusions, limits and sub-limits could affect the level of benefits and cover available under any of the insurance products shown on the Mozo website. Please refer to the relevant Product Disclosure Statement and the Target Market Determination on the provider's website for further information before making any decisions about an insurance product.
To see the Pre-existing Conditions and Activities covered by this policy please visit our detailed page about this product.
-
Medical Only
covid medical cover
Yescovid cancellation cover
Nooverseas hospital
Unlimitedcancellation cover
NoTravel with peace of mind with unlimited medical cover and 24/7 emergency assistance services. Get cover for overseas emergency medical and hospital expenses. $2,500,000 personal liability cover.
Travel with peace of mind with unlimited medical cover and 24/7 emergency assistance services. Get cover for overseas emergency medical and hospital expenses. $2,500,000 personal liability cover.
- Limits shown apply
- per Person
- Covid medical cover
- true
- Covid cancellation cover
- false
- Overseas emergency hospital expense
- Unlimited
- Overseas emergency medical assistance
- Unlimited
- Maximum excess
- $200.00
- Cancellation fees
- No
- Pay extra for no excess
- No
- Luggage and personal effects
- No
- Additional accomodation & travel
- No
- Emergency companion
- No
- Resumption of journey
- No
- Hospital cash allowance
- No
- Accidental death
- $25,000 repatriation
- Permanent disability
- No
- Loss of income
- No
- Credit Card fraud and replacement
- No
- Travellers cheques
- No
- Travel documents
- No
- Rental vehicle excess
- No
- Alternative travel expenses
- No
- Personal liability
- $2,500,000
Terms, conditions, exclusions, limits and sub-limits may apply to any of the insurance products shown on the Mozo website. These terms, conditions, exclusions, limits and sub-limits could affect the level of benefits and cover available under any of the insurance products shown on the Mozo website. Please refer to the relevant Product Disclosure Statement and the Target Market Determination on the provider's website for further information before making any decisions about an insurance product.
To see the Pre-existing Conditions and Activities covered by this policy please visit our detailed page about this product.
-
Mozo experts choice awards won:
- Australia's Best Travel Insurer - 2025
Essentials
covid medical cover
Yescovid cancellation cover
Nooverseas hospital
Unlimitedcancellation cover
$10,000Travel Insurance Saver brings you peace of mind on your travels. Compare three tiers of insurance cover, featuring benefits like 24 hour emergency assistance, emergency medical cover, luggage cover, cancellation cover and more.
Travel Insurance Saver brings you peace of mind on your travels. Compare three tiers of insurance cover, featuring benefits like 24 hour emergency assistance, emergency medical cover, luggage cover, cancellation cover and more.
- Limits shown apply
- per Person
- Covid medical cover
- true
- Covid cancellation cover
- false
- Overseas emergency hospital expense
- Unlimited
- Overseas emergency medical assistance
- Unlimited
- Maximum excess
- $200.00
- Cancellation fees
- $10,000
- Pay extra for no excess
- No
- Luggage and personal effects
- $10,000
- Additional accomodation & travel
- $50,000
- Emergency companion
- $50,000
- Resumption of journey
- No
- Hospital cash allowance
- $3,000
- Accidental death
- No
- Permanent disability
- No
- Loss of income
- No
- Credit Card fraud and replacement
- $1,500
- Travellers cheques
- $500
- Travel documents
- $1,500
- Rental vehicle excess
- $5,000
- Alternative travel expenses
- $3,500
- Personal liability
- $2,500,000
Terms, conditions, exclusions, limits and sub-limits may apply to any of the insurance products shown on the Mozo website. These terms, conditions, exclusions, limits and sub-limits could affect the level of benefits and cover available under any of the insurance products shown on the Mozo website. Please refer to the relevant Product Disclosure Statement and the Target Market Determination on the provider's website for further information before making any decisions about an insurance product.
To see the Pre-existing Conditions and Activities covered by this policy please visit our detailed page about this product.
-
Premier
covid medical cover
Yescovid cancellation cover
Nooverseas hospital
Unlimitedcancellation cover
$5,000Different options of cover to suit your requirements. Covers one-way travel. Freedom to book cover from overseas. Travel cover extendable from overseas. Kids under 18 go free with parents. 14 day money back provider guarantee (T&Cs apply). Fast online quote.
Different options of cover to suit your requirements. Covers one-way travel. Freedom to book cover from overseas. Travel cover extendable from overseas. Kids under 18 go free with parents. 14 day money back provider guarantee (T&Cs apply). Fast online quote.
- Limits shown apply
- per Person
- Covid medical cover
- true
- Covid cancellation cover
- false
- Overseas emergency hospital expense
- Unlimited
- Overseas emergency medical assistance
- Unlimited
- Maximum excess
- $200.00
- Cancellation fees
- $5,000
- Pay extra for no excess
- No
- Luggage and personal effects
- $3,500
- Additional accomodation & travel
- $50,000
- Emergency companion
- Unlimited
- Resumption of journey
- No
- Hospital cash allowance
- $1,000
- Accidental death
- $10,000
- Permanent disability
- $10,000
- Loss of income
- No
- Credit Card fraud and replacement
- No
- Travellers cheques
- $750
- Travel documents
- $750
- Rental vehicle excess
- $2,000
- Alternative travel expenses
- $750
- Personal liability
- $5,000,000
Terms, conditions, exclusions, limits and sub-limits may apply to any of the insurance products shown on the Mozo website. These terms, conditions, exclusions, limits and sub-limits could affect the level of benefits and cover available under any of the insurance products shown on the Mozo website. Please refer to the relevant Product Disclosure Statement and the Target Market Determination on the provider's website for further information before making any decisions about an insurance product.
To see the Pre-existing Conditions and Activities covered by this policy please visit our detailed page about this product.
-
Mozo experts choice awards won:
- Australia's Best Travel Insurer - 2025
Medical Only
covid medical cover
Yescovid cancellation cover
Nooverseas hospital
Unlimitedcancellation cover
NoTravel Insurance Saver brings you peace of mind on your travels. Compare three tiers of insurance cover, featuring benefits like 24 hour emergency assistance, emergency medical cover, luggage cover, cancellation cover and more.
Travel Insurance Saver brings you peace of mind on your travels. Compare three tiers of insurance cover, featuring benefits like 24 hour emergency assistance, emergency medical cover, luggage cover, cancellation cover and more.
- Limits shown apply
- per Person
- Covid medical cover
- true
- Covid cancellation cover
- false
- Overseas emergency hospital expense
- Unlimited
- Overseas emergency medical assistance
- Unlimited
- Maximum excess
- $200.00
- Cancellation fees
- No
- Pay extra for no excess
- No
- Luggage and personal effects
- No
- Additional accomodation & travel
- $50,000
- Emergency companion
- $50,000
- Resumption of journey
- No
- Hospital cash allowance
- No
- Accidental death
- No
- Permanent disability
- No
- Loss of income
- No
- Credit Card fraud and replacement
- No
- Travellers cheques
- No
- Travel documents
- No
- Rental vehicle excess
- No
- Alternative travel expenses
- No
- Personal liability
- No
Terms, conditions, exclusions, limits and sub-limits may apply to any of the insurance products shown on the Mozo website. These terms, conditions, exclusions, limits and sub-limits could affect the level of benefits and cover available under any of the insurance products shown on the Mozo website. Please refer to the relevant Product Disclosure Statement and the Target Market Determination on the provider's website for further information before making any decisions about an insurance product.
To see the Pre-existing Conditions and Activities covered by this policy please visit our detailed page about this product.
-
Premier Plus
covid medical cover
Yescovid cancellation cover
Nooverseas hospital
Unlimitedcancellation cover
$20,000Different options of cover to suit your requirements. Covers one-way travel. Freedom to book cover from overseas. Travel cover extendable from overseas. Kids under 18 go free with parents. 14 day money back provider guarantee (T&Cs apply). Fast online quote.
Different options of cover to suit your requirements. Covers one-way travel. Freedom to book cover from overseas. Travel cover extendable from overseas. Kids under 18 go free with parents. 14 day money back provider guarantee (T&Cs apply). Fast online quote.
- Limits shown apply
- per Person
- Covid medical cover
- true
- Covid cancellation cover
- false
- Overseas emergency hospital expense
- Unlimited
- Overseas emergency medical assistance
- Unlimited
- Maximum excess
- $200.00
- Cancellation fees
- $20,000
- Pay extra for no excess
- No
- Luggage and personal effects
- $5,000
- Additional accomodation & travel
- $100,000
- Emergency companion
- Unlimited
- Resumption of journey
- $3,000
- Hospital cash allowance
- $1,000
- Accidental death
- $10,000
- Permanent disability
- $10,000
- Loss of income
- No
- Credit Card fraud and replacement
- No
- Travellers cheques
- $750
- Travel documents
- $750
- Rental vehicle excess
- $6,000
- Alternative travel expenses
- $750
- Personal liability
- $5,000,000
Terms, conditions, exclusions, limits and sub-limits may apply to any of the insurance products shown on the Mozo website. These terms, conditions, exclusions, limits and sub-limits could affect the level of benefits and cover available under any of the insurance products shown on the Mozo website. Please refer to the relevant Product Disclosure Statement and the Target Market Determination on the provider's website for further information before making any decisions about an insurance product.
To see the Pre-existing Conditions and Activities covered by this policy please visit our detailed page about this product.
-
Excel Plus
covid medical cover
Yescovid cancellation cover
Nooverseas hospital
Unlimitedcancellation cover
$10,000Multiple options of cover to suit your specific needs. Get the security of COVID-19 medical cover. Unlimited overseas hospital and 24/7 emergency assistance. Cancellation cover (amount varies depending on policy). All valid, fully documented claims paid in 10 business days according to Insure4less. 15 day money back provider guarantee (T&Cs apply).
Multiple options of cover to suit your specific needs. Get the security of COVID-19 medical cover. Unlimited overseas hospital and 24/7 emergency assistance. Cancellation cover (amount varies depending on policy). All valid, fully documented claims paid in 10 business days according to Insure4less. 15 day money back provider guarantee (T&Cs apply).
- Limits shown apply
- per Person
- Covid medical cover
- true
- Covid cancellation cover
- false
- Overseas emergency hospital expense
- Unlimited
- Overseas emergency medical assistance
- Unlimited
- Maximum excess
- $200.00
- Cancellation fees
- $10,000
- Pay extra for no excess
- No
- Luggage and personal effects
- $5,000
- Additional accomodation & travel
- $100,000
- Emergency companion
- Unlimited
- Resumption of journey
- $2,000
- Hospital cash allowance
- $2,000
- Accidental death
- $20,000
- Permanent disability
- $20,000
- Loss of income
- No
- Credit Card fraud and replacement
- No
- Travellers cheques
- $1,000
- Travel documents
- $1,000
- Rental vehicle excess
- $6,000
- Alternative travel expenses
- $1,000
- Personal liability
- $7,500,000
Terms, conditions, exclusions, limits and sub-limits may apply to any of the insurance products shown on the Mozo website. These terms, conditions, exclusions, limits and sub-limits could affect the level of benefits and cover available under any of the insurance products shown on the Mozo website. Please refer to the relevant Product Disclosure Statement and the Target Market Determination on the provider's website for further information before making any decisions about an insurance product.
To see the Pre-existing Conditions and Activities covered by this policy please visit our detailed page about this product.
Travel insurance comparisons on Mozo
-
Mozo experts choice awards won:
- Exceptional Value Essential Travel Insurance - 2025
International Travel Insurance
covid medical cover
Yescovid cancellation cover
Yesoverseas hospital
Unlimitedcancellation cover
$5,000 limit per policy with option to increase limitGet protection in a few simple steps with Freely travel insurance all in the palm of your hand. Freely Travel offers 24/7 emergency and medical support, 24/7 customer service. Plus, you can tailor your policy so you only pay for what you need, and adapt your cover in near real time. Add-ons such as car rental excess, snow sports or other activities also available. Receive 10% off your travel insurance policy with promo code: MOZO2025. T&Cs apply, go to site for full detail.
Get protection in a few simple steps with Freely travel insurance all in the palm of your hand. Freely Travel offers 24/7 emergency and medical support, 24/7 customer service. Plus, you can tailor your policy so you only pay for what you need, and adapt your cover in near real time. Add-ons such as car rental excess, snow sports or other activities also available. Receive 10% off your travel insurance policy with promo code: MOZO2025. T&Cs apply, go to site for full detail.
- Limits shown apply
- per Person
- Covid medical cover
- true
- Covid cancellation cover
- true
- Overseas emergency hospital expense
- Unlimited
- Overseas emergency medical assistance
- Unlimited
- Maximum excess
- $250.00
- Cancellation fees
- $5,000 limit per policy with option to increase limit
- Pay extra for no excess
- No
- Luggage and personal effects
- Up to $10,000, maximum $1,500 per item
- Additional accomodation & travel
- Unlimited
- Emergency companion
- Unlimited
- Resumption of journey
- $2,000
- Hospital cash allowance
- No
- Accidental death
- $25,000
- Permanent disability
- $25,000
- Loss of income
- No
- Credit Card fraud and replacement
- No
- Travellers cheques
- No
- Travel documents
- $1,000
- Rental vehicle excess
- Optional Extra, up to $10,000
- Alternative travel expenses
- $2,000
- Personal liability
- $3,000,000
Terms, conditions, exclusions, limits and sub-limits may apply to any of the insurance products shown on the Mozo website. These terms, conditions, exclusions, limits and sub-limits could affect the level of benefits and cover available under any of the insurance products shown on the Mozo website. Please refer to the relevant Product Disclosure Statement and the Target Market Determination on the provider's website for further information before making any decisions about an insurance product.
To see the Pre-existing Conditions and Activities covered by this policy please visit our detailed page about this product.
-
Mozo experts choice awards won:
- Exceptional Value Cruise Travel Insurance - 2025
Gold Plus
covid medical cover
Yescovid cancellation cover
Yesoverseas hospital
Unlimitedcancellation cover
Choose $0 or UnlimitedSpecialist Travel Insurance for those with pre-existing medical conditions (T&Cs apply). No upper age limits. Unlimited medical cover available with 24/7 emergency medical helpline. Unlimited cancellation cover available. Fast online quote process.
Specialist Travel Insurance for those with pre-existing medical conditions (T&Cs apply). No upper age limits. Unlimited medical cover available with 24/7 emergency medical helpline. Unlimited cancellation cover available. Fast online quote process.
- Limits shown apply
- per Person
- Covid medical cover
- true
- Covid cancellation cover
- true
- Overseas emergency hospital expense
- Unlimited
- Overseas emergency medical assistance
- Unlimited
- Maximum excess
- $300.00
- Cancellation fees
- Choose $0 or Unlimited
- Pay extra for no excess
- Yes
- Luggage and personal effects
- $10,000
- Additional accomodation & travel
- Unlimited
- Emergency companion
- Unlimited
- Resumption of journey
- No
- Hospital cash allowance
- $1,000
- Accidental death
- $20,000
- Permanent disability
- $30,000
- Loss of income
- No
- Credit Card fraud and replacement
- No
- Travellers cheques
- $500
- Travel documents
- $500
- Rental vehicle excess
- $6,000
- Alternative travel expenses
- $750
- Personal liability
- $2,000,000
Terms, conditions, exclusions, limits and sub-limits may apply to any of the insurance products shown on the Mozo website. These terms, conditions, exclusions, limits and sub-limits could affect the level of benefits and cover available under any of the insurance products shown on the Mozo website. Please refer to the relevant Product Disclosure Statement and the Target Market Determination on the provider's website for further information before making any decisions about an insurance product.
To see the Pre-existing Conditions and Activities covered by this policy please visit our detailed page about this product.
-
Comprehensive
covid medical cover
Yescovid cancellation cover
Nooverseas hospital
Unlimitedcancellation cover
Choose $0 to UnlimitedAustralia Post International Comprehensive Travel Insurance covers overseas medical expenses, cancellation costs and more (T&Cs apply). Optional extras like cover for existing medical conditions and winter sports available. 24/7 emergency support. Get a quote in minutes. Reduce your premium with variable excess. Policies may not be available to all travellers. Australian Postal Corporation ABN 28 864 970 579 (AR No 338646) is the distributor of Australia Post Travel Insurance.
Australia Post International Comprehensive Travel Insurance covers overseas medical expenses, cancellation costs and more (T&Cs apply). Optional extras like cover for existing medical conditions and winter sports available. 24/7 emergency support. Get a quote in minutes. Reduce your premium with variable excess. Policies may not be available to all travellers. Australian Postal Corporation ABN 28 864 970 579 (AR No 338646) is the distributor of Australia Post Travel Insurance.
- Limits shown apply
- per Person
- Covid medical cover
- true
- Covid cancellation cover
- false
- Overseas emergency hospital expense
- Unlimited
- Overseas emergency medical assistance
- Unlimited
- Maximum excess
- $250.00
- Cancellation fees
- Choose $0 to Unlimited
- Pay extra for no excess
- Yes
- Luggage and personal effects
- $12,000
- Additional accomodation & travel
- Unlimited
- Emergency companion
- Unlimited
- Resumption of journey
- $3,000
- Hospital cash allowance
- $5,000
- Accidental death
- $25,000
- Permanent disability
- $25,000
- Loss of income
- $10,000
- Credit Card fraud and replacement
- $5,000
- Travellers cheques
- No
- Travel documents
- $5,000
- Rental vehicle excess
- $10,000
- Alternative travel expenses
- $5,000
- Personal liability
- $5,000,000
Terms, conditions, exclusions, limits and sub-limits may apply to any of the insurance products shown on the Mozo website. These terms, conditions, exclusions, limits and sub-limits could affect the level of benefits and cover available under any of the insurance products shown on the Mozo website. Please refer to the relevant Product Disclosure Statement and the Target Market Determination on the provider's website for further information before making any decisions about an insurance product.
To see the Pre-existing Conditions and Activities covered by this policy please visit our detailed page about this product.
-
Mozo Expert Rated
- Exceptional Value Comprehensive Travel Insurance - 2025
Comprehensive
covid medical cover
Yescovid cancellation cover
Yesoverseas hospital
Unlimitedcancellation cover
Choose from $2,000 up to $100,000Enjoy unlimited medical cover and 24/7 emergency assistance services when you travel. Get unlimited cover for cancellation fees and prepaid travel expenses. Cover for luggage and travel documents. $5,000,000 personal liability cover.
Enjoy unlimited medical cover and 24/7 emergency assistance services when you travel. Get unlimited cover for cancellation fees and prepaid travel expenses. Cover for luggage and travel documents. $5,000,000 personal liability cover.
- Limits shown apply
- per Person
- Covid medical cover
- true
- Covid cancellation cover
- true
- Overseas emergency hospital expense
- Unlimited
- Overseas emergency medical assistance
- Unlimited
- Maximum excess
- $200.00
- Cancellation fees
- Choose from $2,000 up to $100,000
- Pay extra for no excess
- No
- Luggage and personal effects
- $10,000
- Additional accomodation & travel
- $25,000
- Emergency companion
- $25,000
- Resumption of journey
- $2,000
- Hospital cash allowance
- $5,000
- Accidental death
- $25,000 repatriation
- Permanent disability
- $25,000
- Loss of income
- $10,400
- Credit Card fraud and replacement
- $5,000
- Travellers cheques
- $5,000
- Travel documents
- $5,000
- Rental vehicle excess
- Optional Extra - choose $5,000 or $10,000
- Alternative travel expenses
- $5,000
- Personal liability
- $5,000,000
Terms, conditions, exclusions, limits and sub-limits may apply to any of the insurance products shown on the Mozo website. These terms, conditions, exclusions, limits and sub-limits could affect the level of benefits and cover available under any of the insurance products shown on the Mozo website. Please refer to the relevant Product Disclosure Statement and the Target Market Determination on the provider's website for further information before making any decisions about an insurance product.
To see the Pre-existing Conditions and Activities covered by this policy please visit our detailed page about this product.
-
Mozo experts choice awards won:
- Exceptional Value Comprehensive Travel Insurance - 2025
- Exceptional Value Cruise Travel Insurance - 2025
- Exceptional Value Annual Multi-Trip Travel Insurance - 2025
- Australia's Best Travel Insurer - 2025
Comprehensive
covid medical cover
Yescovid cancellation cover
Nooverseas hospital
Unlimitedcancellation cover
$20,000Travel Insurance Saver brings you peace of mind on your travels. Compare three tiers of insurance cover, featuring benefits like 24 hour emergency assistance, emergency medical cover, luggage cover, cancellation cover and more.
Travel Insurance Saver brings you peace of mind on your travels. Compare three tiers of insurance cover, featuring benefits like 24 hour emergency assistance, emergency medical cover, luggage cover, cancellation cover and more.
- Limits shown apply
- per Person
- Covid medical cover
- true
- Covid cancellation cover
- false
- Overseas emergency hospital expense
- Unlimited
- Overseas emergency medical assistance
- Unlimited
- Maximum excess
- $200.00
- Cancellation fees
- $20,000
- Pay extra for no excess
- No
- Luggage and personal effects
- $20,000
- Additional accomodation & travel
- $100,000
- Emergency companion
- $100,000
- Resumption of journey
- No
- Hospital cash allowance
- $6,000
- Accidental death
- $50,000
- Permanent disability
- $50,000
- Loss of income
- $26,000
- Credit Card fraud and replacement
- $3,000
- Travellers cheques
- $500
- Travel documents
- $3,000
- Rental vehicle excess
- $10,000
- Alternative travel expenses
- $7,000
- Personal liability
- $5,000,000
Terms, conditions, exclusions, limits and sub-limits may apply to any of the insurance products shown on the Mozo website. These terms, conditions, exclusions, limits and sub-limits could affect the level of benefits and cover available under any of the insurance products shown on the Mozo website. Please refer to the relevant Product Disclosure Statement and the Target Market Determination on the provider's website for further information before making any decisions about an insurance product.
To see the Pre-existing Conditions and Activities covered by this policy please visit our detailed page about this product.
-
Essentials
covid medical cover
Yescovid cancellation cover
Yesoverseas hospital
Unlimitedcancellation cover
Choose up to $10,000Have direct access to our 24/7 Emergency Assistance. COVID-19 cover if you’re diagnosed on your trip (T&Cs apply). Hospital cash allowance. Cover for accidental death and permanent disability. Luggage and personal belongings cover. Optional extras available.
Have direct access to our 24/7 Emergency Assistance. COVID-19 cover if you’re diagnosed on your trip (T&Cs apply). Hospital cash allowance. Cover for accidental death and permanent disability. Luggage and personal belongings cover. Optional extras available.
- Limits shown apply
- per Person
- Covid medical cover
- true
- Covid cancellation cover
- true
- Overseas emergency hospital expense
- Unlimited
- Overseas emergency medical assistance
- Unlimited
- Maximum excess
- $200.00
- Cancellation fees
- Choose up to $10,000
- Pay extra for no excess
- No
- Luggage and personal effects
- $2,500
- Additional accomodation & travel
- $5,000
- Emergency companion
- Unlimited
- Resumption of journey
- No
- Hospital cash allowance
- No
- Accidental death
- No
- Permanent disability
- No
- Loss of income
- No
- Credit Card fraud and replacement
- No
- Travellers cheques
- No
- Travel documents
- No
- Rental vehicle excess
- No
- Alternative travel expenses
- No
- Personal liability
- $1,000,000
Terms, conditions, exclusions, limits and sub-limits may apply to any of the insurance products shown on the Mozo website. These terms, conditions, exclusions, limits and sub-limits could affect the level of benefits and cover available under any of the insurance products shown on the Mozo website. Please refer to the relevant Product Disclosure Statement and the Target Market Determination on the provider's website for further information before making any decisions about an insurance product.
To see the Pre-existing Conditions and Activities covered by this policy please visit our detailed page about this product.
-
Covid Basic
covid medical cover
Yescovid cancellation cover
Yesoverseas hospital
Unlimitedcancellation cover
$4,000Get cover for cancellation or trip interruption due to Covid-19 only up to $4,000 (T&Cs apply). Emergency Assistance team is available 24/7 to support you in the event of an emergency while travelling. Hospital benefit and confinement of $50 per day (up to a maximum of $500). Cover for funeral expenses abroad up to $10,000. Exclusions apply.
Get cover for cancellation or trip interruption due to Covid-19 only up to $4,000 (T&Cs apply). Emergency Assistance team is available 24/7 to support you in the event of an emergency while travelling. Hospital benefit and confinement of $50 per day (up to a maximum of $500). Cover for funeral expenses abroad up to $10,000. Exclusions apply.
- Limits shown apply
- per Person
- Covid medical cover
- true
- Covid cancellation cover
- true
- Overseas emergency hospital expense
- Unlimited
- Overseas emergency medical assistance
- Unlimited
- Maximum excess
- $500.00
- Cancellation fees
- $4,000
- Pay extra for no excess
- Yes
- Luggage and personal effects
- No
- Additional accomodation & travel
- $4,000
- Emergency companion
- Unlimited
- Resumption of journey
- No
- Hospital cash allowance
- No
- Accidental death
- No
- Permanent disability
- No
- Loss of income
- No
- Credit Card fraud and replacement
- No
- Travellers cheques
- No
- Travel documents
- No
- Rental vehicle excess
- No
- Alternative travel expenses
- $4,000
- Personal liability
- No
Terms, conditions, exclusions, limits and sub-limits may apply to any of the insurance products shown on the Mozo website. These terms, conditions, exclusions, limits and sub-limits could affect the level of benefits and cover available under any of the insurance products shown on the Mozo website. Please refer to the relevant Product Disclosure Statement and the Target Market Determination on the provider's website for further information before making any decisions about an insurance product.
To see the Pre-existing Conditions and Activities covered by this policy please visit our detailed page about this product.
-
Explorer
covid medical cover
Yescovid cancellation cover
Yesoverseas hospital
Unlimitedcancellation cover
Choose up to $40,000Enjoy the benefits of unlimited emergency medical treatment abroad for up to 12 months. Travel Delay expenses up to $2,000 per traveller. Optional cover for cancellation or trip interruption up to $40,000. Emergency Assistance team is available 24/7 to support you in the event of an emergency while travelling.
Enjoy the benefits of unlimited emergency medical treatment abroad for up to 12 months. Travel Delay expenses up to $2,000 per traveller. Optional cover for cancellation or trip interruption up to $40,000. Emergency Assistance team is available 24/7 to support you in the event of an emergency while travelling.
- Limits shown apply
- per Person
- Covid medical cover
- true
- Covid cancellation cover
- true
- Overseas emergency hospital expense
- Unlimited
- Overseas emergency medical assistance
- Unlimited
- Maximum excess
- $500.00
- Cancellation fees
- Choose up to $40,000
- Pay extra for no excess
- Yes
- Luggage and personal effects
- Choose up to $10,000
- Additional accomodation & travel
- $40,000
- Emergency companion
- Unlimited
- Resumption of journey
- $5,000
- Hospital cash allowance
- $5,000
- Accidental death
- $50,000
- Permanent disability
- $50,000
- Loss of income
- No
- Credit Card fraud and replacement
- Up to $10,000
- Travellers cheques
- No
- Travel documents
- $5,000
- Rental vehicle excess
- Choose up to $8,000
- Alternative travel expenses
- Up to $40,000
- Personal liability
- $2,500,000
Terms, conditions, exclusions, limits and sub-limits may apply to any of the insurance products shown on the Mozo website. These terms, conditions, exclusions, limits and sub-limits could affect the level of benefits and cover available under any of the insurance products shown on the Mozo website. Please refer to the relevant Product Disclosure Statement and the Target Market Determination on the provider's website for further information before making any decisions about an insurance product.
To see the Pre-existing Conditions and Activities covered by this policy please visit our detailed page about this product.
-
Classic
covid medical cover
Yescovid cancellation cover
Nooverseas hospital
Unlimitedcancellation cover
$2,500Different options of cover to suit your requirements. Covers one-way travel. Freedom to book cover from overseas. Travel cover extendable from overseas. Kids under 18 go free with parents. 14 day money back provider guarantee (T&Cs apply). Fast online quote.
Different options of cover to suit your requirements. Covers one-way travel. Freedom to book cover from overseas. Travel cover extendable from overseas. Kids under 18 go free with parents. 14 day money back provider guarantee (T&Cs apply). Fast online quote.
- Limits shown apply
- per Person
- Covid medical cover
- true
- Covid cancellation cover
- false
- Overseas emergency hospital expense
- Unlimited
- Overseas emergency medical assistance
- Unlimited
- Maximum excess
- $200.00
- Cancellation fees
- $2,500
- Pay extra for no excess
- No
- Luggage and personal effects
- $2,500
- Additional accomodation & travel
- $25,000
- Emergency companion
- Unlimited
- Resumption of journey
- No
- Hospital cash allowance
- No
- Accidental death
- No
- Permanent disability
- No
- Loss of income
- No
- Credit Card fraud and replacement
- No
- Travellers cheques
- $500
- Travel documents
- $500
- Rental vehicle excess
- No
- Alternative travel expenses
- $500
- Personal liability
- $2,500,000
Terms, conditions, exclusions, limits and sub-limits may apply to any of the insurance products shown on the Mozo website. These terms, conditions, exclusions, limits and sub-limits could affect the level of benefits and cover available under any of the insurance products shown on the Mozo website. Please refer to the relevant Product Disclosure Statement and the Target Market Determination on the provider's website for further information before making any decisions about an insurance product.
To see the Pre-existing Conditions and Activities covered by this policy please visit our detailed page about this product.
-
Black Comprehensive
covid medical cover
Yescovid cancellation cover
Yesoverseas hospital
Unlimitedcancellation cover
Choose up to $100,000Have direct access to our 24/7 Emergency Assistance. COVID-19 cover if you’re diagnosed on your trip (T&Cs apply). Hospital cash allowance. Cover for accidental death and permanent disability. Luggage and personal belongings cover. Optional extras available.
Have direct access to our 24/7 Emergency Assistance. COVID-19 cover if you’re diagnosed on your trip (T&Cs apply). Hospital cash allowance. Cover for accidental death and permanent disability. Luggage and personal belongings cover. Optional extras available.
- Limits shown apply
- per Person
- Covid medical cover
- true
- Covid cancellation cover
- true
- Overseas emergency hospital expense
- Unlimited
- Overseas emergency medical assistance
- Unlimited
- Maximum excess
- $200.00
- Cancellation fees
- Choose up to $100,000
- Pay extra for no excess
- No
- Luggage and personal effects
- $10,000
- Additional accomodation & travel
- $50,000
- Emergency companion
- Unlimited
- Resumption of journey
- No
- Hospital cash allowance
- $5,000
- Accidental death
- $25,000
- Permanent disability
- $25,000
- Loss of income
- $10,400
- Credit Card fraud and replacement
- $5,000
- Travellers cheques
- $5,000
- Travel documents
- $5,000
- Rental vehicle excess
- $6,000
- Alternative travel expenses
- $5,000
- Personal liability
- $5,000,000
Terms, conditions, exclusions, limits and sub-limits may apply to any of the insurance products shown on the Mozo website. These terms, conditions, exclusions, limits and sub-limits could affect the level of benefits and cover available under any of the insurance products shown on the Mozo website. Please refer to the relevant Product Disclosure Statement and the Target Market Determination on the provider's website for further information before making any decisions about an insurance product.
To see the Pre-existing Conditions and Activities covered by this policy please visit our detailed page about this product.
-
Essentials
covid medical cover
Yescovid cancellation cover
Nooverseas hospital
Unlimitedcancellation cover
$5,000Multiple options of cover to suit your specific needs. Get the security of COVID-19 medical cover. Unlimited overseas hospital and 24/7 emergency assistance. Cancellation cover (amount varies depending on policy). All valid, fully documented claims paid in 10 business days according to Insure4less. 15 day money back provider guarantee (T&Cs apply).
Multiple options of cover to suit your specific needs. Get the security of COVID-19 medical cover. Unlimited overseas hospital and 24/7 emergency assistance. Cancellation cover (amount varies depending on policy). All valid, fully documented claims paid in 10 business days according to Insure4less. 15 day money back provider guarantee (T&Cs apply).
- Limits shown apply
- per Person
- Covid medical cover
- true
- Covid cancellation cover
- false
- Overseas emergency hospital expense
- Unlimited
- Overseas emergency medical assistance
- Unlimited
- Maximum excess
- $200.00
- Cancellation fees
- $5,000
- Pay extra for no excess
- No
- Luggage and personal effects
- $2,500
- Additional accomodation & travel
- $50,000
- Emergency companion
- Unlimited
- Resumption of journey
- No
- Hospital cash allowance
- No
- Accidental death
- No
- Permanent disability
- No
- Loss of income
- No
- Credit Card fraud and replacement
- No
- Travellers cheques
- No
- Travel documents
- No
- Rental vehicle excess
- No
- Alternative travel expenses
- $500
- Personal liability
- $2,500,000
Terms, conditions, exclusions, limits and sub-limits may apply to any of the insurance products shown on the Mozo website. These terms, conditions, exclusions, limits and sub-limits could affect the level of benefits and cover available under any of the insurance products shown on the Mozo website. Please refer to the relevant Product Disclosure Statement and the Target Market Determination on the provider's website for further information before making any decisions about an insurance product.
To see the Pre-existing Conditions and Activities covered by this policy please visit our detailed page about this product.
-
Mozo experts choice awards won:
- Exceptional Value Comprehensive Travel Insurance - 2025
- Exceptional Value Cruise Travel Insurance - 2025
Top
covid medical cover
Yescovid cancellation cover
Yesoverseas hospital
Unlimitedcancellation cover
UnlimitedBe covered for international overseas and medical expenses. Emergency medical assistance 24 hours/365 days a year. Cover for cancellation fees and lost deposits. Cover for luggage and personal money. Dependents covered free of charge (conditions apply). Limited COVID cover available. Cancellation cover for COVID claims limited to $3,500. Winner of Mozo's Experts Choice 2024 Travel Insurance Company of the Year award^.
Be covered for international overseas and medical expenses. Emergency medical assistance 24 hours/365 days a year. Cover for cancellation fees and lost deposits. Cover for luggage and personal money. Dependents covered free of charge (conditions apply). Limited COVID cover available. Cancellation cover for COVID claims limited to $3,500. Winner of Mozo's Experts Choice 2024 Travel Insurance Company of the Year award^.
- Limits shown apply
- per Adult
- Covid medical cover
- true
- Covid cancellation cover
- true
- Overseas emergency hospital expense
- Unlimited
- Overseas emergency medical assistance
- Unlimited
- Maximum excess
- $200.00
- Cancellation fees
- Unlimited
- Pay extra for no excess
- Yes
- Luggage and personal effects
- $15,000
- Additional accomodation & travel
- Unlimited
- Emergency companion
- Unlimited
- Resumption of journey
- $3,000
- Hospital cash allowance
- $6,000
- Accidental death
- $25,000
- Permanent disability
- $25,000
- Loss of income
- $10,400
- Credit Card fraud and replacement
- $3,000
- Travellers cheques
- $3,000
- Travel documents
- $3,000
- Rental vehicle excess
- $5,000
- Alternative travel expenses
- $5,000
- Personal liability
- $10,000,000 per policy
Terms, conditions, exclusions, limits and sub-limits may apply to any of the insurance products shown on the Mozo website. These terms, conditions, exclusions, limits and sub-limits could affect the level of benefits and cover available under any of the insurance products shown on the Mozo website. Please refer to the relevant Product Disclosure Statement and the Target Market Determination on the provider's website for further information before making any decisions about an insurance product.
To see the Pre-existing Conditions and Activities covered by this policy please visit our detailed page about this product.
-
Traveller
covid medical cover
Yescovid cancellation cover
Yesoverseas hospital
Unlimitedcancellation cover
Choose $2,000 to $10,000Specialist Travel Insurance for those with pre-existing medical conditions (T&Cs apply). Unlimited medical cover available with 24/7 emergency medical helpline. Cancellation cover available. Fast online quote process.
Specialist Travel Insurance for those with pre-existing medical conditions (T&Cs apply). Unlimited medical cover available with 24/7 emergency medical helpline. Cancellation cover available. Fast online quote process.
- Limits shown apply
- per Person
- Covid medical cover
- true
- Covid cancellation cover
- true
- Overseas emergency hospital expense
- Unlimited
- Overseas emergency medical assistance
- Unlimited
- Maximum excess
- $500.00
- Cancellation fees
- Choose $2,000 to $10,000
- Pay extra for no excess
- Yes
- Luggage and personal effects
- $3,000
- Additional accomodation & travel
- $5,000
- Emergency companion
- $5,000
- Resumption of journey
- No
- Hospital cash allowance
- $600
- Accidental death
- $20,000
- Permanent disability
- $30,000
- Loss of income
- No
- Credit Card fraud and replacement
- No
- Travellers cheques
- $250
- Travel documents
- $250
- Rental vehicle excess
- No
- Alternative travel expenses
- $750
- Personal liability
- $2,000,000
Terms, conditions, exclusions, limits and sub-limits may apply to any of the insurance products shown on the Mozo website. These terms, conditions, exclusions, limits and sub-limits could affect the level of benefits and cover available under any of the insurance products shown on the Mozo website. Please refer to the relevant Product Disclosure Statement and the Target Market Determination on the provider's website for further information before making any decisions about an insurance product.
To see the Pre-existing Conditions and Activities covered by this policy please visit our detailed page about this product.
-
Standard
covid medical cover
Yescovid cancellation cover
Yesoverseas hospital
Unlimitedcancellation cover
Choose from $2,000 up to $100,000Get the security of unlimited medical cover and 24/7 emergency assistance services when you travel. Get cover for cancellation fees and prepaid travel expenses. Cover for luggage and travel documents. $2,500,000 personal liability cover.
Get the security of unlimited medical cover and 24/7 emergency assistance services when you travel. Get cover for cancellation fees and prepaid travel expenses. Cover for luggage and travel documents. $2,500,000 personal liability cover.
- Limits shown apply
- per Person
- Covid medical cover
- true
- Covid cancellation cover
- true
- Overseas emergency hospital expense
- Unlimited
- Overseas emergency medical assistance
- Unlimited
- Maximum excess
- $200.00
- Cancellation fees
- Choose from $2,000 up to $100,000
- Pay extra for no excess
- No
- Luggage and personal effects
- $5,000
- Additional accomodation & travel
- $10,000
- Emergency companion
- $10,000
- Resumption of journey
- No
- Hospital cash allowance
- $2,500
- Accidental death
- $25,000 repatriation
- Permanent disability
- No
- Loss of income
- No
- Credit Card fraud and replacement
- $2,000
- Travellers cheques
- $2,000
- Travel documents
- $2,000
- Rental vehicle excess
- Optional Extra - choose $5,000 or $10,000
- Alternative travel expenses
- No
- Personal liability
- $2,500,000
Terms, conditions, exclusions, limits and sub-limits may apply to any of the insurance products shown on the Mozo website. These terms, conditions, exclusions, limits and sub-limits could affect the level of benefits and cover available under any of the insurance products shown on the Mozo website. Please refer to the relevant Product Disclosure Statement and the Target Market Determination on the provider's website for further information before making any decisions about an insurance product.
To see the Pre-existing Conditions and Activities covered by this policy please visit our detailed page about this product.
-
Mozo experts choice awards won:
- Exceptional Value Essential Travel Insurance - 2025
- Highly Commended Travel Insurer - 2025
International Travel Insurance
covid medical cover
Yescovid cancellation cover
Yesoverseas hospital
Unlimitedcancellation cover
Choose from $0 to $40,000Be prepared for the unexpected on your adventures with Butter Travel Insurance. Emergency medical and hospital cover. COVID-19, accident and personal liability cover. Optional trip cancellation & interruption cover. Customise your cover with added extras like Motorcycle and ski cover (T&Cs apply).
Be prepared for the unexpected on your adventures with Butter Travel Insurance. Emergency medical and hospital cover. COVID-19, accident and personal liability cover. Optional trip cancellation & interruption cover. Customise your cover with added extras like Motorcycle and ski cover (T&Cs apply).
- Limits shown apply
- per Person
- Covid medical cover
- true
- Covid cancellation cover
- true
- Overseas emergency hospital expense
- Unlimited
- Overseas emergency medical assistance
- Unlimited
- Maximum excess
- $250.00
- Cancellation fees
- Choose from $0 to $40,000
- Pay extra for no excess
- No
- Luggage and personal effects
- Choose from $0 to $10,000, $2,000 per item
- Additional accomodation & travel
- Unlimited
- Emergency companion
- Unlimited
- Resumption of journey
- Up to $2,500
- Hospital cash allowance
- $50 per day up to $5,000 per traveller
- Accidental death
- $50,000
- Permanent disability
- $50,000
- Loss of income
- No
- Credit Card fraud and replacement
- Up to $5,000
- Travellers cheques
- No
- Travel documents
- Up to $5,000
- Rental vehicle excess
- Optional Extra - up to $6,000
- Alternative travel expenses
- Up to $2,000
- Personal liability
- Up to $2,500,000
Terms, conditions, exclusions, limits and sub-limits may apply to any of the insurance products shown on the Mozo website. These terms, conditions, exclusions, limits and sub-limits could affect the level of benefits and cover available under any of the insurance products shown on the Mozo website. Please refer to the relevant Product Disclosure Statement and the Target Market Determination on the provider's website for further information before making any decisions about an insurance product.
To see the Pre-existing Conditions and Activities covered by this policy please visit our detailed page about this product.
-
Basic
covid medical cover
Yescovid cancellation cover
Nooverseas hospital
Unlimitedcancellation cover
NoAustralia Post Basic International Travel Insurance can help protect you against expensive overseas medical or dental bills. Choose your excess. Choose between a single trip and an annual multi-trip coverage. Add optional extras cover for existing medical conditions (T&Cs apply). Enjoy 24/7 support. Get a quote in minutes.
Australia Post Basic International Travel Insurance can help protect you against expensive overseas medical or dental bills. Choose your excess. Choose between a single trip and an annual multi-trip coverage. Add optional extras cover for existing medical conditions (T&Cs apply). Enjoy 24/7 support. Get a quote in minutes.
- Limits shown apply
- per Person
- Covid medical cover
- true
- Covid cancellation cover
- false
- Overseas emergency hospital expense
- Unlimited
- Overseas emergency medical assistance
- Unlimited
- Maximum excess
- $250.00
- Cancellation fees
- No
- Pay extra for no excess
- Yes
- Luggage and personal effects
- No
- Additional accomodation & travel
- Unlimited
- Emergency companion
- Unlimited
- Resumption of journey
- No
- Hospital cash allowance
- No
- Accidental death
- $10,000
- Permanent disability
- $10,000
- Loss of income
- No
- Credit Card fraud and replacement
- No
- Travellers cheques
- No
- Travel documents
- No
- Rental vehicle excess
- No
- Alternative travel expenses
- No
- Personal liability
- $5,000,000
Terms, conditions, exclusions, limits and sub-limits may apply to any of the insurance products shown on the Mozo website. These terms, conditions, exclusions, limits and sub-limits could affect the level of benefits and cover available under any of the insurance products shown on the Mozo website. Please refer to the relevant Product Disclosure Statement and the Target Market Determination on the provider's website for further information before making any decisions about an insurance product.
To see the Pre-existing Conditions and Activities covered by this policy please visit our detailed page about this product.
-
Mozo experts choice awards won:
- Australia's Best Travel Insurer - 2025
Essentials
covid medical cover
Yescovid cancellation cover
Nooverseas hospital
Unlimitedcancellation cover
$10,000Travel Insurance Saver brings you peace of mind on your travels. Compare three tiers of insurance cover, featuring benefits like 24 hour emergency assistance, emergency medical cover, luggage cover, cancellation cover and more.
Travel Insurance Saver brings you peace of mind on your travels. Compare three tiers of insurance cover, featuring benefits like 24 hour emergency assistance, emergency medical cover, luggage cover, cancellation cover and more.
- Limits shown apply
- per Person
- Covid medical cover
- true
- Covid cancellation cover
- false
- Overseas emergency hospital expense
- Unlimited
- Overseas emergency medical assistance
- Unlimited
- Maximum excess
- $200.00
- Cancellation fees
- $10,000
- Pay extra for no excess
- No
- Luggage and personal effects
- $10,000
- Additional accomodation & travel
- $50,000
- Emergency companion
- $50,000
- Resumption of journey
- No
- Hospital cash allowance
- $3,000
- Accidental death
- No
- Permanent disability
- No
- Loss of income
- No
- Credit Card fraud and replacement
- $1,500
- Travellers cheques
- $500
- Travel documents
- $1,500
- Rental vehicle excess
- $5,000
- Alternative travel expenses
- $3,500
- Personal liability
- $2,500,000
Terms, conditions, exclusions, limits and sub-limits may apply to any of the insurance products shown on the Mozo website. These terms, conditions, exclusions, limits and sub-limits could affect the level of benefits and cover available under any of the insurance products shown on the Mozo website. Please refer to the relevant Product Disclosure Statement and the Target Market Determination on the provider's website for further information before making any decisions about an insurance product.
To see the Pre-existing Conditions and Activities covered by this policy please visit our detailed page about this product.
-
Standard
covid medical cover
Yescovid cancellation cover
Yesoverseas hospital
Unlimitedcancellation cover
Choose up to $20,000Have direct access to our 24/7 Emergency Assistance. COVID-19 cover if you’re diagnosed on your trip (T&Cs apply). Hospital cash allowance. Cover for accidental death and permanent disability. Luggage and personal belongings cover. Optional extras available.
Have direct access to our 24/7 Emergency Assistance. COVID-19 cover if you’re diagnosed on your trip (T&Cs apply). Hospital cash allowance. Cover for accidental death and permanent disability. Luggage and personal belongings cover. Optional extras available.
- Limits shown apply
- per Person
- Covid medical cover
- true
- Covid cancellation cover
- true
- Overseas emergency hospital expense
- Unlimited
- Overseas emergency medical assistance
- Unlimited
- Maximum excess
- $200.00
- Cancellation fees
- Choose up to $20,000
- Pay extra for no excess
- No
- Luggage and personal effects
- $5,000
- Additional accomodation & travel
- $25,000
- Emergency companion
- Unlimited
- Resumption of journey
- No
- Hospital cash allowance
- No
- Accidental death
- No
- Permanent disability
- No
- Loss of income
- No
- Credit Card fraud and replacement
- No
- Travellers cheques
- No
- Travel documents
- No
- Rental vehicle excess
- $3,000
- Alternative travel expenses
- No
- Personal liability
- $2,500,000
Terms, conditions, exclusions, limits and sub-limits may apply to any of the insurance products shown on the Mozo website. These terms, conditions, exclusions, limits and sub-limits could affect the level of benefits and cover available under any of the insurance products shown on the Mozo website. Please refer to the relevant Product Disclosure Statement and the Target Market Determination on the provider's website for further information before making any decisions about an insurance product.
To see the Pre-existing Conditions and Activities covered by this policy please visit our detailed page about this product.
-
Covid Essentials
covid medical cover
Yescovid cancellation cover
Yesoverseas hospital
Unlimitedcancellation cover
$4,000Travel with peace of mind with cover for cancellation or trip interruption due to Covid-19 only up to $4,000 (T&Cs apply). Emergency Assistance team is available 24/7 to support you in the event of an emergency while travelling. Hospital benefit and confinement of $50 per day (up to a maximum of $500). Cover for funeral expenses abroad up to $10,000. Exclusions apply.
Travel with peace of mind with cover for cancellation or trip interruption due to Covid-19 only up to $4,000 (T&Cs apply). Emergency Assistance team is available 24/7 to support you in the event of an emergency while travelling. Hospital benefit and confinement of $50 per day (up to a maximum of $500). Cover for funeral expenses abroad up to $10,000. Exclusions apply.
- Limits shown apply
- per Person
- Covid medical cover
- true
- Covid cancellation cover
- true
- Overseas emergency hospital expense
- Unlimited
- Overseas emergency medical assistance
- Unlimited
- Maximum excess
- $500.00
- Cancellation fees
- $4,000
- Pay extra for no excess
- Yes
- Luggage and personal effects
- No
- Additional accomodation & travel
- $4,000
- Emergency companion
- Unlimited
- Resumption of journey
- No
- Hospital cash allowance
- $1,000
- Accidental death
- No
- Permanent disability
- No
- Loss of income
- No
- Credit Card fraud and replacement
- No
- Travellers cheques
- No
- Travel documents
- No
- Rental vehicle excess
- No
- Alternative travel expenses
- $4,000
- Personal liability
- No
Terms, conditions, exclusions, limits and sub-limits may apply to any of the insurance products shown on the Mozo website. These terms, conditions, exclusions, limits and sub-limits could affect the level of benefits and cover available under any of the insurance products shown on the Mozo website. Please refer to the relevant Product Disclosure Statement and the Target Market Determination on the provider's website for further information before making any decisions about an insurance product.
To see the Pre-existing Conditions and Activities covered by this policy please visit our detailed page about this product.
-
Discovery Ultimate
covid medical cover
Yescovid cancellation cover
Yesoverseas hospital
Unlimitedcancellation cover
Choose up to $40,000Unlimited emergency medical treatment abroad for up to 12 months. Travel Delay expenses up to $2000 per traveller. Optional cover for cancellation or trip interruption up to $40,000. Emergency Assistance team is available 24/7 to support you in the event of an emergency while travelling.
Unlimited emergency medical treatment abroad for up to 12 months. Travel Delay expenses up to $2000 per traveller. Optional cover for cancellation or trip interruption up to $40,000. Emergency Assistance team is available 24/7 to support you in the event of an emergency while travelling.
- Limits shown apply
- per Person
- Covid medical cover
- true
- Covid cancellation cover
- true
- Overseas emergency hospital expense
- Unlimited
- Overseas emergency medical assistance
- Unlimited
- Maximum excess
- $500.00
- Cancellation fees
- Choose up to $40,000
- Pay extra for no excess
- Yes
- Luggage and personal effects
- Choose up to $10,000
- Additional accomodation & travel
- Up to $40,000
- Emergency companion
- Unlimited
- Resumption of journey
- $5,000
- Hospital cash allowance
- $50 per day up to $5,000
- Accidental death
- $50,000
- Permanent disability
- $50,000
- Loss of income
- No
- Credit Card fraud and replacement
- Up to $10,000
- Travellers cheques
- No
- Travel documents
- $5,000
- Rental vehicle excess
- $8,000
- Alternative travel expenses
- Choose up to $40,000
- Personal liability
- $2,500,000
Terms, conditions, exclusions, limits and sub-limits may apply to any of the insurance products shown on the Mozo website. These terms, conditions, exclusions, limits and sub-limits could affect the level of benefits and cover available under any of the insurance products shown on the Mozo website. Please refer to the relevant Product Disclosure Statement and the Target Market Determination on the provider's website for further information before making any decisions about an insurance product.
To see the Pre-existing Conditions and Activities covered by this policy please visit our detailed page about this product.
-
Deluxe
covid medical cover
Yescovid cancellation cover
Nooverseas hospital
Unlimitedcancellation cover
$10,000Different options of cover to suit your requirements. Covers one-way travel. Freedom to book cover from overseas. Travel cover extendable from overseas. Kids under 18 go free with parents. 14 day money back provider guarantee (T&Cs apply). Fast online quote.
Different options of cover to suit your requirements. Covers one-way travel. Freedom to book cover from overseas. Travel cover extendable from overseas. Kids under 18 go free with parents. 14 day money back provider guarantee (T&Cs apply). Fast online quote.
- Limits shown apply
- per Person
- Covid medical cover
- true
- Covid cancellation cover
- false
- Overseas emergency hospital expense
- Unlimited
- Overseas emergency medical assistance
- Unlimited
- Maximum excess
- $200.00
- Cancellation fees
- $10,000
- Pay extra for no excess
- No
- Luggage and personal effects
- $7,500
- Additional accomodation & travel
- $75,000
- Emergency companion
- Unlimited
- Resumption of journey
- $3,000
- Hospital cash allowance
- $3,000
- Accidental death
- $20,000
- Permanent disability
- $20,000
- Loss of income
- No
- Credit Card fraud and replacement
- No
- Travellers cheques
- $1,250
- Travel documents
- $1,250
- Rental vehicle excess
- $6,000
- Alternative travel expenses
- $2,000
- Personal liability
- $7,500,000
Terms, conditions, exclusions, limits and sub-limits may apply to any of the insurance products shown on the Mozo website. These terms, conditions, exclusions, limits and sub-limits could affect the level of benefits and cover available under any of the insurance products shown on the Mozo website. Please refer to the relevant Product Disclosure Statement and the Target Market Determination on the provider's website for further information before making any decisions about an insurance product.
To see the Pre-existing Conditions and Activities covered by this policy please visit our detailed page about this product.
-
Excel
covid medical cover
Yescovid cancellation cover
Nooverseas hospital
Unlimitedcancellation cover
$7,500Multiple options of cover to suit your specific needs. Get the security of COVID-19 medical cover. Unlimited overseas hospital and 24/7 emergency assistance. Cancellation cover (amount varies depending on policy). All valid, fully documented claims paid in 10 business days according to Insure4less. 15 day money back provider guarantee (T&Cs apply).
Multiple options of cover to suit your specific needs. Get the security of COVID-19 medical cover. Unlimited overseas hospital and 24/7 emergency assistance. Cancellation cover (amount varies depending on policy). All valid, fully documented claims paid in 10 business days according to Insure4less. 15 day money back provider guarantee (T&Cs apply).
- Limits shown apply
- per Person
- Covid medical cover
- true
- Covid cancellation cover
- false
- Overseas emergency hospital expense
- Unlimited
- Overseas emergency medical assistance
- Unlimited
- Maximum excess
- $200.00
- Cancellation fees
- $7,500
- Pay extra for no excess
- No
- Luggage and personal effects
- $3,500
- Additional accomodation & travel
- $75,000
- Emergency companion
- Unlimited
- Resumption of journey
- No
- Hospital cash allowance
- $1,000
- Accidental death
- $10,000
- Permanent disability
- $10,000
- Loss of income
- No
- Credit Card fraud and replacement
- No
- Travellers cheques
- $750
- Travel documents
- $750
- Rental vehicle excess
- $2,000
- Alternative travel expenses
- $750
- Personal liability
- $5,000,000
Terms, conditions, exclusions, limits and sub-limits may apply to any of the insurance products shown on the Mozo website. These terms, conditions, exclusions, limits and sub-limits could affect the level of benefits and cover available under any of the insurance products shown on the Mozo website. Please refer to the relevant Product Disclosure Statement and the Target Market Determination on the provider's website for further information before making any decisions about an insurance product.
To see the Pre-existing Conditions and Activities covered by this policy please visit our detailed page about this product.
-
Gold
covid medical cover
Yescovid cancellation cover
Yesoverseas hospital
Unlimitedcancellation cover
Choose $0 or $12,000Specialist Travel Insurance for those with pre-existing medical conditions (T&Cs apply). No upper age limits. Unlimited medical cover available with 24/7 emergency medical helpline. Up to $12,000 cancellation cover available. Fast online quote process.
Specialist Travel Insurance for those with pre-existing medical conditions (T&Cs apply). No upper age limits. Unlimited medical cover available with 24/7 emergency medical helpline. Up to $12,000 cancellation cover available. Fast online quote process.
- Limits shown apply
- per Person
- Covid medical cover
- true
- Covid cancellation cover
- true
- Overseas emergency hospital expense
- Unlimited
- Overseas emergency medical assistance
- Unlimited
- Maximum excess
- $500.00
- Cancellation fees
- Choose $0 or $12,000
- Pay extra for no excess
- Yes
- Luggage and personal effects
- $7,000
- Additional accomodation & travel
- $12,000
- Emergency companion
- $12,000
- Resumption of journey
- No
- Hospital cash allowance
- $1,000
- Accidental death
- $20,000
- Permanent disability
- $30,000
- Loss of income
- No
- Credit Card fraud and replacement
- No
- Travellers cheques
- $250
- Travel documents
- $250
- Rental vehicle excess
- $4,000
- Alternative travel expenses
- $750
- Personal liability
- $2,000,000
Terms, conditions, exclusions, limits and sub-limits may apply to any of the insurance products shown on the Mozo website. These terms, conditions, exclusions, limits and sub-limits could affect the level of benefits and cover available under any of the insurance products shown on the Mozo website. Please refer to the relevant Product Disclosure Statement and the Target Market Determination on the provider's website for further information before making any decisions about an insurance product.
To see the Pre-existing Conditions and Activities covered by this policy please visit our detailed page about this product.
-
Medical Only
covid medical cover
Yescovid cancellation cover
Nooverseas hospital
Unlimitedcancellation cover
NoTravel with peace of mind with unlimited medical cover and 24/7 emergency assistance services. Get cover for overseas emergency medical and hospital expenses. $2,500,000 personal liability cover.
Travel with peace of mind with unlimited medical cover and 24/7 emergency assistance services. Get cover for overseas emergency medical and hospital expenses. $2,500,000 personal liability cover.
- Limits shown apply
- per Person
- Covid medical cover
- true
- Covid cancellation cover
- false
- Overseas emergency hospital expense
- Unlimited
- Overseas emergency medical assistance
- Unlimited
- Maximum excess
- $200.00
- Cancellation fees
- No
- Pay extra for no excess
- No
- Luggage and personal effects
- No
- Additional accomodation & travel
- No
- Emergency companion
- No
- Resumption of journey
- No
- Hospital cash allowance
- No
- Accidental death
- $25,000 repatriation
- Permanent disability
- No
- Loss of income
- No
- Credit Card fraud and replacement
- No
- Travellers cheques
- No
- Travel documents
- No
- Rental vehicle excess
- No
- Alternative travel expenses
- No
- Personal liability
- $2,500,000
Terms, conditions, exclusions, limits and sub-limits may apply to any of the insurance products shown on the Mozo website. These terms, conditions, exclusions, limits and sub-limits could affect the level of benefits and cover available under any of the insurance products shown on the Mozo website. Please refer to the relevant Product Disclosure Statement and the Target Market Determination on the provider's website for further information before making any decisions about an insurance product.
To see the Pre-existing Conditions and Activities covered by this policy please visit our detailed page about this product.
-
Premier
covid medical cover
Yescovid cancellation cover
Nooverseas hospital
Unlimitedcancellation cover
$5,000Different options of cover to suit your requirements. Covers one-way travel. Freedom to book cover from overseas. Travel cover extendable from overseas. Kids under 18 go free with parents. 14 day money back provider guarantee (T&Cs apply). Fast online quote.
Different options of cover to suit your requirements. Covers one-way travel. Freedom to book cover from overseas. Travel cover extendable from overseas. Kids under 18 go free with parents. 14 day money back provider guarantee (T&Cs apply). Fast online quote.
- Limits shown apply
- per Person
- Covid medical cover
- true
- Covid cancellation cover
- false
- Overseas emergency hospital expense
- Unlimited
- Overseas emergency medical assistance
- Unlimited
- Maximum excess
- $200.00
- Cancellation fees
- $5,000
- Pay extra for no excess
- No
- Luggage and personal effects
- $3,500
- Additional accomodation & travel
- $50,000
- Emergency companion
- Unlimited
- Resumption of journey
- No
- Hospital cash allowance
- $1,000
- Accidental death
- $10,000
- Permanent disability
- $10,000
- Loss of income
- No
- Credit Card fraud and replacement
- No
- Travellers cheques
- $750
- Travel documents
- $750
- Rental vehicle excess
- $2,000
- Alternative travel expenses
- $750
- Personal liability
- $5,000,000
Terms, conditions, exclusions, limits and sub-limits may apply to any of the insurance products shown on the Mozo website. These terms, conditions, exclusions, limits and sub-limits could affect the level of benefits and cover available under any of the insurance products shown on the Mozo website. Please refer to the relevant Product Disclosure Statement and the Target Market Determination on the provider's website for further information before making any decisions about an insurance product.
To see the Pre-existing Conditions and Activities covered by this policy please visit our detailed page about this product.
-
Mozo experts choice awards won:
- Australia's Best Travel Insurer - 2025
Medical Only
covid medical cover
Yescovid cancellation cover
Nooverseas hospital
Unlimitedcancellation cover
NoTravel Insurance Saver brings you peace of mind on your travels. Compare three tiers of insurance cover, featuring benefits like 24 hour emergency assistance, emergency medical cover, luggage cover, cancellation cover and more.
Travel Insurance Saver brings you peace of mind on your travels. Compare three tiers of insurance cover, featuring benefits like 24 hour emergency assistance, emergency medical cover, luggage cover, cancellation cover and more.
- Limits shown apply
- per Person
- Covid medical cover
- true
- Covid cancellation cover
- false
- Overseas emergency hospital expense
- Unlimited
- Overseas emergency medical assistance
- Unlimited
- Maximum excess
- $200.00
- Cancellation fees
- No
- Pay extra for no excess
- No
- Luggage and personal effects
- No
- Additional accomodation & travel
- $50,000
- Emergency companion
- $50,000
- Resumption of journey
- No
- Hospital cash allowance
- No
- Accidental death
- No
- Permanent disability
- No
- Loss of income
- No
- Credit Card fraud and replacement
- No
- Travellers cheques
- No
- Travel documents
- No
- Rental vehicle excess
- No
- Alternative travel expenses
- No
- Personal liability
- No
Terms, conditions, exclusions, limits and sub-limits may apply to any of the insurance products shown on the Mozo website. These terms, conditions, exclusions, limits and sub-limits could affect the level of benefits and cover available under any of the insurance products shown on the Mozo website. Please refer to the relevant Product Disclosure Statement and the Target Market Determination on the provider's website for further information before making any decisions about an insurance product.
To see the Pre-existing Conditions and Activities covered by this policy please visit our detailed page about this product.
-
Excel Plus
covid medical cover
Yescovid cancellation cover
Nooverseas hospital
Unlimitedcancellation cover
$10,000Multiple options of cover to suit your specific needs. Get the security of COVID-19 medical cover. Unlimited overseas hospital and 24/7 emergency assistance. Cancellation cover (amount varies depending on policy). All valid, fully documented claims paid in 10 business days according to Insure4less. 15 day money back provider guarantee (T&Cs apply).
Multiple options of cover to suit your specific needs. Get the security of COVID-19 medical cover. Unlimited overseas hospital and 24/7 emergency assistance. Cancellation cover (amount varies depending on policy). All valid, fully documented claims paid in 10 business days according to Insure4less. 15 day money back provider guarantee (T&Cs apply).
- Limits shown apply
- per Person
- Covid medical cover
- true
- Covid cancellation cover
- false
- Overseas emergency hospital expense
- Unlimited
- Overseas emergency medical assistance
- Unlimited
- Maximum excess
- $200.00
- Cancellation fees
- $10,000
- Pay extra for no excess
- No
- Luggage and personal effects
- $5,000
- Additional accomodation & travel
- $100,000
- Emergency companion
- Unlimited
- Resumption of journey
- $2,000
- Hospital cash allowance
- $2,000
- Accidental death
- $20,000
- Permanent disability
- $20,000
- Loss of income
- No
- Credit Card fraud and replacement
- No
- Travellers cheques
- $1,000
- Travel documents
- $1,000
- Rental vehicle excess
- $6,000
- Alternative travel expenses
- $1,000
- Personal liability
- $7,500,000
Terms, conditions, exclusions, limits and sub-limits may apply to any of the insurance products shown on the Mozo website. These terms, conditions, exclusions, limits and sub-limits could affect the level of benefits and cover available under any of the insurance products shown on the Mozo website. Please refer to the relevant Product Disclosure Statement and the Target Market Determination on the provider's website for further information before making any decisions about an insurance product.
To see the Pre-existing Conditions and Activities covered by this policy please visit our detailed page about this product.
-
Premier Plus
covid medical cover
Yescovid cancellation cover
Nooverseas hospital
Unlimitedcancellation cover
$20,000Different options of cover to suit your requirements. Covers one-way travel. Freedom to book cover from overseas. Travel cover extendable from overseas. Kids under 18 go free with parents. 14 day money back provider guarantee (T&Cs apply). Fast online quote.
Different options of cover to suit your requirements. Covers one-way travel. Freedom to book cover from overseas. Travel cover extendable from overseas. Kids under 18 go free with parents. 14 day money back provider guarantee (T&Cs apply). Fast online quote.
- Limits shown apply
- per Person
- Covid medical cover
- true
- Covid cancellation cover
- false
- Overseas emergency hospital expense
- Unlimited
- Overseas emergency medical assistance
- Unlimited
- Maximum excess
- $200.00
- Cancellation fees
- $20,000
- Pay extra for no excess
- No
- Luggage and personal effects
- $5,000
- Additional accomodation & travel
- $100,000
- Emergency companion
- Unlimited
- Resumption of journey
- $3,000
- Hospital cash allowance
- $1,000
- Accidental death
- $10,000
- Permanent disability
- $10,000
- Loss of income
- No
- Credit Card fraud and replacement
- No
- Travellers cheques
- $750
- Travel documents
- $750
- Rental vehicle excess
- $6,000
- Alternative travel expenses
- $750
- Personal liability
- $5,000,000
Terms, conditions, exclusions, limits and sub-limits may apply to any of the insurance products shown on the Mozo website. These terms, conditions, exclusions, limits and sub-limits could affect the level of benefits and cover available under any of the insurance products shown on the Mozo website. Please refer to the relevant Product Disclosure Statement and the Target Market Determination on the provider's website for further information before making any decisions about an insurance product.
To see the Pre-existing Conditions and Activities covered by this policy please visit our detailed page about this product.
Travel insurance comparisons on Mozo
-
Mozo experts choice awards won:
- Exceptional Value Essential Travel Insurance - 2025
International Travel Insurance
covid medical cover
Yescovid cancellation cover
Yesoverseas hospital
Unlimitedcancellation cover
$5,000 limit per policy with option to increase limitGet protection in a few simple steps with Freely travel insurance all in the palm of your hand. Freely Travel offers 24/7 emergency and medical support, 24/7 customer service. Plus, you can tailor your policy so you only pay for what you need, and adapt your cover in near real time. Add-ons such as car rental excess, snow sports or other activities also available. Receive 10% off your travel insurance policy with promo code: MOZO2025. T&Cs apply, go to site for full detail.
Get protection in a few simple steps with Freely travel insurance all in the palm of your hand. Freely Travel offers 24/7 emergency and medical support, 24/7 customer service. Plus, you can tailor your policy so you only pay for what you need, and adapt your cover in near real time. Add-ons such as car rental excess, snow sports or other activities also available. Receive 10% off your travel insurance policy with promo code: MOZO2025. T&Cs apply, go to site for full detail.
- Limits shown apply
- per Person
- Covid medical cover
- true
- Covid cancellation cover
- true
- Overseas emergency hospital expense
- Unlimited
- Overseas emergency medical assistance
- Unlimited
- Maximum excess
- $250.00
- Cancellation fees
- $5,000 limit per policy with option to increase limit
- Pay extra for no excess
- No
- Luggage and personal effects
- Up to $10,000, maximum $1,500 per item
- Additional accomodation & travel
- Unlimited
- Emergency companion
- Unlimited
- Resumption of journey
- $2,000
- Hospital cash allowance
- No
- Accidental death
- $25,000
- Permanent disability
- $25,000
- Loss of income
- No
- Credit Card fraud and replacement
- No
- Travellers cheques
- No
- Travel documents
- $1,000
- Rental vehicle excess
- Optional Extra, up to $10,000
- Alternative travel expenses
- $2,000
- Personal liability
- $3,000,000
Terms, conditions, exclusions, limits and sub-limits may apply to any of the insurance products shown on the Mozo website. These terms, conditions, exclusions, limits and sub-limits could affect the level of benefits and cover available under any of the insurance products shown on the Mozo website. Please refer to the relevant Product Disclosure Statement and the Target Market Determination on the provider's website for further information before making any decisions about an insurance product.
To see the Pre-existing Conditions and Activities covered by this policy please visit our detailed page about this product.
-
Mozo experts choice awards won:
- Exceptional Value Cruise Travel Insurance - 2025
Gold Plus
covid medical cover
Yescovid cancellation cover
Yesoverseas hospital
Unlimitedcancellation cover
Choose $0 or UnlimitedSpecialist Travel Insurance for those with pre-existing medical conditions (T&Cs apply). No upper age limits. Unlimited medical cover available with 24/7 emergency medical helpline. Unlimited cancellation cover available. Fast online quote process.
Specialist Travel Insurance for those with pre-existing medical conditions (T&Cs apply). No upper age limits. Unlimited medical cover available with 24/7 emergency medical helpline. Unlimited cancellation cover available. Fast online quote process.
- Limits shown apply
- per Person
- Covid medical cover
- true
- Covid cancellation cover
- true
- Overseas emergency hospital expense
- Unlimited
- Overseas emergency medical assistance
- Unlimited
- Maximum excess
- $300.00
- Cancellation fees
- Choose $0 or Unlimited
- Pay extra for no excess
- Yes
- Luggage and personal effects
- $10,000
- Additional accomodation & travel
- Unlimited
- Emergency companion
- Unlimited
- Resumption of journey
- No
- Hospital cash allowance
- $1,000
- Accidental death
- $20,000
- Permanent disability
- $30,000
- Loss of income
- No
- Credit Card fraud and replacement
- No
- Travellers cheques
- $500
- Travel documents
- $500
- Rental vehicle excess
- $6,000
- Alternative travel expenses
- $750
- Personal liability
- $2,000,000
Terms, conditions, exclusions, limits and sub-limits may apply to any of the insurance products shown on the Mozo website. These terms, conditions, exclusions, limits and sub-limits could affect the level of benefits and cover available under any of the insurance products shown on the Mozo website. Please refer to the relevant Product Disclosure Statement and the Target Market Determination on the provider's website for further information before making any decisions about an insurance product.
To see the Pre-existing Conditions and Activities covered by this policy please visit our detailed page about this product.
-
Mozo Expert Rated
- Exceptional Value Comprehensive Travel Insurance - 2025
Comprehensive
covid medical cover
Yescovid cancellation cover
Yesoverseas hospital
Unlimitedcancellation cover
Choose from $2,000 up to $100,000Enjoy unlimited medical cover and 24/7 emergency assistance services when you travel. Get unlimited cover for cancellation fees and prepaid travel expenses. Cover for luggage and travel documents. $5,000,000 personal liability cover.
Enjoy unlimited medical cover and 24/7 emergency assistance services when you travel. Get unlimited cover for cancellation fees and prepaid travel expenses. Cover for luggage and travel documents. $5,000,000 personal liability cover.
- Limits shown apply
- per Person
- Covid medical cover
- true
- Covid cancellation cover
- true
- Overseas emergency hospital expense
- Unlimited
- Overseas emergency medical assistance
- Unlimited
- Maximum excess
- $200.00
- Cancellation fees
- Choose from $2,000 up to $100,000
- Pay extra for no excess
- No
- Luggage and personal effects
- $10,000
- Additional accomodation & travel
- $25,000
- Emergency companion
- $25,000
- Resumption of journey
- $2,000
- Hospital cash allowance
- $5,000
- Accidental death
- $25,000 repatriation
- Permanent disability
- $25,000
- Loss of income
- $10,400
- Credit Card fraud and replacement
- $5,000
- Travellers cheques
- $5,000
- Travel documents
- $5,000
- Rental vehicle excess
- Optional Extra - choose $5,000 or $10,000
- Alternative travel expenses
- $5,000
- Personal liability
- $5,000,000
Terms, conditions, exclusions, limits and sub-limits may apply to any of the insurance products shown on the Mozo website. These terms, conditions, exclusions, limits and sub-limits could affect the level of benefits and cover available under any of the insurance products shown on the Mozo website. Please refer to the relevant Product Disclosure Statement and the Target Market Determination on the provider's website for further information before making any decisions about an insurance product.
To see the Pre-existing Conditions and Activities covered by this policy please visit our detailed page about this product.
-
Comprehensive
covid medical cover
Yescovid cancellation cover
Nooverseas hospital
Unlimitedcancellation cover
Choose $0 to UnlimitedAustralia Post International Comprehensive Travel Insurance covers overseas medical expenses, cancellation costs and more (T&Cs apply). Optional extras like cover for existing medical conditions and winter sports available. 24/7 emergency support. Get a quote in minutes. Reduce your premium with variable excess. Policies may not be available to all travellers. Australian Postal Corporation ABN 28 864 970 579 (AR No 338646) is the distributor of Australia Post Travel Insurance.
Australia Post International Comprehensive Travel Insurance covers overseas medical expenses, cancellation costs and more (T&Cs apply). Optional extras like cover for existing medical conditions and winter sports available. 24/7 emergency support. Get a quote in minutes. Reduce your premium with variable excess. Policies may not be available to all travellers. Australian Postal Corporation ABN 28 864 970 579 (AR No 338646) is the distributor of Australia Post Travel Insurance.
- Limits shown apply
- per Person
- Covid medical cover
- true
- Covid cancellation cover
- false
- Overseas emergency hospital expense
- Unlimited
- Overseas emergency medical assistance
- Unlimited
- Maximum excess
- $250.00
- Cancellation fees
- Choose $0 to Unlimited
- Pay extra for no excess
- Yes
- Luggage and personal effects
- $12,000
- Additional accomodation & travel
- Unlimited
- Emergency companion
- Unlimited
- Resumption of journey
- $3,000
- Hospital cash allowance
- $5,000
- Accidental death
- $25,000
- Permanent disability
- $25,000
- Loss of income
- $10,000
- Credit Card fraud and replacement
- $5,000
- Travellers cheques
- No
- Travel documents
- $5,000
- Rental vehicle excess
- $10,000
- Alternative travel expenses
- $5,000
- Personal liability
- $5,000,000
Terms, conditions, exclusions, limits and sub-limits may apply to any of the insurance products shown on the Mozo website. These terms, conditions, exclusions, limits and sub-limits could affect the level of benefits and cover available under any of the insurance products shown on the Mozo website. Please refer to the relevant Product Disclosure Statement and the Target Market Determination on the provider's website for further information before making any decisions about an insurance product.
To see the Pre-existing Conditions and Activities covered by this policy please visit our detailed page about this product.
-
Mozo experts choice awards won:
- Australia's Best Travel Insurer - 2025
Essentials
covid medical cover
Yescovid cancellation cover
Nooverseas hospital
Unlimitedcancellation cover
$10,000Travel Insurance Saver brings you peace of mind on your travels. Compare three tiers of insurance cover, featuring benefits like 24 hour emergency assistance, emergency medical cover, luggage cover, cancellation cover and more.
Travel Insurance Saver brings you peace of mind on your travels. Compare three tiers of insurance cover, featuring benefits like 24 hour emergency assistance, emergency medical cover, luggage cover, cancellation cover and more.
- Limits shown apply
- per Person
- Covid medical cover
- true
- Covid cancellation cover
- false
- Overseas emergency hospital expense
- Unlimited
- Overseas emergency medical assistance
- Unlimited
- Maximum excess
- $200.00
- Cancellation fees
- $10,000
- Pay extra for no excess
- No
- Luggage and personal effects
- $10,000
- Additional accomodation & travel
- $50,000
- Emergency companion
- $50,000
- Resumption of journey
- No
- Hospital cash allowance
- $3,000
- Accidental death
- No
- Permanent disability
- No
- Loss of income
- No
- Credit Card fraud and replacement
- $1,500
- Travellers cheques
- $500
- Travel documents
- $1,500
- Rental vehicle excess
- $5,000
- Alternative travel expenses
- $3,500
- Personal liability
- $2,500,000
Terms, conditions, exclusions, limits and sub-limits may apply to any of the insurance products shown on the Mozo website. These terms, conditions, exclusions, limits and sub-limits could affect the level of benefits and cover available under any of the insurance products shown on the Mozo website. Please refer to the relevant Product Disclosure Statement and the Target Market Determination on the provider's website for further information before making any decisions about an insurance product.
To see the Pre-existing Conditions and Activities covered by this policy please visit our detailed page about this product.
-
Mozo experts choice awards won:
- Exceptional Value Essential Travel Insurance - 2025
- Highly Commended Travel Insurer - 2025
International Travel Insurance
covid medical cover
Yescovid cancellation cover
Yesoverseas hospital
Unlimitedcancellation cover
Choose from $0 to $40,000Be prepared for the unexpected on your adventures with Butter Travel Insurance. Emergency medical and hospital cover. COVID-19, accident and personal liability cover. Optional trip cancellation & interruption cover. Customise your cover with added extras like Motorcycle and ski cover (T&Cs apply).
Be prepared for the unexpected on your adventures with Butter Travel Insurance. Emergency medical and hospital cover. COVID-19, accident and personal liability cover. Optional trip cancellation & interruption cover. Customise your cover with added extras like Motorcycle and ski cover (T&Cs apply).
- Limits shown apply
- per Person
- Covid medical cover
- true
- Covid cancellation cover
- true
- Overseas emergency hospital expense
- Unlimited
- Overseas emergency medical assistance
- Unlimited
- Maximum excess
- $250.00
- Cancellation fees
- Choose from $0 to $40,000
- Pay extra for no excess
- No
- Luggage and personal effects
- Choose from $0 to $10,000, $2,000 per item
- Additional accomodation & travel
- Unlimited
- Emergency companion
- Unlimited
- Resumption of journey
- Up to $2,500
- Hospital cash allowance
- $50 per day up to $5,000 per traveller
- Accidental death
- $50,000
- Permanent disability
- $50,000
- Loss of income
- No
- Credit Card fraud and replacement
- Up to $5,000
- Travellers cheques
- No
- Travel documents
- Up to $5,000
- Rental vehicle excess
- Optional Extra - up to $6,000
- Alternative travel expenses
- Up to $2,000
- Personal liability
- Up to $2,500,000
Terms, conditions, exclusions, limits and sub-limits may apply to any of the insurance products shown on the Mozo website. These terms, conditions, exclusions, limits and sub-limits could affect the level of benefits and cover available under any of the insurance products shown on the Mozo website. Please refer to the relevant Product Disclosure Statement and the Target Market Determination on the provider's website for further information before making any decisions about an insurance product.
To see the Pre-existing Conditions and Activities covered by this policy please visit our detailed page about this product.
-
Gold
covid medical cover
Yescovid cancellation cover
Yesoverseas hospital
Unlimitedcancellation cover
Choose $0 or $12,000Specialist Travel Insurance for those with pre-existing medical conditions (T&Cs apply). No upper age limits. Unlimited medical cover available with 24/7 emergency medical helpline. Up to $12,000 cancellation cover available. Fast online quote process.
Specialist Travel Insurance for those with pre-existing medical conditions (T&Cs apply). No upper age limits. Unlimited medical cover available with 24/7 emergency medical helpline. Up to $12,000 cancellation cover available. Fast online quote process.
- Limits shown apply
- per Person
- Covid medical cover
- true
- Covid cancellation cover
- true
- Overseas emergency hospital expense
- Unlimited
- Overseas emergency medical assistance
- Unlimited
- Maximum excess
- $500.00
- Cancellation fees
- Choose $0 or $12,000
- Pay extra for no excess
- Yes
- Luggage and personal effects
- $7,000
- Additional accomodation & travel
- $12,000
- Emergency companion
- $12,000
- Resumption of journey
- No
- Hospital cash allowance
- $1,000
- Accidental death
- $20,000
- Permanent disability
- $30,000
- Loss of income
- No
- Credit Card fraud and replacement
- No
- Travellers cheques
- $250
- Travel documents
- $250
- Rental vehicle excess
- $4,000
- Alternative travel expenses
- $750
- Personal liability
- $2,000,000
Terms, conditions, exclusions, limits and sub-limits may apply to any of the insurance products shown on the Mozo website. These terms, conditions, exclusions, limits and sub-limits could affect the level of benefits and cover available under any of the insurance products shown on the Mozo website. Please refer to the relevant Product Disclosure Statement and the Target Market Determination on the provider's website for further information before making any decisions about an insurance product.
To see the Pre-existing Conditions and Activities covered by this policy please visit our detailed page about this product.
-
Standard
covid medical cover
Yescovid cancellation cover
Yesoverseas hospital
Unlimitedcancellation cover
Choose from $2,000 up to $100,000Get the security of unlimited medical cover and 24/7 emergency assistance services when you travel. Get cover for cancellation fees and prepaid travel expenses. Cover for luggage and travel documents. $2,500,000 personal liability cover.
Get the security of unlimited medical cover and 24/7 emergency assistance services when you travel. Get cover for cancellation fees and prepaid travel expenses. Cover for luggage and travel documents. $2,500,000 personal liability cover.
- Limits shown apply
- per Person
- Covid medical cover
- true
- Covid cancellation cover
- true
- Overseas emergency hospital expense
- Unlimited
- Overseas emergency medical assistance
- Unlimited
- Maximum excess
- $200.00
- Cancellation fees
- Choose from $2,000 up to $100,000
- Pay extra for no excess
- No
- Luggage and personal effects
- $5,000
- Additional accomodation & travel
- $10,000
- Emergency companion
- $10,000
- Resumption of journey
- No
- Hospital cash allowance
- $2,500
- Accidental death
- $25,000 repatriation
- Permanent disability
- No
- Loss of income
- No
- Credit Card fraud and replacement
- $2,000
- Travellers cheques
- $2,000
- Travel documents
- $2,000
- Rental vehicle excess
- Optional Extra - choose $5,000 or $10,000
- Alternative travel expenses
- No
- Personal liability
- $2,500,000
Terms, conditions, exclusions, limits and sub-limits may apply to any of the insurance products shown on the Mozo website. These terms, conditions, exclusions, limits and sub-limits could affect the level of benefits and cover available under any of the insurance products shown on the Mozo website. Please refer to the relevant Product Disclosure Statement and the Target Market Determination on the provider's website for further information before making any decisions about an insurance product.
To see the Pre-existing Conditions and Activities covered by this policy please visit our detailed page about this product.
-
Basic
covid medical cover
Yescovid cancellation cover
Nooverseas hospital
Unlimitedcancellation cover
NoAustralia Post Basic International Travel Insurance can help protect you against expensive overseas medical or dental bills. Choose your excess. Choose between a single trip and an annual multi-trip coverage. Add optional extras cover for existing medical conditions (T&Cs apply). Enjoy 24/7 support. Get a quote in minutes.
Australia Post Basic International Travel Insurance can help protect you against expensive overseas medical or dental bills. Choose your excess. Choose between a single trip and an annual multi-trip coverage. Add optional extras cover for existing medical conditions (T&Cs apply). Enjoy 24/7 support. Get a quote in minutes.
- Limits shown apply
- per Person
- Covid medical cover
- true
- Covid cancellation cover
- false
- Overseas emergency hospital expense
- Unlimited
- Overseas emergency medical assistance
- Unlimited
- Maximum excess
- $250.00
- Cancellation fees
- No
- Pay extra for no excess
- Yes
- Luggage and personal effects
- No
- Additional accomodation & travel
- Unlimited
- Emergency companion
- Unlimited
- Resumption of journey
- No
- Hospital cash allowance
- No
- Accidental death
- $10,000
- Permanent disability
- $10,000
- Loss of income
- No
- Credit Card fraud and replacement
- No
- Travellers cheques
- No
- Travel documents
- No
- Rental vehicle excess
- No
- Alternative travel expenses
- No
- Personal liability
- $5,000,000
Terms, conditions, exclusions, limits and sub-limits may apply to any of the insurance products shown on the Mozo website. These terms, conditions, exclusions, limits and sub-limits could affect the level of benefits and cover available under any of the insurance products shown on the Mozo website. Please refer to the relevant Product Disclosure Statement and the Target Market Determination on the provider's website for further information before making any decisions about an insurance product.
To see the Pre-existing Conditions and Activities covered by this policy please visit our detailed page about this product.
-
Mozo experts choice awards won:
- Exceptional Value Comprehensive Travel Insurance - 2025
- Exceptional Value Cruise Travel Insurance - 2025
- Exceptional Value Annual Multi-Trip Travel Insurance - 2025
- Australia's Best Travel Insurer - 2025
Comprehensive
covid medical cover
Yescovid cancellation cover
Nooverseas hospital
Unlimitedcancellation cover
$20,000Travel Insurance Saver brings you peace of mind on your travels. Compare three tiers of insurance cover, featuring benefits like 24 hour emergency assistance, emergency medical cover, luggage cover, cancellation cover and more.
Travel Insurance Saver brings you peace of mind on your travels. Compare three tiers of insurance cover, featuring benefits like 24 hour emergency assistance, emergency medical cover, luggage cover, cancellation cover and more.
- Limits shown apply
- per Person
- Covid medical cover
- true
- Covid cancellation cover
- false
- Overseas emergency hospital expense
- Unlimited
- Overseas emergency medical assistance
- Unlimited
- Maximum excess
- $200.00
- Cancellation fees
- $20,000
- Pay extra for no excess
- No
- Luggage and personal effects
- $20,000
- Additional accomodation & travel
- $100,000
- Emergency companion
- $100,000
- Resumption of journey
- No
- Hospital cash allowance
- $6,000
- Accidental death
- $50,000
- Permanent disability
- $50,000
- Loss of income
- $26,000
- Credit Card fraud and replacement
- $3,000
- Travellers cheques
- $500
- Travel documents
- $3,000
- Rental vehicle excess
- $10,000
- Alternative travel expenses
- $7,000
- Personal liability
- $5,000,000
Terms, conditions, exclusions, limits and sub-limits may apply to any of the insurance products shown on the Mozo website. These terms, conditions, exclusions, limits and sub-limits could affect the level of benefits and cover available under any of the insurance products shown on the Mozo website. Please refer to the relevant Product Disclosure Statement and the Target Market Determination on the provider's website for further information before making any decisions about an insurance product.
To see the Pre-existing Conditions and Activities covered by this policy please visit our detailed page about this product.
-
Mozo experts choice awards won:
- Exceptional Value Comprehensive Travel Insurance - 2025
- Exceptional Value Cruise Travel Insurance - 2025
Top
covid medical cover
Yescovid cancellation cover
Yesoverseas hospital
Unlimitedcancellation cover
UnlimitedBe covered for international overseas and medical expenses. Emergency medical assistance 24 hours/365 days a year. Cover for cancellation fees and lost deposits. Cover for luggage and personal money. Dependents covered free of charge (conditions apply). Limited COVID cover available. Cancellation cover for COVID claims limited to $3,500. Winner of Mozo's Experts Choice 2024 Travel Insurance Company of the Year award^.
Be covered for international overseas and medical expenses. Emergency medical assistance 24 hours/365 days a year. Cover for cancellation fees and lost deposits. Cover for luggage and personal money. Dependents covered free of charge (conditions apply). Limited COVID cover available. Cancellation cover for COVID claims limited to $3,500. Winner of Mozo's Experts Choice 2024 Travel Insurance Company of the Year award^.
- Limits shown apply
- per Adult
- Covid medical cover
- true
- Covid cancellation cover
- true
- Overseas emergency hospital expense
- Unlimited
- Overseas emergency medical assistance
- Unlimited
- Maximum excess
- $200.00
- Cancellation fees
- Unlimited
- Pay extra for no excess
- Yes
- Luggage and personal effects
- $15,000
- Additional accomodation & travel
- Unlimited
- Emergency companion
- Unlimited
- Resumption of journey
- $3,000
- Hospital cash allowance
- $6,000
- Accidental death
- $25,000
- Permanent disability
- $25,000
- Loss of income
- $10,400
- Credit Card fraud and replacement
- $3,000
- Travellers cheques
- $3,000
- Travel documents
- $3,000
- Rental vehicle excess
- $5,000
- Alternative travel expenses
- $5,000
- Personal liability
- $10,000,000 per policy
Terms, conditions, exclusions, limits and sub-limits may apply to any of the insurance products shown on the Mozo website. These terms, conditions, exclusions, limits and sub-limits could affect the level of benefits and cover available under any of the insurance products shown on the Mozo website. Please refer to the relevant Product Disclosure Statement and the Target Market Determination on the provider's website for further information before making any decisions about an insurance product.
To see the Pre-existing Conditions and Activities covered by this policy please visit our detailed page about this product.
-
Traveller
covid medical cover
Yescovid cancellation cover
Yesoverseas hospital
Unlimitedcancellation cover
Choose $2,000 to $10,000Specialist Travel Insurance for those with pre-existing medical conditions (T&Cs apply). Unlimited medical cover available with 24/7 emergency medical helpline. Cancellation cover available. Fast online quote process.
Specialist Travel Insurance for those with pre-existing medical conditions (T&Cs apply). Unlimited medical cover available with 24/7 emergency medical helpline. Cancellation cover available. Fast online quote process.
- Limits shown apply
- per Person
- Covid medical cover
- true
- Covid cancellation cover
- true
- Overseas emergency hospital expense
- Unlimited
- Overseas emergency medical assistance
- Unlimited
- Maximum excess
- $500.00
- Cancellation fees
- Choose $2,000 to $10,000
- Pay extra for no excess
- Yes
- Luggage and personal effects
- $3,000
- Additional accomodation & travel
- $5,000
- Emergency companion
- $5,000
- Resumption of journey
- No
- Hospital cash allowance
- $600
- Accidental death
- $20,000
- Permanent disability
- $30,000
- Loss of income
- No
- Credit Card fraud and replacement
- No
- Travellers cheques
- $250
- Travel documents
- $250
- Rental vehicle excess
- No
- Alternative travel expenses
- $750
- Personal liability
- $2,000,000
Terms, conditions, exclusions, limits and sub-limits may apply to any of the insurance products shown on the Mozo website. These terms, conditions, exclusions, limits and sub-limits could affect the level of benefits and cover available under any of the insurance products shown on the Mozo website. Please refer to the relevant Product Disclosure Statement and the Target Market Determination on the provider's website for further information before making any decisions about an insurance product.
To see the Pre-existing Conditions and Activities covered by this policy please visit our detailed page about this product.
-
Mozo experts choice awards won:
- Australia's Best Travel Insurer - 2025
Medical Only
covid medical cover
Yescovid cancellation cover
Nooverseas hospital
Unlimitedcancellation cover
NoTravel Insurance Saver brings you peace of mind on your travels. Compare three tiers of insurance cover, featuring benefits like 24 hour emergency assistance, emergency medical cover, luggage cover, cancellation cover and more.
Travel Insurance Saver brings you peace of mind on your travels. Compare three tiers of insurance cover, featuring benefits like 24 hour emergency assistance, emergency medical cover, luggage cover, cancellation cover and more.
- Limits shown apply
- per Person
- Covid medical cover
- true
- Covid cancellation cover
- false
- Overseas emergency hospital expense
- Unlimited
- Overseas emergency medical assistance
- Unlimited
- Maximum excess
- $200.00
- Cancellation fees
- No
- Pay extra for no excess
- No
- Luggage and personal effects
- No
- Additional accomodation & travel
- $50,000
- Emergency companion
- $50,000
- Resumption of journey
- No
- Hospital cash allowance
- No
- Accidental death
- No
- Permanent disability
- No
- Loss of income
- No
- Credit Card fraud and replacement
- No
- Travellers cheques
- No
- Travel documents
- No
- Rental vehicle excess
- No
- Alternative travel expenses
- No
- Personal liability
- No
Terms, conditions, exclusions, limits and sub-limits may apply to any of the insurance products shown on the Mozo website. These terms, conditions, exclusions, limits and sub-limits could affect the level of benefits and cover available under any of the insurance products shown on the Mozo website. Please refer to the relevant Product Disclosure Statement and the Target Market Determination on the provider's website for further information before making any decisions about an insurance product.
To see the Pre-existing Conditions and Activities covered by this policy please visit our detailed page about this product.
-
Medical Only
covid medical cover
Yescovid cancellation cover
Nooverseas hospital
Unlimitedcancellation cover
NoTravel with peace of mind with unlimited medical cover and 24/7 emergency assistance services. Get cover for overseas emergency medical and hospital expenses. $2,500,000 personal liability cover.
Travel with peace of mind with unlimited medical cover and 24/7 emergency assistance services. Get cover for overseas emergency medical and hospital expenses. $2,500,000 personal liability cover.
- Limits shown apply
- per Person
- Covid medical cover
- true
- Covid cancellation cover
- false
- Overseas emergency hospital expense
- Unlimited
- Overseas emergency medical assistance
- Unlimited
- Maximum excess
- $200.00
- Cancellation fees
- No
- Pay extra for no excess
- No
- Luggage and personal effects
- No
- Additional accomodation & travel
- No
- Emergency companion
- No
- Resumption of journey
- No
- Hospital cash allowance
- No
- Accidental death
- $25,000 repatriation
- Permanent disability
- No
- Loss of income
- No
- Credit Card fraud and replacement
- No
- Travellers cheques
- No
- Travel documents
- No
- Rental vehicle excess
- No
- Alternative travel expenses
- No
- Personal liability
- $2,500,000
Terms, conditions, exclusions, limits and sub-limits may apply to any of the insurance products shown on the Mozo website. These terms, conditions, exclusions, limits and sub-limits could affect the level of benefits and cover available under any of the insurance products shown on the Mozo website. Please refer to the relevant Product Disclosure Statement and the Target Market Determination on the provider's website for further information before making any decisions about an insurance product.
To see the Pre-existing Conditions and Activities covered by this policy please visit our detailed page about this product.
^See information about the Mozo Experts Choice Travel Insurance Awards
Mozo provides general product information. We don't consider your personal objectives, financial situation or needs and we aren't recommending any specific product to you. You should make your own decision after reading the PDS or offer documentation, or seeking independent advice.
While we pride ourselves on covering a wide range of products, we don't cover every product in the market. If you decide to apply for a product through our website, you will be dealing directly with the provider of that product and not with Mozo.