Money experts reveal Australia’s best value home loans for 2024

If there is one thing that the annual analysis of the Australian home loan market by the money experts at Mozo.com.au has revealed, it’s that Australians are spoiled for choice when it comes to selecting a great value home loan provider. 

The comparison site has just announced the winners of the 2024 Mozo Experts Choice Home Loan Awards in which its experts compared the rates, fees and features of over 475 home loans from 99 lenders to determine the best value loans across 12 categories. 

“We started this awards program 11 years ago, to help Australians make more informed financial decisions and award the providers that are delivering great value products,” said Peter Marshall, Mozo Awards judge.

“This year’s winners list once again highlights that there are alternative options to the big players when it comes to getting a great value home loan.”

Mozo Experts Choice Home Loan Award Winners 2024

People’s Choice- Home Lender Bank of the Year 

Awards: Low-Cost Home Loan, Offset Home Loan, Packaged Home Loan, Fixed Rate Home Loan, Investor Home Loan, Investor Fixed Home Loan and Home Lender of the Year. 

Qantas Money - Best New Home Loan 

Awards: First Home Buyer Loan and Best New Home Loan. 

The Capricornian - Best New Home Loan 

Awards: Low-Cost Home Loan, Offset Home Loan, First Home Buyer Loan and Best New Home Loan. 

loans.com.au - Best Green Home Loan

Awards: First Home Buyer Loan and Best Green Home Loan

Full list of Home Loan Award Winners

Find out more here.

• abal banking: Low-Cost Home Loan
• Australian Mutual Bank: Low-Cost Home Loan, Fixed Rate Home Loan, Investor Fixed Home Loan and Exceptional Value Home Lender
• Auswide Bank: Low-Cost Home Loan, Offset Home Loan and Investor Home Loan
• Bank of us: Investor Home Loan
• BankVic: Low-Cost Home Loan and Investor Home Loan
• BCU Bank: Fixed Rate Home Loan and Investor Fixed Home Loan
• Bendigo Bank: Low-Cost Home Loan, Offset Home Loan, First Home Buyer Loan, Investor Home Loan and Exceptional Value Home Lender
• Challenger: Low-Cost Home Loan
• Community First Bank: Packaged Home Loan, First Home Buyer Loan and Investor Home Loan
• Credit Union SA: Investor Home Loan
• Easy Street: Offset Home Loan, First Home Buyer Loan and Investor Home Loan
• First Choice Credit Union: Low-Cost Home Loan, Offset Home Loan and First Home Buyer Loan
• First Option Bank: Low-Cost Home Loan
• Greater Bank: Fixed Rate Home Loan, Investor Home Loan and Investor Fixed Home Loan
• Heritage Bank: Low-Cost Home Loan, Packaged Home Loan, Fixed Rate Home Loan and Exceptional Value Home Lender
• Homeloans360: Low-Cost Home Loan and Offset Home Loan
• Homestar: Low-Cost Home Loan and Investor Home Loan
• HSBC: Low-Cost Home Loan, Packaged Home Loan and Investor Home Loan
• Hume Bank: Low-Cost Home Loan and Investor Home Loan
• Illawarra Credit Union: Low-Cost Home Loan and First Home Buyer Loan
• IMB Bank: Fixed Rate Home Loan
• ING: Packaged Home Loan,
• Newcastle Permanent: Packaged Home Loan, Fixed Rate Home Loan, Investor Home Loan and Investor Fixed Home Loan
• Northern Inland Credit Union: Low-Cost Home Loan and Offset Home Loan
• Pacific Mortgage Group: Low-Cost Home Loan
• Police Bank: Low-Cost Home Loan, Offset Home Loan, First Home Buyer Loan and Exceptional Value Home Lender
• Police Credit Union: Low-Cost Home Loan and Offset Home Loan
• Qudos Bank: Fixed Rate Home Loan
• Queensland Country Bank: Investor Home Loan
• RACQ Bank: Low-Cost Home Loan, Fixed Rate Home Loan and Investor Fixed Home Loan
• Reduce Home Loans: Low-Cost Home Loan
• Regional Australia Bank: Low-Cost Home Loan, Offset Home Loan, First Home Buyer Loan, Fixed Rate Home Loan and Exceptional Value Home Lender
• South West Slopes Credit Union: Fixed Rate Home Loan
• The Mutual Bank: Low-Cost Home Loan
• Tiimely: Low-Cost Home Loan, Offset Home Loan, First Home Buyer Loan and Exceptional Value Home Lender
• Unloan: Low-Cost Home Loan
• Up: Offset Home Loan, First Home Buyer Loan and Fixed Rate Home Loan