Since the COVID-19 lockdown restrictions have been in effect, we’ve found there are two distinct types of savers in self-isolation: those spending less and saving more, and those who are now on a first-name basis with the postman because they’re shopping up a storm online.
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Due to the COVID-19 outbreak many Aussies have had to say goodbye to public transport and instead look to purchasing second hand cars to get around.
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If money troubles are at the forefront of your mind right now, you might be tossing up ways to reduce ongoing costs. One option could be to refinance your car loan. If it’s been a while since you got it, you could be missing out on a more competitive deal, plus thanks to the rise in online and non-bank lenders there are now more and more low interest car loans available.
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Online lender loans.com.au has taken the axe to all of its car loans, bringing its rates to some of the lowest around.
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Do you know what your current credit rating is? If not you may want to find out, especially if you’re in the market for a new set of wheels, because according to MyCRA Lawyers, more and more Aussies looking to take out a car loan are being rejected due to a poor credit rating.
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They say every cloud has a silver lining, and if 2020 is the year you’re looking to pick up a new car, you may find that the odds are in your favour.
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In the words of John Lennon, “And so this is Christmas and what have you done?”
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So you’ve found the perfect car but it’s a little out of your price range, it’s a familiar story most Aussies encounter at least once in their lives.
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It’s no secret that picking up a brand new car costs more than just a few pennies and with budgets getting tighter, it’s not surprising to know that many Aussie drivers may be looking at other options to get their dream across the finish line, like a car loan.
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Buying that first car used to every teenager’s rite of passage to independence, but these days, a growing number of younger Aussies aren’t rushing to get behind the wheel. Fewer and fewer people in their 20s now have a driver’s licence, while the 30s have become a prime time to hop onto your Ls and pass your RMS test with flying colours.
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