Home insurance news and advice

For many 2020 has been the year of discovering and embracing new hobbies, from cooking up a storm to learning how to sew. Inside homes across the world, people have been doing workouts, practising musical instruments and, of course, baking banana bread.

The year of 2020 has really shaken up the work-lifestyle mix. Many Australians transitioned from office spaces to living room work stations, alongside a raft of other restrictions and changes to workflow (we’re looking at you, Slack calls and Google Hangouts). 

Qantas Insurance has today announced that it will be expanding its product portfolio with Qantas Home Insurance. And yes you guessed it, there are Qantas Points on the table with this new offering. As much as 40,000 to be precise.

From one extreme weather event to the next. Last summer Australia experienced devastating bushfires, while this year the Bureau of Meteorology has warned that extreme wet weather events will be on the cards as a result of La Niña. 

For anyone currently searching for cover to protect their belongings, the terms renters insurance and contents insurance may seem familiar. Indeed, both will pop up in an online search when looking for insurance for your personal items.

If you’ve started filling Christmas stockings, you might want to put contents insurance on your holiday list and check it twice.The latest figures from the Australian Bureau of Statistics (ABS) show a 3% increase in the number of burglary victims between 2018 and 2019. This contributes to the fourth consecutive yearly rise in overall robbery.While there isn’t much fresh data on break-ins during the holiday period, the ABS does note 72% of burglaries happen at a residential address. So if you’re storing big-ticket presents like jewellery, sports equipment or expensive tech under your bed, it could be the season to investigate insurance.

As Christmas approaches after a stressful 2020, an extended break from work could be on the cards. Perhaps you’ll be road tripping around your state, staying with family or heading to a holiday home.

For the second year running, Virgin Money has been crowned a winner in the Mozo Experts Choice Insurance Awards.The insurer has continued to shine as a top value-for-money provider, scoring a medal in the Exceptional Value awards category on both occasions. This year, the Mozo expert judges analysed 56 home and contents insurance policies using more than 15,000 customer quotes. They found Virgin Money’s policy was one of the consistently lower price options compared to similar products.When assessing policies for ‘value’, the judges were looking for options which provided extensive coverage while keeping premiums as affordable as possible. This is to ensure insurance customers looking for cheaper options find the right level of cover for their circumstances as well as their budgets.Get to know Virgin Money’s award-winning policy below:

It can be a bit of a drag when your insurance renewal rolls around for another year and yet again you haven’t needed to make a claim. But that’s the thing about having insurance: you hope for the best but are prepared for the worst. Future you will be grateful you played it safe.Mozo’s aim in the insurance game is to help ease the financial strain of maintaining your cover by helping you find a top value-for-money policy. We also try to help simplify the process of taking out a policy which suits your needs.In pursuit of these goals, Mozo analyses what’s on offer in the insurance world each year in the Mozo Experts Choice Awards. In 2020, the expert judges were on the hunt for the best value and highest quality home and contents insurance.In both regards, Westpac’s Home & Contents Insurance was a stand-out performer. Its Premier Care tier – Westpac’s highest grade of home and contents insurance – was awarded in the Exceptional Value and Exceptional Quality award categories, with the standard Essential Care option also taking home a value award.When considering value, Mozo’s expert judges assessed the policies in terms of the level of cover offered at a more affordable price compared to others in the market. When they assessed quality, the judges were on the lookout for even more generous or extensive policy features.Read on to learn more about Westpac’s winning cover.

For most Aussies insurance is an essential part of life. But finding the best policies to protect your home, car and other belongings doesn’t have to be a drag or cost the earth. Want to know how this idyllically insured lifestyle can be achieved? Start with the Mozo Experts Choice Awards. In 2020, the Mozo judges searched through the fine print and collected thousands of quotes to uncover the best home and contents insurance policies. Of all the purchases you might make in your lifetime, buying a home is a massive investment, emotionally and financially. So you want to make sure you’re covered with the right policy. ING’s policy took out a Mozo award in the best value category, meaning it provides reassuring cover while being one of the more affordable insurance options on the market.If you’d like to learn more about this top value-for-money policy and ING’s car insurance, read the details below.