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  • American Express Essential Credit Card

    American Express Essential Credit Card

    • Earn up to 1 Membership Rewards point for every $1 spent
    • $0 annual fee
    • 0% p.a. on balance transfers for the first 12 months

    balance transfer rate

    0% for 12 months

    purchase rate

    14.99%

    annual fee

    $0

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    • Earn up to 1 Membership Rewards point for every $1 spent
    • $0 annual fee
    • 0% p.a. on balance transfers for the first 12 months
    • Balance transfer rate: 0% for 12 months
    • Annual fee: $0
    • Purchase rate: 14.99%
    • Interest free days: 55
    • Interest rate on cash withdrawals:
    • Fee for cash withdrawals:
    • Rewards description: Transfer points to a range of airline programs or redeem your points for travel, gift cards, retail rewards and shopping gift cards.
    Overall rating

    7.3

    Based on 255 American Express credit card reviews

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  • NAB Low Rate Card

    NAB Low Rate Card

    • Our lowest ongoing rate on everyday purchases
    • 0% p.a on balance transfers for 15 months (2% balance transfer fee)
    • Secure online application. Get a response in 60 seconds.

    balance transfer rate

    0% for 15 months (2.00% balance transfer fee)

    purchase rate

    0% for 15 months then 13.99%

    annual fee

    $59

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    • Our lowest ongoing rate on everyday purchases
    • 0% p.a on balance transfers for 15 months (2% balance transfer fee)
    • Secure online application. Get a response in 60 seconds.
    • Balance transfer rate: 0% for 15 months (2.00% balance transfer fee)
    • Annual fee: $59
    • Purchase rate: 0% for 15 months then 13.99%
    • Interest free days: 55
    • Interest rate on cash withdrawals: 21.74%
    • Fee for cash withdrawals: 2%, Min $2.50
    • Rewards description:
    Overall rating

    7.2

    Based on 1409 NAB credit card reviews

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  • American Express Platinum Edge Credit Card

    American Express Platinum Edge Credit Card

    • $195 annual fee
    • Complimentary domestic economy return flight
    • Up to 3 points per dollar spent on eligible purchases

    balance transfer rate

    0% for 12 months (1.00% balance transfer fee)

    purchase rate

    20.74%

    annual fee

    $195 $0 in the first 1 year

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    • $195 annual fee
    • Complimentary domestic economy return flight
    • Up to 3 points per dollar spent on eligible purchases
    • Balance transfer rate: 0% for 12 months (1.00% balance transfer fee)
    • Annual fee: $195 $0 in the first 1 year
    • Purchase rate: 20.74%
    • Interest free days: 55
    • Interest rate on cash withdrawals:
    • Fee for cash withdrawals:
    • Rewards description: Transfer points to a range of airline programs or redeem your points for travel, gift cards, retail rewards and shopping gift cards.
    Overall rating

    7.3

    Based on 255 American Express credit card reviews

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  • Newcastle Permanent Value+

    Newcastle Permanent Value+

    • Competitive low interest rate
    • Up to 55 days interest free on purchases
    • Convenience of payWave~

    balance transfer rate

    purchase rate

    11.49%

    annual fee

    $49

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    • Competitive low interest rate
    • Up to 55 days interest free on purchases
    • Convenience of payWave~
    • Balance transfer rate:
    • Annual fee: $49
    • Purchase rate: 11.49%
    • Interest free days: 55
    • Interest rate on cash withdrawals: 11.49%
    • Fee for cash withdrawals: 1.5%, Min $2.00
    • Rewards description:
    Overall rating

    8.3

    Based on 21 Newcastle Permanent credit card reviews

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  • ANZ Frequent Flyer Black

    ANZ Frequent Flyer Black

    • 75,000 Qantas Points when you spend $2,500 on eligible purchases within the first three months
    • No Annual fee for the first year
    • Terms and conditions, fees and charges apply

    balance transfer rate

    purchase rate

    19.99%

    annual fee

    $425 $0 in the first 1 year

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    • 75,000 Qantas Points when you spend $2,500 on eligible purchases within the first three months
    • No Annual fee for the first year
    • Terms and conditions, fees and charges apply
    • Balance transfer rate:
    • Annual fee: $425 $0 in the first 1 year
    • Purchase rate: 19.99%
    • Interest free days: 55
    • Interest rate on cash withdrawals: 21.49%
    • Fee for cash withdrawals: 2%
    • Rewards description: Points are automatically credited to the Qantas Frequent Flyer program.
    Overall rating

    6.9

    Based on 1932 ANZ credit card reviews

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  • Bankwest Breeze Platinum MasterCard

    Bankwest Breeze Platinum MasterCard

    • Limited time cashback promotion. T&Cs apply.
    • Low ongoing purchase rate of 12.99% p.a. Limited time only.
    • No foreign transaction fees on online and overseas purchases

    balance transfer rate

    2.99% for 9 months

    purchase rate

    12.99%

    annual fee

    $99

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    • Limited time cashback promotion. T&Cs apply.
    • Low ongoing purchase rate of 12.99% p.a. Limited time only.
    • No foreign transaction fees on online and overseas purchases
    • Balance transfer rate: 2.99% for 9 months
    • Annual fee: $99
    • Purchase rate: 12.99%
    • Interest free days: 55
    • Interest rate on cash withdrawals: 21.99%
    • Fee for cash withdrawals: 2%, Min $4.00
    • Rewards description:
    Overall rating

    7.7

    Based on 298 Bankwest credit card reviews

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  • 28 Degrees Platinum MasterCard

    28 Degrees Platinum MasterCard

    • No international transaction fees on purchases and no currency conversion fees
    • $0 annual fee
    • 24/7 Worldwide Concierge Service

    balance transfer rate

    4.99% for 6 months

    purchase rate

    21.99%

    annual fee

    $0

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    • No international transaction fees on purchases and no currency conversion fees
    • $0 annual fee
    • 24/7 Worldwide Concierge Service
    • Balance transfer rate: 4.99% for 6 months
    • Annual fee: $0
    • Purchase rate: 21.99%
    • Interest free days: 55
    • Interest rate on cash withdrawals: 21.99%
    • Fee for cash withdrawals: 3%, min $4
    • Rewards description:
    Overall rating

    7.3

    Based on 161 28 Degrees credit card reviews

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  • ANZ Rewards

    ANZ Rewards

    • 25,000 Reward Points when you spend $2,500 on eligible purchases within the first three months
    • No Annual fee for the first year
    • Terms and conditions, fees and charges apply

    balance transfer rate

    purchase rate

    18.79%

    annual fee

    $80 $0 in the first 1 year

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    • 25,000 Reward Points when you spend $2,500 on eligible purchases within the first three months
    • No Annual fee for the first year
    • Terms and conditions, fees and charges apply
    • Balance transfer rate:
    • Annual fee: $80 $0 in the first 1 year
    • Purchase rate: 18.79%
    • Interest free days: 44
    • Interest rate on cash withdrawals: 20.99%
    • Fee for cash withdrawals: 2%
    • Rewards description: Transfer points to a range of airline programs or redeem your points for travel, gift cards, retail rewards and shopping gift cards.
    Overall rating

    6.9

    Based on 1932 ANZ credit card reviews

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  • NAB Premium Card

    NAB Premium Card

    • 0% p.a. on purchases for 15 months
    • 0%p.a. on balance transfer for 15 months (2% balance transfer fee)
    • Platinum Concierge Service

    balance transfer rate

    0% for 15 months (2.00% balance transfer fee)

    purchase rate

    0% for 15 months then 19.74%

    annual fee

    $90

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    More info

    • 0% p.a. on purchases for 15 months
    • 0%p.a. on balance transfer for 15 months (2% balance transfer fee)
    • Platinum Concierge Service
    • Balance transfer rate: 0% for 15 months (2.00% balance transfer fee)
    • Annual fee: $90
    • Purchase rate: 0% for 15 months then 19.74%
    • Interest free days: 44
    • Interest rate on cash withdrawals: 21.74%
    • Fee for cash withdrawals: 2%, Min $2.50
    • Rewards description:
    Overall rating

    7.2

    Based on 1409 NAB credit card reviews

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  • Virgin Money No Annual Fee Card

    Virgin Money No Annual Fee Card

    • 0% p.a. on balance transfers for 18 months (2% BT fee applies)
    • No annual fee for the life of the card
    • Receive $100 cashback on your card when you spend $2,000 or more in first 3 months

    balance transfer rate

    0% for 18 months and then 20.99% (2.00% balance transfer fee)

    purchase rate

    18.99%

    annual fee

    $0

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    More info

    • 0% p.a. on balance transfers for 18 months (2% BT fee applies)
    • No annual fee for the life of the card
    • Receive $100 cashback on your card when you spend $2,000 or more in first 3 months
    • Balance transfer rate: 0% for 18 months and then 20.99% (2.00% balance transfer fee)
    • Annual fee: $0
    • Purchase rate: 18.99%
    • Interest free days: 44
    • Interest rate on cash withdrawals: 20.99%
    • Fee for cash withdrawals: 2.7%, Min $2.70
    • Rewards description:
    Overall rating

    5.7

    Based on 97 Virgin Money credit card reviews

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  • HSBC Platinum Credit Card

    HSBC Platinum Credit Card

    • Offer available to new customers who apply by 30th June 2016
    • Earn 1 Rewards Point on every dollar you spend on eligible purchases
    • 0% p.a. on balance transfers for 15 months. Conditions apply

    balance transfer rate

    0% for 15 months and then 21.99%

    purchase rate

    19.99%

    annual fee

    $149 Refunded when you spend over $6,000 p.a

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    • Offer available to new customers who apply by 30th June 2016
    • Earn 1 Rewards Point on every dollar you spend on eligible purchases
    • 0% p.a. on balance transfers for 15 months. Conditions apply
    • Balance transfer rate: 0% for 15 months and then 21.99%
    • Annual fee: $149 Refunded when you spend over $6,000 p.a
    • Purchase rate: 19.99%
    • Interest free days: 55
    • Interest rate on cash withdrawals: 21.99%
    • Fee for cash withdrawals: 3%, min $4.00
    • Rewards description: Redeem your points for travel, gift cards, retail rewards and shopping gift cards.
    Overall rating

    5.5

    Based on 139 HSBC credit card reviews

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  • American Express Velocity Escape Card

    American Express Velocity Escape Card

    • 0% p.a. on balance transfers for the first 12 months
    • No annual fee
    • Earn up to 7,500 bonus Velocity Points, limited time only

    balance transfer rate

    0% for 12 months (1.00% balance transfer fee)

    purchase rate

    20.74%

    annual fee

    $0

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    More info

    • 0% p.a. on balance transfers for the first 12 months
    • No annual fee
    • Earn up to 7,500 bonus Velocity Points, limited time only
    • Balance transfer rate: 0% for 12 months (1.00% balance transfer fee)
    • Annual fee: $0
    • Purchase rate: 20.74%
    • Interest free days: 44
    • Interest rate on cash withdrawals:
    • Fee for cash withdrawals:
    • Rewards description: Points automatically transferred to your Velocity account
    Overall rating

    7.3

    Based on 255 American Express credit card reviews

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  • Virgin Money Virgin Australia Velocity Flyer Card - Purchase Rate Offer

    Virgin Money Virgin Australia Velocity Flyer Card - Purchase Rate Offer

    • 0% p.a. on balance transfers for 6 months
    • 0% p.a. on purchases for up to 12 months
    • Enjoy an exclusive annual flight benefit. Conditions apply

    balance transfer rate

    0% for 6 months and then 20.99%

    purchase rate

    0% for 12 months then 20.74%

    annual fee

    $129

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    More info

    • 0% p.a. on balance transfers for 6 months
    • 0% p.a. on purchases for up to 12 months
    • Enjoy an exclusive annual flight benefit. Conditions apply
    • Balance transfer rate: 0% for 6 months and then 20.99%
    • Annual fee: $129
    • Purchase rate: 0% for 12 months then 20.74%
    • Interest free days: 44
    • Interest rate on cash withdrawals: 20.99%
    • Fee for cash withdrawals: 2.7%, Min $2.70
    • Rewards description: Points are credited to the Velocity Frequent Flyer program.
    Overall rating

    5.7

    Based on 97 Virgin Money credit card reviews

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  • HSBC Platinum Qantas Credit Card

    HSBC Platinum Qantas Credit Card

    • 40,000 bonus Qantas Points when you apply by 30th June 2016. Conditions apply
    • 0% p.a. on balance transfers for 6 months. Conditions apply
    • $0 additional cardholder fee

    balance transfer rate

    0% for 6 months and then 21.99%

    purchase rate

    19.99%

    annual fee

    $199

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    More info

    • 40,000 bonus Qantas Points when you apply by 30th June 2016. Conditions apply
    • 0% p.a. on balance transfers for 6 months. Conditions apply
    • $0 additional cardholder fee
    • Balance transfer rate: 0% for 6 months and then 21.99%
    • Annual fee: $199
    • Purchase rate: 19.99%
    • Interest free days: 55
    • Interest rate on cash withdrawals: 21.99%
    • Fee for cash withdrawals: 3%, min $4.00
    • Rewards description: Points are automatically accredited to the Qantas Frequent Flyer Program.
    Overall rating

    5.5

    Based on 139 HSBC credit card reviews

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