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  • American Express Qantas Ultimate Card

    American Express Qantas Ultimate Card

    • Earn 100,000 bonus Qantas points
    • Earn up to 3 Qantas Points per $1 spent on eligible purchases
    • Complimentary domestic and international travel insurance

    balance transfer rate

    0% p.a. for 12 months (1.00% balance transfer fee)

    purchase rate

    20.74% p.a.

    annual fee

    $450

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    • Earn 100,000 bonus Qantas points
    • Earn up to 3 Qantas Points per $1 spent on eligible purchases
    • Complimentary domestic and international travel insurance
    • Balance transfer rate: 0% p.a. for 12 months (1.00% balance transfer fee)
    • Annual fee: $450
    • Purchase rate: 20.74% p.a.
    • Interest free days: 44
    • Interest rate on cash withdrawals:
    • Fee for cash withdrawals: 2%, min $2.50
    • Rewards description: Points are automatically credited to the Qantas Frequent Flyer program.
    Overall rating

    7.3

    Based on 255 American Express credit card reviews

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  • MOZO EXPERTS CHOICE AWARDS 2016

    American Express Essential Credit Card

    American Express Essential Credit Card

    • Receive a $50 credit when you apply online and meet spend criteria
    • Earn up to 1 Membership Rewards point for every $1 spent
    • $0 annual fee

    balance transfer rate

    0% p.a. for 12 months (1.00% balance transfer fee)

    purchase rate

    14.99% p.a.

    annual fee

    $0

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    • Receive a $50 credit when you apply online and meet spend criteria
    • Earn up to 1 Membership Rewards point for every $1 spent
    • $0 annual fee
    • Balance transfer rate: 0% p.a. for 12 months (1.00% balance transfer fee)
    • Annual fee: $0
    • Purchase rate: 14.99% p.a.
    • Interest free days: 55
    • Interest rate on cash withdrawals:
    • Fee for cash withdrawals: 2%, min $2.50
    • Rewards description: Transfer points to a range of airline programs or redeem your points for travel, gift cards, retail rewards and shopping gift cards.
    Overall rating

    7.3

    Based on 255 American Express credit card reviews

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  • Westpac Low Rate

    Westpac Low Rate

    • 0% p.a on balance transfers for the first 16 months
    • 1.0% p.a purchase rate for 12 months
    • Bank on-the-go with Westpac Mobile Banking

    balance transfer rate

    0% p.a. for 16 months

    purchase rate

    1.00% p.a. for 12 months then 13.49% p.a.

    annual fee

    $59 $0 in the first year for existing Westpac customers

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    • 0% p.a on balance transfers for the first 16 months
    • 1.0% p.a purchase rate for 12 months
    • Bank on-the-go with Westpac Mobile Banking
    • Balance transfer rate: 0% p.a. for 16 months
    • Annual fee: $59 $0 in the first year for existing Westpac customers
    • Purchase rate: 1.00% p.a. for 12 months then 13.49% p.a.
    • Interest free days: 55
    • Interest rate on cash withdrawals: 21.49% p.a.
    • Fee for cash withdrawals: 2%, Min $2.50, Max $150
    • Rewards description:
    Overall rating

    7.2

    Based on 1431 Westpac credit card reviews

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  • ANZ Frequent Flyer

    ANZ Frequent Flyer

    • 25,000 Qantas Points when you spend $2,500 on eligible purchases in the first 3 month
    • No annual fee for the first year
    • Now with Apple Pay

    balance transfer rate

    purchase rate

    19.99% p.a.

    annual fee

    $95 $0 in the first 1 year

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    • 25,000 Qantas Points when you spend $2,500 on eligible purchases in the first 3 month
    • No annual fee for the first year
    • Now with Apple Pay
    • Balance transfer rate:
    • Annual fee: $95 $0 in the first 1 year
    • Purchase rate: 19.99% p.a.
    • Interest free days: 44
    • Interest rate on cash withdrawals: 21.49% p.a.
    • Fee for cash withdrawals: 2%
    • Rewards description: Points are automatically credited to the Qantas Frequent Flyer program.
    Overall rating

    6.9

    Based on 1932 ANZ credit card reviews

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  • American Express Explorer Credit Card

    American Express Explorer Credit Card

    • Receive 100,000 Membership Rewards® Points (T&Cs apply)
    • $400 in Travel Credit each year
    • Up to 2 Membership Rewards points per $1 spent

    balance transfer rate

    0% p.a. for 12 months (1.00% balance transfer fee)

    purchase rate

    20.74% p.a.

    annual fee

    $395

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    • Receive 100,000 Membership Rewards® Points (T&Cs apply)
    • $400 in Travel Credit each year
    • Up to 2 Membership Rewards points per $1 spent
    • Balance transfer rate: 0% p.a. for 12 months (1.00% balance transfer fee)
    • Annual fee: $395
    • Purchase rate: 20.74% p.a.
    • Interest free days: 55
    • Interest rate on cash withdrawals:
    • Fee for cash withdrawals: 2%, min $2.50
    • Rewards description: Transfer points to a range of airline programs or redeem your points for travel, gift cards, retail rewards and shopping gift cards.
    Overall rating

    7.3

    Based on 255 American Express credit card reviews

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  • St.George Amplify Signature (Rewards)

    St.George Amplify Signature (Rewards)

    • 0% p.a. on purchases for the first 6 months
    • 0% p.a. on balance transfers for 18 months
    • 30,000 bonus points when you spend $2,500 within the first 90 days

    balance transfer rate

    0% p.a. for 18 months

    purchase rate

    0% p.a. for 6 months then 19.49% p.a.

    annual fee

    $279 $0 in the first year for existing St.George customers

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    • 0% p.a. on purchases for the first 6 months
    • 0% p.a. on balance transfers for 18 months
    • 30,000 bonus points when you spend $2,500 within the first 90 days
    • Balance transfer rate: 0% p.a. for 18 months
    • Annual fee: $279 $0 in the first year for existing St.George customers
    • Purchase rate: 0% p.a. for 6 months then 19.49% p.a.
    • Interest free days: 55
    • Interest rate on cash withdrawals: 20.24% p.a.
    • Fee for cash withdrawals: 2%, Min $2.50
    • Rewards description: Transfer points to a range of airline programs or redeem your points for travel, gift cards, retail rewards and shopping gift cards.
    Overall rating

    7.0

    Based on 330 St.George credit card reviews

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  • BCU Classic

    BCU Classic

    • Credit Union of the Year by Money Magazine
    • Up to 55 days interest free
    • Fast approval

    balance transfer rate

    purchase rate

    11.80% p.a.

    annual fee

    $40

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    • Credit Union of the Year by Money Magazine
    • Up to 55 days interest free
    • Fast approval
    • Balance transfer rate:
    • Annual fee: $40
    • Purchase rate: 11.80% p.a.
    • Interest free days: 55
    • Interest rate on cash withdrawals: 11.80% p.a.
    • Fee for cash withdrawals: $1.25
    • Rewards description:
    Overall rating

    9.1

    Based on 38 BCU credit card reviews

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  • ANZ First

    ANZ First

    • Now with Apple Pay
    • 0% p.a. first 16 months on balance transfers with a 2% Balance Transfer fee
    • Low annual fee

    balance transfer rate

    0% p.a. for 16 months and then 21.49% p.a. (2.00% balance transfer fee)

    purchase rate

    19.74% p.a.

    annual fee

    $30

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    More info

    • Now with Apple Pay
    • 0% p.a. first 16 months on balance transfers with a 2% Balance Transfer fee
    • Low annual fee
    • Balance transfer rate: 0% p.a. for 16 months and then 21.49% p.a. (2.00% balance transfer fee)
    • Annual fee: $30
    • Purchase rate: 19.74% p.a.
    • Interest free days: 44
    • Interest rate on cash withdrawals: 21.49% p.a.
    • Fee for cash withdrawals: 2%
    • Rewards description:
    Overall rating

    6.9

    Based on 1932 ANZ credit card reviews

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  • Coles No Annual Fee MasterCard

    Coles No Annual Fee MasterCard

    • $100 off a single Coles Supermarket shop if you apply & are approved by 28th Feb 2017
    • No annual fee to pay, ever
    • 0% p.a. on balance transfers for 6 months

    balance transfer rate

    0% p.a. for 6 months

    purchase rate

    19.99% p.a.

    annual fee

    $0

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    • $100 off a single Coles Supermarket shop if you apply & are approved by 28th Feb 2017
    • No annual fee to pay, ever
    • 0% p.a. on balance transfers for 6 months
    • Balance transfer rate: 0% p.a. for 6 months
    • Annual fee: $0
    • Purchase rate: 19.99% p.a.
    • Interest free days: 62
    • Interest rate on cash withdrawals: 19.99% p.a.
    • Fee for cash withdrawals: 3%, Min $1.95
    • Rewards description: Earn 1 flybuys point for every $2 you spend.
    Overall rating

    6.8

    Based on 156 Coles credit card reviews

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  • MOZO EXPERTS CHOICE AWARDS 2016

    28 Degrees Platinum MasterCard

    28 Degrees Platinum MasterCard

    • Award winning credit card
    • $0 overseas fees on purchases
    • 24/7 Worldwide Concierge Service

    balance transfer rate

    4.99% p.a. for 6 months

    purchase rate

    21.99% p.a.

    annual fee

    $0

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    • Award winning credit card
    • $0 overseas fees on purchases
    • 24/7 Worldwide Concierge Service
    • Balance transfer rate: 4.99% p.a. for 6 months
    • Annual fee: $0
    • Purchase rate: 21.99% p.a.
    • Interest free days: 55
    • Interest rate on cash withdrawals: 21.99% p.a.
    • Fee for cash withdrawals: 3%, min $4
    • Rewards description:
    Overall rating

    7.3

    Based on 161 28 Degrees credit card reviews

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  • Bank of Melbourne Vertigo

    Bank of Melbourne Vertigo

    • 0% p.a. on balance transfers for the first 18 months
    • 0% p.a. on purchases for the first 6 months
    • Up to 55 interest free days on purchases

    balance transfer rate

    0% p.a. for 18 months

    purchase rate

    0% p.a. for 6 months then 13.24% p.a.

    annual fee

    $55 $0 in the first year for existing Bank of Melbourne customers

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    • 0% p.a. on balance transfers for the first 18 months
    • 0% p.a. on purchases for the first 6 months
    • Up to 55 interest free days on purchases
    • Balance transfer rate: 0% p.a. for 18 months
    • Annual fee: $55 $0 in the first year for existing Bank of Melbourne customers
    • Purchase rate: 0% p.a. for 6 months then 13.24% p.a.
    • Interest free days: 55
    • Interest rate on cash withdrawals: 21.49% p.a.
    • Fee for cash withdrawals: 2%, Min $2.50
    • Rewards description:
    Overall rating

    7.8

    Based on 69 Bank of Melbourne credit card reviews

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  • Westpac Low Rate - Exclusive Offer

    Westpac Low Rate - Exclusive Offer

    • 0% p.a on balance transfers for the first 24 months
    • Variable purchase rate of 13.49%p.a
    • Bank on-the-go with Westpac Mobile Banking

    balance transfer rate

    0% p.a. for 24 months (2.00% balance transfer fee)

    purchase rate

    13.49% p.a.

    annual fee

    $59

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    More info

    • 0% p.a on balance transfers for the first 24 months
    • Variable purchase rate of 13.49%p.a
    • Bank on-the-go with Westpac Mobile Banking
    • Balance transfer rate: 0% p.a. for 24 months (2.00% balance transfer fee)
    • Annual fee: $59
    • Purchase rate: 13.49% p.a.
    • Interest free days: 55
    • Interest rate on cash withdrawals: 21.49% p.a.
    • Fee for cash withdrawals: 2%, Min $2.50, Max $150
    • Rewards description:
    Overall rating

    7.2

    Based on 1431 Westpac credit card reviews

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  • NAB Premium Card - Online Only Offer

    NAB Premium Card - Online Only Offer

    • 7 complimentary insurances including Overseas Travel Insurance
    • 0%p.a. on balance transfers for 24 months (one off 3% BT fee)
    • Secure online application and fast response

    balance transfer rate

    0% p.a. for 24 months and then 21.74% p.a. (3.00% balance transfer fee)

    purchase rate

    19.74% p.a.

    annual fee

    $90

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    • 7 complimentary insurances including Overseas Travel Insurance
    • 0%p.a. on balance transfers for 24 months (one off 3% BT fee)
    • Secure online application and fast response
    • Balance transfer rate: 0% p.a. for 24 months and then 21.74% p.a. (3.00% balance transfer fee)
    • Annual fee: $90
    • Purchase rate: 19.74% p.a.
    • Interest free days: 44
    • Interest rate on cash withdrawals: 21.74% p.a.
    • Fee for cash withdrawals: 2%, Min $2.50
    • Rewards description:
    Overall rating

    7.2

    Based on 1409 NAB credit card reviews

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  • Virgin Money Virgin Australia Velocity Flyer Card - Balance Transfer Offer

    Virgin Money Virgin Australia Velocity Flyer Card - Balance Transfer Offer

    • 0% p.a. on balance transfers for 18 months
    • Earn 2 bonus Velocity Points on top of standard earn rates in first 3 months
    • Half annual fee in the first year, a saving of $65

    balance transfer rate

    0% p.a. for 18 months and then 20.99% p.a.

    purchase rate

    20.74% p.a.

    annual fee

    $129 $64 in the first 1 year

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    • 0% p.a. on balance transfers for 18 months
    • Earn 2 bonus Velocity Points on top of standard earn rates in first 3 months
    • Half annual fee in the first year, a saving of $65
    • Balance transfer rate: 0% p.a. for 18 months and then 20.99% p.a.
    • Annual fee: $129 $64 in the first 1 year
    • Purchase rate: 20.74% p.a.
    • Interest free days: 44
    • Interest rate on cash withdrawals: 20.99% p.a.
    • Fee for cash withdrawals: 2.7%, Min $2.70
    • Rewards description: Points are credited to the Velocity Frequent Flyer program.
    Overall rating

    5.7

    Based on 97 Virgin Money credit card reviews

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  • ANZ Frequent Flyer Black

    ANZ Frequent Flyer Black

    • 75,000 Qantas Points when you spend $2,500 on eligible purchases in the first 3 month
    • No annual fee for the first year
    • Now with Apple Pay

    balance transfer rate

    purchase rate

    19.99% p.a.

    annual fee

    $425 $0 in the first 1 year

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    • 75,000 Qantas Points when you spend $2,500 on eligible purchases in the first 3 month
    • No annual fee for the first year
    • Now with Apple Pay
    • Balance transfer rate:
    • Annual fee: $425 $0 in the first 1 year
    • Purchase rate: 19.99% p.a.
    • Interest free days: 55
    • Interest rate on cash withdrawals: 21.49% p.a.
    • Fee for cash withdrawals: 2%
    • Rewards description: Points are automatically credited to the Qantas Frequent Flyer program.
    Overall rating

    6.9

    Based on 1932 ANZ credit card reviews

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  • Bankwest Zero Platinum MasterCard

    Bankwest Zero Platinum MasterCard

    • No annual fee
    • Complimentary credit card international travel insurance for you and your family
    • No transaction fees on overseas purchases

    balance transfer rate

    2.99% p.a. for 9 months

    purchase rate

    17.99% p.a.

    annual fee

    $0

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    More info

    • No annual fee
    • Complimentary credit card international travel insurance for you and your family
    • No transaction fees on overseas purchases
    • Balance transfer rate: 2.99% p.a. for 9 months
    • Annual fee: $0
    • Purchase rate: 17.99% p.a.
    • Interest free days: 55
    • Interest rate on cash withdrawals: 21.99% p.a.
    • Fee for cash withdrawals: 2%, Min $4.00
    • Rewards description:
    Overall rating

    7.7

    Based on 298 Bankwest credit card reviews

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  • ANZ Rewards Travel Adventures Card

    ANZ Rewards Travel Adventures Card

    • Return domestic flight each year you hold the card
    • No overseas transaction fee on purchases
    • Eligibility criteria, minimum spend and flight restrictions apply

    balance transfer rate

    purchase rate

    20.24% p.a.

    annual fee

    $225

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    More info

    • Return domestic flight each year you hold the card
    • No overseas transaction fee on purchases
    • Eligibility criteria, minimum spend and flight restrictions apply
    • Balance transfer rate:
    • Annual fee: $225
    • Purchase rate: 20.24% p.a.
    • Interest free days: 55
    • Interest rate on cash withdrawals: 21.74% p.a.
    • Fee for cash withdrawals: 0%
    • Rewards description: Transfer points to a range of airline programs or redeem your points for travel, gift cards, retail rewards and shopping gift cards.
    Overall rating

    6.9

    Based on 1932 ANZ credit card reviews

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  • HSBC Platinum Credit Card

    HSBC Platinum Credit Card

    • 0% p.a. on balance transfers for 15 months. Conditions apply
    • Offer available to new customers who apply by 30 June 2017
    • Earn 1 Rewards Point on every dollar you spend on eligible purchases

    balance transfer rate

    0% p.a. for 15 months and then 21.99% p.a.

    purchase rate

    19.99% p.a.

    annual fee

    $149 Refunded when you spend over $6,000 p.a

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    • 0% p.a. on balance transfers for 15 months. Conditions apply
    • Offer available to new customers who apply by 30 June 2017
    • Earn 1 Rewards Point on every dollar you spend on eligible purchases
    • Balance transfer rate: 0% p.a. for 15 months and then 21.99% p.a.
    • Annual fee: $149 Refunded when you spend over $6,000 p.a
    • Purchase rate: 19.99% p.a.
    • Interest free days: 55
    • Interest rate on cash withdrawals: 21.99% p.a.
    • Fee for cash withdrawals: 3%, min $4.00
    • Rewards description: Redeem your points for travel, gift cards, retail rewards and shopping gift cards.
    Overall rating

    5.5

    Based on 139 HSBC credit card reviews

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  • Bankwest More World MasterCard

    Bankwest More World MasterCard

    • 2.99% p.a on balance transfers for 9 months
    • Complimentary Credit Card Travel Insurance (T&Cs apply)
    • No foreign transaction fees on online and overseas purchases

    balance transfer rate

    2.99% p.a. for 9 months

    purchase rate

    19.99% p.a.

    annual fee

    $240

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    • 2.99% p.a on balance transfers for 9 months
    • Complimentary Credit Card Travel Insurance (T&Cs apply)
    • No foreign transaction fees on online and overseas purchases
    • Balance transfer rate: 2.99% p.a. for 9 months
    • Annual fee: $240
    • Purchase rate: 19.99% p.a.
    • Interest free days: 44
    • Interest rate on cash withdrawals: 21.99% p.a.
    • Fee for cash withdrawals: 2%, Min $4.00
    • Rewards description: Redeem your points for cashback, travel, gift cards, retail rewards and shopping gift cards.
    Overall rating

    7.7

    Based on 298 Bankwest credit card reviews

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  • Bankwest Breeze Platinum MasterCard

    Bankwest Breeze Platinum MasterCard

    • 0% p.a. on balance transfers for 21 months (2% BT fee applies)
    • Complimentary Credit Card Travel Insurance (T&Cs apply)
    • No foreign transaction fees on online and overseas purchases

    balance transfer rate

    0% p.a. for 21 months (2.00% balance transfer fee)

    purchase rate

    12.99% p.a.

    annual fee

    $99

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    More info

    • 0% p.a. on balance transfers for 21 months (2% BT fee applies)
    • Complimentary Credit Card Travel Insurance (T&Cs apply)
    • No foreign transaction fees on online and overseas purchases
    • Balance transfer rate: 0% p.a. for 21 months (2.00% balance transfer fee)
    • Annual fee: $99
    • Purchase rate: 12.99% p.a.
    • Interest free days: 55
    • Interest rate on cash withdrawals: 21.99% p.a.
    • Fee for cash withdrawals: 2%, Min $4.00
    • Rewards description:
    Overall rating

    7.7

    Based on 298 Bankwest credit card reviews

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  • NAB Velocity Rewards Premium Card

    NAB Velocity Rewards Premium Card

    • % p.a on purchases for months
    • 4.99% p.a on balance transfer for 6 months (one off 3% BT fee)
    • 25,000 bonus Velocity Points when you make an everyday purchase within 90 days

    balance transfer rate

    4.99% p.a. for 6 months and then 21.74% p.a.

    purchase rate

    19.99% p.a.

    annual fee

    $150

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    More info

    • % p.a on purchases for months
    • 4.99% p.a on balance transfer for 6 months (one off 3% BT fee)
    • 25,000 bonus Velocity Points when you make an everyday purchase within 90 days
    • Balance transfer rate: 4.99% p.a. for 6 months and then 21.74% p.a.
    • Annual fee: $150
    • Purchase rate: 19.99% p.a.
    • Interest free days: 44
    • Interest rate on cash withdrawals: 21.74% p.a.
    • Fee for cash withdrawals: 2%, Min $2.50
    • Rewards description: Points are automatically credited to the Velocity program.
    Overall rating

    7.2

    Based on 1409 NAB credit card reviews

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