Westpac credit cards
Westpac's overall rating for credit cards is
6.5(as rated by the Mozo community)
Westpac offers the following credit cards
| Product | Intro Interest Rate | Interest Rate | Annual Fees | Interest & fees over 3 years* | Balance Transfer Rate | Reward Program | |
|---|---|---|---|---|---|---|---|
Altitude Platinum
|
19.64% | $295 | $2,653 | 1.99% for 9 months and then 21.24% | yes | Go to site | |
Earth Platinum
|
19.64% | $250 | $2,518 | 0.99% for 6 months and then 21.14% | yes | ||
Singapore Airlines Platinum
|
19.24% | $250 | $2,482 | 0.99% for 6 months and then 20.49% | yes | Go to site | |
|
Altitude Gold
|
19.64% | $150 | $2,218 | 1.99% for 9 months and then 21.24% | yes | ||
|
Earth Gold
|
19.64% | $125 | $2,143 | 0.99% for 6 months and then 21.14% | yes | ||
Singapore Airlines Gold
|
19.24% | $125 | $2,107 | 0.99% for 6 months and then 20.49% | yes | Go to site | |
Altitude
|
19.64% | $100 | $2,068 | 1.99% for 9 months and then 21.24% | yes | Go to site | |
|
55 Day Platinum MasterCard or Visa
|
19.34% | $130 | $2,001 | 1.99% for 9 months and then 21.24% | no | ||
|
Earth
|
19.64% | $75 | $1,993 | 0.99% for 6 months and then 21.14% | yes | ||
|
55 Day Gold MasterCard or Visa
|
19.34% | $90 | $1,921 | 1.99% for 9 months and then 21.24% | no | ||
|
Student Visa Card
|
20.20% | $30 | $1,878 | no | Go to site | ||
|
55 Day MasterCard or Visa
|
0.00% for 5 months | 19.34% | $30 | $1,559 | 1.99% for 9 months and then 21.24% | no | |
|
Low Rate
|
13.24% | $45 | $1,327 | 1.99% for 9 months and then 21.24% | no |
*Interest assuming a $3,000 balance and no interest free period, plus total annual fees including any introductory fee waiver.
As Australia’s first bank, Westpac has been serving customers since 1817! Now Westpac is set to merge with St George to create Australia’s largest financial services company. Westpac customers will benefit from things like being able
to use both banks’ ATM networks without paying any extra fees. So if you’re after the security offered by a major bank, check out Westpac’s range of savings accounts, home loans, personal loans, credit cards and other banking services.
Reviews of Westpac credit cards
| A Mozo reviewer from Queensland, a Westpac credit card customer. | 7Overall Rating | ||
| i like this product because of the low interest rate. Reviewed about 2 hours ago |
|
| Caroline from Western Australia, a Westpac credit card customer. | 8Overall Rating | ||
| Love the rewards and the service. All staff are helpful and falcon security monitors 24/7 for fraudulent transactions. They are on to the dodgies immediately Reviewed about 2 hours ago |
|
| A Mozo reviewer from New South Wales, a Westpac credit card customer. | 5Overall Rating | ||
| They have been helpful Reviewed about 3 hours ago |
|
| A Mozo reviewer from New South Wales, a Westpac credit card customer. | 10Overall Rating | ||
| when i need help with any of my accounts i can ring a number and find the help straight away Reviewed about 3 hours ago |
|
| A Mozo reviewer from Victoria, a Westpac credit card customer. | 5Overall Rating | ||
| The card has been reasonably good, but the interest rates do change without notice and when they dropped the interest rates to a percentage rate that was 2-3% lower they did not inform me that the option existed. Also they did not offer me the drop in interest rate until I contacted them about it after seeing an ad for the card. Then to change to the lower interest rate required changing account numbers. Since then they have been progressively increasing the rate with out any real notice or warning. This would be my main gripe. Reviewed 1 day ago |
|
How are other Westpac products rated by the Mozo community?
| Product Type | Overall | Price | Features | Service | Convenience | Trust |
|---|---|---|---|---|---|---|
| Overall | 6.5 | 5.4 | 5.6 | 6.4 | 7.3 | 6.5 |
| Westpac credit cards | 6.5 1267 REVIEWS | 5.4 | 5.6 | 6.4 | 7.3 | 6.5 |
| Westpac savings accounts | 6.8 1306 REVIEWS | 5.9 | 5.2 | 6.9 | 7.5 | 6.9 |
| Westpac bank accounts | 6.7 1101 REVIEWS | 5.8 | 5.4 | 6.8 | 7.5 | 6.8 |
| Westpac home loans | 6.3 908 REVIEWS | 5.8 | 6.2 | 6.5 | 7.3 | 6.1 |
| Westpac term deposits | 7.5 118 REVIEWS | 7.2 | 6.1 | 7.4 | 7.8 | 7.7 |
| Westpac personal loans | 6.5 215 REVIEWS | 5.8 | 5.5 | 6.7 | 7.6 | 6.5 |
Other providers of credit cards
With so many different credit cards on the market now, it's a tough call to pick the best one. Mozo is Australia's online money info zone, with all the objective information you need to make the right credit card choice. You can find and compare Westpac credit cards with Mozo or check out these other providers.
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