Westpac credit cards

Westpac credit cards can be found here. Find more credit cards by visiting our compare credit cards page.

With so many different credit cards on the market now, it's a tough call to pick the best one. Mozo is Australia's online money info zone, with all the objective information you need to make the right credit card choice. Find and compare Westpac credit cards with Mozo.

As Australia’s first bank, Westpac has been serving customers since 1817! Now Westpac is set to merge with St George to create Australia’s largest financial services company. Westpac customers will benefit from things like being able to use both banks’ ATM networks without paying any extra fees. So if you’re after the security offered by a major bank, check out Westpac’s range of savings accounts, home loans, personal loans, credit cards and other banking services. Find Westpac credit cards with Mozo.

 

This is how the Mozo community has rated your bank for its credit cards:

Westpac's overall rating for credit cards is 6.5(rate this bank)

 

Westpac offers the following credit cards

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Product Intro Interest Rate Interest Rate Annual Fees Cost Over 3 Years* Balance Transfer Rate Reward Program
Low Rate 12.74% $45 $1,282 1.99% for 9 months and then 20.74% no Add to shortlist
55 Day MasterCard or Visa 0.00% for 5 months 18.84% $30 $1,520 1.99% for 9 months and then 20.74% no Add to shortlist
No Annual Fee 19.24% $0 $1,732 3.99% for 6 months and then 20.74% no Add to shortlist
Student Visa Card 19.70% $30 $1,833 no Add to shortlist Go to site
55 Day Gold MasterCard or Visa 18.84% $90 $1,876 1.99% for 9 months and then 20.74% no Add to shortlist
GM Holden 20.20% $55 $1,928 3.99% for 6 months yes Add to shortlist
Earth 19.14% $75 $1,948 1.99% for 9 months and then 20.64% yes Add to shortlist
55 Day Platinum MasterCard or Visa 18.84% $130 $1,956 1.99% for 9 months and then 20.74% no Add to shortlist
Altitude 19.14% $100 $2,023 1.99% for 9 months and then 20.99% yes Add to shortlist
Singapore Airlines Gold 18.74% $125 $2,062 0.99% for 6 months and then 19.99% yes Add to shortlist
Earth Gold 19.14% $125 $2,098 1.99% for 9 months and then 20.64% yes Add to shortlist
Altitude Gold 19.14% $150 $2,173 1.99% for 9 months and then 20.99% yes Add to shortlist
Singapore Airlines Platinum 18.74% $250 $2,437 0.99% for 6 months and then 19.99% yes Add to shortlist
Earth Platinum 19.14% $250 $2,473 1.99% for 9 months and then 20.64% yes Add to shortlist
Altitude Platinum 19.14% $295 $2,608 1.99% for 9 months and then 20.99% yes Add to shortlist

*Approximate cost in interest and fees over 3 years, assuming a $3,000.00 balance. Includes introductory offers.


Reviews of Westpac credit cards

NSW Customer - Rawan
  • Overall Rating

    7
  • Pricing

    8
  • Product Features

    4
  • Customer Service

    10
  • Convenience

    10
  • Trust

    9

i like how easy it is to pay off online and transfer funds using atm – Rawan from New South Wales, a Westpac credit card customer.   Reviewed 10 days ago

TAS Customer - Rebecca
  • Overall Rating

    10
  • Pricing

    9
  • Product Features

    10
  • Customer Service

    3
  • Convenience

    10
  • Trust

    10

I love the rewards program. They have a variety of things to chose from. – Rebecca from Tasmania, a Westpac credit card customer.   Reviewed 10 days ago

NSW Customer - Norman
  • Overall Rating

    9
  • Pricing

    8
  • Product Features

    4
  • Customer Service

    9
  • Convenience

    10
  • Trust

    10

Secure, low fees, convenient. – Norman from New South Wales, a Westpac credit card customer.   Reviewed 10 days ago

NSW Customer - cara
  • Overall Rating

    9
  • Pricing

    5
  • Product Features

    5
  • Customer Service

    9
  • Convenience

    9
  • Trust

    8

It does the job well, though I wish it had a higher interest rate for my savings account. – cara from New South Wales, a Westpac credit card customer.   Reviewed 10 days ago

QLD Customer - deanna
  • Overall Rating

    8
  • Pricing

    8
  • Product Features

    6
  • Customer Service

    10
  • Convenience

    9
  • Trust

    5

Their customer service was efficient and fast and excellent over the phone and they are very friendly over the counter also. I've had no big dramas with anyone as yet an hope not to either. Good on ya Westpac keep up the great work. Excellent!! – deanna from Queensland, a Westpac credit card customer.   Reviewed 11 days ago

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What else does Westpac offer?

Below are the results for all Westpac products, as rated by the Mozo community.

Product Type Overall Price Features Service Convenience Trust
Overall 6.5 5.4 5.8 6.3 7.2 6.5
Westpac credit cards 6.5 898 REVIEWS 5.4 5.8 6.3 7.2 6.5
Westpac savings accounts 6.7 825 REVIEWS 5.9 5.3 6.8 7.4 6.9
Westpac bank accounts 6.8 810 REVIEWS 5.9 5.7 6.9 7.5 6.9
Westpac home loans 6.5 575 REVIEWS 6.1 6.5 6.6 7.3 6.3
Westpac term deposits 7.3 85 REVIEWS 7.0 6.1 7.2 7.6 7.4
Westpac personal loans 6.7 146 REVIEWS 6.1 5.8 6.7 7.5 6.7

Other providers of Credit cards

Westpac also offers the following types of products