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Westpac credit cards

Westpac's overall rating for credit cards is

6.5

(as rated by the Mozo community)

Westpac offers the following credit cards

Product Intro Interest Rate Interest Rate Annual Fees Interest & fees over 3 years* Balance Transfer Rate Reward Program  
Altitude Platinum
Image of WestpacAltitude Platinum credit card
19.64% $295 $2,653 1.99% for 9 months and then 21.24% yes
Earth Platinum
Image of WestpacEarth Platinum credit card
19.64% $250 $2,518 0.99% for 6 months and then 21.14% yes
Singapore Airlines Platinum
Image of WestpacSingapore Airlines Platinum credit card
19.24% $250 $2,482 0.99% for 6 months and then 20.49% yes
Altitude Gold
Image of WestpacAltitude Gold credit card
19.64% $150 $2,218 1.99% for 9 months and then 21.24% yes
Earth Gold
Image of WestpacEarth Gold credit card
19.64% $125 $2,143 0.99% for 6 months and then 21.14% yes
Singapore Airlines Gold
Image of WestpacSingapore Airlines Gold credit card
19.24% $125 $2,107 0.99% for 6 months and then 20.49% yes
Altitude
Image of WestpacAltitude credit card
19.64% $100 $2,068 1.99% for 9 months and then 21.24% yes
55 Day Platinum MasterCard or Visa
Image of Westpac55 Day Platinum MasterCard or Visa credit card
19.34% $130 $2,001 1.99% for 9 months and then 21.24% no
Earth
Image of WestpacEarth credit card
19.64% $75 $1,993 0.99% for 6 months and then 21.14% yes
55 Day Gold MasterCard or Visa
Image of Westpac55 Day Gold MasterCard or Visa credit card
19.34% $90 $1,921 1.99% for 9 months and then 21.24% no
Student Visa Card
Image of WestpacStudent Visa Card credit card
20.20% $30 $1,878 no
55 Day MasterCard or Visa
Image of Westpac55 Day MasterCard or Visa credit card
0.00% for 5 months 19.34% $30 $1,559 1.99% for 9 months and then 21.24% no
Low Rate
Image of WestpacLow Rate credit card
13.24% $45 $1,327 1.99% for 9 months and then 21.24% no

*Interest assuming a $3,000 balance and no interest free period, plus total annual fees including any introductory fee waiver.

As Australia’s first bank, Westpac has been serving customers since 1817! Now Westpac is set to merge with St George to create Australia’s largest financial services company. Westpac customers will benefit from things like being able

to use both banks’ ATM networks without paying any extra fees. So if you’re after the security offered by a major bank, check out Westpac’s range of savings accounts, home loans, personal loans, credit cards and other banking services.

Reviews of Westpac credit cards

A Mozo reviewer from Queensland, a Westpac credit card customer. 7Overall Rating
  i like this product because of the low interest rate. Reviewed about 2 hours ago  
  • 8Pricing
  • 6Product Features
  • 9Customer Service
  • 7Convenience
  • 9Trust
Caroline from Western Australia, a Westpac credit card customer. 8Overall Rating
  Love the rewards and the service. All staff are helpful and falcon security monitors 24/7 for fraudulent transactions. They are on to the dodgies immediately Reviewed about 2 hours ago  
  • 10Pricing
  • 10Product Features
  • 8Customer Service
  • 7Convenience
  • 8Trust
A Mozo reviewer from New South Wales, a Westpac credit card customer. 5Overall Rating
  They have been helpful Reviewed about 3 hours ago  
  • 5Pricing
  • 5Product Features
  • 5Customer Service
  • 5Convenience
  • 5Trust
A Mozo reviewer from New South Wales, a Westpac credit card customer. 10Overall Rating
  when i need help with any of my accounts i can ring a number and find the help straight away Reviewed about 3 hours ago  
  • 10Pricing
  • 10Product Features
  • 10Customer Service
  • 10Convenience
  • 10Trust
A Mozo reviewer from Victoria, a Westpac credit card customer. 5Overall Rating
  The card has been reasonably good, but the interest rates do change without notice and when they dropped the interest rates to a percentage rate that was 2-3% lower they did not inform me that the option existed. Also they did not offer me the drop in interest rate until I contacted them about it after seeing an ad for the card. Then to change to the lower interest rate required changing account numbers. Since then they have been progressively increasing the rate with out any real notice or warning. This would be my main gripe. Reviewed 1 day ago  
  • 4Pricing
  • 3Product Features
  • 6Customer Service
  • 7Convenience
  • 6Trust

How are other Westpac products rated by the Mozo community?

Product Type Overall Price Features Service Convenience Trust
Overall 6.5 5.4 5.6 6.4 7.3 6.5
Westpac credit cards 6.5 1267 REVIEWS 5.4 5.6 6.4 7.3 6.5
Westpac savings accounts 6.8 1306 REVIEWS 5.9 5.2 6.9 7.5 6.9
Westpac bank accounts 6.7 1101 REVIEWS 5.8 5.4 6.8 7.5 6.8
Westpac home loans 6.3 908 REVIEWS 5.8 6.2 6.5 7.3 6.1
Westpac term deposits 7.5 118 REVIEWS 7.2 6.1 7.4 7.8 7.7
Westpac personal loans 6.5 215 REVIEWS 5.8 5.5 6.7 7.6 6.5

Other providers of credit cards

With so many different credit cards on the market now, it's a tough call to pick the best one. Mozo is Australia's online money info zone, with all the objective information you need to make the right credit card choice. You can find and compare Westpac credit cards with Mozo or check out these other providers.

 

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