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Platinum credit cards

  • Hey big spender... Platinum credit cards bring all the lovely perks of higher credit limits, super-charged rewards programs and concierge services. Of course, they tend to bring hefty interest rates, too, so you'll want to pay off that platinum card balance.

  • What are the benefits of a platinum credit card?

    Aside from the Gordon Gecko thrill of having a platinum credit card on your person, you could also have access to credit card rewards programs and accelerated points-per-dollar deals, special deals for dining and travel, as well as concierge services.

  • How do I compare reward programs for platinum credit cards?

    Not so long ago, you actually couldn't. Now, thanks to Mozo's world-first Rewards Revealer, you can find out the value of your credit spend for various frequent flyers, cash back, across the platinum credit card market.

  • Can I apply for a platinum credit card online?

    Indeed you can. Once you've selected the best platinum credit card deal, simply hit the 'go to site' button to be transfered to the platinum provider.

Credit card comparisons on Mozo Rates updated daily

  • American Express Velocity Platinum Card

    American Express Velocity Platinum Card

    • 0% p.a. on balance transfers for the first 12 months
    • Earn up to 3 points per dollar spent on eligible purchases
    • Receive 50,000 Membership Rewards Bonus Points (T&Cs apply)

    Balance transfer rate

    0% p.a. for 12 months (1.00% balance transfer fee)

    annual fees

    $349

    purchase rate

    20.74% p.a.

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    More info

    • 0% p.a. on balance transfers for the first 12 months
    • Earn up to 3 points per dollar spent on eligible purchases
    • Receive 50,000 Membership Rewards Bonus Points (T&Cs apply)
    • Balance transfer rate: 0% p.a. for 12 months (1.00% balance transfer fee)
    • Annual fees: $349
    • Purchase rate: 20.74% p.a.
    • Interest free days: 44
    • Interest rate on cash withdrawals:
    • Fee for cash withdrawals: 2%, min $2.50
    • Rewards_description: Points automatically transferred to your Velocity account
    Overall rating

    7.3

    Based on 255 American Express credit card reviews

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  • HSBC Platinum Qantas Credit Card

    HSBC Platinum Qantas Credit Card

    • Visa payWave for convenient contactless purchases under $100
    • 60,000 bonus Qantas Points when you apply by 30 June 2017. Conditions apply
    • $0 additional cardholder fee

    Balance transfer rate

    0% p.a. for 6 months and then 21.99% p.a.

    annual fees

    $199

    purchase rate

    19.99% p.a.

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    • Visa payWave for convenient contactless purchases under $100
    • 60,000 bonus Qantas Points when you apply by 30 June 2017. Conditions apply
    • $0 additional cardholder fee
    • Balance transfer rate: 0% p.a. for 6 months and then 21.99% p.a.
    • Annual fees: $199
    • Purchase rate: 19.99% p.a.
    • Interest free days: 55
    • Interest rate on cash withdrawals: 21.99% p.a.
    • Fee for cash withdrawals: 3%, min $4.00
    • Rewards_description: Points are automatically accredited to the Qantas Frequent Flyer Program.
    Overall rating

    5.5

    Based on 139 HSBC credit card reviews

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  • Mozo's pick of the month

    A credit card with all the Coles benefits!  

    Coles No Annual Fee MasterCard

    Coles No Annual Fee MasterCard

    • $50 off your Coles shop if you apply & are approved by 30th of April 2017. Promo code: promo1
    • No annual fee to pay, ever
    • 0% p.a. on balance transfers for 6 months

    Balance transfer rate

    0% p.a. for 6 months

    annual fees

    $0

    purchase rate

    19.99% p.a.

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    More info

    • $50 off your Coles shop if you apply & are approved by 30th of April 2017. Promo code: promo1
    • No annual fee to pay, ever
    • 0% p.a. on balance transfers for 6 months
    • Balance transfer rate: 0% p.a. for 6 months
    • Annual fees: $0
    • Purchase rate: 19.99% p.a.
    • Interest free days: 62
    • Interest rate on cash withdrawals: 19.99% p.a.
    • Fee for cash withdrawals: 3%, Min $1.95
    • Rewards_description: Earn 1 flybuys point for every $2 you spend.
    Overall rating

    6.8

    Based on 156 Coles credit card reviews

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  • NAB Low Rate Platinum Card

    NAB Low Rate Platinum Card

    • 0%p.a. on balance transfer for 18 months (one off 3% BT fee)
    • Up to 55 days interest free on purchases
    • Secure online application and fast response

    Balance transfer rate

    0% p.a. for 18 months and then 21.74% p.a. (3.00% balance transfer fee)

    annual fees

    $100

    purchase rate

    13.99% p.a.

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    • 0%p.a. on balance transfer for 18 months (one off 3% BT fee)
    • Up to 55 days interest free on purchases
    • Secure online application and fast response
    • Balance transfer rate: 0% p.a. for 18 months and then 21.74% p.a. (3.00% balance transfer fee)
    • Annual fees: $100
    • Purchase rate: 13.99% p.a.
    • Interest free days: 55
    • Interest rate on cash withdrawals: 21.74% p.a.
    • Fee for cash withdrawals: 2%, Min $2.50
    • Rewards_description:
    Overall rating

    7.2

    Based on 1409 NAB credit card reviews

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  • Suncorp Clear Options Platinum (Rewards)

    Suncorp Clear Options Platinum (Rewards)

    • 0% p.a. for 18 months on balance transfers
    • 5% cash back on retail purchases for the first 3 months (up to $250 cash back)
    • 1.25 Suncorp Rewards Points for every $1 spent

    Balance transfer rate

    0% p.a. for 18 months and then 21.99% p.a.

    annual fees

    $169

    purchase rate

    20.74% p.a.

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    More info

    • 0% p.a. for 18 months on balance transfers
    • 5% cash back on retail purchases for the first 3 months (up to $250 cash back)
    • 1.25 Suncorp Rewards Points for every $1 spent
    • Balance transfer rate: 0% p.a. for 18 months and then 21.99% p.a.
    • Annual fees: $169
    • Purchase rate: 20.74% p.a.
    • Interest free days: 55
    • Interest rate on cash withdrawals: 21.99% p.a.
    • Fee for cash withdrawals: 3.50%, min $3.50
    • Rewards_description: Redeem your points for travel, gift cards, retail rewards and shopping gift cards.
    Overall rating

    7.0

    Based on 138 Suncorp credit card reviews

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  • St.George Vertigo Platinum - Exclusive Offer

    St.George Vertigo Platinum - Exclusive Offer

    • 3.0% p.a. on balance transfers for the first 36 months
    • A range of complimentary insurances including travel insurance
    • Up to 55 interest free days on purchases

    Balance transfer rate

    3.00% p.a. for 36 months

    annual fees

    $99

    purchase rate

    12.74% p.a.

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    • 3.0% p.a. on balance transfers for the first 36 months
    • A range of complimentary insurances including travel insurance
    • Up to 55 interest free days on purchases
    • Balance transfer rate: 3.00% p.a. for 36 months
    • Annual fees: $99
    • Purchase rate: 12.74% p.a.
    • Interest free days: 55
    • Interest rate on cash withdrawals: 21.49% p.a.
    • Fee for cash withdrawals: 2%, Min $2.50
    • Rewards_description:
    Overall rating

    7.0

    Based on 330 St.George credit card reviews

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  • MOZO EXPERTS CHOICE AWARDS 2016

    28 Degrees Platinum MasterCard

    28 Degrees Platinum MasterCard

    • Award winning credit card
    • $0 overseas fees on purchases
    • 24/7 Worldwide Concierge Service

    Balance transfer rate

    4.99% p.a. for 6 months

    annual fees

    $0

    purchase rate

    21.99% p.a.

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    • Award winning credit card
    • $0 overseas fees on purchases
    • 24/7 Worldwide Concierge Service
    • Balance transfer rate: 4.99% p.a. for 6 months
    • Annual fees: $0
    • Purchase rate: 21.99% p.a.
    • Interest free days: 55
    • Interest rate on cash withdrawals: 21.99% p.a.
    • Fee for cash withdrawals: 3%, min $4
    • Rewards_description:
    Overall rating

    7.3

    Based on 161 28 Degrees credit card reviews

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  • Bankwest Zero Platinum MasterCard

    Bankwest Zero Platinum MasterCard

    • No annual fee
    • Complimentary credit card international travel insurance for you and your family
    • No transaction fees on overseas purchases

    Balance transfer rate

    2.99% p.a. for 9 months

    annual fees

    $0

    purchase rate

    17.99% p.a.

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    More info

    • No annual fee
    • Complimentary credit card international travel insurance for you and your family
    • No transaction fees on overseas purchases
    • Balance transfer rate: 2.99% p.a. for 9 months
    • Annual fees: $0
    • Purchase rate: 17.99% p.a.
    • Interest free days: 55
    • Interest rate on cash withdrawals: 21.99% p.a.
    • Fee for cash withdrawals: 2%, Min $4.00
    • Rewards_description:
    Overall rating

    7.7

    Based on 298 Bankwest credit card reviews

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  • ANZ Frequent Flyer Platinum

    ANZ Frequent Flyer Platinum

    • 50,000 Bonus Qantas Points when you spend $2,500 on eligible purchases in the first 3 months
    • No annual fee for the first year
    • Now with Apple Pay

    Balance transfer rate

    annual fees

    $295 $0 in the first 1 year

    purchase rate

    19.99% p.a.

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    More info

    • 50,000 Bonus Qantas Points when you spend $2,500 on eligible purchases in the first 3 months
    • No annual fee for the first year
    • Now with Apple Pay
    • Balance transfer rate:
    • Annual fees: $295 $0 in the first 1 year
    • Purchase rate: 19.99% p.a.
    • Interest free days: 55
    • Interest rate on cash withdrawals: 21.49% p.a.
    • Fee for cash withdrawals: 2%
    • Rewards_description: Points are automatically credited to the Qantas Frequent Flyer program.
    Overall rating

    6.9

    Based on 1932 ANZ credit card reviews

    Need more information?
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  • ANZ Low Rate Platinum

    ANZ Low Rate Platinum

    • $6,000 minimum credit limit
    • 0% p.a on balance transfers for the first 16 months from approval (2% balance transfer fee)
    • Enjoy complimentary overseas travel and medical insurance

    Balance transfer rate

    0% p.a. for 16 months and then 21.74% p.a. (2.00% balance transfer fee)

    annual fees

    $99

    purchase rate

    11.49% p.a.

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    More info

    • $6,000 minimum credit limit
    • 0% p.a on balance transfers for the first 16 months from approval (2% balance transfer fee)
    • Enjoy complimentary overseas travel and medical insurance
    • Balance transfer rate: 0% p.a. for 16 months and then 21.74% p.a. (2.00% balance transfer fee)
    • Annual fees: $99
    • Purchase rate: 11.49% p.a.
    • Interest free days: 55
    • Interest rate on cash withdrawals: 21.74% p.a.
    • Fee for cash withdrawals: 2%
    • Rewards_description:
    Overall rating

    6.9

    Based on 1932 ANZ credit card reviews

    Need more information?
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  • St.George Vertigo Platinum

    St.George Vertigo Platinum

    • 0% p.a. on balance transfers for the first 12 months
    • 0% p.a. on purchases for the first 6 months
    • Up to 55 interest free days on purchases

    Balance transfer rate

    0% p.a. for 12 months

    annual fees

    $99 $0 in the first year for existing St.George customers

    purchase rate

    0% p.a. for 6 months then 12.74% p.a.

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    More info

    • 0% p.a. on balance transfers for the first 12 months
    • 0% p.a. on purchases for the first 6 months
    • Up to 55 interest free days on purchases
    • Balance transfer rate: 0% p.a. for 12 months
    • Annual fees: $99 $0 in the first year for existing St.George customers
    • Purchase rate: 0% p.a. for 6 months then 12.74% p.a.
    • Interest free days: 55
    • Interest rate on cash withdrawals: 21.49% p.a.
    • Fee for cash withdrawals: 2%, Min $2.50
    • Rewards_description:
    Overall rating

    7.0

    Based on 330 St.George credit card reviews

    Need more information?
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  • American Express Platinum Edge Credit Card

    American Express Platinum Edge Credit Card

    • Receive 5,000 Membership Rewards Bonus Points (T&Cs apply)
    • $200 travel credit
    • Enjoy no annual fee for the first year (T&Cs apply)

    Balance transfer rate

    0% p.a. for 12 months (1.00% balance transfer fee)

    annual fees

    $195 $0 in the first 1 year

    purchase rate

    20.74% p.a.

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    More info

    • Receive 5,000 Membership Rewards Bonus Points (T&Cs apply)
    • $200 travel credit
    • Enjoy no annual fee for the first year (T&Cs apply)
    • Balance transfer rate: 0% p.a. for 12 months (1.00% balance transfer fee)
    • Annual fees: $195 $0 in the first 1 year
    • Purchase rate: 20.74% p.a.
    • Interest free days: 55
    • Interest rate on cash withdrawals:
    • Fee for cash withdrawals: 2%, min $2.50
    • Rewards_description: Transfer points to a range of airline programs or redeem your points for travel, gift cards, retail rewards and shopping gift cards.
    Overall rating

    7.3

    Based on 255 American Express credit card reviews

    Need more information?
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  • HSBC Platinum Credit Card

    HSBC Platinum Credit Card

    • 0% p.a. on balance transfers for 15 months. Conditions apply
    • Offer available to new customers who apply by 30 June 2017
    • Earn 1 Rewards Point on every dollar you spend on eligible purchases

    Balance transfer rate

    0% p.a. for 15 months and then 21.99% p.a.

    annual fees

    $149 Refunded when you spend over $6,000 p.a

    purchase rate

    19.99% p.a.

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    More info

    • 0% p.a. on balance transfers for 15 months. Conditions apply
    • Offer available to new customers who apply by 30 June 2017
    • Earn 1 Rewards Point on every dollar you spend on eligible purchases
    • Balance transfer rate: 0% p.a. for 15 months and then 21.99% p.a.
    • Annual fees: $149 Refunded when you spend over $6,000 p.a
    • Purchase rate: 19.99% p.a.
    • Interest free days: 55
    • Interest rate on cash withdrawals: 21.99% p.a.
    • Fee for cash withdrawals: 3%, min $4.00
    • Rewards_description: Redeem your points for travel, gift cards, retail rewards and shopping gift cards.
    Overall rating

    5.5

    Based on 139 HSBC credit card reviews

    Need more information?
    Go to site

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  • Bankwest Qantas Platinum MasterCard

    Bankwest Qantas Platinum MasterCard

    • No foreign transaction fee
    • Earn up to 0.5 Qantas Point per $1 spent on eligible purchases
    • Complimentary Credit Card Travel Insurance

    Balance transfer rate

    2.99% p.a. for 9 months

    annual fees

    $160

    purchase rate

    20.49% p.a.

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    More info

    • No foreign transaction fee
    • Earn up to 0.5 Qantas Point per $1 spent on eligible purchases
    • Complimentary Credit Card Travel Insurance
    • Balance transfer rate: 2.99% p.a. for 9 months
    • Annual fees: $160
    • Purchase rate: 20.49% p.a.
    • Interest free days: 44
    • Interest rate on cash withdrawals: 21.99% p.a.
    • Fee for cash withdrawals: 2%, Min $4.00
    • Rewards_description: Points are automatically credited to the Qantas Frequent Flyer program.
    Overall rating

    7.7

    Based on 298 Bankwest credit card reviews

    Need more information?
    Go to site

    More info

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