Student credit cards

  • A credit card can be a helpful money management tool for students. The key features to look for include a low purchase rate and low fees because the less you pay in these the more of your repayments will go towards paying down any debt accrued. If you maintain good credit card habits as a student, such as sticking well within your credit limit and always making payments on time, you'll develop a good credit profile so that when the time comes for you to borrow larger amounts, such as for a car or home, you'll be able to negotiate better deals. Compare some student credit card options below.

  • Student credit card comparisons on Mozo - last updated January 24, 2021

    Search promoted credit cards below or do a full Mozo database search. Advertiser disclosure.
    • Bendigo Bank Low Rate Credit Card

      Bonus $150 Woolworths Supermarket Gift Card when you spend $1,000 on eligible purchases within 90 days of opening your account. 0% on purchases for 15 months from account opening (Reverts to 11.99% p.a) Annual fee of $45 and no fees for additional cardholders.

      Purchase rate
      Balance transfer rate
      Annual fee
      Rewards program
      0% p.a. for 15 months then 11.99% p.a.
      No current offer
      $45
      -
      Compare
      Details
    • Bankwest Breeze Mastercard

      Enjoy 0% p.a on balance transfers for 26 months (2% BT fee applies) then 10.99% thereafter. No annual fee for the first year. Limited time only. Other fees, T&Cs apply. New Mastercard Breeze customers only.

      Purchase rate
      Balance transfer rate
      Annual fee
      Rewards program
      10.99% p.a.
      0% p.a. for 26 months and then 10.99% p.a. (2.00% balance transfer fee)
      $49 $0 in the first year
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      Details
    • Hot DealLimited time cashback offer
      Westpac Low Rate

      Enjoy 0% p.a. interest on balance transfers for the first 24 months. Get $200 cashback with $1k minimum spend on eligible purchases within 90 days of card approval. 55 interest free days and low on-going rate of 13.74% on all purchases.

      Purchase rate
      Balance transfer rate
      Annual fee
      Rewards program
      13.74% p.a.
      0% p.a. for 24 months and then 21.49% p.a. (1.00% balance transfer fee)
      $59
      -
      Compare
      Details
    • ME frank Credit Card

      Meet Frank, a low rate credit card with up to 55 interest free days, no annual fee and no strings attached. If simple, hassle free spending is your goal, you and Frank might be a match made in heaven.

      Purchase rate
      Balance transfer rate
      Annual fee
      Rewards program
      11.99% p.a.
      No current offer
      $0
      -
      Compare
      Details
    • mozo-experts-choice-2020
      St.George Vertigo

      0% p.a. for 24 months on balance transfers requested at card application. No balance transfer fee. Rate then switches to applicable variable cash advance rate. First year annual card fee waived for the first year ($55 thereafter). Available to new cards only, Eligibility criteria and T&Cs apply. Offer ends March 30th 2021. Mozo Experts Choice Balance Transfer Credit Card Winner 2020^.

      Purchase rate
      Balance transfer rate
      Annual fee
      Rewards program
      13.99% p.a.
      0% p.a. for 24 months and then 21.49% p.a.
      $55 $0 in the first year
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      Compare
      Details
    • mozo-experts-choice-2020
      CUA Low Rate Credit Card

      0% balance transfer rate for 20 months and up to 55 interest free days. No annual fee for the first year and $49 after. Mozo Experts Choice Balance Transfer Platinum Credit Card Winner 2020 20.

      Purchase rate
      Balance transfer rate
      Annual fee
      Rewards program
      11.99% p.a.
      0% p.a. for 20 months and then 21.74% p.a.
      $49 $0 in the first year
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      Compare
      Details
    • Defence Bank Foundation Credit Card

      Defence Bank Low Rate Credit Card offers a 3.99% p.a. 6 month introductory rate on balance transfers, purchases and cash advances. Up to 55 days interest free on purchases.

      Purchase rate
      Balance transfer rate
      Annual fee
      Rewards program
      3.99% p.a. for 6 months then 8.99% p.a.
      3.99% p.a. for 6 months and then 8.99% p.a.
      $45
      -
      Compare
      Details
    • Apply By February 24, 2021
      Qantas Money Qantas Premier Platinum

      0% p.a. for 18 months on Balance Transfers, reverts to cash advance rate thereafter. Earn up to 100,000 bonus Qantas Points when spending $4,000 or more on eligible purchases (T&Cs apply).

      Purchase rate
      Balance transfer rate
      Annual fee
      Rewards program
      19.99% p.a.
      0% p.a. for 18 months and then 21.99% p.a. (1.00% balance transfer fee)
      $299 $199 in the first year
      Qantas Frequent Flyer
      Compare
      Details
    • mozo-experts-choice-2020
      CUA Platinum Credit Card

      0% p.a. balance transfer, $0 annual fee for the first year and also receive 1 rewards point for every dollar spent. Purchase protection insurance. Mozo Experts Choice Balance Transfer Platinum Credit Card Winner 2020^.

      Purchase rate
      Balance transfer rate
      Annual fee
      Rewards program
      19.99% p.a.
      0% p.a. for 20 months and then 21.74% p.a.
      $149 $0 in the first year
      CUA Platinum Rewards
      Compare
      Details
    • Virgin Money Virgin Australia Velocity Flyer Card - Balance Transfer Offer

      Get in the air with a $129 Virgin Australia Gift Voucher each year. 0% p.a. for 26 months on balance transfers.

      Purchase rate
      Balance transfer rate
      Annual fee
      Rewards program
      20.74% p.a.
      0% p.a. for 26 months and then 20.99% p.a.
      $129 $64 in the first year
      Velocity Frequent Flyer
      Compare
      Details
    • Bankwest Zero Mastercard

      No annual fee and up to 55 days interest free on purchases. Get a notification before your minimum payment is due by setting up Easy Alerts in the Bankwest app.

      Purchase rate
      Balance transfer rate
      Annual fee
      Rewards program
      17.99% p.a.
      2.99% p.a. for 9 months and then 17.99% p.a.
      $0
      -
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      Details
    • BankSA Amplify Signature

      Earn up to 200,000 Bonus Amplify Rewards Points over 2 years (130k yr 1, 70k yr 2) when you spend $12k on eligible purchases each year. $139 reduced first year annual card fee (normally $279). New cards only, Eligibility criteria and T&Cs apply. Offer ends 9 February 2021.

      Purchase rate
      Balance transfer rate
      Annual fee
      Rewards program
      19.74% p.a.
      0% p.a. for 6 months and then 21.49% p.a.
      $279 $139 in the first year
      Amplify Rewards
      Compare
      Details
    • ANZ Low Rate

      An everyday credit card with 0% p.a. for 25 months on balance transfers and $0 annual fee in First Year (1.5% Balance Transfer Fee applies). Apply online in just five minutes. A minimum credit limit of $1,000 applies.

      Purchase rate
      Balance transfer rate
      Annual fee
      Rewards program
      12.49% p.a.
      0% p.a. for 25 months and then 20.24% p.a. (1.50% balance transfer fee)
      $58 $0 in the first year
      -
      Compare
      Details
    • Suncorp Clear Options Platinum

      Receive 100,000 bonus Suncorp Credit Card Rewards Points when you spend $3,000 on Eligible Transactions in the first 90 days from approval (T&Cs apply). Be rewarded for your purchases and enjoy premium benefits such as complimentary insurances.

      Purchase rate
      Balance transfer rate
      Annual fee
      Rewards program
      20.74% p.a.
      No current offer
      $129
      Suncorp Rewards
      Compare
      Details
    • Bank of Melbourne Vertigo

      Get 24 months 0% p.a. on balance transfers requested at card application. No balance transfer fee. Rate then switches to applicable variable cash advance rate. Pay no annual card fee for the first year ($55 thereafter). New cards only, Eligibility criteria and T&Cs apply. Offer ends March 30th 2021.

      Purchase rate
      Balance transfer rate
      Annual fee
      Rewards program
      13.99% p.a.
      0% p.a. for 24 months and then 21.49% p.a.
      $55 $0 in the first year
      -
      Compare
      Details
    • mozo-experts-choice-2020
      American Express Qantas Discovery Card

      Receive up to 1.75 Qantas Points for every $1 spent on Card purchases (T&Cs apply). No annual fee for the life of the card. T&C’s apply. Mozo Experts Choice Qantas Frequent Flyer Credit Card Winner 2020^.

      Purchase rate
      Balance transfer rate
      Annual fee
      Rewards program
      20.74% p.a.
      No current offer
      $0
      Qantas Frequent Flyer
      Compare
      Details

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