Student credit cards

  • A credit card can be a helpful money management tool for students. The key features to look for include a low purchase rate and low fees because the less you pay in these the more of your repayments will go towards paying down any debt accrued. If you maintain good credit card habits as a student, such as sticking well within your credit limit and always making payments on time, you'll develop a good credit profile so that when the time comes for you to borrow larger amounts, such as for a car or home, you'll be able to negotiate better deals. Compare some student credit card options below.

  • Student credit card comparisons on Mozo - page last updated October 26, 2020

    Search promoted credit cards below or do a full Mozo database search. Advertiser disclosure.

    • Hot Deal$200 Cashback Offer (T&Cs apply)

      Thumbnail icon for Westpac
      Westpac Low Rate

      13.74% p.a.

      0% p.a. for 20 months and then 21.49% p.a. (1.00% balance transfer fee)

      $59

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    • Thumbnail icon for Virgin Money
      Virgin Money Virgin Australia Velocity Flyer Card - Balance Transfer Offer

      20.74% p.a.

      0% p.a. for 22 months and then 20.99% p.a.

      $129 $64 in the first year

      Velocity Frequent Flyer

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    • Thumbnail icon for CUA
      mozo-experts-choice-2020
      CUA Low Rate Credit Card

      11.99% p.a.

      0% p.a. for 20 months and then 21.74% p.a.

      $49 $0 in the first year

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    • Apply ByNovember 30, 2020

      Thumbnail icon for Qantas Money
      Qantas Money Qantas Premier Platinum

      19.99% p.a.

      0% p.a. for 18 months and then 21.99% p.a. (1.00% balance transfer fee)

      $299 $199 in the first year

      Qantas Frequent Flyer

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    • Thumbnail icon for ME
      ME frank Credit Card

      11.99% p.a.

      No current offer

      $0

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    • Thumbnail icon for ANZ
      ANZ Low Rate

      12.49% p.a.

      0% p.a. for 25 months and then 20.24% p.a. (1.50% balance transfer fee)

      $58 $0 in the first year

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    • Thumbnail icon for NAB
      NAB Low Rate Card

      12.99% p.a.

      0% p.a. for 20 months and then 21.74% p.a. (2.00% balance transfer fee)

      $59

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    • Thumbnail icon for St.George
      mozo-experts-choice-2020
      St.George Vertigo

      0% p.a. for 7 months then 13.99% p.a.

      0% p.a. for 22 months and then 21.49% p.a. (1.50% balance transfer fee)

      $55 $0 in the first year

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    • Thumbnail icon for American Express
      mozo-experts-choice-2020
      American Express Qantas Discovery Card

      20.74% p.a.

      No current offer

      $0

      Qantas Frequent Flyer

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    • Thumbnail icon for Bankwest
      Bankwest Zero Platinum Mastercard

      17.99% p.a.

      2.99% p.a. for 9 months and then 17.99% p.a.

      $0

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    • Thumbnail icon for Suncorp
      Suncorp Clear Options Platinum

      20.74% p.a.

      No current offer

      $129

      Suncorp Rewards

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    • Thumbnail icon for Bank of Melbourne
      Bank of Melbourne Vertigo

      0% p.a. for 7 months then 13.99% p.a.

      0% p.a. for 22 months and then 21.49% p.a. (1.50% balance transfer fee)

      $55 $0 in the first year

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    • Thumbnail icon for NAB
      mozo-experts-choice-2020
      NAB StraightUp Card

      $10/month - $1,000 Credit Limit

      0% p.a.

      No current offer

      $120 $10/month - waived if no spend & no balance owing

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    • Thumbnail icon for BankSA
      BankSA Amplify Platinum

      0% p.a. for 7 months then 19.74% p.a.

      0% p.a. for 22 months and then 21.49% p.a. (1.50% balance transfer fee)

      $99 $0 in the first year

      Amplify Rewards

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    • Thumbnail icon for Bankwest
      Bankwest Breeze Mastercard

      0% p.a. for 15 months then 10.99% p.a.

      2.99% p.a. for 9 months and then 10.99% p.a. (0% balance transfer fee)

      $49

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    • Apply ByNovember 30, 2020

      Thumbnail icon for Citi
      Citi Rewards

      21.49% p.a.

      0% p.a. for 30 months and then 22.24% p.a. (1.50% balance transfer fee)

      $149 $49 in the first year

      Citi Rewards Program

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    • Thumbnail icon for Virgin Money
      Virgin Money No Annual Fee Card

      18.99% p.a.

      0% p.a. for 12 months and then 20.99% p.a.

      $0

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