Low Fee card image
Mini meca 2023

Westpac Low Fee

Advertiser disclosure
Purchase rate
20.99% p.a.
Balance transfer rate
No current offer
Annual fees
$30 $0 when you spend over $5,000 p.a, $0 in the first year
Interest free days on purchases
55

Details

Rates and fees information correct as at 8 September 2024 Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

20.99% p.a.

none

No current offer

yes

21.99% p.a.

55

Fees

$30.00

$0 in the first year

$5,000.00

none

$15.00

3%

3.00%

$0.00

$0.00

$0.00

Features

$10.00

2.0

1

none

Payment options

Apple Pay, Google Wallet, Samsung Pay, Garmin Pay

Other benefits

PartPay available. Up to $200 cashback when you apply by 30th November 2024. $50 cashback will be awarded every month when $1k or more spent on eligible purchases for first 4 statement periods.

Customer Reviews

How are Westpac credit cards rated by the Mozo community?

Overall
7.3/10
Price
5.9/10
Features
6.0/10
Customer service
6.9/10
Convenience
7.6/10
Trust
7.0/10
Based on 4737 Westpac credit card reviews as rated by the Mozo customers. More about the Mozo Customer Ratings.
Mozo recommends that ratings are only one factor to be taken into account when deciding whether to take up any financial product offer.

Latest reviews of Westpac Low Fee Credit Card

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10.99% p.a.

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1.25 points up to 100,000 points/year, then
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1 point up to 20,000 points/month

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$250 $150 in the first year

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0.66 points up to $3,000/month, then
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1 point uncapped

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180,000

1.25 points uncapped

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0.75 points uncapped

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0% p.a. for 6 months and then 22.24% p.a.

21.49% p.a.

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Citi Rewards Program

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Velocity Frequent Flyer

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19.99% p.a.

$100

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0% p.a. for 12 months and then 25.99% p.a. (2.00% balance transfer fee)

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0% p.a. for 28 months and then 21.74% p.a. (2.00% balance transfer fee)

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14.99% p.a.

0% p.a. for 24 months and then 22.24% p.a. (1.50% balance transfer fee)

$99 $49 in the first year

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12.99% p.a.

0% p.a. for 12 months and then 25.99% p.a. (2.00% balance transfer fee)

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