Westpac credit cards

3.4
Based on 4,737 Westpac credit card product reviews.
Fact Checked

Looking to add some convenience and flexibility to your spending experience? A credit card can be a great way to handle your budget, as long as you choose the right card and then use it wisely. Each type of credit card has pros and cons, and each provider offers different things as well. 

Australia’s first and oldest bank, Westpac was established in 1817 as the Bank of NSW, and began trading under the name Westpac in the early 80s. Today, it offers Aussies a huge range of banking products like savings accounts, home loans, insurance and a range of credit card options. So if you’re ready for a flashy piece of plastic, check out all the details about Westpac credit cards below.

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Last updated 25 October 2024 Important disclosures

Westpac credit cards

  • Low Fee

    Purchase rate
    20.99 % p.a.
    Balance transfer rate
    No current offer
    Annual fee
    $30
    $0 when you spend over $5,000 p.a $0 in the first year
    Rewards program
    Link not supplied

  • Altitude Platinum

    Purchase rate
    20.99 % p.a.
    Balance transfer rate
    No current offer
    Annual fee
    $250
    $119 in the first year
    Rewards program
    Qantas Frequent Flyer
    Link not supplied

  • Low Rate

    Purchase rate
    13.74 % p.a.
    Balance transfer rate
    0.00 % p.a.
    For 26 months and then 21.99% p.a. 2.00% balance transfer fee)
    Annual fee
    $59
    Rewards program
    Link not supplied

  • Altitude Platinum

    Purchase rate
    20.99 % p.a.
    Balance transfer rate
    No current offer
    Annual fee
    $175
    $49 in the first year
    Rewards program
    Altitude Rewards
    Link not supplied

  • Altitude Black

    Purchase rate
    20.99 % p.a.
    Balance transfer rate
    No current offer
    Annual fee
    $295
    $150 in the first year
    Rewards program
    Altitude Rewards
    Link not supplied

  • Altitude Black

    Purchase rate
    20.99 % p.a.
    Balance transfer rate
    No current offer
    Annual fee
    $370
    $150 in the first year
    Rewards program
    Qantas Frequent Flyer
    Link not supplied

  • Lite Card

    Purchase rate
    9.90 % p.a.
    Balance transfer rate
    No current offer
    Annual fee
    $108
    Rewards program
    Link not supplied

  • Altitude Platinum

    Purchase rate
    20.99 % p.a.
    Balance transfer rate
    No current offer
    Annual fee
    $250
    $119 in the first year
    Rewards program
    Velocity Frequent Flyer
    Link not supplied

  • Altitude Black

    Purchase rate
    20.99 % p.a.
    Balance transfer rate
    No current offer
    Annual fee
    $370
    $150 in the first year
    Rewards program
    Velocity Frequent Flyer
    Link not supplied

  • Low Rate - Cashback Offer

    Purchase rate
    13.74 % p.a.
    Balance transfer rate
    No current offer
    Annual fee
    $59
    Rewards program
    Link not supplied

  • Flex Card

    • available to Westpac account holders only
    Purchase rate
    0.00 % p.a.
    Balance transfer rate
    No current offer
    Annual fee
    $120
    $10 monthly fee waived if the outstanding balance on the previous statement is paid in full by the due date.
    Rewards program
    Link not supplied

Get the latest news and product updates.

Westpac credit card ratings

Overall customer rating for Westpac credit cards

3.4
Based on 4,737 product reviews.

Customer reviews

Important disclosures

Westpac products

Credit card quick links


^See information about the Mozo Experts Choice Credit Card Awards

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