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No annual fee credit cards

  • Everybody hates bank fees. And who doesn't love a fee free credit card? There are plenty of great deals going around, including no annual fee credit cards and other low fee and interest deals.

  • Are there any downsides to a no annual fee credit card?

    Well, most no or low fee credit cards don't offer rewards programs (some do, but they're perhaps not the most rewarding programs around). Plus some no annual fee credit cards sting you with higher interest rates - so if you occasionally forget to pay your monthly balance, or have an ongoing credit debt, you're probably better off with a low rate credit card.

  • Are no annual fee credit cards better than low rate ones?

    Why not let Mozo's Credit Card Switch & Save Calculator crunch the numbers? If you have ongoing debt, it'll find the best deal from the whole market in seconds.

  • How do I compare no annual fee credit cards?

    If you're after still more deals than the latest no annual fee card deals listed below, try our search tool . You can rank the whole credit card market from lowest to highest annual fee in seconds.

Credit card comparisons on Mozo - rates updated daily

  • MOZO EXPERTS CHOICE AWARDS 2016

    American Express Essential Credit Card

    American Express Essential Credit Card

    • Receive a $50 credit when you apply online and meet spend criteria
    • Earn up to 1 Membership Rewards point for every $1 spent
    • $0 annual fee

    annual fees

    $0

    Balance transfer rate

    0% p.a. for 12 months (1.00% balance transfer fee)

    purchase rate

    14.99% p.a.

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    More info

    • Receive a $50 credit when you apply online and meet spend criteria
    • Earn up to 1 Membership Rewards point for every $1 spent
    • $0 annual fee
    • Balance transfer rate: 0% p.a. for 12 months (1.00% balance transfer fee)
    • Annual fees: $0
    • Purchase rate: 14.99% p.a.
    • Interest free days: 55
    • Interest rate on cash withdrawals:
    • Fee for cash withdrawals:
    • Rewards description: Transfer points to a range of airline programs or redeem your points for travel, gift cards, retail rewards and shopping gift cards.
    Overall rating

    7.3

    Based on 255 American Express credit card reviews

    Need more information?
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  • MOZO EXPERTS CHOICE AWARDS 2016

    ME frank Credit Card

    ME frank Credit Card

    • Experts Choice Winner - Best Low Rate & Fee Free Credit Card
    • Low rate of 11.99% p.a on purchases and cash advances
    • Up to 55 days interest free on purchases

    annual fees

    $0

    Balance transfer rate

    purchase rate

    11.99% p.a.

    Go to site

    More info

    • Experts Choice Winner - Best Low Rate & Fee Free Credit Card
    • Low rate of 11.99% p.a on purchases and cash advances
    • Up to 55 days interest free on purchases
    • Balance transfer rate:
    • Annual fees: $0
    • Purchase rate: 11.99% p.a.
    • Interest free days: 55
    • Interest rate on cash withdrawals: 11.99% p.a.
    • Fee for cash withdrawals: 2%, Min $4.00
    • Rewards description:
    Overall rating

    7.6

    Based on 47 ME credit card reviews

    Need more information?
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    More info

  • MOZO EXPERTS CHOICE AWARDS 2016

    American Express Velocity Escape Card

    American Express Velocity Escape Card

    • 0% p.a. on balance transfers for the first 12 months
    • No annual fee
    • Earn 1 Velocity Point per $1 spent (T&Cs apply)

    annual fees

    $0

    Balance transfer rate

    0% p.a. for 12 months (1.00% balance transfer fee)

    purchase rate

    20.74% p.a.

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    More info

    • 0% p.a. on balance transfers for the first 12 months
    • No annual fee
    • Earn 1 Velocity Point per $1 spent (T&Cs apply)
    • Balance transfer rate: 0% p.a. for 12 months (1.00% balance transfer fee)
    • Annual fees: $0
    • Purchase rate: 20.74% p.a.
    • Interest free days: 55
    • Interest rate on cash withdrawals:
    • Fee for cash withdrawals:
    • Rewards description: Points automatically transferred to your Velocity account
    Overall rating

    7.3

    Based on 255 American Express credit card reviews

    Need more information?
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    More info

  • St.George No Annual Fee

    St.George No Annual Fee

    • No annual fee for the life of the card
    • Up to 55 days interest free on purchases.
    • Credit limits starting from $500

    annual fees

    $0

    Balance transfer rate

    0% p.a. for 14 months

    purchase rate

    20.49% p.a.

    Go to site

    More info

    • No annual fee for the life of the card
    • Up to 55 days interest free on purchases.
    • Credit limits starting from $500
    • Balance transfer rate: 0% p.a. for 14 months
    • Annual fees: $0
    • Purchase rate: 20.49% p.a.
    • Interest free days: 55
    • Interest rate on cash withdrawals: 20.49% p.a.
    • Fee for cash withdrawals: 2%, Min $2.50
    • Rewards description:
    Overall rating

    7.0

    Based on 330 St.George credit card reviews

    Need more information?
    Go to site

    More info

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