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BCU Bank Home loan customer reviews

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Based on 44 home loan reviews as rated by the Mozo community.
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Recent BCU Bank home loan customer reviews

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  • BCU Bank Home Loan

    BCU representative Rebecca Wickham was great.

    The representative is the reason for the positive review. Rebecca Wickham at BCU was attentive and patient.

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    Kirsty, Queensland, reviewed 26 days ago
  • BCU Bank OMG Home Loan (Owner Occupier, Principal & Interest, <60% LVR)

    Thank you BCU for being a fantastic bank who cares

    Every single interaction I've had with BCU has been fantastic. Nothing has ever been too much trouble, staff are easy to deal with and have always been super helpful. Recently I made contact to ask if I could switch to a better rate and they had sorted it out for me within days. What's even better is the simple communication style. My lender was able to text me updates and let me know when my paperwork was available in secure mail for signing. So happy with this bank.

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    Katrina, Queensland, reviewed about 2 months ago
  • BCU Bank OMG Home Loan (Owner Occupier, Principal & Interest, <60% LVR)

    Genuine customer-owned bank with great rates

    We received friendly, personal service from our mobile home lender with clear and consistent communication. A year in and we’re emost of the other banks and credit unions which we are very happy with and we’ve experienced new product features and technology being introduced, to our advantage, which has been great. Overall great products so far and an easy-to-use banking app.

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    Claudia, Queensland, reviewed 6 months ago
  • BCU Bank Fixed Rate Home Loan (Owner Occupier, Principal & Interest)

    Amazing & Easy to Use!

    My experience with BCU Bank has been excellent from start to finish! As a first home owner it was excellent that they could explain the process and support us. The rates have been great and the communication has been helpful. Additionally to this the app is easy to use - love the new look and accessibility.

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    Jack, Queensland, reviewed 6 months ago
  • BCU Bank OMG Home Loan (Owner Occupier, Principal & Interest, <60% LVR)

    Competitive rates.

    Great bank, the staff are lovely and very helpful. The only drawback is the cards don’t work with Apple Pay. They have recently updated their app, which was dreadful but seems better now.

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    Tatiana, New South Wales, reviewed over 3 years ago
  • BCU Bank OMG Home Loan (Owner Occupier, Principal & Interest, <60% LVR)

    Quick loan approval and no fee for the loan.

    Easy to deal with and fast approval.

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    Suzy, New South Wales, reviewed over 4 years ago
  • BCU Bank Fixed Rate Home Loan (Owner Occupier, Principal & Interest)

    BCU is one of the 'must consider' options.

    The customer service as well as the interest rates make this credit union one of the 'must consider' options when refinancing or getting a new home loan. What they lack in features, they make up for with savings and customer service.

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    Nathan, Victoria, reviewed over 4 years ago
  • BCU Bank Fixed Rate Home Loan (Owner Occupier, Principal & Interest)

    Great rates!

    Easy process with great rates and service!

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    Tracy, Queensland, reviewed over 5 years ago
  • BCU Bank Standard Variable Home Loan (Owner Occupier, Principal & Interest)

    Good service

    They did their job

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    Sherilynne, New South Wales, reviewed about 8 years ago
  • BCU Bank Standard Variable Home Loan (Owner Occupier, Principal & Interest)

    For ease of use and customer service excellent

    Rebecca was excellent - made life very easy and manageable for 2 working people

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    Michael, New South Wales, reviewed about 8 years ago
  • BCU Bank All in One Line of Credit (Owner Occupier)

    Still smiling.

    All we want smoothly and easily. Staff listened to my needs and suggested a great product that will assist me now and into the future.

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    Jenny, New South Wales, reviewed about 8 years ago
  • BCU Bank Standard Variable Home Loan (Owner Occupier, Principal & Interest)

    Hopeless and difficult to deal with

    This review is worse than the last. Really disillusioned with the BCU at present. Have been with them for over 30 years. When I relocated 2 years ago they advanced me $20,000 variable rate secured mortgage for renovations to my property. I have never defaulted on a payment, my pension has gone in every two weeks, I have a credit card which has never been behind. I recently applied for a $6000 top up for more work on my house. I was declined - age discrimination - said they did not want to "saddle me with more debt" because I am 71 years old. Am really really angry and insulted and am in the process at the moment of trying to change everything over to another provider closer to where I live. I have recently acquired some casual work - one day a week - so have resubmitted my application to BCU just to see what they come back with but do not expect any joy. Totally disillusioned.

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    Edith, New South Wales, reviewed about 8 years ago
  • BCU Bank Standard Variable Home Loan (Owner Occupier, Principal & Interest)

    Very good

    Kerrie was awesome in helping us get what we needed and very flexible when we changed our goals.

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    Samantha, New South Wales, reviewed over 8 years ago
  • BCU Bank Standard Variable Home Loan (Owner Occupier, Principal & Interest)

    Great service as always.

    I would have changed my home loan to you if not for the governments unfair and outdated policies placed on us.

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    Jan, New South Wales, reviewed over 8 years ago
  • BCU Bank Standard Variable Home Loan (Owner Occupier, Principal & Interest)

    A good experience

    Thank-you.

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    Jess, Queensland, reviewed over 8 years ago
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    Home loan comparisons on Mozo - rates updated daily

    • Unloan Variable

      interest rate
      5.99% p.a. variable
      comparison rate
      5.90% p.a.

      Promoted
    • Express Home Loan

      interest rate
      6.01% p.a. variable
      comparison rate
      6.14% p.a.

      Promoted
    • Discounted Home Value Loan

      interest rate
      6.09% p.a. variable
      comparison rate
      6.09% p.a.

      Promoted
    • Unloan Variable

      interest rate
      6.29% p.a. variable
      comparison rate
      6.20% p.a.

      Promoted
    • Basic Home Loan

      interest rate
      5.99% p.a.
      fixed 3 years
      comparison rate
      6.12% p.a.

      Promoted

    WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

    Want more? Compare all 463 home loans in the Mozo comparison engine.

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