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Refinance Home Loans

  • You could save thousands by refinancing your home loan. Many banks and online home loan lender's most competitive rates are available for refinancing. Check out the table below for some of the current refinance deals on the market.

  • What does LVR mean?

    LVR is short for loan to value ratio. This is the amount of money you can borrow, relative to the value your property. Most home loans that are available for refinancing will require you to have a LVR of 80% or below.

  • Is refinancing my home loan worth it?

    It is always a good idea to review your home loan every few years to make sure you're still getting the best deal. The home loans market has become very competitive in the past few years and by switching loans and refinancing you could save as much as $35,000 or more. Try our Switch & Save Calculator to see how much you could save?

Home loan comparisons on Mozo - rates updated daily

  • The Online Home Loan

    LVR<70%, Owner Occupier

    • Upfront Rates Tailored to you
    • No ongoing fees
    • Easy online application

    variable
    rate

    3.64% p.a.

    comparison
    rate*

    3.64% p.a.

    upfront
    fees

    $363

    initial monthly
    repayment**

  • Low Rate Special Variable Home Loan

    Owner Occupier, LVR<70%

    • Free redraw and unlimited repayments
    • 100% mortgage offset account
    • No upfront or ongoing fees

    variable
    rate

    3.73% p.a.

    comparison
    rate*

    3.73% p.a.

    upfront
    fees

    $0

    initial monthly
    repayment**

  • MOZO EXPERTS CHOICE 2017

    Platinum Home Loan

    Owner Occupied, LVR<90%

    • Join the big bank rebellion & pay NO application or valuation fees
    • Only 10% deposit required, 100% offset & redraw facilities
    • Award winning, customer owned banking

    variable
    rate

    3.87% p.a.

    comparison
    rate*

    3.97% p.a.

    upfront
    fees

    $0

    initial monthly
    repayment**

  • Essentials Home Loan

    LVR<90%, Owner Occupier, Principal & Interest

    • Experts Choice Winner - Best Value Full Feature Home Loan
    • 100% offset account
    • No monthly, annual or establishment fees

    variable
    rate

    4.19% p.a.

    comparison
    rate*

    4.19% p.a.

    upfront
    fees

    $0

    initial monthly
    repayment**

  • Standard Variable

    Owner Occupier

    • Great for those who want to make more than the minimum repayments
    • 100% offset account available
    • People First service from your own dedicated lending specialist

    variable
    rate

    5.14% p.a.

    comparison
    rate*

    5.25% p.a.

    upfront
    fees

    $150

    initial monthly
    repayment**

Want more? Compare all 522 home loans in the Mozo comparison engine.

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*The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a home loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years, and applies only to this example. Different amounts and terms will result in different comparison rates. Full comparison rate schedules are available from lenders. Costs such as redraw fees or early repayment fees, and savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.

**Initial monthly repayment figures are estimates only, based on the advertised rate, loan amount and term entered. Rates, fees and charges and therefore the total cost of the loan may vary depending on your loan amount, loan term, and credit history. Actual repayments will depend on your individual circumstances and interest rate changes.

Switch & Save Calculator

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