Home loan repayments calculator

$500,000
25 years
2.20%

Buying soon?

Based on your inputs, here’s some home loans worth considering. It can take a few weeks to get loan pre-approval, so it’s a good idea to get the ball rolling as soon as you start looking at properties.

  • Smart Booster Home Loan

    interest rate
    1.85%
    p.a.variable for 24 months and then 2.25% p.a. variable
    comparison rate

    WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

    2.21%
    p.a.
    Monthly Repayment Monthly repayment figures are estimates only, based on the advertised rate, loan amount and term entered. Rates, fees and charges and therefore the total cost of the loan may vary depending on your loan amount, loan term, and credit history. Actual repayments will depend on your individual circumstances and interest rate changes.
    $2319

    Details
  • UHomeLoan

    interest rate
    1.79%
    p.a.
    fixed 1 year
    comparison rate

    WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

    2.32%
    p.a.
    Monthly Repayment Monthly repayment figures are estimates only, based on the advertised rate, loan amount and term entered. Rates, fees and charges and therefore the total cost of the loan may vary depending on your loan amount, loan term, and credit history. Actual repayments will depend on your individual circumstances and interest rate changes.
    $2319

    Details
  • Celebrate Variable Home Loan

    interest rate
    1.99%
    p.a. variable
    comparison rate

    WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

    1.99%
    p.a.
    Monthly Repayment Monthly repayment figures are estimates only, based on the advertised rate, loan amount and term entered. Rates, fees and charges and therefore the total cost of the loan may vary depending on your loan amount, loan term, and credit history. Actual repayments will depend on your individual circumstances and interest rate changes.
    $2319

    Details
  • Variable Home Loan

    interest rate
    1.99%
    p.a. variable
    comparison rate

    WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

    1.99%
    p.a.
    Monthly Repayment Monthly repayment figures are estimates only, based on the advertised rate, loan amount and term entered. Rates, fees and charges and therefore the total cost of the loan may vary depending on your loan amount, loan term, and credit history. Actual repayments will depend on your individual circumstances and interest rate changes.
    $2319

    Details
  • Basic Home Loan

    interest rate
    2.09%
    p.a.
    fixed 3 years
    comparison rate

    WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

    2.32%
    p.a.
    Monthly Repayment Monthly repayment figures are estimates only, based on the advertised rate, loan amount and term entered. Rates, fees and charges and therefore the total cost of the loan may vary depending on your loan amount, loan term, and credit history. Actual repayments will depend on your individual circumstances and interest rate changes.
    $2319

    Details

^See information about the Mozo Experts Choice Awards

Home loan guides

Top tips for home loan repayments:

When you’re shopping for a home loan, it’s important to have a budget worked out so you can be sure you’re not stretching yourself too thin when it comes to monthly repayments. Visit our budget calculator and crunch the numbers to work out how much you can afford to put toward your home loan each month. From there, you can use our borrowing calculator to determine what size home loan you can afford to borrow.