Choose the version of this loan that suits you best
| Availability | Loan type | LVR | Min loan amount | Max loan amount | |
|---|---|---|---|---|---|
|
|
Owner Occupier | Principal & Interest | < 70% | $150,000 | $10,000,000 |
|
|
Owner Occupier | Principal & Interest | 70%-80% | $150,000 | $10,000,000 |
|
|
Owner Occupier | Principal & Interest | 90%-95% | $150,000 | $10,000,000 |
|
|
Owner Occupier | Interest Only | < 70% | $150,000 | $10,000,000 |
|
|
Owner Occupier | Interest Only | 70%-80% | $150,000 | $10,000,000 |
|
|
Investor | Principal & Interest | < 70% | $150,000 | $10,000,000 |
|
|
Investor | Principal & Interest | 70%-80% | $150,000 | $10,000,000 |
|
|
Investor | Principal & Interest | 80%-90% | $150,000 | $10,000,000 |
|
|
Investor | Interest Only | < 70% | $150,000 | $10,000,000 |
|
|
Investor | Interest Only | 70%-80% | $150,000 | $10,000,000 |
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
5.75% (6.12%*) |
|
|
5.39% (6.02%*) |
|
|
5.39% (5.95%*) |
|
|
5.39% (5.89%*) |
|
|
5.39% (5.84%*) |
|
|
n/a |
|
|
n/a |
|
|
6.14% p.a. |
|
$0.00 |
|
|
$350.00 |
|
|
$0.00 |
|
|
$0.00 |
|
|
n/a |
|
|
$0.00 |
|
|
$400.00 |
|
$150,000 |
|
|
$10,000,000 |
|
|
none |
|
|
70.00% |
|
Monthly |
|
|
yes - up to $10,000 p.a. |
|
|
yes |
|
|
yes - free |
|
|
none |
|
|
yes |
|
|
no |
|
|
none |
|
|
none |
|
|
none |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
5.85% (6.18%*) |
|
|
5.49% (6.08%*) |
|
|
5.49% (6.02%*) |
|
|
5.49% (5.96%*) |
|
|
5.49% (5.91%*) |
|
|
n/a |
|
|
n/a |
|
|
6.19% p.a. |
|
$0.00 |
|
|
$350.00 |
|
|
$0.00 |
|
|
$0.00 |
|
|
n/a |
|
|
$0.00 |
|
|
$400.00 |
|
$150,000 |
|
|
$10,000,000 |
|
|
70.00% |
|
|
80.00% |
|
Monthly |
|
|
yes - up to $10,000 p.a. |
|
|
yes |
|
|
yes - free |
|
|
none |
|
|
yes |
|
|
no |
|
|
none |
|
|
none |
|
|
none |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
6.09% (7.10%*) |
|
|
5.99% (6.97%*) |
|
|
5.99% (6.86%*) |
|
|
5.99% (6.77%*) |
|
|
5.99% (6.68%*) |
|
|
n/a |
|
|
n/a |
|
|
7.19% p.a. |
|
$0.00 |
|
|
$350.00 |
|
|
$0.00 |
|
|
$0.00 |
|
|
n/a |
|
|
$0.00 |
|
|
$400.00 |
|
$150,000 |
|
|
$10,000,000 |
|
|
90.00% |
|
|
95.00% |
|
Monthly |
|
|
yes - up to $10,000 p.a. |
|
|
yes |
|
|
yes - free |
|
|
none |
|
|
yes |
|
|
no |
|
|
none |
|
|
none |
|
|
none |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
5.99% (6.51%*) |
|
|
5.69% (6.40%*) |
|
|
5.69% (6.32%*) |
|
|
5.69% (6.25%*) |
|
|
5.69% (6.19%*) |
|
|
n/a |
|
|
n/a |
|
|
6.54% p.a. |
|
$0.00 |
|
|
$350.00 |
|
|
$0.00 |
|
|
$0.00 |
|
|
n/a |
|
|
$0.00 |
|
|
$400.00 |
|
$150,000 |
|
|
$10,000,000 |
|
|
none |
|
|
70.00% |
|
Monthly |
|
|
yes - up to $10,000 p.a. |
|
|
yes |
|
|
yes - free |
|
|
none |
|
|
yes |
|
|
no |
|
|
none |
|
|
none |
|
|
none |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
6.09% (6.62%*) |
|
|
5.79% (6.50%*) |
|
|
5.79% (6.43%*) |
|
|
5.79% (6.36%*) |
|
|
5.79% (6.30%*) |
|
|
n/a |
|
|
n/a |
|
|
6.65% p.a. |
|
$0.00 |
|
|
$350.00 |
|
|
$0.00 |
|
|
$0.00 |
|
|
n/a |
|
|
$0.00 |
|
|
$400.00 |
|
$150,000 |
|
|
$10,000,000 |
|
|
70.00% |
|
|
80.00% |
|
Monthly |
|
|
yes - up to $10,000 p.a. |
|
|
yes |
|
|
yes - free |
|
|
none |
|
|
yes |
|
|
no |
|
|
none |
|
|
none |
|
|
none |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
5.89% (6.32%*) |
|
|
5.55% (6.21%*) |
|
|
5.55% (6.14%*) |
|
|
5.55% (6.08%*) |
|
|
5.55% (6.02%*) |
|
|
n/a |
|
|
n/a |
|
|
6.34% p.a. |
|
$0.00 |
|
|
$350.00 |
|
|
$0.00 |
|
|
$0.00 |
|
|
n/a |
|
|
$0.00 |
|
|
$400.00 |
|
$150,000 |
|
|
$10,000,000 |
|
|
none |
|
|
70.00% |
|
Monthly |
|
|
yes - up to $10,000 p.a. |
|
|
yes |
|
|
yes - free |
|
|
none |
|
|
yes |
|
|
no |
|
|
none |
|
|
none |
|
|
none |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
5.99% (6.43%*) |
|
|
5.65% (6.32%*) |
|
|
5.65% (6.25%*) |
|
|
5.65% (6.18%*) |
|
|
5.65% (6.12%*) |
|
|
n/a |
|
|
n/a |
|
|
6.45% p.a. |
|
$0.00 |
|
|
$350.00 |
|
|
$0.00 |
|
|
$0.00 |
|
|
n/a |
|
|
$0.00 |
|
|
$400.00 |
|
$150,000 |
|
|
$10,000,000 |
|
|
70.00% |
|
|
80.00% |
|
Monthly |
|
|
yes - up to $10,000 p.a. |
|
|
yes |
|
|
yes - free |
|
|
none |
|
|
yes |
|
|
no |
|
|
none |
|
|
none |
|
|
none |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
6.39% (7.22%*) |
|
|
5.89% (7.03%*) |
|
|
5.89% (6.90%*) |
|
|
5.89% (6.79%*) |
|
|
5.89% (6.69%*) |
|
|
n/a |
|
|
n/a |
|
|
7.29% p.a. |
|
$0.00 |
|
|
$350.00 |
|
|
$0.00 |
|
|
$0.00 |
|
|
n/a |
|
|
$0.00 |
|
|
$400.00 |
|
$150,000 |
|
|
$10,000,000 |
|
|
80.00% |
|
|
90.00% |
|
Monthly |
|
|
yes - up to $10,000 p.a. |
|
|
yes |
|
|
yes - free |
|
|
none |
|
|
yes |
|
|
no |
|
|
none |
|
|
none |
|
|
none |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
5.99% (6.51%*) |
|
|
5.69% (6.40%*) |
|
|
5.69% (6.32%*) |
|
|
5.69% (6.25%*) |
|
|
5.69% (6.19%*) |
|
|
n/a |
|
|
n/a |
|
|
6.54% p.a. |
|
$0.00 |
|
|
$350.00 |
|
|
$0.00 |
|
|
$0.00 |
|
|
n/a |
|
|
$0.00 |
|
|
$400.00 |
|
$150,000 |
|
|
$10,000,000 |
|
|
none |
|
|
70.00% |
|
Monthly |
|
|
yes - up to $10,000 p.a. |
|
|
yes |
|
|
yes - free |
|
|
none |
|
|
yes |
|
|
no |
|
|
none |
|
|
none |
|
|
none |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
6.09% (6.62%*) |
|
|
5.79% (6.50%*) |
|
|
5.79% (6.43%*) |
|
|
5.79% (6.36%*) |
|
|
5.79% (6.30%*) |
|
|
n/a |
|
|
n/a |
|
|
6.65% p.a. |
|
$0.00 |
|
|
$350.00 |
|
|
$0.00 |
|
|
$0.00 |
|
|
n/a |
|
|
$0.00 |
|
|
$400.00 |
|
$150,000 |
|
|
$10,000,000 |
|
|
70.00% |
|
|
80.00% |
|
Monthly |
|
|
yes - up to $10,000 p.a. |
|
|
yes |
|
|
yes - free |
|
|
none |
|
|
yes |
|
|
no |
|
|
none |
|
|
none |
|
|
none |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
This home loan for us was perfect. It was basic with no annual fees which was exactly what we were looking for at the time. The rate was and still is very competitive and the customer service has been exceptional. I am very happy with my home loan at Macquarie.
Read full reviewThis home loan for us was perfect. It was basic with no annual fees which was exactly what we were looking for at the time. The rate was and still is very competitive and the customer service has been exceptional. I am very happy with my home loan at Macquarie.
I find Macquarie to be reliable and professional to deal with. The customer service is usually prompt and helpful, and using their website & app has been straightforward.
Read full reviewI find Macquarie to be reliable and professional to deal with. The customer service is usually prompt and helpful, and using their website & app has been straightforward.
Competitive rates, good service. Trusted company. Essy to use app. Recommended by broker.
Read full reviewCompetitive rates, good service. Trusted company. Essy to use app. Recommended by broker.
I’m so happy with Macquarie Bank, they have the best Customer Service of any Bank that I have used in Australia. Is so easy to deal with Macquarie by Phone, that I never hesitate to call them when I need to change something. The waiting times are reasonable and also the knowledge of the person on the other side of the line excellent. On top of that, Macquarie provides with very good rates, better than the big 4 and quite competitive with the new financial startups.
Read full reviewI’m so happy with Macquarie Bank, they have the best Customer Service of any Bank that I have used in Australia. Is so easy to deal with Macquarie by Phone, that I never hesitate to call them when I need to change something. The waiting times are reasonable and also the knowledge of the person on the other side of the line excellent. On top of that, Macquarie provides with very good rates, better than the big 4 and quite competitive with the new financial startups.
Pro: ~ i got my loans approved in just 3 days while other banks may take a month to do so ~ got a conditional approval after just 1.5hours phone call ~ cheap rate, and accept apartment as security as well ~ super responsive staff members, they allocate their time to help you with tight settlement date Cons: None so far
Read full reviewPro: ~ i got my loans approved in just 3 days while other banks may take a month to do so ~ got a conditional approval after just 1.5hours phone call ~ cheap rate, and accept apartment as security as well ~ super responsive staff members, they allocate their time to help you with tight settlement date Cons: None so far
Great Rate Home Loan
5.99% p.a. variable
6.01% p.a.
Basic Home Loan (Fixed)
5.39% p.a.
fixed 3 years
5.95% p.a.
Home Value Loan
6.09% p.a. variable
6.09% p.a.
Express Home Loan (Fixed)
6.04% p.a.
fixed 3 years
6.21% p.a.
Basic Home Loan
6.14% p.a. variable
6.16% p.a.
3 Year Fixed Rate Home Loan (Special Offer)
5.49% p.a.
fixed 3 years
6.62% p.a.
Great Rate Home Loan
5.99% p.a. variable
6.01% p.a.
Flex Home Loan
6.14% p.a. variable
6.38% p.a.
Express Home Loan
6.09% p.a. variable
6.22% p.a.
Elevate
6.18% p.a. variable
6.18% p.a.
Basic Home Loan
6.14% p.a.
6.16% p.a.
Great Rate Home Loan
5.99% p.a.
6.01% p.a.
Express Home Loan
6.09% p.a.
6.22% p.a.
OMG Home Loan
5.99% p.a.
6.02% p.a.
Elevate
6.18% p.a.
6.18% p.a.
Mortgage Simplifier
6.14% p.a.
6.17% p.a.
Offset Home Loan (Package)
6.14% p.a.
6.39% p.a.
Basic Home Loan (Fixed)
5.39% p.a.
fixed 3 years
5.95% p.a.
Express Home Loan (Fixed)
6.04% p.a.
fixed 3 years
6.21% p.a.
3 Year Fixed Rate Home Loan (Special Offer)
5.49% p.a.
fixed 3 years
6.62% p.a.
Fixed Home Loan Rate
5.59% p.a.
fixed 3 years
6.31% p.a.
Basic Home Loan (Fixed)
5.49% p.a.
fixed 3 years
6.02% p.a.
3 Year Fixed Rate Home Loan (Special Offer)
5.59% p.a.
fixed 3 years
6.64% p.a.
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
