Choose the version of this loan that suits you best
| Availability | Loan type | LVR | Min loan amount | Max loan amount | |
|---|---|---|---|---|---|
|
|
Owner Occupier | Principal & Interest | < 60% | $150,000 | $10,000,000 |
|
|
Owner Occupier | Principal & Interest | 60%-70% | $150,000 | $10,000,000 |
|
|
Owner Occupier | Principal & Interest | 70%-80% | $150,000 | $10,000,000 |
|
|
Owner Occupier | Principal & Interest | 80%-90% | $150,000 | $10,000,000 |
|
|
Owner Occupier | Principal & Interest | 90%-95% | $150,000 | $10,000,000 |
|
|
Owner Occupier | Interest Only | < 60% | $150,000 | $10,000,000 |
|
|
Owner Occupier | Interest Only | 60%-70% | $150,000 | $10,000,000 |
|
|
Owner Occupier | Interest Only | 70%-80% | $150,000 | $10,000,000 |
|
|
Investor | Principal & Interest | < 60% | $150,000 | $10,000,000 |
|
|
Investor | Principal & Interest | 60%-70% | $150,000 | $10,000,000 |
|
|
Investor | Principal & Interest | 70%-80% | $150,000 | $10,000,000 |
|
|
Investor | Principal & Interest | 80%-90% | $150,000 | $10,000,000 |
|
|
Investor | Interest Only | < 60% | $150,000 | $10,000,000 |
|
|
Investor | Interest Only | 60%-70% | $150,000 | $10,000,000 |
|
|
Investor | Interest Only | 70%-80% | $150,000 | $10,000,000 |
The Offset Home Loan (Package) from Macquarie is made for borrowers wanting the lot from their home loan. Not only does it come with competitive variable rates starting from just 6.14% p.a. (6.39% p.a. comparison rate*), it boasts an offset account, redraw facility and the ability to make extra repayments among its features, along with a number of additional package perks. On top of all that, it took out a 2023 Mozo Experts Choice Home Loan Award for best Packaged Home Loan for another consecutive year.
Macquarie’s Offset Home Loan (Package) is available to owner occupiers and investors on loan amounts from $150,000 to $10,000,000, with both principal and interest and interest-only repayment options available. There are a whole range of variable interest rates on offer depending on the size of the loan and the repayment type you’re after, as well as your loan-to-value ratio (LVR). But the lowest rates currently available for different borrowers are:
6.14% p.a. (6.39% p.a. comparison rate*) for owner occupiers making principal and interest repayments with an LVR below 60%
6.34% p.a. (6.59% p.a. comparison rate*) for investors making principal and interest repayments with an LVR below 60%
There’s no shortage of features available to Macquarie mortgage customers who will be able to make free extra repayments and online redraws, split their loan into variable and fixed rate portions and even take a repayment holiday.
And as the name suggests, the loan also comes equipped with a 100% offset account which allows borrowers to reduce the amount of interest they’re paying while still having access to any money they offset. In fact, individual or joint borrowers will be able to open up to ten offset accounts per loan account.
How about the package perks? Offset Home Loan (Package) customers can receive an annual fee waiver and reduced purchase rate (for a limited time) on a number of Macquarie credit cards, plus they’ll have access to a linked debit card which can be used in Australia and abroad.
With its extensive feature list and additional perks, plus some competitive variable rates, Macquarie’s Offset Home Loan (Package) could prove good value for owner occupier and investor borrowers alike.
While there are no upfront fees to worry about budgeting for, this is a package loan, so there is a $248 yearly fee to consider. You'll also encounter a $350 legal fee and a $400 discharge fee. If you’re looking for a lower cost offer from Macquarie you may be interested in the Basic Home Loan or Basic Home Loan (Fixed) instead.
|
6.14% p.a. |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
6.39% p.a. |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
$0.00 |
|
|
$350.00 |
|
|
$0.00 |
|
|
$0.00 |
|
|
n/a |
|
|
$248.00 yearly |
|
|
$400.00 |
|
$150,000 |
|
|
$10,000,000 |
|
|
none |
|
|
60.00% |
|
Owner Occupier |
|
|
Principal & Interest |
|
|
Monthly |
|
|
yes - free |
|
|
yes |
|
|
yes - free |
|
|
none |
|
|
yes |
|
|
yes |
|
|
none |
|
|
Waived annual fee for credit card added to the home loan. |
|
|
none |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
|
6.14% p.a. |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
6.39% p.a. |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
$0.00 |
|
|
$350.00 |
|
|
$0.00 |
|
|
$0.00 |
|
|
n/a |
|
|
$248.00 yearly |
|
|
$400.00 |
|
$150,000 |
|
|
$10,000,000 |
|
|
60.00% |
|
|
70.00% |
|
Owner Occupier |
|
|
Principal & Interest |
|
|
Monthly |
|
|
yes - free |
|
|
yes |
|
|
yes - free |
|
|
none |
|
|
yes |
|
|
yes |
|
|
none |
|
|
Waived annual fee for credit card added to the home loan. |
|
|
none |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
|
6.20% p.a. |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
6.45% p.a. |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
$0.00 |
|
|
$350.00 |
|
|
$0.00 |
|
|
$0.00 |
|
|
n/a |
|
|
$248.00 yearly |
|
|
$400.00 |
|
$150,000 |
|
|
$10,000,000 |
|
|
70.00% |
|
|
80.00% |
|
Owner Occupier |
|
|
Principal & Interest |
|
|
Monthly |
|
|
yes - free |
|
|
yes |
|
|
yes - free |
|
|
none |
|
|
yes |
|
|
yes |
|
|
none |
|
|
Waived annual fee for credit card added to the home loan. |
|
|
none |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
|
6.60% p.a. |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
6.85% p.a. |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
$0.00 |
|
|
$350.00 |
|
|
$0.00 |
|
|
$0.00 |
|
|
n/a |
|
|
$248.00 yearly |
|
|
$400.00 |
|
$150,000 |
|
|
$10,000,000 |
|
|
80.00% |
|
|
90.00% |
|
Owner Occupier |
|
|
Principal & Interest |
|
|
Monthly |
|
|
yes - free |
|
|
yes |
|
|
yes - free |
|
|
none |
|
|
yes |
|
|
yes |
|
|
none |
|
|
Waived annual fee for credit card added to the home loan. |
|
|
none |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
|
7.30% p.a. |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
7.54% p.a. |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
$0.00 |
|
|
$350.00 |
|
|
$0.00 |
|
|
$0.00 |
|
|
n/a |
|
|
$248.00 yearly |
|
|
$400.00 |
|
$150,000 |
|
|
$10,000,000 |
|
|
90.00% |
|
|
95.00% |
|
Owner Occupier |
|
|
Principal & Interest |
|
|
Monthly |
|
|
yes - free |
|
|
yes |
|
|
yes - free |
|
|
none |
|
|
yes |
|
|
yes |
|
|
none |
|
|
Waived annual fee for credit card added to the home loan. |
|
|
none |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
|
6.54% p.a. |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
6.79% p.a. |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
$0.00 |
|
|
$350.00 |
|
|
$0.00 |
|
|
$0.00 |
|
|
n/a |
|
|
$248.00 yearly |
|
|
$400.00 |
|
$150,000 |
|
|
$10,000,000 |
|
|
none |
|
|
60.00% |
|
Owner Occupier |
|
|
Interest Only |
|
|
Monthly |
|
|
yes - free |
|
|
yes |
|
|
yes - free |
|
|
none |
|
|
yes |
|
|
yes |
|
|
none |
|
|
Waived annual fee for credit card added to the home loan. |
|
|
none |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
|
6.60% p.a. |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
6.85% p.a. |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
$0.00 |
|
|
$350.00 |
|
|
$0.00 |
|
|
$0.00 |
|
|
n/a |
|
|
$248.00 yearly |
|
|
$400.00 |
|
$150,000 |
|
|
$10,000,000 |
|
|
60.00% |
|
|
70.00% |
|
Owner Occupier |
|
|
Interest Only |
|
|
Monthly |
|
|
yes - free |
|
|
yes |
|
|
yes - free |
|
|
none |
|
|
yes |
|
|
yes |
|
|
none |
|
|
Waived annual fee for credit card added to the home loan. |
|
|
none |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
|
6.74% p.a. |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
6.98% p.a. |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
$0.00 |
|
|
$350.00 |
|
|
$0.00 |
|
|
$0.00 |
|
|
n/a |
|
|
$248.00 yearly |
|
|
$400.00 |
|
$150,000 |
|
|
$10,000,000 |
|
|
70.00% |
|
|
80.00% |
|
Owner Occupier |
|
|
Interest Only |
|
|
Monthly |
|
|
yes - free |
|
|
yes |
|
|
yes - free |
|
|
none |
|
|
yes |
|
|
yes |
|
|
none |
|
|
Waived annual fee for credit card added to the home loan. |
|
|
none |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
|
6.34% p.a. |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
6.59% p.a. |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
$0.00 |
|
|
$350.00 |
|
|
$0.00 |
|
|
$0.00 |
|
|
n/a |
|
|
$248.00 yearly |
|
|
$400.00 |
|
$150,000 |
|
|
$10,000,000 |
|
|
none |
|
|
60.00% |
|
Investor |
|
|
Principal & Interest |
|
|
Monthly |
|
|
yes - free |
|
|
yes |
|
|
yes - free |
|
|
none |
|
|
yes |
|
|
yes |
|
|
none |
|
|
Waived annual fee for credit card added to the home loan. |
|
|
none |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
|
6.34% p.a. |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
6.59% p.a. |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
$0.00 |
|
|
$350.00 |
|
|
$0.00 |
|
|
$0.00 |
|
|
n/a |
|
|
$248.00 yearly |
|
|
$400.00 |
|
$150,000 |
|
|
$10,000,000 |
|
|
60.00% |
|
|
70.00% |
|
Investor |
|
|
Principal & Interest |
|
|
Monthly |
|
|
yes - free |
|
|
yes |
|
|
yes - free |
|
|
none |
|
|
yes |
|
|
yes |
|
|
none |
|
|
Waived annual fee for credit card added to the home loan. |
|
|
none |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
|
6.44% p.a. |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
6.69% p.a. |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
$0.00 |
|
|
$350.00 |
|
|
$0.00 |
|
|
$0.00 |
|
|
n/a |
|
|
$248.00 yearly |
|
|
$400.00 |
|
$150,000 |
|
|
$10,000,000 |
|
|
70.00% |
|
|
80.00% |
|
Investor |
|
|
Principal & Interest |
|
|
Monthly |
|
|
yes - free |
|
|
yes |
|
|
yes - free |
|
|
none |
|
|
yes |
|
|
yes |
|
|
none |
|
|
Waived annual fee for credit card added to the home loan. |
|
|
none |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
|
7.50% p.a. |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
7.74% p.a. |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
$0.00 |
|
|
$350.00 |
|
|
$0.00 |
|
|
$0.00 |
|
|
n/a |
|
|
$248.00 yearly |
|
|
$400.00 |
|
$150,000 |
|
|
$10,000,000 |
|
|
80.00% |
|
|
90.00% |
|
Investor |
|
|
Principal & Interest |
|
|
Monthly |
|
|
yes - free |
|
|
yes |
|
|
yes - free |
|
|
none |
|
|
yes |
|
|
yes |
|
|
none |
|
|
Waived annual fee for credit card added to the home loan. |
|
|
none |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
|
6.54% p.a. |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
6.79% p.a. |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
$0.00 |
|
|
$350.00 |
|
|
$0.00 |
|
|
$0.00 |
|
|
n/a |
|
|
$248.00 yearly |
|
|
$400.00 |
|
$150,000 |
|
|
$10,000,000 |
|
|
none |
|
|
60.00% |
|
Investor |
|
|
Interest Only |
|
|
Monthly |
|
|
yes - free |
|
|
yes |
|
|
yes - free |
|
|
none |
|
|
yes |
|
|
yes |
|
|
none |
|
|
Waived annual fee for credit card added to the home loan. |
|
|
none |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
|
6.60% p.a. |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
6.85% p.a. |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
$0.00 |
|
|
$350.00 |
|
|
$0.00 |
|
|
$0.00 |
|
|
n/a |
|
|
$248.00 yearly |
|
|
$400.00 |
|
$150,000 |
|
|
$10,000,000 |
|
|
60.00% |
|
|
70.00% |
|
Investor |
|
|
Interest Only |
|
|
Monthly |
|
|
yes - free |
|
|
yes |
|
|
yes - free |
|
|
none |
|
|
yes |
|
|
yes |
|
|
none |
|
|
Waived annual fee for credit card added to the home loan. |
|
|
none |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
|
6.74% p.a. |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
6.98% p.a. |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
$0.00 |
|
|
$350.00 |
|
|
$0.00 |
|
|
$0.00 |
|
|
n/a |
|
|
$248.00 yearly |
|
|
$400.00 |
|
$150,000 |
|
|
$10,000,000 |
|
|
70.00% |
|
|
80.00% |
|
Investor |
|
|
Interest Only |
|
|
Monthly |
|
|
yes - free |
|
|
yes |
|
|
yes - free |
|
|
none |
|
|
yes |
|
|
yes |
|
|
none |
|
|
Waived annual fee for credit card added to the home loan. |
|
|
none |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
Macquarie take the stress out of applying for a home loan. Competitive rates and great offset benefits. No question they are leading lender and I would never consider any other lender.
Read full reviewMacquarie take the stress out of applying for a home loan. Competitive rates and great offset benefits. No question they are leading lender and I would never consider any other lender.
A faceless bank that makes it imposdible to even discuss rates. Fill out an online form. Get a text. No human contact and no ability to talk to any customer servuce person other than the one who puts you through to a phone line with another pick list and no human. If you like filling out online forms and going into a Ground Hog Day loop of being disregarded by your bank then this is the bank for you. This bank seens to snear at it's customers through avoiding all human contact. Go elsewhere. I have cash, I have income, I pay well for the bank yet they ignore me. Other banks talk tontheir customers. Other banks respect people who are good clients. I am out to one of the 8 banks that have offered me a better rate.
Read full reviewA faceless bank that makes it imposdible to even discuss rates. Fill out an online form. Get a text. No human contact and no ability to talk to any customer servuce person other than the one who puts you through to a phone line with another pick list and no human. If you like filling out online forms and going into a Ground Hog Day loop of being disregarded by your bank then this is the bank for you. This bank seens to snear at it's customers through avoiding all human contact. Go elsewhere. I have cash, I have income, I pay well for the bank yet they ignore me. Other banks talk tontheir customers. Other banks respect people who are good clients. I am out to one of the 8 banks that have offered me a better rate.
The process for applying and changing our home loan was great. The application and approval was speedy and efficient. The app for online banking is fairly straightforward and it has a feature where my husband and I both get an instant notification on our phone if money is withdrawn. This is a great safety feature to keep on track of any fraudulent transactions. We recently changed from monthly to fortnightly home loan repayments recently and needed to contact the bank via phone. It was quick and easy to get through and the employee was helpful, easy to understand and the process efficient and quickly organised. We are very happy with our homeloan and offset account and would recommend to friends and family.
Read full reviewThe process for applying and changing our home loan was great. The application and approval was speedy and efficient. The app for online banking is fairly straightforward and it has a feature where my husband and I both get an instant notification on our phone if money is withdrawn. This is a great safety feature to keep on track of any fraudulent transactions. We recently changed from monthly to fortnightly home loan repayments recently and needed to contact the bank via phone. It was quick and easy to get through and the employee was helpful, easy to understand and the process efficient and quickly organised. We are very happy with our homeloan and offset account and would recommend to friends and family.
We have been with Macquarie for about 7 years, they used to have much better customer service and competitive rates. Something changed last year and everything is becoming automated. With the rates going up, they introduced an automatic application online for a rate review, instead of speaking with someone on the phone. This may speed things up for them, but it doesn't allow for proper negotiation or connection. This is really disappointing and one of the main reasons we have now left the bank. No care for the customer, just profits.
Read full reviewWe have been with Macquarie for about 7 years, they used to have much better customer service and competitive rates. Something changed last year and everything is becoming automated. With the rates going up, they introduced an automatic application online for a rate review, instead of speaking with someone on the phone. This may speed things up for them, but it doesn't allow for proper negotiation or connection. This is really disappointing and one of the main reasons we have now left the bank. No care for the customer, just profits.
Fantastic app, far better than previous bank. Great customer service via email. Only limitation is no physical bank locations.
Read full reviewFantastic app, far better than previous bank. Great customer service via email. Only limitation is no physical bank locations.
Basic Home Loan (Fixed)
p.a.
6.28% p.a.
$0.00
Variable Rate Home Loan Special Offer (Package)
6.14% p.a. variable
6.51% p.a.
Mortgage Simplifier
6.14% p.a. variable
6.43% p.a.
Variable Rate Home Loan Special Offer (Package)
6.14% p.a. variable
6.51% p.a.
Variable Home Loan 90
6.24% p.a. variable
6.26% p.a.
Mortgage Simplifier
6.14% p.a.
6.43% p.a.
Basic Variable Home Loan
5.94% p.a.
5.99% p.a.
$0.00
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
