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Savings accounts

  • If you're after a high interest savings account you've come to the right place. Mozo compares 178 savings accounts from 69 banks to help you find the best account for your hard earned savings.

Savings account comparisons on Mozo Rates updated daily

  • ME Online Savings Account

    ME Online Savings Account

    • Ongoing bonus rate
    • No minimum monthly deposit
    • No monthly account-keeping fees

    special rate*

    3.60% (for $0 to $250,000)

    Ongoing bonus rate if you make a weekly purchase using PayPass Tap & Go on your ME Everyday Transaction Account.

    standard interest rate

    1.80%(for $0 and over)

    account fee per month

    $0.00

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    More info

    • Ongoing bonus rate
    • No minimum monthly deposit
    • No monthly account-keeping fees
    Product info
    • Special rate conditions: Ongoing bonus rate if you make a weekly purchase using PayPass Tap & Go on your ME Everyday Transaction Account.
    • Access: Phone banking, Internet banking
    • Minimum balance: $0.00
    • Other restrictions: Must link to a transaction account
    Overall rating

    8.1

    Based on 119 ME savings account reviews

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  • RaboDirect High Interest Savings Account

    RaboDirect High Interest Savings Account

    • Easy set up, online and Mobile Banking App facilities
    • No fees, no minimum balance, no minimum monthly deposit and no minimum term
    • The current 4 month introductory variable rate is a great way to kick start your savings

    special rate*

    3.50% (for $0 to $250,000)

    Bonus rate for the first 4 months from account opening

    standard interest rate

    2.55%(for $0 to $250,000)

    account fee per month

    $0.00

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    More info

    • Easy set up, online and Mobile Banking App facilities
    • No fees, no minimum balance, no minimum monthly deposit and no minimum term
    • The current 4 month introductory variable rate is a great way to kick start your savings
    Product info
    • Special rate conditions: Bonus rate for the first 4 months from account opening
    • Access: Internet banking
    • Minimum balance: $0.00
    • Other restrictions: Must link to a transaction account
    Overall rating

    8.0

    Based on 24 RaboDirect savings account reviews

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  • ING DIRECT Savings Maximiser

    ING DIRECT Savings Maximiser

    • No ING DIRECT fees
    • You could get a great variable rate every month, no matter how many times you withdraw
    • Anytime, anywhere banking with mobile app and 24/7 Australian call centre

    special rate*

    3.50% (for $0 to $100,000)

    For customers who also have an Orange Everyday and deposit their pay of $1,000+ each month.

    standard interest rate

    2.25%(for $0 and over)

    account fee per month

    $0.00

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    More info

    • No ING DIRECT fees
    • You could get a great variable rate every month, no matter how many times you withdraw
    • Anytime, anywhere banking with mobile app and 24/7 Australian call centre
    Product info
    • Special rate conditions: For customers who also have an Orange Everyday and deposit their pay of $1,000+ each month.
    • Access: Phone banking, Internet banking
    • Minimum balance: $0.00
    • Other restrictions: Must link to a transaction account
    Overall rating

    9.2

    Based on 428 ING DIRECT savings account reviews

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  • Bankwest Hero Saver

    Bankwest Hero Saver

    • No account keeping fees
    • No transaction fees
    • 100% secure application process

    special rate*

    3.15% (for $0 to $250,000)

    Minimum deposit of $200 excluding interest and no withdrawals in the month

    standard interest rate

    0.01%(for $0 to $5,000,000)

    account fee per month

    $0.00

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    More info

    • No account keeping fees
    • No transaction fees
    • 100% secure application process
    Product info
    • Special rate conditions: Minimum deposit of $200 excluding interest and no withdrawals in the month
    • Access: Phone banking, Internet banking
    • Minimum balance: $0.00
    • Other restrictions:
    Overall rating

    8.3

    Based on 417 Bankwest savings account reviews

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  • ANZ Online Saver

    ANZ Online Saver

    • Exclusive online bonus interest offer for 3 months. Limited time only.
    • No minimum balance
    • Interest calculated daily and paid monthly

    special rate*

    3.10% (for $0 and over)

    Bonus rate for the first 3 months from account opening

    standard interest rate

    1.80%(for $0 and over)

    account fee per month

    $0.00

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    More info

    • Exclusive online bonus interest offer for 3 months. Limited time only.
    • No minimum balance
    • Interest calculated daily and paid monthly
    Product info
    • Special rate conditions: Bonus rate for the first 3 months from account opening
    • Access: BPay, Phone banking, Internet banking
    • Minimum balance: $0.00
    • Other restrictions: Must be linked to ANZ deposit account.
    Overall rating

    7.7

    Based on 2117 ANZ savings account reviews

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  • St.George Maxi Saver

    St.George Maxi Saver

    • 24/7 access online savings account
    • No monthly service fees
    • No minimum monthly balance or deposit required

    special rate*

    3.00% (for $0 and over)

    bonus rate for first 3 months

    standard interest rate

    1.50%(for $0 and over)

    account fee per month

    $0.00

    Go to site

    More info

    • 24/7 access online savings account
    • No monthly service fees
    • No minimum monthly balance or deposit required
    Product info
    • Special rate conditions: Bonus rate for the first 3 months from account opening
    • Access: Branch access, Phone banking, Internet banking
    • Minimum balance: $0.00
    • Other restrictions: Must link to a transaction account with this provider
    Overall rating

    7.9

    Based on 724 St.George savings account reviews

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  • Bank of Melbourne Maxi Saver

    Bank of Melbourne Maxi Saver

    • Earn a competitive interest rate
    • No monthly service fee
    • Link to an eligible Bank of Melbourne Transaction account

    special rate*

    3.00% (for $0 and over)

    bonus rate for first 3 months

    standard interest rate

    1.50%(for $0 and over)

    account fee per month

    $0.00

    Go to site

    More info

    • Earn a competitive interest rate
    • No monthly service fee
    • Link to an eligible Bank of Melbourne Transaction account
    Product info
    • Special rate conditions: Bonus rate for the first 3 months from account opening
    • Access: Branch access, Phone banking, Internet banking
    • Minimum balance: $0.00
    • Other restrictions: Must link to a transaction account with this provider
    Overall rating

    8.0

    Based on 99 Bank of Melbourne savings account reviews

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  • Bank Australia Bonus Saver

    Bank Australia Bonus Saver

    • High interest rate of up to 3.00%p.a.
    • Bonus interest
    • Access to your savings

    special rate*

    3.00% (for $0 and over)

    minimum deposit $100, no withdrawals

    standard interest rate

    0.15%(for $0 and over)

    account fee per month

    $0.00

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    More info

    • High interest rate of up to 3.00%p.a.
    • Bonus interest
    • Access to your savings
    Product info
    • Special rate conditions: Minimum deposit of $100 and no withdrawals in the month
    • Access: BPay, Branch access, Phone banking, Internet banking
    • Minimum balance: $0.00
    • Other restrictions:
    Overall rating

    7.5

    Based on 35 Bank Australia savings account reviews

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  • IMB Bank Reward Saver Account

    IMB Bank Reward Saver Account

    • Earn bonus interest by saving as little as $50 a month with no withdrawals
    • No monthly account keeping fees
    • Set up automatic transfers from your Everyday Account

    special rate*

    3.00% (for $5,000 and over)

    Minimum deposit of $50 and no withdrawals. Reverts to bonus rate of 2.00% after the first 4 months.

    standard interest rate

    0%(for $0 and over)

    account fee per month

    $0.00

    Go to site

    More info

    • Earn bonus interest by saving as little as $50 a month with no withdrawals
    • No monthly account keeping fees
    • Set up automatic transfers from your Everyday Account
    Product info
    • Special rate conditions: Minimum deposit of $50 and no withdrawals. Reverts to bonus rate of 2.00% after the first 4 months.
    • Access: ATM, EFTPOS, Visa Debit, Cheque book, BPay, Branch access, Phone banking, Internet banking, Bank@Post
    • Minimum balance: $0.00
    • Other restrictions:
    Overall rating

    7.6

    Based on 36 IMB Bank savings account reviews

    Need more information?
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  • HSBC Serious Saver

    HSBC Serious Saver

    • No monthly fees
    • No minimum deposit
    • Apply online in under 10 minutes

    special rate*

    2.75% (for $0 to $1,000,000)

    No withdrawals in the month. Bonus rate for first 4 months, reverting to 2.10% bonus rate after

    standard interest rate

    0%(for $0 and over)

    account fee per month

    $0.00

    Go to site

    More info

    • No monthly fees
    • No minimum deposit
    • Apply online in under 10 minutes
    Product info
    • Special rate conditions: No withdrawals in the month. Bonus rate for first 4 months, reverting to 2.10% bonus rate after
    • Access: Phone banking, Internet banking
    • Minimum balance: $0.00
    • Other restrictions: Must link to a transaction account. Maximum account balance is $1,000,000.
    Overall rating

    7.1

    Based on 45 HSBC savings account reviews

    Need more information?
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  • ANZ Progress Saver

    ANZ Progress Saver

    • Earn bonus interest when no withdrawals in the month
    • No monthly account fee
    • Automated transfers from your everyday account to your savings account each month

    special rate*

    2.51% (for $0 and over)

    Minimum deposit of $10 and no withdrawals in the month

    standard interest rate

    0.01%(for $0 and over)

    account fee per month

    $0.00

    Go to site

    More info

    • Earn bonus interest when no withdrawals in the month
    • No monthly account fee
    • Automated transfers from your everyday account to your savings account each month
    Product info
    • Special rate conditions: Minimum deposit of $10 and no withdrawals in the month
    • Access: Branch access, Phone banking, Internet banking
    • Minimum balance: $10.00
    • Other restrictions:
    Overall rating

    7.7

    Based on 2117 ANZ savings account reviews

    Need more information?
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