A home loan that rewards you for your loyalty, does away with pesky fees, and has a low variable rate that’s below the market average. It may not sound like a home loan from a big 4 bank, but it is. Well, sort of.
As the end of financial year (EOFY) approaches, homeowners are ramping up their refinancing efforts – and with good reason. After two Reserve Bank cash rate cuts in 2025, borrowers are seizing the opportunity to reset their home loan and improve their financial footing heading into the new financial year.
IMB Bank has sliced 40 basis points off its two- and three-year fixed rate home loans – almost doubling the Reserve Bank’s May cut of 0.25% – and further cementing its place as one of our top picks for the cheapest home loans currently available.
There are a number of lenders that reward you for refinancing your home loan.
When it comes to taking out a home loan, it’s all too easy to stick with the familiar names – the big banks, the flashy ads, similar offerings. But savvy borrowers are increasingly looking beyond the usual suspects and discovering that smaller, regional lenders can pack a serious punch when it comes to value, service, and flexibility.
The Reserve Bank of Australia (RBA) is in charge of Australia’s monetary policy, meaning the central bank monitors the economy's highs and lows and adjusts policy to improve stability.
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Your home is more than just four walls and a roof, it’s where life happens. But between mortgages, insurance, renovations, and energy bills, it can also be where a lot of your money disappears. The good news? A few savvy financial moves can help turn your home into a money-saving haven.
Changes to the official interest or "cash" rate can significantly impact your personal finances, especially if you have a home loan. At Mozo we track these movements closely and present the latest data we have to help borrowers navigate the market.
When it comes to property values, playing the waiting game isn’t always the best strategy. While the market can go up and down, smart homeowners take matters into their own hands, making upgrades that boost their home's appeal and potential selling price. And the best part? You don’t need a bottomless bank account to do it, finance options like a small personal loan could be the key to unlocking your home’s hidden value.
With home loan rates finally coming down following the February rate cut, there's never been a better time to compare how much you could save on your mortgage repayments.