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What a leading home loan looks like in 2025
A home loan that rewards you for your loyalty, does away with pesky fees, and has a low variable rate that’s well below the average home loan in Mozo’s database.^^
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CBA’s digital brainchild Unloan scoops top home loan award again
If there’s one home loan lender more and more Aussies are hearing about, it’s the new digital lender Unloan, built by CommBank.
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Unloan: CBA's stellar digital home loan shaking up the mortgage scene
A home loan that rewards you for your loyalty, does away with pesky fees, and has a low variable rate that’s below the market average. It may not sound like a home loan from a big 4 bank, but it is. Well, sort of.
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The ground-breaking CommBank backed digital home loan to put on your radar
Designed to ‘undo’ your mortgage, the Unloan home loan built by CommBank has got a stellar variable rate of 5.74% p.a. (5.65% p.a. comparison rate*) and a loyalty incentive that gives borrowers an extra 0.01% p.a. discount, every single year, for a maximum of 30 years. It also does away with pesky fees, charging zero application fees, account fees, change fees or exit fees.
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The first home loan with a discount that gets better each year
It’s a competitive home loan market out there and with property prices at an all time high, it only makes sense to find a home loan that offers more than just your standard features.
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Meet the killer lenders stealing bank borrowers in droves
Aussie borrowers looking for lower rates, faster approval processes and flexible lending terms are deserting the big banks in earnest for more competitive smaller lenders, and in 2023 a handful of rival lenders in particular stand out from the pack.
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RBA cuts rates for the first time in four years – is now the time to refinance?
The Reserve Bank of Australia’s (RBA) decision to cut the cash rate by 0.25% at its February meeting may only represent a small saving for some borrowers, but Mozo’s research indicates it could also drive an uptick in home loan refinancing.
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Home loan watch: when will interest rates come down again? Expert forecasts explained
The Reserve Bank of Australia (RBA) maintains that its number one enemy is inflation. If inflation stays high, so will home loan interest rates. For households experiencing mortgage stress, a cut to the cash rate may see their variable rates reduced - which, for some, can't come soon enough.
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When is the next RBA decision? Monetary policy meetings explained
The Reserve Bank of Australia (RBA) is in charge of Australia’s monetary policy, meaning the central bank monitors the economy's highs and lows and adjusts policy to improve stability.
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2025 RBA interest rate tracker: What do rate cuts mean for your home loan?
Changes to the official interest or "cash" rate can significantly impact your personal finances, especially if you have a home loan. At Mozo we track these movements closely and present the latest data we have to help borrowers navigate the market.
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