With the RBA cutting rates for the second time in this year, and many of Australia’s home lenders following suit, now is a good time to compare your home loan to see where your loan rate stacks up against the market.
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If you’re looking to purchase or refinance a property, you’ll know that every extra cent you can scrape together counts. That’s why the idea of receiving as much as $4,000 cash back on your home loan is a great incentive to consider for any savvy borrower.
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If saving money on your home loan in 2025 is what you’re after, then you've come to the right place. Discovering a great value home loan could mean the difference between tens of thousands of dollars saved in interest over the course of your loan, but in practice it can be hard to find the best option amongst the dozens of different lenders and rates on the market.
Many banks are already passing on home loan rate cuts following the Reserve Bank’s interest rate decision, but millions of Aussie mortgage holders may be wondering why their monthly mortgage repayment still hasn’t changed.
A home loan that rewards you for your loyalty, does away with pesky fees, and has a low variable rate that’s below the market average. It may not sound like a home loan from a big 4 bank, but it is. Well, sort of.
As the end of financial year (EOFY) approaches, homeowners are ramping up their refinancing efforts – and with good reason. After two Reserve Bank cash rate cuts in 2025, borrowers are seizing the opportunity to reset their home loan and improve their financial footing heading into the new financial year.
IMB Bank has sliced 40 basis points off its two- and three-year fixed rate home loans – almost doubling the Reserve Bank’s May cut of 0.25% – and further cementing its place as one of our top picks for the cheapest home loans currently available.
There are a number of lenders that reward you for refinancing your home loan.
When it comes to taking out a home loan, it’s all too easy to stick with the familiar names – the big banks, the flashy ads, similar offerings. But savvy borrowers are increasingly looking beyond the usual suspects and discovering that smaller, regional lenders can pack a serious punch when it comes to value, service, and flexibility.
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Your home is more than just four walls and a roof, it’s where life happens. But between mortgages, insurance, renovations, and energy bills, it can also be where a lot of your money disappears. The good news? A few savvy financial moves can help turn your home into a money-saving haven.