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Qantas Comprehensive Car Insurance

Advertiser disclosure
Important information on terms, conditions and sub-limits
Monthly premiums available
Yes costs extra
Maximum no claim discount
Not Published
Online discount
Save 15% on your first year’s premium when you take out a car insurance policy online.
Choice of repairer
Optional Extra

Mozo editorial review Qantas Comprehensive Car Insurance - last updated: 11 April 2024

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What's hot
  • New for old replacement for written-off cars (under 2 years/40,000km)
  • 15% off your first year's premium when you apply online (T&Cs apply)
  • Earn Qantas points for paying your premium
  • Earn up to 30,000 Qantas Points when you join (T&Cs apply)
  • 24/7 claims service
What's not
  • Monthly premium payment costs extra
  • Up to $600 young driver excess
Mozo snapshot

When you’re not jetsetting to new holiday or business destinations, you can still ‘fly’ with Qantas via Qantas Comprehensive Car Insurance. This policy considers all the basic costs you may need to cover if you’re involved in an accident – like damage to your vehicle and towing from the scene – as well as handy extras such as hire car and emergency travel and accommodation coverage. Plus, simply by signing up and paying your premium, you’ll be racking up Qantas Points along the way.

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Key features

If you like to cover your bases and get rewarded for your diligence, Qantas Comprehensive Car Insurance could be your ideal policy. You’ll be protecting your wheels against all the usual suspects: fire, theft and damage caused in an accident (plus up to $20 million in damage to other vehicles). Plus, if your snazzy new car is written-off within two years and has travelled less than 40,000km, it'll be replaced with a new one.

You’ll be covered for a hire car for up to 14 days following a theft, or in the case of a not-at-fault accident, until your car is repaired or a claim paid. Emergency travel and accommodation costs after an accident are also included in the policy ($200 per-day, up to $1,000), and if you’re towing a trailer or caravan, it’ll be covered for up to $1,000.

The list of insured items really goes on with this policy. Baby seats are covered for theft and damage up to $750, as are any personal items kept in the car. You also won’t have to stress if your keys are lost or stolen – they’re covered for up to $1,500. There are a few general exclusions to remember, including tyre damage caused by punctures, cuts or bursts, hiring the car out, or using it in a rideshare service.

But what of the rewards program, you say? Well, by signing up to the policy, not only will you save 15% off your first year's premium, but you can score up to 30,000 Qantas Points (points earned will depend on the amount spent on your your premium. Eligibility criteria and T&Cs apply). Plus, for every $1 you spend on your premium, you’ll nab another Qantas Point.

Who is it good for

This far-reaching policy is well suited to drivers who want to sleep easy knowing their car is covered in a wide range of circumstances. The Qantas Points rewards program also makes it a top choice for frequent flyers.

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Any catches

There is a young driver's excess of up to $600 for people under 21, and if you want to pay your premium in monthly instalments, you’ll have to fork out a little extra cash.

And remember, if you’re planning on using your car working for rideshares like Uber, Ola or any other paid taxi service, this won’t be covered.


Cover information and limits in the table below correct as at 15 April 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Discounts and excesses

Yes costs extra

$550 - $1,900 (varies by state)

$600 for drivers under 21, $500 for drivers aged 21 to 24 inclusive, $600 for unlisted drivers, $500 for inexperienced drivers.

not disclosed (NSW)
not disclosed (SA)
not disclosed (ACT)
not disclosed (QLD)
not disclosed (WA)
not disclosed (VIC)
not disclosed (NT)
not disclosed (TAS)


Save 15% on your first year’s premium when you take out a car insurance policy online.




Service features

Optional Extra

Optional Extra


Earn up to 30,000 Qantas Points when you sign up. Points earned depend on the amount spent on your premium. Points earn thresholds and T&Cs apply.



Coverage summary

Agreed or Market

Yes - within 2 years and 40,000 km of original registration

Personal Effects cover in the event of a collision, theft or forced entry (up to $750)

Yes - standard excess. Option to reduce windscreen excess to $40 for an additional premium.

Up to $500

Automatic inclusion of up to $1,000 for emergency transport and accommodation (max $200 per day)

Yes - Up to 14 days, max $1,000

Not at fault - Yes. At fault - Optional Extra. Up to 14 days.

Yes - legal liability cover when using a substitute vehicle.

Up to $1,000

Up to $1,500 if stolen.

Child seat or capsule cover in the event of a collision, theft or forced entry (up to $750)

Covered only if agreed in writing.

$10,000 within 12 months of accident.


Terms, conditions, exclusions, limits and sub-limits may apply to any of the insurance products shown on the Mozo website. These terms, conditions, exclusions, limits and sub-limits could affect the level of benefits and cover available under any of the insurance products shown on the Mozo website. Please refer to the relevant Product Disclosure Statement and the Target Market Determination on the provider's website for further information before making any decisions about an insurance product.

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