Compare car insurance Northern Territory

Are you a Territorian looking to protect your wheels? Well you’ve come to the right place, because here at Mozo registered Northern Territory drivers can compare a range of comprehensive car insurance policies. Check out policies below!

Fact Checked
car insurance

Car insurance comparisons on Mozo

Mozo may receive payment if you click to the website of one of the products below. Mozo does not compare the entire market, but you can see more products by clicking on the ‘See more’ button under the table.
Last updated 21 July 2024Advertiser disclosure
Important information on terms, conditions and sub-limits.
  • Comprehensive Car Insurance

    Youi like to get to know you from the very first conversation, which provides you with the opportunity to find comprehensive car insurance cover that could better suit your lifestyle and your needs. Because we’re all individuals, so we all use our cars differently from day-to-day. Youi is car insurance that’s a bit more you-shaped.

    Monthly premiums
    Calendar icon
    Yes Costs Extra
    Choice of repairer
    tools icon
    Optional Extra
    Choice of excess
    coins icon
    $400 - $2,500
    Agreed or market value
    Car coin icon
    Agreed Or Market

    Available discounts

      Compare
      Details
    • Comprehensive Car Insurance

      ROLLiN’ put their customers in the driver’s seat by offering great value comprehensive car insurance with no additional excess for young drivers. Zero cancellation fees, 24/7 claims support via phone and a policy paid monthly. Plus, you can list multiple cars and drivers under the one policy, as long as they fit the underwriting criteria

      Monthly premiums
      Calendar icon
      Yes
      Choice of repairer
      tools icon
      No
      Choice of excess
      coins icon
      $800 Flat Excess Fee
      Agreed or market value
      Car coin icon
      Agreed Or Market

      Available discounts

        Compare
        Details
      • Gold Comprehensive Car Insurance

        Get award winning Car Insurance. Save 15% ^ on your first year’s premium when you purchase a new policy online. Budget Direct offers tailor-made cover, new-for-old replacement, 24/7 claims, a highly-rated claims service, and get a hire car following a theft.

        Monthly premiums
        Calendar icon
        Yes Costs Extra
        Choice of repairer
        tools icon
        Optional Extra
        Choice of excess
        coins icon
        $550 - $1,900 (varies By State)
        Agreed or market value
        Car coin icon
        Agreed Or Market

        Available discounts

        • No Claim Discount
        • Online Discount Up To 15%
        Compare
        Details
      • Comprehensive Car Insurance

        Australia Post Comprehensive Car Insurance offers a broad range of coverage and includes cover for anyone who drives your vehicle. It also covers new car replacement if your recently purchased brand new car is written off within the first three years (provided it has travelled less than 60,000km). Get $100 off your first year's premium when you buy Comprehensive Car Insurance online. T&Cs apply.

        Monthly premiums
        Calendar icon
        Yes Costs Extra
        Choice of repairer
        tools icon
        Optional Extra
        Choice of excess
        coins icon
        $500 - $2,200
        Agreed or market value
        Car coin icon
        Agreed Or Market

        Available discounts

        • Online Discount $75
        Compare
        Details
      • Seniors Car Insurance

        TrueCover is run for people, not profit. TrueCover provides comprehensive cover tailored to Australians over 50 years of age. Includes roadside assistance, ambulance cover, no maximum driver age, death/funeral benefit, new car replacement and an Australian-based contact centre. Insurance not offered in NT.

        Monthly premiums
        Calendar icon
        No
        Choice of repairer
        tools icon
        No
        Choice of excess
        coins icon
        $500 - $2,500 (varies By State)
        Agreed or market value
        Car coin icon
        Agreed

        Available discounts

        • Price Beat Offer Available For Eligible Drivers Over 50 Years Old Switching From A Comparable Policy With The Code ‘SENIORS’. T&Cs Apply.
        Compare
        Details
      • Comprehensive Car Insurance

        Covers damage caused in an accident, weather events, fire and theft, plus damage your car causes to other people’s vehicles and property. Choose to add on a number of optional extras. Score $115 off new online Comprehensive Car Insurance policies (T&Cs apply). $10 monthly kogan.com credit (T&Cs apply).

        Monthly premiums
        Calendar icon
        Yes Costs Extra
        Choice of repairer
        tools icon
        Yes, Optional Extra
        Choice of excess
        coins icon
        $500 - $2,300
        Agreed or market value
        Car coin icon
        Agreed Or Market

        Available discounts

        • Online Discount $80 Off New Online Comprehensive Car Insurance Policies.
        • $10 Monthly Kogan.com Credit For Every Month For Policy Is Active.
        Compare
        Details

      ^See information about the Mozo Experts Choice Car insurance Awards

      *Terms, conditions, exclusions, limits and sub-limits may apply to any of the insurance products shown on the Mozo website. These terms, conditions, exclusions, limits and sub-limits could affect the level of benefits and cover available under any of the insurance products shown on the Mozo website. Please refer to the relevant Product Disclosure Statement and the Target Market Determination on the provider's website for further information before making any decisions about an insurance product.

      Car insurance resources

      Reviews, news, tips and guides to help find the best car insurance for you.

      Comparing NT comprehensive car insurance policies with Mozo

      The needs of Territorian drivers are as varied and unique as the land they reside on. From the beautifully biodiverse Top End to the Red Centre and Alice Springs in the south. Roads can vary depending on whether you live in Darwin, one of the major towns or off the beaten track. So it’s important to make sure you have the right level of insurance for your vehicle.

      The comparison tables above show a snapshot of comprehensive car insurance policies on offer right now. Here you can see what discounts are available, whether paying monthly is an option and what the range of excess is for each insurance plan. Plus, if you want to read more about an individual policy you can click through to a longer review with more information. Or, if you’re keen to get a quote, press on the ‘go to site’ button to go directly to an insurance provider’s website.

      For more information on car insurance in the Northern Territory in general, have a read of the frequently asked questions below. 

      What are the car insurance options in the Northern Territory?

      No matter where you live, you must have compulsory third party car insurance to legally drive in Australia. In the NT this is known as the Motor Accidents Compensation (MAC) scheme. It is described on the MAC Commission website as ‘personal injury cover for you and your family’ and is included in your NT motor vehicle registration*.

      It is also a ‘no-fault’ scheme, meaning that drivers are covered, regardless of who caused an accident. The MAC scheme provides cover for drivers, passengers, cyclists and pedestrians in the Northern Territory. This type of insurance does not provide cover for your vehicle. 

      If you want to make sure your wheels are covered, you will have to take out either third party fire and theft or comprehensive car insurance. Both of these as well as third party property car insurance are available in the NT. Let’s break this down in more detail. 

      What cover is provided with third party property insurance?

      Generally speaking there are two types of third party property insurance. These are simply third party property and third party property fire and theft. Third party property car insurance provides liability for accidental damage that you may cause to someone else’s property. It does not usually provide cover for your own car.

      You can add some level of protection for your wheels, however, with third party property fire and theft. This is basically third party property insurance: legal liability for you, plus cover for if your car is damaged as the result of a fire, attempted theft or theft.

      How does comprehensive car insurance work in the NT?

      If you’re keen to avoid a big bill at the mechanic’s, then you may want to look into comprehensive car insurance. This type of car insurance will cost you more in premiums, but will also provide more cover for your car. This includes cover if your car is damaged, as well as liability for damage you may cause to someone else’s car.

      Comprehensive car insurance can also provide cover for stuff like personal items, hire car costs following a not-at-fault accident, emergency transport and accommodation, replacement keys if you lose yours and towing costs. There is also often the option to pad out your cover with optional extras. These can include choice of repairer, cover for a hire car following an at-fault accident and reduced window glass replacement excess cover. 

      What will affect my car insurance premium in the Northern Territory?

      How much you pay for your car insurance premium will depend on how likely the insurance company thinks you are to make a claim. To work out this likelihood, the insurance provider will look at a number of factors, including:

      • Your age. As drivers under 25 tend to have less experience on the roads, they are often charged a higher premium. That said, your premium could also be priced higher if you are over 25 and have less than two years of driving experience under your belt.

      • Your gender. Statistically speaking, women have less car accidents than men and as such are often charged lower car insurance premiums. Read more about why women pay less for car insurance here.

      • Where you park your car at night. Whether you park your car in a garage or on the street at night will have an affect on your car insurance premiums. 

      • Where you live. What the crime rate is like and whether your local area is prone to extreme weather events like flooding will have some effect on what you pay for insurance.

      • Your wheels. How old your vehicle is, what safety measures it has, the model and size are all factors that will be used to calculate your car insurance premium costs.

      • Driving history. Your driving history including past insurance claims, scrapes and accidents will all be taken into account when calculating your premium. You will also be asked how many kilometres you drive on average each year.

      • What policy you choose. The type of policy you choose will also determine how much you pay. That also takes into account whether or not you add optional extras such as choice of repairer or roadside assistance onto your policy.

      How might car theft in the NT affect my insurance?

      As mentioned above, one of the factors that is taken into account when calculating premiums is the rate of car theft in a particular area. So, the rate of car theft in the Northern Territory may have some effect on how high or low your premiums are. 

      The good news is that according to the National Motor Vehicle Theft Reduction Council, car theft in the NT actually decreased by around 23% between September 2019 and September 2020^. This might mean that if you live in an area where car theft has reduced, your premium may go down. In that time period light commercial utility vehicles and small passenger cars were the most targeted by thieves.

      Darwin had the highest rate of car theft, closely followed by Alice Springs. Some of the most targeted vehicles were the Toyota Hilux MY05_11, the Toyota Hilux MY15+ and the Holden Commodore VE MY06_13. If you own a vehicle that is more likely to be targeted by thieves, or you live in an area with a higher car theft rate, this could affect your insurance premiums.

      What car insurance discounts are available in the NT?

      If you’re looking to reduce your car insurance premiums, there are a few commonly available discounts to look out for. These are:

      • Online discounts. Most car insurance policies have a presence online these days and will even give you a discount for signing up virtually. 

      • Multi-policy discount. If you’re also after insurance for your home or contents, you might consider bundling your policies and taking advantage of a multi-policy discount. 

      • Restricted driver discount. If you are the sole driver of your car, or you know that other drivers will be over 25 or 30, you might be able to bag a restricted driver discount.

      • No claim bonus. A bit more of a long game reward, the no claim bonus is a discount offered by a lot of insurance companies. This discount depends on you not making any claims, or at least not making any at-fault claims and is accumulated over time.

      • Family discount. This one usually applies to under 25s who opt for the same insurance provider as their parent or guardian.

      • Loyalty discount. One of the perks of sticking with the same insurance provider for a number of years is a loyalty discount. If that describes you and your provider hasn’t yet offered you money off, by all means get on the phone and ask for one!

      • Pay-as-you-drive plans. A number of insurance companies these days offer pay-as-you-drive or pay-per-kilometre plans. So if you only drive your car on weekends or you’ve been driving less lately, this could be another way to save money.

      Is car insurance compulsory in Tasmania?

      Yes, like all other states and territories in Australia, you’ll need some level of car insurance to drive in Tasmania. 

      You cannot legally drive in TAS without compulsory third party (CTP) insurance, which is overseen by the Motor Accidents Insurance Board (MAIB). CTP insurance in Tassie provides cover for ‘no fault’ accidents, meaning you can claim compensation regardless of who is responsible. 

      This level of insurance doesn’t cover any damage caused to your car or others’. Instead it’s there to compensate you for reasonable medical, ambulance and hospital costs, rehabilitation expenses, income loss, long term care for serious injuries and disability allowance.

      As on the mainland, other levels of car insurance in Tasmania are elective. However, it’s advisable to have at least a basic level of voluntary cover in case you cause an accident, as otherwise you may be left with a massive repair bill for any damages you cause to your own car and others.

      The most basic level within this is third party property damage car insurance, which covers you for repair or replacement costs if you cause damage to other people’s vehicles or property. Every policy differs slightly, but there are generally dollar limits on what your insurance company will pay out. And remember: third party property insurance does not cover your own car in any way.

      If you live in an area with a high crime rate or park your car on a dangerous street, you might consider bumping up your third party cover to include fire and theft car insurance. This will cost a little extra, but is a useful safeguard for your car if it’s in a riskier environment.

      Comprehensive car insurance is the highest level of cover you can take out in TAS. As a base, it covers repair or replacement costs for your own and other vehicles should you cause an accident. Depending on your provider and policy, it can also include cover for additional costs that crop up around road accidents like towing, emergency accommodation, travel and hire car costs.

      Types of car insurance in Tasmania

      How much does car insurance cost in Tasmania?

      You pay CTP through MAIB as part of your annual vehicle registration in TAS, so this cost will be determined by the kind of vehicle you drive. As an example, the annual MAIB premium for a motor car (which is a standard car meant to carry passengers) is $302.*

      When it comes to elective coverage, a higher level of cover means a higher premium, so a comprehensive policy will cost more than third party car insurance. Just remember, if you cause a costly accident or own a reasonably new or valuable car, paying a little more each year on your premium for additional cover could save you money down the road.

      Regardless of the type of car insurance you choose, there are a range of demographic and behavioural factors which can impact your car insurance cost. Insurance companies will use statistics to calculate how much of a risk you are on paper, and provide a car insurance quote which mitigates high risk with a higher premium. Some of the factors they go off include:

      • Your age & gender. Based on road accidents and the cost of insurance claims, younger or more inexperienced drivers are a higher risk and female drivers are statistically safer.

      • The make, model, value, age, and even the colour of your vehicle. Newer, more expensive cars cost more to cover, and there are some statistics around different coloured vehicles being more likely to be stolen or involved in insurance claims.

      • Where you live and whether your car is garaged. If your car is on the street in a dangerous neighbourhood, expect a premium bump.

      • Your driving habits and history. On the bright side, some insurance providers offer cheaper premiums for Tasmanians who don’t use their cars often. But flip the coin to someone who drives a lot or has black marks on their driving record, and you’ll find a more expensive premium.

      What is covered by comprehensive car insurance in Tasmania?

      Every car insurance provider will offer slightly different benefits, which will then be affected by the kind of driver you are and the kind of vehicle you drive. With that in mind, there are some things you can generally expect to see on your comprehensive car insurance policy. This includes coverage for:

      • Damage to another driver’s car when you cause an accident

      • Damage to your car in an accident

      • Other accidental damage (like reversing into a retaining wall)

      • Fire damage 

      • Theft and attempted theft of your car

      • Vandalism and malicious damage

      • Emergency repairs

      • Towing costs in an emergency

      • Travel and accommodation costs if you’re a certain distance from home after an incident

      • Damage to personal property in your car.

      Are there any optional extras I should have when driving in TAS?

      Some car insurance policies will include certain features as standard, which in other policies only come as optional extras. Generally speaking, the more feature-rich your policy is the more expensive it will be whether you include things optionally or if they’re offered from the get-go. Some features to consider which may only be offered as optional extras include:

      • Excess-free windscreen cover. This is great if you live on a large Tassie block and might need semi-regular windscreen repairs from driving on unsealed roads.

      • Rental car after accident. You’ll often find this is included after a theft as standard, but not after road accidents, particularly if you’re responsible for a crash.

      • Modifications. Many providers will be happy to insure your cool vehicle upgrades, you’ll just have to let them assess it and set a price for coverage before taking out a policy.

      • Choice of repairer: Being able to choose your own repairer is a good option if you have a trusted mechanic or panel beater in mind and want them to see to all repairs.

      • 24-hour roadside assistance. If you’re concerned about getting stuck in between Tassie townships, roadside assistance can get you out of a bind. This is usually sold as a separate product to most insurance policies.

      • No claims bonus protection. This is a veil of protection added onto your clean driving record which has earned you a discount on your premium. It’ll keep the no claims discount intact if you make a claim in some scenarios.

      How does car theft and accidents affect insurance in TAS?

      As mentioned, your cover can be affected by where you live, drive and park your car, as different areas have different levels of crime rates and road incidents, and therefore come with higher risk. So it’s important to have an idea of what that risk is in your state and local area. 

      TAS road accident statistics

      Serious injuries and fatalities on Tasmanian roads were slightly higher in 2020 than the running ten-year average, according to Tasmania Transport Services.** There were 284 people who were seriously hurt and 36 lives lost.

      report from the Department of State Growth found two-thirds of serious casualties were caused by vehicles veering off the roadway or into oncoming traffic, resulting in head-on or other kinds of collisions.^ It also found a lack of attention while driving and experience as a driver were the two leading causes of casualties, closely followed by inappropriate speed. 

      Tasmania road weather dangers

      Tassie is home to some of Australia’s coldest towns, which brings a very dangerous element to the driving equation: black ice. With temperatures dropping as low as -14 degrees Celsius^^, black ice (a thin coating of transparent ice) is a much more common threat in some areas. 

      Be sure to watch out for weather warnings and avoid driving when black ice is prevalent, especially on roads prone to it like the Huon Highway and the Southern Outlet. 

      Car theft in Tasmania

      Of the 1,067 vehicles reported stolen in Tasmania during the calendar year of 2019-2020, around 75% have been recovered, according to the National Motor Vehicle Theft Reduction Council.+ Major cities were at the top of the leaderboard, with thefts in Launceston, Glenorchy, Hobart and Clarence (in that order) accounting for well over half of these instances.

      Insuring your car for theft, fire and malicious damage can be a good way to mitigate the risk of living and parking in these areas. This is generally covered in a comprehensive car insurance policy, or can be added onto third party car insurance. Also consider parking your car on your property or in a garage to reduce the likelihood of theft or vandalism – you may even reduce your car insurance premium in the process.

      What's the best car insurance in the Northern Territory? 

      When looking for a new policy, most people want to find the best car insurance in Australia to cover their rides. So, a great place to start is by checking out the winners in the Exceptional Value and Exceptional Quality categories in the latest Mozo Experts Choice Car Insurance Awards for 2023.

      The Mozo experts analysed over 10,000 car insurance quotes to find the best value policies for the widest range of customers. Check out the methodology report for more information. 

      However, not all policies are one-size-fits-all, so it’s important to bear this in mind when comparing car insurance policies in the NT. 

      External sources

      * Tasmanian Government (Dec 2020), ‘MAIB Premiums’ - accessed 21 Jan 2021

      ** Tasmanian Government (Jan 2021), ‘Tasmanian crash statistics’ - accessed 21 Jan 2021

      ^ Department of State Growth (Dec 2016), ‘Towards Zero Tasmanian Road Safety Strategy 2017-2026’ - accessed 21 Jan 2021

      ^^ ABC News (Aug 2020), ‘Liawenee in Tasmania's Central Highlands breaks record for coldest temperature in island state’ - accessed 21 Jan 2021

      + National Motor Vehicle Theft Reduction Council (Sep 2020), 'National context' - accessed 21 Jan 2021

      *NT Motor Accidents Compensation Commission - accessed Jan 2021

      ^National Motor Vehicle Theft Reduction Council (Dec 2020) ‘Theft Watch Report’ - accessed Jan 2021

      **Road Safety NT (Dec 2020) ‘Lives lost on NT roads’ - accessed Jan 2021

      Picture of Olivia Gee
      Olivia Gee
      Money writer

      As a finance journalist, Olivia investigates insurance, banking and property. After completing a double degree in journalism and media and communications, Olivia became a lifestyle editor at Time Out Sydney and freelanced for notable publications such as Guardian Australia and SBS News. She was Mozo’s resident car insurance enthusiast until Februrary 2022, and has (ASIC RG146 Tier 2) certification to provide general insurance advice. She edited content for the Mozo Experts Choice Awards, and was also the co-host of Mozo’s podcast, The Finance Burrito.

      FAQs about Northern Territory car insurance

      How does the MAC scheme work in the Northern Territory?

      The Motor Accidents Compensation (MAC) scheme is the type of compulsory third party car insurance that you must have to legally drive a vehicle in the Northern Territory. It is included in your NT vehicle registration and is designed to provide cover for personal injury sustained from motor vehicle accidents.

      Unlike some other versions of compulsory third party car insurance, MAC is a no-fault scheme, meaning you are covered no matter who causes an accident. The scheme covers drivers, passengers, cyclists and pedestrians.

      Benefits included in MAC are medical, rehabilitation and financial support for people recovering from serious and in some cases, permanent injuries resulting from a motor accident.

      It should be noted that this type of insurance does not provide cover for your car or liability for any damage you may cause to someone else’s car.

      How does excess work?

      In short, an excess is the amount you choose to contribute towards a bill, before your insurance kicks in. So if you have an excess of $500 and a bill for $1,000, you would pay the first $500 and your insurance company would pay the other $500.

      In general, the higher the excess you choose, the lower your insurance premiums will be. This is because if you do have to claim, your insurance provider will pay less of your bill if you have a higher excess. So having a higher excess may cost you less in insurance premiums, but more come claim time. On the flip side, if you have a lower excess your premiums will be higher, but you will probably pay less if you do have to make a claim.

      Insurance providers often offer a range of excess options to choose from. This range is included in the snapshot of insurance plans listed above.

      How do I find the best car insurance?

      If you’re looking to find Australia’s best car insurance, a great place to begin is by checking out the winners in the Exceptional Value and Exceptional Quality categories in the Mozo Experts Choice Awards for Car Insurance. Our experts analysed the pricing and product data and determined these as the insurance policies offering the best range of features for competitive premiums.

      Not all customers are looking for the same thing when it comes to car insurance, so it’s important to bear this in mind when comparing policies.

      What is the difference between market value and agreed value?

      There are two different ways insurance companies can value your vehicle: these are by market value or agreed value. A simple definition of the two is:

      • Market value. Quite simply this is how much your car would fetch on the open market. If you opt for market value, your insurance provider will take into account depreciation, what kind of shape your car is in, the model, age and so forth. The market value will most likely go down as your car ages.

      • Agreed value. This is a value that you and your insurance company agree on, when you sign up to your policy. Your insurance provider will review the value each time you renew your policy and will probably decrease it, as your car gets older.

      What happens if my car is written off in the Northern Territory?

      In the event that your car is written off and so long as you have comprehensive car insurance, your provider will usually pay the sum your vehicle is insured for. How much you receive will depend on whether your car is valued at the current market value or a previously agreed upon value.

      Alternatively, if you have new-for-old replacement cover, your insurance provider may pay for the purchase of a new, similar car. Generally this applies if your car is less than two years old when it is written off.

      Do car accidents in the NT affect my car insurance?

      A number of factors are used to calculate how much you pay in insurance premiums. As mentioned above these can include things like car theft and they can also include car accidents. To expand on this, if there are a lot of accidents in your area, your car insurance provider may take this into account when working out your premium.

      According to Road Safety NT there were 23 lives lost as a result of motor vehicle accidents in 2020 (up to 10 December 2020)**. In 2019 that number was 35 and in 2018, 50. While you can’t easily change where you live, you can of course take precautions by being a safe driver yourself. Between 2009 and 2019, a key contributing factor to fatal accidents was the consumption of alcohol. So, by following road rules and being a careful driver you can not only protect yourself and everyone else around you, but you could also lower your car insurance premiums.

      What are the most common types of car insurance claims in the Northern Territory?

      According to a report from Suncorp, windscreen claims were the most common type of claim in the NT, in 2019. These types of claims made up 36.24% of claims in the territory that year. This was followed by single car collision claims and claims for damage while parked. 

      What do I need for a car insurance quote in the Northern Territory?

      When picking an insurance policy for your wheels, you may want to gather a number of quotes from different providers to weigh up your options. For this you’ll need to have a few details handy including:

      • Your personal information. This can include your full name, DOB, contact details and possibly gender.

      • Information about your vehicle. This is usually your registration number, the make and model of your car and how old it is.

      • Your driver’s license. You may have to provide your driver’s license number and how long you have had it.

      • Where you park at night. The insurance provider may ask you where you usually park your car at night - that is the address and whether you park on the street or in a garage.

      • Your driving history. You will probably be asked to declare any incidents or accidents that you have had in the past few years.

      • The distance you drive. To work out your premium your insurance provider will want to know how many kilometres you usually drive per year.

      Does Mozo compare car insurance for other states and territories?

      Yes, Mozo compares comprehensive car insurance policies for all states and territories in Australia. You can find the links here:

      Is there special car insurance for some car makes and models? 

      While you don't need a particular kind of insurance for any type of car, there could be policies which suit your circumstances better.

      The Mozo team has investigated annual premium quotes and insurance trends for a few different car brands so you can better understand the costs associated with some popular cars:

      Car Insurance Reviews

      AAMI Comprehensive Car Insurance
      Overall 9/10
      Great company with great products and services

      I had recently joined AAMI when I was involved in an accident. The process to log and finalise theClaim was very good. I would recommend AAMI as a trustworthy company with great products and services

      Read full review

      I had recently joined AAMI when I was involved in an accident. The process to log and finalise theClaim was very good. I would recommend AAMI as a trustworthy company with great products and services

      Value for money
      8/10
      Policy coverage
      8/10
      Customer service
      10/10
      Claims handling
      10/10
      Trust
      8/10
      Less
      Ken, Victoria, reviewed 12 days ago
      ahm Car Insurance
      Overall 9/10
      ahm Is The Best Value For Money, Cover & Ease

      I love ahm! I have Car and Health Insurance with them and because I have both I have a discount too! They also offer a youth discount which is great! I use the pay as you go (set kms per year) option for my car insurance which is perfect for me since I only pay for how much I drive and I’m fully covered. Compared to other insurances, this one was the best in value and price. I know young drivers are penalised more because of their inexperience, but being 24 with no accidents in six years of driving I’m glad that ahm can recognise that, and treat me fairly. Their customer service is amazing, their app and website are easy to use and navigate, and they have lots of information sheets that you can read through. Everything is clear, concise, and easy to understand for the regular person with no legal jargon. I truly have no complaints - only that price could be nonexistent lol but it’s already way cheaper than any competitor and insurance is kind of a necessity.

      Read full review

      I love ahm! I have Car and Health Insurance with them and because I have both I have a discount too! They also offer a youth discount which is great! I use the pay as you go (set kms per year) option for my car insurance which is perfect for me since I only pay for how much I drive and I’m fully covered. Compared to other insurances, this one was the best in value and price. I know young drivers are penalised more because of their inexperience, but being 24 with no accidents in six years of driving I’m glad that ahm can recognise that, and treat me fairly. Their customer service is amazing, their app and website are easy to use and navigate, and they have lots of information sheets that you can read through. Everything is clear, concise, and easy to understand for the regular person with no legal jargon. I truly have no complaints - only that price could be nonexistent lol but it’s already way cheaper than any competitor and insurance is kind of a necessity.

      Value for money
      10/10
      Policy coverage
      10/10
      Customer service
      10/10
      Trust
      9/10
      Less
      Stephanie, Victoria, reviewed 12 days ago
      Youi Comprehensive Car Insurance
      Overall 9/10
      Excellent service and competitive price.

      So friendly on the phone and so easy to access help. Provide help to cut your fees. Excellent service. Excellent. And competitive price.

      Read full review

      So friendly on the phone and so easy to access help. Provide help to cut your fees. Excellent service. Excellent. And competitive price.

      Value for money
      9/10
      Policy coverage
      9/10
      Customer service
      9/10
      Claims handling
      9/10
      Trust
      9/10
      Less
      Elisabeth, New South Wales, reviewed 12 days ago

      More car insurance reviews