Tassie drivers looking for a great deal on car insurance should idle here a while. Mozo’s got all the information on car insurance quotes, features and discounts. Start now!
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Last updated 30 October 2024Important disclosures
Important information on terms, conditions and sub-limits.
Disclaimer
Important information on terms, conditions and sub-limits
Terms, conditions, exclusions, limits and sub-limits may apply to any of the insurance products shown on the Mozo website. These terms, conditions, exclusions, limits and sub-limits could affect the level of benefits and cover available under any of the insurance products shown on the Mozo website. Please refer to the relevant Product Disclosure Statement and the Target Market Determination on the provider's website for further information before making any decisions about an insurance product.
Comprehensive Car Insurance
Youi like to get to know you from the very first conversation, which provides you with the opportunity to find comprehensive car insurance cover that could better suit your lifestyle and your needs. Because we’re all individuals, so we all use our cars differently from day-to-day. Youi is car insurance that’s a bit more you-shaped. Mozo People's Choice Excellent Customer Service Car Insurance award winner in 2024.
Youi like to get to know you from the very first conversation, which provides you with the opportunity to find comprehensive car insurance cover that could better suit your lifestyle and your needs. Because we’re all individuals, so we all use our cars differently from day-to-day. Youi is car insurance that’s a bit more you-shaped. Mozo People's Choice Excellent Customer Service Car Insurance award winner in 2024.
New car if written off
Yes - within 2 years and a listed driver is the first registered owner
Rental car after theft
Yes - Up to 14 days.
Rental car after accident
Not at fault - Yes. At fault - Optional Extra. Up to 14 days.
Windscreen cover
Yes - standard excess. Option to reduce windscreen excess to $50 for an additional premium.
Modifications
Covered only if agreed in writing.
Young driver excess imposed
Unlisted and aged 25 and over: $700, Unlisted and aged under 25: $2,000, Listed and aged under 25: $600
Roadside assistance
Yes
Other benefits
-
Other restrictions
-
States where offered
SA VIC TAS NSW ACT QLD WA
Terms, conditions, exclusions, limits and sub-limits may apply to any of the insurance products shown on the Mozo website. These terms, conditions, exclusions, limits and sub-limits could affect the level of benefits and cover available under any of the insurance products shown on the Mozo website. Please refer to the relevant Product Disclosure Statement and the Target Market Determination on the provider's website for further information before making any decisions about an insurance product.
ROLLiN’ offers affordable monthly comprehensive car insurance with its favourite extras included. No additional excess for young drivers, lodge a claim 24/7 and zero cancellation fees. Hire car is included up to $80 per day for up to 21 days; cover for one tow to our nearest authorised repairer, following a covered incident. No excess on your first covered windscreen, sunroof, and window glass damage once per insurance period. List multiple cars and drivers under the one policy as long as they fit the underwriting criteria (excludes Safe ’n Save policies).
Monthly premiums
Yes
Choice of repairer
No
Choice of excess
$800 Flat Excess Fee
Agreed or market value
Agreed
Available discounts
Get 10% Off The Base Premium For The First 2 Consecutive Monthly Policies And Up To A 15% Potential Monthly Discount From Your 3rd Month For Being A Safer Driver. Minimum Premiums May Apply. Underwriting Criteria, Limits, Exclusions, And T&Cs Apply.
ROLLiN’ offers affordable monthly comprehensive car insurance with its favourite extras included. No additional excess for young drivers, lodge a claim 24/7 and zero cancellation fees. Hire car is included up to $80 per day for up to 21 days; cover for one tow to our nearest authorised repairer, following a covered incident. No excess on your first covered windscreen, sunroof, and window glass damage once per insurance period. List multiple cars and drivers under the one policy as long as they fit the underwriting criteria (excludes Safe ’n Save policies).
New car if written off
Yes - within 15,000km of original registration
Rental car after theft
Yes - Up to 21 days, max $80 per day after a covered event
Rental car after accident
Yes - Up to 21 days, max $80 per day after a covered event
Windscreen cover
Yes - one claim can be made per Insurance Period, with $0 windscreen excess
Modifications
Covered only if agreed in writing.
Young driver excess imposed
No additional excess for young drivers. $3,000 for unlisted drivers
Roadside assistance
No
Other benefits
Optional benefit to boost the Single Car Value by 15%, it will be shown on your Insurance Certificate
Other restrictions
-
States where offered
SA VIC NT TAS NSW ACT QLD WA
Terms, conditions, exclusions, limits and sub-limits may apply to any of the insurance products shown on the Mozo website. These terms, conditions, exclusions, limits and sub-limits could affect the level of benefits and cover available under any of the insurance products shown on the Mozo website. Please refer to the relevant Product Disclosure Statement and the Target Market Determination on the provider's website for further information before making any decisions about an insurance product.
Get award winning Car Insurance. Save 15% ^ on your first year’s premium when you purchase a new policy online. Budget Direct offers tailor-made cover, new-for-old replacement, 24/7 claims, a highly-rated claims service, and get a hire car following a theft.
Get award winning Car Insurance. Save 15% ^ on your first year’s premium when you purchase a new policy online. Budget Direct offers tailor-made cover, new-for-old replacement, 24/7 claims, a highly-rated claims service, and get a hire car following a theft.
New car if written off
Yes - within 2 years or 40,000 kilometres of original registration, whichever comes first
Rental car after theft
Yes - Up to 14 days, max $1,000 total.
Rental car after accident
Not at fault - Yes. At fault - Optional Extra. Up to 14 days for at fault accidents.
Windscreen cover
Yes - standard excess. Option to reduce windscreen excess to $40 on every windscreen claim for an additional premium.
Modifications
Covered only if agreed in writing.
Young driver excess imposed
$600 for drivers under 21, $500 for drivers under 24, $600 for unlisted drivers, $500 for inexperienced drivers.
Roadside assistance
Optional Extra
Other benefits
-
Other restrictions
-
States where offered
SA VIC TAS NSW ACT QLD WA
Terms, conditions, exclusions, limits and sub-limits may apply to any of the insurance products shown on the Mozo website. These terms, conditions, exclusions, limits and sub-limits could affect the level of benefits and cover available under any of the insurance products shown on the Mozo website. Please refer to the relevant Product Disclosure Statement and the Target Market Determination on the provider's website for further information before making any decisions about an insurance product.
Australia Post Comprehensive Car Insurance offers a broad range of coverage and includes cover for anyone who drives your vehicle. It also covers new car replacement if your recently purchased brand new car is written off within the first three years (provided it has travelled less than 60,000km).
Australia Post Comprehensive Car Insurance offers a broad range of coverage and includes cover for anyone who drives your vehicle. It also covers new car replacement if your recently purchased brand new car is written off within the first three years (provided it has travelled less than 60,000km).
New car if written off
Yes - within 3 years and 60,000 km of original registration
Rental car after theft
Yes - Up to 14 days.
Rental car after accident
Not at fault - Yes. At fault - Optional Extra. Up to 14 days.
Windscreen cover
Yes - standard excess ($0 excess for repair only). Option to reduce windscreen replacement excess to $0 for an additional premium.
Modifications
Automatically covered.
Young driver excess imposed
$600 for listed drivers under 25, $1,600 for unlisted drivers under 25.
Roadside assistance
No
Other benefits
-
Other restrictions
-
States where offered
SA VIC TAS NSW ACT QLD WA
Terms, conditions, exclusions, limits and sub-limits may apply to any of the insurance products shown on the Mozo website. These terms, conditions, exclusions, limits and sub-limits could affect the level of benefits and cover available under any of the insurance products shown on the Mozo website. Please refer to the relevant Product Disclosure Statement and the Target Market Determination on the provider's website for further information before making any decisions about an insurance product.
*Terms, conditions, exclusions, limits and sub-limits may apply to any of the insurance products shown on the Mozo website. These terms, conditions, exclusions, limits and sub-limits could affect the level of benefits and cover available under any of the insurance products shown on the Mozo website. Please refer to the relevant Product Disclosure Statement and the Target Market Determination on the provider's website for further information before making any decisions about an insurance product.
Car insurance resources
Reviews, news, tips and guides to help find the best car insurance for you.
Is car insurance compulsory in Tasmania?
Yes, like all other states and territories in Australia, you’ll need some level of car insurance to drive in Tasmania.
This level of insurance doesn’t cover any damage caused to your car or others’. Instead it’s there to compensate you for reasonable medical, ambulance and hospital costs, rehabilitation expenses, income loss, long term care for serious injuries and disability allowance.
As on the mainland, other levels of car insurance in Tasmania are elective. However, it’s advisable to have at least a basic level of voluntary cover in case you cause an accident, as otherwise you may be left with a massive repair bill for any damages you cause to your own car and others.
The most basic level within this is third party property damage car insurance, which covers you for repair or replacement costs if you cause damage to other people’s vehicles or property. Every policy differs slightly, but there are generally dollar limits on what your insurance company will pay out. And remember: third party property insurance does not cover your own car in any way.
If you live in an area with a high crime rate or park your car on a dangerous street, you might consider bumping up your third party cover to include fire and theft car insurance. This will cost a little extra, but is a useful safeguard for your car if it’s in a riskier environment.
Comprehensive car insurance is the highest level of cover you can take out in TAS. As a base, it covers repair or replacement costs for your own and other vehicles should you cause an accident. Depending on your provider and policy, it can also include cover for additional costs that crop up around road accidents like towing, emergency accommodation, travel and hire car costs.
How much does car insurance cost in Tasmania?
You pay CTP through MAIB as part of your annual vehicle registration in TAS, so this cost will be determined by the kind of vehicle you drive. As an example, the annual MAIB premium for a motor car (which is a standard car meant to carry passengers) is $302.*
When it comes to elective coverage, a higher level of cover means a higher premium, so a comprehensive policy will cost more than third party car insurance. Just remember, if you cause a costly accident or own a reasonably new or valuable car, paying a little more each year on your premium for additional cover could save you money down the road.
Regardless of the type of car insurance you choose, there are a range of demographic and behavioural factors which can impact your car insurance cost. Insurance companies will use statistics to calculate how much of a risk you are on paper, and provide a car insurance quote which mitigates high risk with a higher premium. Some of the factors they go off include:
Your age & gender. Based on road accidents and the cost of insurance claims, younger or more inexperienced drivers are a higher risk and female drivers are statistically safer.
Where you liveand whether yourcar is garaged. If your car is on the street in a dangerous neighbourhood, expect a premium bump.
Your driving habits and history. On the bright side, some insurance providers offer cheaper premiums for Tasmanians who don’t use their cars often. But flip the coin to someone who drives a lot or has black marks on their driving record, and you’ll find a more expensive premium.
What is covered by comprehensive car insurance in Tasmania?
Every car insurance provider will offer slightly different benefits, which will then be affected by the kind of driver you are and the kind of vehicle you drive. With that in mind, there are some things you can generally expect to see on your comprehensive car insurance policy. This includes coverage for:
Damage to another driver’s car when you cause an accident
Damage to your car in an accident
Other accidental damage (like reversing into a retaining wall)
Fire damage
Theft and attempted theft of your car
Vandalism and malicious damage
Emergency repairs
Towing costs in an emergency
Travel and accommodation costs if you’re a certain distance from home after an incident
Damage to personal property in your car.
Are there any optional extras I should have when driving in TAS?
Some car insurance policies will include certain features as standard, which in other policies only come as optional extras. Generally speaking, the more feature-rich your policy is the more expensive it will be whether you include things optionally or if they’re offered from the get-go. Some features to consider which may only be offered as optional extras include:
Excess-free windscreen cover. This is great if you live on a large Tassie block and might need semi-regular windscreen repairs from driving on unsealed roads.
Rental car after accident. You’ll often find this is included after a theft as standard, but not after road accidents, particularly if you’re responsible for a crash.
Modifications. Many providers will be happy to insure your cool vehicle upgrades, you’ll just have to let them assess it and set a price for coverage before taking out a policy.
Choice of repairer: Being able to choose your own repairer is a good option if you have a trusted mechanic or panel beater in mind and want them to see to all repairs.
24-hour roadside assistance. If you’re concerned about getting stuck in between Tassie townships, roadside assistance can get you out of a bind. This is usually sold as a separate product to most insurance policies.
No claims bonus protection. This is a veil of protection added onto your clean driving record which has earned you a discount on your premium. It’ll keep the no claims discount intact if you make a claim in some scenarios.
How does car theft and accidents affect insurance in TAS?
As mentioned, your cover can be affected by where you live, drive and park your car, as different areas have different levels of crime rates and road incidents, and therefore come with higher risk. So it’s important to have an idea of what that risk is in your state and local area.
TAS road accident statistics
Serious injuries and fatalities on Tasmanian roads were slightly higher in 2020 than the running ten-year average, according to Tasmania Transport Services .** There were 284 people who were seriously hurt and 36 lives lost.
A report from the Department of State Growth found two-thirds of serious casualties were caused by vehicles veering off the roadway or into oncoming traffic, resulting in head-on or other kinds of collisions.^ It also found a lack of attention while driving and experience as a driver were the two leading causes of casualties, closely followed by inappropriate speed.
Tasmania road weather dangers
Tassie is home to some of Australia’s coldest towns, which brings a very dangerous element to the driving equation: black ice. With temperatures dropping as low as -14 degrees Celsius ^^, black ice (a thin coating of transparent ice) is a much more common threat in some areas.
Be sure to watch out for weather warnings and avoid driving when black ice is prevalent, especially on roads prone to it like the Huon Highway and the Southern Outlet.
Car theft in Tasmania
Of the 1,067 vehicles reported stolen in Tasmania during the calendar year of 2019-2020, around 75% have been recovered, according to the National Motor Vehicle Theft Reduction Council .+ Major cities were at the top of the leaderboard, with thefts in Launceston, Glenorchy, Hobart and Clarence (in that order) accounting for well over half of these instances.
Insuring your car for theft, fire and malicious damage can be a good way to mitigate the risk of living and parking in these areas. This is generally covered in a comprehensive car insurance policy, or can be added onto third party car insurance. Also consider parking your car on your property or in a garage to reduce the likelihood of theft or vandalism – you may even reduce your car insurance premium in the process.
What's the best car insurance in Tasmania?
When looking for a new policy, most people want to find the best car insurance in Australia to cover their rides. So, a great place to start is by checking out the winners in the Exceptional Value and Exceptional Quality categories in the latest Mozo Experts Choice Car Insurance Awards for 2023.
The Mozo experts analysed over 10,000 car insurance quotes to find the best value policies for the widest range of customers. Check out the methodology report for more information.
However, not all policies are one-size-fits-all, so it’s important to bear this in mind when comparing car insurance policies in Tasmania.
External sources
* Tasmanian Government (Dec 2020), ‘MAIB Premiums’ - accessed 21 Jan 2021
** Tasmanian Government (Jan 2021), ‘Tasmanian crash statistics’ - accessed 21 Jan 2021
^ Department of State Growth (Dec 2016), ‘Towards Zero Tasmanian Road Safety Strategy 2017-2026’ - accessed 21 Jan 2021
^^ ABC News (Aug 2020), ‘Liawenee in Tasmania's Central Highlands breaks record for coldest temperature in island state’ - accessed 21 Jan 2021
+ National Motor Vehicle Theft Reduction Council (Sep 2020), 'National context' - accessed 21 Jan 2021
As a personal finance writer at Mozo, Olivia investigates insurance, banking and property. After completing a double degree in journalism and media and communications, Olivia became a lifestyle editor at Time Out Sydney and freelanced for notable publications such as Guardian Australia and SBS News. Now she is Mozo’s resident car insurance enthusiast, and is certified (ASIC RG146 Tier 2) to provide general advice in general insurance. She also creates audible finance adventures as co-host of Mozo’s podcast, The Finance Burrito.
Jack is RG146 Generic Knowledge certified, with a Bachelor of Communications in Creative Writing from UTS, and uses his creative flair to cut through the financial jargon and make home loans, insurance and banking interesting. His reader-first approach to creating content and his passion for financial literacy means he always looks for innovative ways to explain personal finance. Jack's research and explanations have been featured in government publications, and his work is regularly featured alongside major publications in Google's Top Stories for Insurance.
Yes, you’ll still be covered if you drive aboard the Spirit of Tasmania to visit Melbourne mates or take a nation-wide road trip. If you’re planning on exploring other states and territories for a longer stint, have a chat to your insurance provider before heading off, as there may be some limits or exclusions.
Most car insurance companies operate Australia-wide, but there are some providers who only operate in one or a few states and will only cover those who live there. The insurance itself is the same but coverage levels and other benefits will differ from provider to provider. Often these insurance companies will also invest in local road safety education and research.
CTP is one aspect of car insurance where details and costs can differ depending on state boundaries. So, if you want to learn more about this or compare comprehensive car insurance policies specifically in your state, head to Mozo’s dedicated car insurance hubs for:
If you’re looking to find Australia’s best car insurance, a great place to begin is by checking out the winners in the Exceptional Value and Exceptional Quality categories in the Mozo Experts Choice Awards for Car Insurance. Our experts analysed the pricing and product data and determined these as the insurance policies offering the best range of features for competitive premiums.
Not all customers are looking for the same thing when it comes to car insurance, so it’s important to bear this in mind when comparing policies.
While you don't need a particular kind of insurance for any type of car, there could be policies or levels of insurance which suit you and your wheels better.
The Mozo data team has crunched the numbers for a few different car brands so you can better understand the insurance costs associated with some popular cars:
Absolutely! Some of the common car insurance discounts you can apply for in Tasmania include:
Online discount: Insurance companies reward customers who help streamline processes by applying for insurance online. An apply-online discount can often be as high as 20%, but is usually only applied to the first yearly premium on a new policy.
Loyalty discount: If you’ve stuck with the same insurance provider for years, you may be offered a discount come renewal time or it may be applied to your premium automatically. The discount is offered as a percentage of your premium and can increase over time.
No claims bonus: While it’s often called a ‘bonus’, this is another discount. Like the loyalty discount, it also has the potential to grow over time, but is based on you not making any insurance claims each policy period. Sometimes not-at-fault claims or cheaper claims (such as windscreen repairs) won’t count in this tally.
Multi policy discount: If you have more than one policy with the same insurer, you can often snag a discount on your car insurance. This includes other car insurance policies, home insurance and life insurance policies.
Driver restriction discount: Setting boundaries can also help you save. If you agree that only low-risk people will be driving your car or you’ll only drive a certain amount of kilometres in the year, you may be able to reduce your premium. Just remember, if you break these conditions and have an accident, your claim can be denied.
When kicking off the claims process, the easiest option is often to lodge and keep track of your claim online. However, you can usually still speak to a human service provider over the phone with most insurance companies, and sometimes even in person.
No matter how you approach it, having the following details written down at the time of the incident and handy when you’re processing the claim will make you life easier:
The date, time and location of the incident, as well as an outline road conditions
The details of any other drivers involved in the accident (including their contact info, insurance details and licence and registration numbers)
Any statements from witnesses or other involved road-users
Any photo evidence of damages or the scene of the incident
A police report (if applicable).
It’s important to remember you’ll have to pay an excess to get the wheels rolling on your claim, so be sure you know what your excess is and if you can cover it. Also keep in mind that making a claim might impact your no claims bonus and potentially cause future premiums to rise.
There are some things you can expect to be excluded from your car insurance cover no matter where you live. Some general exclusions are:
Depreciation of your car's value: The more you drive your car and the longer you have it, the more it depreciates in value. As this part and parcel of owning and driving a car, it isn’t insurable.
Mechanical or structural faults: This applies to spontaneous breakdowns – for example, your air con fails or indicator light dies – and usually won’t be covered.
Wear and tear: You will need to check what this refers to, as each insurance company has a different definition. In general, you can’t claim repair costs on things like rust damage, bald tyres or worn-down brakes.
Car insurance premiums are usually calculated as an annual sum, but it doesn’t necessarily mean you’ll have to pay it every twelve months. You'll sometimes have the option to pay your premium weekly, fortnightly or monthly. However, many insurance companies may add a processing fee for this budgeting convenience.
Car Insurance Reviews
NRMA Insurance Car Insurance
Overall 6/10
Great
Really quick to get through on the phone. Staff have always been really nice and is one of the cheapest insurers out there for my model of car. I received quotes from several other companies, some of which were double the cost of my current policy with NRMA. Have been great so far
Really quick to get through on the phone. Staff have always been really nice and is one of the cheapest insurers out there for my model of car. I received quotes from several other companies, some of which were double the cost of my current policy with NRMA. Have been great so far
Lauren,
South Australia,
reviewed about 13 hours ago
NRMA Insurance Comprehensive Car Insurance
Overall 10/10
NRMA Insurance often does not charge the "Excess".
NRMA Insurance cares so much for their customers that they help in any way possible !!!
When I have had to take my car in for repairs under my Insurance, NRMA Insurance has often authorised the full repairs and have not charged any "Excess" payment for the repairs !!!
Now isn't that really quite generous !!!
NRMA Insurance cares so much for their customers that they help in any way possible !!!
When I have had to take my car in for repairs under my Insurance, NRMA Insurance has often authorised the full repairs and have not charged any "Excess" payment for the repairs !!!
Now isn't that really quite generous !!!
Alan,
New South Wales,
reviewed about 13 hours ago
Budget Direct Car Insurance
Overall 1/10
Run for the hills from the company.
Do not go anywhere near this company for insurance.
My renewal for my car has come through and they have just rejected my renewal based off my claims history.
In over 25 years of driving I have never had a claim and this year after my car got stolen out the front of my home by a third party, after the key was accidentally left in car, while going through the birth of my son and moving home, I made a claim, which they reject based on leaving the key in the car, after a long and painful process where I felt like the criminal and over a very stressful period of 6 months, they paid me $3,000 for my troubles with a car that should have been written off. I tried to fight it with the complaints tribunal but as they have this small print buried in the wording I lost the battle. I’m now driving around in a car that needed to be fixed which I have more paid more then $10,000 to make road worthy but can’t afford a total repair and now at renewal they have the hid to reject my renewal based on my claims history. I could understand if it was for the car itself they decided not to insurer but in their comments they make it clear it’s due to my claims history. Again I have never had a claim that’s my fault and one claim where my car got stolen which they paid a tenth of the cost and now they have advising me they are not renewing based on my claim history.
This is the most ridiculous thing I have heard and never seen such poor service this company offers. There is a reason they are called budget and whom every is rating this company as best insurer needs to be looked into.
Do yourself a favour and look at other insurance companies that have a bit of compassion and don’t run for the hills as soon as you need them.
Do not go anywhere near this company for insurance.
My renewal for my car has come through and they have just rejected my renewal based off my claims history.
In over 25 years of driving I have never had a claim and this year after my car got stolen out the front of my home by a third party, after the key was accidentally left in car, while going through the birth of my son and moving home, I made a claim, which they reject based on leaving the key in the car, after a long and painful process where I felt like the criminal and over a very stressful period of 6 months, they paid me $3,000 for my troubles with a car that should have been written off. I tried to fight it with the complaints tribunal but as they have this small print buried in the wording I lost the battle. I’m now driving around in a car that needed to be fixed which I have more paid more then $10,000 to make road worthy but can’t afford a total repair and now at renewal they have the hid to reject my renewal based on my claims history. I could understand if it was for the car itself they decided not to insurer but in their comments they make it clear it’s due to my claims history. Again I have never had a claim that’s my fault and one claim where my car got stolen which they paid a tenth of the cost and now they have advising me they are not renewing based on my claim history.
This is the most ridiculous thing I have heard and never seen such poor service this company offers. There is a reason they are called budget and whom every is rating this company as best insurer needs to be looked into.
Do yourself a favour and look at other insurance companies that have a bit of compassion and don’t run for the hills as soon as you need them.
Our goal at Mozo is to help you make smart financial decisions and our award-winning comparison tools and services are provided free of charge. As a marketplace business, we do earn money from advertising and this page features products with Go To Site links and/or other paid links where the provider pays us a fee if you go to their site from ours, or you take out a product with them. You do not pay any extra for using our service.
We are proud of the tools and information we provide and unlike some other comparison sites, we also include the option to search all the products in our database, regardless of whether we have a commercial relationship with the providers of those products or not.
'Sponsored', 'Hot deal' and 'Featured Product' labels denote products where the provider has paid to advertise more prominently.
'Mozo sort order' refers to the initial sort order and is not intended in any way to imply that particular products are better than others. You can easily change the sort order of the products displayed on the page.
We provide only general advice
Mozo provides general product information. We don't consider your personal objectives, financial situation or needs and we aren't recommending any specific product to you. You should make your own decision after reading the Product Disclosure Statement (PDS) or offer documentation, or seeking independent advice. It is also advised to review Target Market Determination(TMD) of products that you are considering. The TMD can be found on the provider's website.
Disclaimer
Who we are and how we get paid
Our goal at Mozo is to help you make smart financial decisions and our award-winning comparison tools and services are provided free of charge. As a marketplace business, we do earn money from advertising and this page features products with Go To Site links and/or other paid links where the provider pays us a fee if you go to their site from ours, or you take out a product with them. You do not pay any extra for using our service.
We are proud of the tools and information we provide and unlike some other comparison sites, we also include the option to search all the products in our database, regardless of whether we have a commercial relationship with the providers of those products or not.
'Sponsored', 'Hot deal' and 'Featured Product' labels denote products where the provider has paid to advertise more prominently.
'Mozo sort order' refers to the initial sort order and is not intended in any way to imply that particular products are better than others. You can easily change the sort order of the products displayed on the page.
Important information on terms, conditions and sub-limits
Terms, conditions, exclusions, limits and sub-limits may apply to any of the insurance products shown on the Mozo website. These terms, conditions, exclusions, limits and sub-limits could affect the level of benefits and cover available under any of the insurance products shown on the Mozo website. Please refer to the relevant Product Disclosure Statement and the Target Market Determination on the provider's website for further information before making any decisions about an insurance product.