Tassie drivers looking for a great deal on car insurance should idle here a while. Mozo’s got all the information on car insurance quotes, features and discounts. Start now!
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Last updated 27 July 2024Important disclosures
Important information on terms, conditions and sub-limits.
Disclaimer
Important information on terms, conditions and sub-limits
Terms, conditions, exclusions, limits and sub-limits may apply to any of the insurance products shown on the Mozo website. These terms, conditions, exclusions, limits and sub-limits could affect the level of benefits and cover available under any of the insurance products shown on the Mozo website. Please refer to the relevant Product Disclosure Statement and the Target Market Determination on the provider's website for further information before making any decisions about an insurance product.
Comprehensive Car Insurance
Youi like to get to know you from the very first conversation, which provides you with the opportunity to find comprehensive car insurance cover that could better suit your lifestyle and your needs. Because we’re all individuals, so we all use our cars differently from day-to-day. Youi is car insurance that’s a bit more you-shaped.
Youi like to get to know you from the very first conversation, which provides you with the opportunity to find comprehensive car insurance cover that could better suit your lifestyle and your needs. Because we’re all individuals, so we all use our cars differently from day-to-day. Youi is car insurance that’s a bit more you-shaped.
New car if written off
Yes - within 2 years and a listed driver is the first registered owner
Rental car after theft
Yes - Up to 14 days.
Rental car after accident
Not at fault - Yes. At fault - Optional Extra. Up to 14 days.
Windscreen cover
Yes - standard excess. Option to reduce windscreen excess to $50 for an additional premium.
Modifications
Covered only if agreed in writing.
Young driver excess imposed
Unlisted and aged 25 and over: $700, Unlisted and aged under 25: $2,000, Listed and aged under 25: $600
Roadside assistance
Yes
Other benefits
-
Other restrictions
-
States where offered
SA VIC TAS NSW ACT QLD WA
Terms, conditions, exclusions, limits and sub-limits may apply to any of the insurance products shown on the Mozo website. These terms, conditions, exclusions, limits and sub-limits could affect the level of benefits and cover available under any of the insurance products shown on the Mozo website. Please refer to the relevant Product Disclosure Statement and the Target Market Determination on the provider's website for further information before making any decisions about an insurance product.
ROLLiN’ put their customers in the driver’s seat by offering great value comprehensive car insurance with no additional excess for young drivers. Zero cancellation fees, 24/7 claims support via phone and a policy paid monthly. Plus, you can list multiple cars and drivers under the one policy, as long as they fit the underwriting criteria
ROLLiN’ put their customers in the driver’s seat by offering great value comprehensive car insurance with no additional excess for young drivers. Zero cancellation fees, 24/7 claims support via phone and a policy paid monthly. Plus, you can list multiple cars and drivers under the one policy, as long as they fit the underwriting criteria
New car if written off
Yes - within 15,000km of original registration
Rental car after theft
Yes - Up to 21 days, max $80 per day after a covered event
Rental car after accident
Yes - Up to 21 days, max $80 per day after a covered event
Windscreen cover
Yes - one claim can be made per Insurance Period, with $0 windscreen excess
Modifications
Covered only if agreed in writing.
Young driver excess imposed
No additional excess for young drivers. $3,000 for unlisted drivers
Roadside assistance
No
Other benefits
Optional benefit to boost the Single Car Value by 15%, it will be shown on your Insurance Certificate
Other restrictions
-
States where offered
SA VIC NT TAS NSW ACT QLD WA
Terms, conditions, exclusions, limits and sub-limits may apply to any of the insurance products shown on the Mozo website. These terms, conditions, exclusions, limits and sub-limits could affect the level of benefits and cover available under any of the insurance products shown on the Mozo website. Please refer to the relevant Product Disclosure Statement and the Target Market Determination on the provider's website for further information before making any decisions about an insurance product.
Get award winning Car Insurance. Save 15% ^ on your first year’s premium when you purchase a new policy online. Budget Direct offers tailor-made cover, new-for-old replacement, 24/7 claims, a highly-rated claims service, and get a hire car following a theft.
Get award winning Car Insurance. Save 15% ^ on your first year’s premium when you purchase a new policy online. Budget Direct offers tailor-made cover, new-for-old replacement, 24/7 claims, a highly-rated claims service, and get a hire car following a theft.
New car if written off
Yes - within 2 years or 40,000 kilometres of original registration, whichever comes first
Rental car after theft
Yes - Up to 14 days, max $1,000 total.
Rental car after accident
Not at fault - Yes. At fault - Optional Extra. Up to 14 days for at fault accidents.
Windscreen cover
Yes - standard excess. Option to reduce windscreen excess to $40 on every windscreen claim for an additional premium.
Modifications
Covered only if agreed in writing.
Young driver excess imposed
$600 for drivers under 21, $500 for drivers under 24, $600 for unlisted drivers, $500 for inexperienced drivers.
Roadside assistance
Optional Extra
Other benefits
-
Other restrictions
-
States where offered
SA VIC TAS NSW ACT QLD WA
Terms, conditions, exclusions, limits and sub-limits may apply to any of the insurance products shown on the Mozo website. These terms, conditions, exclusions, limits and sub-limits could affect the level of benefits and cover available under any of the insurance products shown on the Mozo website. Please refer to the relevant Product Disclosure Statement and the Target Market Determination on the provider's website for further information before making any decisions about an insurance product.
Australia Post Comprehensive Car Insurance offers a broad range of coverage and includes cover for anyone who drives your vehicle. It also covers new car replacement if your recently purchased brand new car is written off within the first three years (provided it has travelled less than 60,000km). Get $100 off your first year's premium when you buy Comprehensive Car Insurance online. T&Cs apply.
Australia Post Comprehensive Car Insurance offers a broad range of coverage and includes cover for anyone who drives your vehicle. It also covers new car replacement if your recently purchased brand new car is written off within the first three years (provided it has travelled less than 60,000km). Get $100 off your first year's premium when you buy Comprehensive Car Insurance online. T&Cs apply.
New car if written off
Yes - within 3 years and 60,000 km of original registration
Rental car after theft
Yes - Up to 14 days.
Rental car after accident
Not at fault - Yes. At fault - Optional Extra. Up to 14 days.
Windscreen cover
Yes - standard excess ($0 excess for repair only). Option to reduce windscreen replacement excess to $0 for an additional premium.
Modifications
Automatically covered.
Young driver excess imposed
$600 for listed drivers under 25, $1,600 for unlisted drivers under 25.
Roadside assistance
No
Other benefits
-
Other restrictions
-
States where offered
SA VIC TAS NSW ACT QLD WA
Terms, conditions, exclusions, limits and sub-limits may apply to any of the insurance products shown on the Mozo website. These terms, conditions, exclusions, limits and sub-limits could affect the level of benefits and cover available under any of the insurance products shown on the Mozo website. Please refer to the relevant Product Disclosure Statement and the Target Market Determination on the provider's website for further information before making any decisions about an insurance product.
TrueCover is run for people, not profit. TrueCover provides comprehensive cover tailored to Australians over 50 years of age. Includes roadside assistance, ambulance cover, no maximum driver age, death/funeral benefit, new car replacement and an Australian-based contact centre. Insurance not offered in NT.
Monthly premiums
No
Choice of repairer
No
Choice of excess
$500 - $2,500 (varies By State)
Agreed or market value
Agreed
Available discounts
Price Beat Offer Available For Eligible Drivers Over 50 Years Old Switching From A Comparable Policy With The Code ‘SENIORS’. T&Cs Apply.
TrueCover is run for people, not profit. TrueCover provides comprehensive cover tailored to Australians over 50 years of age. Includes roadside assistance, ambulance cover, no maximum driver age, death/funeral benefit, new car replacement and an Australian-based contact centre. Insurance not offered in NT.
New car if written off
Yes, within 12 months and 10,000 km of original registration
Rental car after theft
Yes - Up to 14 days, max $50 per day, $700 total.
Rental car after accident
Optional Extra - Up to 14 days, max $50 per day, $700 total.
Windscreen cover
Yes - standard excess. Option to reduce windscreen excess to $50 for an additional premium.
Modifications
Covered only if agreed in writing.
Young driver excess imposed
$1,000 for drivers under 35, $1,000 for drivers that have not held a full license for 5 years, and $3,000 for unlisted drivers.
Roadside assistance
Yes
Other benefits
Ambulance After Accident; No Maximum Driver Age.
Other restrictions
-
States where offered
SA VIC TAS NSW ACT QLD WA
Terms, conditions, exclusions, limits and sub-limits may apply to any of the insurance products shown on the Mozo website. These terms, conditions, exclusions, limits and sub-limits could affect the level of benefits and cover available under any of the insurance products shown on the Mozo website. Please refer to the relevant Product Disclosure Statement and the Target Market Determination on the provider's website for further information before making any decisions about an insurance product.
Covers damage caused in an accident, weather events, fire and theft, plus damage your car causes to other people’s vehicles and property. Choose to add on a number of optional extras. Score $115 off new online Comprehensive Car Insurance policies (T&Cs apply). $10 monthly kogan.com credit (T&Cs apply).
Monthly premiums
Yes Costs Extra
Choice of repairer
Yes, Optional Extra
Choice of excess
$500 - $2,300
Agreed or market value
Agreed Or Market
Available discounts
Online Discount $80 Off New Online Comprehensive Car Insurance Policies.
$10 Monthly Kogan.com Credit For Every Month For Policy Is Active.
Covers damage caused in an accident, weather events, fire and theft, plus damage your car causes to other people’s vehicles and property. Choose to add on a number of optional extras. Score $115 off new online Comprehensive Car Insurance policies (T&Cs apply). $10 monthly kogan.com credit (T&Cs apply).
New car if written off
Yes - within 3 years of original registration and driven less than 60,00km.
Rental car after theft
Yes - Up to 14 days, reasonable daily cost.
Rental car after accident
Not at fault - Yes, reasonable costs. At fault - Optional Extra, reasonable costs.
Windscreen cover
Yes - repairs to windscreen, sunroof or window glass without excess but excess applies if replacement is needed. . Option to waive excess for windscreen claims for an additional premium.
Modifications
Covered only if agreed in writing.
Young driver excess imposed
$600 for listed drivers under 25, $1,600 for unlisted drivers under 25
Roadside assistance
No
Other benefits
$5 Kogan.com credit when a quote is completed. T&CS apply.
Other restrictions
Legal liability is an Optional Extra and not included in standard policy.
States where offered
SA VIC NT TAS NSW ACT QLD WA
Terms, conditions, exclusions, limits and sub-limits may apply to any of the insurance products shown on the Mozo website. These terms, conditions, exclusions, limits and sub-limits could affect the level of benefits and cover available under any of the insurance products shown on the Mozo website. Please refer to the relevant Product Disclosure Statement and the Target Market Determination on the provider's website for further information before making any decisions about an insurance product.
*Terms, conditions, exclusions, limits and sub-limits may apply to any of the insurance products shown on the Mozo website. These terms, conditions, exclusions, limits and sub-limits could affect the level of benefits and cover available under any of the insurance products shown on the Mozo website. Please refer to the relevant Product Disclosure Statement and the Target Market Determination on the provider's website for further information before making any decisions about an insurance product.
Car insurance resources
Reviews, news, tips and guides to help find the best car insurance for you.
Is car insurance compulsory in Tasmania?
Yes, like all other states and territories in Australia, you’ll need some level of car insurance to drive in Tasmania.
This level of insurance doesn’t cover any damage caused to your car or others’. Instead it’s there to compensate you for reasonable medical, ambulance and hospital costs, rehabilitation expenses, income loss, long term care for serious injuries and disability allowance.
As on the mainland, other levels of car insurance in Tasmania are elective. However, it’s advisable to have at least a basic level of voluntary cover in case you cause an accident, as otherwise you may be left with a massive repair bill for any damages you cause to your own car and others.
The most basic level within this is third party property damage car insurance, which covers you for repair or replacement costs if you cause damage to other people’s vehicles or property. Every policy differs slightly, but there are generally dollar limits on what your insurance company will pay out. And remember: third party property insurance does not cover your own car in any way.
If you live in an area with a high crime rate or park your car on a dangerous street, you might consider bumping up your third party cover to include fire and theft car insurance. This will cost a little extra, but is a useful safeguard for your car if it’s in a riskier environment.
Comprehensive car insurance is the highest level of cover you can take out in TAS. As a base, it covers repair or replacement costs for your own and other vehicles should you cause an accident. Depending on your provider and policy, it can also include cover for additional costs that crop up around road accidents like towing, emergency accommodation, travel and hire car costs.
How much does car insurance cost in Tasmania?
You pay CTP through MAIB as part of your annual vehicle registration in TAS, so this cost will be determined by the kind of vehicle you drive. As an example, the annual MAIB premium for a motor car (which is a standard car meant to carry passengers) is $302.*
When it comes to elective coverage, a higher level of cover means a higher premium, so a comprehensive policy will cost more than third party car insurance. Just remember, if you cause a costly accident or own a reasonably new or valuable car, paying a little more each year on your premium for additional cover could save you money down the road.
Regardless of the type of car insurance you choose, there are a range of demographic and behavioural factors which can impact your car insurance cost. Insurance companies will use statistics to calculate how much of a risk you are on paper, and provide a car insurance quote which mitigates high risk with a higher premium. Some of the factors they go off include:
Your age & gender. Based on road accidents and the cost of insurance claims, younger or more inexperienced drivers are a higher risk and female drivers are statistically safer.
Where you liveand whether yourcar is garaged. If your car is on the street in a dangerous neighbourhood, expect a premium bump.
Your driving habits and history. On the bright side, some insurance providers offer cheaper premiums for Tasmanians who don’t use their cars often. But flip the coin to someone who drives a lot or has black marks on their driving record, and you’ll find a more expensive premium.
What is covered by comprehensive car insurance in Tasmania?
Every car insurance provider will offer slightly different benefits, which will then be affected by the kind of driver you are and the kind of vehicle you drive. With that in mind, there are some things you can generally expect to see on your comprehensive car insurance policy. This includes coverage for:
Damage to another driver’s car when you cause an accident
Damage to your car in an accident
Other accidental damage (like reversing into a retaining wall)
Fire damage
Theft and attempted theft of your car
Vandalism and malicious damage
Emergency repairs
Towing costs in an emergency
Travel and accommodation costs if you’re a certain distance from home after an incident
Damage to personal property in your car.
Are there any optional extras I should have when driving in TAS?
Some car insurance policies will include certain features as standard, which in other policies only come as optional extras. Generally speaking, the more feature-rich your policy is the more expensive it will be whether you include things optionally or if they’re offered from the get-go. Some features to consider which may only be offered as optional extras include:
Excess-free windscreen cover. This is great if you live on a large Tassie block and might need semi-regular windscreen repairs from driving on unsealed roads.
Rental car after accident. You’ll often find this is included after a theft as standard, but not after road accidents, particularly if you’re responsible for a crash.
Modifications. Many providers will be happy to insure your cool vehicle upgrades, you’ll just have to let them assess it and set a price for coverage before taking out a policy.
Choice of repairer: Being able to choose your own repairer is a good option if you have a trusted mechanic or panel beater in mind and want them to see to all repairs.
24-hour roadside assistance. If you’re concerned about getting stuck in between Tassie townships, roadside assistance can get you out of a bind. This is usually sold as a separate product to most insurance policies.
No claims bonus protection. This is a veil of protection added onto your clean driving record which has earned you a discount on your premium. It’ll keep the no claims discount intact if you make a claim in some scenarios.
How does car theft and accidents affect insurance in TAS?
As mentioned, your cover can be affected by where you live, drive and park your car, as different areas have different levels of crime rates and road incidents, and therefore come with higher risk. So it’s important to have an idea of what that risk is in your state and local area.
TAS road accident statistics
Serious injuries and fatalities on Tasmanian roads were slightly higher in 2020 than the running ten-year average, according to Tasmania Transport Services.** There were 284 people who were seriously hurt and 36 lives lost.
A report from the Department of State Growth found two-thirds of serious casualties were caused by vehicles veering off the roadway or into oncoming traffic, resulting in head-on or other kinds of collisions.^ It also found a lack of attention while driving and experience as a driver were the two leading causes of casualties, closely followed by inappropriate speed.
Tasmania road weather dangers
Tassie is home to some of Australia’s coldest towns, which brings a very dangerous element to the driving equation: black ice. With temperatures dropping as low as -14 degrees Celsius^^, black ice (a thin coating of transparent ice) is a much more common threat in some areas.
Be sure to watch out for weather warnings and avoid driving when black ice is prevalent, especially on roads prone to it like the Huon Highway and the Southern Outlet.
Car theft in Tasmania
Of the 1,067 vehicles reported stolen in Tasmania during the calendar year of 2019-2020, around 75% have been recovered, according to the National Motor Vehicle Theft Reduction Council.+ Major cities were at the top of the leaderboard, with thefts in Launceston, Glenorchy, Hobart and Clarence (in that order) accounting for well over half of these instances.
Insuring your car for theft, fire and malicious damage can be a good way to mitigate the risk of living and parking in these areas. This is generally covered in a comprehensive car insurance policy, or can be added onto third party car insurance. Also consider parking your car on your property or in a garage to reduce the likelihood of theft or vandalism – you may even reduce your car insurance premium in the process.
What's the best car insurance in Tasmania?
When looking for a new policy, most people want to find the best car insurance in Australia to cover their rides. So, a great place to start is by checking out the winners in the Exceptional Value and Exceptional Quality categories in the latest Mozo Experts Choice Car Insurance Awards for 2023.
The Mozo experts analysed over 10,000 car insurance quotes to find the best value policies for the widest range of customers. Check out the methodology report for more information.
However, not all policies are one-size-fits-all, so it’s important to bear this in mind when comparing car insurance policies in Tasmania.
External sources
* Tasmanian Government (Dec 2020), ‘MAIB Premiums’ - accessed 21 Jan 2021
** Tasmanian Government (Jan 2021), ‘Tasmanian crash statistics’ - accessed 21 Jan 2021
^ Department of State Growth (Dec 2016), ‘Towards Zero Tasmanian Road Safety Strategy 2017-2026’ - accessed 21 Jan 2021
^^ ABC News (Aug 2020), ‘Liawenee in Tasmania's Central Highlands breaks record for coldest temperature in island state’ - accessed 21 Jan 2021
+ National Motor Vehicle Theft Reduction Council (Sep 2020), 'National context' - accessed 21 Jan 2021
As a finance journalist, Olivia investigates insurance, banking and property. After completing a double degree in journalism and media and communications, Olivia became a lifestyle editor at Time Out Sydney and freelanced for notable publications such as Guardian Australia and SBS News. She was Mozo’s resident car insurance enthusiast until Februrary 2022, and has (ASIC RG146 Tier 2) certification to provide general insurance advice. She edited content for the Mozo Experts Choice Awards, and was also the co-host of Mozo’s podcast, The Finance Burrito.
Yes, you’ll still be covered if you drive aboard the Spirit of Tasmania to visit Melbourne mates or take a nation-wide road trip. If you’re planning on exploring other states and territories for a longer stint, have a chat to your insurance provider before heading off, as there may be some limits or exclusions.
Most car insurance companies operate Australia-wide, but there are some providers who only operate in one or a few states and will only cover those who live there. The insurance itself is the same but coverage levels and other benefits will differ from provider to provider. Often these insurance companies will also invest in local road safety education and research.
CTP is one aspect of car insurance where details and costs can differ depending on state boundaries. So, if you want to learn more about this or compare comprehensive car insurance policies specifically in your state, head to Mozo’s dedicated car insurance hubs for:
If you’re looking to find Australia’s best car insurance, a great place to begin is by checking out the winners in the Exceptional Value and Exceptional Quality categories in the Mozo Experts Choice Awards for Car Insurance. Our experts analysed the pricing and product data and determined these as the insurance policies offering the best range of features for competitive premiums.
Not all customers are looking for the same thing when it comes to car insurance, so it’s important to bear this in mind when comparing policies.
While you don't need a particular kind of insurance for any type of car, there could be policies or levels of insurance which suit you and your wheels better.
The Mozo data team has crunched the numbers for a few different car brands so you can better understand the insurance costs associated with some popular cars:
Absolutely! Some of the common car insurance discounts you can apply for in Tasmania include:
Online discount: Insurance companies reward customers who help streamline processes by applying for insurance online. An apply-online discount can often be as high as 20%, but is usually only applied to the first yearly premium on a new policy.
Loyalty discount: If you’ve stuck with the same insurance provider for years, you may be offered a discount come renewal time or it may be applied to your premium automatically. The discount is offered as a percentage of your premium and can increase over time.
No claims bonus: While it’s often called a ‘bonus’, this is another discount. Like the loyalty discount, it also has the potential to grow over time, but is based on you not making any insurance claims each policy period. Sometimes not-at-fault claims or cheaper claims (such as windscreen repairs) won’t count in this tally.
Multi policy discount: If you have more than one policy with the same insurer, you can often snag a discount on your car insurance. This includes other car insurance policies, home insurance and life insurance policies.
Driver restriction discount: Setting boundaries can also help you save. If you agree that only low-risk people will be driving your car or you’ll only drive a certain amount of kilometres in the year, you may be able to reduce your premium. Just remember, if you break these conditions and have an accident, your claim can be denied.
When kicking off the claims process, the easiest option is often to lodge and keep track of your claim online. However, you can usually still speak to a human service provider over the phone with most insurance companies, and sometimes even in person.
No matter how you approach it, having the following details written down at the time of the incident and handy when you’re processing the claim will make you life easier:
The date, time and location of the incident, as well as an outline road conditions
The details of any other drivers involved in the accident (including their contact info, insurance details and licence and registration numbers)
Any statements from witnesses or other involved road-users
Any photo evidence of damages or the scene of the incident
A police report (if applicable).
It’s important to remember you’ll have to pay an excess to get the wheels rolling on your claim, so be sure you know what your excess is and if you can cover it. Also keep in mind that making a claim might impact your no claims bonus and potentially cause future premiums to rise.
There are some things you can expect to be excluded from your car insurance cover no matter where you live. Some general exclusions are:
Depreciation of your car's value: The more you drive your car and the longer you have it, the more it depreciates in value. As this part and parcel of owning and driving a car, it isn’t insurable.
Mechanical or structural faults: This applies to spontaneous breakdowns – for example, your air con fails or indicator light dies – and usually won’t be covered.
Wear and tear: You will need to check what this refers to, as each insurance company has a different definition. In general, you can’t claim repair costs on things like rust damage, bald tyres or worn-down brakes.
Car insurance premiums are usually calculated as an annual sum, but it doesn’t necessarily mean you’ll have to pay it every twelve months. You'll sometimes have the option to pay your premium weekly, fortnightly or monthly. However, many insurance companies may add a processing fee for this budgeting convenience.
I had recently joined AAMI when I was involved in an accident. The process to log and finalise theClaim was very good. I would recommend AAMI as a trustworthy company with great products and services
I had recently joined AAMI when I was involved in an accident. The process to log and finalise theClaim was very good. I would recommend AAMI as a trustworthy company with great products and services
I love ahm! I have Car and Health Insurance with them and because I have both I have a discount too! They also offer a youth discount which is great! I use the pay as you go (set kms per year) option for my car insurance which is perfect for me since I only pay for how much I drive and I’m fully covered. Compared to other insurances, this one was the best in value and price. I know young drivers are penalised more because of their inexperience, but being 24 with no accidents in six years of driving I’m glad that ahm can recognise that, and treat me fairly. Their customer service is amazing, their app and website are easy to use and navigate, and they have lots of information sheets that you can read through. Everything is clear, concise, and easy to understand for the regular person with no legal jargon. I truly have no complaints - only that price could be nonexistent lol but it’s already way cheaper than any competitor and insurance is kind of a necessity.
I love ahm! I have Car and Health Insurance with them and because I have both I have a discount too! They also offer a youth discount which is great! I use the pay as you go (set kms per year) option for my car insurance which is perfect for me since I only pay for how much I drive and I’m fully covered. Compared to other insurances, this one was the best in value and price. I know young drivers are penalised more because of their inexperience, but being 24 with no accidents in six years of driving I’m glad that ahm can recognise that, and treat me fairly. Their customer service is amazing, their app and website are easy to use and navigate, and they have lots of information sheets that you can read through. Everything is clear, concise, and easy to understand for the regular person with no legal jargon. I truly have no complaints - only that price could be nonexistent lol but it’s already way cheaper than any competitor and insurance is kind of a necessity.
Our goal at Mozo is to help you make smart financial decisions and our award-winning comparison tools and services are provided free of charge. As a marketplace business, we do earn money from advertising and this page features products with Go To Site links and/or other paid links where the provider pays us a fee if you go to their site from ours, or you take out a product with them. You do not pay any extra for using our service.
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Mozo provides general product information. We don't consider your personal objectives, financial situation or needs and we aren't recommending any specific product to you. You should make your own decision after reading the Product Disclosure Statement (PDS) or offer documentation, or seeking independent advice. It is also advised to review Target Market Determination(TMD) of products that you are considering. The TMD can be found on the provider's website.
Disclaimer
Who we are and how we get paid
Our goal at Mozo is to help you make smart financial decisions and our award-winning comparison tools and services are provided free of charge. As a marketplace business, we do earn money from advertising and this page features products with Go To Site links and/or other paid links where the provider pays us a fee if you go to their site from ours, or you take out a product with them. You do not pay any extra for using our service.
We are proud of the tools and information we provide and unlike some other comparison sites, we also include the option to search all the products in our database, regardless of whether we have a commercial relationship with the providers of those products or not.
'Sponsored', 'Hot deal' and 'Featured Product' labels denote products where the provider has paid to advertise more prominently.
'Mozo sort order' refers to the initial sort order and is not intended in any way to imply that particular products are better than others. You can easily change the sort order of the products displayed on the page.
Important information on terms, conditions and sub-limits
Terms, conditions, exclusions, limits and sub-limits may apply to any of the insurance products shown on the Mozo website. These terms, conditions, exclusions, limits and sub-limits could affect the level of benefits and cover available under any of the insurance products shown on the Mozo website. Please refer to the relevant Product Disclosure Statement and the Target Market Determination on the provider's website for further information before making any decisions about an insurance product.
